0000890926-20-000083.txt : 20201109 0000890926-20-000083.hdr.sgml : 20201109 20201109160951 ACCESSION NUMBER: 0000890926-20-000083 CONFORMED SUBMISSION TYPE: 10-Q PUBLIC DOCUMENT COUNT: 95 CONFORMED PERIOD OF REPORT: 20200930 FILED AS OF DATE: 20201109 DATE AS OF CHANGE: 20201109 FILER: COMPANY DATA: COMPANY CONFORMED NAME: RADIAN GROUP INC CENTRAL INDEX KEY: 0000890926 STANDARD INDUSTRIAL CLASSIFICATION: SURETY INSURANCE [6351] IRS NUMBER: 232691170 STATE OF INCORPORATION: DE FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 10-Q SEC ACT: 1934 Act SEC FILE NUMBER: 001-11356 FILM NUMBER: 201297760 BUSINESS ADDRESS: STREET 1: 1500 MARKET STREET STREET 2: 19TH FLOOR, WEST TOWER CITY: PHILADELPHIA STATE: PA ZIP: 19102 BUSINESS PHONE: 2155646600 MAIL ADDRESS: STREET 1: 1500 MARKET ST STREET 2: 19TH FLOOR, WEST TOWER CITY: PHILADELPHIA STATE: PA ZIP: 19102 FORMER COMPANY: FORMER CONFORMED NAME: CMAC INVESTMENT CORP DATE OF NAME CHANGE: 19960126 10-Q 1 rdn-20200930.htm 10-Q rdn-20200930
Radian Group IncDENYSE000089092610-Q12/312020Q3FALSE191,556,568YesP3YP3YP1YP3M00008909262020-01-012020-09-30xbrli:shares00008909262020-11-05iso4217:USD00008909262020-09-3000008909262019-12-31iso4217:USDxbrli:shares00008909262020-07-012020-09-3000008909262019-07-012019-09-3000008909262019-01-012019-09-300000890926us-gaap:CommonStockMember2020-06-300000890926us-gaap:CommonStockMember2019-06-300000890926us-gaap:CommonStockMember2019-12-310000890926us-gaap:CommonStockMember2018-12-310000890926us-gaap:CommonStockMember2020-07-012020-09-300000890926us-gaap:CommonStockMember2019-07-012019-09-300000890926us-gaap:CommonStockMember2020-01-012020-09-300000890926us-gaap:CommonStockMember2019-01-012019-09-300000890926us-gaap:CommonStockMember2020-09-300000890926us-gaap:CommonStockMember2019-09-300000890926us-gaap:TreasuryStockMember2020-06-300000890926us-gaap:TreasuryStockMember2019-06-300000890926us-gaap:TreasuryStockMember2019-12-310000890926us-gaap:TreasuryStockMember2018-12-310000890926us-gaap:TreasuryStockMember2020-07-012020-09-300000890926us-gaap:TreasuryStockMember2019-07-012019-09-300000890926us-gaap:TreasuryStockMember2020-01-012020-09-300000890926us-gaap:TreasuryStockMember2019-01-012019-09-300000890926us-gaap:TreasuryStockMember2020-09-300000890926us-gaap:TreasuryStockMember2019-09-300000890926us-gaap:AdditionalPaidInCapitalMember2020-06-300000890926us-gaap:AdditionalPaidInCapitalMember2019-06-300000890926us-gaap:AdditionalPaidInCapitalMember2019-12-310000890926us-gaap:AdditionalPaidInCapitalMember2018-12-310000890926us-gaap:AdditionalPaidInCapitalMember2020-07-012020-09-300000890926us-gaap:AdditionalPaidInCapitalMember2019-07-012019-09-300000890926us-gaap:AdditionalPaidInCapitalMember2020-01-012020-09-300000890926us-gaap:AdditionalPaidInCapitalMember2019-01-012019-09-300000890926us-gaap:AdditionalPaidInCapitalMember2020-09-300000890926us-gaap:AdditionalPaidInCapitalMember2019-09-300000890926us-gaap:RetainedEarningsMember2020-06-300000890926us-gaap:RetainedEarningsMember2019-06-300000890926us-gaap:RetainedEarningsMember2019-12-310000890926us-gaap:RetainedEarningsMember2018-12-310000890926us-gaap:RetainedEarningsMember2020-07-012020-09-300000890926us-gaap:RetainedEarningsMember2019-07-012019-09-300000890926us-gaap:RetainedEarningsMember2020-01-012020-09-300000890926us-gaap:RetainedEarningsMember2019-01-012019-09-300000890926us-gaap:RetainedEarningsMember2020-09-300000890926us-gaap:RetainedEarningsMember2019-09-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-06-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-06-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-12-310000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2018-12-310000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-07-012020-09-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-07-012019-09-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-01-012020-09-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-01-012019-09-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2020-09-300000890926us-gaap:AccumulatedOtherComprehensiveIncomeMember2019-09-300000890926us-gaap:ParentMember2020-09-300000890926us-gaap:ParentMember2019-09-3000008909262018-12-3100008909262019-09-30rdn:segmentxbrli:pure0000890926rdn:MortgageInsuranceSegmentMember2020-09-300000890926rdn:MortgageInsuranceSegmentMember2019-12-310000890926rdn:MortgageInsuranceSegmentMemberrdn:CreditRiskTransferTransactionsMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:CreditRiskTransferTransactionsMember2019-12-310000890926rdn:SeniorNotesDue2025Memberus-gaap:SeniorNotesMember2020-05-310000890926us-gaap:StockCompensationPlanMember2020-07-012020-09-300000890926us-gaap:StockCompensationPlanMember2019-07-012019-09-300000890926us-gaap:StockCompensationPlanMember2020-01-012020-09-300000890926us-gaap:StockCompensationPlanMember2019-01-012019-09-300000890926rdn:MortgageInsuranceSegmentMember2020-07-012020-09-300000890926rdn:MortgageInsuranceSegmentMember2019-07-012019-09-300000890926rdn:MortgageInsuranceSegmentMember2020-01-012020-09-300000890926rdn:MortgageInsuranceSegmentMember2019-01-012019-09-300000890926rdn:RealEstateSegmentMember2020-07-012020-09-300000890926rdn:RealEstateSegmentMember2019-07-012019-09-300000890926rdn:RealEstateSegmentMember2020-01-012020-09-300000890926rdn:RealEstateSegmentMember2019-01-012019-09-300000890926rdn:AllOtheractivitiessegmentMember2020-07-012020-09-300000890926rdn:AllOtheractivitiessegmentMember2019-07-012019-09-300000890926rdn:AllOtheractivitiessegmentMember2020-01-012020-09-300000890926rdn:AllOtheractivitiessegmentMember2019-01-012019-09-300000890926us-gaap:OperatingSegmentsMember2020-07-012020-09-300000890926us-gaap:OperatingSegmentsMember2019-07-012019-09-300000890926us-gaap:OperatingSegmentsMember2020-01-012020-09-300000890926us-gaap:OperatingSegmentsMember2019-01-012019-09-300000890926us-gaap:IntersegmentEliminationMember2020-07-012020-09-300000890926us-gaap:IntersegmentEliminationMember2019-07-012019-09-300000890926us-gaap:IntersegmentEliminationMember2020-01-012020-09-300000890926us-gaap:IntersegmentEliminationMember2019-01-012019-09-300000890926rdn:RadianGroupInc.Member2020-01-310000890926rdn:RadianGuarantyMember2020-01-310000890926rdn:RadianGuarantyMember2020-01-012020-01-310000890926rdn:ValuationServicesMember2020-07-012020-09-300000890926rdn:ValuationServicesMember2019-07-012019-09-300000890926rdn:ValuationServicesMember2020-01-012020-09-300000890926rdn:ValuationServicesMember2019-01-012019-09-300000890926rdn:TitleServicesMember2020-07-012020-09-300000890926rdn:TitleServicesMember2019-07-012019-09-300000890926rdn:TitleServicesMember2020-01-012020-09-300000890926rdn:TitleServicesMember2019-01-012019-09-300000890926rdn:AssetmanagementservicesMember2020-07-012020-09-300000890926rdn:AssetmanagementservicesMember2019-07-012019-09-300000890926rdn:AssetmanagementservicesMember2020-01-012020-09-300000890926rdn:AssetmanagementservicesMember2019-01-012019-09-300000890926rdn:RealEstateAgentServicesMember2020-07-012020-09-300000890926rdn:RealEstateAgentServicesMember2019-07-012019-09-300000890926rdn:RealEstateAgentServicesMember2020-01-012020-09-300000890926rdn:RealEstateAgentServicesMember2019-01-012019-09-300000890926rdn:MortgageServicesMember2020-07-012020-09-300000890926rdn:MortgageServicesMember2019-07-012019-09-300000890926rdn:MortgageServicesMember2020-01-012020-09-300000890926rdn:MortgageServicesMember2019-01-012019-09-300000890926rdn:AllOtherServicesMember2020-07-012020-09-300000890926rdn:AllOtherServicesMember2019-07-012019-09-300000890926rdn:AllOtherServicesMember2020-01-012020-09-300000890926rdn:AllOtherServicesMember2019-01-012019-09-300000890926rdn:RealEstateSegmentMember2020-09-300000890926rdn:RealEstateSegmentMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926rdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926rdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:CorporateDebtSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:CorporateDebtSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926rdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926rdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:CommercialMortgageBackedSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberus-gaap:CommercialMortgageBackedSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:CommercialMortgageBackedSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926rdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926rdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:EquitySecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberus-gaap:EquitySecuritiesMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:EquitySecuritiesMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MoneyMarketFundsMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MoneyMarketFundsMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MoneyMarketFundsMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:OtherInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:OtherInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:OtherInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:FairValueInputsLevel2Memberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2020-09-300000890926rdn:InvestmentsMeasuredatNAVMember2020-09-300000890926rdn:ConvertiblePromissoryNoteMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CommercialMortgageBackedSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:AssetBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926rdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926rdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:CorporateDebtSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:CorporateDebtSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926rdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926rdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:CommercialMortgageBackedSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:CommercialMortgageBackedSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:CommercialMortgageBackedSecuritiesMemberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926rdn:TradingSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberrdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926rdn:TradingSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:EquitySecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:EquitySecuritiesMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:EquitySecuritiesMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MoneyMarketFundsMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MoneyMarketFundsMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:MoneyMarketFundsMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:OtherInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:OtherInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:OtherInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:ShortTermInvestmentsMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueInputsLevel1Memberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:FairValueInputsLevel2Memberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:EquitySecuritiesMemberus-gaap:FairValueMeasurementsRecurringMember2019-12-310000890926srt:PartnershipInterestMember2019-12-310000890926rdn:ConvertiblePromissoryNoteMember2019-12-310000890926us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2020-09-300000890926us-gaap:FairValueMeasurementsRecurringMemberus-gaap:FairValueInputsLevel3Member2019-12-310000890926us-gaap:FairValueMeasurementsRecurringMember2020-01-012020-09-300000890926us-gaap:FairValueMeasurementsRecurringMember2019-01-012019-12-310000890926us-gaap:FairValueMeasurementsRecurringMember2020-07-012020-09-300000890926us-gaap:CarryingReportedAmountFairValueDisclosureMember2020-09-300000890926us-gaap:EstimateOfFairValueFairValueDisclosureMember2020-09-300000890926us-gaap:CarryingReportedAmountFairValueDisclosureMember2019-12-310000890926us-gaap:EstimateOfFairValueFairValueDisclosureMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:AssetBackedSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:DebtSecuritiesMember2020-09-300000890926us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:SecuritiesFinancingTransactionCostMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CommercialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:AssetBackedSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:ForeignGovernmentDebtSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:DebtSecuritiesMember2019-12-310000890926us-gaap:CorporateDebtSecuritiesMemberus-gaap:FairValueMeasurementsRecurringMemberus-gaap:SecuritiesFinancingTransactionCostMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:SecuritiesFinancingTransactionFairValueMemberus-gaap:CorporateDebtSecuritiesMember2019-12-310000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMember2020-06-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMember2020-07-012020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMember2020-01-012020-09-30rdn:security0000890926us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2020-09-300000890926us-gaap:USStatesAndPoliticalSubdivisionsMember2020-09-300000890926us-gaap:CorporateDebtSecuritiesMember2020-09-300000890926us-gaap:ResidentialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:CommercialMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:AssetBackedSecuritiesMember2020-09-300000890926us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember2019-12-310000890926us-gaap:USStatesAndPoliticalSubdivisionsMember2019-12-310000890926us-gaap:CorporateDebtSecuritiesMember2019-12-310000890926us-gaap:ResidentialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:CommercialMortgageBackedSecuritiesMember2019-12-310000890926us-gaap:AssetBackedSecuritiesMember2019-12-310000890926us-gaap:SecuritiesFinancingTransactionFairValueMember2020-09-300000890926us-gaap:SecuritiesFinancingTransactionFairValueMember2019-12-310000890926us-gaap:FixedMaturitiesMember2020-07-012020-09-300000890926us-gaap:FixedMaturitiesMember2019-07-012019-09-300000890926us-gaap:FixedMaturitiesMember2020-01-012020-09-300000890926us-gaap:FixedMaturitiesMember2019-01-012019-09-300000890926rdn:TradingSecuritiesMember2020-07-012020-09-300000890926rdn:TradingSecuritiesMember2019-07-012019-09-300000890926rdn:TradingSecuritiesMember2020-01-012020-09-300000890926rdn:TradingSecuritiesMember2019-01-012019-09-300000890926us-gaap:EquitySecuritiesMember2020-07-012020-09-300000890926us-gaap:EquitySecuritiesMember2019-07-012019-09-300000890926us-gaap:EquitySecuritiesMember2020-01-012020-09-300000890926us-gaap:EquitySecuritiesMember2019-01-012019-09-300000890926us-gaap:OtherInvestmentsMember2020-07-012020-09-300000890926us-gaap:OtherInvestmentsMember2019-07-012019-09-300000890926us-gaap:OtherInvestmentsMember2020-01-012020-09-300000890926us-gaap:OtherInvestmentsMember2019-01-012019-09-300000890926rdn:NonAssetBackedSecurityInvestmentsContractualMaturitiesMember2020-09-300000890926rdn:AssetBackedAndOtherMortgageBackedSecuritiesMember2020-09-300000890926us-gaap:DebtSecuritiesMember2020-09-300000890926us-gaap:FixedMaturitiesMemberus-gaap:CorporateDebtSecuritiesMemberus-gaap:SecuritiesFinancingTransactionCostMember2020-09-300000890926rdn:RealEstateSegmentMember2018-12-310000890926rdn:RealEstateSegmentMember2019-01-012019-12-310000890926rdn:RealEstateSegmentMemberus-gaap:CustomerRelationshipsMember2020-09-300000890926rdn:RealEstateSegmentMemberus-gaap:TechnologyBasedIntangibleAssetsMember2020-09-300000890926rdn:RealEstateSegmentMemberus-gaap:TrademarksAndTradeNamesMember2020-09-300000890926us-gaap:LicensingAgreementsMemberrdn:RealEstateSegmentMember2020-09-300000890926rdn:RealEstateSegmentMemberus-gaap:CustomerRelationshipsMember2019-12-310000890926rdn:RealEstateSegmentMemberus-gaap:TechnologyBasedIntangibleAssetsMember2019-12-310000890926rdn:RealEstateSegmentMemberus-gaap:TrademarksAndTradeNamesMember2019-12-310000890926us-gaap:LicensingAgreementsMemberrdn:RealEstateSegmentMember2019-12-310000890926rdn:RealEstateSegmentMember2020-01-012020-03-310000890926rdn:RadianGuarantyMemberrdn:A2020SinglePremiumQSRMember2020-01-012020-09-300000890926rdn:RadianGuarantyMemberrdn:A2020SinglePremiumQSRMemberus-gaap:ReinsurerConcentrationRiskMember2020-01-012020-09-300000890926rdn:A2018SinglePremiumQSRMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2020-01-012020-09-300000890926srt:MinimumMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:A2016SinglePremiumQSRTransactionMember2020-01-012020-09-300000890926rdn:RadianGuarantyMembersrt:MaximumMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:A2016SinglePremiumQSRTransactionMember2020-01-012020-09-300000890926rdn:A2018SinglePremiumQSRMemberrdn:RadianGuarantyMember2020-01-012020-09-300000890926rdn:RadianGuarantyMemberrdn:A2016SinglePremiumQSRTransactionMember2020-01-012020-09-300000890926rdn:RadianGuarantyMembersrt:MaximumMemberrdn:A2020SinglePremiumQSRMember2020-01-012020-09-300000890926rdn:A2018SinglePremiumQSRMemberrdn:RadianGuarantyMembersrt:MaximumMember2020-01-012020-09-300000890926rdn:RadianGuarantyMembersrt:MaximumMemberrdn:A2016SinglePremiumQSRTransactionMember2020-01-012020-09-300000890926rdn:RadianGuarantyMemberrdn:A2020SinglePremiumQSRMemberus-gaap:ReinsurerConcentrationRiskMember2020-09-300000890926rdn:A2018SinglePremiumQSRMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2020-09-300000890926rdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:A2016SinglePremiumQSRTransactionMember2020-09-300000890926rdn:RadianGuarantyMemberrdn:A2020SinglePremiumQSRMemberus-gaap:ReinsurerConcentrationRiskMember2019-12-310000890926rdn:A2018SinglePremiumQSRMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2019-12-310000890926rdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:A2016SinglePremiumQSRTransactionMember2019-12-310000890926rdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:A2016SinglePremiumQSRTransactionMember2015-01-012017-12-310000890926rdn:RadianGuarantyMembersrt:MaximumMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:A2016SinglePremiumQSRTransactionMember2012-01-012014-12-31rdn:arrangements0000890926rdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:RadianGuarantyMember2020-01-012020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMemberus-gaap:ReinsurerConcentrationRiskMember2020-02-290000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:EagleRe20191PrimaryMember2019-04-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2018-11-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMemberus-gaap:ReinsurerConcentrationRiskMember2020-02-012020-02-290000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:EagleRe20191PrimaryMember2019-04-012019-04-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2018-11-012018-11-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:XOLFirstLayerMember2020-02-012020-02-290000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:EagleRe20191PrimaryMemberrdn:XOLFirstLayerMember2019-04-012019-04-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:XOLFirstLayerMember2018-11-012018-11-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMemberus-gaap:ReinsurerConcentrationRiskMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:EagleRe20191PrimaryMember2020-09-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMemberus-gaap:ReinsurerConcentrationRiskMember2020-01-012020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:EagleRe20191PrimaryMember2020-01-012020-09-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2020-01-012020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:XOLFirstLayerMember2020-01-012020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:EagleRe20191PrimaryMemberrdn:XOLFirstLayerMember2020-01-012020-09-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberrdn:XOLFirstLayerMember2020-01-012020-09-300000890926rdn:SeparateThirdPartyReinsurerMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMember2018-11-012018-11-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20201PrimaryMember2019-12-310000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20191PrimaryMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberrdn:EagleRe20191PrimaryMember2019-12-310000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMember2020-09-300000890926rdn:EagleRe20181PrimaryMemberrdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMember2019-12-310000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMember2019-12-310000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberus-gaap:SubsequentEventMemberrdn:EagleRe20202PrimaryMember2020-10-012020-10-310000890926rdn:MortgageInsuranceSegmentMemberrdn:ExcessofLossProgramMemberrdn:RadianGuarantyMemberus-gaap:ReinsurerConcentrationRiskMemberus-gaap:SubsequentEventMemberrdn:EagleRe20202PrimaryMember2020-10-310000890926us-gaap:InternalRevenueServiceIRSMember2020-09-300000890926us-gaap:InternalRevenueServiceIRSMember2019-12-310000890926rdn:StateandLocalNOLCarryforwardsMember2020-09-300000890926us-gaap:USTreasurySecuritiesMember2020-09-300000890926us-gaap:USTreasurySecuritiesMember2019-12-310000890926rdn:A2015And2017TaxYearsMember2020-07-012020-07-310000890926rdn:FirstLienMortgageInsuranceProductsMemberrdn:MortgageInsuranceSegmentMemberrdn:PrimaryCaseReservesMember2020-09-300000890926rdn:FirstLienMortgageInsuranceProductsMemberrdn:MortgageInsuranceSegmentMemberrdn:PrimaryCaseReservesMember2019-12-310000890926rdn:MortgageInsuranceSegmentMember2018-12-310000890926rdn:MortgageInsuranceSegmentMember2019-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:PrimaryMortgageProductMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:PrimaryMortgageProductMember2019-12-31rdn:payment0000890926rdn:MortgageInsuranceSegmentMembersrt:MinimumMember2020-09-300000890926rdn:MortgageInsuranceSegmentMemberrdn:PrimaryMortgageProductMember2019-09-300000890926rdn:SeniorNotesDue2024Memberus-gaap:SeniorNotesMember2020-09-300000890926rdn:SeniorNotesDue2024Memberus-gaap:SeniorNotesMember2019-12-310000890926rdn:SeniorNotesDue2025Memberus-gaap:SeniorNotesMember2020-09-300000890926rdn:SeniorNotesDue2025Memberus-gaap:SeniorNotesMember2019-12-310000890926rdn:SeniorNotesDue2027Memberus-gaap:SeniorNotesMember2020-09-300000890926rdn:SeniorNotesDue2027Memberus-gaap:SeniorNotesMember2019-12-310000890926us-gaap:SeniorNotesMember2020-09-300000890926us-gaap:SeniorNotesMember2019-12-310000890926us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember2020-09-300000890926us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember2019-12-310000890926rdn:SeniorNotesDue2025Memberus-gaap:SeniorNotesMember2020-05-012020-05-310000890926srt:MinimumMemberus-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember2020-01-012020-09-300000890926srt:MaximumMemberus-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember2020-01-012020-09-300000890926us-gaap:RevolvingCreditFacilityMember2020-09-30rdn:matter0000890926us-gaap:UnassertedClaimMembersrt:MinimumMember2020-09-30rdn:Certificates0000890926rdn:OcwenMemberrdn:InitialMember2016-12-170000890926rdn:OcwenMemberrdn:AmendedMember2017-06-050000890926rdn:OcwenMemberrdn:NarrowedScopeMember2018-04-120000890926rdn:InsurancecoveragedecisionsMemberrdn:NationstarMember2018-08-310000890926rdn:NationstarMemberrdn:InsurancepremiumrefundsMember2018-08-310000890926rdn:InsurancecoveragedecisionsMemberrdn:NationstarMember2019-09-230000890926rdn:TotalPrimaryInsuranceMortgageInsuranceProductsMemberus-gaap:InsuranceClaimsMember2020-01-012020-09-300000890926us-gaap:InsuranceClaimsMemberrdn:PoolInsuranceMortgageInsuranceProductMember2020-01-012020-09-300000890926rdn:A3Q19RepurchaseProgramMember2019-08-140000890926rdn:A1Q20RepurchaseProgramMember2020-02-130000890926rdn:Totalof3Q19and1Q20RepurchaseProgramsMember2020-02-130000890926rdn:Totalof3Q19and1Q20RepurchaseProgramsMember2020-01-012020-09-300000890926rdn:Totalof3Q19and1Q20RepurchaseProgramsMember2020-09-3000008909262019-04-012019-06-3000008909262019-01-012019-03-3100008909262019-10-012019-12-3100008909262020-01-012020-03-3100008909262020-04-012020-06-3000008909262020-02-132020-02-130000890926rdn:PerformanceBasedRSUsEquitySettledMemberMemberrdn:A2020AwardYearMember2020-01-012020-09-300000890926srt:MaximumMemberrdn:PerformanceBasedRSUsEquitySettledMemberMemberrdn:A2020AwardYearMember2020-01-012020-09-30rdn:anniversary0000890926rdn:A2020AwardYearMemberrdn:TimeVestedRSUsEquitySettledMember2020-09-300000890926srt:MinimumMemberrdn:TimeVestedRSUsEquitySettledMemberrdn:A2020AwardYearMember2020-01-012020-09-300000890926rdn:PerformanceBasedRSUsEquitySettledMemberMember2019-12-310000890926rdn:TimeVestedRSUsEquitySettledMember2019-12-310000890926rdn:PerformanceBasedRSUsEquitySettledMemberMember2020-01-012020-09-300000890926rdn:TimeVestedRSUsEquitySettledMember2020-01-012020-09-300000890926rdn:PerformanceBasedRSUsEquitySettledMemberMember2020-09-300000890926rdn:TimeVestedRSUsEquitySettledMember2020-09-300000890926srt:MinimumMemberrdn:PerformanceBasedRSUsEquitySettledMemberMemberrdn:A2020AwardYearMember2020-01-012020-09-300000890926us-gaap:OtherComprehensiveIncomeMember2020-06-300000890926us-gaap:OtherComprehensiveIncomeMember2019-12-310000890926us-gaap:OtherComprehensiveIncomeMember2020-07-012020-09-300000890926us-gaap:OtherComprehensiveIncomeMember2020-01-012020-09-300000890926us-gaap:OtherComprehensiveIncomeMember2020-09-300000890926us-gaap:OtherComprehensiveIncomeMember2019-06-300000890926us-gaap:OtherComprehensiveIncomeMember2018-12-310000890926us-gaap:OtherComprehensiveIncomeMember2019-07-012019-09-300000890926us-gaap:OtherComprehensiveIncomeMember2019-01-012019-09-300000890926us-gaap:OtherComprehensiveIncomeMember2019-09-300000890926us-gaap:ReportableSubsegmentsMember2020-09-300000890926srt:MaximumMember2020-01-012020-09-300000890926rdn:RadianGuarantyMember2020-09-300000890926rdn:RadianGuarantyMember2019-12-310000890926rdn:RadianGuarantyMember2020-01-012020-09-300000890926rdn:RadianReinsuranceMember2020-01-310000890926rdn:RadianReinsuranceMember2020-01-012020-01-31


UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
_____________________________

FORM 10-Q
_____________________________
(Mark One)
QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended September 30, 2020
OR
TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934
For the transition period from              to             
Commission File Number 1-11356
_______________________________
rdn-20200930_g1.jpg
Radian Group Inc.
(Exact name of registrant as specified in its charter)
_______________________________
Delaware23-2691170
(State or other jurisdiction of incorporation or organization)(I.R.S. Employer Identification No.)
1500 Market Street,Philadelphia,PA19102
(Address of principal executive offices)(Zip Code)
(215) 231-1000
(Registrant’s telephone number, including area code)
Securities registered pursuant to Section 12(b) of the Act:
Title of each classTrading Symbol(s)Name of each exchange on which registered
Common Stock, $0.001 par value per shareRDNNew York Stock Exchange

Indicate by check mark whether the registrant: (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.    Yes      No  
Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).    Yes      No  
Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company” and “emerging growth company” in Rule 12b-2 of the Exchange Act.
Large Accelerated FilerAccelerated filerNon-accelerated filerSmaller reporting companyEmerging growth company
If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.
Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).    Yes     No  
APPLICABLE ONLY TO CORPORATE ISSUERS:
Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date: 191,556,568 shares of common stock, $0.001 par value per share, outstanding on November 5, 2020.



Table of Contents
 Page
Number
Item 1.
Item 2.
Item 3.
Item 4.
Item 1.
Item 1A.
Item 2.
Item 6.


2


Glossary of Abbreviations and Acronyms
The following list defines various abbreviations and acronyms used throughout this report, including the Condensed Consolidated Financial Statements, the Notes to Unaudited Condensed Consolidated Financial Statements and Management’s Discussion and Analysis of Financial Condition and Results of Operations.
Term
Definition
2014 Master PolicyRadian Guaranty’s master insurance policy, setting forth the terms and conditions of our mortgage insurance coverage, which became effective October 1, 2014
2016 Single Premium QSR AgreementQuota share reinsurance agreement entered into with a panel of third-party reinsurance providers in the first quarter of 2016 and subsequently amended in the fourth quarter of 2017
2018 Single Premium QSR AgreementQuota share reinsurance agreement entered into with a panel of third-party reinsurance providers in October 2017 to cede a portion of Single Premium NIW beginning January 1, 2018
2020 Master PolicyRadian Guaranty’s master insurance policy, setting forth the terms and conditions of our mortgage insurance coverage, which became effective March 1, 2020
2020 Single Premium QSR AgreementQuota share reinsurance agreement entered into with a panel of third-party reinsurance providers in January 2020 to cede a portion of Single Premium NIW beginning January 1, 2020
ABSAsset-backed securities
All OtherRadian’s non-reportable operating segments and other business activities, including income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020 prior to its sale, income and expenses related to Clayton
ASUAccounting Standards Update, issued by the FASB to communicate changes to GAAP
Available AssetsAs defined in the PMIERs, assets primarily including the liquid assets of a mortgage insurer, and reduced by premiums received but not yet earned
CARES ActCoronavirus Aid, Relief, and Economic Security Act signed into law on March 27, 2020
CFPBConsumer Financial Protection Bureau
Claim CurtailmentOur legal right, under certain conditions, to reduce the amount of a claim, including due to servicer negligence
Claim DenialOur legal right, under certain conditions, to deny a claim
Claim SeverityThe total claim amount paid divided by the original coverage amount
ClaytonClayton Services LLC, an indirect subsidiary of Radian Group, which was sold on January 21, 2020
CMBSCommercial mortgage-backed securities
COVID-19The novel coronavirus disease declared a pandemic by the World Health Organization and the Centers for Disease Control and Prevention in March 2020
COVID-19 AmendmentTemporary amendment to the PMIERs effective June 30, 2020, primarily to recognize the COVID-19 pandemic as a nationwide “FEMA Declared Major Disaster” and to set forth guidelines on the application of the Disaster Related Capital Charge to COVID-19 Defaulted Loans
COVID-19 Crisis PeriodTime period extending from March 1, 2020 to January 1, 2021
COVID-19 Defaulted LoansAll non-performing loans that either: (i) have an Initial Missed Payment occurring during the COVID-19 Crisis Period or (ii) are subject to a forbearance plan granted in response to a financial hardship related to COVID-19 (which is assumed under the COVID-19 Amendment to be the case for any loan that has an Initial Missed Payment occurring during the COVID-19 Crisis Period and is subject to a forbearance plan), the terms of which are materially consistent with the terms of forbearance plans offered by the GSEs
CuresLoans that were in default as of the beginning of a period and are no longer in default because payments were received such that the loan is no longer 60 or more days past due
Default to Claim RateThe percentage of defaulted loans that are assumed to result in a claim

3


Term
Definition
Disaster Related Capital ChargeUnder the PMIERs, multiplier of 0.30 applied to the required asset amount factor for each non-performing loan: (i) backed by a property located in a FEMA Designated Area and (ii) either subject to a certain forbearance plan or with an initial default date occurring within a certain timeframe
Discrete Item(s)For tax calculation purposes, certain items that are required to be accounted for in the provision for income taxes as they occur and are not considered components of the estimated annualized effective tax rate for purposes of reporting interim results. Generally, these are items that are: (i) clearly defined (such as changes in tax rate or tax law); (ii) infrequent or unusual in nature; or (iii) gains or losses that are not components of continuing operating income, such as income from discontinued operations or losses reflected as components of other comprehensive income. These items impact the difference between the statutory rate and Radian’s effective tax rate.
Dodd-Frank ActDodd-Frank Wall Street Reform and Consumer Protection Act, as amended
Eagle Re Issuer(s)A group of unaffiliated special purpose reinsurers (VIEs) domiciled in Bermuda, comprising Eagle Re 2018-1 Ltd., Eagle Re 2019-1 Ltd., and/or Eagle Re 2020-1 Ltd., which provide reinsurance coverage under Radian Guaranty’s Excess-of-Loss Program. Effective in October 2020, also includes Eagle Re 2020-2 Ltd.
ECFEnterprise Regulatory Capital Framework proposed by the FHFA on June 30, 2020
Excess-of-Loss ProgramThe credit risk protection obtained by Radian Guaranty in the form of excess-of-loss reinsurance, which indemnifies the ceding company against loss in excess of a specific agreed limit, up to a specified sum. The program includes reinsurance agreements with the Eagle Re Issuers in connection with various issuances of mortgage insurance-linked notes. The program also includes a separate agreement with a third-party reinsurer, representing a pro rata share of the credit risk alongside the risk assumed by Eagle Re 2018-1 Ltd., an Eagle Re Issuer.
Exchange ActSecurities Exchange Act of 1934, as amended
Extraordinary DistributionA dividend or distribution of capital that is required to be approved by an insurance company’s primary regulator that is greater than would be permitted as an ordinary distribution (which does not require regulatory approval)
Fannie MaeFederal National Mortgage Association
FASBFinancial Accounting Standards Board
FEMAFederal Emergency Management Agency, an agency of the U.S. Department of Homeland Security
FEMA Designated AreaGenerally, an area that has been subject to a disaster, designated by FEMA as an individual assistance disaster area for the purpose of determining eligibility for various forms of federal assistance
FHAFederal Housing Administration
FHFAFederal Housing Finance Agency
FHLBFederal Home Loan Bank of Pittsburgh
FICOFair Isaac Corporation (“FICO”) credit scores, for Radian’s portfolio statistics, represent the borrower’s credit score at origination and, in circumstances where there are multiple borrowers, the lowest of the borrowers’ FICO scores is utilized
FitchFitch Ratings, Inc.
Foreclosure Stage DefaultThe stage of default of a loan in which a foreclosure sale has been scheduled or held
Freddie MacFederal Home Loan Mortgage Corporation
GAAPGenerally accepted accounting principles in the U.S., as amended from time to time
GSE(s)Government-Sponsored Enterprises (Fannie Mae and Freddie Mac)
HARPHome Affordable Refinance Program
IBNRLosses incurred but not reported
IIFInsurance in force, equal to the aggregate unpaid principal balances of the underlying loans
Initial Missed Payment
The first missed monthly payment, which would be reported to us as delinquent as of the last day of the month for which it was due. (For example, for a loan first reported to the approved insurer in May as having missed its payments due on April 1 and May 1, the Initial Missed Payment shall be deemed to have occurred on April 30. In this example, the loan would become a non-performing primary mortgage guaranty insurance loan in May and the 0.30 multiplier would be applied for May, June, and July.)

4


Term
Definition
IRSInternal Revenue Service
LAELoss adjustment expenses, which include the cost of investigating and adjusting losses and paying claims
LIBORLondon Inter-bank Offered Rate
Loss Mitigation Activity/ActivitiesActivities such as Rescissions, Claim Denials, Claim Curtailments and cancellations
LTVLoan-to-value ratio, calculated as the percentage of the original loan amount to the original value of the property
Master PoliciesThe Prior Master Policy, the 2014 Master Policy, and the 2020 Master Policy, together
Minimum Required Asset(s)A risk-based minimum required asset amount, as defined in the PMIERs, calculated based on net RIF (RIF, net of credits permitted for reinsurance) and a variety of measures related to expected credit performance and other factors, including the impact of the Disaster Related Capital Charge
Model ActMortgage Guaranty Insurance Model Act, as issued by the NAIC to establish minimum capital and surplus requirements for mortgage insurers
Monthly and Other Recurring Premiums (or Recurring Premium Policies)Insurance premiums or policies, respectively, where premiums are paid on a monthly or other installment basis, in contrast to Single Premium Policies
Moody’sMoody’s Investors Service
Mortgage Radian’s mortgage insurance and risk services business segment, which provides credit-related insurance coverage, principally through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management solutions to mortgage lending institutions and mortgage credit investors
MPP RequirementCertain states’ statutory or regulatory risk-based capital requirement that the mortgage insurer must maintain a minimum policyholder position, which is calculated based on both risk and surplus levels
NAICNational Association of Insurance Commissioners
NIWNew insurance written
NOLNet operating loss; for tax purposes, accumulated during years a company reported more tax deductions than taxable income. NOLs may be carried back or carried forward a certain number of years, depending on various factors which can reduce a company’s tax liability.
Persistency RateThe percentage of IIF that remains in force over a period of time
PMIERsPrivate Mortgage Insurer Eligibility Requirements issued by the GSEs under oversight of the FHFA to set forth requirements an approved insurer must meet and maintain to provide mortgage guaranty insurance on loans acquired by the GSEs. The current PMIERs requirements, sometimes referred to as PMIERs 2.0, incorporate the most recent revisions to the PMIERs that became effective on March 31, 2019.
Pool InsurancePool Insurance differs from primary insurance in that our maximum liability is not limited to a specific coverage percentage on an individual mortgage loan. Instead, an aggregate exposure limit, or “stop loss,” and/or deductible is applied to the initial aggregate loan balance on a group or “pool” of mortgages.
Prior Master PolicyRadian Guaranty’s master insurance policy, setting forth the terms and conditions of our mortgage insurance coverage, which was in effect prior to the effective date of the 2014 Master Policy
QMQualified mortgage; a mortgage that possesses certain low-risk characteristics that enable it to qualify for lender protection under the ability to repay rule instituted by the Dodd-Frank Act
QSR ProgramThe quota share reinsurance agreements entered into with a third-party reinsurance provider in the second and fourth quarters of 2012, collectively
RadianRadian Group Inc. together with its consolidated subsidiaries
Radian GroupRadian Group Inc.
Radian GuarantyRadian Guaranty Inc., a Pennsylvania domiciled insurance subsidiary of Radian Group
Radian ReinsuranceRadian Reinsurance Inc., a Pennsylvania domiciled insurance subsidiary of Radian Group

5


Term
Definition
Radian Title InsuranceRadian Title Insurance Inc., formerly known as EnTitle Insurance Company, an Ohio domiciled insurance company and an indirect subsidiary of Radian Group
RBC StatesRisk-based capital states, which are those states that currently impose a statutory or regulatory risk-based capital requirement
Real EstateRadian’s business segment that is primarily a fee-for-service business that offers a broad array
of title, valuation, asset management and other real estate services to market participants across the real estate value chain
ReinstatementsReversals of previous Rescissions, Claim Denials and Claim Curtailments
RescissionOur legal right, under certain conditions, to unilaterally rescind coverage on our mortgage insurance policies if we determine that a loan did not qualify for insurance
RIFRisk in force; for primary insurance, RIF is equal to the underlying loan unpaid principal balance multiplied by the insurance coverage percentage, whereas for Pool Insurance, it represents the remaining exposure under the agreements
Risk-to-capitalUnder certain state regulations, a maximum ratio of net RIF calculated relative to the level of statutory capital
RMBSResidential mortgage-backed securities
S&PStandard & Poor’s Financial Services LLC
SAPStatutory accounting principles and practices, including those required or permitted, if applicable, by the insurance departments of the respective states of domicile of our insurance subsidiaries
SECUnited States Securities and Exchange Commission
Securities ActSecurities Act of 1933, as amended
Senior Notes due 2024Our 4.500% unsecured senior notes due October 2024 ($450 million original principal amount)
Senior Notes due 2025Our 6.625% unsecured senior notes due March 2025 ($525 million original principal amount)
Senior Notes due 2027Our 4.875% unsecured senior notes due March 2027 ($450 million original principal amount)
Single Premium NIW / IIFNIW or IIF, respectively, on Single Premium Policies
Single Premium Policy / PoliciesInsurance policies where premiums are paid in a single payment, which includes policies written on an individual basis (as each loan is originated) and on an aggregated basis (in which each individual loan in a group of loans is insured in a single transaction, typically shortly after the loans have been originated)
Single Premium QSR ProgramThe 2016 Single Premium QSR Agreement, the 2018 Single Premium QSR Agreement and the 2020 Single Premium QSR Agreement, together
Stage of DefaultThe stage a loan is in relative to the foreclosure process, based on whether a foreclosure sale has been scheduled or held
Statutory RBC RequirementRisk-based capital requirement imposed by the RBC States, requiring a minimum surplus level and, in certain states, a minimum ratio of statutory capital relative to the level of risk
Surplus NotesCollectively: (i) a $100 million 0.0% intercompany surplus note issued by Radian Guaranty to Radian Group, due December 31, 2027 and (ii) a $200 million 3.0% intercompany surplus note issued by Radian Guaranty to Radian Group, due January 31, 2030
VIEVariable interest entity

6


Cautionary Note Regarding Forward-Looking Statements—Safe Harbor Provisions
All statements in this report that address events, developments or results that we expect or anticipate may occur in the future are “forward-looking statements” within the meaning of Section 27A of the Securities Act, Section 21E of the Exchange Act and the Private Securities Litigation Reform Act of 1995. In most cases, forward-looking statements may be identified by words such as “anticipate,” “may,” “will,” “could,” “should,” “would,” “expect,” “intend,” “plan,” “goal,” “contemplate,” “believe,” “estimate,” “predict,” “project,” “potential,” “continue,” “seek,” “strategy,” “future,” “likely” or the negative or other variations on these words and other similar expressions. These statements, which may include, without limitation, projections regarding our future performance and financial condition, are made on the basis of management’s current views and assumptions with respect to future events, including management’s current views regarding the likely impacts of the COVID-19 pandemic. Any forward-looking statement is not a guarantee of future performance and actual results could differ materially from those contained in the forward-looking statement. These statements speak only as of the date they were made, and we undertake no obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. We operate in a changing environment where new risks emerge from time to time and it is not possible for us to predict all risks that may affect us, particularly those associated with the COVID-19 pandemic, which has had wide-ranging and continually evolving effects. The forward-looking statements, as well as our prospects as a whole, are subject to risks and uncertainties that could cause actual results to differ materially from those set forth in the forward-looking statements. These risks and uncertainties include, without limitation:
the COVID-19 pandemic, which has significantly impacted the global economy, disrupted global supply chains, lowered certain equity market valuations, created periods of significant volatility and disruption in financial markets, required adjustments in the housing finance system and real estate markets and increased unemployment levels. In addition, the pandemic has resulted in travel restrictions, stay-at-home, quarantine and similar orders, which have resulted in the closures of many businesses and, for those permitted to open, numerous operating limitations such as social distancing and other extensive health and safety measures. As a result, the demand for certain of our products and services has been impacted, and this impact may continue for an unknown period and could expand in scope. We expect that the COVID-19 pandemic and measures taken to reduce its spread will pervasively impact our business and subject us to certain risks, including those discussed in “Item 1A. Risk Factors—The COVID-19 pandemic has adversely impacted our business, and its ultimate impact on our business and financial results will depend on future developments, which are highly uncertain and cannot be predicted, including the scope and duration of the pandemic and actions taken by governmental authorities in response to the pandemic” and the other risk factors in this report;
further changes in economic and political conditions, including those resulting from the November 2020 elections and COVID-19, that impact the size of the insurable market, the credit performance of our insured portfolio, and our business prospects;
changes in the way customers, investors, ratings agencies, regulators or legislators perceive our performance, financial strength and future prospects;
Radian Guaranty’s ability to remain eligible under the PMIERs, including potential future changes to the PMIERs, and other applicable requirements imposed by the FHFA and by the GSEs to insure loans purchased by the GSEs;
the proposed ECF that would, among other items, establish significant capital requirements for the GSEs once finalized, which could impact the GSEs’ operations and the size of the insurable mortgage insurance market, and which may form the basis for future versions of the PMIERs;
our ability to successfully execute and implement our capital plans, including our risk distribution strategy through the capital markets and reinsurance markets, and to maintain sufficient holding company liquidity to meet our liquidity needs;
our ability to successfully execute and implement our business plans and strategies, including plans and strategies that require GSE and/or regulatory approvals and various licenses and complex compliance requirements;
our ability to maintain an adequate level of capital in our insurance subsidiaries to satisfy existing and future regulatory requirements, including the PMIERs and any changes thereto, such as the application of the COVID-19 Amendment, and potential changes to the Model Act currently under consideration;
changes in the charters or business practices of, or rules or regulations imposed by or applicable to, the GSEs, which may include changes in the requirements to remain an approved insurer to the GSEs, the GSEs’ interpretation and application of the PMIERs, as well as changes impacting loans purchased by the GSEs, including changes to the GSEs’ business practices in response to the COVID-19 pandemic;
changes in the current housing finance system in the United States, including the role of the FHA, the GSEs and private mortgage insurers in this system;
uncertainty from the expected discontinuance of LIBOR and transition to one or more alternative benchmarks that could cause interest rate volatility and, among other things, impact our investment portfolio, cost of debt and cost of reinsurance through mortgage insurance-linked notes transactions;

7


any disruption in the servicing of mortgages covered by our insurance policies, as well as poor servicer performance, which could result from the burdens placed on many servicers due to the impact of the COVID-19 pandemic;
a decrease in the Persistency Rates of our mortgage insurance on monthly premium products;
competition in our mortgage insurance business, including price competition and competition from the FHA and U.S. Department of Veterans Affairs as well as from other forms of credit enhancement, including GSE-sponsored alternatives to traditional mortgage insurance;
the effect of the Dodd-Frank Act on the financial services industry in general, and on our businesses in particular, including the proposed changes to the QM loan requirements which currently are being considered by the CFPB;
legislative and regulatory activity (or inactivity), including the adoption of (or failure to adopt) new laws and regulations, or changes in existing laws and regulations, or the way they are interpreted or applied, including the enactment of the CARES Act and the adoption, interpretation or application of laws and regulations in response to COVID-19;
legal and regulatory claims, assertions, actions, reviews, audits, inquiries and investigations that could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures, new or increased reserves or have other effects on our business;
the amount and timing of potential settlements, payments or adjustments associated with federal or other tax examinations;
the possibility that we may fail to estimate accurately, especially in the event of an extended economic downturn or a period of extreme market volatility and uncertainty such as we are currently experiencing due to the COVID-19 pandemic, the likelihood, magnitude and timing of losses in establishing loss reserves for our mortgage insurance business or to accurately calculate and/or project our Available Assets and Minimum Required Assets under the PMIERs, which will be impacted by, among other things, the size and mix of our IIF, the level of defaults in our portfolio, the reported status of defaults in our portfolio, including whether they are subject to forbearance, a repayment plan or a loan modification trial period under a loan modification in response to COVID-19, the level of cash flow generated by our insurance operations and our risk distribution strategies;
volatility in our financial results caused by changes in the fair value of our assets and liabilities, including our investment portfolio;
changes in GAAP or SAP rules and guidance, or their interpretation;
our ability to attract and retain key employees; and
legal and other limitations on amounts we may receive from our subsidiaries, including dividends or ordinary course distributions under our internal tax- and expense-sharing arrangements.
For more information regarding these risks and uncertainties as well as certain additional risks that we face, you should refer to “Item 1A. Risk Factors” in this report and “Item 1A. Risk Factors” in our Annual Report on Form 10-K for the year ended December 31, 2019, and to subsequent reports and registration statements filed from time to time with the SEC. We caution you not to place undue reliance on these forward-looking statements, which are current only as of the date on which we issued this report. We do not intend to, and we disclaim any duty or obligation to, update or revise any forward-looking statements to reflect new information or future events or for any other reason.

8


PART I—FINANCIAL INFORMATION
Item 1.    Financial Statements (Unaudited)
Radian Group Inc. and Subsidiaries
Condensed Consolidated Balance Sheets
(Unaudited)

(In thousands, except per-share amounts)September 30,
2020
December 31,
2019
Assets
Investments (Notes 5 and 6)
Fixed-maturities available for sale—at fair value, net of allowance for credit losses of $2,290 as of September 30, 2020 (amortized cost of $5,338,536 and $4,549,534)
$5,628,992 $4,688,911 
Trading securities—at fair value (amortized cost of $262,131 and $297,505)
291,650 317,150 
Equity securities—at fair value (cost of $92,638 and $125,311)
91,317 130,221 
Short-term investments—at fair value (includes $33,121 and $25,561 of reinvested cash collateral held under securities lending agreements)
567,146 518,393 
Other invested assets—at fair value5,472 4,072 
Total investments 6,584,577 5,658,747 
Cash82,020 92,729 
Restricted cash4,424 3,545 
Accounts and notes receivable145,164 93,630 
Goodwill and other acquired intangible assets, net (Note 7)
25,268 28,187 
Prepaid reinsurance premium295,062 363,856 
Other assets (Note 9)
640,830 567,619 
Total assets$7,777,345 $6,808,313 
Liabilities and Stockholders’ Equity
Unearned premiums$501,787 $626,822 
Reserve for losses and loss adjustment expense (Note 11)
825,792 404,765 
Senior notes (Note 12)
1,404,759 887,110 
FHLB advances (Note 12)
141,058 134,875 
Reinsurance funds withheld318,773 291,829 
Other liabilities462,797 414,189 
Total liabilities3,654,966 2,759,590 
Commitments and contingencies (Note 13)
Stockholders’ equity
Common stock: par value $0.001 per share; 485,000 shares authorized at September 30, 2020 and December 31, 2019; 210,061 and 219,123 shares issued at September 30, 2020 and December 31, 2019, respectively; 191,556 and 201,164 shares outstanding at September 30, 2020 and December 31, 2019, respectively
210 219 
Treasury stock, at cost: 18,505 and 17,959 shares at September 30, 2020 and December 31, 2019, respectively
(909,745)(901,657)
Additional paid-in capital2,238,869 2,449,884 
Retained earnings2,561,076 2,389,789 
Accumulated other comprehensive income (loss) (Note 15)
231,969 110,488 
Total stockholders’ equity4,122,379 4,048,723 
Total liabilities and stockholders’ equity$7,777,345 $6,808,313 

See Notes to Unaudited Condensed Consolidated Financial Statements.

