The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 429 3,050 SH   SOLE 0 3,050 0 0
ABBVIE INC. COM 00287Y109 420 3,100 SH   SOLE 0 3,100 0 0
ACCENTURE PLC COM G1151C101 22,988 55,452 SH   SOLE 0 55,452 0 0
ALPHABET, INC. CLASS A COM 02079K305 2,054 709 SH   SOLE 0 709 0 0
ALPHABET, INC. CLASS C COM 02079K107 31,071 10,738 SH   SOLE 0 10,738 0 0
AMAZON COM 023135106 26,788 8,034 SH   SOLE 0 8,034 0 0
AMERICAN EXPRESS CO COM 025816109 245 1,500 SH   SOLE 0 1,500 0 0
ANALOG DEVICES COM 032654105 16,798 95,570 SH   SOLE 0 95,570 0 0
ANTHEM INC COM 036752103 29,329 63,271 SH   SOLE 0 63,271 0 0
APPLE COM 037833100 14,825 83,487 SH   SOLE 0 83,487 0 0
ARTHUR J. GALLAGHER COM 363576109 21,453 126,438 SH   SOLE 0 126,438 0 0
AT&T COM 00206R102 21,737 883,631 SH   SOLE 0 883,631 0 0
AUTOZONE COM 053332102 210 100 SH   SOLE 0 100 0 0
BANK OF AMERICA CORP COM 060505104 278 6,242 SH   SOLE 0 6,242 0 0
BERKSHIRE A (1SH /100) COM 084670108 451 100 SH   SOLE 0 100 0 0
BERKSHIRE HATHAWAY INC-B COM 084670702 28,563 95,529 SH   SOLE 0 95,529 0 0
BOEING COM 097023105 731 3,632 SH   SOLE 0 3,632 0 0
CARRIER GLOBAL CORP COM 14448C104 20,153 371,556 SH   SOLE 0 371,556 0 0
CDW CORPORATION COM 12514G108 28,994 141,587 SH   SOLE 0 141,587 0 0
CHEVRON-TEXACO CORP COM 166764100 481 4,100 SH   SOLE 0 4,100 0 0
CIGNA CORP COM 125523100 350 1,525 SH   SOLE 0 1,525 0 0
CISCO SYSTEMS COM 17275R102 480 7,578 SH   SOLE 0 7,578 0 0
COMMUNITY TRUST BANCORP COM 204149108 286 6,558 SH   SOLE 0 6,558 0 0
DIAGEO PLC COM 25243Q205 286 1,300 SH   SOLE 0 1,300 0 0
DISNEY (THE WALT) CO. COM 254687106 620 4,000 SH   SOLE 0 4,000 0 0
DOLLAR GENERAL COM 256677105 22,011 93,333 SH   SOLE 0 93,333 0 0
EXXON MOBIL CORP COM 30231G102 498 8,143 SH   SOLE 0 8,143 0 0
FIDELITY DIVR INTL FD#325 COM 315910802 228 4,700 SH   SOLE 0 4,700 0 0
FISERV INC COM 337738108 20,988 202,214 SH   SOLE 0 202,214 0 0
GENERAL DYNAMICS COPR COM 369550108 24,730 118,624 SH   SOLE 0 118,624 0 0
HOME DEPOT INC COM 437076102 747 1,800 SH   SOLE 0 1,800 0 0
INT'L BUSINESS MACHINES COM 459200101 425 3,183 SH   SOLE 0 3,183 0 0
INTEL COM 458140100 304 5,900 SH   SOLE 0 5,900 0 0
ISHARES RUSSELL 2000 COM 464287655 386 1,735 SH   SOLE 0 1,735 0 0
ISHARES RUSSELL 2000 VAL COM 464287630 205 1,232 SH   SOLE 0 1,232 0 0
ISHARES TR RUS 1000 GRW COM 464287614 318 1,039 SH   SOLE 0 1,039 0 0
JOHNSON & JOHNSON COM 478160104 22,726 132,847 SH   SOLE 0 132,847 0 0
KELLOGG COMPANY COM 487836108 17,345 269,241 SH   SOLE 0 269,241 0 0
LOWE'S COMPANIES, INC. COM 548661107 620 2,400 SH   SOLE 0 2,400 0 0
MEDTRONIC PLC COM G5960L103 23,200 224,261 SH   SOLE 0 224,261 0 0
