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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
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 J/swq0RePq0LyelV5TpZNw==

<SEC-DOCUMENT>0000897708-96-000003.txt : 19960118
<SEC-HEADER>0000897708-96-000003.hdr.sgml : 19960118
ACCESSION NUMBER:		0000897708-96-000003
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19960117
SROS:			NYSE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AT&T CAPITAL CORP /DE/
		CENTRAL INDEX KEY:			0000897708
		STANDARD INDUSTRIAL CLASSIFICATION:	UNKNOWN SIC - 0000 [0000]
		IRS NUMBER:				223211453
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-61003
		FILM NUMBER:		96504158

	BUSINESS ADDRESS:	
		STREET 1:		44 WHIPPANY ROAD
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07962-1982
		BUSINESS PHONE:		2013973000

	MAIL ADDRESS:	
		STREET 1:		44 WHIPPANY RD
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07962
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<TEXT>

<PAGE> 1                      Filed Under Rule 424 (b)(3)
                              Registration Statement No. 33-61003


     SUPPLEMENT NO. 31 TO PROSPECTUS DATED SEPTEMBER 20, 1995
                (AS SUPPLEMENTED OCTOBER 19, 1995)

AT&T CAPITAL CORPORATION


Medium Term Notes, Series 3


Due Nine Months or More From Date of Issue.


Issue Price: 100%
  (as a percent of principal amount)


                  Fixed and Floating Rate Notes


                                                  Interest Rate
Range of Maturities                                 Per Annum 
- -------------------                               -------------

From 2 years to 3 years ............................   5.65 %


Date of Sale: January 12, 1996

Redemption:

     Check applicable sentence.
      X  The Notes cannot be redeemed prior to maturity
     ---
         The Notes may be redeemed prior to maturity
     ---
     Redemption Date:              Redemption Price:  
                     -----------                    ------------
                              (as a percent of principal amount)
Repayment:

     Check applicable sentence.  
      X  The Notes cannot be repaid prior to maturity.  
     ---
         The Notes may be repaid prior to maturity.
     ---
     Repayment Date:               Repayment Price:
                     ------------                   ------------
                              (as a percent of principal amount)

</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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