Consolidated Balance Sheets - USD ($) $ in Millions		Sep. 30, 2018		Dec. 31, 2017
Assets
Fixed maturities available for sale, at fair value (amortized cost – $78,637 and $77,835) (includes hybrid financial instruments of $12 and $5)		$ 77,853		$ 78,939
Fixed maturities held to maturity, at amortized cost (fair value – $13,284 and $14,474)		13,563		14,335
Equity securities, at fair value (cost – $843 and $737)		843		937
Short-term investments, at fair value and amortized cost		3,479		3,561
Other investments (cost – $5,425 and $4,417)		5,425		4,672
Total investments		101,163		102,444
Cash		1,053	[1]	728	[2]
Restricted Cash	[1]	104		123
Securities lending collateral		2,143		1,737
Accrued investment income		857		909
Insurance and reinsurance balances receivable		10,193		9,334
Reinsurance Recoverable Losses And Loss Expenses		15,088		15,034
Reinsurance recoverable on policy benefits		206		184
Deferred policy acquisition costs		4,902		4,723
Value of business acquired		298		326
Goodwill		15,332		15,541
Other intangible assets		6,139		6,513
Prepaid reinsurance premiums		2,548		2,529
Investments in partially-owned insurance companies		656		662
Other assets		7,002		6,235
Total assets		167,684		167,022
Liabilities
Unpaid losses and loss expenses		63,029		63,179
Unearned premiums		15,725		15,216
Future policy benefits		5,463		5,321
Insurance and reinsurance balances payable		6,313		5,868
Securities lending payable		2,143		1,737
Accounts payable, accrued expenses, and other liabilities		9,343		9,545
Deferred tax liabilities		363		699
Repurchase agreements		1,414		1,408
Short-term debt		500		1,013
Long-term debt		12,149		11,556
Trust preferred securities		308		308
Total liabilities		116,750		115,850
Commitments and contingencies
Shareholders’ equity
Common Shares (CHF 24.15 par value; 479,783,864 shares issued; 461,100,790 and 463,833,179 shares outstanding)		11,121		11,121
Common Shares in treasury (18,683,074 and 15,950,685 shares)		(2,372)		(1,944)
Additional Paid in Capital, Common Stock		12,853		13,978
Retained earnings		31,491		27,474
Accumulated other comprehensive income (loss) (AOCI)		(2,159)		543
Total shareholders’ equity		50,934		51,172
Total liabilities and shareholders’ equity		$ 167,684		$ 167,022

[1] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Various Chubb entities participate in one or the other of the Pools, pursuant to which credit and debit balances in individual Chubb accounts are translated daily into a single currency and pooled on a notional basis. Individual Chubb entities are permitted to overdraw on their individual accounts provided the overall Pool balances do not fall below zero. At September 30, 2018, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.

[2] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Various Chubb entities participate in one or the other of the Pools, pursuant to which credit and debit balances in individual Chubb accounts are translated daily into a single currency and pooled on a notional basis. Individual Chubb entities are permitted to overdraw on their individual accounts provided the overall Pool balances do not fall below zero. At December 31, 2017, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.