9

Radian Group Inc. and Subsidiaries
Condensed Consolidated Statements of Operations
(Unaudited)

Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands, except per-share amounts)2020201920202019
Revenues:
Net premiums earned (Note 8)
$286,471 $281,185 $813,181 $843,863 
Services revenue (Note 4)
33,943 42,509 93,945 114,565 
Net investment income36,255 42,756 115,922 130,364 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Other income913 879 2,807 2,677 
Total revenues375,234 380,338 1,068,756 1,138,931 
Expenses:
Provision for losses88,084 29,231 428,453 97,412 
Policy acquisition costs10,166 6,435 23,594 18,531 
Cost of services24,353 29,044 64,466 81,046 
Other operating expenses69,377 76,384 199,069 225,235 
Interest expense21,088 13,492 49,981 44,150 
Loss on extinguishment of debt  5,940  22,738 
Amortization and impairment of other acquired intangible assets
961 2,139 2,919 6,465 
Total expenses214,029 162,665 768,482 495,577 
Pretax income161,205 217,673 300,274 643,354 
Income tax provision26,102 44,235 54,661 132,229 
Net income$135,103 $173,438 $245,613 $511,125 
Net Income Per Share:
Basic$0.70 $0.85 $1.25 $2.45 
Diluted$0.70 $0.83 $1.25 $2.39 
Weighted-average number of common shares outstanding—basic
193,176 203,107 196,120 208,561 
Weighted-average number of common and common equivalent shares outstanding—diluted
194,156 208,691 197,247 213,963 
See Notes to Unaudited Condensed Consolidated Financial Statements.

10

Radian Group Inc. and Subsidiaries
Condensed Consolidated Statements of Comprehensive Income
(Unaudited)

Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net income $135,103 $173,438 $245,613 $511,125 
Other comprehensive income (loss), net of tax (Note 15):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period for which an allowance for expected losses has not been recognized
30,839 40,654 143,602 190,677 
Less: Reclassification adjustment for net gains (losses) included in net income (loss):
Net realized gains (losses) on disposals and non-credit related impairment losses
10,884 3,477 24,172 4,115 
Net decrease (increase) in expected credit losses
147  (2,051) 
Net unrealized gains (losses) on investments
19,808 37,177 121,481 186,562 
Net foreign currency translation adjustments
   (3)
Other comprehensive income (loss), net of tax19,808 37,177 121,481 186,559 
Comprehensive income$154,911 $210,615 $367,094 $697,684 
See Notes to Unaudited Condensed Consolidated Financial Statements.

11

Radian Group Inc. and Subsidiaries
Condensed Consolidated Statements of Changes in Common Stockholders’ Equity
(Unaudited)

Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Common Stock
Balance, beginning of period
$210 $223 $219 $231 
Issuance of common stock under incentive and benefit plans
  2 1 
Shares repurchased under share repurchase program (Note 14)
 (3)(11)(12)
Balance, end of period210 220 210 220 
Treasury Stock
Balance, beginning of period(909,738)(901,419)(901,657)(894,870)
Repurchases of common stock under incentive plans
(7)(137)(8,088)(6,686)
Balance, end of period(909,745)(901,556)(909,745)(901,556)
Additional Paid-in Capital
Balance, beginning of period2,232,949 2,539,803 2,449,884 2,724,733 
Issuance of common stock under incentive and benefit plans
825 1,660 3,096 4,418 
Share-based compensation
5,095 5,169 12,183 15,119 
Shares repurchased under share repurchase program (Note 14)
 (77,535)(226,294)(275,173)
Balance, end of period2,238,869 2,469,097 2,238,869 2,469,097 
Retained Earnings
Balance, beginning of period2,450,423 2,056,175 2,389,789 1,719,541 
Net income 135,103 173,438 245,613 511,125 
Dividends and dividend equivalents declared
(24,450)(506)(74,326)(1,559)
Balance, end of period2,561,076 2,229,107 2,561,076 2,229,107 
Accumulated Other Comprehensive Income (Loss)
Balance, beginning of period212,161 88,462 110,488 (60,920)
Net unrealized gains (losses) on investments, net of tax
19,808 37,177 121,481 186,562 
Net foreign currency translation adjustment, net of tax
   (3)
Balance, end of period231,969 125,639 231,969 125,639 
Total Stockholders’ Equity $4,122,379 $3,922,507 $4,122,379 $3,922,507 
See Notes to Unaudited Condensed Consolidated Financial Statements.

12

Radian Group Inc. and Subsidiaries
Condensed Consolidated Statements of Cash Flows
(Unaudited)

(In thousands)Nine Months Ended
September 30,
20202019
Cash Flows from Operating Activities:
Net cash provided by (used in) operating activities$498,756 $506,805 
Cash Flows from Investing Activities:
Proceeds from sales of:
Fixed-maturities available for sale
894,998 770,393 
Trading securities
11,602 120,875 
Equity securities
77,445 52,295 
Proceeds from redemptions of:
Fixed-maturities available for sale
443,723 287,557 
Trading securities
22,112 36,827 
Purchases of:
Fixed-maturities available for sale
(2,099,281)(1,352,883)
Equity securities
(69,206)(45,748)
Sales, redemptions and (purchases) of:
Short-term investments, net
(21,797)(12,199)
Other assets and other invested assets, net
989 687 
Proceeds from sale of a subsidiary, net of cash sold
16,481  
Purchases of property and equipment, net
(14,723)(20,707)
Net cash provided by (used in) investing activities(737,657)(162,903)
Cash Flows from Financing Activities:
Dividends and dividend equivalents paid
(73,365)(1,559)
Issuance of senior notes, net
515,567 442,498 
Repayments and repurchases of senior notes
 (610,739)
Issuance of common stock
1,505 2,126 
Repurchases of common shares
(226,305)(275,185)
Credit facility commitment fees paid
(1,993)(710)
Change in secured borrowings, net (with terms three months or less)
(19,191)9,568 
Proceeds from secured borrowings (with terms greater than three months)
138,909 73,011 
Repayments of secured borrowings (with terms greater than three months)
(105,977)(37,550)
Repayments of other borrowings
(79)(114)
Net cash provided by (used in) financing activities229,071 (398,654)
Effect of exchange rate changes on cash and restricted cash (4)
Increase (decrease) in cash and restricted cash(9,830)(54,756)
Cash and restricted cash, beginning of period96,274 107,002 
Cash and restricted cash, end of period$86,444 $52,246 
See Notes to Unaudited Condensed Consolidated Financial Statements.

13

Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements
__________________________________________________________________________________________________

1.    Business Overview and Recent Developments
Business Overview
We are a diversified mortgage and real estate business, providing both credit-related mortgage insurance coverage and a broad array of other mortgage, risk, title, valuation, asset management and other real estate services. We have two reportable business segments—Mortgage and Real Estate.
Mortgage
Our Mortgage segment provides credit-related insurance coverage, principally through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management and contract underwriting solutions, to mortgage lending institutions and mortgage credit investors. We provide our mortgage insurance products and services mainly through our wholly-owned subsidiary, Radian Guaranty. Private mortgage insurance plays an important role in the U.S. housing finance system because it promotes affordable home ownership and helps protect mortgage lenders, investors and other beneficiaries by mitigating default-related losses on residential mortgage loans. Generally, these loans are made to homebuyers who make down payments of less than 20% of the purchase price for their home or, in the case of refinancings, have less than 20% equity in their home. Private mortgage insurance also facilitates the sale of these low down payment loans in the secondary mortgage market, most of which are currently sold to the GSEs. Our total direct primary mortgage IIF and RIF were $245.5 billion and $61.0 billion, respectively, as of September 30, 2020, compared to $240.6 billion and $60.9 billion, respectively, as of December 31, 2019. In addition to providing private mortgage insurance, we participate in credit risk transfer programs developed by the GSEs as part of their initiative to distribute mortgage credit risk and increase the role of private capital in the mortgage market. Our additional RIF under credit risk transfer transactions, resulting from our participation in these programs with the GSEs, totaled $389.1 million as of September 30, 2020 compared to $275.2 million as of December 31, 2019.
The GSEs and state insurance regulators impose various capital and financial requirements on our insurance subsidiaries. These include Risk-to-capital, other risk-based capital measures and surplus requirements, as well as the PMIERs financial requirements. Failure to comply with these capital and financial requirements may limit the amount of insurance that our mortgage insurance subsidiaries write or may prohibit them from writing insurance altogether. The GSEs and state insurance regulators possess significant discretion with respect to our mortgage insurance subsidiaries and all aspects of their business. See Note 16 for additional information on PMIERs and other regulatory information, and “—Recent Developments” below for a discussion of the elevated risks posed by the COVID-19 pandemic, which has led to an increase in mortgage defaults in our insured portfolio and a resulting increase in our Minimum Required Assets during 2020.
Real Estate
Our Real Estate segment is primarily a fee-for-service business that offers a broad array of services to market participants across the real estate value chain. Our Real Estate services include title, valuation, asset management and other real estate services offered primarily to financial institutions, investors, GSEs, real estate brokers and agents. Our Real Estate services help lenders, investors, consumers and real estate agents evaluate, manage, monitor, acquire and sell properties. These services include software as a service solutions and platforms, as well as managed services, such as real estate owned asset management, single family rental services, real estate valuation services and real estate brokerage services. In addition, we provide title insurance and non-insurance title, closing and settlement services to mortgage lenders as well as directly to consumers for residential mortgage loans.
See Note 4 for additional information about our reportable segments and All Other business activities, including the sale of Clayton and the impact of organizational changes in the first quarter of 2020.
Recent Developments
As a seller of mortgage credit protection, our results are subject to macroeconomic conditions and specific events that impact the housing finance and real estate markets, including events that impact mortgage originations and the credit performance of our RIF. Many of these conditions are beyond our control, including housing prices, unemployment levels, interest rate changes, the availability of credit and other factors that may be derived from national and regional economic conditions. In general, a deterioration in economic conditions increases the likelihood that borrowers will be unable to satisfy their mortgage obligations. A deteriorating economy can adversely affect housing values, which in turn can influence the willingness of borrowers to continue to make mortgage payments regardless of whether they have the financial resources to do so. Mortgage defaults can also occur due to a variety of specific events affecting borrowers, including death or illness, divorce or other family problems, unemployment, or other events. In addition, factors impacting regional economic conditions, acts of terrorism, war or other severe conflicts, event-specific economic depressions or other catastrophic events such as natural disasters and
14


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
pandemics could result in increased defaults due to the impact of such events on the ability of borrowers to satisfy their mortgage obligations and on the value of affected homes.
Beginning in March 2020, the unprecedented and continually evolving social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets had a negative effect on our business and our financial results for the second quarter of 2020, and to a lesser extent the third quarter of 2020, and are expected to adversely impact our business and results of operations in future periods. Specifically, and primarily as a result of an increase in the number of new defaults for the nine months ended September 30, 2020, our financial results include: (i) an increase in provision for losses and (ii) an increase in our Minimum Required Assets required under the PMIERs. The number of new defaults increased significantly during the second quarter of 2020, and while the new defaults during the third quarter remain elevated compared to levels before the pandemic, they decreased by 67.5% from the prior quarter. See Note 11 for additional information on our reserve for losses. In response to the uncertainties associated with COVID-19, during the second quarter of 2020 we strengthened our capital and liquidity positions by extending our existing credit facility and issuing $525 million aggregate principal amount of Senior Notes due 2025. See Note 12 for additional information on our borrowings and financing activities. The ultimate significance of the COVID-19 pandemic on our businesses will depend on, among other things: the extent and duration of the pandemic, the severity of and number of people infected with the virus and whether an effective anti-viral treatment or vaccine is developed and made widely available; the wider economic effects of the pandemic and the scope and duration of governmental and other third party measures restricting day-to-day life and business operations; the impact of economic stimulus efforts to support the economy through the pandemic; and governmental and GSE programs implemented to assist borrowers experiencing a COVID-19-related hardship, including forbearance programs and suspensions of foreclosures and evictions. Although we are uncertain of the potential magnitude or duration of the business and economic impacts of the COVID-19 pandemic, these and other factors, including those discussed in our 2019 Form 10-K, could have a material negative effect on the Company’s business, liquidity, results of operations and financial condition.
2.    Significant Accounting Policies
Basis of Presentation
Our condensed consolidated financial statements are prepared in accordance with GAAP and include the accounts of Radian Group Inc. and its subsidiaries. All intercompany accounts and transactions, and intercompany profits and losses, have been eliminated. We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to the instructions set forth in Article 10 of Regulation S-X of the SEC.
We refer to Radian Group Inc. together with its consolidated subsidiaries as “Radian,” the “Company,” “we,” “us” or “our,” unless the context requires otherwise. We generally refer to Radian Group Inc. alone, without its consolidated subsidiaries, as “Radian Group.” Unless otherwise defined in this report, certain terms and acronyms used throughout this report are defined in the Glossary of Abbreviations and Acronyms included as part of this report.
The financial information presented for interim periods is unaudited; however, such information reflects all adjustments that are, in the opinion of management, necessary for the fair statement of the financial position, results of operations, comprehensive income (loss) and cash flows for the interim periods presented. Such adjustments are of a normal recurring nature. The year-end condensed balance sheet data was derived from our audited financial statements, but does not include all disclosures required by GAAP.
To fully understand the basis of presentation, these interim financial statements and related notes contained herein should be read in conjunction with the audited financial statements and notes thereto included in our 2019 Form 10-K. The results of operations for interim periods are not necessarily indicative of results to be expected for the full year or for any other period. See Note 1 for discussion of the elevated risks to our future business, liquidity, results of operations and financial condition due to the COVID-19 pandemic.
Certain prior period amounts have been reclassified to conform to current period presentation. See Note 4 for additional information on our segment reporting reclassifications.
Use of Estimates
The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of our contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting periods. While the amounts included in our condensed consolidated financial statements include our best estimates and assumptions, actual results may vary materially.
15


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Other Significant Accounting Policies
See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for information regarding other significant accounting policies. There have been no significant changes in our significant accounting policies from those discussed in our 2019 Form 10-K, other than described below in “—Investments” and “—Recent Accounting Pronouncements—Accounting Standards Adopted During 2020.”
Investments
Investments in fixed-maturity securities not classified as held to maturity or trading securities are classified as available for sale and are reported at fair value, with unrealized gains and losses (net of tax) reported as a separate component of stockholders’ equity as accumulated other comprehensive income (loss), unless: (i) we intend to sell the impaired security; (ii) it is more likely than not that we will be required to sell the impaired security prior to recovery of its amortized cost basis; or (iii) the present value of cash flows we expect to collect is less than the amortized cost basis of a security. In those instances, we record an impairment loss through earnings that varies depending on specific circumstances, as described below.
If a sale is likely, the full amount of the impairment is recognized as a loss in the statement of operations. Otherwise, unrealized losses on securities are separated into: (i) the portion of loss that represents the credit loss and (ii) the portion that is due to other factors. As a result of the adoption, effective January 2020, of ASU 2016-13, Financial Instruments—Credit Losses (“ASU 2016-13”), described below, in evaluating whether a decline in value for other securities relates to an existing credit loss, we consider several factors, including, but not limited to, the following:
the extent to which the amortized cost basis is greater than fair value;
reasons for the decline in value (e.g., adverse conditions related to industry or geographic area, changes in financial condition to the issuers or underlying loan obligors);
any changes to the rating of the security by a rating agency;
the failure of the issuer to make a scheduled payment;
the financial position, access to capital and near-term prospects of the issuer, including the current and future impact of any specific events; and
our best estimate of the present value of cash flows expected to be collected.
In addition, we no longer consider the duration of the decline in value in assessing whether our fixed income securities available for sale have a credit loss impairment.
On initial recognition and at each reporting date after a credit loss is identified, we recognize an allowance for remaining lifetime expected credit losses. This amount is calculated as the difference between the amortized cost and the present value of future expected cash flows, limited to the difference between the carrying amount (i.e., fair value) and amortized cost. If a credit loss is determined to exist, the credit loss impairment is included in net gains (losses) on investments and other financial instruments in the statement of operations, with an offset to an allowance for credit losses. Subsequent changes (favorable and unfavorable) in expected credit losses are recognized immediately in net income (loss) as a credit loss impairment or a reversal of credit loss impairment.
Recent Accounting Pronouncements
Accounting Standards Adopted During 2020
We adopted ASU 2016-13 on January 1, 2020 using the modified retrospective adoption approach. This ASU and the associated subsequent amendments require that financial assets measured at their amortized cost basis be presented at the net amount expected to be collected. Credit losses relating to our available-for-sale debt securities are recorded through an allowance for credit losses, rather than a write-down of the asset, with the amount of the allowance limited to the amount by which fair value is less than amortized cost. This allowance method will allow reversals of credit losses if the estimate of credit losses declines. This ASU affected certain of our accounts and notes receivable, including premiums receivable, and certain of our other assets, including reinsurance recoverables; however, the update did not have a material effect on our financial statements and disclosures. See Note 6 for additional information.
We adopted ASU 2019-04, Codification Improvements related to Financial Instruments—Credit Losses, Derivatives and Hedging, and Financial Instruments on January 1, 2020. This update to the accounting standards regarding financial instruments and derivatives and hedging clarifies the accounting treatment for the measurement of credit losses and provides further clarification on previously issued updates. The adoption of this update did not have a material effect on our financial statements and disclosures.
16


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Accounting Standards Not Yet Adopted
In August 2018, the FASB issued ASU 2018-12, Financial Services—Insurance. The new standard: (i) requires that assumptions used to measure the liability for future policy benefits be reviewed at least annually; (ii) defines and simplifies the measurement of market risk benefits; (iii) simplifies the amortization of deferred acquisition costs; and (iv) enhances the required disclosures about long-duration contracts. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
In December 2019, the FASB issued ASU 2019-12, Income Taxes—Simplifying the Accounting for Income Taxes. This update simplifies the accounting for income taxes by removing certain exceptions to the general principals of ASC Topic 740 in GAAP. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform—Facilitation of the Effects of Reference Reform on Financial Reporting. This update provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments in this update are optional and may be elected from the date of issuance through December 31, 2022, as reference rate reform activities occur. We are currently evaluating the impact of the guidance and our options related to the practical expedients.
In October 2020, the FASB issued ASU 2020-08, Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs. This update clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is not permitted. Entities are required to apply ASU 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
3.    Net Income Per Share
Basic net income per share is computed by dividing net income by the weighted-average number of common shares outstanding, while diluted net income per share is computed by dividing net income attributable to common stockholders by the sum of the weighted-average number of common shares outstanding and the weighted-average number of dilutive potential common shares. Dilutive potential common shares relate to our share-based compensation arrangements.
The calculation of basic and diluted net income per share is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands, except per-share amounts)2020201920202019
Net income —basic and diluted$135,103 $173,438 $245,613 $511,125 
Average common shares outstanding—basic (1)
193,176 203,107 196,120 208,561 
Dilutive effect of share-based compensation arrangements (2)
980 5,584 1,127 5,402 
Adjusted average common shares outstanding—diluted
194,156 208,691 197,247 213,963 
Net income per share:
Basic
$0.70 $0.85 $1.25 $2.45 
Diluted
$0.70 $0.83 $1.25 $2.39 
______________________
(1)Includes the impact of fully vested shares under our share-based compensation programs.
(2)The following number of shares of our common stock equivalents issued under our share-based compensation arrangements are not included in the calculation of diluted net income per share because they are anti-dilutive:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Shares of common stock equivalents710  1,046 160 
17


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
4.    Segment Reporting
We have two strategic business units that we manage separately—Mortgage and Real Estate. Our Mortgage segment derives its revenue from mortgage insurance and other mortgage and risk services, including contract underwriting services provided to lenders. Our Real Estate segment offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain. In addition, we report as All Other activities that include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale in January 2020.
Subsequent to the sale of Clayton, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. As revised, the Company’s Mortgage and Real Estate segments are managed by our President of Mortgage and Co-Heads of Real Estate, respectively, who are responsible for the overall profitability of their respective segments and who are directly accountable to our chief operating decision maker.
The differences in the basis of segmentation compared to our 2019 Form 10-K are as follows:
Business Activity
Current Segmentation
Prior Segmentation
Mortgage insurance and risk services
MortgageMortgage Insurance
Contract underwriting services
MortgageServices
Title and real estate services (1)
Real EstateServices
Clayton
All OtherServices
Income (loss) from holding company assets (and related corporate expenses)
All OtherMortgage Insurance
______________________
(1)Includes single family rental services.
These segment reporting changes align with the changes in personnel reporting lines, management oversight and branding following the sale of Clayton, and are consistent with the way our chief operating decision maker began assessing the performance of our reportable segments and other business activities effective in the first quarter of 2020. These changes to our reportable segments have been reflected in our segment operating results for all periods presented. See Note 1 for additional details about our Mortgage and Real Estate businesses.
We allocate corporate operating expenses to both reportable segments based on each segment’s forecasted annual percentage of total revenue, which approximates the estimated percentage of management time spent on each segment. In addition, we allocate all corporate interest expense to our Mortgage segment, due to the capital-intensive nature of our mortgage insurance business.
With the exception of goodwill and other acquired intangible assets that relate to our Real Estate segment, which are reviewed as part of our annual goodwill impairment assessment, we do not manage assets by segment.
Adjusted Pretax Operating Income (Loss)
Our senior management, including our chief operating decision maker, uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of each of Radian’s business segments and to allocate resources to the segments. Adjusted pretax operating income (loss) is defined as pretax income (loss) excluding the effects of: (i) net gains (losses) on investments and other financial instruments; (ii) loss on extinguishment of debt; (iii) amortization and impairment of goodwill and other acquired intangible assets; and (iv) impairment of other long-lived assets and other non-operating items, such as gains (losses) from the sale of lines of business and acquisition-related income and expenses. See Note 4 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for detailed information regarding items excluded from adjusted pretax operating income (loss), including the reasons for their treatment.
Although adjusted pretax operating income (loss) excludes certain items that have occurred in the past and are expected to occur in the future, the excluded items represent those that are: (i) not viewed as part of the operating performance of our primary activities or (ii) not expected to result in an economic impact equal to the amount reflected in pretax income (loss).
Adjusted pretax operating income (loss) for each segment represents segment results on a standalone basis; therefore, inter-segment eliminations and reclassifications required for consolidated GAAP presentation have not been reflected. Inter-segment activities are recorded at market rates for segment reporting and eliminated in consolidation.
18


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
The reconciliation of adjusted pretax operating income (loss) for our reportable segments to consolidated pretax income is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Adjusted pretax operating income (loss):
Mortgage (1)
$145,836 $209,601 $263,182 $627,942 (2)
Real Estate (3)
(5,941)(2,541)(15,625)(10,238)
Total adjusted pretax operating income (loss) for reportable segments
139,895 207,060 247,557 617,704 
All Other adjusted pretax operating income (loss)
5,085 5,683 13,523 12,948 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Loss on extinguishment of debt
 (5,940) (22,738)
Amortization and impairment of other acquired intangible assets
(961)(2,139)(2,919)(6,465)
Impairment of other long-lived assets and other non-operating items
(466) (788)(5,557)
Consolidated pretax income$161,205 $217,673 $300,274 $643,354 
______________________
(1)Includes allocated corporate operating expenses and depreciation expense as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Allocated corporate operating expenses$29,435 $26,671 $83,700 $76,684 
Depreciation expense2,895 3,817 9,719 11,528 
(2)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019, as further described below.
(3)Includes allocated corporate operating expenses and depreciation expense as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Allocated corporate operating expenses$3,818 $2,910 $10,993 $8,364 
Depreciation expense683 561 2,125 1,769 
Our results for the nine months ended September 30, 2019 include a $32.9 million increase in net premiums earned and a $0.12 increase in net income per share due to a reduction in our unearned premiums, resulting from a cumulative adjustment in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding this adjustment and our accounting policies for insurance premiums revenue recognition.
19


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Revenue
The reconciliation of revenue for our reportable segments to consolidated revenues is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Revenues:
Mortgage (1)
$320,013 $317,646 $922,040 $956,660 (2)
Real Estate (1)
33,328 30,139 88,003 80,789 
Total revenues for reportable segments
353,341 347,785 1,010,043 1,037,449 
All Other revenues (3)
5,858 19,812 19,984 55,170 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Other non-operating revenue  247  
Elimination of inter-segment revenues (3)
(1,617)(268)(4,419)(1,150)
Total revenues$375,234 $380,338 $1,068,756 $1,138,931 
______________________
(1)Includes immaterial inter-segment revenues for the three and nine months ended September 30, 2020 and 2019.
(2)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 as further described above.
(3)Includes $1.5 million and $4.0 million for the three and nine months ended September 30, 2020, respectively, related to the $200 million 3% intercompany surplus note issued by Radian Guaranty to Radian Group in January 2020.
The accounting standard on revenue from contracts with customers is primarily applicable to our services revenue and is not applicable to our investments and insurance products, which represent the majority of our revenue. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding our accounting policies and the services we offer.
The table below, which represents total services revenue on our condensed consolidated statements of operations for the periods indicated, represents the disaggregation of services revenues from external customers, by type:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Services revenue
Real Estate services:
Valuation services $11,881 $14,772 $31,519 $40,836 
Title services9,081 4,590 25,445 11,189 
Asset management services8,453 6,567 21,791 19,300 
Other real estate services614 335 1,364 407 
Mortgage services 3,914 2,340 10,965 4,856 
All Other services (1)
 13,905 2,861 37,977 
Total services revenue $33,943 $42,509 $93,945 $114,565 
______________________
(1)Includes services revenue from Clayton prior to its sale in January 2020.
Our services revenues are recognized over time and measured each period based on the progress to date as services are performed and made available to customers. Our contracts with customers, including payment terms, are generally short-term in nature; therefore, any impact related to timing is immaterial. Revenue expected to be recognized in any future period related to remaining performance obligations, such as contracts where revenue is recognized as invoiced and contracts with variable consideration related to undelivered performance obligations, is not material.
Revenue recognized related to services made available to customers and billed is reflected in accounts and notes receivable. Accounts and notes receivable includes $28.9 million and $10.8 million as of September 30, 2020 and December 31, 2019, respectively, related to services revenue contracts. Revenue recognized related to services performed and not yet billed is recorded in unbilled receivables and reflected in other assets. See Note 9 for additional information. Deferred revenue, which
20


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
represents advance payments received from customers in advance of revenue recognition, is immaterial for all periods presented. We have no material bad-debt expense.
5.    Fair Value of Financial Instruments
For discussion of our valuation methodologies for assets and liabilities measured at fair value and the fair value hierarchy, see Note 5 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
The following is a list of assets that are measured at fair value by hierarchy level as of September 30, 2020:
(In thousands)Level ILevel IITotal
Assets at fair value
Investments:
Fixed-maturities available for sale:
U.S. government and agency securities
$157,407 $29,494 $186,901 
State and municipal obligations
 159,975 159,975 
Corporate bonds and notes
 2,898,357 2,898,357 
RMBS
 850,113 850,113 
CMBS
 718,962 718,962 
Other ABS
 809,388 809,388 
Foreign government and agency securities
 5,296 5,296 
Total fixed-maturities available for sale157,407 5,471,585 5,628,992 
Trading securities:
State and municipal obligations
 120,547 120,547 
Corporate bonds and notes
 122,858 122,858 
RMBS
 13,930 13,930 
CMBS
 34,315 34,315 
Total trading securities 291,650 291,650 
Equity securities
84,255 7,062 91,317 
Short-term investments:
U.S. government and agency securities
29,716  29,716 
State and municipal obligations
 26,973 26,973 
Money market instruments
232,105  232,105 
Corporate bonds and notes
 106,013 106,013 
Other investments (1)
 172,339 172,339 
Total short-term investments261,821 305,325 567,146 
Total investments at fair value (2)
503,483 6,075,622 6,579,105 
Other:
Loaned securities: (3)
Corporate bonds and notes
 13,932 13,932 
Equity securities
43,990  43,990 
Total assets at fair value (2)
$547,473 $6,089,554 $6,637,027 
______________________
(1)Comprising short-term certificates of deposit and commercial paper.
(2)Does not include other invested assets of $2.5 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $3.0 million invested in a private convertible promissory note.
21


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
(3)Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.
The following is a list of assets that are measured at fair value by hierarchy level as of December 31, 2019:
(In thousands)Level ILevel IITotal
Assets at fair value
Investments:
Fixed-maturities available for sale:
U.S. government and agency securities
$143,884 $35,700 $179,584 
State and municipal obligations
 119,994 119,994 
Corporate bonds and notes
 2,237,611 2,237,611 
RMBS
 779,354 779,354 
CMBS
 608,015 608,015 
Other ABS
 759,129 759,129 
Foreign government and agency securities
 5,224 5,224 
Total fixed-maturities available for sale143,884 4,545,027 4,688,911 
Trading securities:
State and municipal obligations
 118,949 118,949 
Corporate bonds and notes
 147,232 147,232 
RMBS
 16,180 16,180 
CMBS
 34,789 34,789 
Total trading securities 317,150 317,150 
Equity securities
124,009 6,212 130,221 
Short-term investments:
U.S. government and agency securities
127,152  127,152 
State and municipal obligations
 21,475 21,475 
Money market instruments
202,461  202,461 
Corporate bonds and notes
 20,298 20,298 
Other investments (1)
 147,007 147,007 
Total short-term investments329,613 188,780 518,393 
Total investments at fair value (2)
597,506 5,057,169 5,654,675 
Other:
Loaned securities: (3)
U.S. government and agency securities
35,309  35,309 
Corporate bonds and notes
 3,669 3,669 
Equity securities
27,464  27,464 
Total assets at fair value (2)
$660,279 $5,060,838 $5,721,117 
______________________
(1)Comprising short-term certificates of deposit and commercial paper.
(2)Does not include other invested assets of $2.6 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $1.5 million invested in a private convertible promissory note.
(3)Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.
At September 30, 2020 and December 31, 2019, we had a Level III asset of $5.5 million and $0.4 million, respectively, measured at fair value, included in other assets in our condensed consolidated balance sheets. The Level III asset represents the embedded derivatives associated with mortgage insurance-linked notes transactions in connection with our Excess-of-Loss
22


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Program, as described in Note 8. The total fair value of the embedded derivatives at September 30, 2020 and December 31, 2019 consists of impacts related to the fair value accounting for derivatives associated with our reinsurance contracts and the related fluctuations from period to period. The estimated fair value related to our embedded derivatives reflects the present value impact of the future variation in premiums we will pay, and includes significant unobservable inputs associated with LIBOR rates and the yield on investments held by trust.
There were no investment transfers to or from Level III for the three and nine months ended September 30, 2020 or the year ended December 31, 2019. Except for the activity related to the embedded derivatives described above, activity related to Level III assets and liabilities (including realized and unrealized gains and losses, purchases, sales, issuances, settlements and transfers) was immaterial for the three and nine months ended September 30, 2020 and the year ended December 31, 2019.
Other Fair Value Disclosure
The carrying value and estimated fair value of other selected liabilities not carried at fair value in our condensed consolidated balance sheets were as follows as of the dates indicated:
September 30, 2020December 31, 2019
(In thousands)Carrying
Amount
Estimated
Fair Value
Carrying
Amount
Estimated
Fair Value
Liabilities:
Senior notes$1,404,759 $1,450,590 $887,110 $949,500 
FHLB advances141,058 144,280 134,875 135,997 
The fair value of our senior notes is estimated based on their quoted market prices. The fair value of our FHLB advances is estimated based on expected cash flows for similar borrowings. These liabilities are categorized in Level II of the fair value hierarchy. See Note 12 for further information on our senior notes and FHLB advances.
6.    Investments
Available for Sale Securities
Our available for sale securities within our investment portfolio consisted of the following as of the dates indicated:
September 30, 2020
(In thousands)Amortized
Cost
Allowance for Credit LossesGross
Unrealized
Gains
Gross
Unrealized
Losses
Fair Value
Fixed-maturities available for sale:
U.S. government and agency securities
$186,457 $ $2,105 $(1,661)$186,901 
State and municipal obligations
145,318  14,850 (193)159,975 
Corporate bonds and notes
2,703,446 (2,290)218,127 (7,471)2,911,812 
RMBS
813,006  37,137 (30)850,113 
CMBS
686,414  37,339 (4,791)718,962 
Other ABS
811,687  4,051 (6,350)809,388 
Foreign government and agency securities
5,098  198  5,296 
Total securities available for sale, including loaned securities
5,351,426 $(2,290)$313,807 $(20,496)5,642,447 
Less: loaned securities
12,890 13,455 
Total fixed-maturities available for sale$5,338,536 $5,628,992 
23


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
December 31, 2019
(In thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Fair Value
Fixed-maturities available for sale:
U.S. government and agency securities
$198,613 $2,048 $(733)$199,928 
State and municipal obligations
112,003 8,032 (41)119,994 
Corporate bonds and notes
2,136,819 106,189 (1,728)2,241,280 
RMBS
766,429 14,452 (1,527)779,354 
CMBS
593,647 14,993 (625)608,015 
Other ABS
760,785 2,018 (3,674)759,129 
Foreign government and agency securities
5,091 133  5,224 
Total securities available for sale, including loaned securities
4,573,387 $147,865 $(8,328)4,712,924 
Less: loaned securities
23,853 24,013 
Total fixed-maturities available for sale$4,549,534 $4,688,911 
The following table provides a rollforward of the allowance for credit losses on fixed-maturities available for sale, which relates entirely to corporate bonds and notes for the periods indicated:
(In thousands)Three Months Ended September 30, 2020Nine Months Ended September 30, 2020
Beginning balance$2,476 $ 
Current provision for securities without prior allowance 2,596 
Net increases (decreases) in allowance on previously impaired securities(186) 
Reduction for securities sold (306)
Ending balance$2,290 $2,290 
Gross Unrealized Losses and Fair Value of Available for Sale Securities
For our available for sale securities in an unrealized loss position, the following tables show the gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates indicated. Included in the amounts as of September 30, 2020 and December 31, 2019 are loaned securities under securities lending agreements that are classified as other assets in our condensed consolidated balance sheets, as further described below.
September 30, 2020
($ in thousands) Description of Securities
Less Than 12 Months12 Months or GreaterTotal
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
U.S. government and agency securities4 $99,250 $(1,661) $ $ 4 $99,250 $(1,661)
State and municipal obligations10 27,543 (193)   10 27,543 (193)
Corporate bonds and notes130 306,915 (7,471)   130 306,915 (7,471)
RMBS4 11,723 (19)2 956 (11)6 12,679 (30)
CMBS60 176,482 (4,537)6 7,146 (254)66 183,628 (4,791)
Other ABS101 308,637 (3,025)29 152,098 (3,325)130 460,735 (6,350)
Total309 $930,550 $(16,906)37 $160,200 $(3,590)346 $1,090,750 $(20,496)
24


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
December 31, 2019
($ in thousands) Description of Securities
Less Than 12 Months12 Months or GreaterTotal
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
U.S. government and agency securities
2 $26,142 $(731)2 $2,529 $(2)4 $28,671 $(733)
State and municipal obligations
1 3,959 (41)   1 3,959 (41)
Corporate bonds and notes
25 110,871 (1,728)   25 110,871 (1,728)
RMBS
27 184,378 (535)16 36,192 (992)43 220,570 (1,527)
CMBS36 109,589 (478)8 6,346 (147)44 115,935 (625)
Other ABS63 225,944 (670)44 209,661 (3,004)107 435,605 (3,674)
Total154 $660,883 $(4,183)70 $254,728 $(4,145)224 $915,611 $(8,328)
See below for additional details on our net gains (losses) on investments, including the changes in the allowance for credit losses on fixed maturities available for sale and other impairments due to our intent to sell securities in an unrealized loss position. See Note 2 for a discussion of our accounting policy for impairments, including our adoption of ASU 2016-13 effective January 2020.
Securities Lending Agreements
We participate in a securities lending program whereby we loan certain securities in our investment portfolio to third-party borrowers for short periods of time. Although we report such securities at fair value within other assets in our condensed consolidated balance sheets, rather than within investments, the detailed information we provide in this Note 6 includes these securities. See Note 5 for additional detail on the loaned securities, and see Note 6 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information about our accounting policies with respect to our securities lending agreements and the collateral requirements thereunder.
All of our securities lending agreements are classified as overnight and revolving. Securities collateral on deposit with us from third-party borrowers totaling $26.3 million and $42.4 million as of September 30, 2020 and December 31, 2019, respectively, may not be transferred or re-pledged unless the third-party borrower is in default, and is therefore not reflected in our condensed consolidated financial statements.
25


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Net Gains (Losses) on Investments
Net gains (losses) on investments consisted of:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net realized gains (losses):   
Fixed-maturities available for sale (1)
$13,777 $4,401 $31,998 $5,209 
Trading securities 19 4 (391)
Equity securities (28)361 (708)
Other investments196 205 273 521 
Net realized gains (losses) on investments13,973 4,597 32,636 4,631 
Impairment losses due to intent to sell
  (1,401) 
Net decrease (increase) in expected credit losses
186  (2,596) 
Net unrealized gains (losses) on investments
2,813 4,419 916 33,005 
Total net gains (losses) on investments$16,972 $9,016 $29,555 $37,636 
______________________
(1)Components of net realized gains (losses) on fixed-maturities available for sale include:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Gross investment gains from sales and redemptions$14,219 $4,697 $34,422 $10,926 
Gross investment losses from sales and redemptions(442)(296)(2,424)(5,717)
The net changes in unrealized gains (losses) recognized in earnings on investments that were still held at each period-end were as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net unrealized gains (losses) on investments still held:   
Trading securities$(1,150)$4,132 $9,990 $18,962 
Equity securities4,455 563 (8,158)9,170 
Other investments(173)47 152 (64)
Net unrealized gains (losses) on investments still held$3,132 $4,742 $1,984 $28,068 
26


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Contractual Maturities
The contractual maturities of fixed-maturities available for sale were as follows:
September 30, 2020
Available for Sale
(In thousands)Amortized
Cost
Fair
Value
Due in one year or less (1)
$94,375 $94,832 
Due after one year through five years (1)
984,406 1,034,592 
Due after five years through 10 years (1)
1,246,319 1,351,007 
Due after 10 years (1)
715,219 783,553 
Asset-backed and other mortgage-backed securities (2)
2,311,107 2,378,463 
Total
5,351,426 5,642,447 
Less: loaned securities
12,890 13,455 
Total fixed-maturities available for sale
$5,338,536 $5,628,992 
______________________
(1)Actual maturities may differ as a result of calls before scheduled maturity.
(2)Includes RMBS, CMBS and Other ABS, which are not due at a single maturity date.
Other
For the nine months ended September 30, 2020, we did not transfer any securities to or from the available for sale or trading categories.
Our fixed-maturities available for sale include securities totaling $17.0 million and $16.8 million at September 30, 2020 and December 31, 2019, respectively, on deposit and serving as collateral with various state regulatory authorities. Our fixed-maturities available for sale also include securities serving as collateral for our FHLB advances. See Note 12 for additional information about our FHLB advances.
7.    Goodwill and Other Acquired Intangible Assets, Net
All of our goodwill and other acquired intangible assets relate to our Real Estate segment. The following table shows the changes in the carrying amount of goodwill for the year-to-date periods ended December 31, 2019 and September 30, 2020:
(In thousands)GoodwillAccumulated Impairment LossesNet
Balance at December 31, 2018$200,561 $(186,469)$14,092 
Goodwill acquired538 — 538 
Impairment losses— (4,828)(4,828)
Balance at December 31, 2019201,099 (191,297)9,802 
Goodwill disposed (1)
(191,297)191,297  
Balance at September 30, 2020$9,802 $ $9,802 
______________________
(1)Related to the sale of Clayton in January 2020. See Note 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on the sale of Clayton.
27


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
The following is a summary of the gross and net carrying amounts and accumulated amortization (including impairment) of our other acquired intangible assets as of the periods indicated:
September 30, 2020
(In thousands)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Client relationships$43,550 $(29,748)$13,802 
Technology8,285 (6,988)1,297 
Trade name and trademarks480 (461)19 
Licenses463 (115)348 
Total$52,778 $(37,312)$15,466 
December 31, 2019
(In thousands)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Client relationships$43,550 $(27,269)$16,281 
Technology8,435 (6,789)1,646 
Trade name and trademarks480 (404)76 
Licenses463 (81)382 
Total$52,928 $(34,543)$18,385 
Interim Impairment Analysis
Goodwill is deemed to have an indefinite useful life and is subject to review for impairment annually, or more frequently, if certain events and circumstances indicate potential impairment. We generally perform our annual goodwill impairment test during the fourth quarter of each year, using balances as of the prior quarter. Events and circumstances that could result in an interim assessment of goodwill and other acquired intangible assets and/or a potential impairment loss include, but are not limited to: (i) significant under-performance of the Real Estate segment relative to historical or projected future operating results; (ii) significant changes in the strategy for the Real Estate segment; (iii) significant negative industry or economic trends; and (iv) a decline in market capitalization below the book value attributable to the Real Estate segment.
Due to the rapidly changing social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets during the first quarter of 2020, we opted to perform an interim quantitative impairment assessment of our goodwill and other acquired intangible assets for the first quarter of 2020. In connection with that assessment, we first evaluated the recoverability of our other acquired intangible assets, as factors affecting the estimated fair value of our goodwill also affect the estimated recoverability of our other acquired intangible assets. Based on our quantitative goodwill impairment assessment as of March 31, 2020, no impairment was indicated for other acquired intangible assets, as the remaining carrying amounts were estimated to be recoverable despite the recent market disruptions associated with the COVID-19 pandemic. Based on our analysis in the first quarter of 2020, and the evaluation of factors that affect our estimated fair value as of September 30, 2020, we concluded that there were no events or circumstances that would more likely than not reduce the fair value of our reporting unit, including acquired intangible assets. Our assumptions related to projected cash flows did not significantly change as a result of the observed market conditions during the first three quarters of 2020.
The value of our goodwill and other acquired intangible assets is supported by cash flow projections, which are primarily driven by projected transaction volume and margins. Given that the value of our goodwill and other acquired intangible assets continues to rely on achieving our projected future cash flows, failure to meet those projections and lower earnings over sustained periods may result in impairment in a future period, which could result in a charge to earnings.
For additional information on our accounting policies for goodwill and other acquired intangible assets, see Notes 2 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
8.    Reinsurance
In our mortgage insurance and title insurance businesses, we use reinsurance as part of our risk distribution strategy, including to manage our capital position and risk profile. The reinsurance arrangements for our mortgage insurance business include premiums ceded under the QSR Program, the Single Premium QSR Program and the Excess-of-Loss Program. The
28


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
amount of credit that we receive under the PMIERs financial requirements for our third-party reinsurance transactions is subject to ongoing review and approval by the GSEs.
The effect of all of our reinsurance programs on our net income is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net premiums written:
Direct$269,240 $287,000 $820,267 $828,022 
Assumed (1)
2,942 2,608 9,585 7,528 
Ceded (2)
(9,789)(15,455)(72,912)(39,900)
Net premiums written$262,393 $274,153 $756,940 $795,650 
Net premiums earned:
Direct$328,728 $305,493 $945,287 $919,507 (3)
Assumed (1)
2,946 2,614 9,599 7,545 
Ceded (2)
(45,203)(26,922)(141,705)(83,189)(3)
Net premiums earned$286,471 $281,185 $813,181 $843,863 (3)
Ceding commissions earned (4)
$17,038 $12,153 $40,457 $37,191 (3)
Ceded losses10,189 771 51,786 4,326 
______________________
(1)Includes premiums earned from our participation in certain credit risk transfer programs.
(2)Net of profit commission, which is impacted by the level of ceded losses recoverable, if any, on reinsurance transactions. See Note 11 for additional information on our reserve for losses and reinsurance recoverables.
(3)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 4 for further information.
(4)Deferred ceding commissions of $59.2 million and $77.8 million are included in other liabilities on our condensed consolidated balance sheets at September 30, 2020 and 2019, respectively.
Single Premium QSR Program
Radian Guaranty entered into each of the 2016 Single Premium QSR Agreement, 2018 Single Premium QSR Agreement and 2020 Single Premium QSR Agreement with panels of third-party reinsurers to cede a contractual quota share percent of our Single Premium NIW as of the effective date of each agreement (as set forth in the table below), subject to certain conditions. Radian Guaranty receives a ceding commission for ceded premiums written pursuant to these transactions. Radian Guaranty also receives a profit commission, provided that the loss ratio on the loans covered under the agreement generally remains below the applicable prescribed thresholds. Losses on the ceded risk up to this level reduce Radian Guaranty’s profit commission on a dollar-for-dollar basis.
Each of the agreements is subject to a scheduled termination date as set forth in the table below; however, Radian Guaranty has the option, based on certain conditions and subject to a termination fee, to terminate any of the agreements at the end of any calendar quarter on or after the applicable optional termination date. If Radian Guaranty exercises this option in the future, it would result in Radian Guaranty reassuming the related RIF in exchange for a net payment to the reinsurer calculated in accordance with the terms of the applicable agreement. Radian Guaranty also may terminate any of the agreements prior to the applicable scheduled termination date under certain circumstances/conditions, including if one or both of the GSEs no longer grant full PMIERs credit for the reinsurance.
The 2020 Single Premium QSR Agreement is the only QSR agreement under which Radian Guaranty is currently ceding NIW. Under the 2020 Single Premium QSR Agreement, NIW for policies issued between January 1, 2020 and December 31, 2021 is being ceded, subject to certain conditions and a limitation on ceded premiums written of $250 million. The parties may mutually agree to increase the amount of ceded risk above this level.
29


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
The following table sets forth additional details regarding the Single Premium QSR Program:
(In millions)2020 Single Premium
QSR Agreement
2018 Single Premium
QSR Agreement
2016 Single Premium
QSR Agreement
NIW Policy DatesJan 1, 2020-Dec 31, 2021Jan 1, 2018-Dec 31, 2019Jan 1, 2012-Dec 31, 2017
Effective DateJanuary 1, 2020January 1, 2018January 1, 2016
Scheduled Termination DateDecember 31, 2031December 31, 2029December 31, 2027
Optional Termination DateJanuary 1, 2024January 1, 2022January 1, 2020
Quota Share %65%65%
20% - 65%
(1)
Ceding Commission %25%25%25%
Profit Commission %
Up to 56%
Up to 56%
Up to 55%
As of September 30, 2020
RIF Ceded$1,331 $2,352 $3,676 
As of December 31, 2019
RIF Ceded$ $3,231 $5,351 
______________________
(1)Effective December 31, 2017, we amended the 2016 Single Premium QSR Agreement to increase the amount of ceded risk on performing loans under the agreement from 35% to 65% for the 2015 through 2017 vintages. Loans included in the 2012 through 2014 vintages, and any other loans subject to the agreement that were delinquent at the time of the amendment, were unaffected by the change and therefore the amount of ceded risk for those loans continues to range from 20% to 35%.
Excess-of-Loss Program
As of September 30, 2020, Radian Guaranty has entered into three fully collateralized reinsurance arrangements with the Eagle Re Issuers. For the respective coverage periods, Radian Guaranty retains the first-loss layer of aggregate losses, as well as any losses in excess of the outstanding reinsurance coverage amounts. The Eagle Re Issuers provide second layer coverage up to the outstanding coverage amounts. For each of these three reinsurance arrangements, the Eagle Re Issuers financed their coverage by issuing mortgage insurance-linked notes to eligible third-party capital markets investors in unregistered private offerings. The aggregate excess-of-loss reinsurance coverage for these transactions begins amortizing after an initial period in which a target level of credit enhancement is obtained, decreasing over a 10-year period as the principal balances of the underlying covered mortgages decrease and as any claims are paid by the applicable Eagle Re Issuer or the mortgage insurance is canceled. Radian Guaranty has rights to terminate the reinsurance agreements upon the occurrence of certain events.
In each of the insurance-linked notes transactions, the outstanding reinsurance coverage amount will stop amortizing if certain thresholds, or triggers, are reached, including a trigger based on an elevated level of delinquencies as defined in the insurance-linked notes transaction agreements. Based on the current level of defaults reported to us, the insurance-linked notes issued by the Eagle Re Issuers in connection with our Excess-of-Loss Program are currently subject to a delinquency trigger event, which was reported to the insurance-linked note investors on June 25, 2020. Both the amortization of the outstanding reinsurance coverage amount pursuant to our reinsurance arrangements with the Eagle Re Issuers and the amortization of the principal amount of the related insurance-linked notes issued by the Eagle Re Issuers have been suspended and will continue to be suspended during the pendency of the trigger event.
30


