8-K

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15 (d) of the

Securities Exchange Act of 1934

          November 22, 2010          

Date of report (Date of earliest event reported)

        Universal Insurance Holdings, Inc.        

(Exact name of registrant as specified in its charter)

Delaware	001-33251	65-0231984
(State or other jurisdiction of incorporation or organization)	(Commission file number)	(IRS Employer Identification No.)

1110 W. Commercial Blvd. Suite 100, Fort Lauderdale, Florida 33309

(Address of Principal Executive Offices)

Registrant’s telephone number, including area code:          (954) 958-1200          

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instruction A.2. below):

o Written communication pursuant to Rule 425 under the Securities Act (17 CFR 230.425).

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12).

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)).

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)).

ITEM 8.01                 Other Events.

On November 22, 2010, Universal Insurance Holdings, Inc. (“Company”) issued a press release announcing that it filed a Form S-8 registration statement with the Securities and Exchange Commission under which its President and Chief Executive Officer, Bradley I. Meier, may from time to time sell up to 4,500,000 shares of common stock.  The announcement, a copy of which is attached hereto as Exhibit 99.1 to this report, is incorporated herein by reference.

The Company also issued a press release on November 23, 2010 announcing that its subsidiary Universal Property & Casualty Insurance Company received approval from the Maryland Insurance Administration to write property and casualty insurance in the state of Maryland.  The announcement, a copy of which is attached hereto as Exhibit 99.2 to this report, is incorporated herein by reference.

ITEM 9.01                 Financial Statements and Exhibits

(d) Exhibits:

99.1          Press Release, dated November 22, 2010.

99.2Press Release, dated November 23, 2010.

SIGNATURES

Pursuant to the requirements of the Securities Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Date: November 23, 2010	UNIVERSAL INSURANCE HOLDINGS, INC.
	/s/ George R. De Heer
	George R. De Heer
	Chief Financial Officer

EX-99.1

Exhibit 99.1

UNIVERSAL INSURANCE HOLDINGS, INC. FILES

REGISTRATION STATEMENT FOR RESALE OF SHARES OF

ITS COMMON STOCK BY ITS PRESIDENT AND CEO

Fort Lauderdale, FL, November 22, 2010 - Universal Insurance Holdings, Inc. (“Company”) (NYSE Amex:  UVE) announced that it filed a Form S-8 registration statement today with the Securities and Exchange Commission under which its President and Chief Executive Officer, Bradley I. Meier, may from time to time sell up to 4,500,000 shares of common stock.

Mr. Meier advised the Company that his goal through potential stock sales is to gain financial diversification and to assist in tax planning.  At November 22, 2010, Mr. Meier held 13,771,451 shares of the Company’s common stock and has options to purchase 2,295,000 shares of the Company’s common stock at a weighted average exercise price of $3.80.  Based on Mr. Meier’s current common stock holdings, excluding shares available through options, if all of the 4,500,000 shares included in the registration statement are sold, Mr. Meier will own 9,271,451 shares, or approximately 23.7 percent, of the Company’s outstanding shares of 39,166,033 at November 22, 2010.

Mr. Meier expects sales of these shares to be executed over a period of months in an orderly manner on the NYSE Amex, privately negotiated transactions, or a combination of these or other permitted methods.  The Company will not receive any proceeds from the sale of these shares.

About Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc. is a vertically integrated insurance holding company, which through its subsidiaries, covers substantially all aspects of insurance underwriting, distribution, claims processing and exposure management. Universal Property & Casualty Insurance Company (UPCIC), a wholly owned subsidiary of the Company, is one of the five leading writers of homeowners’ insurance in Florida and is now fully licensed and has commenced its operations in Hawaii, North Carolina and South Carolina. For additional information on the Company, please visit our investor relations website at www.universalinsuranceholdings.com.

Forward-Looking Statements and Risk Factors

This press release may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. The words “believe,” “expect,” “anticipate,” and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. Such statements may include commentary on plans, products and lines of business, marketing arrangements, reinsurance programs and other business developments and assumptions relating to the foregoing.  Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified. Future results could differ materially from those described and the

Company undertakes no obligation to correct or update any forward-looking statements.  For further information regarding risk factors that could affect the Company’s operations and future results, refer to the Company’s reports filed with the Securities and Exchange Commission, including the Form 10-K for the year ended December 31, 2009 and the Form 10-Q for the quarter ended September 30, 2010.

Investor Contact:

Philip Kranz, Dresner Corporate Services, 312-780-7240, pkranz@dresnerco.com.

EX-99.2

Exhibit 99.2

UNIVERSAL INSURANCE HOLDINGS, INC. ANNOUNCES THAT UPCIC HAS RECEIVED APPROVAL TO WRITE PROPERTY AND CASUALTY INSURANCE IN MARYLAND

Fort Lauderdale, FL, November 23, 2010 - Universal Insurance Holdings, Inc. (“Company”) (NYSE Amex:  UVE) announced that its subsidiary Universal Property & Casualty Insurance Company (UPCIC) has received approval from the Maryland Insurance Administration (MIA) to write property and casualty insurance in the state of Maryland.  UPCIC anticipates writing new business in Maryland following approval of its rates and forms by the MIA.

About Universal Insurance Holdings, Inc.

Universal Insurance Holdings, Inc. is a vertically integrated insurance holding company, which through its subsidiaries, covers substantially all aspects of insurance underwriting, distribution, claims processing and exposure management. Universal Property & Casualty Insurance Company (UPCIC), a wholly owned subsidiary of the Company, is one of the five leading writers of homeowners’ insurance in Florida and is now fully licensed and has commenced its operations in Hawaii, North Carolina and South Carolina. For additional information on the Company, please visit our investor relations website at www.universalinsuranceholdings.com.

Forward-Looking Statements and Risk Factors

This press release may contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. The words “believe,” “expect,” “anticipate,” and similar expressions identify forward-looking statements, which speak only as of the date the statement was made. Such statements may include commentary on plans, products and lines of business, marketing arrangements, reinsurance programs and other business developments and assumptions relating to the foregoing.  Forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified. Future results could differ materially from those described and the Company undertakes no obligation to correct or update any forward-looking statements.   For further information regarding risk factors that could affect the Company’s operations and future results, refer to the Company’s reports filed with the Securities and Exchange Commission, including the Form 10-K for the year ended December 31, 2009 and the Form 10-Q for the quarter ended September 30, 2010.

Investor Contact:

Philip Kranz, Dresner Corporate Services, 312-780-7240, pkranz@dresnerco.com.