EXHIBIT 10.20(b)

SCHEDULE A TO EXHIBIT 10.20(a)

The following individuals entered into director deferred fee agreements with The Ohio Valley Bank Company which are identical to the Director Deferred Fee Agreement, dated December 19, 2017, between Kimberly A. Canady and The Ohio Valley Bank Company filed herewith.

Name	Date of Agreement
Edward J. Robbins	December 19, 2017
Edward B. Roberts	October 19, 2022