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
The following table sets forth additional details regarding the Excess-of-Loss Program as of September 30, 2020:
(In millions)Eagle Re 2020-1 Ltd.Eagle Re 2019-1 Ltd.Eagle Re 2018-1 Ltd.
IssuedFebruary 2020April 2019November 2018
NIW Policy DatesJan 1, 2019-Sep 30, 2019Jan 1, 2018-Dec 31, 2018Jan 1, 2017-Dec 31, 2017
Initial RIF$9,866 $10,705 $9,109 
Initial Coverage488 562 434 (1)
Initial First Layer Retention202 268 205 
As of September 30, 2020
RIF$7,155 $5,514 $4,742 
Remaining Coverage488 385 276 (1)
First Layer Retention202 266 202 
______________________
(1)Excludes a separate excess-of-loss reinsurance agreement entered into by Radian Guaranty that initially provided up to $21.4 million of coverage.
The Eagle Re Issuers are not subsidiaries or affiliates of Radian Guaranty. Based on the accounting guidance that addresses VIEs, we have not consolidated any of the Eagle Re Issuers in our consolidated financial statements, because Radian does not have: (i) the power to direct the activities that most significantly affect the Eagle Re Issuers’ economic performances or (ii) the obligation to absorb losses or the right to receive benefits from the Eagle Re Issuers that potentially could be significant to the Eagle Re Issuers. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information on our accounting treatment of VIEs.
The reinsurance premium due to the Eagle Re Issuers is calculated by multiplying the outstanding reinsurance coverage amount at the beginning of a period by a coupon rate, which is the sum of one-month LIBOR plus a contractual risk margin, and then subtracting actual investment income collected on the assets in the reinsurance trust during the preceding month. As a result, the premiums we pay will vary based on: (i) the spread between LIBOR and the rates on the investments held by the reinsurance trust and (ii) the outstanding amount of reinsurance coverage. As the reinsurance premium will vary based on changes in these rates, we concluded that the reinsurance agreements contain embedded derivatives, which we have accounted for separately as freestanding derivatives and recorded in other assets or other liabilities on our condensed consolidated balance sheets. See Note 5 for additional information on our embedded derivatives.
In the event an Eagle Re Issuer is unable to meet its future obligations to us, if any, our insurance subsidiaries would be liable to make claims payments to our policyholders. In the event that all of the assets in the reinsurance trust (consisting of U.S. government money market funds, cash or U.S. Treasury securities) have become worthless and the Eagle Re Issuer is unable to make its payments to us, our maximum potential loss would be the amount of mortgage insurance claim payments for losses on the insured policies, net of the aggregate reinsurance payments already received, up to the full aggregate excess-of-loss reinsurance coverage amount. In the same scenario, the related embedded derivative would no longer have value. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information on our fair value measurements of financial instruments.
The Eagle Re Issuers represent our only VIEs as of September 30, 2020 and December 31, 2019. The following table presents the total assets and liabilities of the Eagle Re Issuers as of the dates indicated.
Total VIE Assets and Liabilities (1)
(In thousands)September 30,
2020
December 31,
2019
Eagle Re 2020-1 Ltd.$488,385 $ 
Eagle Re 2019-1 Ltd.384,602  508,449 
Eagle Re 2018-1 Ltd.275,718  357,005 
Total$1,148,705  $865,454 
______________________
(1)Assets held by the Eagle Re Issuers are required to be invested in U.S. government money market funds, cash or U.S. Treasury securities. Liabilities of the Eagle Re Issuers consist of their mortgage insurance-linked notes, described above.
In October 2020, Radian Guaranty entered into a fourth fully collateralized reinsurance agreement, with Eagle Re 2020-2 Ltd. Eagle Re 2020-2 Ltd. is a VIE and is not a subsidiary or affiliate of Radian Guaranty. This reinsurance agreement provides for up to $390.3 million of aggregate excess-of-loss reinsurance coverage for the mortgage insurance losses on new defaults on
31


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
an existing portfolio of eligible Recurring Premium Policies with initial RIF of $13.0 billion that were issued between October 1, 2019 and July 31, 2020. Eagle Re 2020-2 Ltd. financed its coverage by issuing mortgage insurance-linked notes in an aggregate amount of $390.3 million to eligible third-party capital markets investors in an unregistered private offering.
Other Collateral
Although we use reinsurance as one of our risk management tools, reinsurance does not relieve us of our obligations to our policyholders. In the event the reinsurers are unable to meet their obligations to us, our insurance subsidiaries would be liable for any defaulted amounts. However, consistent with the PMIERs reinsurer counterparty collateral requirements, Radian Guaranty’s reinsurers have established trusts to help secure our potential cash recoveries. In addition to the total VIE assets of the Eagle Re Issuers discussed above, the amount held in other reinsurance trusts was $256.2 million as of September 30, 2020, compared to $203.2 million as of December 31, 2019. In addition, for the Single Premium QSR Program, Radian Guaranty holds amounts related to ceded premiums written to collateralize the reinsurers’ obligations, which is reported in reinsurance funds withheld on our condensed consolidated balance sheets. Any loss recoveries and profit commissions paid to Radian Guaranty related to the Single Premium QSR Program are expected to be realized from this account.
See Note 8 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information about our reinsurance transactions.
9.    Other Assets
The following table shows the components of other assets as of the dates indicated:
(In thousands) September 30,
2020
December 31,
2019
Prepaid federal income taxes (Note 10)
$191,889 $134,800 
Company-owned life insurance112,311 105,721 
Reinsurance recoverables66,515 16,976 
Internal-use software (net of accumulated amortization of $80,060 and $73,498)
61,549 58,356 
Loaned securities (Note 5)
57,922 66,442 
Accrued investment income36,093 32,333 
Right-of-use assets34,662 37,866 
Property and equipment (net of accumulated depreciation of $70,519 and $68,436)
27,168 29,523 
Deferred policy acquisition costs17,926 20,759 
Unbilled receivables8,581 13,772 
Assets held for sale (1)
 24,908 
Other26,214 26,163 
Total other assets$640,830 $567,619 
______________________
(1)Related to the sale of Clayton. See Note 4 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on assets held for sale. Liabilities held for sale at December 31, 2019 are included in other liabilities on our condensed consolidated balance sheets.
10.    Income Taxes
As of September 30, 2020 and December 31, 2019, our current income tax liability was $26.6 million and $39.1 million, respectively, and is included as a component of other liabilities in our condensed consolidated balance sheets. As of September 30, 2020 and December 31, 2019 our deferred tax liability was $166.1 million and $71.1 million, respectively, and is included in other liabilities in our condensed consolidated balance sheets.
Certain entities within our consolidated group have generated deferred tax assets relating primarily to state and local NOL carryforwards, which, if unutilized, will expire during various future tax periods. We are required to establish a valuation allowance against our deferred tax assets when it is more likely than not that all or some portion of our deferred tax assets will not be realized. At each balance sheet date, we assess our need for a valuation allowance and this assessment is based on all available evidence, both positive and negative. This requires management to exercise judgment and make assumptions regarding whether our deferred tax assets will be realized in future periods. We have determined that certain entities within
32


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Radian Group may continue to generate taxable losses on a separate company basis in the near term and may not be able to fully utilize certain of their state and local NOLs on their state and local tax returns. Therefore, with respect to deferred tax assets relating to these state and local NOLs and other state timing adjustments, we retained a valuation allowance of $67.9 million at September 30, 2020.
As a mortgage guaranty insurer, we are eligible for a tax deduction, subject to certain limitations, under Internal Revenue Code Section 832(e) for amounts required by state law or regulation to be set aside in statutory contingency reserves. The deduction is allowed only to the extent that, in conjunction with quarterly federal tax payment due dates, we purchase non-interest bearing U.S. Mortgage Guaranty Tax and Loss Bonds issued by the U.S. Department of the Treasury in an amount equal to the tax benefit derived from deducting any portion of our statutory contingency reserves. As of September 30, 2020 and December 31, 2019, we held $191.9 million and $134.8 million of these bonds, respectively, which are included as prepaid federal income taxes within other assets in our condensed consolidated balance sheets. The corresponding deduction of our statutory contingency reserves resulted in the recognition of a deferred tax liability, which is included in other liabilities in our condensed consolidated balance sheets.
In late July 2020, the IRS notified us that it had completed its examination of our 2015 and 2017 tax years. This examination resulted in no adjustments to the tax returns filed for those years.
For additional information on our income taxes, including our accounting policies, see Notes 2 and 10 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
11.    Losses and Loss Adjustment Expense
Our reserve for losses and LAE, at the end of each period indicated, consisted of:
(In thousands)September 30,
2020
December 31,
2019
Mortgage insurance loss reserves (1)
$821,708 $401,273 
Title insurance loss reserves4,084 3,492 
Total reserve for losses and LAE$825,792 $404,765 
______________________
(1)Primarily comprises first lien primary case reserves of $744.6 million and $339.8 million at September 30, 2020 and December 31, 2019, respectively.
The following table presents information relating to our mortgage insurance reserve for losses, including our IBNR reserve and LAE, but excluding our second-lien mortgage loan premium deficiency reserve, for the periods indicated:
Nine Months Ended
September 30,
(In thousands)20202019
Balance at beginning of period
$401,273 $397,891 
Less: Reinsurance recoverables (1)
14,594 11,009 
Balance at beginning of period, net of reinsurance recoverables
386,679 386,882 
Add: Losses and LAE incurred in respect of default notices reported and unreported in:
Current year (2)
448,584 107,866 
Prior years (21,494)(10,579)
Total incurred427,090 97,287 
Deduct: Paid claims and LAE related to:
Current year (2)
2,841 1,784 
Prior years54,167 101,927 
Total paid
57,008 103,711 
Balance at end of period, net of reinsurance recoverables
756,761 380,458 
Add: Reinsurance recoverables (1)
64,947 13,629 
Balance at end of period
$821,708 $394,087 
______________________
(1)Related to ceded losses recoverable, if any, on reinsurance transactions. See Note 8 for additional information.
33


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
(2)Related to underlying defaulted loans with a most recent default notice dated in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.
Reserve Activity
Incurred Losses
Case reserves established for new default notices were the primary driver of our total incurred losses for the nine months ended September 30, 2020, and 2019, and they were primarily impacted by the number of new primary default notices received in the period and our related gross Default to Claim Rate assumption applied to those new defaults. For the nine months ended September 30, 2020, we experienced a significant increase in the number of new primary default notices, substantially all related to defaults of loans subject to forbearance programs implemented in response to the COVID-19 pandemic. Our gross Default to Claim Rate assumption applied to new defaults was 8.5% as of September 30, 2020, compared to 7.5% as of December 31, 2019. This increase reflects the estimated impact of a worsening macroeconomic environment, partially offset by the expected beneficial effects of mortgage relief options and other protections, including forbearance programs under the CARES Act.
While our other Default to Claim Rate assumptions for prior year defaults were not materially changed as of September 30, 2020 compared to December 31, 2019, our provision for losses during the first nine months of 2020 was positively impacted by favorable reserve development on prior year defaults, primarily due to higher Cures than previously estimated. See Note 1 for additional information on the elevated risks and uncertainties resulting from the COVID-19 pandemic to our business and Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for discussion of the reserving methodology for the mortgage insurance industry, which requires that reserves for losses are generally not established until receipt of notification from servicers that a borrower has missed two payments.
Our gross Default to Claim Rate assumption applied to new defaults was 7.5% as of September 30, 2019. Our provision for losses during the first nine months of 2019 was positively impacted by favorable reserve development on prior year defaults. This favorable development was primarily driven by a reduction during the periods in certain Default to Claim Rate assumptions for these prior year defaults based on observed trends, primarily higher Cures than previously estimated.
Claims Paid
Total claims paid decreased for the nine months ended September 30, 2020, compared to the same period in 2019. The decrease in claims paid is primarily attributable to COVID-19-related hardship forbearance plans and suspensions of foreclosure and evictions.
For additional information about our Reserve for Losses and LAE, including our accounting policies, see Notes 2 and 11 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
12.    Borrowings and Financing Activities
The carrying value of our debt at September 30, 2020 and December 31, 2019 was as follows:
(In thousands) September 30,
2020
December 31,
2019
Senior notes:
Senior Notes due 2024$445,241 $444,445 
Senior Notes due 2025516,210  
Senior Notes due 2027443,308 442,665 
Total senior notes$1,404,759 $887,110 
FHLB advances:
FHLB advances due 2020$52,200 $79,002 
FHLB advances due 202130,000 19,000 
FHLB advances due 202216,925 11,925 
FHLB advances due 202321,995 14,994 
FHLB advances due 20249,954 9,954 
FHLB advances due 20259,984  
Total FHLB advances$141,058 $134,875 
34


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Senior Notes due 2025
In May 2020, we issued $525 million aggregate principal amount of Senior Notes due 2025 and received net proceeds of $515.6 million. These notes mature on March 15, 2025 and bear interest at a rate of 6.625% per annum, payable semi-annually on March 15 and September 15 of each year, which interest payments commenced on September 15, 2020.
We have the option to redeem these notes, in whole or in part, at any time, or from time to time, prior to September 15, 2024 (the date that is six months prior to the maturity date of the notes) (the “Par Call Date”), at a redemption price equal to the greater of (i) 100% of the aggregate principal amount of the notes to be redeemed and (ii) the make-whole amount, which is the sum of the present values of the remaining scheduled payments of principal and interest in respect of the notes to be redeemed from the redemption date to the Par Call Date discounted to the redemption date at the applicable treasury rate plus 50 basis points, plus, in each case, accrued and unpaid interest thereon to, but excluding, the redemption date. At any time on or after the Par Call Date, we may, at our option, redeem the notes in whole or in part, at a redemption price equal to 100% of the aggregate principal amount of the notes to be redeemed, plus accrued and unpaid interest thereon to, but excluding, the redemption date.
The indenture governing the Senior Notes due 2025 contains covenants customary for securities of this nature, including covenants related to the payments of the notes, reports to be provided, compliance certificates to be issued and the ability to modify the covenants. Additionally, the indenture includes covenants restricting us from encumbering the capital stock of a designated subsidiary (as defined in the indenture for the notes) or disposing of any capital stock of any designated subsidiary unless either all of the stock is disposed of or we retain more than 80% of the stock.
FHLB Advances
As of September 30, 2020, we had $141.1 million of fixed-rate advances outstanding with a weighted average interest rate of 1.35%. Interest on the FHLB advances is payable quarterly, or at maturity if the term of the advance is less than 90 days. Principal is due at maturity. For obligations with maturities greater than or equal to 90 days, we may prepay the debt at any time, subject to a prepayment fee calculation.
The principal balance of the FHLB advances are required to be collateralized by eligible assets with a market value that must be maintained generally within a range of 103% to 111% of market value, depending on the type of collateral pledged. Our fixed-maturities available for sale include securities totaling $158.9 million and $143.1 million at September 30, 2020 and December 31, 2019, respectively, which serve as collateral for our FHLB advances to satisfy this requirement. See Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information about our FHLB advances.
Revolving Credit Facility
Radian Group has in place a $267.5 million unsecured revolving credit facility with a syndicate of bank lenders, which has a maturity date of January 18, 2022. At September 30, 2020, Radian Group was in compliance with all of the credit facility covenants, and there were no amounts outstanding. For more information regarding our revolving credit facility, including certain of its terms and covenants, see Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
13.    Commitments and Contingencies
We are routinely involved in a number of legal actions and proceedings, including litigation and other disputes arising in the ordinary course of our business. The legal and regulatory matters discussed below and in our 2019 Form 10-K could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business. Management believes, based on current knowledge and after consultation with counsel, that the outcome of such actions will not have a material adverse effect on our consolidated financial condition. The outcome of litigation and other legal and regulatory matters and proceedings is inherently uncertain, and it is possible that one or more of the matters currently pending or threatened could have an adverse effect on our liquidity, financial condition or results of operations for any particular period.
On December 22, 2016, Ocwen Loan Servicing, LLC and Homeward Residential, Inc. (collectively, “Ocwen”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty alleging breach of contract and bad faith claims and seeking monetary damages and declaratory relief (the “Litigation”). Ocwen has also initiated similar legal proceedings against several other mortgage insurers. On December 17, 2016, Ocwen separately filed a parallel arbitration petition against Radian Guaranty before the American Arbitration Association (“AAA”) asserting substantially the same allegations (the “Arbitration”). Ocwen’s filings together listed 9,420 mortgage insurance certificates issued under multiple insurance policies, including Pool Insurance policies, as subject to the dispute. On June 5, 2017, Ocwen filed an amended complaint and an amended petition (collectively, the “Amended Filings”) with the court and the AAA, respectively, together listing 8,870 certificates as subject to the dispute. On April 11, 2018, the parties entered into a confidential agreement with respect to all certificates subject to the dispute. The confidential agreement resolved certain categories of claims involved in the dispute and,
35


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
on April 12, 2018, the parties filed a stipulation of voluntary dismissal of the Litigation and the trial judge issued an order dismissing all claims and counterclaims in the Litigation. Radian Guaranty was not required to make any payment in connection with this confidential agreement. Pursuant to the confidential agreement, the parties: (i) dismissed the Litigation; (ii) narrowed the scope of the Arbitration to Ocwen’s breach of contract claims seeking payment of insurance benefits on approximately 2,500 certificates that Ocwen was previously pursuing through the Amended Filings; and (iii) agreed to resolve the Arbitration through an alternative dispute resolution process administered by the AAA (the “ADR Process”). Effective June 30, 2020, Radian Guaranty, PHH Mortgage Corporation, on behalf of itself, and as successor by merger to Ocwen (collectively, “PHH”), and Ocwen Financial Corporation entered into a Confidential Settlement Agreement and Release (the “Ocwen Settlement”) to fully resolve, among other things, all claims subject to the ADR Process. Pursuant to the Ocwen Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Ocwen Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to the ADR Process as well as with respect to all other certificates issued on loans serviced by PHH for which Radian decided claims prior to January 1, 2019. On July 2, 2020, the ADR Process panel ordered that all proceedings in the ADR Process are stayed pending final dismissal after receipt of the required consents. Implementation of the Ocwen Settlement, which was subject to the condition precedent that the GSEs consent to the settlement agreement, became effective on November 1, 2020 upon finalization of the consents.
On August 31, 2018, Nationstar Mortgage LLC d/b/a Mr. Cooper (“Nationstar”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty (the “Complaint”) alleging breach of contract, bad faith, equitable indemnification, unjust enrichment, and conversion claims and seeking monetary damages and declaratory relief. Exhibit 1 to the Complaint lists 3,014 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving insurance coverage decisions (the “Coverage Disputed Loans”). Exhibit 2 to the Complaint further lists 2,231 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving premium refund requests. In December 2018, Radian Guaranty filed a motion to dismiss the Complaint. In March 2019, the trial judge issued an order granting in part, and denying in part, our motion to dismiss, and dismissed Nationstar’s unjust enrichment and conversion claims. In May 2019, Radian Guaranty filed an answer to the Complaint, with affirmative defenses and counterclaims. On September 23, 2019, the trial judge entered as an order a joint stipulation submitted by Nationstar and Radian Guaranty that narrowed the scope of the dispute involving Coverage Disputed Loans to claims relating to 1,704 mortgage insurance certificates. Effective June 26, 2020, Radian Guaranty and Nationstar entered into a Confidential Settlement Agreement and Release (the “Nationstar Settlement”) to fully resolve, among other things, all claims and counterclaims in this litigation. Pursuant to the Nationstar Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Nationstar Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to this litigation as well as with respect to all other certificates issued under certain policies on loans serviced by Nationstar for which Radian decided claims prior to January 1, 2019. Implementation of the Nationstar Settlement remains subject to the condition precedent that the GSEs consent to the settlement agreement. On July 9, 2020, the trial judge granted the parties’ joint motion requesting to stay this litigation pending receipt of required consents. On October 7, 2020, counsel for Radian and Nationstar submitted a joint status report to the trial judge reporting that the parties are continuing to diligently work on obtaining the required GSE consents, and they will provide the trial judge with another joint status report by January 7, 2021, should the case not be dismissed before then.
As previously disclosed, based on developments in the Ocwen and Nationstar legal proceedings discussed above, the Company’s IBNR reserve was increased in 2019 to reflect our best estimate of our probable loss in connection with these legal proceedings. The settlement agreements are materially consistent with these estimates, and as a result, the implementation of the Ocwen Settlement, which became effective as of November 1, 2020, and the execution and expected implementation of the Nationstar Settlement, do not have a material impact on our mortgage insurance reserves for these legal proceedings. A failure to receive the required consents of the GSEs to the Nationstar Settlement could restart the applicable legal proceeding, the outcome of which could have an adverse effect on our future results of operations, liquidity or financial condition.
We also are periodically subject to reviews and audits, as well as inquiries, information-gathering requests and investigations. In connection with these matters, from time to time we receive requests and subpoenas seeking information and documents related to aspects of our business.
Our Master Policies establish the timeline within which any suit or action arising from any right of an insured under the policy generally must be commenced. In general, any suit or action arising from any right of an insured under the policy must be commenced within two years after such right first arose for primary insurance and within three years for certain other policies, including certain Pool Insurance policies. Although we believe that our Loss Mitigation Activities are justified under our policies, from time to time we face challenges from certain lender and servicer customers regarding our Loss Mitigation Activities. These challenges could result in additional arbitration or judicial proceedings and we may need to reassume the risk on, and increase loss reserves for, the associated policies or pay additional claims.
The legal and regulatory matters discussed above could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business in excess of amounts we have established as reserves for such matters.
36


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Lease Liability
Our lease liability represents the present value of future lease payments over the lease term. The following table provides additional information related to our leases:
($ in thousands) September 30, 2020
Operating leases:
Operating lease right-of-use assets (1)
$34,662 
Operating lease liabilities (2)
55,334 
Weighted-average remaining lease term - operating leases (in years)9.5
Weighted-average discount rate - operating leases6.71%
______________________
(1)Classified in other assets in our condensed consolidated balance sheets. See Note 9.
(2)Classified in other liabilities in our condensed consolidated balance sheets.
See Note 13 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for further information regarding our commitments and contingencies and our accounting policies for contingencies.
14.    Capital Stock
Share Repurchase Program
On August 14, 2019, Radian Group’s board of directors approved a share repurchase program that authorizes the Company to spend up to $200 million, excluding commissions, to repurchase Radian Group common stock in the open market or in privately negotiated transactions, based on market and business conditions, stock price and other factors. Radian operated this program pursuant to a trading plan under Rule 10b5-1 of the Exchange Act, which permits the Company to purchase shares, at pre-determined price targets, when it may otherwise be precluded from doing so. On February 13, 2020, Radian Group’s board of directors authorized a $275 million increase in this program, bringing the total authorization to repurchase shares up to $475 million, excluding commissions, and extended the expiration of this program from July 31, 2020 to August 31, 2021. During the nine months ended September 30, 2020, the Company purchased 11,036,248 shares at an average price of $20.51, including commissions. As of September 30, 2020, purchase authority of up to $198.9 million remained available under this program.
Effective March 19, 2020, the Company suspended its share repurchase program and canceled the 10b5-1 plan that had been in effect. Radian may initiate a new 10b5-1 plan at its discretion in the future. The expiration date of the current share repurchase authorization remains August 31, 2021.
Other Purchases
We may purchase shares on the open market to settle stock options exercised by employees and purchases under the Amended and Restated Radian Group Inc. Employee Stock Purchase Plan. In addition, upon the vesting of certain restricted stock awards under our equity compensation plans, we may withhold from such vested awards shares of our common stock to satisfy the tax liability of the award recipients.
Dividends and Dividend Equivalents
In each of the quarters during 2019 we declared quarterly cash dividends on our common stock equal to $0.0025 per share. On February 13, 2020, Radian Group’s board of directors authorized an increase to the Company’s quarterly cash dividend from $0.0025 to $0.125 per share, which was declared and paid in each of the first three quarters of 2020.
In February 2020, the Compensation and Human Capital Management Committee of Radian Group’s board of directors approved the amendment of outstanding performance-based restricted stock unit (“RSU”) awards and time-based RSU awards held by eligible employees (including former employees) and directors of the Company to add certain dividend equivalent rights to such equity awards. Therefore, beginning in the first quarter of 2020, dividend equivalents are accrued on these awards when dividends are declared on the Company’s common stock.
37


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
Share-Based and Other Compensation Programs
We have granted performance-based or time-based awards in the form of non-qualified stock options, restricted stock, RSUs, phantom stock, or stock appreciation rights. See Note 15 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding the Company’s share-based and other compensation programs.
During the second quarter of 2020, executive and non-executive officers were granted time-vested and performance-based RSUs to be settled in common stock. The maximum payout of performance-based RSUs at the end of the three-year performance period is 200% of a grantee’s target number. The vesting of the performance-based RSUs granted to each executive officer and non-executive will be based upon the cumulative growth in Radian’s book value per share, adjusted for certain defined items, over a three-year performance period. The time-vested RSU awards granted to executive and non-executive officers in 2020 generally vest in pro rata installments on each of the first three anniversaries of the grant date. In addition, time-vested RSU awards were also granted to non-employee directors and generally are subject to one-year cliff vesting.
Information with regard to RSUs to be settled in stock for periods indicated is as follows:
Performance-Based Time-Vested
Number of SharesWeighted-Average Grant Date
Fair Value
Number of SharesWeighted-Average Grant Date
Fair Value
Unvested, December 31, 2019 (1)
2,448,347 $17.03 697,576 $19.72 
Granted (2)
1,175,062 $12.02 709,598 $13.72 
Performance adjustment (3)
(788,256)$  $ 
Vested (4)
(591,118)$17.59 (446,966)$17.17 
Forfeited(25,701)$17.90 (7,255)$19.12 
Unvested, September 30, 2020 (1)
2,218,334 $14.68 952,953 $16.45 
______________________
(1)The final number of RSUs distributed depends on the level of performance achieved along with each employee’s continued service through the vest date, which could result in changes in vested RSUs.
(2)For performance-based RSUs, amount represents the probable outcome at grant date.
(3)Represents an adjustment to the number of unvested performance-based RSUs due to changes during the period in our estimated payouts, which can range from 0 to 200% of target depending on results over the applicable performance periods.
(4)Represents amounts vested during the year, which can include both original shares granted and the impact of performance adjustments.
38


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
15.    Accumulated Other Comprehensive Income (Loss)
The following table shows the rollforward of accumulated other comprehensive income (loss) as of the periods indicated:
Three Months Ended
September 30, 2020
Nine Months Ended
September 30, 2020
(In thousands)Before TaxTax EffectNet of TaxBefore TaxTax EffectNet of Tax
Balance at beginning of period$268,558 $56,397 $212,161 $139,858 $29,370 $110,488 
Other comprehensive income (loss):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized39,037 8,198 30,839 181,775 38,173 143,602 
Less: Reclassification adjustment for net gains (losses) included in net income (loss): (1)
Net realized gains (losses) on disposals and non-credit related impairment losses13,777 2,893 10,884 30,597 6,425 24,172 
Net decrease (increase) in expected credit losses186 39 147 (2,596)(545)(2,051)
Net unrealized gains (losses) on investments25,074 5,266 19,808 153,774 32,293 121,481 
Other comprehensive income (loss)25,074 5,266 19,808 153,774 32,293 121,481 
Balance at end of period$293,632 $61,663 $231,969 $293,632 $61,663 $231,969 
 Three Months Ended
September 30, 2019
Nine Months Ended
September 30, 2019
(In thousands)Before TaxTax EffectNet of TaxBefore TaxTax EffectNet of Tax
Balance at beginning of period$111,977 $23,515 $88,462 $(77,114)$(16,194)$(60,920)
Other comprehensive income (loss):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period51,460 10,806 40,654 241,363 50,686 190,677 
Less: Reclassification adjustment for net gains (losses) included in net income (loss) (1)
4,401 924 3,477 5,209 1,094 4,115 
Net unrealized gains (losses) on investments47,059 9,882 37,177 236,154 49,592 186,562 
Unrealized foreign currency translation adjustments   (4)(1)(3)
Other comprehensive income (loss)47,059 9,882 37,177 236,150 49,591 186,559 
Balance at end of period$159,036 $33,397 $125,639 $159,036 $33,397 $125,639 
______________________
(1)Included in net gains (losses) on investments and other financial instruments on our condensed consolidated statements of operations.
16.    Statutory Information
State insurance regulations include various capital requirements and dividend restrictions based on our insurance subsidiaries’ statutory financial position and results of operations, as described below. As of September 30, 2020, the amount of restricted net assets held by our consolidated insurance subsidiaries (which represents our equity investment in those insurance subsidiaries) totaled $4.0 billion of our consolidated net assets.
Under state insurance regulations, our mortgage insurance subsidiaries are required to maintain minimum surplus levels. In certain RBC States, mortgage insurers licensed in those states must also satisfy a Statutory RBC Requirement that is a minimum ratio of statutory capital relative to the level of net RIF, or Risk-to-capital. Other RBC States require mortgage insurers
39


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
licensed in those states to satisfy a MPP Requirement that is calculated on both risk and surplus levels. Our mortgage insurance subsidiaries were in compliance with the Statutory RBC Requirements or MPP Requirements, to the extent applicable, in each of the RBC States as of September 30, 2020.
In addition, in order to be eligible to insure loans purchased by the GSEs, mortgage insurers such as Radian Guaranty must meet the GSEs’ eligibility requirements, or PMIERs. At September 30, 2020, Radian Guaranty is an approved mortgage insurer under the PMIERs and is in compliance with the current PMIERs financial requirements. Under the PMIERs there are increased financial requirements for loans in default, including as a result of natural disasters and pandemics. As a result, increases in defaults related to the COVID-19 pandemic have subjected Radian Guaranty to an increase in Minimum Required Assets under the PMIERs, and therefore, could impact our compliance with the PMIERs or continue to negatively impact our results of operations. However, as further described below, the PMIERs apply a multiplier that reduces the Minimum Required Asset factor for loans that have become non-performing as a result of a “FEMA Declared Major Disaster” event, including as a result of participation in a forbearance program, because those loans generally have a higher likelihood of curing following the conclusion of the event. For these defaults, the PMIERs apply the Disaster Related Capital Charge, which is a 0.30 multiplier to the factor that normally would be applied to such default, effectively reducing the required asset amount by 70%, unless the resulting Minimum Required Asset amount after applying the Disaster Related Capital Charge would be less than the Minimum Required Asset amount for the loan if it was performing, in which case the Minimum Required Asset amount would equal the performing level amount. Pursuant to the COVID-19 Amendment that temporarily amends the PMIERs effective June 30, 2020, the COVID-19 pandemic is recognized as a nationwide FEMA Declared Major Disaster, and therefore, the Disaster Related Capital Charge is now applied nationwide to all COVID-19 Defaulted Loans for no longer than three calendar months beginning with the month the loan becomes non-performing (i.e., missed two monthly payments), or if greater, the period of time that the loan is subject to a forbearance plan, repayment plan or loan modification trial period granted in response to a financial hardship related to COVID-19. See Note 1 for discussion about the elevated risks and uncertainties associated with the COVID-19 pandemic and Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding the PMIERs.
Radian Guaranty’s Risk-to-capital calculation appears in the table below. For purposes of the Risk-to-capital requirements imposed by certain states, statutory capital is defined as the sum of statutory policyholders’ surplus plus statutory contingency reserves.
September 30,
2020
December 31,
2019
($ in millions)
RIF, net (1)
$48,914.0 $44,076.7 
Common stock and paid-in capital$1,041.0 $1,041.0 
Surplus Note300.0 100.0 
Unassigned earnings (deficit)(857.6)(503.3)
Statutory policyholders’ surplus483.4 637.7 
Contingency reserve3,212.1 2,607.8 
Statutory capital$3,695.5 $3,245.5 
Risk-to-capital13.2:113.6:1
______________________
(1)Excludes risk ceded through all reinsurance programs (including with affiliates, if any) and RIF on defaulted loans.
Radian Guaranty’s statutory capital increased by $450.0 million in the first nine months of 2020, primarily due to Radian Guaranty’s statutory net income of $260.2 million during this period and the impact of the additional surplus note issued in January 2020, as described below. The net decrease in Radian Guaranty’s Risk-to-capital in the first nine months of 2020 was primarily due to an increase in overall statutory capital, partially offset by a net increase in RIF. Radian Guaranty’s net RIF increased during the first nine months of the year primarily due to the termination of the intercompany reinsurance agreement, as described below, and strong NIW, offset by a reduction in the Persistency Rate on prior vintages due to the high level of refinancing activity in the first nine months of 2020. Due to Radian Guaranty’s negative unassigned surplus position, no dividends or other ordinary distributions can be paid in 2020.
In January 2020, in connection with the termination of an intercompany reinsurance agreement between Radian Reinsurance and Radian Guaranty, Radian Reinsurance transferred $6.0 billion in RIF to Radian Guaranty and released substantially all of its contingency reserves to unassigned surplus. In turn, Radian Guaranty established equivalent contingency reserves with a corresponding decrease to its unassigned surplus. As part of these actions, the Pennsylvania Insurance Department approved a $465 million return of capital from Radian Reinsurance to Radian Group as well as the transfer of $200 million of cash and marketable securities from Radian Group to Radian Guaranty in exchange for a surplus note. This
40


Radian Group Inc.
Notes to Unaudited Condensed Consolidated Financial Statements (Continued)
______________________________________________________________________________________________________
intercompany surplus note has a 3% interest rate and a stated maturity of January 31, 2030. The surplus note may be redeemed at any time upon 30 days prior notice, subject to a request by Radian Guaranty for the approval of the Pennsylvania Insurance Department.
For a description of our compliance with statutory and other regulations for our mortgage insurance and title insurance businesses, including statutory capital requirements and divided restrictions, see Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
41



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations
______________________________________________________________________________________________________

Item 2.    Management’s Discussion and Analysis of Financial Condition and Results of Operations
The disclosures in this quarterly report are complementary to those made in our 2019 Form 10-K and should be read in conjunction with our unaudited condensed consolidated financial statements and the notes thereto included in this report, as well as our audited financial statements, notes thereto and Management’s Discussion and Analysis of Financial Condition and Results of Operations included in our 2019 Form 10-K.
Subsequent to the sale of Clayton in January 2020, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements for information regarding the basis of our segment reporting, including the related allocations and the impacts of the sale of Clayton in January 2020 and subsequent organizational changes made in the first quarter of 2020.
The following analysis of our financial condition and results of operations for the three and nine months ended September 30, 2020 provides information that evaluates our financial condition as of September 30, 2020 compared with December 31, 2019 and our results of operations for the three and nine months September 30, 2020, compared to the same periods last year. Certain terms and acronyms used throughout this report are defined in the Glossary of Abbreviations and Acronyms included as part of this report. In addition, investors should review the “Cautionary Note Regarding Forward-Looking Statements—Safe Harbor Provisions” above, “Item 1A. Risk Factors” in our 2019 Form 10-K and “Item 1A. Risk Factors” in this report for a discussion of those risks and uncertainties that have the potential to adversely affect our business, financial condition, results of operations, cash flows or prospects. Our results of operations for interim periods are not necessarily indicative of results to be expected for the full year or for any other period. See “Overview” and Note 1 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
Overview
We are a diversified mortgage and real estate business, providing both credit-related mortgage insurance coverage and a broad array of other mortgage and real estate services. We have two reportable business segments—Mortgage and Real Estate. Our Mortgage segment provides credit-related insurance coverage, principally through private mortgage insurance, as well as other credit risk management and contract underwriting solutions, to mortgage lending institutions and mortgage credit investors. Our Real Estate segment is primarily a fee-for-service business that offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain.
Operating Environment
As a seller of mortgage credit protection and other mortgage and credit risk management solutions, our Mortgage business results are subject to macroeconomic conditions and other events that impact the housing, real estate and housing finance markets, the credit performance of our underlying insured assets as well as our future business opportunities, including the
42



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

current global pandemic as well as seasonal fluctuations that specifically affect the mortgage origination environment. The macroeconomic conditions, seasonality and other events that impact the housing, mortgage finance and related real estate markets also affect the demand for our services offered through our Real Estate segment.
Following the financial crisis of 2007-2008 and until the first quarter of 2020, our mortgage insurance business benefited from continued improvement in market conditions evidenced by, among other things, the strength of the U.S. economy and housing finance industry. Our NIW since 2008 has consisted primarily of high credit quality loans that have had significantly better credit performance than the loans originated during 2008 and prior periods. Significant contributors to the improved loan quality of our post-2008 insured portfolio include the greater risk discipline of loan originators and private mortgage insurance providers, the QM loan requirements under the Dodd Frank Act and the loan-level criteria of the PMIERs financial requirements.
Beginning in March 2020, the unprecedented and continually evolving social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets had a negative effect on our business and our financial results for the second quarter of 2020, and to a lesser extent the third quarter of 2020, and are expected to adversely impact our business and results of operations in future periods. Despite the effects of the COVID-19 pandemic, we continued to write record levels of NIW in the third quarter of 2020 and believe that the long-term housing market fundamentals and outlook remain positive, including low interest rates, demographics supporting growth in the population of first-time homebuyers and a relatively constrained supply of homes available for sale. However, the economic impact of the pandemic as well as public and private sector initiatives to reduce the transmission of COVID-19, such as social distancing and the imposition of restrictions on business activities, have affected and we expect will continue in the near term to affect: (i) the number of new mortgages available for us to insure and real estate transactions available for our services; (ii) the number of mortgages we have insured that will default; and (iii) the number of defaults that, over time, will result in claims that we must pay. See “—COVID-19 Impacts” below for further discussion of the expected impacts on our business associated with the COVID-19 pandemic, including the effects of low interest rates on our mortgage insurance and investment portfolios. Further, beginning in March 2020, the market volatility stemming from the COVID-19 pandemic caused a temporary disruption in the market for reinsurance, including new mortgage insurance-linked notes transactions. While new insurance-linked notes reinsurance transactions recently have been completed by Radian Guaranty and other private mortgage insurers, these transactions are on less favorable terms than similar reinsurance transactions executed prior to the pandemic. See “—Quarterly Highlights and Recent Company Developments” below for additional information on the reinsurance transaction with Eagle Re 2020-2 Ltd. completed in October 2020.
In recent years, Radian and other participants in the private mortgage insurance industry have engaged in a range of risk distribution transactions and strategies and refined risk-based pricing frameworks which have helped increase the financial strength and flexibility of the mortgage insurance industry. Our expanded use of risk distribution is expected to manage the risk profile and financial volatility of our mortgage insurance portfolio through economic cycles. We have distributed risk through third-party quota share and excess-of-loss reinsurance arrangements, as well as through the capital markets by using mortgage insurance-linked notes transactions, all of which are designed to provide additional claims paying resources during periods of economic stress. As of September 30, 2020, 53% of our primary RIF is subject to a form of risk distribution and our estimated reinsurance recoverables related to our mortgage insurance portfolio was $64.9 million. After consideration of the Eagle Re 2020-2 Ltd. insurance-linked notes transaction that was completed in October 2020, 74% of our primary RIF as of September 30, 2020 is subject to a form of risk distribution. Through our use of risk distribution structures, we have reduced our required capital and enhanced our projected return on capital, and these structures are expected to provide a level of protection in periods of economic stress such as we are currently experiencing.
In addition to the increased use of risk distribution, the mortgage insurance industry has continued to shift to a pricing environment where a variety of pricing methodologies and pricing levels are deployed with differing degrees of risk-based granularity. This shift away from a predominately rate card-based pricing model and the increase in “black box” and other pricing frameworks provides a more dynamic pricing capability that allows for more frequent pricing changes throughout the mortgage insurance industry and the ability to respond to macroeconomic shifts more quickly. See “—COVID-19 Impacts” below for discussion about our response to the pandemic, including pricing adjustments.
COVID-19 Impacts
The COVID-19 pandemic has significantly impacted the global economy, disrupted global supply chains, lowered certain equity market valuations, created periods of significant volatility and disruption in financial markets, required adjustments in the housing finance system and real estate markets and increased unemployment levels. In addition, the pandemic has resulted in travel restrictions, temporary business shutdowns, and stay-at-home, quarantine, and similar orders, and even as some businesses have been reopened, numerous operating limitations such as social distancing and extensive health and safety measures have limited operations, all of which has further contributed to the rapid and significant rise in unemployment, which may continue to rise if the current disruption is prolonged.
As a result of the COVID-19 pandemic and its impact on the economy, including the significant increase in unemployment levels, we have experienced a material increase in new defaults, including as a result of mortgage payment forbearance
43



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

programs. The increase in the number of new mortgage defaults resulting from the COVID-19 pandemic had a negative effect on our results of operations for the second quarter of 2020, and to a lesser extent the third quarter of 2020. This negative impact could continue in future quarters, primarily due to the need to increase our reserve for losses related to the volume of new defaults. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for discussion of the reserving methodology for the mortgage insurance industry.
As a result of this material increase in new defaults, our primary default rate increased from 2.0% at December 31, 2019 to 6.5% at June 30, 2020 and 5.9% at September 30, 2020. Favorable trends in the number of new defaults and cures were the primary drivers of the decline in our default inventory and default rate in the third quarter of 2020, compared to June 30, 2020. As a result of these recent more favorable trends, we updated the projections of our default rate, which we previously estimated would peak in the approximate range of 8-9% sometime later this year or in early 2021, and we currently expect this rate to remain below 6%, based on an assumption of continued economic recovery. We expect the elevated levels of both total defaults and new defaults, including defaults related to forbearances, to continue, although the number, timing and duration of new defaults and, in turn, the number of defaults that ultimately result in claims will depend on a variety of factors, including the scope, severity and duration of the COVID-19 pandemic, the resulting impact on the economy, including with respect to unemployment and housing prices, and the effectiveness of forbearance and other government efforts such as financial stimulus programs, to provide economic and individual relief to assist homeowners. Similarly, the number and rate of total defaults is difficult to predict and, in addition to the foregoing factors will depend on other factors, including the number and timing of Cures and claims paid and the net impact on IIF from our Persistency Rate and future NIW. See “Item 1A. Risk Factors” for additional discussion of these factors and other risks and uncertainties.
The increase in new defaults resulting from the COVID-19 pandemic may also affect our ability to remain compliant with the PMIERs financial requirements. Our Master Policies generally provide that a default occurs when a borrower misses one monthly payment, regardless of why the payment was missed, including if the payment was deferred under a forbearance program. Once two missed payments have occurred, the PMIERs characterize a loan as “non-performing” and require us to establish an increased Minimum Required Asset factor for that loan regardless of the reason for the missed payments. However, as further described in “Item 1A. Risk Factors—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” pursuant to the COVID-19 Amendment that temporarily amends the PMIERs, a Disaster Related Capital Charge that effectively reduces the Minimum Required Asset factor by 70% is now applied nationwide to all COVID-19 Defaulted Loans for no longer than three calendar months beginning with the month the loan becomes non-performing (i.e., missed two monthly payments), or if greater, the period of time that the loan is subject to a forbearance plan, repayment plan or loan modification trial period granted in response to a financial hardship related to COVID-19. The current broad-based application of the Disaster Related Capital Charge has significantly reduced the total amount of assets that Radian Guaranty otherwise would be required to hold against COVID-19 Defaulted Loans. Nonetheless, since March 31, 2020, the overall volume of new defaults resulting from the pandemic, even after giving effect to the Disaster Related Capital Charge, resulted in an increase in Radian Guaranty’s Minimum Required Assets and a decrease in Radian Guaranty’s excess of Available Assets over Minimum Required Assets (“PMIERs cushion”) as of September 30, 2020. While we expect Radian Guaranty to continue to maintain its eligibility status with the GSEs, there are possible scenarios in which the projected increase in new defaults could impact Radian Guaranty’s ability to comply with the PMIERs financial requirements and could require us to contribute additional capital to Radian Guaranty, which could negatively impact our holding company liquidity.
Further, the impact of the COVID-19 pandemic, including as a result of government stimulus efforts in response to the pandemic, has resulted in a historically low interest rate environment. As discussed above, this low interest rate environment contributed to strong NIW volume in the third quarter of 2020, including from continued elevated levels of refinance activity. Mortgage prepayment speeds impact the ultimate profitability of our mortgage insurance business. The increase in policy cancellations associated with the high level of refinance activity during 2020 has reduced our Persistency Rate, and in turn, limited the growth of our IIF, which is one of the primary drivers of future premiums that we expect to earn over time. If refinance activity remains elevated, resulting in earlier than anticipated loan prepayments, it could result in a decrease in our future revenues, particularly from our Recurring Premium Policies. The low interest rate environment also affected our investment portfolio, resulting in an increase in our unrealized gains on investments in the second and third quarters of 2020, and we expect it will result in the recognition of lower net investment income in future periods if the current low interest rate environment persists and we must reinvest cash flows in lower yielding securities. In addition, the negative impacts to the global economy could result in increased defaults on corporate bonds and other financial instruments, which could increase the frequency and severity of impairments in our investment portfolio. See Note 6 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information about our investments.
As further described in this report, although we are uncertain of the potential magnitude or duration of the business and economic impacts of the COVID-19 pandemic, we believe the resulting increased financial requirements under the PMIERs, reduced Persistency Rates due to a low interest rate environment and increased reserves for losses due to higher new defaults will negatively affect our business, results of operations and financial condition. The ultimate significance of the COVID-19 pandemic on our businesses will depend on, among other things: the extent and duration of the pandemic, the severity of and number of people infected with the virus and whether an effective anti-viral treatment or vaccine is developed and made widely
44



