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Condensed Consolidated Statements of Income (Unaudited) - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest and dividend income:    
Loans, including fees $ 8,927 $ 8,899
Securities:    
Taxable 488 449
Tax exempt 114 139
Dividends 74 74
Other Interest 167 66
9,770 9,627
Interest expense:    
Deposits 498 535
Other borrowed funds 125 121
Subordinated debentures 47 41
670 697
Net interest income 9,100 8,930
Provision for loan losses 479 (78)
Net interest income after provision for loan losses 8,621 9,008
Noninterest income:    
Service charges on deposit accounts 405 353
Trust fees 60 58
Income from bank owned life insurance and annuity assets 209 176
Mortgage banking income 57 59
Electronic refund check / deposit fees 1,754 2,095
Debit / credit card interchange income 586 538
Gain (loss) on other real estate owned (5) 15
Other 169 195
3,235 3,489
Noninterest expense:    
Salaries and employee benefits 4,570 4,400
Occupancy 429 402
Furniture and equipment 185 178
Professional fees 337 356
Marketing expense 247 234
FDIC insurance 149 166
Data processing 353 368
Software 292 247
Foreclosed assets 65 35
Merger related expenses 227  
Other 1,115 1,041
7,969 7,427
Income before income taxes 3,887 5,070
Provision for income taxes 1,055 1,446
NET INCOME $ 2,832 $ 3,624
Earnings per share (in Dollars per share) $ 0.69 $ 0.88