POWER OF ATTORNEY

     The undersigned,  Thomas L. Frank,  hereby constitutes and appoints Timothy
A.  Sheppard  or  Roger  K.  Cromerk,  as  the  undersigned's  true  and  lawful
attorney-in-fact  and  agent,  from the date  hereof  until  such  authority  is
terminated by me in writing, with full power of substitution and resubstitution,
for the undersigned and in the  undersigned's  name, place and stead, in any and
all capacities,  to sign any Form 3 - Initial Statement of Beneficial  Ownership
of  Securities,  Form 4 -  Statement  of  Changes  in  Beneficial  Ownership  of
Securities,  or Form 5 - Amended  Statement of Changes in  Beneficial  Ownership
required  to be filed  by the  undersigned  with  respect  to the  undersigned's
beneficial  ownership of securities of FFW Corporation (the  "Company"),  and to
file the same,  with all  exhibits  thereto,  with the  Securities  and Exchange
Commission and any national  stock market on which the Company's  securities are
listed,  granting unto said  attorney-in-fact and agent full power and authority
to do and perform  each and every act and thing  requisite  and  necessary to be
done,  as fully to all intents and  purposes as such person might or could do in
person,  hereby  ratifying and  confirming  all that said  attorney-in-fact  and
agent,  or a substitute or  substitutes,  may lawfully do or cause to be done by
virtue hereof.


     Executed as of this 25 day of June, 2003.


/s/ Thomas L. Frank
- ------------------------------------
Signature



/s/ Thomas L. Frank
- ------------------------------------
Printed Name



STATE OF INDIANA  )
                  ) SS.
COUNTY OF WABASH  )

     Before me, the undersigned  Notary Public in and for said State and County,
personally appeared Thomas L. Frank, and acknowledged to me to be the person who
executed the foregoing Power of Attorney as his/her act and deed.


                                         /s/ Leslie E. Mounts
                                         --------------------------------------
                                         Notary Public


                                         Leslie E. Mounts
                                         --------------------------------------
                                         Printed Name


My Commission Expires:

     11/7/08
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