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

available; the wider economic effects of the pandemic and the scope and duration of governmental and other third party measures restricting day-to-day life and business operations; the impact of economic stimulus efforts to support the economy through the pandemic; and governmental and GSE programs implemented to assist borrowers experiencing a COVID-19-related hardship, including forbearance programs and suspensions of foreclosures and evictions. See “Item 1A. Risk Factors—The COVID-19 pandemic has adversely impacted our business, and its ultimate impact on our business and financial results will depend on future developments, which are highly uncertain and cannot be predicted, including the scope, severity and duration of the pandemic and actions taken by governmental authorities in response to the pandemic.”
In response to the COVID-19 pandemic, we have raised additional capital, suspended our share repurchase program, aligned our business with the temporary origination and servicing guidelines announced by the GSEs, and made adjustments to our pricing and our underwriting guidelines to account for the increased risk and uncertainty associated with the COVID-19 pandemic. In addition, we have taken a number of actions to focus on protecting and supporting our workforce, while continuing to serve our customers with excellence and support our communities. We have activated our business continuity program by transitioning to a work-from-home virtual workforce model with certain essential activities supported by limited staff in controlled office environments, and in order to support our communities during this unprecedented time, we have, among other things, pledged financial support to certain charitable organizations focused on assisting first responders, health care workers and their families. Further actions to respond to the COVID-19 pandemic and comply with governmental regulations and government and GSE programs adopted in response to the pandemic may be necessary as conditions continue to evolve.
Despite the risks and uncertainties posed by COVID-19, we believe that the steps we have taken in recent years, such as improving our debt maturity profile, enhancing our financial flexibility, implementing greater risk-based granularity into our pricing and increasing our use of risk distribution strategies to lower the risk profile and financial volatility of our mortgage insurance portfolio, will help position the Company to better withstand the negative effects from macroeconomic stresses associated with the COVID-19 pandemic, such as we expect to continue in future periods.
Legislative and Regulatory Developments
Our subsidiaries are subject to comprehensive regulations and other requirements. In addition to the discussion below, see “Item 1. Business—Regulation” in our 2019 Form 10-K for a discussion of the regulations that impact our business, as well as legislative and regulatory developments affecting the housing finance industry.
PMIERs. In order to be eligible to insure loans purchased by the GSEs, mortgage insurers such as Radian Guaranty must meet the GSEs’ eligibility requirements, or PMIERs. Radian Guaranty currently is an approved mortgage insurer under the PMIERs. See “Liquidity and Capital Resources—Mortgage” for further discussion about PMIERs. For a discussion of the impact of the COVID-19 pandemic on our PMIERs eligibility and the most recent amendments to the PMIERs that were adopted effective June 30, 2020 in response to the COVID-19 pandemic, see “Item 1A. Risk Factors—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity.
CARES Act. On March 27, 2020, the CARES Act was enacted in response to the COVID-19 pandemic. The CARES Act, among other things, provides: (i) loans, loan guarantees, grants, assistance payments, contracts and tax incentives to eligible businesses; (ii) tax relief for businesses, including a five-year NOL carryback, payroll tax relief and other provisions; (iii) direct cash assistance for individuals; and (iv) emergency funding for hospitals and assistance to state and local governments responding to the COVID-19 pandemic. In addition, under the CARES Act, upon request by borrowers of federally backed mortgage loans who attest to financial hardship related to the pandemic, mortgage servicers are required to provide these borrowers with up to 180 days forbearance on their mortgage payments, which may be extended for an additional 180 days upon request, without requiring validation by the borrowers of their hardship. The GSEs have amended their forbearance programs to align with the CARES Act, and we understand that a significant number of borrowers are participating in such programs, which has increased the number of defaults in our mortgage insurance portfolio and negatively impacted our results of operations, financial condition and Minimum Required Assets under the PMIERs. See “Item 1A. Risk Factors” for additional information on the potential impacts of the CARES Act on the GSEs, loan servicers and our PMIERs financial requirements.
Qualified Mortgage (QM) Requirements - Ability to Repay Requirements. Pursuant to the Dodd Frank Act, the Ability to Repay Rule requires mortgage lenders to make a reasonable and good faith determination that, at the time the loan is consummated, the consumer has a reasonable ability to repay the loan. The Dodd-Frank Act provides that a creditor may presume that a borrower will be able to repay a loan if the loan has certain low-risk characteristics that meet the definition of a qualified mortgage, or QM (“QM Rule”). In adopting the QM Rule, the CFPB established rigorous underwriting and product feature requirements for the loans to be deemed qualified mortgages. Within those regulations, the CFPB created a special exemption for the GSEs that is generally referred to as the QM Patch and allows any loan that meets the GSE underwriting and product guidelines to be a QM. On October 20, 2020, the CFPB issued a final rule that extends the QM Patch until the new QM Definition (defined below) becomes effective. For additional information about the QM Rule and the QM Patch, see “Item 1. Business—Regulation—Federal Regulation—The Dodd Frank Act” in our 2019 Form 10-K.
45



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

In June 2020, the CFPB issued for comment a proposed new definition of QM (the “New QM Definition”) that would replace the 43% debt-to-income ratio limit from the current definition of a QM (the “Current QM Definition”) with a new pricing-based loan definition such that QM status would be determined based on a loan’s price in relation to the Average Prime Offer Rate (“APOR”). In addition, on August 18, 2020, the CFPB issued a new proposal to create a new category of QMs (Seasoned QMs) for first-lien, fixed-rate loans that meet certain performance requirements over a 36-month seasoning period and are held in the lender’s portfolio until the end of the seasoning period. The comment periods for these proposals have concluded, and we understand the CFPB is currently considering these comments in finalizing the New QM Definition. For more information regarding the CFPB’s proposed New QM Definition and the risks it may present for us, see “Item 1A. Risk Factors—A decrease in the volume of mortgage originations could result in fewer opportunities for us to write new mortgage insurance business and conduct our Real Estate business.
Enterprise Regulatory Capital Framework (ECF). As part of its priority to recapitalize the GSEs, the FHFA is seeking to finalize capital requirements for the GSEs. In May 2020, the FHFA issued for comment a re-proposed ECF for the GSEs, which among other things, would: (i) significantly increase the capital requirements of the GSEs; (ii) decrease the capital credit provided to the GSEs by credit risk transfer transactions; and (iii) reduce the overall capital relief extended to the GSEs for loans with private mortgage insurance. The comment period for the re-proposed ECF concluded on August 31, 2020, and we understand the FHFA is currently reviewing these comments and considering proposed changes to the re-proposed ECF. We believe the FHFA is committed to finalizing the ECF in the near term, although the ultimate form and timing of the final rule is uncertain. If and when the ECF is finalized, we anticipate that the GSEs will seek to amend the PMIERs financial requirements to align with the final form of the ECF. For more information regarding the ECF and its potential impact on our business, see “Item 1A. Risk Factors—Changes in the charters, business practices, or role of the GSEs in the U.S. housing market generally, could significantly impact our businesses.”
Quarterly Highlights and Recent Company Developments
In October 2020, Radian Guaranty entered into a fourth fully collateralized reinsurance agreement, with Eagle Re 2020-2 Ltd. Eagle Re 2020-2 Ltd. is a VIE and is not a subsidiary or affiliate of Radian Guaranty. This reinsurance agreement provides for up to $390.3 million of aggregate excess-of-loss reinsurance coverage for the mortgage insurance losses on new defaults on an existing portfolio of eligible Recurring Premium Policies with initial RIF of $13.0 billion that were issued between October 1, 2019 and July 31, 2020. Eagle Re 2020-2 Ltd. financed its coverage by issuing mortgage insurance-linked notes in an aggregate amount of $390.3 million to eligible third-party capital markets investors in an unregistered private offering. For additional information about our reinsurance arrangements, see Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements.
In October 2020, consistent with increased market demand for more technology-driven solutions, we announced the wind down of our traditional appraisal business, which offers residential real estate appraisal services through a panel of independent contractor appraisers. This action reinforces our strategic focus on our core Real Estate business and is not expected to have a material impact on our future results of operations, liquidity or financial condition. We continue to invest in and offer automated valuation products and other digital valuation services. See Note 1 of Notes to Unaudited Condensed Consolidated Financial Statements for additional discussion of our Real Estate segment and the other core products and services that we continue to offer.
Key Factors Affecting Our Results
The key factors affecting our results are discussed in our 2019 Form 10-K. There have been no material changes to these key factors.
46



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Mortgage Insurance Portfolio
rdn-20200930_g2.jpg
(1)Policy years represent the original policy years, and have not been adjusted to reflect subsequent refinancing activity under HARP.
(2)Adjusted to reflect subsequent refinancing activity under HARP, these percentages would decrease to 3.9%, 4.7% and 5.0% as of September 30, 2020, December 31, 2019 and September 30, 2019, respectively.
New Insurance Written
A key component of our current business strategy is to write profitable NIW. We wrote $33.3 billion and $75.4 billion of primary new mortgage insurance in the three and nine months ended September 30, 2020, respectively, compared to $22.0 billion and $51.4 billion of NIW in the three and nine months ended September 30, 2019, respectively. Our NIW for the third quarter of 2020, partially offset by a lower Persistency Rate, as described below, resulted in an increase in IIF to $245.5 billion at September 30, 2020, from $240.6 billion at December 31, 2019 as shown in the chart above.
Our NIW increased by 51.2% and 46.6% for the three and nine months ended September 30, 2020, respectively, compared to the same periods in 2019, due to a strong mortgage origination market including higher refinance activity, aided by a historically low interest rate environment, and increased private mortgage insurance penetration rates. According to industry forecasts, total mortgage origination volume was higher for the three and nine months ended September 30, 2020, as compared to the comparable periods in 2019, due to a strong purchase market and a significant increase in refinance originations driven largely by lower interest rates.
Although it is difficult to project future volumes, industry sources expect the total mortgage origination market for the full year 2020 to increase significantly compared to 2019, driven by the increase in refinance originations as a result of lower interest rates. Based on industry forecasts and our projections, we currently expect our NIW in 2020 to be more than $100 billion, although the risks and uncertainties related to this projection have increased due to the COVID-19 pandemic. See "Overview—COVID-19 Impacts” and “Item 1A. Risk Factors” for more information.
NIW for direct Single Premiums include policies written on an individual basis (as each loan is originated) and on an aggregated basis (in which each individual loan in a group of loans is insured in a single transaction, typically after the loans
47



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

have been originated). The following table provides selected information as of and for the periods indicated related to our mortgage insurance NIW.
Three Months Ended
September 30,
Nine Months Ended
September 30,
($ in millions)2020201920202019
Total primary NIW
$33,320 $22,037 $75,391 $51,416 
Total primary risk written
$7,970 $5,261 $17,712 $12,531 
Average coverage percentage23.9 %23.9 %23.5 %24.4 %
Primary NIW by Loan Purpose:
Purchases70.5 %80.7 %64.8 %86.4 %
Refinances29.5 %19.3 %35.2 %13.6 %
Primary NIW by Premium Type:
Direct Monthly and Other Recurring Premiums90.0 %85.0 %86.2 %84.0 %
Borrower-paid9.0 13.1 12.3 13.5 
Lender-paid (1)
1.0 1.9 1.5 2.5 
Direct single premiums10.0 15.0 13.8 16.0 
Total100.0 %100.0 %100.0 %100.0 %
Total borrower-paid98.5 %97.1 %97.9 %96.5 %
Primary NIW by FICO Score (2) :
>=74066.2 %64.1 %66.5 %62.1 %
680-73930.7 %31.5 %30.6 %32.5 %
620-6793.1 %4.4 %2.9 %5.4 %
Primary NIW by LTV:
95.01% and above9.7 %16.8 %9.2 %18.7 %
90.01% to 95.00%39.6 %37.4 %38.1 %38.5 %
85.01% to 90.00%28.3 %27.4 %29.3 %27.2 %
85.00% and below22.4 %18.4 %23.4 %15.6 %
(1)Lender-paid Single Premium Policies have higher Minimum Required Assets under the PMIERs as compared to borrower-paid Single Premium Policies. See “Item 1. Business—Regulation—GSE Requirements—PMIERs—Private Mortgage Insurer Eligibility Requirements” in our 2019 Form 10-K for additional information.
(2)For loans with multiple borrowers, the percentage of primary NIW by FICO score represents the lowest of the borrowers’ FICO scores.
Insurance and Risk in Force
IIF at September 30, 2020 increased 3.5% as compared to the same period last year, reflecting a 10.0% increase in Monthly Premium Policies in force, partially offset by a 12.7% decline in Single Premium Policies in force. As shown in the table below, our Persistency Rate at September 30, 2020 declined as compared to the same period in 2019. Historically, there is a close correlation between interest rates and Persistency Rates. Lower interest rate environments generally increase refinancings, which increase the cancellation rate of our insurance and negatively affect our Persistency Rates. The decline in our Persistency Rate at September 30, 2020 was primarily attributable to increased refinance activity resulting from historically low interest rates, and resulted in an increase in single premium cancellations and the decline in Single Premium Policies in force.
Our IIF is the primary driver of the future premiums that we expect to earn over time. Although not reflected in the current period financial statements, nor in our reported book value, we expect our IIF to generate substantial premiums in future periods, due to the high credit quality of our current mortgage insurance portfolio and its expected persistency over multiple years. See “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations—Key Factors Affecting Our Results—Mortgage Insurance—IIF; Persistency Rate; Mix of Business” in our 2019 Form 10-K for more information.
Our earnings in future periods are subject to elevated risks and uncertainties due to the potential impact of the unprecedented and continually evolving social and economic impacts associated with the current COVID-19 pandemic on the
48



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets. See Note 1 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information about the COVID-19 pandemic, which could have a material negative effect on the Company’s business, liquidity, results of operations and financial condition. See “Overview—COVID-19 Impacts” and “Item 1A. Risk Factors” for additional information.
Historical loan performance data indicates that credit scores and underwriting quality are key drivers of credit performance. As of September 30, 2020, our portfolio of business written subsequent to 2008, including refinancings under HARP, represented approximately 96.1% of our total primary RIF. Loan originations after 2008 have consisted primarily of high credit quality loans with significantly better credit performance than loans originated during prior periods. The volume of insurance that we have written on high credit quality loans after 2008 has significantly improved our mortgage insurance portfolio mix. To date, our actual and expected future losses on our portfolio written after 2008, together with refinancings under HARP, have been significantly lower than those experienced on our NIW prior to and including 2008. However, the impact to our future losses from the COVID-19 pandemic, including from recent and continuing increases in unemployment, which may be prolonged, is highly uncertain.
Throughout this report, unless otherwise noted, RIF is presented on a gross basis and includes the amount ceded under reinsurance. RIF and IIF for direct Single Premiums include policies written on an individual basis (as each loan is originated) and on an aggregated basis (in which each individual loan in a group of loans is insured in a single transaction, typically after the loans have been originated).
The following table provides selected information as of and for the periods indicated related to mortgage insurance IIF and RIF.
($ in millions)September 30, 2020December 31, 2019September 30, 2019
Total primary IIF
$245,467 $240,558 $237,158 
Total primary RIF
$60,989 $60,921 $60,420 
Average coverage percentage24.8 %25.3 %25.5 %
Total primary RIF on defaulted loans
$3,747 $1,061 $1,012 
Percentage of RIF in default6.1 %1.7 %1.7 %
Persistency Rate (12 months ended)
65.6 %(1)78.2 %81.5 %
Persistency Rate (quarterly, annualized) (2)
60.0 %(1)75.0 %75.5 %
Primary RIF by Premium Type:
Direct Monthly and Other Recurring Premiums
76.8 %72.4 %72.0 %
Borrower-paid9.7 9.1 8.5 
Lender-paid (3)
13.5 18.5 19.5 
Direct single premiums23.2 27.6 28.0 
Total100.0 %100.0 %100.0 %
Total borrower-paid84.2 %78.9 %77.8 %
Primary RIF by FICO Score (4) :
>=74057.6 %56.9 %56.2 %
680-73934.3 %34.2 %34.5 %
620-6797.5 %8.2 %8.6 %
<=6190.6 %0.7 %0.7 %
Primary RIF by LTV:
95.01% and above14.3 %14.2 %13.9 %
90.01% to 95.00% 50.1 %51.3 %51.9 %
85.01% to 90.00% 27.9 %27.9 %27.9 %
85.00% and below7.7 %6.6 %6.3 %
(1)The Persistency Rate was reduced in part by an increase in cancellations identified by our ongoing servicer monitoring process for Single Premium Policies.
49



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

(2)The Persistency Rate on a quarterly, annualized basis is calculated based on loan-level detail for the quarter ending as of the date shown. It may be impacted by seasonality or other factors, including the level of refinance activity during the applicable periods, and may not be indicative of full-year trends.
(3)Lender-paid Single Premium Policies have higher Minimum Required Assets under the PMIERs as compared to borrower-paid Single Premium Policies.
(4)For loans with multiple borrowers, the percentage of primary RIF by FICO score represents the lowest of the borrowers’ FICO scores.
Risk Distribution
We use third-party reinsurance in our mortgage insurance business as part of our risk distribution strategy, including to manage our capital position and risk profile. When we enter into a reinsurance agreement, the reinsurer receives a premium and, in exchange, insures an agreed-upon portion of incurred losses. While these arrangements have the impact of reducing our earned premiums, they reduce our required capital and are expected to increase our return on required capital for the related policies. The impact of these programs on our financial results will vary depending on the level of ceded RIF, as well as the levels of prepayments and incurred losses on the reinsured portfolios, among other factors. See “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations—Key Factors Affecting Our Results—Mortgage Insurance—Risk Distribution” and Note 8 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information about our reinsurance transactions.
The table below provides information about the amounts by which Radian Guaranty’s reinsurance programs reduced its Minimum Required Assets as of the dates indicated.
(In thousands)September 30, 2020
December 31, 2019 (1)
September 30, 2019 (1)
PMIERs impact - reduction in Minimum Required Assets:
QSR Program$26,213 $35,382 $38,227 
Single Premium QSR Program469,625 511,695 513,832 
Excess-of-Loss Program783,842 738,386 834,072 
Total PMIERs impact$1,279,680 $1,285,463 $1,386,131 
Percentage of gross Minimum Required Assets
26.8 %27.4 %29.6 %
(1)Excludes the impact of intercompany reinsurance agreement with Radian Reinsurance, which was terminated in January 2020. See Note 16 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
Results of Operations—Consolidated
Three and Nine Months Ended September 30, 2020 Compared to Three and Nine Months Ended September 30, 2019
Radian Group serves as the holding company for our operating subsidiaries and does not have any operations of its own. Our consolidated operating results for the three and nine months ended September 30, 2020 and September 30, 2019 primarily reflect the financial results and performance of our two reportable business segments—Mortgage and Real Estate. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements for information regarding modifications to our segment reporting, including the related allocations and the impacts of the sale of Clayton in January 2020 and subsequent organizational changes made in the first quarter of 2020. See “Results of Operations—Mortgage” and “Results of Operations—Real Estate” for the operating results of these business segments for the three and nine months ended September 30, 2020, compared to the same periods in 2019.
In addition to the results of our operating segments, pretax income (loss) is also affected by those factors described in “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations—Key Factors Affecting Our Results” in our 2019 Form 10-K.
50



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

The following table highlights selected information related to our consolidated results of operations for the three and nine months ended September 30, 2020 and 2019:
ChangeChange
 Three Months Ended
September 30,
Favorable (Unfavorable)Nine Months Ended
September 30,
Favorable (Unfavorable)
(In millions, except per-share amounts)202020192020 vs. 2019202020192020 vs. 2019
Pretax income$161.2 $217.7 $(56.5)$300.3 $643.4 $(343.1)
Net income 135.1 173.4 (38.3)245.6 511.1 (265.5)
Diluted net income per share0.70 0.83 (0.13)1.25 2.39 (1.14)
Book value per share at September 3021.52 19.40 2.12 21.52 19.40 2.12 
Net premiums earned (1)
286.5 281.2 5.3 813.2 843.9 (30.7)
Services revenue (2)
33.9 42.5 (8.6)93.9 114.6 (20.7)
Net investment income (1)
36.3 42.8 (6.5)115.9 130.4 (14.5)
Net gains (losses) on investments and other financial instruments
17.7 13.0 4.7 42.9 47.5 (4.6)
Provision for losses (1)
88.1 29.2 (58.9)428.5 97.4 (331.1)
Cost of services (2)
24.4 29.0 4.6 64.5 81.0 16.5 
Other operating expenses69.4 76.4 7.0 199.1 225.2 26.1 
Interest expense (1)
21.1 13.5 (7.6)50.0 44.2 (5.8)
Loss on extinguishment of debt
— 5.9 5.9 — 22.7 22.7 
Income tax provision26.1 44.2 18.1 54.7 132.2 77.5 
Adjusted pretax operating income (3)
145.0 212.7 (67.7)261.1 630.7 (369.6)
Adjusted diluted net operating income per share (3)
0.59 0.81 (0.22)1.05 2.33 (1.28)
Return on equity13.3 %18.0 %(4.7)%8.0 %18.4 %(10.4)%
Adjusted net operating return on equity (3)
11.3 %17.4 %(6.1)%6.7 %17.9 %(11.2)%
(1)Relates primarily to the Mortgage segment. See “Results of Operations—Mortgage” for more information.
(2)Relates primarily to our Real Estate segment. See “Results of Operations—Real Estate” for more information.
(3)See “—Use of Non-GAAP Financial Measures” below.
Net Income. As discussed in more detail below, our net income for the three months ended September 30, 2020, decreased compared to the same period in 2019, reflecting an increase in provision for losses. Partially offsetting this item is: (i) a decrease in other operating expenses; (ii) a decrease in loss on extinguishment of debt; (iii) an increase in net premiums earned; and (iv) an increase in net gains on investments and other financial instruments. Our net income for the nine months ended September 30, 2020, decreased compared to the same period in 2019, reflecting: (i) an increase in provision for losses and (ii) a decrease in net premiums earned. Partially offsetting these items are decreases in: (i) our income tax provision; (ii) other operating expenses; and (iii) loss on extinguishment of debt.
Diluted Net Income Per Share. The decrease in diluted net income per share for the three and nine months ended September 30, 2020, compared to the same periods in 2019, is primarily due to the decrease in net income, as discussed above.
Book Value Per Share. The increase in book value per share from $20.13 at December 31, 2019, to $21.52 at September 30, 2020, is primarily due to: (i) our net income for the nine months ended September 30, 2020 and (ii) an increase of $0.60 per share due to net unrealized gains in our available for sale securities, recorded in accumulated other comprehensive income. Partially offsetting these items is: (i) a $0.37 per share impact of dividends and (ii) a $0.09 per share net impact of our share repurchases for the nine months ended September 30, 2020, inclusive of the cost of these repurchases.
Net Gains (Losses) on Investments and Other Financial Instruments. The increase in net gains on investments and other financial instruments for the three months ended September 30, 2020, as compared to the same period in 2019, is primarily due to an increase in net realized gains on our fixed-maturities available for sale, partially offset by lower gains on other financial instruments. The decrease in net gains on investments and other financial instruments for the nine months ended September 30, 2020, as compared the same period in 2019, is primarily due to the decrease in unrealized gains in our trading securities and an increase in impairments recorded in earnings, partially offset by increases in net realized gains on our fixed-maturities available for sale and net gains on other financial instruments. See Note 6 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information on net gains (losses) on investments.
51



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Other Operating Expenses. Other operating expenses for the three months ended September 30, 2020 decreased as compared to the same period in 2019, primarily due to: (i) an increase in ceding commissions and (ii) a decrease in variable compensation expense. The decrease in other operating expenses for the nine months ended September 30, 2020 compared to the same period in 2019 was primarily due to: (i) a decrease in technology-related expenses; (ii) a decrease in variable and share-based compensation expense; and (iii) an increase in ceding commissions.
Income Tax Provision. Our effective tax rate was 16.2% and 18.2% for the three and nine months ended September 30, 2020, respectively, as compared to 20.3% and 20.6% for the same periods in 2019, respectively. This resulted in an income tax provision of $26.1 million and $54.7 million, respectively, for the three and nine months ended September 30, 2020, as compared to a $44.2 million and $132.2 million tax provision, respectively, for the corresponding periods of 2019. The decrease in our effective tax rate for the three and nine months ended September 30, 2020 was primarily due to the effects of a Discrete Item recorded in the third quarter of 2020 related to our liability for uncertain tax positions. Our effective tax rate for the three and nine months ended September 30, 2019, approximated the federal statutory tax rate of 21%.
Return on Equity. The change in return on equity is primarily due to the decrease in net income for the three months ended September 30, 2020, as described above.
Use of Non-GAAP Financial Measures. In addition to the traditional GAAP financial measures, we have presented “adjusted pretax operating income (loss),” “adjusted diluted net operating income (loss) per share” and “adjusted net operating return on equity,” which are non-GAAP financial measures for the consolidated company, among our key performance indicators to evaluate our fundamental financial performance. These non-GAAP financial measures align with the way our business performance is evaluated by both management and by our board of directors. These measures have been established in order to increase transparency for the purposes of evaluating our operating trends and enabling more meaningful comparisons with our peers. Although on a consolidated basis “adjusted pretax operating income (loss),” “adjusted diluted net operating income (loss) per share” and “adjusted net operating return on equity” are non-GAAP financial measures, for the reasons discussed above we believe these measures aid in understanding the underlying performance of our operations.
Total adjusted pretax operating income (loss), adjusted diluted net operating income (loss) per share and adjusted net operating return on equity are not measures of overall profitability, and therefore should not be considered in isolation or viewed as substitutes for GAAP pretax income (loss), diluted net income (loss) per share or return on equity. Our definitions of adjusted pretax operating income (loss), adjusted diluted net operating income (loss) per share and adjusted net operating return on equity, as discussed and reconciled below to the most comparable respective GAAP measures, may not be comparable to similarly-named measures reported by other companies.
Our senior management, including our chief operating decision maker, uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of the Company’s business segments and to allocate resources to the segments. See Note 4 of Notes to Consolidated Financial Statements and “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations—Results of Operations—Consolidated—Use of Non-GAAP Financial Measures” each in our 2019 Form 10-K for detailed information regarding items excluded from adjusted pretax operating income and the reasons for their treatment.
Adjusted pretax operating income (loss) is defined as GAAP consolidated pretax income (loss) excluding the effects of: (i) net gains (losses) on investments and other financial instruments; (ii) loss on extinguishment of debt; (iii) amortization and impairment of goodwill and other acquired intangible assets; and (iv) impairment of other long-lived assets and other non-operating items, such as gains (losses) from the sale of lines of business and acquisition-related income and expenses.
The following table provides a reconciliation of consolidated pretax income to our non-GAAP financial measure for the consolidated company of adjusted pretax operating income:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Consolidated pretax income$161,205 $217,673 $300,274 $643,354 
Less reconciling income (expense) items:
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Loss on extinguishment of debt
— (5,940)— (22,738)
Amortization and impairment of other acquired intangible assets
(961)(2,139)(2,919)(6,465)
Impairment of other long-lived assets and other non-operating
 items (1)
(466)— (788)(5,557)
Total adjusted pretax operating income (2)
$144,980 $212,743 $261,080 $630,652 
(1)The amount for the nine months ended September 30, 2019 primarily relates to impairments of other long-lived assets and is included in other operating expenses on the condensed consolidated statement of operations.
52



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

(2)Total adjusted pretax operating income (loss) on a consolidated basis consists of adjusted pretax operating income (loss) for our Mortgage segment, our Real Estate segment and All Other activities, as further detailed in Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements.
Adjusted diluted net operating income (loss) per share is calculated by dividing (i) adjusted pretax operating income (loss) attributable to common stockholders, net of taxes computed using the Company’s statutory tax rate, by (ii) the sum of the weighted average number of common shares outstanding and all dilutive potential common shares outstanding. The following table provides a reconciliation of diluted net income (loss) per share to our non-GAAP financial measure for the consolidated company of adjusted diluted net operating income (loss) per share:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Diluted net income per share$0.70 $0.83 $1.25 $2.39 
Less per-share impact of reconciling income (expense) items:
Net gains (losses) on investments and other financial instruments
0.09 0.06 0.22 0.22 
Loss on extinguishment of debt
— (0.03)— (0.11)
Amortization and impairment of other acquired intangible assets
— (0.01)(0.01)(0.03)
Impairment of other long-lived assets and other non-operating items
— — — (0.03)
Income tax (provision) benefit on reconciling income (expense) items (1)
(0.02)— (0.04)(0.01)
Difference between statutory and effective tax rates
0.04 — 0.03 0.02 
Per-share impact of reconciling income (expense) items
0.11 0.02 0.20 0.06 
Adjusted diluted net operating income per share (1)
$0.59 $0.81 $1.05 $2.33 
(1)Calculated using the Company’s federal statutory tax rate of 21%. Any permanent tax adjustments and state income taxes on these items have been deemed immaterial and are not included.
Adjusted net operating return on equity is calculated by dividing annualized adjusted pretax operating income (loss), net of taxes computed using the Company’s statutory tax rate, by average stockholders’ equity, based on the average of the beginning and ending balances for each period presented. The following table provides a reconciliation of return on equity to our non-GAAP financial measure for the consolidated company of adjusted net operating return on equity:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Return on equity (1)
13.3 %18.0 %8.0 %18.4 %
Less impact of reconciling income (expense) items: (2)
Net gains (losses) on investments and other financial instruments
1.7 1.4 1.4 1.7 
Loss on extinguishment of debt
— (0.6)— (0.8)
Amortization and impairment of other acquired intangible assets
(0.1)(0.2)(0.1)(0.2)
Impairment of other long-lived assets and other non-operating items
— — — (0.2)
Income tax (provision) benefit on reconciling income (expense) items (3)
(0.3)(0.1)(0.3)(0.1)
Difference between statutory and effective tax rates
0.7 0.1 0.3 0.1 
Impact of reconciling income (expense) items2.0 0.6 1.3 0.5 
Adjusted net operating return on equity
11.3 %17.4 %6.7 %17.9 %
(1)Calculated by dividing annualized net income by average stockholders’ equity, based on the average of the beginning and ending balances for each period presented.
(2)Annualized, as a percentage of average stockholders’ equity.
(3)Calculated using the Company’s federal statutory tax rate of 21%. Any permanent tax adjustments and state income taxes on these items have been deemed immaterial and are not included.
53



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Results of Operations—Mortgage
Three and Nine Months Ended September 30, 2020 Compared to Three and Nine Months Ended September 30, 2019
The following table summarizes our Mortgage segment’s results of operations for the three and nine months ended September 30, 2020 and 2019:
ChangeChange
Three Months Ended
September 30,
Favorable (Unfavorable)Nine Months Ended
September 30,
Favorable (Unfavorable)
(In millions)202020192020 vs. 2019202020192020 vs. 2019
Adjusted pretax operating income (1) (2)
$145.8 $209.6 $(63.8)$263.2 $627.9 $(364.7)
Net premiums written
259.3 270.6 (11.3)749.7 787.5 (37.8)
(Increase) decrease in unearned premiums
24.1 7.0 17.1 56.2 48.2 8.0 
Net premiums earned
283.4 277.6 5.8 806.0 835.7 (29.7)
Net investment income
32.1 37.0 (4.9)103.0 113.7 (10.7)
Provision for losses
87.8 29.1 (58.7)427.0 97.1 (329.9)
Policy acquisition costs
10.2 6.4 (3.8)23.6 18.5 (5.1)
Other operating expenses (2)
50.8 57.4 6.6 147.5 165.7 18.2 
Interest expense
22.6 13.5 (9.1)54.0 44.2 (9.8)
(1)Our senior management uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of each of the Company’s business segments. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements.
(2)Includes allocation of corporate operating expenses of $29.4 million and $83.7 million for the three and nine months ended September 30, 2020, respectively, and $26.7 million and $76.7 million for the same periods in 2019, respectively. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements for more information about our allocation of corporate operating expenses to segments.
Adjusted Pretax Operating Income. Our Mortgage segment’s adjusted pretax operating income decreased for the three months ended September 30, 2020 compared to the same period in 2019, primarily reflecting increases in: (i) provision for losses and (ii) interest expense. Partially offsetting these items are: (i) a decrease in other operating expenses and (ii) an increase in net premiums earned. Adjusted pretax operating income for the nine months ended September 30, 2020 decreased as compared to the same period in 2019, primarily reflecting: (i) an increase in provision for losses; (ii) a decrease in net premiums earned; (iii) a decrease in net investment income; and (iv) an increase in interest expense. These items were partially offset by a decrease in other operating expenses. See “—Net Premiums Written and Earned” and “—Provision for Losses” below for more information about our net premiums earned and provision for losses, respectively.
Net Premiums Written and Earned. Net premiums written for the three and nine months ended September 30, 2020 decreased compared to the same periods in 2019. The decreases in both the three and nine months ended September 30, 2020 reflect lower premium rates on our IIF portfolio compared to the same periods in 2019, as well as a lower proportion of Single Premium Policies. In addition, net premiums written for the nine months ended September 30, 2020 reflect an increase in ceded premiums resulting from a reduction to accrued profit commissions, due to higher ceded losses primarily recorded in the second quarter of 2020.
54



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

The table below provides additional information about the components of mortgage insurance net premiums earned for the periods indicated, including the effects of our reinsurance programs.
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net premiums earned:
Direct
Premiums earned, excluding revenue from cancellations
$259,889 $274,595 $798,004 $858,200 (1)
Single Premium Policy cancellations65,667 27,254 139,823 53,004 
Direct
325,556 301,849 937,827 911,204 (1)
Assumed (2)
2,946 2,614 9,599 7,545 
Ceded
Premiums earned, excluding revenue from cancellations
(25,120)(28,457)(80,222)(106,891)(1)
Single Premium Policy cancellations (3)
(18,679)(8,137)(40,286)(15,923)
Profit commission—other (4)
(1,347)9,729 (20,967)39,775 (1)
Ceded premiums, net of profit commission(45,146)(26,865)(141,475)(83,039)(1)
Total net premiums earned
$283,356 $277,598 $805,951 $835,710 (1)
Direct premium yield (in basis points) (5)
43.2 47.4 44.3 50.3 (1)
Net premium yield (in basis points) (6)
46.6 47.5 44.2 48.6 (1)
Average primary IIF$243.4 $234.0 $243.0 $229.3 
(1)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. This adjustment increased the 2019 direct premium yield and net premium yield by 1.9 and 1.4 basis points, respectively. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements for further information.
(2)Includes premiums earned from our participation in certain credit risk transfer programs.
(3)Includes the impact of related profit commissions.
(4)The amounts represent the profit commission on the Single Premium QSR Program, excluding the impact of Single Premium Policy cancellations.
(5)Calculated by dividing annualized direct premiums earned, including assumed revenue and excluding revenue from cancellations, by average primary IIF.
(6)Calculated by dividing annualized net premiums earned by average primary IIF. For the nine months ended September 30, 2020, incorporates the impact of profit commission adjustments related to our Single Premium QSR Program, including a significant impact for nine months ended September 30, 2020 due to increased ceded losses. See Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements for further information.
Net premiums earned increased for the three months ended September 30, 2020 compared to the same period in 2019, primarily due to an increase in Single Premium Policy cancellations related to increased refinancing activity, as compared to the same period in 2019, partially offset by higher ceded premiums related to Single Premium Policies. The decrease in net premiums earned for the nine months ended September 30, 2020, as compared to the same period in 2019, was primarily impacted by the increase in ceded premiums resulting from increased Single Premium Policy cancellations and reduced profit commissions, as a result of higher ceded losses. Also contributing to the decline for the nine months ended September 30, 2020 compared to the comparable period in 2019 was a $32.9 million cumulative adjustment in 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements for further information. These decreases to net premiums earned for the nine months ended September 30, 2020 were partially offset by the increase in direct premiums earned from Single Premium Policy cancellations, as compared to the same period in 2019.
The level of mortgage prepayments affects the revenue ultimately produced by our mortgage insurance business and is influenced by the mix of business we write. We believe that writing a mix of Single Premium Policies and Monthly Premium Policies has the potential to moderate the overall impact on our results if actual prepayments are significantly different from expectations. However, the impact of this moderating effect is affected by the amount of reinsurance we obtain on portions of our portfolio, with the Single Premium QSR Program currently reducing the proportion of retained Single Premium Policies in our portfolio. See “Item 7. Management’s Discussion and Analysis of Financial Condition and Results of OperationsKey Factors
55



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Affecting Our Results—Mortgage Insurance—IIF; Persistency Rate; Mix of Business” in our 2019 Form 10-K for more information.
The following table provides information related to the premium impact of our reinsurance transactions. See Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements for more information about our reinsurance programs.
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Ceded premiums earned:
QSR Program$2,164 $2,962 $6,662 $11,296 
Single Premium QSR Program34,578 16,333 109,444 52,887 
Excess-of-Loss Program 8,290 7,452 25,016 18,379 
Total ceded premiums earned (1)
$45,032 $26,747 $141,122 $82,562 
Percentage of total direct and assumed premiums earned
13.7 %8.7 %14.9 %8.9 %
(1)Does not include ceded premiums earned related to our captive reinsurance arrangements or the benefit from ceding commissions on our Single Premium QSR Programs, which are included in other operating expenses on the condensed consolidated statement of operations. See Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
Net Investment Income. Lower investment yields, partially offset by higher average investment balances, resulted in decreases in net investment income for the three and nine months ended September 30, 2020, compared to the same periods in 2019. Our higher investment balances were a result of investing our positive cash flows from operations and the proceeds from our May 2020 issuance of Senior Notes due 2025.
Provision for Losses. The following table details the financial impact of the significant components of our provision for losses for the periods indicated:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In millions, except reserve per new default)2020201920202019
Current period defaults (1)
$96.0 $42.0 $448.5 $107.9 
Prior period defaults (2)
(8.2)(12.6)(21.4)(10.6)
Second-lien mortgage loan premium deficiency reserve and other
— (0.3)(0.1)(0.2)
Provision for losses$87.8 $29.1 $427.0 $97.1 
Loss ratio (3)
31.0 %10.5 %53.0 %11.6 %
Reserve per new default (4)
$4,681 $3,977 $4,798 $3,583 
(1)Related to defaulted loans with a most recent default notice dated in the period indicated. For example, if a loan had defaulted in a prior period, but then subsequently cured and later re-defaulted in the current period, the default would be considered a current period default.
(2)Related to defaulted loans with a default notice dated in a period earlier than the period indicated, which have been continuously in default since that time.
(3)Provision for losses as a percentage of net premiums earned. See below and “—Net Premiums Written and Earned” for further discussion of the components of this ratio.
(4)Calculated by dividing provision for losses for new defaults, net of reinsurance, by new primary defaults for each period.
Our mortgage insurance provision for losses for the three and nine months ended September 30, 2020 increased by $58.7 million and $329.9 million, respectively, as compared to the same periods in 2019. Reserves established for new default notices were the primary driver of our total incurred losses for the three and nine months ended September 30, 2020 and 2019. Current period new primary defaults increased significantly for the three and nine months ended September 30, 2020, respectively, compared to the same periods in 2019, as shown below. The increases primarily relate to a significant increase in the number of new default notices as a result of the effects of the COVID-19 pandemic, substantially all due to borrowers in forbearance programs. Our gross Default to Claim Rate assumption for new primary defaults was 8.5% at September 30, 2020, compared to 7.5% at September 30, 2019. This increase reflects the estimated impact of a worsening macroeconomic environment, partially offset by the expected beneficial effects of mortgage relief options and protections, including forbearance programs under the CARES Act. In addition, the new defaults reported in 2020 are concentrated in more recent origination vintages and have higher average loan balances, which in turn contributes to higher reserves per new default.
Our provision for losses during the three and nine months ended September 30, 2020 benefited from favorable reserve development on prior period defaults, based on favorable cure activity. Despite the favorable observed trends, we made only modest adjustments to our reserve assumptions during the three and nine months ended September 30, 2020 given the
56



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

increased uncertainty of the potential impacts of the COVID-19 pandemic. See Notes 1 and 11 of Notes to Unaudited Condensed Consolidated Financial Statements and “Item 1A. Risk Factors” for additional information. The favorable development for the three and nine months ended September 30, 2019 was primarily driven by a reduction during the period in certain Default to Claim Rate assumptions for prior year defaults compared to the assumptions used at December 31, 2018, partially offset by an increase in our IBNR reserve estimate during the three and nine months ended September 30, 2019.
Our primary default rate at September 30, 2020 was 5.9% compared to 2.0% at December 31, 2019. The following table shows a rollforward of our primary loans in default:
Three Months Ended
September 30,
Nine Months Ended
September 30,
2020201920202019
Beginning default inventory69,742 19,643 21,266 21,093 
New defaults20,508 10,562 93,473 30,116 
Cures(27,283)(9,215)(50,837)(28,886)
Claims paid (1)
(240)(818)(1,154)(2,084)
Rescissions and Claim Denials, net of Reinstatements (2)
10 12 (11)(55)
Ending default inventory62,737 20,184 62,737 20,184 
(1)Includes those charged to a deductible under pool insurance arrangements, as well as commutations.
(2)Net of any previous Rescissions and Claim Denials that were reinstated during the period. Such reinstated Rescissions and Claim Denials may ultimately result in a paid claim.
The following tables show additional information about our primary loans in default as of the dates indicated:
September 30, 2020
TotalForeclosure Stage Defaulted LoansCure % During the 3rd QuarterReserve for Losses% of Reserve
($ in thousands)#%#%$%
Missed payments:
Three payments or less16,942 27.0 %74 35.4 %$133,583 17.9 %
Four to eleven payments41,110 65.5 210 16.7 443,867 59.6 
Twelve payments or more4,381 7.0 820 6.3 150,348 20.2 
Pending claims304 0.5 N/A6.1 16,835 2.3 
Total62,737 100.0 %1,104 744,633 100.0 %
IBNR and other43,153 
LAE18,745 
Total primary reserve$806,531 
December 31, 2019
TotalForeclosure Stage Defaulted LoansCure % During the 4th QuarterReserve for Losses% of Reserve
($ in thousands)#%#%$%
Missed payments:
Three payments or less10,816 50.9 %125 32.6 %$89,187 26.2 %
Four to eleven payments6,222 29.3 462 21.5 94,912 27.9 
Twelve payments or more3,646 17.1 1,077 7.0 124,534 36.7 
Pending claims582 2.7 N/A3.7 31,187 9.2 
Total21,266 100.0 %1,664 339,820 100.0 %
IBNR and other40,920 
LAE8,918 
Total primary reserve$389,658 
N/A – Not applicable
57



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

We develop our Default to Claim Rate estimates based primarily on models that use a variety of loan characteristics to determine the likelihood that a default will reach claim status. Our gross Default to Claim Rate estimates are mainly developed based on the Stage of Default and time in default of the underlying defaulted loans, as measured by the progress toward foreclosure sale and the number of months in default. See Note 11 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional details about our Default to Claim Rate assumptions.
Our aggregate weighted average net Default to Claim Rate assumption for our primary loans used in estimating our reserve for losses, which is net of estimated Claim Denials and Rescissions, was approximately 19% and 30% at September 30, 2020 and December 31, 2019, respectively. This decrease was primarily due to a shift in the mix of defaults during the three months ended September 30, 2020, given the larger proportion of more recent defaults, including defaults of loans subject to forbearance programs implemented in response to the COVID-19 pandemic. Our net Default to Claim Rate and loss reserve estimate incorporates our expectations with respect to future Rescissions, Claim Denials and Claim Curtailments. Our estimate of such net future Loss Mitigation Activities, inclusive of claim withdrawals, reduced our loss reserve as of September 30, 2020 and December 31, 2019 by $28 million and $19 million, respectively. These expectations are based primarily on recent claim withdrawal activity and our recent experience with respect to the number of claims that have been denied due to the policyholder’s failure to submit sufficient documentation to perfect a claim within the time period permitted under our Master Policies and also our recent experience with respect to the number of insurance certificates that have been rescinded due to fraud, underwriter negligence or other factors.
Our mortgage insurance total loss reserve as a percentage of our mortgage insurance total RIF was 1.3% and 0.7% at September 30, 2020 and December 31, 2019, respectively. See Note 11 of Notes to Unaudited Condensed Consolidated Financial Statements for information regarding our reserves for losses and a reconciliation of our Mortgage segment’s beginning and ending reserves for losses and LAE.
We considered the sensitivity of our loss reserve estimates at September 30, 2020 by assessing the potential changes resulting from a parallel shift in Claim Severity and Default to Claim Rate for primary loans. For example, assuming all other factors remain constant, for every one percentage point absolute change in primary Claim Severity for our primary insurance risk exposure (which we estimated to be 97% of our risk exposure at September 30, 2020, compared to 98% at December 31, 2019), we estimated that our total loss reserve at September 30, 2020 would change by approximately $8 million. Assuming the portfolio mix and all other factors remain constant, for every one percentage point absolute change in our primary net Default to Claim Rate, we estimated a $39 million change in our primary loss reserve at September 30, 2020.
Total mortgage insurance claims paid of $10.8 million and $57.0 million for the three and nine months ended September 30, 2020, respectively, decreased from claims paid of $36.7 million and $103.7 million for the same respective periods in 2019. The decrease in claims paid is primarily attributable to COVID-19-related forbearance plans and suspensions of foreclosure and evictions. Claims paid in both periods also include the impact of commutations. Although expected claims are included in our reserve for losses, the timing of claims paid is subject to fluctuation from quarter to quarter, based on the rate that defaults cure and other factors (as described in “Item 1. Business—Mortgage Insurance—Defaults and Claims” in our 2019 Form 10-K) that make the timing of paid claims difficult to predict.
The following table shows net claims paid by product and average claim paid by product for the periods indicated:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net claims paid: (1)
Total primary claims paid$11,331 $28,981 $57,833 $94,281 
Total pool and other(230)901 (502)2,603 
Subtotal11,101 29,882 57,331 96,884 
Impact of commutations and settlements (2)
(267)6,812 (323)6,827 
Total net claims paid$10,834 $36,694 $57,008 $103,711 
Total average net primary claim paid (1) (3)
$46.4 $47.0 $48.6 $48.6 
Average direct primary claim paid (3) (4)
$47.8 $48.1 $49.7 $49.5 
(1)Net of reinsurance recoveries.
(2)Includes payments to commute mortgage insurance coverage on certain performing and non-performing loans.
(3)Calculated without giving effect to the impact of other commutations.
(4)Before reinsurance recoveries.
Other Operating Expenses. Other operating expenses for the three months ended September 30, 2020 decreased as compared to the same period in 2019, primarily due to: (i) an increase in ceding commissions and (ii) a decrease in variable compensation expense. The decrease in other operating expenses for the nine months ended September 30, 2020 as compared
58



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

to the same period in 2019 is primarily due to: (i) a decrease in technology-related expenses; (ii) a decrease in compensation expense in 2020 including variable and share-based compensation; and (iii) an increase in ceding commissions. This decrease in expense for the three and nine months ended September 30, 2020 as compared to the same periods in 2019, was partially offset by higher allocated corporate operating expenses.
Our expense ratio on a net premiums earned basis represents our Mortgage segment’s operating expenses (which include policy acquisition costs and other operating expenses, as well as allocated corporate operating expenses), expressed as a percentage of net premiums earned. Our expense ratio was 21.5% and 21.2% for the three and nine months ended September 30, 2020, respectively, compared to 23.0% and 22.0% for the same periods in 2019, respectively. For both the three and nine months ended September 30, 2020, the decrease in other operating expenses, as compared to the same periods in the prior year, was the primary driver of the decrease in the expense ratio.
Interest Expense. The increase in interest expense for the three and nine months ended September 30, 2020, as compared to the same periods in 2019, primarily reflects: (i) an increase in our senior notes outstanding in 2020 and (ii) interest on the $200.0 million 3% intercompany surplus note issued by Radian Guaranty to Radian Group in January 2020. These increases in interest expense, were partially offset by the positive impact of our net reduction in senior notes outstanding in 2019. See Notes 12 and 16 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information on our senior notes and Surplus Notes, respectively.
Results of Operations—Real Estate
Three and Nine Months Ended September 30, 2020 Compared to Three and Nine Months Ended September 30, 2019
The following table summarizes our Real Estate segment’s results of operations for the three and nine months ended September 30, 2020 and 2019:
ChangeChange
Three Months Ended
September 30,
Favorable (Unfavorable)Nine Months Ended
September 30,
Favorable (Unfavorable)
(In millions)202020192020 vs. 2019202020192020 vs. 2019
Adjusted pretax operating income (loss) (1) (2)
$(5.9)$(2.5)$(3.4)$(15.6)$(10.2)$(5.4)
Net premiums earned
3.1 3.6 (0.5)7.2 8.2 (1.0)
Services revenue
30.1 26.4 3.7 80.5 72.1 8.4 
Cost of services
21.5 18.2 (3.3)55.3 50.2 (5.1)
Other operating expenses (2)
17.4 14.3 (3.1)46.8 40.3 (6.5)
(1)Our senior management uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of each of the Company’s business segments. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements.
(2)Includes allocation of corporate operating expenses of $3.8 million and $11.0 million for the three and nine months ended September 30, 2020, respectively, and $2.9 million and $8.4 million for the same periods in 2019, respectively.
Adjusted Pretax Operating Income (Loss). Our Real Estate segment’s adjusted pretax operating loss for the three and nine months ended September 30, 2020 was $5.9 million and $15.6 million, respectively, compared to adjusted pretax operating loss of $2.5 million and $10.2 million for the same periods in 2019, respectively. The increase in our adjusted pretax operating loss for the three and nine months ended September 30, 2020, as compared to the same periods in 2019, was primarily driven by higher other operating expenses and cost of services, partially offset by an increase in services revenue.
Services Revenue. Services revenue increased for the three and nine months ended September 30, 2020, as compared to the same periods in 2019, primarily due to ongoing growth in title services.
Other Operating Expenses. Other operating expenses include other selling, general and administrative expenses, depreciation, and allocations of corporate general and administrative expenses. Other operating expenses for the three and nine months ended September 30, 2020 increased compared to the same periods in 2019, due in part to higher allocated corporate operating expenses and continued investments in ongoing strategic initiatives. See “Results of Operations—Consolidated—Three and Nine Months Ended September 30, 2020 Compared to Three and Nine Months Ended September 30, 2019—Other Operating Expenses.
59



