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Loans and advances to customers - Schedule of impairment loss and allowance for loans and advances to customers (Details) - EUR (€)
€ in Millions
12 Months Ended
Dec. 31, 2022
Dec. 31, 2021
Dec. 31, 2020
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year € (163,853) € (176,554)  
Impairment at end of year (193,716) (163,853) € (176,554)
Accumulated impairment      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year 215 284  
Impairment at end of year 226 215 284
Accumulated impairment | Financial assets at amortised cost and financial assets at fair value through other comprehensive income      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year 22,964 23,595 22,242
Impairment losses charged to income for the year 11,676 8,762 13,385
Impairment losses charged to profit or loss 19,879 18,240 20,909
Impairment losses reversed with a credit to profit or loss (8,203) (9,478) (7,524)
Change of perimeter 0 0 (82)
Write-off of impaired balances against recorded impairment allowance (12,235) (9,089) (8,930)
Exchange differences and other changes 279 (304) (3,020)
Impairment at end of year 22,684 22,964 23,595
Accumulated impairment | Individually calculated | Financial assets at amortised cost and financial assets at fair value through other comprehensive income      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year 2,496 2,679  
Impairment at end of year 2,493 2,496 2,679
Accumulated impairment | Collective calculated | Financial assets at amortised cost and financial assets at fair value through other comprehensive income      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year 20,468 20,916  
Impairment at end of year 20,191 20,468 20,916
Accumulated impairment | Financial instruments credit-impaired | Financial assets at amortised cost and financial assets at fair value through other comprehensive income      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year 13,550 13,658  
Impairment at end of year 13,931 13,550 13,658
Accumulated impairment | Financial instruments not credit-impaired | Financial assets at amortised cost and financial assets at fair value through other comprehensive income      
Disclosure of reconciliation of changes in loss allowance and explanation of changes in gross carrying amount for financial instruments [line items]      
Impairment at beginning of year 9,414 9,937  
Impairment at end of year € 8,753 € 9,414 € 9,937