The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   304 3,000 SH   SOLE 0 3,000 0 0
ABBVIE INC. COM 00287Y109   494 3,100 SH   SOLE 0 3,100 0 0
ACCENTURE PLC COM G1151C101   19,398 67,871 SH   SOLE 0 67,871 0 0
ALPHABET, INC. CLASS A COM 02079K305   1,442 13,900 SH   SOLE 0 13,900 0 0
ALPHABET, INC. CLASS C COM 02079K107   24,515 235,722 SH   SOLE 0 235,722 0 0
AMAZON COM 023135106   11,654 112,830 SH   SOLE 0 112,830 0 0
AMERICAN EXPRESS CO COM 025816109   247 1,500 SH   SOLE 0 1,500 0 0
ANALOG DEVICES COM 032654105   20,859 105,764 SH   SOLE 0 105,764 0 0
APPLE COM 037833100   13,653 82,794 SH   SOLE 0 82,794 0 0
ARTHUR J. GALLAGHER COM 363576109   18,484 96,620 SH   SOLE 0 96,620 0 0
AT&T COM 00206R102   20,060 1,042,070 SH   SOLE 0 1,042,070 0 0
AUTOZONE COM 053332102   246 100 SH   SOLE 0 100 0 0
BERKSHIRE A (1SH /100) COM 084670108   466 100 SH   SOLE 0 100 0 0
BERKSHIRE HATHAWAY INC-B COM 084670702   24,619 79,734 SH   SOLE 0 79,734 0 0
BOEING COM 097023105   785 3,697 SH   SOLE 0 3,697 0 0
BOOKING HOLDINGS COM 09857L108   20,930 7,891 SH   SOLE 0 7,891 0 0
CARRIER GLOBAL CORP COM 14448C104   16,987 371,309 SH   SOLE 0 371,309 0 0
CDW CORPORATION COM 12514G108   24,333 124,856 SH   SOLE 0 124,856 0 0
CHEVRON-TEXACO CORP COM 166764100   669 4,100 SH   SOLE 0 4,100 0 0
CIGNA CORP COM 125523100   390 1,525 SH   SOLE 0 1,525 0 0
CISCO SYSTEMS COM 17275R102   408 7,810 SH   SOLE 0 7,810 0 0
COMMUNITY TRUST BANCORP COM 204149108   241 6,357 SH   SOLE 0 6,357 0 0
DIAGEO PLC COM 25243Q205   236 1,300 SH   SOLE 0 1,300 0 0
DISNEY (THE WALT) CO. COM 254687106   401 4,005 SH   SOLE 0 4,005 0 0
DOLLAR GENERAL COM 256677105   21,033 99,939 SH   SOLE 0 99,939 0 0
ELEVANCE HEALTH INC COM 036752103   23,529 51,171 SH   SOLE 0 51,171 0 0
EXXON MOBIL CORP COM 30231G102   833 7,593 SH   SOLE 0 7,593 0 0
FISERV INC COM 337738108   24,695 218,485 SH   SOLE 0 218,485 0 0
FORTUNE BRANDS INNOVATION COM 34964C106   15,628 266,097 SH   SOLE 0 266,097 0 0
GENERAL DYNAMICS COPR COM 369550108   16,991 74,455 SH   SOLE 0 74,455 0 0
GLOBAL X FINTECH ETF COM 37954Y814   1,120 53,816 SH   SOLE 0 53,816 0 0
HOME DEPOT INC COM 437076102   531 1,800 SH   SOLE 0 1,800 0 0
INT'L BUSINESS MACHINES COM 459200101   506 3,863 SH   SOLE 0 3,863 0 0
ISHARES CORE MSCI EM ETF COM 46434G103   14,834 304,035 SH   SOLE 0 304,035 0 0
ISHARES MSCI EAFE ETF COM 46432F842   14,991 224,254 SH   SOLE 0 224,254 0 0
ISHARES MSCI EM EX CHINA COM 46434G764   14,528 294,503 SH   SOLE 0 294,503 0 0
ISHARES RUSSELL 2000 COM 464287655   310 1,735 SH   SOLE 0 1,735 0 0
ISHARES TR RUS 1000 GRW COM 464287614   393 1,608 SH   SOLE 0 1,608 0 0
