Consolidated Balance Sheets - USD ($) $ in Millions		Sep. 30, 2017		Dec. 31, 2016
Assets
Fixed maturities available for sale, at fair value (amortized cost – $82,254 and $79,536)(includes hybrid financial instruments of nil and $2)		$ 83,686		$ 80,115
Fixed maturities held to maturity, at amortized cost (fair value – $10,365 and $10,670)		10,160		10,644
Equity securities, at fair value (cost – $723 and $706)		910		814
Short-term investments, at fair value and amortized cost		2,991		3,002
Other investments (cost – $4,429 and $4,270)		4,677		4,519
Total investments		102,424		99,094
Cash	[1]	1,088	[2]	985	[3]
Securities lending collateral		1,757		1,092
Accrued investment income		911		918
Insurance and reinsurance balances receivable		9,551		8,970
Reinsurance recoverable on losses and loss expenses		14,799		13,577
Reinsurance recoverable on policy benefits		193		182
Deferred policy acquisition costs		4,691		4,314
Value of business acquired		339		355
Goodwill		15,707		15,332
Other intangible assets		6,558		6,763
Prepaid reinsurance premiums		2,506		2,448
Investments in partially-owned insurance companies		652		666
Other assets		6,402		5,090
Total assets		167,578		159,786
Liabilities
Unpaid losses and loss expenses		64,153		60,540
Unearned premiums		15,456		14,779
Future policy benefits		5,307		5,036
Insurance and reinsurance balances payable		5,827		5,637
Securities lending payable		1,757		1,093
Accounts payable, accrued expenses, and other liabilities		9,173		8,617
Deferred tax liabilities		1,139		988
Repurchase agreements		1,408		1,403
Short-term debt		1,020		500
Long-term debt		11,559		12,610
Trust preferred securities		308		308
Total liabilities		117,107		111,511
Commitments and contingencies
Shareholders’ equity
Common Shares (CHF 24.15 par value; 479,783,864 shares issued; 464,158,519 and 465,968,716 shares outstanding)		11,121		11,121
Common Shares in treasury (15,625,345 and 13,815,148 shares)		(1,877)		(1,480)
Additional Paid in Capital, Common Stock		14,217		15,335
Retained earnings		25,941		23,613
Accumulated other comprehensive income (loss) (AOCI)		1,069		(314)
Total shareholders’ equity		50,471		48,275
Total liabilities and shareholders’ equity		$ 167,578		$ 159,786

[1] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Various Chubb entities participate in one or the other of the Pools, pursuant to which credit and debit balances in individual Chubb accounts are translated daily into a single currency and pooled on a notional basis. Individual Chubb entities are permitted to overdraw on their individual accounts provided the overall Pool balances do not fall below zero. At September 30, 2017 and December 31, 2016, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.

[2] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Various Chubb entities participate in one or the other of the Pools, pursuant to which credit and debit balances in individual Chubb accounts are translated daily into a single currency and pooled on a notional basis. Individual Chubb entities are permitted to overdraw on their individual accounts provided the overall Pool balances do not fall below zero. At September 30, 2017, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.

[3] Chubb maintains two notional multicurrency cash pools (Pools) with a third-party bank. Various Chubb entities participate in one or the other of the Pools, pursuant to which credit and debit balances in individual Chubb accounts are translated daily into a single currency and pooled on a notional basis. Individual Chubb entities are permitted to overdraw on their individual accounts provided the overall Pool balances do not fall below zero. At December 31, 2016, the cash balance of one or more entities was negative; however, the overall Pool balances were positive.