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Results of Operations—All Other
Three and Nine Months Ended September 30, 2020 Compared to Three and Nine Months Ended September 30, 2019
All Other activities include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale on January 21, 2020. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
The following table summarizes our All Other results of operations for the three and nine months ended September 30, 2020 and 2019:
ChangeChange
Three Months Ended
September 30,
Favorable (Unfavorable)Nine Months Ended
September 30,
Favorable (Unfavorable)
(In millions)202020192020 vs. 2019202020192020 vs. 2019
Adjusted pretax operating income (loss) (1)
$5.1 $5.7 $(0.6)$13.5 $12.9 $0.6 
Services revenue
— 14.0 (14.0)2.9 38.4 (35.5)
Net investment income
5.6 5.5 0.1 16.6 16.2 0.4 
Cost of services
— 9.4 9.4 2.5 28.2 25.7 
Other operating expenses
0.8 4.7 3.9 3.9 14.0 10.1 
(1)Our senior management uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of each of the Company’s business segments. See Note 4 of Notes to Unaudited Condensed Consolidated Financial Statements.
Off-Balance Sheet Arrangements
There have been no material changes in off-balance sheet arrangements from those specified in our 2019 Form 10-K, other than as described below.
Variable Interest Entity
In February 2020, Radian Guaranty entered into a fully collateralized reinsurance agreement with Eagle Re 2020-1 Ltd., an unaffiliated special purpose reinsurer domiciled in Bermuda. The Eagle Re Issuers are special purpose VIEs that are not consolidated in our consolidated financial statements because we do not have the unilateral power to direct those activities that are significant to their economic performance.
For additional information about the Eagle Re Issuers and our other reinsurance arrangements, see Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements.
Contractual Obligations and Commitments
There have been no material changes outside of the ordinary course of business in our contractual obligations and commitments from those specified in our 2019 Form 10-K. See Notes 11 and 12 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information on increases in 2020 to our reserve for losses and LAE and our long-term debt obligations, respectively.
60



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Liquidity and Capital Resources
Consolidated Cash Flows
The following table summarizes our consolidated cash flows from operating, investing and financing activities:
(In thousands)Nine Months Ended
September 30,
20202019
Net cash provided by (used in):
Operating activities$498,756 $506,805 
Investing activities(737,657)(162,903)
Financing activities229,071 (398,654)
Effect of exchange rate changes on cash and restricted cash
— (4)
Increase (decrease) in cash and restricted cash$(9,830)$(54,756)
Operating Activities. Our most significant source of operating cash flows is generally from premiums received from our mortgage insurance policies, while our most significant uses of operating cash flows are generally for claims paid on our mortgage insurance policies and our operating expenses. Net cash provided by operating activities totaled $498.8 million for the nine months ended September 30, 2020, a decrease compared to $506.8 million for the same period in 2019. This decrease was principally the result of cash received from the IRS in the first quarter of 2019, which included a $57.2 million refund which was previously on deposit with the IRS, partially offset by a reduction in claims paid for the nine months ended September 30, 2020.
Investing Activities. Net cash used in investing activities was $737.7 million for the nine months ended September 30, 2020, compared to $162.9 million for the same period in 2019. This change was primarily the result of: (i) an increase in purchases, net of proceeds from sales, of fixed-maturity investments available for sale and (ii) a decrease in proceeds from sales of trading securities.
Financing Activities. Net cash provided by financing activities increased for the nine months ended September 30, 2020, compared to net cash used in financing activities during the same period in 2019. For the nine months ended September 30, 2020, our primary financing activities included issuance of Senior Notes due 2025, partially offset by: (i) an increase in repurchases of our common shares and (ii) an increase in dividends paid. See Notes 12 and 14 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information regarding our senior note issuance, share repurchases and increased dividends.
See “Item 1. Financial Statements (Unaudited)—Condensed Consolidated Statements of Cash Flows (Unaudited)” for additional information.
Liquidity Analysis—Holding Company
Radian Group serves as the holding company for our operating subsidiaries and does not have any operations of its own. At September 30, 2020, Radian Group had available, either directly or through unregulated subsidiaries, unrestricted cash and liquid investments of $1.1 billion. Available liquidity at September 30, 2020 excludes certain additional cash and liquid investments that have been advanced to Radian Group from our subsidiaries to pay for corporate expenses and interest payments. Total liquidity, which includes our undrawn $267.5 million unsecured revolving credit facility, as described below, was $1.4 billion as of September 30, 2020.
During the nine months ended September 30, 2020, Radian Group’s available liquidity increased by $455.5 million, due primarily to net proceeds of $515.6 million from the issuance of Senior Notes due 2025 (see “—Capitalization—Holding Company” below for details) and Radian Reinsurance’s return of $465 million of capital to Radian Group in January 2020, as approved by the Pennsylvania Insurance Department. The effects of the debt issuance and return of capital were partially offset by the cost of share repurchases and dividends, as described below, and the transfer of $200 million of cash and marketable securities to Radian Guaranty in exchange for a surplus note in the same amount. See “—Mortgage” below for additional information.
In addition to available cash and marketable securities, Radian Group’s principal sources of cash to fund future liquidity needs include: (i) payments made to Radian Group by its subsidiaries under expense- and tax-sharing arrangements; (ii) net investment income earned on its cash and marketable securities; (iii) to the extent available, dividends or other distributions from our subsidiaries; and (iv) amounts that Radian Guaranty is able to repay under the Surplus Notes. Radian Group also has in place a $267.5 million unsecured revolving credit facility with a syndicate of bank lenders, which has a maturity date of January 18, 2022. At September 30, 2020, the full $267.5 million remains undrawn and available under the facility. Subject to
61



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

certain limitations, borrowings under the credit facility may be used for working capital and general corporate purposes, including, without limitation, capital contributions to our insurance and reinsurance subsidiaries as well as growth initiatives. See Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on the unsecured revolving credit facility and Note 12 of Notes to Unaudited Condensed Consolidated Financial Statements for information on the most recent amendment, effective May 6, 2020, to that facility.
We expect Radian Group’s principal liquidity demands for the next 12 months to be: (i) the payment of corporate expenses, including taxes; (ii) interest payments on our outstanding debt obligations; and (iii) subject to approval by our board of directors and our ongoing assessment of our financial condition and potential capital demands in our mortgage insurance business, the payment of quarterly dividends on our common stock.
In addition to our ongoing short-term liquidity needs discussed above, our most significant need for liquidity beyond the next 12 months is the repayment of $1.4 billion aggregate principal amount of our senior debt due in future years. See “—Capitalization—Holding Company” below for details of our debt maturity profile. Radian Group’s liquidity demands for the next 12 months or in future periods could also include: (i) early repurchases or redemptions of portions of our debt obligations; (ii) the repurchase of shares of our common stock, including pursuant to the share repurchase authorization, as described below, for which $198.9 million in authorization remains outstanding; (iii) potential additional investments to support our business strategy; and (iv) potential additional capital contributions to our subsidiaries, including due to the continuing impact that the COVID-19 pandemic could have on the liquidity, results of operations and financial condition of Radian Group and our subsidiaries. As a result of the COVID-19 pandemic and its impact on the economy, including the significant increase in unemployment levels, we experienced a material increase in new defaults in the second quarter, and to a lesser extent the third quarter, of 2020, including as a result of mortgage forbearance programs. While we expect it will take a number of months or years before any new defaults resulting from the pandemic would require a claim payment, Radian Group may be required to contribute additional capital to support Radian Guaranty’s PMIERs cushion due to increased minimum asset requirements on defaulted loans. See “Item 1A. Risk Factors,” including “—Radian Group’s sources of liquidity may be insufficient to fund its obligations” and “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity” for additional discussion about the elevated risks and uncertainties associated with the COVID-19 pandemic and the potential impact to Radian Guaranty’s Minimum Required Assets. See also Notes 1 and 16 of Notes to Unaudited Condensed Consolidated Financial Statements and “Overview—COVID-19 Impacts” for further information.
If Radian Group’s current sources of liquidity are insufficient to fund its obligations, or if we otherwise decide to increase our liquidity position, Radian Group may seek additional capital, including by incurring additional debt, issuing additional equity, or selling assets, which we may not be able to do on favorable terms, if at all.
Share Repurchases. During the nine months ended September 30, 2020, the Company repurchased 11.0 million shares of Radian Group common stock under programs authorized by Radian Group’s board of directors, at a total cost of $226.3 million, including commissions. Effective March 19, 2020, the Company suspended its share repurchase program and canceled its current 10b5-1 plan. Radian may initiate a new 10b5-1 plan at its discretion in the future. The expiration date of the current share repurchase authorization remains August 31, 2021. See Note 14 of Notes to Unaudited Condensed Consolidated Financial Statements for additional details on our share repurchase programs.
Dividends. In 2019, our quarterly common stock dividend was $0.0025 per share. Effective February 13, 2020, Radian Group’s board of directors authorized an increase to the Company’s quarterly cash dividend to $0.125 per share. Based on our current outstanding shares of common stock, we would require approximately $96 million in the aggregate to pay our quarterly dividends for the next 12 months. Radian Group is not subject to any limitations on its ability to pay dividends except those generally applicable to corporations that are incorporated in Delaware. The declaration and payment of future quarterly cash dividends remains subject to the board of directors’ determination.
Corporate Expenses and Interest Expense. Radian Group has expense-sharing arrangements in place with its principal operating subsidiaries that require those subsidiaries to pay their allocated share of certain holding-company-level expenses, including interest payments on Radian Group’s outstanding debt obligations. Corporate expenses and interest expense on Radian Group’s debt obligations allocated under these arrangements during the nine months ended September 30, 2020 of $94.7 million and $48.3 million, respectively, were substantially all reimbursed by our subsidiaries. We expect substantially all of our holding company expenses to continue to be reimbursed by our subsidiaries under our expense-sharing arrangements. The expense-sharing arrangements between Radian Group and our mortgage insurance subsidiaries, as amended, have been approved by the Pennsylvania Insurance Department, but such approval may be modified or revoked at any time.
Taxes. Pursuant to our tax-sharing agreements, our operating subsidiaries pay Radian Group an amount equal to any federal income tax the subsidiary would have paid on a standalone basis if they were not part of our consolidated tax return. As a result, from time to time, under the provisions of our tax-sharing agreements, Radian Group may pay to or receive from its operating subsidiaries amounts that differ from Radian Group’s consolidated federal tax payment obligation. During the nine months ended September 30, 2020, Radian Group received $9.4 million of tax-sharing agreement payments from its operating subsidiaries.
62



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Capitalization—Holding Company
The following table presents our holding company capital structure:
(In thousands) September 30,
2020
December 31,
2019
Debt:
Senior Notes due 2024$450,000 $450,000 
Senior Notes due 2025525,000 — 
Senior Notes due 2027450,000 450,000 
Deferred debt costs on senior notes(20,241)(12,890)
Revolving credit facility— — 
Total1,404,759 887,110 
Stockholders’ equity4,122,379 4,048,723 
Total capitalization$5,527,138 $4,935,833 
Debt-to-capital ratio25.4 %18.0 %
Stockholders’ equity increased by $73.7 million from December 31, 2019 to September 30, 2020. The net increase in stockholders’ equity resulted primarily from our net income of $245.6 million and net unrealized gains on investments of $121.5 million for the nine months ended September 30, 2020. These items were partially offset by shares repurchased under our share repurchase programs of $226.3 million, including commissions, and dividends of $74.3 million.
We regularly evaluate opportunities, based on market conditions, to finance our operations by accessing the capital markets or entering into other types of financing arrangements with institutional and other lenders and financing sources, and consider various measures to improve our capital and liquidity positions, as well as to strengthen our balance sheet, improve Radian Group’s debt maturity profile and maintain adequate liquidity for our operations. In the past we have repurchased and exchanged, prior to maturity, some of our outstanding debt, and in the future, we may from time to time seek to redeem, repurchase or exchange for other securities, or otherwise restructure or refinance some or all of our outstanding debt prior to maturity in the open market through other public or private transactions, including pursuant to one or more tender offers or through any combination of the foregoing, as circumstances may allow. The timing or amount of any potential transactions will depend on a number of factors, including market opportunities and our views regarding our capital and liquidity positions and potential future needs, including as a result of the effects of the COVID-19 pandemic. There can be no assurance that any such transactions will be completed on favorable terms, or at all.
In May 2020, we issued $525 million aggregate principal amount of Senior Notes due 2025 and received net proceeds of $515.6 million. These notes mature on March 15, 2025 and bear interest at a rate of 6.625% per annum, payable semi-annually on March 15 and September 15 of each year, which interest payments commenced on September 15, 2020. See Note 12 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
Mortgage
The principal demands for liquidity in our mortgage insurance business include: (i) the payment of claims and potential claim settlement transactions, net of reinsurance; (ii) expenses (including those allocated from Radian Group); (iii) repayments of FHLB advances; (iv) interest expense and repayments associated with the Surplus Notes; and (v) taxes, including potential additional purchases of U.S. Mortgage Guaranty Tax and Loss Bonds. See Note 10 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information related to these non-interest bearing instruments. The principal sources of liquidity in our mortgage insurance business currently include insurance premiums, net investment income and cash flows from: (i) investment sales and maturities; (ii) FHLB advances; and (iii) capital contributions from Radian Group. We believe that the operating cash flows generated by each of our mortgage insurance subsidiaries will provide these subsidiaries with a substantial portion of the funds necessary to satisfy their needs for the foreseeable future. However, see “Overview—COVID-19 Impacts” and Note 1 of Notes to Unaudited Condensed Consolidated Financial Statements for discussion about the elevated risks and uncertainties associated with the COVID-19 pandemic, including the impact on our PMIERs cushion.
As of September 30, 2020, our Mortgage segment maintained claims paying resources of $5.1 billion on a statutory basis, which consists of contingency reserves, statutory policyholders’ surplus, premiums received but not yet earned and loss reserves. In addition, our reinsurance programs are designed to provide additional claims-paying resources during times of economic stress and elevated losses. See Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
63



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Radian Guaranty’s Risk-to-capital as of September 30, 2020 was 13.2 to 1. Radian Guaranty is not expected to need additional capital to satisfy state insurance regulatory requirements in their current form. See Note 16 of Notes to Unaudited Condensed Consolidated Financial Statements, “Overview—COVID-19 Impacts” and “Item 1A. Risk Factors” for more information about our statutory and PMIERs requirements and the potential effects of increased defaults due to the COVID-19 pandemic.
Private mortgage insurers, including Radian Guaranty, are required to comply with the PMIERs to remain approved insurers of loans purchased by the GSEs. Radian Guaranty currently is an approved mortgage insurer under the PMIERs. At September 30, 2020, Radian Guaranty’s Available Assets under the current PMIERs financial requirements totaled approximately $4.5 billion, resulting in a PMIERs cushion of $1.0 billion, or 28%, over its Minimum Required Assets of $3.5 billion.
In addition to the PMIERs cushion held at Radian Guaranty, our excess available resources include our unsecured revolving credit facility and holding company liquidity. While these resources may be utilized to enhance Radian Guaranty’s PMIERs cushion, the impact of the COVID-19 pandemic could affect our ability to remain compliant with the PMIERs financial requirements as the increase in defaults and resulting increase to our Minimum Required Assets could reduce or potentially exhaust our PMIERs cushion or exceed our Available Assets. See “Item 1A. Risk Factors” for additional information.
The following chart summarizes our PMIERs cushion and Radian’s excess available resources as of September 30, 2019, December 31, 2019 and September 30, 2020, calculated based on the PMIERs financial requirements in effect for each date shown.
rdn-20200930_g3.jpg
(1)Percentages represent the values shown as a percentage of Minimum Required Assets under the applicable PMIERs financial requirements in effect for the dates shown.
(2)Represents Radian Group’s liquidity, net of the $35 million minimum liquidity requirement under the unsecured revolving credit facility.
(3)Represents Radian Guaranty’s excess of Available Assets over its Minimum Required Assets, calculated in accordance with the PMIERs financial requirements in effect for each date shown.
Our PMIERs cushion as of September 30, 2020 includes the benefit from our reinsurance agreement with Eagle Re 2020-1 Ltd. effective February 2020 and the transfer of $200 million of cash and marketable securities from Radian Group in exchange for a surplus note in the same amount in January 2020, partially offset by an increase in Minimum Required Assets due to the termination of the intercompany reinsurance agreement with Radian Reinsurance. See Notes 8 and 16 of Notes to Unaudited Condensed Consolidated Financial Statements, respectively, for additional information on Eagle Re 2020-1 Ltd. and these intercompany actions.
In October 2020, Radian Guaranty entered into a fourth fully collateralized reinsurance agreement, with Eagle Re 2020-2 Ltd. that will reduce net RIF by $390.3 million, and is expected to reduce the capital required to be held at Radian Guaranty by reducing the PMIERs Minimum Required Assets by the same amount. This expected growth in PMIERs excess available resources has not been reflected in the information provided above. After consideration of the reinsurance agreement with Eagle Re 2020-2 Ltd., Radian Guaranty’s excess of Available Assets over its Minimum Required Assets under PMIERs would have
64



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

increased from 28% to 42%. See “Overview—Quarterly Highlights and Recent Company Developments” and Note 8 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information on this new agreement.
Even though they hold assets in excess of the minimum statutory capital thresholds and PMIERs financial requirements, the ability of Radian’s mortgage insurance subsidiaries to pay dividends on their common stock is restricted by certain provisions of the insurance laws of Pennsylvania, their state of domicile. Under Pennsylvania’s insurance laws, ordinary dividends and other distributions may only be paid out of an insurer’s positive unassigned surplus, measured as of the end of the prior fiscal year, unless the Pennsylvania Insurance Department approves the payment of dividends or other distributions from another source. In light of Radian Guaranty’s negative unassigned surplus related to operating losses in prior periods, the ongoing need to set aside contingency reserves, and the current ongoing economic uncertainty related to the COVID-19 pandemic, which increased losses in 2020 and is expected to further increase losses in future periods, we do not anticipate that Radian Guaranty will be permitted under applicable insurance laws to pay ordinary dividends to Radian Group for the foreseeable future. See Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on contingency reserve requirements.
Radian Guaranty and Radian Reinsurance are both members of the FHLB. As members, they may borrow from the FHLB, subject to certain conditions, which include requirements to post collateral and to maintain a minimum investment in FHLB stock. Advances from the FHLB may be used to provide low-cost, supplemental liquidity for various purposes, including to fund incremental investments. Radian’s current strategy includes using FHLB advances as financing to purchase additional investment securities that have similar durations, for the purpose of generating additional earnings from our investment securities portfolio with minimal incremental risk. As of September 30, 2020, there were $141.1 million of FHLB advances outstanding. See Note 12 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
Real Estate
As of September 30, 2020, our Real Estate segment maintained cash and liquid investments totaling $48.1 million, primarily held by Radian Title Insurance. The sale of Clayton, in January 2020, did not have a material impact on our liquidity.
Title insurance companies, including Radian Title Insurance, are subject to comprehensive state regulations, including minimum net worth requirements. Radian Title Insurance was in compliance with its respective regulatory minimum net worth requirements at September 30, 2020. In the event the cash flow from operations of the Real Estate segment is not adequate to fund all of its needs, including the regulatory capital needs of Radian Title Insurance, Radian Group may provide additional funds to the Real Estate segment in the form of an intercompany note or other capital contribution, subject to the approval of the Ohio Department of Insurance, if needed. Additional capital support may also be required for potential investments in new business initiatives to support our strategy of growing our businesses.
Liquidity levels may fluctuate depending on the levels and contractual timing of our invoicing and the payment practices of our Real Estate clients, in combination with the timing of the Real Estate segment’s payments for employee compensation and to external vendors. The amount, if any, and timing of the Real Estate segment’s dividend paying capacity will depend primarily on the amount of excess cash flow generated by the segment.
Ratings
Radian Group, Radian Guaranty and Radian Reinsurance have been assigned the ratings set forth in the chart below. We believe that ratings often are considered by others in assessing our credit strength and the financial strength of our primary mortgage insurance subsidiaries. The following ratings have been independently assigned by third-party statistical rating organizations, are for informational purposes only and are subject to change. For a discussion of how the COVID-19 pandemic has affected and may further affect our ratings, see “Item 1A. Risk Factors—The current financial strength ratings assigned to our mortgage insurance subsidiaries could weaken our competitive position and potential downgrades by rating agencies to these ratings and the ratings assigned to Radian Group could adversely affect the Company.
Moody’s (1)
S&P (2)
Fitch (3)
Radian Group
Ba1BB+BBB-
Radian Guaranty
Baa1BBB+A-
Radian Reinsurance
N/ABBB+N/A
(1)Based on the October 17, 2019 update, Moody’s outlook for Radian Group and Radian Guaranty currently is Stable.
(2)Based on the March 26, 2020 update, S&P’s outlook for Radian Group, Radian Guaranty and Radian Reinsurance is currently Negative.
(3)Based on the May 12, 2020 release, Fitch’s outlook for Radian Group and Radian Guaranty is currently Negative.
Critical Accounting Policies
As of the filing date of this report, there were no significant changes in our critical accounting policies from those discussed in our 2019 Form 10-K, other than described below. See Note 2 of Notes to Unaudited Condensed Consolidated Financial
65



Part I. Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations (continued)
______________________________________________________________________________________________________

Statements for accounting pronouncements issued but not yet adopted that may impact the Company’s consolidated financial position, earnings, cash flows or disclosures.
We adopted ASU 2016-13 on January 1, 2020 using the modified retrospective adoption approach. This ASU and the associated subsequent amendments require that financial assets measured at their amortized cost basis be presented at the net amount expected to be collected. Credit losses relating to our available-for-sale debt securities are recorded through an allowance for credit losses, rather than a write-down of the asset, with the amount of the allowance limited to the amount by which fair value is less than amortized cost. This allowance method will allow reversals of credit losses if the estimate of credit losses declines. This ASU affected certain of our accounts and notes receivable, including premiums receivable, and certain of our other assets, including reinsurance recoverables; however, the update did not have a material effect on our financial statements and disclosures. See Note 6 of Notes to Unaudited Condensed Consolidated Financial Statements for additional information.
We adopted ASU 2019-04, Codification Improvements related to Financial Instruments—Credit Losses, Derivatives and Hedging, and Financial Instruments on January 1, 2020. This update to the accounting standards regarding financial instruments and derivatives and hedging clarifies the accounting treatment for the measurement of credit losses and provides further clarification on previously issued updates. The adoption of this update did not have a material effect on our financial statements and disclosures.
Item 3.    Quantitative and Qualitative Disclosures About Market Risk
Market risk represents the potential for loss due to adverse changes in the value of financial instruments as a result of changes in market conditions. Examples of market risk include changes in interest rates, credit spreads, foreign currency exchange rates and equity prices. We regularly analyze our exposure to interest-rate risk and credit-spread risk and have determined that the fair value of our investments is materially exposed to changes in both interest rates and credit spreads. See “Item 1A. Risk Factors—Our success depends, in part, on our ability to manage risks in our investment portfolio.
Our market risk exposures at September 30, 2020 have not materially changed from those identified in our 2019
Form 10-K.
Item 4.    Controls and Procedures
Evaluation of Disclosure Controls and Procedures
We maintain disclosure controls and procedures designed to provide reasonable assurance that information required to be disclosed in the reports we file or submit under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms and that such information is accumulated and communicated to our management, including our Chief Executive Officer and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure.
Our management, including our Chief Executive Officer and Chief Financial Officer, conducted an evaluation of the effectiveness of our disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) of the Exchange Act) as of September 30, 2020, pursuant to Rule 15d-15(b) under the Exchange Act. Based upon that evaluation, our Chief Executive Officer and Chief Financial Officer concluded that, as of September 30, 2020, our disclosure controls and procedures were effective to provide reasonable assurance that the information required to be disclosed by us in the reports we file or submit under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms.
Changes in Internal Control Over Financial Reporting
During the three-month period ended September 30, 2020, there has been no change in our internal control over financial reporting (as defined in Rule 13a-15(f) of the Exchange Act) that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.
66


PART II—OTHER INFORMATION
Item 1.    Legal Proceedings
We are routinely involved in a number of legal actions and proceedings, including litigation and other disputes arising in the ordinary course of our business.
On December 22, 2016, Ocwen Loan Servicing, LLC and Homeward Residential, Inc. (collectively, “Ocwen”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty alleging breach of contract and bad faith claims and seeking monetary damages and declaratory relief (the “Litigation”). Ocwen has also initiated similar legal proceedings against several other mortgage insurers. On December 17, 2016, Ocwen separately filed a parallel arbitration petition against Radian Guaranty before the American Arbitration Association (“AAA”) asserting substantially the same allegations (the “Arbitration”). Ocwen’s filings together listed 9,420 mortgage insurance certificates issued under multiple insurance policies, including Pool Insurance policies, as subject to the dispute. On June 5, 2017, Ocwen filed an amended complaint and an amended petition (collectively, the “Amended Filings”) with the court and the AAA, respectively, together listing 8,870 certificates as subject to the dispute. On April 11, 2018, the parties entered into a confidential agreement with respect to all certificates subject to the dispute. The confidential agreement resolved certain categories of claims involved in the dispute and, on April 12, 2018, the parties filed a stipulation of voluntary dismissal of the Litigation and the trial judge issued an order dismissing all claims and counterclaims in the Litigation. Radian Guaranty was not required to make any payment in connection with this confidential agreement. Pursuant to the confidential agreement, the parties: (i) dismissed the Litigation; (ii) narrowed the scope of the Arbitration to Ocwen’s breach of contract claims seeking payment of insurance benefits on approximately 2,500 certificates that Ocwen was previously pursuing through the Amended Filings; and (iii) agreed to resolve the Arbitration through an alternative dispute resolution process administered by the AAA (the “ADR Process”). Effective June 30, 2020, Radian Guaranty, PHH Mortgage Corporation, on behalf of itself, and as successor by merger to Ocwen (collectively, “PHH”), and Ocwen Financial Corporation entered into a Confidential Settlement Agreement and Release (the “Ocwen Settlement”) to fully resolve, among other things, all claims subject to the ADR Process. Pursuant to the Ocwen Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Ocwen Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to the ADR Process as well as with respect to all other certificates issued on loans serviced by PHH for which Radian decided claims prior to January 1, 2019. On July 2, 2020, the ADR Process panel ordered that all proceedings in the ADR Process are stayed pending final dismissal after receipt of the required consents. Implementation of the Ocwen Settlement, which was subject to the condition precedent that the GSEs consent to the settlement agreement, became effective on November 1, 2020 upon finalization of the consents.
On August 31, 2018, Nationstar Mortgage LLC d/b/a Mr. Cooper (“Nationstar”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty (the “Complaint”) alleging breach of contract, bad faith, equitable indemnification, unjust enrichment, and conversion claims and seeking monetary damages and declaratory relief. Exhibit 1 to the Complaint lists 3,014 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving insurance coverage decisions (the “Coverage Disputed Loans”). Exhibit 2 to the Complaint further lists 2,231 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving premium refund requests. In December 2018, Radian Guaranty filed a motion to dismiss the Complaint. In March 2019, the trial judge issued an order granting in part, and denying in part, our motion to dismiss, and dismissed Nationstar’s unjust enrichment and conversion claims. In May 2019, Radian Guaranty filed an answer to the Complaint, with affirmative defenses and counterclaims. On September 23, 2019, the trial judge entered as an order a joint stipulation submitted by Nationstar and Radian Guaranty that narrowed the scope of the dispute involving Coverage Disputed Loans to claims relating to 1,704 mortgage insurance certificates. Effective June 26, 2020, Radian Guaranty and Nationstar entered into a Confidential Settlement Agreement and Release (the “Nationstar Settlement”) to fully resolve, among other things, all claims and counterclaims in this litigation. Pursuant to the Nationstar Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Nationstar Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to this litigation as well as with respect to all other certificates issued under certain policies on loans serviced by Nationstar for which Radian decided claims prior to January 1, 2019. Implementation of the Nationstar Settlement remains subject to the condition precedent that the GSEs consent to the settlement agreement. On July 9, 2020, the trial judge granted the parties’ joint motion requesting to stay this litigation pending receipt of required consents. On October 7, 2020, counsel for Radian and Nationstar submitted a joint status report to the trial judge reporting that the parties are continuing to diligently work on obtaining the required GSE consents, and they will provide the trial judge with another joint status report by January 7, 2021, should the case not be dismissed before then.
As previously disclosed, based on developments in the Ocwen and Nationstar legal proceedings discussed above, the Company’s IBNR reserve was increased in 2019 to reflect our best estimate of our probable loss in connection with these legal proceedings. The settlement agreements are materially consistent with these estimates, and as a result, the implementation of
67


the Ocwen Settlement, which became effective as of November 1, 2020, and the execution and expected implementation of the Nationstar Settlement, do not have a material impact on our mortgage insurance reserves for these legal proceedings. A failure to receive the required consents of the GSEs to the Nationstar Settlement could restart the applicable legal proceeding, the outcome of which could have an adverse effect on our future results of operations, liquidity or financial condition.
We also are periodically subject to reviews and audits, as well as inquiries, information-gathering requests and investigations. In connection with these matters, from time to time we receive requests and subpoenas seeking information and documents related to aspects of our business.
The legal and regulatory matters discussed above and in our 2019 Form 10-K could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business. Management believes, based on current knowledge and after consultation with counsel, that the outcome of such actions will not have a material adverse effect on our consolidated financial condition. The outcome of litigation and other legal and regulatory matters and proceedings is inherently uncertain, and it is possible that one or more of the matters currently pending or threatened could have an adverse effect on our liquidity, financial condition or results of operations for any particular period.
Item 1A.    Risk Factors
Except as provided below, there have been no material changes to our risk factors from those previously disclosed in our 2019 Form 10-K.
The COVID-19 pandemic has adversely impacted our business, and its ultimate impact on our business and financial results will depend on future developments, which are highly uncertain and cannot be predicted, including the scope, severity and duration of the pandemic and actions taken by governmental authorities in response to the pandemic.
The COVID-19 pandemic has significantly impacted the global economy, disrupted global supply chains, lowered certain equity market valuations, created periods of significant volatility and disruption in financial markets, required adjustments in the housing finance system and real estate markets and increased unemployment levels. In addition, the pandemic has resulted in temporary closures of many businesses and the institution of social distancing and sheltering in place requirements in most states and communities in the United States. As a result, the demand for certain of our products and services has been impacted, and this impact may continue for an unknown period and could expand in scope. Our business operations may also be disrupted if significant portions of our workforce are unable to work effectively, including because of illness, remote technology interruptions, quarantines, government actions, or other restrictions in connection with the pandemic. To date, in response to the pandemic, among other things, we have raised additional capital, aligned our business with the temporary origination and servicing guidelines announced by the GSEs, and activated our business continuity program by transitioning to a work-from-home virtual workforce model with certain essential activities supported by limited staff in controlled office environments, and made adjustments to our pricing and our underwriting guidelines to account for the increased risk and uncertainty associated with the COVID-19 pandemic.
We expect that the COVID-19 pandemic and measures taken to reduce its spread will continue to impact our business, subjecting us to the following risks:
As a result of the COVID-19 pandemic and its impact on the economy, including the significant increase in unemployment levels, we have experienced a material increase in new defaults, including as a result of mortgage forbearance programs. If these conditions persist or deteriorate, it could impact Radian Guaranty’s ability to remain compliant with the PMIERs financial requirements. See “—The credit performance of our mortgage insurance portfolio is impacted by macroeconomic conditions and specific events that affect the ability of borrowers to pay their mortgages” and “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity.
The increase in the number of new mortgage defaults resulting from the COVID-19 pandemic could potentially exhaust Radian Guaranty’s excess of Available Assets over Minimum Required Assets under the PMIERs, in which case we may be required to contribute capital to Radian Guaranty. The amount that Radian Group could be required to contribute to Radian Guaranty to support PMIERs compliance is uncertain, but could be significant and, under extreme economic scenarios, exhaust Radian Group’s available liquidity. See “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity” andRadian Group’s sources of liquidity may be insufficient to fund its obligations.”
The pandemic has placed additional significant strain on the operations and financial condition of mortgage servicers, which could result in the disruption of the servicing of mortgage loans covered by our insurance policies or result in servicers failing to appropriately report the status of loans, including whether the loans are subject to a COVID-19-related forbearance program. We could receive less mortgage insurance premiums as a result of loans going into default. See “—Our business depends, in part, on effective and reliable loan servicing.”
68


As a result of COVID-19-related relief programs, we anticipate that defaults related to the pandemic, if not cured, could remain in our defaulted loan inventory for a protracted period of time, potentially resulting in higher levels of Claim Severity for those loans that ultimately result in a claim. See “—An extension in the period of time that a loan remains in our defaulted loan inventory may increase the severity of claims that we ultimately are required to pay.”
The assumptions upon which we base our premium levels may ultimately prove to be inaccurate, especially in a period of high market volatility and economic uncertainty as currently exists due to the pandemic. We have experienced a material increase in new defaults as a result of the pandemic and we may continue to experience a high volume of new defaults associated with the pandemic in future periods. Future new defaults are not currently reflected in our mortgage insurance loss reserves because we generally are not permitted to establish reserves in anticipation of such defaults. As a result of the material increase in new defaults that we have experienced, our loss reserves increased significantly in the second quarter of 2020. Our loss reserves could continue to increase significantly in future periods as a result of new defaults stemming from the pandemic, which would negatively impact our results of operations and financial condition. See “—Our success depends on our ability to assess and manage our underwriting risks; the premiums we charge may not be adequate to compensate us for our liability for losses and the amount of capital we are required to hold against our insured risks. We expect to incur future provisions for losses beyond what we have reserved for in our financial statements.
The GSEs’ business practices have changed in response to the COVID-19 pandemic, with the primary objectives of supporting borrowers impacted by the pandemic and protecting the ongoing functioning of the housing finance system. As the situation continues to evolve, the actions of the FHFA and GSEs in response to COVID-19 are likely to continue to significantly impact the housing finance system. Because traditional mortgage insurance is an important component of this system, these actions have had, and may continue to have, an impact on our mortgage insurance operations and performance. See “—Changes in the charters, business practices, or role of the GSEs in the U.S. housing market generally, could significantly impact our businesses.”
The number of home purchases or mortgage refinancings may be materially affected by the impacts of the pandemic on general economic conditions, including the unemployment rate, and on the availability of credit for mortgage loans. In addition, public and private sector initiatives to reduce the transmission of COVID-19, such as the imposition of restrictions on business activities, may affect the number of new mortgages available for us to insure, including as real estate markets confront challenges in the mortgage origination and home sale process created by social distancing and stay-at-home orders. See “—A decrease in the volume of mortgage originations could result in fewer opportunities for us to write new mortgage insurance business and conduct our Real Estate business.
The models, assumptions and estimates we use to establish loss reserves may not be accurate, especially in the event of an extended economic downturn or a period of extreme market volatility and uncertainty such as we are currently experiencing due to the COVID-19 pandemic. For example, the ultimate cure rate for loan defaults resulting from the pandemic may be lower than we have previously experienced in the context of other FEMA declared emergencies and lower than our expectations. See “—If the estimates we use in establishing loss reserves are incorrect, we may be required to take unexpected charges to income, which could adversely affect our results of operations.
The rating agencies continually review the financial strength ratings assigned to Radian Group and its mortgage insurance subsidiaries, and the ratings are subject to change. The COVID-19 pandemic and its impact on our financial results and condition, could cause one or more of the rating agencies to downgrade the ratings assigned to Radian Group and its mortgage insurance subsidiaries. See “—The current financial strength ratings assigned to our mortgage insurance subsidiaries could weaken our competitive position and potential downgrades by rating agencies to these ratings and the ratings assigned to Radian Group could adversely affect the Company.
The markets for credit and interest-rate-sensitive securities have been affected by the COVID-19 pandemic. The value of our fixed income securities has been volatile, which increases the risk that we will not achieve our investment objectives. If, as a result of the COVID-19 pandemic or otherwise, we underestimate our liabilities or improperly structure our investments to meet our expected liabilities, including claim payments in our mortgage insurance business, we could have unexpected losses resulting from the forced liquidation of investments before their maturity, which could adversely affect our results of operations. See “—Our success depends, in part, on our ability to manage risks in our investment portfolio.
Although we are uncertain of the ultimate magnitude or duration of the business and economic impacts of the COVID-19 pandemic, their ultimate effect on our businesses will depend on, among other things: the extent and duration of the pandemic; the severity of and the number of people infected with the virus and whether an effective anti-viral treatment or vaccine is developed and made widely available; the wider economic effects of the pandemic and the scope and duration of governmental and other third party measures restricting day-to-day life and business operations; the impact of economic stimulus efforts to support the economy through the pandemic; and governmental and GSE programs implemented to assist borrowers
69


experiencing a COVID-19-related hardship, including forbearance programs and suspensions of foreclosures and evictions. Due to the unprecedented and continually evolving social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets, there is significant uncertainty regarding the ultimate impact on our business, business prospects, operating results and financial condition and our estimates or predictions regarding such impact may be materially wrong.
Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity.
In order to be eligible to insure loans purchased by the GSEs, mortgage insurers such as Radian Guaranty must meet the GSEs’ eligibility requirements, or PMIERs. The PMIERs are comprehensive, covering virtually all aspects of the business of a private mortgage insurer, including internal risk management and quality controls, the relationship between the GSEs and the approved insurer and the approved insurer’s financial condition, as well as extensive requirements related to the conduct and operations of a mortgage insurer’s business. If Radian Guaranty is unable to satisfy the requirements set forth in the PMIERs, the GSEs could restrict it from conducting certain types of business with them or take actions that may include not purchasing loans insured by Radian Guaranty.
The PMIERs financial requirements currently require that a mortgage insurer’s Available Assets meet or exceed its Minimum Required Assets. At September 30, 2020, Radian Guaranty was in compliance with the PMIERs financial requirements and had Available Assets of $4.5 billion, which resulted in an excess of Available Assets over Minimum Required Assets (“PMIERs cushion”) of $1.0 billion over its Minimum Required Assets of $3.5 billion. Radian Guaranty’s ability to continue to comply with the PMIERs financial requirements could be impacted by, among other factors: (i) the volume and product mix of our NIW; (ii) factors affecting the performance of our mortgage insurance portfolio, including the level of new defaults and prepayments; (iii) for existing defaults, the aging of these existing defaults and whether they are subject to, and remain in, forbearance programs, and the ultimate losses we incur on new or existing defaults; (iv) the application of the Disaster Related Capital Charge (as discussed below) under the PMIERs and the amount of credit that we receive under the PMIERs financial requirements for our third-party reinsurance transactions (which is subject to initial and ongoing review by the GSEs); and (v) potential amendments or updates to the PMIERs.
As a result of the COVID-19 pandemic and its impact on the economy, including the significant increase in unemployment levels, we have experienced a material increase in new defaults, including as a result of borrowers participating in mortgage forbearance programs. As of September 30, 2020, Radian Guaranty’s default rate was 5.9%. The overall volume of new defaults resulting from the pandemic has resulted in an increase in Radian Guaranty’s Minimum Required Assets and a decrease in Radian Guaranty’s PMIERs cushion. This increase in defaults has also negatively impacted our results of operations since the onset of the pandemic, with the largest impact in the second quarter of 2020 following implementation of the forbearance programs, primarily due to the need to increase our reserve for losses related to the volume of new defaults. We may continue to experience a high level of defaults as a result of the pandemic for the foreseeable future, which defaults would continue to negatively impact Radian Guaranty’s PMIERs Minimum Required Assets and our results of operations. The amount of Minimum Required Assets Radian Guaranty is required to maintain, including potential future increases in Minimum Required Assets, will depend on the number, timing and duration of defaults related to the pandemic, including those defaulted loans participating in forbearance programs. This, in turn, will depend on the scope, severity and duration of the pandemic, its resulting impact on the economy, including unemployment levels and housing prices, and the ability of current and any future government programs to provide economic and individual relief, all of which will likely have an impact on the ability of borrowers to remain current on their mortgage payments and, if they have entered into forbearance or other relief programs, to resume making payments upon the expiration of the forbearance period. The expanded unemployment benefits provided under the CARES Act expired July 31, 2020 and while there has been ongoing congressional debate regarding extension of such benefits, it is unclear if and to what extent the benefits may be continued.
The predominant portion of Radian Guaranty’s defaulted loans as of September 30, 2020 were subject to forbearance programs. Under the CARES Act, upon request by borrowers of federally backed mortgage loans who attest to financial hardship related to the pandemic, mortgage servicers are required to provide these borrowers with up to 180 days’ forbearance on their mortgage payments, which may be extended for an additional 180 days upon request, without requiring validation by the borrowers of their hardship. The CARES Act does not provide an expiration date for these forbearance requirements. The GSEs have amended their forbearance programs to align with the CARES Act, and a significant number of borrowers are participating in such programs. We expect that borrowers with loans covered by private mortgage insurance will continue to represent a high percentage of borrowers participating in GSE forbearance programs given the higher credit risk profile of these loans. In light of the current economic uncertainty, we believe many borrowers may have taken advantage of forbearance programs even if they are able to continue to make mortgage payments on a timely basis and that some borrowers have entered into forbearance programs while continuing to make their monthly mortgage payments.
Our Master Policies generally provide that a default occurs when a borrower misses one monthly payment, regardless of why the payment was missed, including if the payment was deferred under a forbearance program. Once two missed payments have occurred, the PMIERs characterize a loan as “non-performing” and require us to establish an increased Minimum Required Asset factor for that loan regardless of the reason for the missed payments. However, as further described below, the PMIERs
70


apply a multiplier that reduces the Minimum Required Asset factor for loans that have become non-performing as a result of a “FEMA Declared Major Disaster” event, including as a result of participation in a forbearance program, because those loans generally have a higher likelihood of curing following the conclusion of the event. For these defaults, the PMIERs apply the Disaster Related Capital Charge, which is a 0.30 multiplier to the factor that normally would be applied to such default, effectively reducing the required asset amount by 70%, unless the resulting Minimum Required Asset amount after applying the Disaster Related Capital Charge would be less than the Minimum Required Asset amount for the loan if it was performing, in which case the Minimum Required Asset amount would equal the performing level amount. The GSEs recently issued guidelines (the “National Emergency Guidelines”) that, among other things, implement the COVID-19 Amendment such that the Disaster Related Capital Charge is now applied nationwide to all non-performing loans that either: (i) have an Initial Missed Payment (discussed below) occurring during the COVID-19 Crisis Period or (ii) are subject to a forbearance plan granted in response to a financial hardship related to COVID-19 (which the COVID-19 Amendment deems to be the case for any loan that has an Initial Missed Payment occurring during the COVID-19 Crisis Period), the terms of which are materially consistent with terms of forbearance plans offered by the GSEs. Under the COVID-19 Amendment, the Disaster Related Capital Charge applies for no longer than three calendar months beginning with the month the loan becomes non-performing (i.e., missed two monthly payments), or if greater, the period of time that the loan is subject to a forbearance plan, repayment plan or loan modification trial period granted in response to a financial hardship related to COVID-19. Under the COVID-19 Amendment, the Initial Missed Payment means the first missed monthly payment, which would be reported to us as delinquent as of the last day of the month for which it was due. For example, for a loan first reported to the approved insurer in May as having missed its payments due on April 1 and May 1, the Initial Missed Payment shall be deemed to have occurred on April 30. In this example, the loan would become a non-performing primary mortgage guaranty insurance loan in May and the 0.30 multiplier would be applied for May, June, and July. The National Emergency Guidelines state that they will be updated if the GSEs determine that the COVID-19 Crisis Period needs to be extended.
The current broad-based application of the Disaster Related Capital Charge has reduced the total amount of Minimum Required Assets that Radian Guaranty otherwise would have been required to hold against pandemic-related defaults as of September 30, 2020 by approximately $1.0 billion, taking into consideration our existing risk distribution structures. Primarily as a consequence of the Disaster Related Capital Charge, Radian Guaranty maintained a significant PMIERs cushion as of September 30, 2020 and would have been able to absorb a default rate of approximately 20% and remain in compliance with the PMIERs financial requirements. We expect that application of the Disaster Related Capital Charge will continue to materially reduce Radian Guaranty’s PMIERs Minimum Required Assets for the foreseeable future; however, the benefit that Radian Guaranty currently is receiving from the Disaster Related Capital Charge is expected to diminish over time. Under the terms of the COVID-19 Amendment, unless extended by the GSEs, the COVID-19 Crisis Period ends January 1, 2021. If the COVID-19 Crisis Period is not extended, the Disaster Related Capital Charge would continue to apply to defaults then subject to such Disaster Related Capital Charge for as long as provided under the COVID-19 Amendment discussed above, but would no longer be applied to new defaults that have an Initial Missed Payment occurring after January 1, 2021 unless the loan was then subject to a forbearance plan granted in response to a financial hardship related to COVID-19. Given the lack of an expiration date under the CARES Act, it is difficult to estimate how long the GSEs may continue to offer COVID-19 forbearance programs for new defaults.
With respect to existing defaults that are subject to the Disaster Related Capital Charge, the Disaster Related Capital Charge would no longer would apply, and they would then be subject to the full Minimum Required Asset factors required by the PMIERs, if: (i) they fail to enter a COVID-19 forbearance program within the period prescribed by the COVID-19 Amendment or (ii) for defaults subject to a forbearance program, repayment plan or loan modification trial period, they exit the program, plan or trial period without curing the default status. For loans that continue to remain in forbearance, increased asset factors under the PMIERs are applied against defaulted loans based on the amount of time the loans remain in default, with increases taking place upon four, six and twelve missed monthly payments. As a result, notwithstanding the continued application of the Disaster Related Capital Charge, the total amount of Minimum Required Assets we may be required to hold against defaulted loans will increase over time, including for loans subject to forbearance programs, because the 0.30 multiplier is applied to a higher base factor for the defaulting loans as they age.
If existing and future new defaults continue to materially reduce Radian Guaranty’s Minimum Required Assets, we may be required or otherwise choose to: (i) contribute capital to Radian Guaranty; (ii) alter our strategy with respect to our NIW; or (iii) seek additional capital relief through reinsurance or otherwise, which may not be available on acceptable terms or on terms that would be approved by the GSEs. With respect to reinsurance, the market volatility stemming from the COVID-19 pandemic temporarily disrupted the market for new insurance-linked notes transactions. While new insurance-linked notes reinsurance transactions recently have been completed by Radian Guaranty and other private mortgage insurers, these transactions are on less favorable terms than similar reinsurance transactions executed prior to the pandemic.
Under the PMIERs financial requirements, in addition to non-performing loans, there are increased financial requirements for performing loans with a higher likelihood of default and/or certain credit characteristics, such as higher LTVs and lower FICO scores, as well as for loans originated after January 1, 2016 that are insured under lender-paid mortgage insurance policies not subject to automatic termination under the Homeowners Protection Act of 1998. Therefore, if our mix of business includes more loans that are subject to these increased financial requirements, our Minimum Required Assets will increase. Depending on the
71


