-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 Wn0LIXyF8LbZI/ncclKEFaxnkIdciWuRAC3hvYG2JmgX3kasvkip7Jd/wC2tZKUl
 JrCCpmdlp8wCyQvMEHsJKw==

<SEC-DOCUMENT>0000897708-96-000012.txt : 19960126
<SEC-HEADER>0000897708-96-000012.hdr.sgml : 19960126
ACCESSION NUMBER:		0000897708-96-000012
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19960125
SROS:			NYSE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AT&T CAPITAL CORP /DE/
		CENTRAL INDEX KEY:			0000897708
		STANDARD INDUSTRIAL CLASSIFICATION:	UNKNOWN SIC - 0000 [0000]
		IRS NUMBER:				223211453
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-61003
		FILM NUMBER:		96506961

	BUSINESS ADDRESS:	
		STREET 1:		44 WHIPPANY ROAD
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07962-1982
		BUSINESS PHONE:		2013973000

	MAIL ADDRESS:	
		STREET 1:		44 WHIPPANY RD
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07962
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<TEXT>

<PAGE>                       Filed Under Rule 424 (b)(3)
                              Registration Statement No. 33-61003

    SUPPLEMENT NO.40  TO PROSPECTUS DATED SEPTEMBER 20, 1995 
                (AS SUPPLEMENTED OCTOBER 19, 1995)

AT&T CAPITAL CORPORATION

Medium Term Notes, Series 3

Due Nine Months or More From Date of Issue.

Issue Price: 100%
  (as a percent of principal amount)

                  Fixed and Floating Rate Notes

                                                  Interest Rate
Range of Maturities                                 Per Annum 
- -------------------                               -------------

From 9 Months to less than 1 year ................... Float%

INITIAL FIXING DATE:          01/25/96
INITIAL PAYUMENT DATE:   02/29/96
MATURITY DATE:           01/29/97
DAYCOUNT:                ACTUAL/360
INDEX:                   1 Month LIBOR + 0.05%
SOURCE:                  TELERATE PAGE 3750
RESET FREQUENCY:              Monthly
PAYMENT FREQUENCY:       Monthly
PAYMENT:                 Monthly, Pays the 29th or Next Good
                         Business Day of Each Month. Commencing
                         2/29/96
INTEREST DETERMINATION:  Monthly Reset, Paid
                         Monthly - Source: Telerate p.
                         3750.2London Business Day Prior to
                         Period End Dates.
REDEMPTION:              Non-Call Life
AMOUNT OF SALE:          $100,000,000
CUSIP NUMBER:            00206HZK3

Date of Sale:  January 24, 1996


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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