EXHIBIT 10.8(b)

                          SCHEDULE A TO EXHIBIT 10.7(b)

The  following   individuals   entered  into  Executive  Deferred   Compensation
Agreements  with The  Ohio  Valley  Bank  Company  identified  below  which  are
identical to the  Executive  Deferred  Compensation  Agreement,  dated April 17,
2003, between Jeffrey E. Smith and The Ohio Valley Bank Company filed herewith.

                                      Date of
Name                                  Executive Deferred Compensation Agreements
----                                  ------------------------------------------
Katrinka V. Hart                      January 9, 2004
E. Richard Mahan                      January 9, 2004
Scott W. Shockey                      December 1, 2005