Consolidated Balance Sheets (Current Period Unaudited) - USD ($)	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and noninterest-bearing deposits with banks	$ 13,128,000	$ 13,806,000
Interest-bearing deposits with banks	59,769,000	57,374,000
Total cash and cash equivalents	72,897,000	71,180,000
Certificates of deposit in financial institutions	2,065,000	2,065,000
Securities available for sale	110,281,000	102,164,000
Securities held to maturity (estimated fair value: 2019 - $16,124; 2018 - $16,234)	15,590,000	15,816,000
Restricted investments in bank stocks	7,506,000	7,506,000
Total loans	780,644,000	777,052,000
Less: Allowance for loan losses	(8,013,000)	(6,728,000)
Net loans	772,631,000	770,324,000
Premises and equipment, net	15,535,000	14,855,000
Premises and equipment held for sale, net	280,000
Other real estate owned, net	470,000	430,000
Accrued interest receivable	2,808,000	2,638,000
Goodwill	7,371,000	7,371,000
Other intangible assets, net	349,000	379,000
Bank owned life insurance and annuity assets	29,571,000	29,392,000
Operating lease right-of-use asset, net	1,214,000
Other assets	6,305,000	6,373,000
Total assets	1,044,873,000	1,030,493,000
LIABILITIES
Noninterest-bearing deposits	233,804,000	237,821,000
Noninterest-bearing deposits held for sale	8,657,000
Interest-bearing deposits	600,691,000	608,883,000
Interest-bearing deposits held for sale	18,552,000
Total deposits	861,704,000	846,704,000
Other borrowed funds	37,577,000	39,713,000
Subordinated debentures	8,500,000	8,500,000
Operating lease liability	1,214,000
Accrued liabilities	15,526,000	17,702,000
Total liabilities	924,521,000	912,619,000
COMMITMENTS AND CONTINGENT LIABILITIES (See Note 5)
SHAREHOLDERS’ EQUITY
Common stock ($1.00 stated value per share, 10,000,000 shares authorized; 2019 - 5,418,398 shares issued; 2018 - 5,400,065 shares issued)	5,418,000	5,400,000
Additional paid-in capital	50,162,000	49,477,000
Retained earnings	81,042,000	80,844,000
Accumulated other comprehensive loss	(558,000)	(2,135,000)
Treasury stock, at cost (659,739 shares)	(15,712,000)	(15,712,000)
Total shareholders’ equity	120,352,000	117,874,000
Total liabilities and shareholders’ equity	$ 1,044,873,000	$ 1,030,493,000