-----BEGIN PRIVACY-ENHANCED MESSAGE----- Proc-Type: 2001,MIC-CLEAR Originator-Name: webmaster@www.sec.gov Originator-Key-Asymmetric: MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB MIC-Info: RSA-MD5,RSA, Wh85wYO22STfvy3SOhjESou4/cMfdFmZohPUcGHZ1O8u3A0/doXt7KwIbU6uvcoU WZuW5DthlDXdvfM2qBywtQ== 0000950137-05-014537.txt : 20051206 0000950137-05-014537.hdr.sgml : 20051206 20051205193229 ACCESSION NUMBER: 0000950137-05-014537 CONFORMED SUBMISSION TYPE: FWP PUBLIC DOCUMENT COUNT: 1 FILED AS OF DATE: 20051206 DATE AS OF CHANGE: 20051205 GROUP MEMBERS: RGA CAPITAL TRUST III GROUP MEMBERS: RGA CAPITAL TRUST IV SUBJECT COMPANY: COMPANY DATA: COMPANY CONFORMED NAME: REINSURANCE GROUP OF AMERICA INC CENTRAL INDEX KEY: 0000898174 STANDARD INDUSTRIAL CLASSIFICATION: ACCIDENT & HEALTH INSURANCE [6321] IRS NUMBER: 431627032 STATE OF INCORPORATION: MO FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP SEC ACT: 1934 Act SEC FILE NUMBER: 333-123161 FILM NUMBER: 051245615 BUSINESS ADDRESS: STREET 1: 1370 TIMBERLAKE MANOR PARKWAY CITY: CHESTERFIELD STATE: MO ZIP: 63017-6039 BUSINESS PHONE: 6367367000 MAIL ADDRESS: STREET 1: 1370 TIMBERLAKE MANOR PARKWAY CITY: CHESTERFIELD STATE: MO ZIP: 63017-6039 FILED BY: COMPANY DATA: COMPANY CONFORMED NAME: REINSURANCE GROUP OF AMERICA INC CENTRAL INDEX KEY: 0000898174 STANDARD INDUSTRIAL CLASSIFICATION: ACCIDENT & HEALTH INSURANCE [6321] IRS NUMBER: 431627032 STATE OF INCORPORATION: MO FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: FWP BUSINESS ADDRESS: STREET 1: 1370 TIMBERLAKE MANOR PARKWAY CITY: CHESTERFIELD STATE: MO ZIP: 63017-6039 BUSINESS PHONE: 6367367000 MAIL ADDRESS: STREET 1: 1370 TIMBERLAKE MANOR PARKWAY CITY: CHESTERFIELD STATE: MO ZIP: 63017-6039 FWP 1 c00524f2fwp.htm FREE WRITING PROSPECTUS fwp
 

Filed pursuant to Rule 433(d)
Registration Nos. 333-123161, 333-123161-01 and 333-123161-02
(Pursuant to Rule 429, also Registration
Nos. 333-117261, 333-117261-01 and 333-117261-02 and
Nos. 333-108200, 333-108200-01 and 333-108200-02)
Reinsurance Group of America, Incorporated
(NYSE Symbol: RGA)
     
Securities:
  6.75% Junior Subordinated Debentures due 2065 
Registration:
  Registered with the SEC
Amount:
  $400,000,000 
CUSIP:
  759351 AE 9 
Ratings:
  Moody’s: Baa3 (stable); S&P: BBB- (outlook negative); AM Best: bbb (outlook negative)*
Maturity Date:
  December 15, 2065
     
Fixed Rate Period:
  6.75% semi-annually in arrears until December 15, 2015, payable on June 15 and December 15, commencing June 15, 2006, subject to Company’s right to defer
 
    
Floating Rate Period:
  From December 15, 2015, at a floating rate of 3-month LIBOR plus a margin of 266.5 basis points, payable quarterly in arrears on March 15, June 15, September 15 and December 15, subject to Company’s right to defer
Redemption at Par: First call date of December 15, 2015 and thereafter
Make-Whole Call for Tax Event: Discounted present value of Treasury plus 50 basis points
Make-Whole Call for Other Reason: Discounted present value of Treasury plus 35 basis points
Public Offering Price:            99.660%
10-Year Treasury Rate:            4.567%
Reoffer Spread:            223 basis points
Reoffer Yield:            6.797%
Underwriting Discount:            1.0%
Net Proceeds before expenses to RGA: $394,640,000
Settlement: December 8, 2005 (T+3) closing date
Selling concession: 0.5%
Bookrunners: Morgan Stanley (billing and delivery) and Lehman Brothers
Allocation:
         
    Principal Amount  
Morgan Stanley & Co. Incorporated
   $ 240,000,000  
Lehman Brothers Inc.
     160,000,000  
 
      
Total
   $ 400,000,000  
*An explanation of the significance of ratings may be obtained from the rating agencies. Generally, rating agencies base their ratings on such material and information, and such of their own investigations, studies and assumptions, as they deem appropriate. The rating of the debentures should be evaluated independently from similar ratings of other securities. A credit rating of a security is not a recommendation to buy, sell or hold securities and may be subject to review, revision, suspension, reduction or withdrawal at any time by the assigning rating agency.
The issuer has filed a registration statement (including a prospectus, which consists of a preliminary prospectus supplement dated December 5, 2005 and an attached prospectus dated March 22, 2005) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling toll-free 1-866-718-1649 (institutional investors) or 1-800-584-6837 (retail investors).
Any disclaimers or other notices that may appear below are not applicable to this communication and should be disregarded. Such disclaimers or other notices were automatically generated as a result of this communication being sent via Bloomberg or another email system.

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