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Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
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 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 NItB8H4BKWj4H7+i2CmO2Q8oZTbRgRtdPm/mLKnONV6MUf7oLmzh+LRkQLf48ah0
 Wht3BDE3M47ickDCWvjzkg==

<SEC-DOCUMENT>0001179110-08-015007.txt : 20080808
<SEC-HEADER>0001179110-08-015007.hdr.sgml : 20080808
<ACCEPTANCE-DATETIME>20080808192116
ACCESSION NUMBER:		0001179110-08-015007
CONFORMED SUBMISSION TYPE:	3
PUBLIC DOCUMENT COUNT:		1
CONFORMED PERIOD OF REPORT:	20080808
FILED AS OF DATE:		20080808
DATE AS OF CHANGE:		20080808

ISSUER:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			Tree.com, Inc.
		CENTRAL INDEX KEY:			0001434621
		STANDARD INDUSTRIAL CLASSIFICATION:	LOAN BROKERS [6163]
		IRS NUMBER:				262414818
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	BUSINESS ADDRESS:	
		STREET 1:		C/O LENDINGTREE, LLC
		STREET 2:		11115 RUSHMORE DRIVE
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28277
		BUSINESS PHONE:		704-541-5351

	MAIL ADDRESS:	
		STREET 1:		C/O LENDINGTREE, LLC
		STREET 2:		11115 RUSHMORE DRIVE
		CITY:			CHARLOTTE
		STATE:			NC
		ZIP:			28277

REPORTING-OWNER:	

	OWNER DATA:	
		COMPANY CONFORMED NAME:			IAC/INTERACTIVECORP
		CENTRAL INDEX KEY:			0000891103
		STANDARD INDUSTRIAL CLASSIFICATION:	RETAIL-RETAIL STORES, NEC [5990]
		STATE OF INCORPORATION:			DE
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		3
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	001-34063
		FILM NUMBER:		081004025

	BUSINESS ADDRESS:	
		STREET 1:		152 WEST 57TH ST
		STREET 2:		42ND FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10019
		BUSINESS PHONE:		2123147300

	MAIL ADDRESS:	
		STREET 1:		152 WEST 57TH ST
		STREET 2:		42ND FLOOR
		CITY:			NEW YORK
		STATE:			NY
		ZIP:			10019

	FORMER NAME:	
		FORMER CONFORMED NAME:	INTERACTIVECORP
		DATE OF NAME CHANGE:	20030623

	FORMER NAME:	
		FORMER CONFORMED NAME:	USA INTERACTIVE
		DATE OF NAME CHANGE:	20020508

	FORMER NAME:	
		FORMER CONFORMED NAME:	USA NETWORKS INC
		DATE OF NAME CHANGE:	19980223
</SEC-HEADER>
<DOCUMENT>
<TYPE>3
<SEQUENCE>1
<FILENAME>edgar.xml
<DESCRIPTION>FORM 3 -
<TEXT>
<XML>
<?xml version="1.0"?>
<ownershipDocument>

    <schemaVersion>X0203</schemaVersion>

    <documentType>3</documentType>

    <periodOfReport>2008-08-08</periodOfReport>

    <noSecuritiesOwned>0</noSecuritiesOwned>

    <issuer>
        <issuerCik>0001434621</issuerCik>
        <issuerName>Tree.com, Inc.</issuerName>
        <issuerTradingSymbol>TREE</issuerTradingSymbol>
    </issuer>

    <reportingOwner>
        <reportingOwnerId>
            <rptOwnerCik>0000891103</rptOwnerCik>
            <rptOwnerName>IAC/INTERACTIVECORP</rptOwnerName>
        </reportingOwnerId>
        <reportingOwnerAddress>
            <rptOwnerStreet1>152 WEST 57TH STREET</rptOwnerStreet1>
            <rptOwnerStreet2></rptOwnerStreet2>
            <rptOwnerCity>NEW YORK</rptOwnerCity>
            <rptOwnerState>NY</rptOwnerState>
            <rptOwnerZipCode>10019</rptOwnerZipCode>
            <rptOwnerStateDescription></rptOwnerStateDescription>
        </reportingOwnerAddress>
        <reportingOwnerRelationship>
            <isDirector>0</isDirector>
            <isOfficer>0</isOfficer>
            <isTenPercentOwner>1</isTenPercentOwner>
            <isOther>0</isOther>
            <officerTitle></officerTitle>
            <otherText></otherText>
        </reportingOwnerRelationship>
    </reportingOwner>

    <nonDerivativeTable>
        <nonDerivativeHolding>
            <securityTitle>
                <value>Common Stock, par value $0.01</value>
            </securityTitle>
            <postTransactionAmounts>
                <sharesOwnedFollowingTransaction>
                    <value>100</value>
                </sharesOwnedFollowingTransaction>
            </postTransactionAmounts>
            <ownershipNature>
                <directOrIndirectOwnership>
                    <value>D</value>
                </directOrIndirectOwnership>
            </ownershipNature>
        </nonDerivativeHolding>
    </nonDerivativeTable>

    <derivativeTable></derivativeTable>

    <footnotes></footnotes>

    <ownerSignature>
        <signatureName>Tanya M. Stanich, Assistant Secretary, IAC/InterActiveCorp</signatureName>
        <signatureDate>2008-08-08</signatureDate>
    </ownerSignature>
</ownershipDocument>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
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