RESOLUTIONS OF THE BOARD OF DIRECTORS OF UWHARRIE CAPITAL CORP

	WHEREAS the persons named below are designated as "Reporting Persons" of
Uwharrie Capital Corp (the "Company") for purposes of Rule 16a (Reporting
Requirement) to the Securities and Exchange Commission ("SEC"):

	1.   Board of Directors		Uwharrie Capital Corp

	2.   Roger L. Dick		President and Chief Executive Officer
					Uwharrie Capital Corp
					Chief Executive Officer  Uwharrie Bank

	3.   R. David Beaver III	Chief Risk Officer
					Uwharrie Capital Corp and Uwharrie Bank
					President  Uwharrie Bank

	4.  Jason R. Andrew		Chief Operations Officer
					Uwharrie Capital Corp and Uwharrie Bank

	5.  Christy D. Stoner 		President & Chief Executive Officer
					Uwharrie Investment Advisors
					Chief Marketing Officer
					Uwharrie Capital Corp and Uwharrie Bank

	6.  Jeffrey L. Trout		President  Uwharrie Bank Mortgage

	7.  Heather H. Almond		Chief Financial Officer
					Uwharrie Capital Corp and Uwharrie Bank

	8.  Cheryl P. Rinehardt		Chief Credit Officer  Uwharrie Bank

	9.  Brooke L. Senter		Chief People Officer  Uwharrie Capital Corp and
					Uwharrie Bank Assistant Corporate Secretary
					Uwharrie Capital Corp and Uwharrie Bank

	10. Tamara M. Singletary	Executive Vice President Uwharrie Capital Corp and
					Uwharrie Bank Corporate Secretary Uwharrie Capital
					Corp and Uwharrie Bank

	FURTHER all other officers of the Company are excluded from policymaking
functions and therefore are not "Reporting Persons" of the Company.

Page 2 of 2
SEC "Reporting Persons" Resolution
UCC Board of Directors Meeting
February 15, 2022

	FURTHER those persons named will be responsible for complying with the
"Pre-Clearance Policy for Uwharrie Capital Corp Stock Transactions" as set forth
by the Board of Directors and for notifying Tamara M. Singletary who has been
designated as the Companys
	contact person for stock matters prior to engaging in any transaction involving
or effecting any change in his/her beneficial ownership of equity securities of
the Company including without
	limitation any change resulting from any private negotiation trade market trade
through the Company gifts custodial accounts trusts corporations partnerships
marriages deaths
	incentive stock options employee stock purchase plan employee benefit plan etc.
in order to prevent violations of Rule 16a and 16b.

	FURTHER compliance with the reporting rules is the sole responsibility of the
individual Reporting Persons and not the Company however Tamara M. Singletary or
designee will assist persons with reporting forms to ensure timely filings with
the Securities and Exchange Commission (SEC).

	FURTHER the "Reporting Persons" authorize and designate Roger L. Dick R. David
Beaver III or Tamara M. Singletary to sign SEC Forms 3 4 and 5 and file in their
behalf if needed.  Notice of this signature authorization will be given to the
Securities and Exchange Commission by providing a copy of this resolution.


   	These actions being taken at a duly called meeting of the Uwharrie Capital
Corp Board of Directors on February 15 2022 for which a quorum was present.


              					Signed and sealed this 15th day of February 2022



      						/s/ Tamara M. Singletary
						Tamara M. Singletary
						Executive Vice President & Corporate Secretary
						Uwharrie Capital Corp