JOHNSON & JOHNSON COM 478160104   18,663 120,409 SH   SOLE 0 120,409 0 0
LOWE'S COMPANIES, INC. COM 548661107   500 2,500 SH   SOLE 0 2,500 0 0
MARATHON PETROLEUM CORP COM 56585A102   225 1,669 SH   SOLE 0 1,669 0 0
MEDTRONIC PLC COM G5960L103   22,264 276,155 SH   SOLE 0 276,155 0 0
MERCK & CO. COM 58933Y105   899 8,452 SH   SOLE 0 8,452 0 0
MICROSOFT COM 594918104   27,976 97,038 SH   SOLE 0 97,038 0 0
MSC INDUSTRIAL DIRECT COM 553530106   18,695 222,554 SH   SOLE 0 222,554 0 0
NESS ENERGY INTERNATIONAL COM 64104P105   0 20,000 SH   SOLE 0 20,000 0 0
NEXTERA ENERGY INC COM 65339F101   511 6,624 SH   SOLE 0 6,624 0 0
NIKE, INC. COM 654106103   606 4,940 SH   SOLE 0 4,940 0 0
NOVARTIS AG COM 66987V109   242 2,630 SH   SOLE 0 2,630 0 0
NVIDIA CORP COM 67066G104   250 900 SH   SOLE 0 900 0 0
ORACLE CORPORATION COM 68389X105   560 6,030 SH   SOLE 0 6,030 0 0
PAYCHEX, INC. COM 704326107   482 4,205 SH   SOLE 0 4,205 0 0
PAYPAL HOLDINGS INC. COM 70450Y103   10,782 141,980 SH   SOLE 0 141,980 0 0
PEPSICO COM 713448108   23,660 129,785 SH   SOLE 0 129,785 0 0
PFIZER INC COM 717081103   1,121 27,470 SH   SOLE 0 27,470 0 0
PHILIP MORRIS INT'L COM 718172109   267 2,750 SH   SOLE 0 2,750 0 0
PROCTER & GAMBLE COM 742718109   1,716 11,543 SH   SOLE 0 11,543 0 0
ROCKWELL AUTOMATION INC. COM 773903109   263 895 SH   SOLE 0 895 0 0
S&P GLOBAL, INC. COM 78409V104   11,714 33,977 SH   SOLE 0 33,977 0 0
SIGHTLOGIX COM 82699A903   16 80,000 SH   SOLE 0 80,000 0 0
SPDR S&P500 ETF TRUST COM 78462F103   1,223 2,988 SH   SOLE 0 2,988 0 0
STRYKER COM 863667101   19,769 69,249 SH   SOLE 0 69,249 0 0
THERMO FISHER SCIENTIFIC COM 883556102   582 1,010 SH   SOLE 0 1,010 0 0
TJX COMPANIES COM 872540109   18,129 231,353 SH   SOLE 0 231,353 0 0
TRUIST FINANCIAL CORP COM 89832Q109   19,491 571,574 SH   SOLE 0 571,574 0 0
UNITED PARCEL SERVICE COM 911312106   25,981 133,931 SH   SOLE 0 133,931 0 0
US BANCORP COM 902973304   18,624 516,622 SH   SOLE 0 516,622 0 0
VANGUARD EXTENDED MK COM 922908694   211 1,979 SH   SOLE 0 1,979 0 0
VANGUARD REIT COM 922908553   360 4,336 SH   SOLE 0 4,336 0 0
VANGUARD RUS2K GROWTH COM 92206C623   276 1,675 SH   SOLE 0 1,675 0 0
VANGUARD S&P 500 ETF COM 922908363   887 2,359 SH   SOLE 0 2,359 0 0
VANGUARD TOT STK MKT IDX COM 922908728   219 2,202 SH   SOLE 0 2,202 0 0
VANGUARD TOTAL STK MKT COM 922908769   2,298 11,260 SH   SOLE 0 11,260 0 0
VANGUARD 500 IND ADMIRAL COM 922908710   745 1,966 SH   SOLE 0 1,966 0 0
VEEVA SYS INC COM 922475108   257 1,400 SH   SOLE 0 1,400 0 0
ZEBRA TECHNOLOGIES COM 989207105   19,467 61,217 SH   SOLE 0 61,217 0 0