MERCK & CO. COM 58933Y105 561 7,322 SH   SOLE 0 7,322 0 0
META PLATFORMS INC COM 30303M102 28,109 83,572 SH   SOLE 0 83,572 0 0
MICROSOFT COM 594918104 30,464 90,580 SH   SOLE 0 90,580 0 0
MODERNA INC COM 60770K107 274 1,077 SH   SOLE 0 1,077 0 0
MSC INDUSTRIAL DIRECT COM 553530106 20,699 246,243 SH   SOLE 0 246,243 0 0
NESS ENERGY INTERNATIONAL COM 64104P105 0 20,000 SH   SOLE 0 20,000 0 0
NEXTERA ENERGY INC COM 65339F101 618 6,624 SH   SOLE 0 6,624 0 0
NIKE, INC. COM 654106103 823 4,940 SH   SOLE 0 4,940 0 0
NOVARTIS AG COM 66987V109 24,385 278,786 SH   SOLE 0 278,786 0 0
NVIDIA CORP COM 67066G104 235 800 SH   SOLE 0 800 0 0
ORACLE CORPORATION COM 68389X105 535 6,130 SH   SOLE 0 6,130 0 0
PAYCHEX, INC. COM 704326107 601 4,400 SH   SOLE 0 4,400 0 0
PAYPAL HOLDINGS INC. COM 70450Y103 13,328 70,673 SH   SOLE 0 70,673 0 0
PEPSICO COM 713448108 30,687 176,659 SH   SOLE 0 176,659 0 0
PFIZER INC COM 717081103 1,653 27,995 SH   SOLE 0 27,995 0 0
PHILIP MORRIS INT'L COM 718172109 254 2,675 SH   SOLE 0 2,675 0 0
PROCTER & GAMBLE COM 742718109 1,888 11,543 SH   SOLE 0 11,543 0 0
ROCKWELL AUTOMATION INC. COM 773903109 312 895 SH   SOLE 0 895 0 0
S&P GLOBAL, INC. COM 78409V104 14,300 30,302 SH   SOLE 0 30,302 0 0
SIGHTLOGIX COM 82699A903 16 80,000 SH   SOLE 0 80,000 0 0
SPDR S&P500 ETF TRUST COM 78462F103 1,454 3,061 SH   SOLE 0 3,061 0 0
STANLEY BLACK & DECKER COM 854502101 17,292 91,677 SH   SOLE 0 91,677 0 0
STRYKER COM 863667101 24,879 93,033 SH   SOLE 0 93,033 0 0
T ROWE PR INTL DISCVRY FD COM 77956H302 262 3,108 SH   SOLE 0 3,108 0 0
THERMO FISHER SCIENTIFIC COM 883556102 715 1,072 SH   SOLE 0 1,072 0 0
TJX COMPANIES COM 872540109 21,607 284,607 SH   SOLE 0 284,607 0 0
TRUIST FINANCIAL CORP COM 89832Q109 22,730 388,208 SH   SOLE 0 388,208 0 0
UNITED PARCEL SERVICE COM 911312106 24,280 113,279 SH   SOLE 0 113,279 0 0
US BANCORP COM 902973304 27,016 480,974 SH   SOLE 0 480,974 0 0
VANGUARD EXTENDED MK COM 922908694 274 1,979 SH   SOLE 0 1,979 0 0
VANGUARD HIGH DIVD YIELD COM 921946406 448 4,000 SH   SOLE 0 4,000 0 0
VANGUARD REIT COM 922908553 503 4,336 SH   SOLE 0 4,336 0 0
VANGUARD RUS2K GROWTH COM 92206C623 357 1,675 SH   SOLE 0 1,675 0 0
VANGUARD S&P 500 ETF COM 922908363 699 1,601 SH   SOLE 0 1,601 0 0
VANGUARD TOT STK MKT IDX COM 922908728 347 2,952 SH   SOLE 0 2,952 0 0
VANGUARD TOTAL STK MKT COM 922908769 2,719 11,260 SH   SOLE 0 11,260 0 0
VANGUARD 500 IND ADMIRAL COM 922908710 865 1,966 SH   SOLE 0 1,966 0 0
VEEVA SYS INC COM 922475108 383 1,500 SH   SOLE 0 1,500 0 0
VERIZON COMMUNICATIONS COM 92343V104 246 4,731 SH   SOLE 0 4,731 0 0
ZEBRA TECHNOLOGIES COM 989207105 13,742 23,088 SH   SOLE 0 23,088 0 0