1
                                                               EXHIBIT 10.14(J)


                    AMENDMENT TO CHANGE OF CONTROL AGREEMENT


         This Amendment is entered into as of May 2, 2001 by and between
Resource Bancshares Mortgage Group, Inc., a Delaware corporation ("RBMG"), and
Douglas K. Freeman and amends that certain Change of Control Agreement dated as
of January 10, 2000, as it may have been previously amended (the "Change of
Control Agreement").

         1. Section 9 (g) of the Change of Control Agreement is hereby amended
by changing the date set forth therein to December 31, 2002.

         2. As amended hereby, the Change of Control Agreement shall be
unchanged and shall remain in full force and effect.

         In witness whereof, the parties have executed this Amendment to Change
of Control Agreement as of the date first above written.


                                    RESOURCE BANCSHARES MORTGAGE
                                      GROUP, INC.



                                    By       /s/ John Currie
                                      ---------------------------------------
                                             John Currie
                                             Secretary


                                             /s/ Douglas K. Freeman
                                      ---------------------------------------
                                             Douglas K. Freeman