Exhibit 32
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                           SECTION 1350 CERTIFICATION


         In connection with the Quarterly  Report of Ohio Valley Banc Corp. (the
"Corporation")  on Form 10-Q for the quarterly  period ended  September 30, 2006
(the "Report"),  the undersigned Jeffrey E. Smith, President and Chief Executive
Officer of the  Corporation,  and Scott W.  Shockey,  Vice  President  and Chief
Financial Officer of the Corporation,  each certify, pursuant to Section 1350 of
Chapter 63 of Title 18 of the United States Code, as adopted pursuant to Section
906 of the Sarbanes-Oxley Act of 2002, that, to the best of their knowledge:

        (1)  The Report fully complies with the requirements of Section 13(a) or
             15(d) of the Securities Exchange Act of 1934; and

        (2)  The  information  contained  in the Report  fairly presents, in all
             material   respects,   the  financial   condition  and  results  of
             operations of the Corporation.


* /s/ Jeffrey E. Smith                    * /s/ Scott W. Shockey
-------------------------------------     --------------------------------------
Jeffrey E. Smith                          Scott W. Shockey
President and Chief Executive Officer     Vice President Chief Financial Officer

Dated:  November 8, 2006                  Dated:  November 8, 2006


*    This certification is being  furnished  as required by Rule 13a-14(b) under
     the Securities  Exchange Act of 1934 (the "Exchange  Act") and Section 1350
     of  Chapter  63 of Title 18 of the  United  States  Code,  and shall not be
     deemed  "filed" for purposes of Section 18 of the Exchange Act or otherwise
     subject to the liability of that Section.  This certification  shall not be
     deemed to be incorporated by reference into any filing under the Securities
     Act of 1933 or the Exchange Act,  except to the extent that the Corporation
     specifically incorporates it by reference in any such filing.