circumstances, we may limit the type and volume of business we are willing to write for certain of our products based on the increased financial requirements associated with certain loans. This could reduce the amount of NIW we write, which could reduce our future revenues.
The GSEs may amend the PMIERs at any time and also have broad discretion to interpret the PMIERs, which could impact the calculation of Radian Guaranty’s Available Assets and/or Minimum Required Assets. The most recent large-scale revisions to PMIERs, or PMIERs 2.0, became effective on March 31, 2019. We expect the GSEs to continue to update the PMIERs periodically in the future, including if and when there are changes to the GSEs’ capital requirements, such as if and when the ECF is finalized.
Compliance with the PMIERs financial requirements could impact our holding company liquidity. If additional capital support for Radian Guaranty is required for it to comply with the PMIERs financial requirements, in light of the amount of Surplus Notes currently outstanding between Radian Group and Radian Guaranty, we do not expect that Radian Guaranty would receive PMIERs credit for additional amounts contributed through surplus notes. As a result, any further amounts contributed to Radian Guaranty to support PMIERs compliance likely would be made in the form of capital contributions. The amount that Radian Group could be required to contribute to Radian Guaranty for this purpose is uncertain, but could be significant and, under extreme economic scenarios, exhaust Radian Group’s available liquidity. Based on our total available resources as of September 30, 2020 (which includes Radian Guaranty’s PMIERs cushion, Radian Group’s projected total liquidity, and amounts available under our unsecured credit facility) and assuming all amounts were contributed to Radian Guaranty to support compliance, Radian Guaranty would have been able to absorb a default rate of approximately 45% and remain in compliance with the PMIERs financial requirements. As discussed above, the default rate that Radian Guaranty would have been able to absorb as of September 30, 2020, inclusive of Radian Group’s total available liquidity, reflects the significant benefit Radian Guaranty is continuing to receive from application of the Disaster Related Capital Charge to defaults, which benefit is expected to diminish over time.
Further, if Radian Guaranty becomes capital constrained, it may be more difficult for Radian Guaranty to return capital to Radian Group, which would compound the negative liquidity impact to Radian Group of the contributions it makes to Radian Guaranty and leave less liquidity to satisfy Radian Group’s other obligations. Depending on the amount of liquidity that is utilized from Radian Group, we may be required (or may decide) to seek additional capital by incurring additional debt, issuing additional equity, or selling assets, which we may not be able to do on favorable terms, if at all.
In addition to the PMIERs financial requirements, the PMIERs contain requirements related to the operations of our mortgage insurance business, including extensive operational requirements in areas such as claim processing, loss mitigation, document retention, underwriting, quality control, reporting and monitoring, among others. These increased operational requirements have resulted in additional expenses and have required substantial time and effort from management and our employees, which we expect will continue. Further, as discussed above, the GSEs could amend the PMIERS to address the pandemic in ways that change our operations and/or restrict the rights available under our Master Policies.
The PMIERs prohibit Radian Guaranty from engaging in certain activities such as insuring loans originated or serviced by an affiliate (except under certain circumstances) and require Radian Guaranty to obtain the prior consent of the GSEs before taking many actions, which may include, among other things, entering into various intercompany agreements, settling loss mitigation disputes with customers and commuting risk. Further, pursuant to the National Emergency Guidelines, through March 31, 2021, the consent of the GSEs is required for Radian Guaranty to: (i) pay dividends, make payments of principal or increase payments of interest beyond those commitments made prior to June 30, 2020 associated with the Surplus Notes; (ii) make any other payments, unless related to expenses incurred in the normal course of business or to commitments made prior to June 30, 2020; (iii) pledge or transfer asset(s) to any affiliate or investor; or (iv) enter into any new arrangements or alter any existing arrangements under tax sharing and intercompany expense-sharing agreements other than renewals and extensions of agreements in effect prior to June 30, 2020. These restrictions could prohibit or delay Radian Guaranty from taking certain actions that would be advantageous to it or to Radian Group.
Although we expect Radian Guaranty to retain its eligibility status with the GSEs and to continue to comply with the PMIERs financial requirements, including as potentially updated in the future, we cannot provide assurance that this will occur. Loss of Radian Guaranty’s eligibility status with the GSEs would have an immediate and material adverse impact on the franchise value of our mortgage insurance business and our future prospects, as well as a material negative impact on our future results of operations and financial condition.
Our business depends, in part, on effective and reliable loan servicing.
We depend on third-party servicing of the loans that we insure. Dependable servicing is necessary for timely billing and premium payments to us and effective loss mitigation opportunities for delinquent or near-delinquent loans. Servicers are required to comply with a multitude of legal and regulatory requirements, procedures and standards for servicing residential mortgages such as the CFPB’s mortgage servicing rules. While these requirements are intended to ensure a high level of servicing performance, they also impose a high cost of compliance on servicers that may impact their financial condition and their operating effectiveness. The COVID-19 pandemic has placed additional burdens on many servicers. Challenging economic and market conditions or periods of economic stress and high mortgage defaults such as currently exist make it more difficult for
72


servicers to effectively service the loans that we insure. Further, the various servicing-related requirements imposed by the CARES Act, the GSEs, the FHA and other federal and state governmental and regulatory bodies and agencies to address the impact of the COVID-19 pandemic on mortgage borrowers heighten the burdens placed on servicers in the current environment. This strain may be further heightened by the short timeframe over which these events have occurred, which has resulted in a high volume of COVID-19 related servicing demands, such as administering forbearance requests for borrowers, generally occurring and moving forward on similar timeframes, further stressing servicer performance as these matters develop and progress through various stages.
In the event a borrower fails to make mortgage payments, including as the result of a forbearance program, servicers often are required to advance such amounts, including principal and interest on the mortgage and amounts to cover taxes and insurance, for a period of time, including with respect to loans purchased by the GSEs. These required “advances” have increased the financial strain on servicers, which could result in their financial insolvency or otherwise disrupt their operations. If we experience a disruption in the servicing of mortgage loans covered by our insurance policies or a failure by servicers to appropriately report the status of a loan, including whether the loan is subject to a COVID-19 related forbearance program, this, in turn, could impact the amount of assets Radian Guaranty is required to hold under the PMIERs or ultimately contribute to a rise in claims among those loans, which could have a material adverse effect on our business, financial condition and operating results.
Under the terms of our 2014 Master Policy and 2020 Master Policy, mortgage insurance premiums are not required to be paid following an event of default. However, if a defaulted loan then cures, all mortgage insurance premiums must be brought current for our insurance coverage to continue, including all premiums that were not paid during the period following the event of default and through the date of cure. Because premiums must be brought current upon a cure, mortgage servicers typically continue to pay mortgage insurance premiums while loans remain in default, understanding that Radian Guaranty will refund these premiums if the loans fail to cure and ultimately go to claim. As part of the National Emergency Guidelines, the GSEs temporarily amended the PMIERs to require that mortgage insurers notify the GSEs before coverage is canceled in specific circumstances, and to give the GSEs the opportunity to pay the premium on behalf of the servicer to keep coverage in force. If we fail to receive mortgage insurance premiums following mortgage defaults resulting from the COVID-19 pandemic, Radian Guaranty’s cash flow could be reduced, potentially requiring Radian Guaranty to liquidate investments at a loss to pay future claims or otherwise require us to alter our investment strategy.
Radian Group’s sources of liquidity may be insufficient to fund its obligations.
Radian Group serves as the holding company for our operating subsidiaries and does not have any operations of its own. As of September 30, 2020, Radian Group had available, either directly or through unregulated subsidiaries, unrestricted cash and liquid investments of $1.1 billion. This amount excludes certain additional cash and liquid investments that have been advanced to Radian Group from our subsidiaries for corporate expenses and interest payments. Total liquidity, which includes our undrawn $267.5 million unsecured revolving credit facility was $1.4 billion as of September 30, 2020.
We expect Radian Group’s principal liquidity demands for the next 12 months to be: (i) the payment of corporate expenses, including taxes; (ii) interest payments on our outstanding debt obligations; and (iii) subject to approval by our board of directors following an assessment of our financial condition and potential capital demands in our mortgage insurance business, the payment of quarterly dividends on our common stock.
In addition to our ongoing short-term liquidity needs discussed above, our most significant need for liquidity beyond the next 12 months is the repayment of our senior debt due in future years. Radian Group’s liquidity demands for the next 12 months or in future periods could also include: (i) early repurchases or redemptions of portions of our debt obligations; (ii) the repurchase of shares of our common stock, including pursuant to our remaining share repurchase authorization; (iii) potential additional investments to support our business strategy; and (iv) potential additional capital contributions to our subsidiaries. See “Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations—Liquidity and Capital Resources—Liquidity Analysis—Holding Company” for more information on our liquidity demands, including as impacted by the COVID-19 pandemic.
As a result of the COVID-19 pandemic and its impact on the economy, including the significant increase in unemployment levels, we experienced a material increase in new defaults, including as a result of mortgage forbearance programs, and we may continue to experience an elevated level of new defaults in future periods due to the COVID-19 pandemic. The number, timing and duration of new defaults and, in turn, the number of defaults that ultimately result in claims will depend, among other factors, on the scope, severity and duration of the pandemic, the resulting impact on the economy, including unemployment and housing prices, and the impact of government programs to provide economic and individual relief. If existing and future new defaults continue to materially reduce Radian Guaranty’s PMIERs cushion, we may be required or otherwise choose to contribute capital to Radian Guaranty. See “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity” above for additional information.
If such additional capital support for Radian Guaranty is required, in light of the amount of Surplus Notes currently outstanding between Radian Group and Radian Guaranty, we do not expect that Radian Guaranty would receive PMIERs credit for additional amounts contributed through surplus notes. As a result, any further amounts contributed to Radian Guaranty to
73


support PMIERs compliance likely would be made in the form of capital contributions. The amount that Radian Group could be required to contribute to Radian Guaranty for this purpose is uncertain, but could be significant and, under extreme economic scenarios, exhaust Radian Group’s available liquidity.
In addition to available cash and marketable securities, Radian Group’s principal sources of cash to fund future liquidity needs include: (i) payments made to Radian Group by its subsidiaries under expense- and tax-sharing arrangements; (ii) net investment income earned on its cash and marketable securities; (iii) to the extent available, dividends or other distributions from our subsidiaries; and (iv) amounts that Radian Guaranty is able to repay under the Surplus Notes. Radian Group also has in place a $267.5 million unsecured revolving credit facility with a syndicate of bank lenders, which has a maturity date of January 18, 2022. At September 30, 2020, the full $267.5 million remains undrawn and available under the facility. Radian Group’s expense-sharing arrangements with its principal operating subsidiaries require those subsidiaries to pay their allocated share of certain holding-company-level expenses, including interest payments on Radian Group’s outstanding senior notes. The expense-sharing arrangements between Radian Group and our mortgage insurance subsidiaries, as amended, have been approved by the Pennsylvania Insurance Department, but such approval may be modified or revoked at any time.
In light of Radian Guaranty’s negative unassigned surplus related to operating losses in prior periods, the ongoing need to set aside contingency reserves, and the current ongoing economic uncertainty related to the COVID-19 pandemic, which could increase losses in future periods, we do not anticipate that Radian Guaranty will be permitted under applicable insurance laws to pay ordinary dividends to Radian Group for the foreseeable future. See Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on contingency reserve requirements. In addition, pursuant to the National Emergency Guidelines, through March 31, 2021, the consent of the GSEs is required for Radian Guaranty to: (i) pay dividends or make payments of principal or increase payments of interest beyond those commitments made prior to June 30, 2020 associated with the Surplus Notes; (ii) make any other payments, unless related to expenses incurred in the normal course of business or to commitments made prior to June 30, 2020; (iii) pledge or transfer asset(s) to any affiliate or investor; or (iv) enter into any new arrangements or alter any existing arrangements under tax sharing and intercompany expense-sharing agreements other than renewals and extensions of agreements in effect prior to June 30, 2020. These restrictions could prohibit or delay Radian Guaranty from taking certain actions that would be advantageous to it or to Radian Group.
In light of Radian Group’s short- and long-term needs, it is possible that our sources of liquidity could be insufficient to fund our obligations and could exceed available holding company funds. If this were to occur, we may need or otherwise may decide to increase our available liquidity, which we may be unable to do on favorable terms, if at all.
An extension in the period of time that a loan remains in our defaulted loan inventory may increase the severity of claims that we ultimately are required to pay.
High levels of defaults and corresponding delays in foreclosures could delay our receipt of claims, resulting in an increase in the period of time that a loan remains in our defaulted loan inventory, and as a result, the Claim Severity. Following the financial crisis, the average time that it took for us to receive a claim increased. This was, in part, due to loss mitigation protocols that were established by servicers and also due to a significant backlog of foreclosure proceedings in many states, and especially in those states that impose a judicial process for foreclosures. Generally, foreclosure delays do not stop the accrual of interest or affect other expenses on a loan, and unless a loan is cured during such delay, once title to the property ultimately is obtained and a claim is filed, our paid claim amount may include additional interest and expenses, increasing the Claim Severity.
In response to the COVID-19 pandemic, numerous federal and state governmental and regulatory agencies have instituted borrower relief programs, including payment and foreclosure forbearance, with the objective of supporting borrowers through the economic turmoil resulting from the pandemic and allowing borrowers to remain in their homes. In addition to the mortgage payment forbearance relief discussed above in “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” the CARES Act also instituted a temporary foreclosure moratorium on GSE loans. As a result of COVID-19-related relief programs, we anticipate that defaults related to the pandemic, if not cured, could remain in our default loan inventory for a protracted period of time, resulting in higher levels of Claim Severity for those loans that ultimately result in a claim. Higher levels of Claim Severity would increase our incurred losses and could negatively impact our results of operations and financial condition.
Our success depends on our ability to assess and manage our underwriting risks; the premiums we charge may not be adequate to compensate us for our liability for losses and the amount of capital we are required to hold against our insured risks. We expect to incur future provisions for losses beyond what we have reserved for in our financial statements.
The estimates and expectations we use to establish premium rates are based on assumptions made at the time our insurance is written. Our mortgage insurance premiums are based on, among other items, the amount of capital we are required to hold against our insured risks and our estimates of the long-term risk of claims on insured loans. Our premium rates are established based on performance models that consider a broad range of borrower, loan and property characteristics, as well as capital requirements and market and economic conditions. Our assumptions may ultimately prove to be inaccurate, especially in a period of high market volatility and economic uncertainty as currently exists due to the pandemic. The risk of inaccurate or
74


unreliable data may have an adverse impact on our ability to effectively perform critical business operations, such as servicing, loss management, external reporting or data-driven internal analysis. The premium structure we apply is subject to approval by state regulatory agencies, which can delay or limit our ability to increase our premiums if further filings or approvals are necessary to institute pricing adjustments.
If the risk underlying a mortgage loan that we have insured develops more adversely than we anticipated, we generally cannot increase the premium rates on this in-force business, or cancel coverage or elect not to renew coverage, to mitigate the effects of such adverse developments. Similarly, we cannot adjust our premiums if the amount of capital we are required to hold against our insured risks increases from the amount we were required to hold at the time a policy was written. As a result, if we are unable to compensate for or offset the increased capital requirements in other ways, the returns on our business may be lower than we assumed or expected. Our premiums earned and the associated investment income on those premiums may ultimately prove to be inadequate to compensate for the losses that we may incur and may not provide an adequate return on increased capital that may be required. As a result, our results of operations and financial condition could be negatively impacted.
Additionally, in accordance with industry practice, we do not establish reserves in our mortgage insurance business until we are notified that a borrower has failed to make at least two monthly payments when due. Because our mortgage insurance reserving does not account for the impact of future losses that we expect to incur with respect to performing (non-defaulted) loans, our obligation for ultimate losses that we expect to incur at any period end is not reflected in our financial statements, except to the extent that a premium deficiency exists. As discussed above in “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” we anticipate that the pandemic may continue to result in a high volume of new defaults, both as a result of payment forbearance programs and otherwise, in future periods. Future new defaults are not currently reflected in our mortgage insurance loss reserves given that we generally are not permitted to establish reserves in anticipation of such defaults. As a result, our loss reserves could increase significantly in future periods if we continue to experience a high volume of new defaults, which would negatively impact our results of operations and financial condition.
The credit performance of our mortgage insurance portfolio is impacted by macroeconomic conditions and specific events that affect the ability of borrowers to pay their mortgages.
As a seller of mortgage credit protection, our results are subject to macroeconomic conditions and specific events that impact the housing finance and real estate markets, including events that impact mortgage originations and the credit performance of our mortgage insurance portfolio. Many of these conditions are beyond our control, including housing prices, unemployment levels, interest rate changes, the availability of credit and other factors that may be derived from national and regional economic conditions. The COVID-19 pandemic has significantly impacted the global economy, disrupted global supply chains, lowered certain equity market valuations, created periods of significant volatility and disruption in financial markets, required adjustments in the housing finance system and real estate markets and increased unemployment levels. In general, challenging economic conditions such as we are currently experiencing increases the likelihood that borrowers will be unable to satisfy their mortgage obligations. A deteriorating economy can adversely affect housing values, which in turn can influence the willingness of borrowers to continue to make mortgage payments despite having the financial resources to do so.
Mortgage defaults can occur due to a variety of specific events affecting borrowers, including death or illness, divorce or other family problems, unemployment, or other events. In addition, factors impacting regional economic conditions, acts of terrorism, war or other severe conflicts, event-specific economic depressions, natural disasters and other catastrophic events such as the COVID-19 pandemic could result in increased defaults due to the impact of such events on the ability of borrowers to satisfy their mortgage obligations and the value of affected homes. Further, as discussed above under “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” payment forbearance programs available as a result of COVID-19 may continue to result in an elevated level of new defaults. Due to these factors, among others, we expect the COVID-19 pandemic may continue to have a negative impact on the credit performance of our mortgage insurance portfolio, including potential further increases in defaults and losses. The pandemic’s effect on the number of new defaults and level of losses will depend, among other factors, on the pandemic’s scope, severity and duration, its resulting impact on the economy including unemployment levels and housing prices, and the ability of current and any future government programs to provide economic and individual relief, all of which will likely have an impact on borrowers’ ability to remain current on their mortgage payments, and if they have entered into forbearance or other relief programs, to resume making payments upon the expiration of the forbearance period. The expanded unemployment benefits provided under the CARES Act expired July 31, 2020 and, while there has been ongoing congressional debate regarding extension of such benefits, it is unclear if and to what extent the benefits may be continued.
Unfavorable macroeconomic developments, including the current ongoing economic uncertainty related to the COVID-19 pandemic and the other factors cited above, may continue to have a material negative impact on our results of operations and a material negative impact on our financial condition.
75


Changes in the charters, business practices, or role of the GSEs in the U.S. housing market generally, could significantly impact our businesses.
Our current business model is highly dependent on the GSEs as the GSEs are the primary beneficiaries of most of our mortgage insurance policies. The GSEs’ federal charters generally require credit enhancement for low down payment mortgage loans (i.e., a loan amount that exceeds 80% of a home’s value) in order for such loans to be eligible for purchase by them.
Lenders generally have used private mortgage insurance to satisfy this credit enhancement requirement. As a result, low down payment mortgages purchased by the GSEs generally are insured with private mortgage insurance. In order to be eligible to insure loans purchased by the GSEs, mortgage insurers such as Radian Guaranty must meet the GSEs’ eligibility requirements, or PMIERs.
The GSEs’ business practices may be impacted by their results of operations, by administrative policy decisions such as supporting the housing finance system during times of stress as is currently occurring as a result of the COVID-19 pandemic, as well as by legislative or regulatory changes, including the CARES Act. Since September 2008, the GSEs have been operating under the conservatorship of the FHFA. Changes in the business practices of the GSEs, which can be implemented by the GSEs acting independently or through their conservator, the FHFA, could negatively impact our businesses and financial performance, including changes to:
eligibility requirements for a mortgage insurer to become and remain an approved eligible insurer for the GSEs;
underwriting standards on mortgages they purchase, including as a result of the FHFA’s more recent focus on reducing the GSEs’ risk profile with respect to loans with multiple higher risk characteristics;
policies or requirements that may result in a reduction in the number of mortgages they acquire;
the national conforming loan limit for mortgages they acquire;
the level of mortgage insurance required, including expanding the loans that are eligible for reduced insurance coverage;
the terms on which mortgage insurance coverage may be canceled before reaching the cancellation thresholds established by law;
the terms required to be included in master policies for the mortgage insurance policies they acquire, including limitations on our ability to mitigate losses on insured mortgages that are in default;
the amount of loan level price adjustments (based on risk) or guarantee fees (which may result in a higher cost to borrowers) that the GSEs charge on loans that require mortgage insurance; and
the degree of influence that the GSEs have over a mortgage lender’s selection of the mortgage insurer providing coverage.
In addition, as discussed above under “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” the GSEs’ business practices have changed in response to the COVID-19 pandemic, with the primary objectives of supporting borrowers impacted by the pandemic and protecting the ongoing functioning of the housing finance system. For example, in response to the pandemic, the FHFA and the GSEs have temporarily suspended all foreclosures and evictions; temporarily instituted mortgage forbearance; temporarily streamlined the appraisal, employment verification, and loan closing processes to address frictions in the mortgage origination process created by social distancing and stay-at-home orders; agreed to purchase loans in forbearance subject to significantly increased loan level price adjustments; announced a four-month limit on servicer advance obligations for loans in forbearance; adopted the COVID-19 Amendment to the PMIERs effective June 30, 2020; and provided that loans in COVID-19 forbearance will remain in mortgage-backed securities pools for at least the duration of the forbearance. The significant impact of the COVID-19 pandemic on housing markets and the housing finance system is wide-ranging and unprecedented in scope. As the situation continues to evolve, the actions or potential inactions of the FHFA and GSEs in response to COVID-19 are likely to continue to have a significant impact on the overall functioning of the housing finance system. Because traditional mortgage insurance is an important component of this system and because our businesses depend on the health of the housing finance system and housing markets in particular, these actions have impacted, and may continue to impact our business operations and performance.
The FHFA has called for the GSEs to transfer a meaningful portion of credit risk, known as a “credit risk transfer,” to the private sector. This mandate builds upon the goals set in each of the last four years for the GSEs to increase the role of private capital by experimenting with different forms of transactions and structures. We continue to participate in these credit risk transfer programs developed by the GSEs. Additional information about these programs may be found in “Item 1. Business—Regulation—Federal Regulation—Housing Finance Reform” and “Item 1. Business—Mortgage Insurance—Mortgage Insurance Business Overview—Mortgage Insurance ProductsOther Mortgage Insurance ProductsGSE Credit Risk Transfer” in our 2019 Form 10-K.
76


The GSEs have in the past and may in the future pursue new products and activities in pursuit of their business strategies, subject to providing the FHFA with notice of these proposed activities and obtaining prior approval from the FHFA before offering these proposed products in accordance with the Housing and Economic Recovery Act of 2008. The FHFA recently released for comment a proposed rule regarding the process for how it will consider and approve new GSE activities and products. Among other things, the proposed rule would redefine criteria for determining what constitutes a new activity that requires prior notice to the FHFA and for determining whether the activity constitutes a “new product” that merits public notice and comment, describing a new product as “any new activity that FHFA determines merits public notice and comment on matters of compliance with the applicable sections of a [GSE’s] authorizing statute, safety and soundness, or public interest.” It is difficult to predict what types of new products and activities may be proposed in the future and, if applicable, whether they may be approved by the FHFA. If any existing or future credit risk transfer transactions and structures were to displace primary loan level or standard levels of mortgage insurance, the amount of insurance we write may be reduced, which could negatively impact our franchise value, results of operations and financial condition. As a result, the impact of any credit risk transfer products and transactions or other structures implemented by the GSEs is uncertain and hard to predict. For example, in 2018 Freddie Mac and Fannie Mae announced the launch of pilot programs, IMAGIN and EPMI, respectively, as alternative ways for lenders to obtain credit enhancement and sell loans with LTVs greater than 80% to the GSEs. These investor-paid mortgage insurance programs, in which insurance is acquired directly by each GSE, have many of the same features as private mortgage insurance and represent an alternative to traditional private mortgage insurance products that are provided to individual lenders. Participants in IMAGIN and EPMI are not subject to compliance with the PMIERs, which may create a competitive disadvantage for private mortgage insurers if these pilot programs are expanded. See “Item 1. Business—Regulation—Federal Regulation—Housing Finance Reform” in our 2019 Form 10-K. How the private mortgage insurance industry performs though the COVID-19 pandemic, including the resiliency of the industry’s capital position under the PMIERs, could impact the perception of the industry and traditional mortgage insurance execution as the predominant form of first-loss credit protection, which could influence future debates regarding alternative forms of mortgage insurance execution.
Since the FHFA was appointed as conservator of the GSEs, there has been a wide range of legislative proposals to reform the U.S. housing finance market, including proposals for GSE reform ranging from nearly complete privatization and elimination of the role of the GSEs to a system that combines a federal role with private capital. In September 2019, the U.S. Department of the Treasury and the U.S. Department of Housing and Urban Development (“HUD”) released the Treasury Plan and the HUD Plan to reform the housing finance market, and with respect to the Treasury Plan, to release the GSEs from conservatorship after certain conditions were met. Leadership at the FHFA and HUD have stated that they plan to use the Plans to guide the direction and activities of the GSEs and FHA. With the Plans serving as a roadmap, we expect HUD and FHFA will continue to take actions to shape the role of the FHA and GSEs in the housing finance market and to prepare the GSEs to exit conservatorship. In particular, the FHFA has stated a desire to reduce the GSEs’ exposure to loans with multiple higher risk characteristics in light of the fact that the GSEs currently maintain limited capital positions to support such risk. Following the onset of the COVID-19 pandemic, FHFA leadership has indicated that it remains committed to its path of recapitalizing the GSEs and releasing them from conservatorship. However, with the recent contraction of secondary market execution outside of government supported execution such as the GSEs and FHA and the FHFA’s commitment to continuing to support the housing financial system through the COVID-19 pandemic, the near-term priorities of the FHFA and GSEs remain uncertain and it is unclear if and to what extent the FHFA will continue to advance its reform objectives. As a result, it is difficult to predict when, whether or how the Treasury Plan and HUD Plan may be implemented and what impact actions taken in furtherance of these plans could have on our business, financial condition and results of operations. See “Item 1. Business—Regulation—Federal Regulation—Housing Finance Reform” in our 2019 Form 10-K.
As part of its priority to recapitalize the GSEs, the FHFA is seeking to finalize capital requirements for the GSEs. In May 2020, the FHFA issued for comment a re-proposed ECF for the GSEs, which among other things, would: (i) significantly increase the capital requirements of the GSEs; (ii) decrease the capital credit provided to the GSEs by credit risk transfer transactions; and (iii) reduce the overall capital relief extended to the GSEs for loans with private mortgage insurance. The comment period for the re-proposed ECF concluded on August 31, 2020, and we understand the FHFA is currently reviewing these comments and considering proposed changes to the re-proposed ECF. We believe the FHFA is committed to finalizing the ECF in the near term, although the ultimate form and timing of the final rule is uncertain. If the ECF is finalized in its proposed form, the GSEs could be required to increase pricing to produce an acceptable level of returns. In particular, should the FHFA continue to prioritize release of the GSEs from conservatorship, this likely will require them to seek additional capital from private investors. An increase in GSE pricing could make alternatives to the GSEs such as selling loans to the FHA or private securitization market more attractive, which could reduce the GSEs’ market position and reduce the number of loans available for private mortgage insurance.
If and when the ECF is finalized, we anticipate that the GSEs will seek to amend the PMIERs financial requirements to align with the final form of the ECF. It remains uncertain when and how the PMIERs will be aligned with the ECF, which as re-proposed, is structured similarly to capital requirements imposed on banks and not insurance companies; however, the changes could include: (i) an increase in the level of Radian Guaranty’s required capital and (ii) a decrease in the amount of PMIERs credit that Radian Guaranty receives for existing or future reinsurance or insurance-linked notes transactions.
77


The future structure of the residential housing finance system remains uncertain, including whether comprehensive housing reform legislation will be adopted and, if so, what form it may ultimately take. It is difficult to predict the impact of any changes on our business. See “Item 1. Business—Regulation—Federal Regulation—Housing Finance Reform” in our 2019 Form 10-K. Although we believe that traditional private mortgage insurance will continue to play an important role in any future housing finance structure, developments in the practices of the GSEs, including potentially new federal legislation that reduces the level of private mortgage insurance coverage used by the GSEs as credit enhancement, or even eliminates the requirement, may diminish the franchise value of our mortgage insurance business and materially and adversely affect our business prospects, results of operations and financial condition.
A decrease in the volume of mortgage originations could result in fewer opportunities for us to write new mortgage insurance business and conduct our Real Estate business.
The amount of new mortgage insurance business we write and real estate transactions we support depends, among other things, on a steady flow of low down payment mortgages that benefit from our mortgage insurance and the volume of real estate transactions that require our services. The volume of mortgage originations is impacted by a number of factors, including:
restrictions on mortgage credit due to changes in lender underwriting standards, capital requirements affecting lenders, regulatory requirements such as the QM designation for mortgage loans, and the health of the private securitization market;
mortgage interest rates;
the health of the domestic economy generally, as well as specific conditions in regional and local economies;
housing affordability;
tax laws and policies and their impact on, among other things, deductions for mortgage insurance premiums, mortgage interest payments and real estate taxes;
demographic trends, including the rate of household formation;
the rate of home price appreciation;
government housing policy encouraging loans to first-time homebuyers; and
the practices of the GSEs, including the extent to which the guaranty fees, loan level price adjustments (based on risk), credit underwriting guidelines and other business terms provided by the GSEs affect the cost of mortgages and lenders’ willingness to extend credit for low down payment mortgages.
To date, the housing and real estate markets have been able to withstand the impacts of the COVID-19 pandemic, with markets generally supported by low interest rates, favorable demographics supporting growth in the population of first-time homebuyers and a relatively constrained supply of homes available for sale. However, the ongoing economic impact of the pandemic remains uncertain and unfavorable developments with respect to unemployment, consumer confidence and underwriting standards, as well as the implementation of public and private sector initiatives to reduce the transmission of COVID-19, such as the imposition of restrictions on business activities, could affect the number of new mortgages available for us to insure and real estate transactions available for our services, including as real estate markets confront challenges in the mortgage origination and home sale process created by social distancing and stay-at-home orders.
In June 2020, the CFPB issued for comment a proposed definition of qualified mortgage, or QM (“New QM Definition”) that would replace the 43% debt-to-income ratio limit from the current definition of a QM (“Current QM Definition”) with a new pricing-based loan definition such that QM status is achieved only if the loan is priced at no greater than 2% above the Average Prime Offer Rate (“APOR”). The New QM Definition also provides that loans priced at or less than 1.5% above APOR would be provided with legal protection from lawsuits that allege that a lender failed to verify a borrower’s ability to repay the loan (a “safe harbor”), while QM loans priced above the safe harbor threshold would receive a “rebuttable presumption” that the loans met the ability to repay standard. The New QM Definition is intended to replace the current “QM Patch,” which effectively provides that loans eligible for purchase by the GSEs are deemed QM loans regardless of whether they exceed the 43% debt-to-income ratio limitation that exists in the Current QM Definition. On August 18, 2020, the CFPB issued a new proposal to create a new category of QMs (Seasoned QMs) for first-lien, fixed-rate loans that meet certain performance requirements over a 36-month seasoning period and are held in the lender’s portfolio until the end of the seasoning period. The comment periods for these proposals have concluded, and we understand the CFPB is currently considering these comments in finalizing the New QM Definition. On October 20, 2020, the CFPB issued a final rule extending the QM Patch until the New QM Definition becomes effective.
The Dodd-Frank Act also granted the FHA, U.S. Department of Veterans Affairs (“VA”) and the U.S. Department of Agriculture flexibility to establish their own definitions of qualified mortgages for their insurance guaranty programs. Both the FHA and VA have created their own definition of qualified mortgages that differ from both the CFPB’s definition and the current underwriting and product guidelines of the GSEs that are subject to the QM Patch. For example, the FHA’s QM safe harbor definition currently applies to loans priced at or less than APOR plus the sum of 115 basis points and the FHA’s annual mortgage
78


insurance premium rate, which is effectively broader than the APOR plus 1.5% safe harbor pricing metric currently being proposed by the CFPB as a replacement to the QM Patch. As a result, these alternate definitions of QM may be more favorable to lenders and mortgage holders than the New QM Definition that would apply to the GSEs upon termination of the QM Patch, which could drive business to these agencies and have a negative impact on our mortgage insurance business.
If the overall volume of new mortgage originations declines, we could experience a reduced opportunity to write new insurance business and conduct our real estate services and likely will be subject to increased competition, which could negatively affect our business prospects, results of operations and financial condition.
If the estimates we use in establishing loss reserves are incorrect, we may be required to take unexpected charges to income, which could adversely affect our results of operations.
We establish loss reserves in our mortgage insurance business to provide for the estimated cost of future claims on defaulted loans. Setting our loss reserves requires significant judgment by management with respect to the likelihood, magnitude and timing of each potential loss, including an estimate of the impact of our Loss Mitigation Activities with respect to defaulted loans. The models, assumptions and estimates we use to establish loss reserves may not prove to be accurate, especially in the event of an extended economic downturn or a period of extreme market volatility and uncertainty such as we are currently experiencing due to the COVID-19 pandemic. Because of this, claims paid may be substantially different than our loss reserves and these reserves may be insufficient to satisfy the full amount of claims that we ultimately have to pay. Changes to our estimates could adversely impact our results of operations and financial condition.
As discussed above in “Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” we experienced a material increase in new defaults following the onset of the pandemic and we anticipate that the pandemic may continue to result in a high volume of new defaults, both as a result of payment forbearance programs and otherwise. Future new defaults are not currently reflected in our mortgage insurance loss reserves given that we generally are not permitted to establish reserves in anticipation of such defaults. As a result, our loss reserves could increase significantly in future periods if we continue to experience a high volume of new defaults, which would negatively impact our results of operations and financial condition.
In response to the pandemic, numerous federal and state governmental and regulatory agencies have instituted borrower relief programs, including payment and foreclosure forbearance, with the objective of supporting borrowers through the economic turmoil resulting from the pandemic and allowing borrowers to remain in their homes. In addition to the mortgage payment forbearance relief discussed above in “—Radian Guaranty may fail to maintain its eligibility status with the GSEs, and the additional capital required to support Radian Guaranty’s eligibility could reduce our available liquidity,” the CARES Act also instituted a temporary foreclosure moratorium on GSE loans. As a result of COVID-19-related relief programs, we anticipate that defaults related to the pandemic, if not cured, could remain in our default loan inventory for a protracted period of time, resulting in a higher likelihood of claim for loans in default for an extended period of time and higher levels of Claim Severity for those loans that ultimately result in a claim.
A portion of the defaulted loans in our portfolio originated in the years prior to and including 2008 have been in default for an extended period of time. While these loans are generally assigned a higher loss reserve based on our belief that they are more likely to result in a claim, we also assume, based on historical trends, that a significant portion of these loans will cure or otherwise not result in a claim. Given the significant period of time that these loans have been in default, it is possible that the ultimate cure rate for these defaulted loans will be less than our current estimates of Cures for this inventory of defaults, due to the negative impacts of the COVID-19 pandemic or otherwise.
If our loss reserve estimates are inadequate, we may be required to increase our reserves, which could have a material adverse effect on our results of operations and financial condition
The current financial strength ratings assigned to our mortgage insurance subsidiaries could weaken our competitive position and potential downgrades by rating agencies to these ratings and the ratings assigned to Radian Group could adversely affect the Company.
Radian Guaranty has been assigned a rating of Baa1 by Moody’s, a rating of BBB+ by S&P and a rating of A- by Fitch. While Radian Guaranty’s financial strength ratings currently are investment grade, certain of these ratings are below the ratings assigned to certain other private mortgage insurers. We do not believe our ratings have had a material adverse effect on our relationships with existing customers. However, if financial strength ratings become a more prominent consideration for lenders, we may be competitively disadvantaged by customers choosing to do business with private mortgage insurers that have higher financial strength ratings. In addition, the current PMIERs do not include a specific ratings requirement with respect to eligibility, but if this were to change in the future, we may become subject to a ratings requirement in order to retain our eligibility status under the PMIERs.
The GSEs currently consider financial strength ratings, among other items, to determine the amount of collateral that an insurer must post when participating in the credit risk transfer transactions currently being conducted by the GSEs. As a result, the returns that we are able to achieve when participating in these transactions are dependent, in part, on our financial strength ratings. We currently use Radian Reinsurance to participate in the GSEs’ credit risk transfer transactions. Radian Reinsurance
79


has been assigned a rating of BBB+ by S&P. Market participants with higher ratings than us are assigned lower collateral requirements by the GSEs for these transactions and generally have a lower cost of capital, which may give them a competitive advantage, including the ability to price more aggressively for these transactions.
We believe that financial strength ratings remain a significant consideration for participants seeking to secure credit enhancement in the non-GSE mortgage market, which includes most non-QM loans. While this market has remained limited since the financial crisis and has further contracted as a result of COVID-19, we view this market as an area of potential long-term future growth, which could be further accelerated by proposed changes to the QM rule currently under consideration by the CFPB, and our ability to successfully participate in this market could depend on our ability to secure higher ratings for our mortgage insurance subsidiaries. In addition, if legislative or regulatory changes were to alter the current state of the housing finance industry such that the GSEs no longer operate in their current capacity, we may be forced to compete in a new marketplace in which financial strength ratings may play a greater role.
The rating agencies continually review the financial strength ratings assigned to Radian Group and its mortgage insurance subsidiaries, and the ratings are subject to change. The COVID-19 pandemic and its impact on our financial results and condition, could cause one or more of the rating agencies to downgrade the ratings assigned to Radian Group and its mortgage insurance subsidiaries. Currently, S&P and Fitch have assigned a negative outlook for the financial strength ratings assigned to our mortgage insurance subsidiaries and Radian Group senior debt. Downgrades to the ratings of our mortgage insurance subsidiaries and Radian Group could adversely affect our cost of funds, liquidity, access to capital markets and competitive position. If we are unable to compete effectively in the current or any future markets as a result of the financial strength ratings assigned to our mortgage insurance subsidiaries, the franchise value and future prospects for our mortgage insurance business could be negatively affected.
Our success depends, in part, on our ability to manage risks in our investment portfolio.
Our investment portfolio is an important source of revenue and is our primary source of claims paying resources. Although our investment portfolio consists primarily of highly-rated fixed income investments, our investment strategy is affected by general economic conditions, which may adversely affect the markets for credit and interest-rate-sensitive securities, including the extent and timing of investor participation in these markets, the level and volatility of interest rates and credit spreads and, consequently, the value of our fixed income securities, and as such, we may not achieve our investment objectives. Volatility or lack of liquidity in the markets in which we invest has at times reduced, and we expect that it will continue to reduce, the market value of some of our investments as a result of the disruption in the financial markets due to the COVID-19 pandemic. In addition, if the credit environment experiences additional deterioration, the risk of impairments of our investments could increase. LIBOR, U.S. Treasury yields and credit spreads have declined, which could further lower investment yields. If the financial markets experience additional disruption and volatility as a result of the COVID-19 pandemic or otherwise, it could have a material adverse effect on our liquidity, financial condition and results of operations.
Interest rates and investment yields on our investments continue to be low compared to historical averages, which has reduced the investment income we generate. For the significant portion of our investment portfolio held by our insurance subsidiaries, to receive favorable treatment under insurance regulatory requirements and full asset credit under the PMIERs, we generally are limited to investing in investment grade fixed income investments that are unlikely to increase our investment yields. Because we depend on our investments as a source of revenue, a prolonged period of lower than expected investment yields would have an adverse impact on our revenues and could potentially adversely affect our results of operations. Further, future updates to the Model Act or PMIERs could restrict our investment choices, which could negatively impact our investment strategy.
In addition, we structure our investment portfolio to satisfy our expected liabilities, including claim payments in our mortgage insurance business. If we underestimate our liabilities or improperly structure our investments to meet these liabilities, as a result of COVID-19 or otherwise, we could have unexpected losses resulting from the forced liquidation of investments before their maturity, which could adversely affect our results of operations.
Item 2.    Unregistered Sales of Equity Securities and Use of Proceeds
Issuance of Unregistered Securities
During the three and nine months ended September 30, 2020, no equity securities of Radian Group were sold that were not registered under the Securities Act.
80


Issuer Purchases of Equity Securities
The following table provides information about purchases of Radian Group common stock by us (and our affiliated purchasers) during the three months ended September 30, 2020.
Issuer Purchases of Equity Securities
($ in thousands, except per-share amounts)
PeriodTotal Number of Shares Purchased (1)Average Price Paid per ShareTotal Number of Shares Purchased as Part of Publicly Announced Plans or Programs (2)Approximate Dollar Value of Shares That May Yet Be Purchased Under the Plans or Programs (2)
Share repurchase programs
7/1/2020 to 7/31/2020
— $— — $198,860 
8/1/2020 to 8/31/2020
471 14.97 — 198,860 
9/1/2020 to 9/30/2020
— — — 198,860 
Total
471 — 
(1)Includes 471 shares tendered by employees as payment of taxes withheld on the vesting of certain restricted stock awards granted under the Company’s equity compensation plans.
(2)On August 14, 2019, Radian Group’s board of directors approved a share repurchase program that authorizes the Company to spend up to $200 million to repurchase Radian Group common stock. On February 13, 2020, Radian Group’s board of directors authorized a $275 million increase in this program, bringing the total authorization to repurchase shares up to $475 million, excluding commissions. Effective March 19, 2020, the Company suspended its share repurchase program and canceled its current 10b5-1 plan. The Company purchased no shares during the three months ended September 30, 2020, under this share repurchase program, which expires on August 31, 2021. See Note 14 of Notes to Unaudited Condensed Consolidated Financial Statements for additional details on our share repurchase programs.
Item 6.    Exhibits
Exhibit No.
Exhibit Name
*31
**32
*101.INSInline XBRL Instance Document - the instance document does not appear in the Interactive Data File because its XBRL tags are embedded within the Inline XBRL document.
*101.SCHInline XBRL Taxonomy Extension Schema Document
*101.CALInline XBRL Taxonomy Extension Calculation Linkbase Document
*101.DEFInline XBRL Taxonomy Extension Definition Linkbase Document
*101.LABInline XBRL Taxonomy Extension Label Linkbase Document
*101.PREInline XBRL Taxonomy Extension Presentation Linkbase Document
*104Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101.INS)
______________________
*    Filed herewith.
**    Furnished herewith.
81


Signatures
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
Radian Group Inc.
Date:November 9, 2020
/s/    J. FRANKLIN HALL
J. Franklin Hall
Senior Executive Vice President, Chief Financial Officer
/s/    ROBERT J. QUIGLEY
Robert J. Quigley
Executive Vice President, Controller and Chief Accounting Officer

82

EX-31 2 rdn-ex3120200930.htm EX-31 Document

Exhibit 31
CERTIFICATIONS
I, Richard G. Thornberry, certify that:
1.    I have reviewed this Quarterly Report on Form 10-Q of Radian Group Inc.;
2.    Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.    Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.    The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and
5.    The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
 
Date: November 9, 2020/s/    RICHARD G. THORNBERRY 
 Richard G. Thornberry
Chief Executive Officer





I, J. Franklin Hall, certify that:
1.    I have reviewed this Quarterly Report on Form 10-Q of Radian Group Inc.;
2.    Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report;
3.    Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4.    The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have:
(a) Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared;
(b) Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles;
(c) Evaluated the effectiveness of the registrant's disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and
(d) Disclosed in this report any change in the registrant's internal control over financial reporting that occurred during the registrant's most recent fiscal quarter (the registrant's fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant's internal control over financial reporting; and
5.    The registrant’s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant's auditors and the audit committee of the registrant's board of directors (or persons performing the equivalent functions):
(a) All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant's ability to record, process, summarize and report financial information; and
(b) Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant's internal control over financial reporting.
 
Date: November 9, 2020/s/    J. FRANKLIN HALL 
 J. Franklin Hall
Senior Executive Vice President, Chief Financial Officer

EX-32 3 rdn-ex3220200930.htm EX-32 Document

Exhibit 32
Section 1350 Certifications
I, Richard G. Thornberry, Chief Executive Officer of Radian Group Inc., and I, J. Franklin Hall, Chief Financial Officer of Radian Group Inc., certify, pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:
(1) The Quarterly Report on Form 10-Q for the quarter ended September 30, 2020 (the “Periodic Report”) fully complies with the requirements of Section 13(a) or 15(d) of the Securities Exchange Act of 1934 (15 U.S.C. 78m or 78o(d)); and
(2) The information contained in the Periodic Report fairly presents, in all material respects, the financial condition and results of operations of Radian Group Inc.
 
