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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
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MIC-Info: RSA-MD5,RSA,
 N7BrmHZHNzLxf9fdVQkrrcw2rgrlbpHn2mSCw6csRaL9P+ARTxbqDMfgSQw3F2oO
 n0XuyGHryCb1IW5IiNYAPg==

<SEC-DOCUMENT>0000897708-95-000088.txt : 19951031
<SEC-HEADER>0000897708-95-000088.hdr.sgml : 19951031
ACCESSION NUMBER:		0000897708-95-000088
CONFORMED SUBMISSION TYPE:	424B3
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		19951030
SROS:			NYSE

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			AT&T CAPITAL CORP /DE/
		CENTRAL INDEX KEY:			0000897708
		STANDARD INDUSTRIAL CLASSIFICATION:	UNKNOWN SIC - 0000 [0000]
		IRS NUMBER:				223211453
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		424B3
		SEC ACT:		1933 Act
		SEC FILE NUMBER:	033-61003
		FILM NUMBER:		95585364

	BUSINESS ADDRESS:	
		STREET 1:		44 WHIPPANY ROAD
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07962-1982
		BUSINESS PHONE:		2013973000

	MAIL ADDRESS:	
		STREET 1:		44 WHIPPANY RD
		CITY:			MORRISTOWN
		STATE:			NJ
		ZIP:			07962
</SEC-HEADER>
<DOCUMENT>
<TYPE>424B3
<SEQUENCE>1
<TEXT>

<PAGE> 1                      Filed Under Rule 424 (b)(3)
                              Registration Statement No. 33-61003


     SUPPLEMENT NO. 16 TO PROSPECTUS DATED SEPTEMBER 20, 1995
                (AS SUPPLEMENTED OCTOBER 19,1995)

AT&T CAPITAL CORPORATION


Medium Term Notes, Series 3


Due Nine Months or More From Date of Issue.


Issue Price: 100%
  (as a percent of principal amount)

                  Fixed and Floating Rate Notes

                                                  Interest Rate
Range of Maturities                                 Per Annum 
- -------------------                               -------------

From 9 months to 1 year ............................ Floating %

INITIAL FIXING DATE:               10/31/95

INITIAL PAYMENT DATE:              02/01/96

MATURITY DATE:                     11/01/96

DAYCOUNT:                          ACTUAL/360

INDEX:                             PRIME - 2.80%
     
SOURCE:                            FEDERAL RESERVE H.15 RELEASE

RESET FREQUENCY:                   DAILY

PAYMENT FREQUENCY:                 QUARTERLY

PAYMENT:                           1ST OF FEB., MAY, AUG., AND
                                   NOV. 1996

INTEREST DETERMINATION:            DAILY RESET, WEIGHTED AVERAGE,
                                   PAID QUARTERLY - SOURCE:
                                   H15(519), 1 N.Y. BUSINESS DAY
                                   PRIOR TO PERIOD END DATES

Redemption:                        NON-CALL LIFE

Date of Sale:  October 27, 1995
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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