TAXES (Tables)

9 Months Ended

Sep. 30, 2020

TAXES [Abstract]

Schedule of Income Tax Examinations

We are subject to tax examinations in various taxing jurisdictions. The earliest years open for examination are as follows:

	Earliest Exam Year
Taxing Authority Jurisdiction:
U.S. Federal	2016
Various U.S. States	2015
Puerto Rico (U.S. Territory)	2014
Canada	2014

Reconciliation of Federal Income Tax Expense

	Three Months Ended				Nine Months Ended
	September 30,				September 30,
($ in thousands)	2020		2019		2020		2019
Effective Tax Rate	20.7	%	20.1	%	20.6	%	20.6	%