Consolidated Balance Sheets - USD ($) $ in Thousands	Sep. 30, 2024	Dec. 31, 2023
ASSETS
Cash and due from banks	$ 8,115	$ 7,407
Interest-earning deposits with banks	115,783	56,027
Cash and cash equivalents	123,898	63,434
Securities available for sale, at fair value (amortized cost $357,787 and $369,301 respectively)	332,645	336,714
Securities held to maturity, at amortized cost (fair value $24,888 and $25,736 respectively)	26,843	28,600
Less allowance for credit losses on securities held to maturity	(66)	(56)
Net securities held to maturity	26,777	28,544
Equity securities, at fair value	355	302
Loans held for sale	4,787	4,695
Loans held for investment	647,125	592,071
Less allowance for credit losses on loans	(5,736)	(5,561)
Net loans held for investment	641,389	586,510
Premises and equipment, net	14,722	15,089
Interest receivable	4,821	4,393
Restricted stock	1,729	1,672
Bank-owned life insurance	7,901	7,793
Deferred income tax benefit	6,991	8,910
Loan servicing assets	3,982	4,287
Mortgage banking derivatives	1,173	852
Other assets	9,889	9,396
Total assets	1,181,059	1,072,591
Deposits:
Demand noninterest-bearing	288,278	269,998
Interest checking and money market accounts	431,230	417,318
Savings deposits	94,562	101,193
Time deposits, $250,000 and over	131,992	78,046
Other time deposits	131,749	115,158
Total deposits	1,077,811	981,713
Short-term borrowed funds	1,419	1,379
Long-term debt	29,142	29,104
Mortgage banking derivatives	28	288
Other liabilities	11,538	10,666
Total liabilities	1,119,938	1,023,150
Off balance sheet items, commitments and contingencies (Note 9)
SHAREHOLDERS’ EQUITY
Common stock, $1.25 par value: 20,000,000 shares authorized; shares issued and outstanding 6,964,323 and 7,124,438 at September 30, 2024 and December 31, 2023, respectively	8,705	8,905
Common stock dividend distributable	174
Additional paid-in capital	12,735	12,876
Undivided profits	48,217	42,105
Accumulated other comprehensive loss	(19,365)	(25,100)
Total Uwharrie Capital Corp shareholders’ equity	50,466	38,786
Noncontrolling interest	10,655	10,655
Total shareholders’ equity	61,121	49,441
Total liabilities and shareholders’ equity	$ 1,181,059	$ 1,072,591