Date: November 9, 2020/s/    RICHARD G. THORNBERRY
 Richard G. Thornberry
Chief Executive Officer
 /s/    J. FRANKLIN HALL
 J. Franklin Hall
Senior Executive Vice President, Chief Financial Officer

EX-101.SCH 4 rdn-20200930.xsd XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT 0001001 - Document - Document and Entity Information Document link:presentationLink link:calculationLink link:definitionLink 1001002 - Statement - Condensed Consolidated Balance Sheets (Unaudited) Statement link:presentationLink link:calculationLink link:definitionLink 1002003 - Statement - Condensed Consolidated Statements of Operations (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1003004 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) link:presentationLink link:calculationLink link:definitionLink 1004005 - Statement - Condensed Consolidated Statements of Changes in Common Stockholders' Equity (Unaudited) link:presentationLink link:calculationLink link:definitionLink 2001006 - Disclosure - Condensed Consolidated Statements of Cash Flows (Unaudited) link:presentationLink link:calculationLink link:definitionLink 2102101 - Disclosure - Note 1 - Business Overview and Recent Developments link:presentationLink link:calculationLink link:definitionLink 2203201 - Disclosure - Note 1 - Business Overview and Recent Developments (Policies) link:presentationLink link:calculationLink link:definitionLink 2404401 - Disclosure - Note 1 - Business Overview and Recent Developments (Details) link:presentationLink link:calculationLink link:definitionLink 2105102 - Disclosure - Note 2 - Significant Accounting Policies link:presentationLink link:calculationLink link:definitionLink 2206202 - Disclosure - Note 2 - Significant Accounting Policies (Policies) link:presentationLink link:calculationLink link:definitionLink 2307301 - Disclosure - Note 2 - Significant Accounting Policies (Tables) link:presentationLink link:calculationLink link:definitionLink 2408402 - Disclosure - Note 2 - Significant Accounting Policies (Details) link:presentationLink link:calculationLink link:definitionLink 2109103 - Disclosure - Note 3 - Net Income Per Share link:presentationLink link:calculationLink link:definitionLink 2310302 - Disclosure - Note 3 - Net Income Per Share (Tables) link:presentationLink link:calculationLink link:definitionLink 2411403 - Disclosure - Note 3 - Net Income Per Share (Details) link:presentationLink link:calculationLink link:definitionLink 2112104 - Disclosure - Note 4 - Segment Reporting (Notes) link:presentationLink link:calculationLink link:definitionLink 2213203 - Disclosure - Note 4 - Segment Reporting (Policies) link:presentationLink link:calculationLink link:definitionLink 2314303 - Disclosure - Note 4 - Segment Reporting (Tables) link:presentationLink link:calculationLink link:definitionLink 2415404 - Disclosure - Note 4 - Segment Reporting - Segments (Details) link:presentationLink link:calculationLink link:definitionLink 2416405 - Disclosure - Note 4 - Segment Reporting - Adjusted Pretax Operating Income (Loss) (Details) link:presentationLink link:calculationLink link:definitionLink 2417406 - Disclosure - Note 4 - Segment Reporting - Revenue (Details) link:presentationLink link:calculationLink link:definitionLink 2118105 - Disclosure - Note 5 - Fair Value of Financial Instruments (Note) link:presentationLink link:calculationLink link:definitionLink 2319304 - Disclosure - Note 5 - Fair Value of Financial Instruments (Tables) link:presentationLink link:calculationLink link:definitionLink 2420407 - Disclosure - Note 5 - Fair Value of Financial Instruments - Assets Measured at Fair Value by Hierarchy Level (Details) link:presentationLink link:calculationLink link:definitionLink 2421408 - Disclosure - Note 5 - Fair Value of Financial Instruments - Other Fair Value Disclosure (Details) link:presentationLink link:calculationLink link:definitionLink 2122106 - Disclosure - Note 6 - Investments (Note) link:presentationLink link:calculationLink link:definitionLink 2323305 - Disclosure - Note 6 - Investments (Tables) link:presentationLink link:calculationLink link:definitionLink 2424409 - Disclosure - Note 6 - Investments - Available for Sale Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2425410 - Disclosure - Note 6 - Investments - Rollforward of Allowance for Credit Losses (Details) link:presentationLink link:calculationLink link:definitionLink 2426411 - Disclosure - Note 6 - Investments - Gross Unrealized Losses and Fair Value of Available for Sale Securities (Details) link:presentationLink link:calculationLink link:definitionLink 2427412 - Disclosure - Note 6 - Investments - Securities Lending Agreements (Details) link:presentationLink link:calculationLink link:definitionLink 2428413 - Disclosure - Note 6 - Investments - Net Gains (Losses) on Investments (Details) link:presentationLink link:calculationLink link:definitionLink 2429414 - Disclosure - Note 6 - Investments - Net Changes in Unrealized Gains (Losses) (Details) link:presentationLink link:calculationLink link:definitionLink 2430415 - Disclosure - Note 6 - Investments - Contractual Maturities (Details) link:presentationLink link:calculationLink link:definitionLink 2431416 - Disclosure - Note 6 - Investments - Other (Details) link:presentationLink link:calculationLink link:definitionLink 2132107 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net link:presentationLink link:calculationLink link:definitionLink 2333306 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net (Tables) link:presentationLink link:calculationLink link:definitionLink 2434417 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Goodwill (Details) link:presentationLink link:calculationLink link:definitionLink 2435418 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Other Intangible Assets (Details) link:presentationLink link:calculationLink link:definitionLink 2436419 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Interim Impairment Analysis (Details) link:presentationLink link:calculationLink link:definitionLink 2137108 - Disclosure - Note 8 - Reinsurance link:presentationLink link:calculationLink link:definitionLink 2338307 - Disclosure - Note 8 - Reinsurance (Tables) link:presentationLink link:calculationLink link:definitionLink 2439420 - Disclosure - Note 8 - Reinsurance - Net Premiums Written and Earned, Insurance (Details) link:presentationLink link:calculationLink link:definitionLink 2440421 - Disclosure - Note 8 - Reinsurance - Single Premium QSR Program (Details) link:presentationLink link:calculationLink link:definitionLink 2441422 - Disclosure - Note 8 - Reinsurance - Excess-of-Loss Program (Details) link:presentationLink link:calculationLink link:definitionLink 2442423 - Disclosure - Note 8 - Reinsurance - Other Collateral (Details) link:presentationLink link:calculationLink link:definitionLink 2143109 - Disclosure - Note 9 - Other Assets link:presentationLink link:calculationLink link:definitionLink 2344308 - Disclosure - Note 9 - Other Assets (Tables) link:presentationLink link:calculationLink link:definitionLink 2445424 - Disclosure - Note 9 - Other Assets - Components of Other Assets (Details) link:presentationLink link:calculationLink link:definitionLink 2146110 - Disclosure - Note 10 - Income Taxes link:presentationLink link:calculationLink link:definitionLink 2247204 - Disclosure - Note 10 - Income Taxes (Policies) link:presentationLink link:calculationLink link:definitionLink 2448425 - Disclosure - Note 10 - Income Taxes - Income Tax (Details) link:presentationLink link:calculationLink link:definitionLink 2149111 - Disclosure - Note 11 - Losses and Loss Adjustment Expense (Note) link:presentationLink link:calculationLink link:definitionLink 2350309 - Disclosure - Note 11 - Losses and Loss Adjustment Expense (Tables) link:presentationLink link:calculationLink link:definitionLink 1405426 - Statement - Note 11 - Losses and Loss Adjustment Expense - Reserve for Losses and LAE by Segment link:presentationLink link:calculationLink link:definitionLink 2451427 - Disclosure - Note 11 - Losses and Loss Adjustment Expense - Mortgage Insurance Reserve for Losses and LAE Rollforward (Details) link:presentationLink link:calculationLink link:definitionLink 2452428 - Disclosure - Note 11 - Losses and Loss Adjustment Expense - Reserve Activity (Details) link:presentationLink link:calculationLink link:definitionLink 2153112 - Disclosure - Note 12 - Borrowings and Financing Activities (Note) link:presentationLink link:calculationLink link:definitionLink 2354310 - Disclosure - Note 12 - Borrowings and Financing Activities (Tables) link:presentationLink link:calculationLink link:definitionLink 2455429 - Disclosure - Note 12 - Borrowings and Financing Activities - Schedule of Debt (Details) link:presentationLink link:calculationLink link:definitionLink 2456430 - Disclosure - Note 12 - Borrowings and Financing Activities - Senior Notes due 2025 (Details) link:presentationLink link:calculationLink link:definitionLink 2457431 - Disclosure - Note 12 - Borrowings and Financing Activities - FHLB Advances (Details) link:presentationLink link:calculationLink link:definitionLink 2458432 - Disclosure - Note 12 - Borrowings and Financing Activities - Revolving Credit Facility (Details) link:presentationLink link:calculationLink link:definitionLink 2159113 - Disclosure - Note 13 - Commitments and Contingencies (Note) link:presentationLink link:calculationLink link:definitionLink 2360311 - Disclosure - Note 13 - Commitments and Contingencies (Tables) link:presentationLink link:calculationLink link:definitionLink 2461433 - Disclosure - Note 13 - Commitments and Contingencies - Legal Proceedings (Details) link:presentationLink link:calculationLink link:definitionLink 2462434 - Disclosure - Note 13 - Commitments and Contingencies - Lease Liability (Details) link:presentationLink link:calculationLink link:definitionLink 2163114 - Disclosure - Note 14 - Capital Stock (Note) link:presentationLink link:calculationLink link:definitionLink 2364312 - Disclosure - Note 14 - Capital Stock (Tables) link:presentationLink link:calculationLink link:definitionLink 2465435 - Disclosure - Note 14 - Capital Stock - Share Repurchase Program (Details) link:presentationLink link:calculationLink link:definitionLink 2466436 - Disclosure - Note 14 - Capital Stock - Dividends Paid (Details) link:presentationLink link:calculationLink link:definitionLink 2467437 - Disclosure - Note 14 - Capital Stock - Share-based Compensation (Details) link:presentationLink link:calculationLink link:definitionLink 1106115 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) link:presentationLink link:calculationLink link:definitionLink 1307313 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) link:presentationLink link:calculationLink link:definitionLink 1408438 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) - Rollforward of Accumulated Other Comprehensive Income link:presentationLink link:calculationLink link:definitionLink 2168116 - Disclosure - Note 16 - Statutory Information (Note) link:presentationLink link:calculationLink link:definitionLink 2369314 - Disclosure - Note 16 - Statutory Information (Tables) link:presentationLink link:calculationLink link:definitionLink 2470439 - Disclosure - Note 16 - Statutory Information - Statutory Information (Details) link:presentationLink link:calculationLink link:definitionLink 2471440 - Disclosure - Note 16 - Statutory Information - Risk To Capital Calculation (Details) link:presentationLink link:calculationLink link:definitionLink EX-101.CAL 5 rdn-20200930_cal.xml XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT EX-101.DEF 6 rdn-20200930_def.xml XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT EX-101.LAB 7 rdn-20200930_lab.xml XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT Excess-of-Loss Program [Domain] Excess-of-Loss Program [Domain] [Domain] for Excess-of-Loss Program [Axis] Document Type Document Type State and municipal obligations US States and Political Subdivisions Debt Securities [Member] Commitments and Contingencies Commitments and Contingencies Disclosure [Text Block] Treasury Stock Treasury Stock [Member] Reserve for losses and loss adjustment expense (Note 11) Reserve for losses and loss adjustment expense Balance at beginning of period Balance at end of period Liability for Claims and Claims Adjustment Expense Available-for-sale Securities Available-for-sale Securities, Debt Maturities [Abstract] Investments Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block] 1Q20 Repurchase Program 1Q20 Repurchase Program [Member] 1Q20 Repurchase Program [Member] Available-for-sale Securities, Fair Value Debt Securities, Available-for-sale, Fair Value, Fiscal Year Maturity [Abstract] Schedule of Collateralized Reinsurance Agreements [Table Text Block] Schedule of Collateralized Reinsurance Agreements [Table Text Block] Schedule of Collateralized Reinsurance Agreements [Table Text Block] Segments Segments [Axis] Segments [Axis] Statutory Accounting Practices [Table] Statutory Accounting Practices [Table] Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block] Weighted Average Grant Date Fair Value, Vested Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value Credit facility commitment fees paid Line of Credit Facility, Payment of Commitment Fees Line of Credit Facility, Payment of Commitment Fees Risk to Capital Line Items [Line Items] Risk to Capital Line Items [Line Items] Risk to Capital Line Items [Line Items] Fair Value, Inputs, Level 3 Fair Value, Inputs, Level 3 [Member] Reduction in Number of New Defaults from the Prior Quarter Reduction in Number of New Defaults from the Prior Quarter Reduction in Number of New Defaults from the Prior Quarter Liability for Claims and Claims Adjustment Expense [Table] Liability for Claims and Claims Adjustment Expense [Table] Stock Repurchased During Period, Shares Stock Repurchased During Period, Shares Net actuarial gains (losses) Net actuarial gains (losses) Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, after Tax Reinsurance, Net Premiums Written and Earned [Table Text Block] Effects of Reinsurance [Table Text Block] Due after one year through five years Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five Fixed-maturities available for sale Fixed Maturities [Member] Licenses Licensing Agreements [Member] Statistical Measurement [Domain] Statistical Measurement [Domain] Liabilities and Stockholders’ Equity Liabilities and Equity [Abstract] Premiums Earned, Net [Abstract] Premiums Earned, Net [Abstract] Proceeds from Issuance of Debt Proceeds from Issuance of Debt Reconciliation of Revenue from Segments to Consolidated [Table Text Block] Reconciliation of Revenue from Segments to Consolidated [Table Text Block] Security Exchange Name Security Exchange Name Fixed-maturity investments available for sale, Maturity, without Single Maturity Date, Fair Value Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value Reinsurance Retention Policy, Excess Retention, Amount Reinsured Reinsurance Retention Policy, Excess Retention, Amount Reinsured Trade name and trademarks Trademarks and Trade Names [Member] Proceeds from Issuance of Long-term Debt Proceeds from Issuance of Long-term Debt Risk-to-capital Risk To Capital Ratio This concept represents an entity's ratio of net risk in force (excludes risk ceded through reinsurance contracts and risk in force on defaulted loans) to the amount of statutory capital (defined as the sum of statutory policyholders' surplus plus statutory contingency reserves). Reinsurance Disclosures [Abstract] Reinsurance Disclosures [Abstract] Proceeds from Sales of Equity Securities Proceeds from Sale of Equity Securities Proceeds from Sale of Equity Securities Weighted Average Grant Date Fair Value, Unvested Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value Other invested assets—at fair value Other Investments Other Investments Repurchases of common shares Payments for Repurchase of Common Stock ASSETS Assets [Abstract] Less: loaned securities Loaned securities (Note 5) Securities Loaned, Asset Cliff-Vesting Period Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period Accounting Policies [Abstract] FHLB advances, Fair Value Federal Home Loan Bank Borrowings, Fair Value Disclosure Change in secured borrowings, net (with terms three months or less) Increase (Decrease) in Securities Lending Payable Issuance of common stock under incentive and benefit plans Shares Issued, Value, Share-based Payment Arrangement, after Forfeiture Litigation Complainant [Axis] Litigation Complainant [Axis] Litigation Complainant [Axis] Entity Address, State or Province Entity Address, State or Province Number of Shares, Vested in Period Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period Trading securities, net realized gain (loss) Trading Securities, Realized Gain (Loss) Private Mortgage Insurance Protects Lenders For Refinancings Made to Home Buyers With Less Than This Maximum Equity-Ownership Percentage Private Mortgage Insurance Protects Lenders For Refinancings Made to Home Buyers With Less Than This Maximum Equity-Ownership Percentage This element represents the maximum equity-ownership percentage on a home's value that is used to measure the need for private mortgage insurance for refinancings. PMIERS Disaster Related Capital Charge PMIERS Disaster Related Capital Charge PMIERS Disaster Related Capital Charge Schedule of VIE Assets [Table Text Block] Schedule of VIE Assets [Table Text Block] Schedule of VIE Assets [Table Text Block] Accumulated Other Comprehensive Income Comprehensive Income (Loss) Note [Text Block] Long-term Debt, Maturities, Repayments of Principal in Year Three Long-Term Debt, Maturity, Year Three Credit Risk Transfer Transactions Credit Risk Transfer Transactions [Member] Credit Risk Transfer Transactions [Member] Other Commitments [Table] Other Commitments [Table] Goodwill, Dispositions, Net Goodwill, Dispositions, Net Goodwill, Dispositions, Net Fair Value by Hierarchy Level [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items] Retained earnings Retained Earnings (Accumulated Deficit) Right-of-use assets Operating Lease, Right-of-Use Asset Other Assets Other Assets Disclosure [Text Block] Radian Reinsurance Radian Reinsurance [Member] Radian Reinsurance Loss on extinguishment of debt Gain (Loss) on Extinguishment of Debt Gain (Loss) on Extinguishment of Debt Risk in Force [Axis] Risk in Force [Axis] Risk in Force [Axis] Assets held for sale Assets Held-for-sale, Not Part of Disposal Group, Other Pool Insurance Mortgage Insurance Product Pool Insurance Mortgage Insurance Product [Member] Pool Insurance Mortgage Insurance Product [Member] Unasserted Claim Unasserted Claim [Member] Federal Home Loan Bank, Ratio of Market Value of Collateral to Advances Federal Home Loan Bank, Ratio of Market Value of Collateral to Advances The ratio of the market value of the collateralized eligible assets to the principal balance of the FHLB advances AOCI, Tax, Balance at beginning of period AOCI Tax, Balance at end of period AOCI Tax, Attributable to Parent Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block] AOCI before Tax, Balance at beginning of period AOCI before Tax, Balance at end of period AOCI before Tax, Attributable to Parent Fixed-maturity investments available for sale, Maturity, without Single Maturity Date, Amortized Cost Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost Income Tax, Policy Income Tax, Policy [Policy Text Block] Payments of secured borrowings (with terms greater than 3 months) Repayments of Short-term Debt, Maturing in More than Three Months Eagle Re 2020-1 (Primary) Eagle Re 2020-1 (Primary) [Member] Eagle Re 2020-1 (Primary) [Member] Total expenses Operating Expenses Debt Securities, Available-for-sale, Allowance for Credit Loss Debt Securities, Available-for-sale, Allowance for Credit Loss [Table Text Block] Title services Title Services [Member] Title Services [Member] Other comprehensive income (loss), net of tax Other Comprehensive Income, Net of Tax [Abstract] Other Comprehensive Income (Loss), Net of Tax [Abstract] Common Stock, Par or Stated Value Per Share Common Stock, Par or Stated Value Per Share Marketable Securities Marketable Securities Acquired Finite-Lived Intangible Assets [Line Items] Acquired Finite-Lived Intangible Assets [Line Items] Unearned premiums Unearned Premiums Total primary reserves Total Primary Insurance Mortgage Insurance Products [Member] Total Primary insurance Mortgage Insurance Products [Member] includes first-lien reserves for non-pool insurance. Share-based compensation APIC, Share-based Payment Arrangement, Increase for Cost Recognition Document Information [Table] Document Information [Table] Total Operating Expenses Allocated to Subsidiaries From Parent Company Total Operating Expenses Allocated to Subsidiaries From Parent Company The amount of operating expenses (excluding interest expense) that is allocated to a segment from the Parent company. Proceeds from secured borrowings (with terms greater than 3 months) Proceeds from Short-term Debt, Maturing in More than Three Months Long-term Debt, Maturities, Repayments of Principal after Year Five Long-Term Debt, Maturity, after Year Five Schedule of Acquired Finite-Lived Intangible Asset by Major Class [Table] Schedule of Acquired Finite-Lived Intangible Asset by Major Class [Table] Measurement Frequency [Domain] Measurement Frequency [Domain] Investment, Policy Investment, Policy [Policy Text Block] Concentration Risk, Percentage Concentration Risk, Percentage Loss Reserves [Domain] Loss Reserves [Domain] [Domain] for Loss Reserves [Axis] Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items] Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items] Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract] Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract] Equity Securities, Change in Unrealized Holding Gain (Loss) Equity Securities, Change in Unrealized Holding Gain (Loss) Amount of the change in unrealized holding gain (loss) recognized in the income statement for investments in equity securities. Due after five years through ten years Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 Net realized gains (losses) on investments Realized Gains (Losses) on Investments, Net This amount represents the net realized gains (losses) on all fixed-maturities, equity, trading, short-term, and other-invested assets securities, excluding other-than-temporary impairments and net unrealized gains (losses) on investment securities. Statement [Line Items] Statement [Line Items] Reinsurance Retention Policy, Term of Coverage, Period Reinsurance Retention Policy, Term of Coverage, Period Reinsurance Retention Policy, Term of Coverage, Period Class of Stock [Domain] Class of Stock [Domain] Tax Period [Axis] Tax Period [Axis] Securities Received as Collateral Securities Received as Collateral Statement [Table] Statement [Table] Ocwen filings, Amended Amended [Member] Amended [Member] Statistical Measurement [Axis] Statistical Measurement [Axis] Reinsurance Reinsurance [Text Block] Funds Held under Reinsurance Agreements, Asset Funds Held under Reinsurance Agreements, Asset Due after ten years Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10 Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block] Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block] Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block] Sales, Redemptions and (Purchases) of Short-term Investments, Net Payments for (Proceeds from) Short-term Investments Line of Credit Facility, Fair Value of Amount Outstanding Line of Credit Facility, Fair Value of Amount Outstanding Balance at beginning of period, net of reinsurance recoverables Balance at end of period, net of reinsurance recoverables Liability for Unpaid Claims and Claims Adjustment Expense, Net Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block] Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block] Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block] Securities Financing Transaction [Domain] Securities Financing Transaction [Domain] Entity Small Business Entity Small Business Increase (Decrease) in Stockholders' Equity [Roll Forward] Increase (Decrease) in Stockholders' Equity [Roll Forward] Borrowings and Financing Activities Debt Disclosure [Text Block] Fair Value Hierarchy Fair Value Hierarchy and NAV [Domain] FHLB advances (Note 12) FHLB advances Advances from Federal Home Loan Banks Advances from Federal Home Loan Banks Unassigned earnings (deficit) Cumulative Earnings (Deficit) Issuance of common stock Proceeds from Issuance of Common Stock Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions Share Repurchase Program [Domain] Share Repurchase Program [Domain] Accumulated amortization Capitalized Computer Software, Accumulated Amortization Goodwill [Roll Forward] Goodwill [Roll Forward] Amendment Flag Amendment Flag Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Schedule of Earnings Per Share, Basic and Diluted [Table Text Block] Finite-Lived Intangible Assets, Major Class Name [Domain] Finite-Lived Intangible Assets, Major Class Name [Domain] Reinsurer Concentration Risk Reinsurer Concentration Risk [Member] Ceded Credit Risk, Reinsurer [Axis] Ceded Credit Risk, Reinsurer [Axis] Other investments Other Investments [Member] Company-owned life insurance Life Insurance, Corporate or Bank Owned, Amount Net Cash Provided by (Used in) Operating Activities Net Cash Provided by (Used in) Operating Activities Senior Notes Due 2024 Senior Notes Due 2024 [Member] Senior Notes Due 2024 [Member] Incurred Losses and LAE Prior years Prior Year Claims and Claims Adjustment Expense Entity Central Index Key Entity Central Index Key Payout Percentage of Target Award Share-based Compensation Maximum Payout Percentage of Target Award Share-based Compensation Maximum Payout Percentage of Target Award Line of Credit Facility, Current Borrowing Capacity Line of Credit Facility, Current Borrowing Capacity Measurement Frequency [Axis] Measurement Frequency [Axis] Financial Instruments [Domain] Financial Instruments [Domain] Finite-Lived Intangible Assets by Major Class [Axis] Finite-Lived Intangible Assets by Major Class [Axis] Statutory Accounting Practices, Statutory Amount Available for Dividend Payments Statutory Accounting Practices, Statutory Amount Available for Dividend Payments Fair Value, by Balance Sheet Grouping [Table Text Block] Fair Value, by Balance Sheet Grouping [Table Text Block] Statutory policyholders’ surplus Statutory Accounting Practices, Statutory Capital and Surplus, Balance Schedule of Other Intangible Assets [Table Text Block] Schedule of Finite-Lived Intangible Assets [Table Text Block] Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities Fair Value Measurement [Domain] Fair Value Measurement [Domain] VIE, Non-consolidated, Carrying Amount, Liabilities VIE, Non-consolidated, Carrying Amount, Liabilities VIE, Non-consolidated, Carrying Amount, Liabilities Other Assets [Abstract] Other Assets [Abstract] Business Overview [Abstract] Business Overview [Abstract] Business Overview [Abstract] Senior Notes Senior Notes [Member] Total of 3Q19 and 1Q20 Repurchase Programs Total of 3Q19 and 1Q20 Repurchase Programs [Member] Total of 3Q19 and 1Q20 Repurchase Programs [Member] Unrealized Losses, 12 Months or Greater Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss Reduction for securities sold Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold Increase in Net Premiums Earned Per Share Increase in Net Premiums Earned Per Share Increase in Net Premiums Earned Per Share Performance Based RSUs Equity Settled Performance Based RSUs Equity Settled Member [Member] Performance Based RSUs Equity Settled Member Eagle Re 2020-2 (Primary) Eagle Re 2020-2 (Primary) [Member] Eagle Re 2020-2 (Primary) SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract] SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract] Segments [Domain] Segments [Domain] Net realized gains (losses) on disposals and non-credit related impairment losses Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Tax Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Tax Fixed-maturities available for sale—at amortized cost Debt Securities, Available-for-sale, Amortized Cost Debt Securities, Available-for-sale, Amortized Cost Fair Value, 12 Months or Greater Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value Direct Primary Mortgage Insurance in Force Participating Insurance, Amount in Force Statement of Cash Flows [Abstract] Statement of Cash Flows [Abstract] Ceded Credit Risk [Line Items] Ceded Credit Risk [Line Items] Long-term Debt, Maturities, Repayments of Principal in Year Four Long-Term Debt, Maturity, Year Four Issuance of senior notes, net Proceeds from Debt, Net of Issuance Costs Revolving Credit Facility [Abstract] Revolving Credit Facility [Abstract] Revolving Credit Facility [Abstract] Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block] Effect of exchange rate changes on cash and restricted cash Effect of Exchange Rate on Cash and Cash Equivalents Entity Common Stock, Shares Outstanding Entity Common Stock, Shares Outstanding Other investments, net realized gain (loss) Debt and Equity Securities, Gain (Loss) Statutory Information Insurance Disclosure [Text Block] Other Commitments [Line Items] Other Commitments [Line Items] Loss Contingency, Legal Actions Commencement, Period Loss Contingency, Legal Actions Commencement, Period Under Our Master Insurance Policy Any Suit Or Action Arising From Any Right Of The Insured Under The Policy Must Be Commenced Within This Number Of Years After Such Right First Arose Cash Flows from Financing Activities: Net Cash Provided by (Used in) Financing Activities [Abstract] Loss reserve [Roll Forward] Movement in Liability for Future Policy Benefits [Roll Forward] Amortization and impairment of other acquired intangible assets Amortization of Intangible Assets Line of Credit Facility [Table] Line of Credit Facility [Table] Prepaid federal income taxes (Note 10) Prepaid Taxes Schedule of Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Table] Schedule of Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Table] Excess-of-Loss Program Excess-of-Loss Program [Member] Excess-of-Loss Program [Member] Other Liabilities Other Liabilities Segment Reporting Segment Reporting Disclosure [Text Block] Litigation Complainant [Domain] Litigation Complainant [Domain] [Domain] for Litigation Complainant [Axis] Ceded Insurance Commission Percentage Ceded Insurance Commission Percentage Ceded Insurance Commission Percentage Assets, Total Assets Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate Scenario [Axis] Scenario [Axis] Restricted Net Assets Held by Consolidated Subsidiaries Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries Foreign government and agency securities Debt Security, Government, Non-US [Member] Number of Shares, Unvested Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number Title of 12(b) Security Title of 12(b) Security Losses and Loss Adjustment Expense Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block] Other Intangible Assets, Net Carrying Amount Finite-Lived Intangible Assets, Net Subsequent Event Type [Axis] Subsequent Event Type [Axis] Unrealized holding gains (losses) arising during the period for which an allowance for expected losses has not been recognized Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, after Tax Antidilutive Securities [Axis] Antidilutive Securities [Axis] Investments, Debt and Equity Securities [Abstract] Investments, Debt and Equity Securities [Abstract] Equity Securities, FV-NI, Cost Equity Securities, FV-NI, Cost Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax Less: Reinsurance recoverables Add: Reinsurance recoverables Reinsurance Recoverables, Including Reinsurance Premium Paid Services Revenue [Domain] Services Revenue [Domain] [Domain] for Services Revenue [Axis] Interest expense Interest Expense Short-term investments Short-term Investments [Member] Product and Service [Axis] Product and Service [Axis] CMBS Commercial Mortgage Backed Securities [Member] Total liabilities Liabilities Investment Type [Axis] Investment Type [Axis] Insurance [Abstract] Insurance [Abstract] Less: loaned securities Securities Loaned, Asset, Amortized Cost Basis Securities Loaned, Asset, Amortized Cost Basis Accelerated Share Repurchases, Final Price Paid Per Share Accelerated Share Repurchases, Final Price Paid Per Share Reinvested Cash Collateral Held Under Securities Lending Agreements Reinvested Cash Collateral Held Under Securities Lending Agreements Reinvested Cash Collateral Held Under Securities Lending Agreements Long-term Debt, Maturities, Repayments of Principal in Year Two Long-Term Debt, Maturity, Year Two Other Comprehensive Income Location [Domain] Other Comprehensive Income Location [Domain] Number of Securities, 12 Months or Greater Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year Commitments and Contingencies Disclosure [Abstract] Commitments and Contingencies Disclosure [Abstract] Net income (loss) - basic Net Income (Loss) Available to Common Stockholders, Basic Fair Value, Inputs, Level 1 Fair Value, Inputs, Level 1 [Member] Fair Value Assets and Liabilities by Hierarchy Level [Table] Fair Value, Recurring and Nonrecurring [Table] Debt Instrument [Axis] Debt Instrument [Axis] Additional Paid-in Capital Additional Paid-in Capital [Member] Other assets (Note 9) Other Assets Other Assets Net unrealized gain (losses) on investments Unrealized Gain (Loss) on Securities Antidilutive Securities, Name [Domain] Antidilutive Securities, Name [Domain] Operating Segments Operating Segments [Member] Increase (decrease) in Statutory Capital and Surplus Statutory Accounting Practices, Statutory Capital and Surplus, Increase (Decrease) The change in the statutory capital and surplus of an entity during the period. Capital Stock [Line Items] Class of Stock [Line Items] Mortgage Insurance [Abstract] Mortgage Insurance [Abstract] Mortgage Insurance [Abstract] Repurchases of common stock under incentive plans Treasury Stock, Value, Acquired, Cost Method Unbilled receivables Unbilled Contracts Receivable Number of Shares, Granted Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted Litigation Case [Axis] Litigation Case [Axis] Net unrealized gains (losses) on investments Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent Separate Third-Party Reinsurer Separate Third-Party Reinsurer [Member] Separate Third-Party Reinsurer Common Stock, Shares, Outstanding Common Stock, Shares, Outstanding Income Tax Disclosure [Abstract] Income Tax Disclosure [Abstract] Convertible promissory note Convertible Promissory Note [Member] Convertible Promissory Note [Member] Total paid losses and LAE Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid Interest Income, Related Party Interest Income, Related Party Revolving Credit Facility Revolving Credit Facility [Member] Schedule of Goodwill [Table] Schedule of Goodwill [Table] Consolidated pretax income (loss) Consolidated pretax income (loss) Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest Loss Contingency Nature [Axis] Loss Contingency Nature [Axis] Subsequent Event Subsequent Event [Member] Reclassification, Policy Reclassification, Comparability Adjustment [Policy Text Block] Issuance of common stock under incentive and benefit plans APIC, Share-based Payment Arrangement, Other, Increase for Cost Recognition Debt Securities, Available-for-sale, Allowance for Credit Loss {Roll Forward] Debt Securities, Available-for-sale, Allowance for Credit Loss [Roll Forward] Acquisitions, net of cash acquired Payments to Acquire Businesses, Net of Cash Acquired Common Stock, Shares Authorized Common Stock, Shares Authorized Concentration Risk Type [Axis] Concentration Risk Type [Axis] Dilutive effect of share-based compensation arrangements Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items] Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items] Reserve for Losses and LAE by Segment Schedule of Liability for Unpaid Claims and Claim Adjustment Expenses, by Segment [Table Text Block] Schedule of Liability for Unpaid Claims and Claim Adjustment Expenses, by Segment [Table Text Block] Fair Value, Total Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value 2015 and 2017 Tax Years [Member] 2015 and 2017 Tax Years [Member] 2015 and 2017 Tax Years Impairment of other long-lived assets and other-non-operating items Impairment of Long-Lived Assets Held-for-use Common Stock, Dividends, Per Share, Announced Common Stock, Dividends, Announced Common Stock, Dividends, Announced Radian Group Inc. Radian Group Inc. [Member] Radian Group Inc. [Member] Estimate of Fair Value, Fair Value Disclosure Estimate of Fair Value Measurement [Member] Income Statement [Abstract] Income Statement [Abstract] Related Party Transaction, Rate Related Party Transaction, Rate Accumulated Other Comprehensive Income (Loss) AOCI Attributable to Parent [Member] Short-term investments—at fair value (includes $33,121 and $25,561 of reinvested cash collateral held under securities lending agreements) Other Short-term Investments Performance Period, Performance-based RSUs Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period Non asset-backed securities Non Asset Backed Security Investments, Contractual Maturities [Member] Non Asset Backed Security Investments, Contractual Maturities is used to capture all fixed maturity investments excluding Asset Backed Securities (which have no single maturity dates) in the schedule of contractual maturities of fixed maturity investments. (excludes RMBS, CMBS and other ABS) Contractual Maturities [Table Text Block] Investments Classified by Contractual Maturity Date [Table Text Block] Schedule of Segment Reporting Information, by Segment [Table] Schedule of Segment Reporting Information, by Segment [Table] Number of Months that Disaster Related Capital Charge is Applied. Number of Months that Disaster Related Capital Charge is Applied. Number of Months that Disaster Related Capital Charge is Applied. Use of Estimates, Policy Use of Estimates, Policy [Policy Text Block] Total incurred losses and LAE Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims Mortgage services Mortgage Services [Member] Mortgage Services [Member] Income Tax Authority [Domain] Income Tax Authority [Domain] Available-for-sale Securities, Amortized Cost Debt Securities, Available-for-sale, Amortized Cost, Fiscal Year Maturity [Abstract] Total Investments at Fair Value Investments, Fair Value Disclosure Stock Repurchase Program, Remaining Authorized Repurchase Amount Stock Repurchase Program, Remaining Authorized Repurchase Amount RMBS Residential Mortgage Backed Securities [Member] Nationstar Nationstar [Member] Nationstar [Member] Goodwill, Gross, Beginning of Period Goodwill, Gross, End of Period Goodwill, Gross Comprehensive income Comprehensive Income (Loss), Net of Tax, Attributable to Parent Unrealized foreign currency translation adjustments Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Gain (Loss), before Reclassification and Tax Income Tax Credits and Adjustments Income Tax Credits and Adjustments Insurance Claims Insurance Claims [Member] Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months Long-Term Debt, Maturity, Year One Scenario [Domain] Scenario [Domain] Legal Entity [Axis] Legal Entity [Axis] Purchases of property and equipment, net Payments to Acquire Property, Plant, and Equipment City Area Code City Area Code Consolidation Items [Domain] Consolidation Items [Domain] Schedule of Gain (Loss) on Securities [Table] Schedule of Gain (Loss) on Securities [Table] Income Tax Authority [Axis] Income Tax Authority [Axis] Document Period End Date Document Period End Date Goodwill and Other Intangible Assets, Net Goodwill and Intangible Assets Disclosure [Text Block] Adjusted pretax operating income (loss) Operating Income (Loss) Pre-Tax Non-GAAP This concept represents the adjusted pre-tax operating income (loss) for segment reporting (non GAAP) and only includes the revenue and expense items that management considers in assessing the performance of the segment businesses. Ending balance Debt Securities, Available-for-sale, Allowance for Credit Loss Debt Securities, Available-for-sale, Allowance for Credit Loss, Beginning Balance Debt Securities, Available-for-sale, Allowance for Credit Loss, Ending Balance Debt Securities, Available-for-sale, Allowance for Credit Loss Stock Repurchase Program, Authorized Amount Stock Repurchase Program, Authorized Amount Policy acquisition costs Deferred Policy Acquisition Costs, Amortization Expense Cost of services Cost of Services, Real Estate Cost of Services, Real Estate Excess-of-Loss Layer [Domain] Excess-of-Loss Layer [Domain] [Domain] for Excess-of-Loss Layer [Axis] Goodwill, Impaired, Accumulated Impairment Loss, Beginning of Period Goodwill, Impaired, Accumulated Impairment Loss, End of Period Goodwill, Impaired, Accumulated Impairment Loss Gross investment losses from sales and redemptions Available-for-sale Securities, Gross Realized Losses Long-term Debt, Type [Domain] Long-term Debt, Type [Domain] Equity securities—at fair value (cost of $92,638 and $125,311) Equity Securities, FV-NI Long-term Debt, Maturities, Repayments of Principal, Remainder of Fiscal Year Long-Term Debt, Maturity, Remainder of Fiscal Year Entity [Domain] Entity [Domain] Securities Financing Transaction [Axis] Securities Financing Transaction [Axis] Goodwill, Acquired During Period Goodwill, Acquired During Period Available for Sale Securities [Table Text Block] Debt Securities, Available-for-sale [Table Text Block] Trading securities—at fair value (amortized cost of $262,131 and $297,505) Debt Securities, Trading Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table] Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table] Assumed premiums earned Assumed Premiums Earned Net decrease (increase) in expected credit losses Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax Excess-of-Loss Layer [Axis] Excess-of-Loss Layer [Axis] Excess-of-Loss Layer [Axis] Income Taxes Payable, Federal, Current Taxes Payable Senior Notes Long-term Debt Goodwill [Line Items] Goodwill [Line Items] Net realized gains (losses) on disposals and non-credit related impairment losses Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Before Tax Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Before Tax State and Local NOL Carryforwards State and Local NOL Carryforwards [Member] State and Local NOL Carryforwards [Member] Fair Value Disclosures [Abstract] Fair Value Disclosures [Abstract] Investments, Total Investments Total fixed-maturities available for sale Debt securities Debt Securities [Member] Restricted cash Restricted Cash and Cash Equivalents Subsegments Consolidation Items [Axis] Subsegments Consolidation Items [Axis] Insurance Certificates Issued Under Multiple Insurance Policies Insurance Certificates Issued Under Multiple Insurance Policies The number of insurance certificates issued under multiple insurance policies related to the Ocwen lawsuit. Client relationships Customer Relationships [Member] Net decrease (increase) in expected credit losses Net decrease (increase) in expected credit losses Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax Fixed-maturities available for sale—at fair value, net of allowance for credit losses of $2,290 as of September 30, 2020 (amortized cost of $5,338,536 and $4,549,534) Fixed-maturity investments available for sale, Total, Fair Value Debt Securities, Available-for-sale FHLB Advances Federal Home Loan Bank Certificates and Obligations (FHLB) [Member] Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table] Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table] Award Date [Domain] Award Date [Domain] Sales, Redemptions and (Purchases) of Other assets and other invested assets, net Proceeds from Sale of Other Assets, Investing Activities Equity Components [Axis] Equity Components [Axis] Minimum Number of Pending or Threatened Matters That Could Affect Our Results Loss Contingency, Pending Claims, Number Gross investment gains from sales and redemptions Available-for-sale Securities, Gross Realized Gains Debt Instrument, Name [Domain] Debt Instrument, Name [Domain] Minimum Minimum [Member] Partnership investment Partnership Interest [Member] Net premiums written Premiums Written, Net Schedule of Investment Maturities [Table] Schedule of Investment Maturities [Table] Schedule of Investment Maturities [Table] Award Date [Axis] Award Date [Axis] Increase in Net Premiums Earned Increase in Net Premiums Earned Increase in Net Premiums Earned Reinsurance funds withheld Funds Held under Reinsurance Agreements, Liability Ceded premiums earned Ceded Premiums Earned Weighted Average Grant Date Fair Value, Forfeited Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value Other ABS Asset-backed Securities [Member] Entity Interactive Data Current Entity Interactive Data Current Revenues: Revenues [Abstract] Fair Value of Financial Instruments Fair Value Disclosures [Text Block] Net Cash Provided by (Used in) Operating Activities [Abstract] Net Cash Provided by (Used in) Operating Activities [Abstract] Stockholders' Equity Note Disclosure [Text Block] Stockholders' Equity Note Disclosure [Text Block] Liability for Claims and Claims Adjustment Expense [Line Items] Liability for Claims and Claims Adjustment Expense [Line Items] Paid Losses and LAE Current year Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items] Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items] Proceeds from Redemption of Fixed-Maturity Investments Available for sale Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale Real estate agent services Real Estate Agent Services [Member] Real Estate Agent Services [Member] Asset-backed and other Mortgage Backed securities Asset-backed and other Mortgage Backed securities [Member] Asset-backed and Other Mortgage-backed Securities RIF, net Net Risk In Force This concept represents the risk in force (an estimate of the maximum loss exposure that an entity has at any point in time) net of risk ceded through reinsurance contracts and net of risk in force on defaulted loans. Additional paid-in capital Additional Paid in Capital, Common Stock Return of capital Statutory Accounting Practices, Dividends Paid with Approval of Regulatory Agency Reinsurance recoverables Reinsurance Recoverable for Paid and Unpaid Claims and Claims Adjustments Entity Registrant Name Entity Registrant Name Subsequent Event Type [Domain] Subsequent Event Type [Domain] Statement of Stockholders' Equity [Abstract] Statement of Stockholders' Equity [Abstract] Operating Lease, Weighted Average Discount Rate, Percent Operating Lease, Weighted Average Discount Rate, Percent Deduct paid claims and LAE related to [Abstract] Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract] Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net Intersegment Eliminations Intersegment Eliminations [Member] Services Revenue [Table Text Block] Services Revenue [Table Text Block] Services Revenue [Table Text Block] Net realized gains (losses) on disposals and non-credit related impairment losses Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Net of Tax Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Net of Tax Other operating expenses Other Cost and Expense, Operating Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block] Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block] Ocwen filings, Initial Initial [Member] Initial [Member] Number of Reportable Business Segments Number of Operating Segments Number of Reportable Segments First Lien Mortgage Insurance Products First Lien Mortgage Insurance Products [Member] First Lien Mortgage Insurance Products [Member] includes all first lien products flow and pool Due in one year or less Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One Organization, Consolidation and Presentation [Table] Organization, Consolidation and Presentation [Table] Organization, Consolidation and Presentation Table Net investment income Net Investment Income Dividends and dividend equivalents paid Payments of Ordinary Dividends, Common Stock Consolidation Items [Axis] Consolidation Items [Axis] Net actuarial gains (losses) Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax Debt Securities, Trading, Amortized Cost Debt Securities, Trading, Amortized Cost Equity securities Equity Securities [Member] Entity Incorporation, State or Country Code Entity Incorporation, State or Country Code Goodwill, Impairment Loss Goodwill, Impairment Loss Investments [Abstract] Investments [Abstract] Private Mortgage Insurance Protects Lenders For Loans Made With Less Than This Maximum Down Payment Percentage Private Mortgage Insurance Protects Lenders For Loans Made With Less Than This Maximum Down Payment Percentage This element represents the maximum down payment percentage on a home's purchase price that is used to measure the need for private mortgage insurance. Other Comprehensive Income Location [Axis] Other Comprehensive Income Location [Axis] Services revenue (Note 4) Services Revenue, Net Services Revenue, Net The total net amount of mortgage and real estate services revenue from our Services segment. Deferred policy acquisition costs Deferred Policy Acquisition Cost Deferred ceding commissions Unearned Ceding Commissions Represents upfront payments to the entity related to commissions on ceded insurance risk not yet earned. The amortization of this amount will be netted against the entity's deferred policy acquisition costs on the ceded policies. Valuation services Valuation Services [Member] Valuation Services [Member] Number of Shares, Performance adjustment Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Other Real Estate segment Title insurance loss reserves Real Estate Segment [Member] Real Estate Segment Default To Claim Rate Estimate, Gross, For New Defaults Default To Claim Rate Estimate, Gross, For New Defaults This concept represents the rate at which newly reported defaulted loans are expected to result in a claim. VIE, Non-consolidated, Carrying Amount, Assets VIE, Non-consolidated, Carrying Amount, Assets VIE, Non-consolidated, Carrying Amount, Assets Other Tax Carryforwards Table Tax Credit Carryforward [Table] Purchases of Trading securities Payments to Acquire Trading Securities Held-for-investment Operating Loss Carryforwards [Line Items] Operating Loss Carryforwards [Line Items] Proceeds from Sales of Trading Securities Proceeds from Sale of Debt and Equity Securities, FV-NI, Held-for-investment Entity Address, Postal Zip Code Entity Address, Postal Zip Code Accounts and notes receivable Accounts and Financing Receivable, after Allowance for Credit Loss Other Comprehensive Income Other Comprehensive Income (Loss) [Member] Goodwill, Net Goodwill Debt Securities, Available-for-sale [Line Items] Debt Securities, Available-for-sale [Line Items] Ocwen Ocwen [Member] Ocwen [Member] Due in one year or less Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One Document Transition Report Document Transition Report Assets Held by Insurance Regulators Assets Held by Insurance Regulators Securities Lending Activities [Abstract] Securities Lending Activities [Abstract] Securities Lending Activities [Abstract] Shares repurchased under share repurchase program (Note 14) Stock Repurchased and Retired During Period, Value Net unrealized gains (losses) on investments OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, before Tax Common Stock, Dividends, Per Share, Declared Common Stock, Dividends, Per Share, Declared Equity securities, net realized gain (loss) Equity Securities, FV-NI, Realized Gain (Loss) Debt Instrument, Face Amount Debt Instrument, Face Amount Due after five years through ten years Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10 Fair Value, Inputs, Level 2 Fair Value, Inputs, Level 2 [Member] Lessee, Operating Lease, Disclosure Lessee, Operating Lease, Disclosure [Table Text Block] Paid losses and LAE Prior years Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years Document Quarterly Report Document Quarterly Report Schedule of Goodwill [Table Text Block] Schedule of Goodwill [Table Text Block] Equity [Abstract] Equity [Abstract] Assets, Fair Value Disclosure Assets, Fair Value Disclosure Other comprehensive income (loss) Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent Accumulated Amortization, Goodwill, Dispositions Accumulated Amortization, Goodwill, Dispositions Accumulated Amortization, Goodwill, Dispositions Net Gains (Losses) on Investments and Other Financial Instruments [Table Text Block] Gain (Loss) on Securities [Table Text Block] Continuous Unrealized Loss Position, Twelve Months Or Greater Continuous Unrealized Loss Position, Twelve Months Or Greater [Abstract] Continuous Unrealized Loss Position, Twelve Months Or Greater [Abstract] Eagle Re 2018-1 (Primary) Eagle Re 2018-1 (Primary) [Member] Eagle Re 2018-1 (Primary) New Accounting Pronouncements and Changes in Accounting Principles Accounting Standards Update and Change in Accounting Principle [Text Block] Weighted-average number of common and common equivalent shares outstanding—diluted Adjusted average common shares outstanding—diluted Weighted Average Number of Shares Outstanding, Diluted Litigation Case [Domain] Litigation Case [Domain] Basic net income (loss) per share Net income (loss) per share - basic Earnings Per Share, Basic Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Transfers, Net Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Transfers, Net Net unrealized gains (losses) on investments OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, Tax Fixed maturities available for sale, net realized gain (loss) Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments Entity File Number Entity File Number Debt Disclosure [Abstract] Debt Disclosure [Abstract] Operating Lease, Weighted Average Remaining Lease Term Operating Lease, Weighted Average Remaining Lease Term 2020 Award Year 2020 Award Year [Member] 2020 Award Year Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31) Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract] Net cash provided by (used in) financing activities Net Cash Provided by (Used in) Financing Activities Repayments and repurchases of senior notes Repayments of Long-term Debt Dividends and dividend equivalents declared Dividends, Common Stock Premiums Written, Net [Abstract] Premiums Written, Net [Abstract] Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax Provision for losses Policyholder Benefits and Claims Incurred, Net Contingency reserve Statutory Accounting Practices, Contingency Reserve Funds separated from retained earnings and held to cover any unforeseen future business losses. Unrealized foreign currency translation adjustments OCI, Foreign Currency Transaction and Translation Gain (Loss), Arising During Period, Tax Continuous Loss Position, Total Continuous Loss Position, Total [Abstract] Continuous Loss Position, Total [Abstract] Common stock: par value $0.001 per share; 485,000 shares authorized at September 30, 2020 and December 31, 2019; 210,061 and 219,123 shares issued at September 30, 2020 and December 31, 2019, respectively; 191,556 and 201,164 shares outstanding at September 30, 2020 and December 31, 2019, respectively Common Stock, Value, Issued Ocwen filings, Narrowed Scope Narrowed Scope [Member] Narrowed Scope [Member] Senior Notes Due 2025 Senior Notes Due 2025 [Member] Senior Notes Due 2025 Goodwill and Intangible Assets Disclosure [Abstract] Goodwill and Intangible Assets Disclosure [Abstract] Document Fiscal Year Focus Document Fiscal Year Focus Ceded premiums written Ceded premiums written Ceded Premiums Written Other Investments, Change in Unrealized Holding Gain (Loss) Other Investments, Change in Unrealized Holding Gain (Loss) Other Investments, Change in Unrealized Holding Gain (Loss) Entity Current Reporting Status Entity Current Reporting Status Mortgage segment Mortgage insurance loss reserves Mortgage Insurance Segment [Member] Mortgage Insurance Segment Other Assets, Miscellaneous Other Assets, Miscellaneous Goodwill and other acquired intangible assets, net (Note 7) Intangible Assets, Net (Including Goodwill) Repayments of other borrowings Repayments of Long-term Capital Lease Obligations Schedule of Senior Notes [Table] Schedule of Long-term Debt Instruments [Table] Weighted Average Grant Date Fair Value, Granted Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement Other income Other Income Available-for-sale Securities, Debt Securities, Including Loaned Securities Available-for-sale Securities, Debt Securities, Including Loaned Securities Available-for-sale Securities, Debt Securities, Including Loaned Securities Document [Domain] Document [Domain] Document Information, Document [Axis] Document Information, Document [Axis] Asset management services Asset management services [Member] Asset management services [Member] Risk in Force [Domain] Risk in Force [Domain] [Domain] for Risk in Force [Axis] Cash Flows from Investing Activities: Net Cash Provided by (Used in) Investing Activities [Abstract] Common Stock, Shares, Issued Common Stock, Shares, Issued Cash Cash and Cash Equivalents, at Carrying Value 2018 Single Premium QSR 2018 Single Premium QSR [Member] 2018 Single Premium QSR [Member] Number of Anniversaries of the Grant Date Number of Anniversaries of the Grant Date Number of Anniversaries of the Grant Date Valuation Allowance by Deferred Tax Asset [Axis] Valuation Allowance by Deferred Tax Asset [Axis] Operating Lease, Liability Operating Lease, Liability Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged Deferred Tax Liabilities, Net Deferred Tax Liabilities, Net Trading Securities, Change in Unrealized Holding Gain (Loss) Trading Securities, Change in Unrealized Holding Gain (Loss) Internal-use software (net of accumulated amortization of $80,060 and $73,498) Capitalized Computer Software, Net Unrealized Losses, Less Than 12 Months Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss Accounts and notes receivable related to revenue service contracts Accounts Receivable, after Allowance for Credit Loss Segment Reporting [Abstract] Segment Reporting [Abstract] Services Revenue [Axis] Services Revenue [Axis] Services Revenue [Axis] Share Repurchase Program [Axis] Share Repurchase Program [Axis] Debt Instrument [Line Items] Debt Instrument [Line Items] Statement of Comprehensive Income [Abstract] Statement of Comprehensive Income [Abstract] Total stockholders’ equity Balance, beginning of period Balance, end of period Stockholders' Equity Attributable to Parent Concentration Risk Type [Domain] Concentration Risk Type [Domain] Total liabilities and stockholders’ equity Liabilities and Equity Current provision for securities without prior allowance Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously Recorded Loss Contingencies [Line Items] Loss Contingencies [Line Items] Accumulated other comprehensive income (loss) (Note 15) AOCI, Net of Tax, Balance at beginning of period AOCI, Net of Tax, Balance at end of period Accumulated Other Comprehensive Income (Loss), Net of Tax Income Taxes Income Tax Disclosure [Text Block] Entity Address, City or Town Entity Address, City or Town Portion at Fair Value Measurement Portion at Fair Value Measurement [Member] Total Debt Securities [Line Items] Total Debt Securities [Line Items] Total Debt Securities [Line Items] Fair Value Hierarchy and NAV [Axis] Fair Value Hierarchy and NAV [Axis] Parent Parent [Member] Trading Securities Trading Securities [Member] Investments in debt securities and/or other forms of securities that provide ownership interests classified as trading. Financial Instrument [Axis] Financial Instrument [Axis] Debt Securities Debt Securities Eagle Re 2019-1 (Primary) Eagle Re 2019-1 (Primary) [Member] Eagle Re 2019-1 (Primary) Shares of common stock equivalents Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount XOL First Layer XOL First Layer [Member] XOL First Layer [Member] Line of Credit Facility [Line Items] Line of Credit Facility [Line Items] Net actuarial gains (losses) Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, Tax Other Comprehensive Income, before Tax [Abstract] Other Comprehensive Income (Loss), before Tax [Abstract] Equity Component [Domain] Equity Component [Domain] Net unrealized gains (losses) on investments Net unrealized gains (losses) on investments, net of tax OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax Insurance Loss Reserves [Abstract] Insurance Loss Reserves [Abstract] Valuation Allowance, Amount Deferred Tax Assets, Valuation Allowance Schedule of Available-for-sale Securities [Table] Schedule of Available-for-sale Securities [Table] Property and equipment (net of accumulated depreciation of $70,519 and $68,436) Property, Plant and Equipment, Net DEI Information [Abstract] DEI Information [Abstract] DEI Information [Abstract] Ceded Credit Risk [Table] Ceded Credit Risk [Table] Entity Tax Identification Number Entity Tax Identification Number Surplus Note, Notice of Redemption Period Surplus Note, Notice of Redemption Period The minimum number of days that must be given as notice prior to redemption of the surplus note. Unrealized gains (losses) on investments: Other Comprehensive Gain (Loss), Unrealized Holding Gains (Losses) on Investments [Abstract] Other Comprehensive Gain (Loss), Unrealized Holding Gains (Losses) on Investments [Abstract] Loss Ratio Loss Ratio Net income Net income Net Income (Loss) Attributable to Parent Impairment losses due to intent to sell Other Than Temporary Impairment Losses, Investments, Due to Intent to Sell Other Than Temporary Impairment Losses, Investments, Due to Intent to Sell Other comprehensive income (loss), net of tax Other Comprehensive Income (Loss), Net of Tax Net decrease (increase) in expected credit losses Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block] Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block] Number of missed payments Number of missed payments Number of missed payments Due after ten years Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10 Primary Mortgage Product Primary Mortgage Product [Member] This represents the primary mortgage product. Due after one year through five years Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five Long-term Debt, Type [Axis] Long-term Debt, Type [Axis] Current Fiscal Year End Date Current Fiscal Year End Date New Accounting Pronouncements Not Yet Adopted, Policy Description of New Accounting Pronouncements Not yet Adopted [Text Block] Surplus Note Surplus Notes Earnings Per Share [Abstract] Earnings Per Share [Abstract] Basis of Presentation and Business Overview [Line Items] Basis of Presentation and Business Overview [Line Items] Basis of Presentation and Business Overview Insurance premium refunds Insurance premium refunds [Member] Insurance premium refunds [Member] Radian Guaranty Radian Guaranty [Member] Radian Guaranty [Member] Direct premiums written Direct Premiums Written Unrealized Losses, Total Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss Other Nonoperating Income Other Nonoperating Income Stockholders’ equity Stockholders' Equity Attributable to Parent [Abstract] Accumulated Other Comprehensive Income (Loss) [Line Items] Accumulated Other Comprehensive Income (Loss) [Line Items] Document Fiscal Period Focus Document Fiscal Period Focus U.S. government and agencies securities US Government Corporations and Agencies Securities [Member] Goodwill and Intangible Asset Impairment Goodwill and Intangible Asset Impairment Statutory Net Income (Loss) Statutory Accounting Practices, Statutory Net Income Amount 2016 Single Premium QSR 2016 Single Premium QSR Transaction [Member] 2016 Single Premium QSR Transaction [Member] Schedule of Total Reserve for Losses and LAE [Abstract] Schedule of Total Reserve for Losses and LAE [Abstract] Schedule of Total Reserve for Losses and LAE [Abstract] Revenue Recognition and Deferred Revenue [Abstract] Revenue Recognition and Deferred Revenue [Abstract] Net income (loss)—diluted Net Income (Loss) Available to Common Stockholders, Diluted Purchases of Fixed-Maturity Investments Available for sale Payments to Acquire Available-for-sale Securities Deferred Tax Asset [Domain] Deferred Tax Asset [Domain] Number of Securities, Less than 12 Months Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year Continuous Loss Position Less Than Twelve Months [Abstract] Continuous Loss Position Less Than Twelve Months [Abstract] Continuous Loss Position Less Than Twelve Months [Abstract] Debt Instrument, Redemption Price, Percentage Debt Instrument, Redemption Price, Percentage Entity Filer Category Entity Filer Category Common Stock Common Stock [Member] Product and Service [Domain] Product and Service [Domain] Securities Financing Transaction, Cost Securities Financing Transaction, Cost [Member] Ceded Credit Risk, Reinsurer [Domain] Ceded Credit Risk, Reinsurer [Domain] Federal Home Loan Bank, Advances, Weighted Average Interest Rate Federal Home Loan Bank, Advances, Weighted Average Interest Rate Technology Technology-Based Intangible Assets [Member] Fair Value, Less Than 12 Months Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value Reinsurance Retention Policy, Amount Retained Reinsurance Retention Policy, Amount Retained Investments Measured at NAV Investments Measured at NAV [Member] Investments Measured at NAV [Member] Number of Securities, Total Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions US Treasury Securities US Treasury Securities [Member] Other comprehensive income (loss) Other Comprehensive Income (Loss), Tax Insurance coverage decisions Insurance coverage decisions [Member] Disputes involving insurance coverage decisions. Default To Claim Rate Detail [Abstract] Default To Claim Rate Detail [Abstract] Default To Claim Rate Detail [Abstract] Other Intangible Assets, Original Acquired Amount Finite-Lived Intangible Assets, Gross Senior notes (Note 12) Senior Notes Senior Notes Debt Instrument, Interest Rate, Stated Percentage Debt Instrument, Interest Rate, Stated Percentage Senior Notes Due 2027 Senior Notes Due 2027 [Member] Senior Notes Due 2027 [Member] Money market instruments Money Market Funds [Member] Bad debt expense Accounts Receivable, Credit Loss Expense (Reversal) Number of Shares, Forfeited Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures Stock Compensation Plan Share-based Payment Arrangement [Member] Accumulated depreciation Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment Ceding commissions earned Ceding Commissions Earned Ceding Commissions Earned All Other services All Other Services [Member] All Other Services [Member] Earnings Per Share, Diluted [Abstract] Earnings Per Share, Diluted [Abstract] Net decrease (increase) in expected credit losses Other than Temporary Impairment Losses, Investments, Expected Credit Losses Other than Temporary Impairment Losses, Investments, Expected Credit Losses Excess-of-Loss Program [Axis] Excess-of-Loss Program [Axis] Excess-of-Loss Program [Axis] Increase (decrease) in cash and restricted cash Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect Statutory capital Statutory Accounting Practice, Statutory Position This concept represents statutory surplus plus contingency reserves, the total of which is used in the calculation of risk to capital. Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax All Other activities segment All Other activities segment [Member] All Other activities segment [Member] Time Vested RSUs Equity Settled Time Vested RSUs Equity Settled [Member] Time Vested RSUs Equity Settled Loss Contingency, Nature [Domain] Loss Contingency, Nature [Domain] Basis of Accounting, Policy Basis of Accounting, Policy [Policy Text Block] Assumed premiums written Assumed Premiums Written Weighted-average number of common shares outstanding—basic Average common shares outstanding - basic Weighted Average Number of Shares Outstanding, Basic Debt Instrument, Basis Spread on Variable Rate Debt Instrument, Basis Spread on Variable Rate Expenses: Costs and Expenses [Abstract] Subsegments Consolidation Items [Domain] Subsegments Consolidation Items [Domain] Document Information [Line Items] Document Information [Line Items] Net foreign currency translation adjustments Net foreign currency translation adjustment, net of tax Unrealized foreign currency translation adjustments Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax Treasury Stock, Shares Treasury Stock, Shares Net gains (losses) on investments and other financial instruments Net Gains (Losses) on Investments and Other Financial Instruments This concept represents the gains and losses on investments and other financial instruments for the period excluding the impact of changes in the present value of insurance claims and recoveries on insured credit derivatives and VIEs, based on the company's ongoing insurance loss monitoring, which are a component of segment expenses. Also includes other than temporarily impaired losses recognized in earnings. Loss Contingencies [Table] Loss Contingencies [Table] Long-term Debt, Maturities, Repayments of Principal in Year Five Long-Term Debt, Maturity, Year Five Direct premiums earned Direct Premiums Earned Carrying (Reported) Amount, Fair Value Disclosure Reported Value Measurement [Member] Primary Case Reserves Primary Case Reserves [Member] Primary Case Reserves [Member] Securities Financing Transaction [Table] Securities Financing Transaction [Table] Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers Tax Period [Domain] Tax Period [Domain] Senior Notes [Abstract] Senior Notes [Abstract] Securities Financing Transaction [Line Items] Securities Financing Transaction [Line Items] Net increases (decreases) in allowance on previously impaired securities Debt Securities, Available-for-sale, Allowance for Credit Loss, Recovery Direct Primary Mortgage Insurance RIF Risk In Force Risk In Force Risk In Force 2020 Single Premium QSR 2020 Single Premium QSR [Member] 2020 Single Premium QSR [Member] Total revenues Revenues Revenues Incurred Losses and LAE Current year Current Year Claims and Claims Adjustment Expense Class of Stock [Axis] Class of Stock [Axis] Income tax provision Income Tax Expense (Benefit) Net changes in unrealized gains (losses) on investments Change in Unrealized Holding Gain (Loss) Amount of unrealized holding gain (loss) recognized in the income statement for investments in equity securities and securities classified as trading. Cash and restricted cash, beginning of period Cash and restricted cash, end of period Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents Reduction in Capital Charges Reduction in Capital Charges Reduction in Capital Charges Diluted net income (loss) per share Net income (loss) per share—diluted Earnings Per Share, Diluted Proceeds from Sales of Fixed-Maturity Investments Available for sale Proceeds from Sale of Debt Securities, Available-for-sale Local Phone Number Local Phone Number Schedule of Stock by Class [Table] Schedule of Stock by Class [Table] Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax Schedule of Debt [Table Text Block] Schedule of Debt [Table Text Block] Depreciation Depreciation Entity Address, Address Line One Entity Address, Address Line One Proceeds from the sale of investment in affiliate, net of cash transferred Proceeds from Divestiture of Businesses, Net of Cash Divested SEC Schedule, 12-17, Insurance Companies, Reinsurance [Abstract] SEC Schedule, 12-17, Insurance Companies, Reinsurance [Abstract] Entity Emerging Growth Company Entity Emerging Growth Company Securities Financing Transaction, Fair Value Securities Financing Transaction, Fair Value [Member] SEC Schedule, 12-17, Insurance Companies, Reinsurance [Table] SEC Schedule, 12-17, Insurance Companies, Reinsurance [Table] Proceeds from Redemptions of Trading securities Proceeds from Maturities, Repayments and Calls of Debt Securities, FV-NI, Held-for-investment Common stock and paid-in capital Banking Regulation, Total Capital, Actual Accrued investment income Accrued Investment Income Receivable Award Type [Axis] Award Type [Axis] Internal Revenue Service (IRS) Internal Revenue Service (IRS) [Member] Goodwill, Dispositions Goodwill, Dispositions Goodwill, Dispositions Ceded losses Policyholder Benefits and Claims Incurred, Ceded Other Intangible Assets, Accumulated Amortization and Impairment Finite-Lived Intangible Assets, Accumulated Amortization Risk To Capital Calculation [Table Text Block] Statutory Accounting Practices, Risk To Capital Calculation [Table Text Block] Risk To Capital Calculation [Table Text Block] Maximum Maximum [Member] Total net gains (losses) on investments Gain (Loss) on Investments Other Comprehensive Income, Tax [Abstract] Other Comprehensive Income (Loss), Tax [Abstract] Retained Earnings Retained Earnings [Member] Add losses and LAE incurred in respect of default notices reported and unreported in [Abstract] Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract] Measurement Basis [Axis] Measurement Basis [Axis] Significant Accounting Policies Significant Accounting Policies [Text Block] Net cash provided by (used in) investing activities Net Cash Provided by (Used in) Investing Activities Purchases of Equity Securities Payments to Acquire Investments 3Q19 Repurchase Program 3Q19 Repurchase Program [Member] 3Q19 Repurchase Program [Member] Award Type [Domain] Award Type [Domain] Investments [Domain] Investments [Domain] Long-term Debt, Unclassified [Abstract] Long-term Debt, Unclassified [Abstract] Schedule of Other Assets [Table Text Block] Schedule of Other Assets [Table Text Block] Corporate bonds and notes Corporate Debt Securities [Member] Trading Symbol Trading Symbol Net Unrealized Losses [Abstract] Net Unrealized Losses [Abstract] Net Unrealized Losses [Abstract] Gain (Loss) on Securities [Line Items] Gain (Loss) on Securities [Line Items] Loss Reserves [Axis] Loss Reserves [Axis] Loss Reserves [Axis] Amortization and impairment of other acquired intangible assets Increase (Decrease) in Goodwill and Intangible Assets The increase (decrease) during the reporting period in goodwill and intangible assets which includes amortization, impairment, etc. Risk To Capital Calculation [Table] Risk To Capital Calculation [Table] Risk To Capital Calculation [Table] Fair Value, by Balance Sheet Grouping [Table] Fair Value, by Balance Sheet Grouping [Table] Consolidated insurance subsidiaries Reportable Subsegments [Member] Treasury stock, at cost: 18,505 and 17,959 shares at September 30, 2020 and December 31, 2019, respectively Treasury Stock, Value Net Income Per Share Earnings Per Share [Text Block] Organization, Consolidation and Presentation of Financial Statements [Abstract] Organization, Consolidation and Presentation of Financial Statements [Abstract] Mortgage Insurance Reserve for Losses and LAE Rollforward Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block] Weighted Average Grant Date Fair Value, Performance Adjustment Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Performance Adjustment to Shares, Weighted Average Grant Date Fair Value Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Performance Adjustment to Shares, Weighted Average Grant Date Fair Value Entity Shell Company Entity Shell Company Segment Reporting Information [Line Items] Segment Reporting Information [Line Items] Fair Value, Measurements, Recurring Fair Value, Recurring [Member] Prepaid reinsurance premium Prepaid Reinsurance Premiums Segment Reporting, Policy Segment Reporting, Policy [Policy Text Block] Net premiums earned (Note 8) Net premiums earned Premiums Earned, Net Gross Unrealized Losses and Fair Value of Available for Sale Securities [Table Text Block] Schedule of Unrealized Loss on Investments [Table Text Block] Proceeds from sale of a subsidiary, net of cash sold Proceeds from Divestiture of Businesses and Interests in Affiliates Statement of Financial Position [Abstract] Statement of Financial Position [Abstract] Statutory Accounting Practices [Line Items] Statutory Accounting Practices [Line Items] Earnings Per Share, Basic [Abstract] Earnings Per Share, Basic [Abstract] Senior Notes, Fair Value Senior Notes, Fair Value The fair value amount of senior notes whether such amount is presented as a separate caption or as a parenthetical disclosure. EX-101.PRE 8 rdn-20200930_pre.xml XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT GRAPHIC 9 rdn-20200930_g1.jpg begin 644 rdn-20200930_g1.jpg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end GRAPHIC 10 rdn-20200930_g2.jpg begin 644 rdn-20200930_g2.jpg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

(^>NW/YT\5]C^TXWTAV"_-/A/LOV[ M(N['4G< !_,]^E'_ ,Z[;OVD-,?G-(CWKS>_FY7Z]?UX?/GG'_.: MWUG'ZTLZH[PZ$ /ZT'8__ +/7 M_16T;[99]4=GOB#@?R/#]KJ MFZ.)

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end GRAPHIC 11 rdn-20200930_g3.jpg begin 644 rdn-20200930_g3.jpg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end
XML 12 rdn-20200930_htm.xml IDEA: XBRL DOCUMENT 0000890926 2020-01-01 2020-09-30 0000890926 2020-11-05 0000890926 2020-09-30 0000890926 2019-12-31 0000890926 2020-07-01 2020-09-30 0000890926 2019-07-01 2019-09-30 0000890926 2019-01-01 2019-09-30 0000890926 us-gaap:CommonStockMember 2020-06-30 0000890926 us-gaap:CommonStockMember 2019-06-30 0000890926 us-gaap:CommonStockMember 2019-12-31 0000890926 us-gaap:CommonStockMember 2018-12-31 0000890926 us-gaap:CommonStockMember 2020-07-01 2020-09-30 0000890926 us-gaap:CommonStockMember 2019-07-01 2019-09-30 0000890926 us-gaap:CommonStockMember 2020-01-01 2020-09-30 0000890926 us-gaap:CommonStockMember 2019-01-01 2019-09-30 0000890926 us-gaap:CommonStockMember 2020-09-30 0000890926 us-gaap:CommonStockMember 2019-09-30 0000890926 us-gaap:TreasuryStockMember 2020-06-30 0000890926 us-gaap:TreasuryStockMember 2019-06-30 0000890926 us-gaap:TreasuryStockMember 2019-12-31 0000890926 us-gaap:TreasuryStockMember 2018-12-31 0000890926 us-gaap:TreasuryStockMember 2020-07-01 2020-09-30 0000890926 us-gaap:TreasuryStockMember 2019-07-01 2019-09-30 0000890926 us-gaap:TreasuryStockMember 2020-01-01 2020-09-30 0000890926 us-gaap:TreasuryStockMember 2019-01-01 2019-09-30 0000890926 us-gaap:TreasuryStockMember 2020-09-30 0000890926 us-gaap:TreasuryStockMember 2019-09-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2020-06-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2019-06-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2019-12-31 0000890926 us-gaap:AdditionalPaidInCapitalMember 2018-12-31 0000890926 us-gaap:AdditionalPaidInCapitalMember 2020-07-01 2020-09-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2019-07-01 2019-09-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2020-01-01 2020-09-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2019-01-01 2019-09-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2020-09-30 0000890926 us-gaap:AdditionalPaidInCapitalMember 2019-09-30 0000890926 us-gaap:RetainedEarningsMember 2020-06-30 0000890926 us-gaap:RetainedEarningsMember 2019-06-30 0000890926 us-gaap:RetainedEarningsMember 2019-12-31 0000890926 us-gaap:RetainedEarningsMember 2018-12-31 0000890926 us-gaap:RetainedEarningsMember 2020-07-01 2020-09-30 0000890926 us-gaap:RetainedEarningsMember 2019-07-01 2019-09-30 0000890926 us-gaap:RetainedEarningsMember 2020-01-01 2020-09-30 0000890926 us-gaap:RetainedEarningsMember 2019-01-01 2019-09-30 0000890926 us-gaap:RetainedEarningsMember 2020-09-30 0000890926 us-gaap:RetainedEarningsMember 2019-09-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-06-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-06-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-12-31 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2018-12-31 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-07-01 2020-09-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-07-01 2019-09-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-01-01 2020-09-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-01-01 2019-09-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2020-09-30 0000890926 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2019-09-30 0000890926 us-gaap:ParentMember 2020-09-30 0000890926 us-gaap:ParentMember 2019-09-30 0000890926 2018-12-31 0000890926 2019-09-30 0000890926 rdn:MortgageInsuranceSegmentMember 2020-09-30 0000890926 rdn:MortgageInsuranceSegmentMember 2019-12-31 0000890926 rdn:MortgageInsuranceSegmentMember rdn:CreditRiskTransferTransactionsMember 2020-09-30 0000890926 rdn:MortgageInsuranceSegmentMember rdn:CreditRiskTransferTransactionsMember 2019-12-31 0000890926 rdn:SeniorNotesDue2025Member us-gaap:SeniorNotesMember 2020-05-31 0000890926 us-gaap:StockCompensationPlanMember 2020-07-01 2020-09-30 0000890926 us-gaap:StockCompensationPlanMember 2019-07-01 2019-09-30 0000890926 us-gaap:StockCompensationPlanMember 2020-01-01 2020-09-30 0000890926 us-gaap:StockCompensationPlanMember 2019-01-01 2019-09-30 0000890926 rdn:MortgageInsuranceSegmentMember 2020-07-01 2020-09-30 0000890926 rdn:MortgageInsuranceSegmentMember 2019-07-01 2019-09-30 0000890926 rdn:MortgageInsuranceSegmentMember 2020-01-01 2020-09-30 0000890926 rdn:MortgageInsuranceSegmentMember 2019-01-01 2019-09-30 0000890926 rdn:RealEstateSegmentMember 2020-07-01 2020-09-30 0000890926 rdn:RealEstateSegmentMember 2019-07-01 2019-09-30 0000890926 rdn:RealEstateSegmentMember 2020-01-01 2020-09-30 0000890926 rdn:RealEstateSegmentMember 2019-01-01 2019-09-30 0000890926 rdn:AllOtheractivitiessegmentMember 2020-07-01 2020-09-30 0000890926 rdn:AllOtheractivitiessegmentMember 2019-07-01 2019-09-30 0000890926 rdn:AllOtheractivitiessegmentMember 2020-01-01 2020-09-30 0000890926 rdn:AllOtheractivitiessegmentMember 2019-01-01 2019-09-30 0000890926 us-gaap:OperatingSegmentsMember 2020-07-01 2020-09-30 0000890926 us-gaap:OperatingSegmentsMember 2019-07-01 2019-09-30 0000890926 us-gaap:OperatingSegmentsMember 2020-01-01 2020-09-30 0000890926 us-gaap:OperatingSegmentsMember 2019-01-01 2019-09-30 0000890926 us-gaap:IntersegmentEliminationMember 2020-07-01 2020-09-30 0000890926 us-gaap:IntersegmentEliminationMember 2019-07-01 2019-09-30 0000890926 us-gaap:IntersegmentEliminationMember 2020-01-01 2020-09-30 0000890926 us-gaap:IntersegmentEliminationMember 2019-01-01 2019-09-30 0000890926 rdn:RadianGroupInc.Member 2020-01-31 0000890926 rdn:RadianGuarantyMember 2020-01-31 0000890926 rdn:RadianGuarantyMember 2020-01-01 2020-01-31 0000890926 rdn:ValuationServicesMember 2020-07-01 2020-09-30 0000890926 rdn:ValuationServicesMember 2019-07-01 2019-09-30 0000890926 rdn:ValuationServicesMember 2020-01-01 2020-09-30 0000890926 rdn:ValuationServicesMember 2019-01-01 2019-09-30 0000890926 rdn:TitleServicesMember 2020-07-01 2020-09-30 0000890926 rdn:TitleServicesMember 2019-07-01 2019-09-30 0000890926 rdn:TitleServicesMember 2020-01-01 2020-09-30 0000890926 rdn:TitleServicesMember 2019-01-01 2019-09-30 0000890926 rdn:AssetmanagementservicesMember 2020-07-01 2020-09-30 0000890926 rdn:AssetmanagementservicesMember 2019-07-01 2019-09-30 0000890926 rdn:AssetmanagementservicesMember 2020-01-01 2020-09-30 0000890926 rdn:AssetmanagementservicesMember 2019-01-01 2019-09-30 0000890926 rdn:RealEstateAgentServicesMember 2020-07-01 2020-09-30 0000890926 rdn:RealEstateAgentServicesMember 2019-07-01 2019-09-30 0000890926 rdn:RealEstateAgentServicesMember 2020-01-01 2020-09-30 0000890926 rdn:RealEstateAgentServicesMember 2019-01-01 2019-09-30 0000890926 rdn:MortgageServicesMember 2020-07-01 2020-09-30 0000890926 rdn:MortgageServicesMember 2019-07-01 2019-09-30 0000890926 rdn:MortgageServicesMember 2020-01-01 2020-09-30 0000890926 rdn:MortgageServicesMember 2019-01-01 2019-09-30 0000890926 rdn:AllOtherServicesMember 2020-07-01 2020-09-30 0000890926 rdn:AllOtherServicesMember 2019-07-01 2019-09-30 0000890926 rdn:AllOtherServicesMember 2020-01-01 2020-09-30 0000890926 rdn:AllOtherServicesMember 2019-01-01 2019-09-30 0000890926 rdn:RealEstateSegmentMember 2020-09-30 0000890926 rdn:RealEstateSegmentMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember rdn:TradingSecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:EquitySecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:EquitySecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:EquitySecuritiesMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MoneyMarketFundsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MoneyMarketFundsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MoneyMarketFundsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherInvestmentsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherInvestmentsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherInvestmentsMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 rdn:InvestmentsMeasuredatNAVMember 2020-09-30 0000890926 rdn:ConvertiblePromissoryNoteMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ResidentialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CommercialMortgageBackedSecuritiesMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember rdn:TradingSecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:EquitySecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:EquitySecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:EquitySecuritiesMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MoneyMarketFundsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:MoneyMarketFundsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:MoneyMarketFundsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherInvestmentsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherInvestmentsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:OtherInvestmentsMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:ShortTermInvestmentsMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel1Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel2Member us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:EquitySecuritiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 srt:PartnershipInterestMember 2019-12-31 0000890926 rdn:ConvertiblePromissoryNoteMember 2019-12-31 0000890926 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2020-09-30 0000890926 us-gaap:FairValueInputsLevel3Member us-gaap:FairValueMeasurementsRecurringMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember 2020-01-01 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember 2019-01-01 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember 2020-07-01 2020-09-30 0000890926 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2020-09-30 0000890926 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2020-09-30 0000890926 us-gaap:CarryingReportedAmountFairValueDisclosureMember 2019-12-31 0000890926 us-gaap:EstimateOfFairValueFairValueDisclosureMember 2019-12-31 0000890926 us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:DebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-09-30 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionCostMember 2020-09-30 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:USStatesAndPoliticalSubdivisionsMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:ResidentialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:CommercialMortgageBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:AssetBackedSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:ForeignGovernmentDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:DebtSecuritiesMember us-gaap:FixedMaturitiesMember 2019-12-31 0000890926 us-gaap:FairValueMeasurementsRecurringMember us-gaap:CorporateDebtSecuritiesMember us-gaap:SecuritiesFinancingTransactionCostMember 2019-12-31 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-06-30 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-07-01 2020-09-30 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember 2020-01-01 2020-09-30 0000890926 us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2020-09-30 0000890926 us-gaap:USStatesAndPoliticalSubdivisionsMember 2020-09-30 0000890926 us-gaap:CorporateDebtSecuritiesMember 2020-09-30 0000890926 us-gaap:ResidentialMortgageBackedSecuritiesMember 2020-09-30 0000890926 us-gaap:CommercialMortgageBackedSecuritiesMember 2020-09-30 0000890926 us-gaap:AssetBackedSecuritiesMember 2020-09-30 0000890926 us-gaap:USGovernmentCorporationsAndAgenciesSecuritiesMember 2019-12-31 0000890926 us-gaap:USStatesAndPoliticalSubdivisionsMember 2019-12-31 0000890926 us-gaap:CorporateDebtSecuritiesMember 2019-12-31 0000890926 us-gaap:ResidentialMortgageBackedSecuritiesMember 2019-12-31 0000890926 us-gaap:CommercialMortgageBackedSecuritiesMember 2019-12-31 0000890926 us-gaap:AssetBackedSecuritiesMember 2019-12-31 0000890926 us-gaap:SecuritiesFinancingTransactionFairValueMember 2020-09-30 0000890926 us-gaap:SecuritiesFinancingTransactionFairValueMember 2019-12-31 0000890926 us-gaap:FixedMaturitiesMember 2020-07-01 2020-09-30 0000890926 us-gaap:FixedMaturitiesMember 2019-07-01 2019-09-30 0000890926 us-gaap:FixedMaturitiesMember 2020-01-01 2020-09-30 0000890926 us-gaap:FixedMaturitiesMember 2019-01-01 2019-09-30 0000890926 rdn:TradingSecuritiesMember 2020-07-01 2020-09-30 0000890926 rdn:TradingSecuritiesMember 2019-07-01 2019-09-30 0000890926 rdn:TradingSecuritiesMember 2020-01-01 2020-09-30 0000890926 rdn:TradingSecuritiesMember 2019-01-01 2019-09-30 0000890926 us-gaap:EquitySecuritiesMember 2020-07-01 2020-09-30 0000890926 us-gaap:EquitySecuritiesMember 2019-07-01 2019-09-30 0000890926 us-gaap:EquitySecuritiesMember 2020-01-01 2020-09-30 0000890926 us-gaap:EquitySecuritiesMember 2019-01-01 2019-09-30 0000890926 us-gaap:OtherInvestmentsMember 2020-07-01 2020-09-30 0000890926 us-gaap:OtherInvestmentsMember 2019-07-01 2019-09-30 0000890926 us-gaap:OtherInvestmentsMember 2020-01-01 2020-09-30 0000890926 us-gaap:OtherInvestmentsMember 2019-01-01 2019-09-30 0000890926 rdn:NonAssetBackedSecurityInvestmentsContractualMaturitiesMember 2020-09-30 0000890926 rdn:AssetBackedAndOtherMortgageBackedSecuritiesMember 2020-09-30 0000890926 us-gaap:DebtSecuritiesMember 2020-09-30 0000890926 us-gaap:CorporateDebtSecuritiesMember us-gaap:FixedMaturitiesMember us-gaap:SecuritiesFinancingTransactionCostMember 2020-09-30 0000890926 rdn:RealEstateSegmentMember 2018-12-31 0000890926 rdn:RealEstateSegmentMember 2019-01-01 2019-12-31 0000890926 us-gaap:CustomerRelationshipsMember rdn:RealEstateSegmentMember 2020-09-30 0000890926 us-gaap:TechnologyBasedIntangibleAssetsMember rdn:RealEstateSegmentMember 2020-09-30 0000890926 us-gaap:TrademarksAndTradeNamesMember rdn:RealEstateSegmentMember 2020-09-30 0000890926 us-gaap:LicensingAgreementsMember rdn:RealEstateSegmentMember 2020-09-30 0000890926 us-gaap:CustomerRelationshipsMember rdn:RealEstateSegmentMember 2019-12-31 0000890926 us-gaap:TechnologyBasedIntangibleAssetsMember rdn:RealEstateSegmentMember 2019-12-31 0000890926 us-gaap:TrademarksAndTradeNamesMember rdn:RealEstateSegmentMember 2019-12-31 0000890926 us-gaap:LicensingAgreementsMember rdn:RealEstateSegmentMember 2019-12-31 0000890926 rdn:RealEstateSegmentMember 2020-01-01 2020-03-31 0000890926 rdn:A2020SinglePremiumQSRMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:A2020SinglePremiumQSRMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:A2018SinglePremiumQSRMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 srt:MinimumMember rdn:A2016SinglePremiumQSRTransactionMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 srt:MaximumMember rdn:A2016SinglePremiumQSRTransactionMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:A2018SinglePremiumQSRMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:A2016SinglePremiumQSRTransactionMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 srt:MaximumMember rdn:A2020SinglePremiumQSRMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 srt:MaximumMember rdn:A2018SinglePremiumQSRMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 srt:MaximumMember rdn:A2016SinglePremiumQSRTransactionMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:A2020SinglePremiumQSRMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:A2018SinglePremiumQSRMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:A2016SinglePremiumQSRTransactionMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:A2020SinglePremiumQSRMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:A2018SinglePremiumQSRMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:A2016SinglePremiumQSRTransactionMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:A2016SinglePremiumQSRTransactionMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2015-01-01 2017-12-31 0000890926 srt:MaximumMember rdn:A2016SinglePremiumQSRTransactionMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2012-01-01 2014-12-31 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:MortgageInsuranceSegmentMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-02-29 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2019-04-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2018-11-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-02-01 2020-02-29 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2019-04-01 2019-04-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2018-11-01 2018-11-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:XOLFirstLayerMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-02-01 2020-02-29 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:XOLFirstLayerMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2019-04-01 2019-04-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:XOLFirstLayerMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2018-11-01 2018-11-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:XOLFirstLayerMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:XOLFirstLayerMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:XOLFirstLayerMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember rdn:SeparateThirdPartyReinsurerMember rdn:RadianGuarantyMember 2018-11-01 2018-11-30 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20201PrimaryMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20191PrimaryMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:EagleRe20181PrimaryMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:ExcessofLossProgramMember rdn:MortgageInsuranceSegmentMember rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember us-gaap:SubsequentEventMember rdn:EagleRe20202PrimaryMember rdn:RadianGuarantyMember 2020-10-01 2020-10-31 0000890926 rdn:ExcessofLossProgramMember us-gaap:ReinsurerConcentrationRiskMember rdn:MortgageInsuranceSegmentMember us-gaap:SubsequentEventMember rdn:EagleRe20202PrimaryMember rdn:RadianGuarantyMember 2020-10-31 0000890926 us-gaap:InternalRevenueServiceIRSMember 2020-09-30 0000890926 us-gaap:InternalRevenueServiceIRSMember 2019-12-31 0000890926 rdn:StateandLocalNOLCarryforwardsMember 2020-09-30 0000890926 us-gaap:USTreasurySecuritiesMember 2020-09-30 0000890926 us-gaap:USTreasurySecuritiesMember 2019-12-31 0000890926 rdn:A2015And2017TaxYearsMember 2020-07-01 2020-07-31 0000890926 rdn:FirstLienMortgageInsuranceProductsMember rdn:MortgageInsuranceSegmentMember rdn:PrimaryCaseReservesMember 2020-09-30 0000890926 rdn:FirstLienMortgageInsuranceProductsMember rdn:MortgageInsuranceSegmentMember rdn:PrimaryCaseReservesMember 2019-12-31 0000890926 rdn:MortgageInsuranceSegmentMember 2018-12-31 0000890926 rdn:MortgageInsuranceSegmentMember 2019-09-30 0000890926 rdn:PrimaryMortgageProductMember rdn:MortgageInsuranceSegmentMember 2020-09-30 0000890926 rdn:PrimaryMortgageProductMember rdn:MortgageInsuranceSegmentMember 2019-12-31 0000890926 srt:MinimumMember rdn:MortgageInsuranceSegmentMember 2020-09-30 0000890926 rdn:PrimaryMortgageProductMember rdn:MortgageInsuranceSegmentMember 2019-09-30 0000890926 rdn:SeniorNotesDue2024Member us-gaap:SeniorNotesMember 2020-09-30 0000890926 rdn:SeniorNotesDue2024Member us-gaap:SeniorNotesMember 2019-12-31 0000890926 rdn:SeniorNotesDue2025Member us-gaap:SeniorNotesMember 2020-09-30 0000890926 rdn:SeniorNotesDue2025Member us-gaap:SeniorNotesMember 2019-12-31 0000890926 rdn:SeniorNotesDue2027Member us-gaap:SeniorNotesMember 2020-09-30 0000890926 rdn:SeniorNotesDue2027Member us-gaap:SeniorNotesMember 2019-12-31 0000890926 us-gaap:SeniorNotesMember 2020-09-30 0000890926 us-gaap:SeniorNotesMember 2019-12-31 0000890926 us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2020-09-30 0000890926 us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2019-12-31 0000890926 rdn:SeniorNotesDue2025Member us-gaap:SeniorNotesMember 2020-05-01 2020-05-31 0000890926 srt:MinimumMember us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2020-01-01 2020-09-30 0000890926 srt:MaximumMember us-gaap:FederalHomeLoanBankCertificatesAndObligationsFHLBMember 2020-01-01 2020-09-30 0000890926 us-gaap:RevolvingCreditFacilityMember 2020-09-30 0000890926 srt:MinimumMember us-gaap:UnassertedClaimMember 2020-09-30 0000890926 rdn:InitialMember rdn:OcwenMember 2016-12-17 0000890926 rdn:AmendedMember rdn:OcwenMember 2017-06-05 0000890926 rdn:NarrowedScopeMember rdn:OcwenMember 2018-04-12 0000890926 rdn:InsurancecoveragedecisionsMember rdn:NationstarMember 2018-08-31 0000890926 rdn:InsurancepremiumrefundsMember rdn:NationstarMember 2018-08-31 0000890926 rdn:InsurancecoveragedecisionsMember rdn:NationstarMember 2019-09-23 0000890926 rdn:TotalPrimaryInsuranceMortgageInsuranceProductsMember us-gaap:InsuranceClaimsMember 2020-01-01 2020-09-30 0000890926 rdn:PoolInsuranceMortgageInsuranceProductMember us-gaap:InsuranceClaimsMember 2020-01-01 2020-09-30 0000890926 rdn:A3Q19RepurchaseProgramMember 2019-08-14 0000890926 rdn:A1Q20RepurchaseProgramMember 2020-02-13 0000890926 rdn:Totalof3Q19and1Q20RepurchaseProgramsMember 2020-02-13 0000890926 rdn:Totalof3Q19and1Q20RepurchaseProgramsMember 2020-01-01 2020-09-30 0000890926 rdn:Totalof3Q19and1Q20RepurchaseProgramsMember 2020-09-30 0000890926 2019-04-01 2019-06-30 0000890926 2019-01-01 2019-03-31 0000890926 2019-10-01 2019-12-31 0000890926 2020-01-01 2020-03-31 0000890926 2020-04-01 2020-06-30 0000890926 2020-02-13 2020-02-13 0000890926 rdn:A2020AwardYearMember rdn:PerformanceBasedRSUsEquitySettledMemberMember 2020-01-01 2020-09-30 0000890926 srt:MaximumMember rdn:A2020AwardYearMember rdn:PerformanceBasedRSUsEquitySettledMemberMember 2020-01-01 2020-09-30 0000890926 rdn:A2020AwardYearMember rdn:TimeVestedRSUsEquitySettledMember 2020-09-30 0000890926 srt:MinimumMember rdn:A2020AwardYearMember rdn:TimeVestedRSUsEquitySettledMember 2020-01-01 2020-09-30 0000890926 rdn:PerformanceBasedRSUsEquitySettledMemberMember 2019-12-31 0000890926 rdn:TimeVestedRSUsEquitySettledMember 2019-12-31 0000890926 rdn:PerformanceBasedRSUsEquitySettledMemberMember 2020-01-01 2020-09-30 0000890926 rdn:TimeVestedRSUsEquitySettledMember 2020-01-01 2020-09-30 0000890926 rdn:PerformanceBasedRSUsEquitySettledMemberMember 2020-09-30 0000890926 rdn:TimeVestedRSUsEquitySettledMember 2020-09-30 0000890926 srt:MinimumMember rdn:A2020AwardYearMember rdn:PerformanceBasedRSUsEquitySettledMemberMember 2020-01-01 2020-09-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2020-06-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2019-12-31 0000890926 us-gaap:OtherComprehensiveIncomeMember 2020-07-01 2020-09-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2020-01-01 2020-09-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2020-09-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2019-06-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2018-12-31 0000890926 us-gaap:OtherComprehensiveIncomeMember 2019-07-01 2019-09-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2019-01-01 2019-09-30 0000890926 us-gaap:OtherComprehensiveIncomeMember 2019-09-30 0000890926 us-gaap:ReportableSubsegmentsMember 2020-09-30 0000890926 srt:MaximumMember 2020-01-01 2020-09-30 0000890926 rdn:RadianGuarantyMember 2020-09-30 0000890926 rdn:RadianGuarantyMember 2019-12-31 0000890926 rdn:RadianGuarantyMember 2020-01-01 2020-09-30 0000890926 rdn:RadianReinsuranceMember 2020-01-31 0000890926 rdn:RadianReinsuranceMember 2020-01-01 2020-01-31 shares iso4217:USD iso4217:USD shares rdn:segment pure rdn:security rdn:arrangements rdn:payment rdn:matter rdn:Certificates rdn:anniversary Radian Group Inc DE NYSE 0000890926 10-Q --12-31 2020 Q3 false 191556568 Yes P3Y P3Y P1Y P3M 10-Q true 2020-09-30 false 1-11356 Radian Group Inc 23-2691170 1500 Market Street Philadelphia PA 19102 215 231-1000 Common Stock, $0.001 par value per share RDN Yes Yes Large Accelerated Filer false false false 191556568 -2290000 5338536000 4549534000 5628992000 4688911000 262131000 297505000 291650000 317150000 92638000 125311000 91317000 130221000 33121000 25561000 567146000 518393000 5472000 4072000 6584577000 5658747000 82020000 92729000 4424000 3545000 145164000 93630000 25268000 28187000 295062000 363856000 640830000 567619000 7777345000 6808313000 501787000 626822000 825792000 404765000 1404759000 887110000 141058000 134875000 318773000 291829000 462797000 414189000 3654966000 2759590000 0.001 0.001 485000000 485000000 210061000 219123000 191556000 201164000 210000 219000 18505000 17959000 909745000 901657000 2238869000 2449884000 2561076000 2389789000 231969000 110488000 4122379000 4048723000 7777345000 6808313000 286471000 281185000 813181000 843863000 33943000 42509000 93945000 114565000 36255000 42756000 115922000 130364000 17652000 13009000 42901000 47462000 913000 879000 2807000 2677000 375234000 380338000 1068756000 1138931000 88084000 29231000 428453000 97412000 10166000 6435000 23594000 18531000 24353000 29044000 64466000 81046000 69377000 76384000 199069000 225235000 21088000 13492000 49981000 44150000 0 -5940000 0 -22738000 961000 2139000 2919000 6465000 214029000 162665000 768482000 495577000 161205000 217673000 300274000 643354000 26102000 44235000 54661000 132229000 135103000 173438000 245613000 511125000 0.70 0.85 1.25 2.45 0.70 0.83 1.25 2.39 193176000 203107000 196120000 208561000 194156000 208691000 197247000 213963000 135103000 173438000 245613000 511125000 30839000 40654000 143602000 190677000 10884000 3477000 24172000 4115000 147000 0 -2051000 0 19808000 37177000 121481000 186562000 0 0 0 -3000 19808000 37177000 121481000 186559000 154911000 210615000 367094000 697684000 210000 223000 219000 231000 0 0 2000 1000 0 3000 11000 12000 210000 220000 210000 220000 -909738000 -901419000 -901657000 -894870000 7000 137000 8088000 6686000 -909745000 -901556000 -909745000 -901556000 2232949000 2539803000 2449884000 2724733000 825000 1660000 3096000 4418000 5095000 5169000 12183000 15119000 0 77535000 226294000 275173000 2238869000 2469097000 2238869000 2469097000 2450423000 2056175000 2389789000 1719541000 135103000 173438000 245613000 511125000 24450000 506000 74326000 1559000 2561076000 2229107000 2561076000 2229107000 212161000 88462000 110488000 -60920000 19808000 37177000 121481000 186562000 0 0 0 -3000 231969000 125639000 231969000 125639000 4122379000 3922507000 4122379000 3922507000 498756000 506805000 894998000 770393000 11602000 120875000 77445000 52295000 443723000 287557000 22112000 36827000 2099281000 1352883000 69206000 45748000 21797000 12199000 989000 687000 16481000 0 14723000 20707000 -737657000 -162903000 73365000 1559000 515567000 442498000 0 610739000 1505000 2126000 226305000 275185000 1993000 710000 -19191000 9568000 138909000 73011000 105977000 37550000 79000 114000 229071000 -398654000 0 -4000 -9830000 -54756000 96274000 107002000 86444000 52246000 Business Overview and Recent Developments <div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Business Overview</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We are a diversified mortgage and real estate business, providing both credit-related mortgage insurance coverage and a broad array of other mortgage, risk, title, valuation, asset management and other real estate services. We have two reportable business segments—Mortgage and Real Estate.</span></div><div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Mortgage</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our Mortgage segment provides credit-related insurance coverage, principally through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management and contract underwriting solutions, to mortgage lending institutions and mortgage credit investors. We provide our mortgage insurance products and services mainly through our wholly-owned subsidiary, Radian Guaranty. Private mortgage insurance plays an important role in the U.S. housing finance system because it promotes affordable home ownership and helps protect mortgage lenders, investors and other beneficiaries by mitigating default-related losses on residential mortgage loans. Generally, these loans are made to homebuyers who make down payments of less than 20% of the purchase price for their home or, in the case of refinancings, have less than 20% equity in their home. Private mortgage insurance also facilitates the sale of these low down payment loans in the secondary mortgage market, most of which are currently sold to the GSEs. Our total direct primary mortgage IIF and RIF were $245.5 billion and $61.0 billion, respectively, as of September 30, 2020, compared to $240.6 billion and $60.9 billion, respectively, as of December 31, 2019. In addition to providing private mortgage insurance, we participate in credit risk transfer programs developed by the GSEs as part of their initiative to distribute mortgage credit risk and increase the role of private capital in the mortgage market. Our additional RIF under credit risk transfer transactions, resulting from our participation in these programs with the GSEs, totaled $389.1 million as of September 30, 2020 compared to $275.2 million as of December 31, 2019. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The GSEs and state insurance regulators impose various capital and financial requirements on our insurance subsidiaries. These include Risk-to-capital, other risk-based capital measures and surplus requirements, as well as the PMIERs financial requirements. Failure to comply with these capital and financial requirements may limit the amount of insurance that our mortgage insurance subsidiaries write or may prohibit them from writing insurance altogether. The GSEs and state insurance regulators possess significant discretion with respect to our mortgage insurance subsidiaries and all aspects of their business. See Note 16 for additional information on PMIERs and other regulatory information, and “—Recent Developments” below for a discussion of the elevated risks posed by the COVID-19 pandemic, which has led to an increase in mortgage defaults in our insured portfolio and a resulting increase in our Minimum Required Assets during 2020. </span></div><div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Real Estate</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our Real Estate segment is primarily a fee-for-service business that offers a broad array of services to market participants across the real estate value chain. Our Real Estate services include title, valuation, asset management and other real estate services offered primarily to financial institutions, investors, GSEs, real estate brokers and agents. Our Real Estate services help lenders, investors, consumers and real estate agents evaluate, manage, monitor, acquire and sell properties. These services include software as a service solutions and platforms, as well as managed services, such as real estate owned asset management, single family rental services, real estate valuation services and real estate brokerage services. In addition, we provide title insurance and non-insurance title, closing and settlement services to mortgage lenders as well as directly to consumers for residential mortgage loans.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">See Note 4 for additional information about our reportable segments and All Other business activities, including the sale of Clayton and the impact of organizational changes in the first quarter of 2020. </span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Recent Developments</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As a seller of mortgage credit protection, our results are subject to macroeconomic conditions and specific events that impact the housing finance and real estate markets, including events that impact mortgage originations and the credit performance of our RIF. Many of these conditions are beyond our control, including housing prices, unemployment levels, interest rate changes, the availability of credit and other factors that may be derived from national and regional economic conditions. In general, a deterioration in economic conditions increases the likelihood that borrowers will be unable to satisfy their mortgage obligations. A deteriorating economy can adversely affect housing values, which in turn can influence the willingness of borrowers to continue to make mortgage payments regardless of whether they have the financial resources to do so. Mortgage defaults can also occur due to a variety of specific events affecting borrowers, including death or illness, divorce or other family problems, unemployment, or other events. In addition, factors impacting regional economic conditions, acts of terrorism, war or other severe conflicts, event-specific economic depressions or other catastrophic events such as natural disasters and </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">pandemics could result in increased defaults due to the impact of such events on the ability of borrowers to satisfy their mortgage obligations and on the value of affected homes.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Beginning in March 2020, the unprecedented and continually evolving social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets had a negative effect on our business and our financial results for the second quarter of 2020, and to a lesser extent the third quarter of 2020, and are expected to adversely impact our business and results of operations in future periods. Specifically, and primarily as a result of an increase in the number of new defaults for the nine months ended September 30, 2020, our financial results include: (i) an increase in provision for losses and (ii) an increase in our Minimum Required Assets required under the PMIERs. The number of new defaults increased significantly during the second quarter of 2020, and while the new defaults during the third quarter remain elevated compared to levels before the pandemic, they decreased by 67.5% from the prior quarter. See Note 11 for additional information on our reserve for losses. In response to the uncertainties associated with COVID-19, during the second quarter of 2020 we strengthened our capital and liquidity positions by extending our existing credit facility and issuing $525 million aggregate principal amount of Senior Notes due 2025. See Note 12 for additional information on our borrowings and financing activities. The ultimate significance of the COVID-19 pandemic on our businesses will depend on, among other things: the extent and duration of the pandemic, the severity of and number of people infected with the virus and whether an effective anti-viral treatment or vaccine is developed and made widely available; the wider economic effects of the pandemic and the scope and duration of governmental and other third party measures restricting day-to-day life and business operations; the impact of economic stimulus efforts to support the economy through the pandemic; and governmental and GSE programs implemented to assist borrowers experiencing a COVID-19-related hardship, including forbearance programs and suspensions of foreclosures and evictions. Although we are uncertain of the potential magnitude or duration of the business and economic impacts of the COVID-19 pandemic, these and other factors, including those discussed in our 2019 Form 10-K, could have a material negative effect on the Company’s business, liquidity, results of operations and financial condition.</span></div> 2 0.20 0.20 245500000000 61000000000.0 240600000000 60900000000 389100000 275200000 -0.675 525000000 Significant Accounting Policies<div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Basis of Presentation</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our condensed consolidated financial statements are prepared in accordance with GAAP and include the accounts of Radian Group Inc. and its subsidiaries. All intercompany accounts and transactions, and intercompany profits and losses, have been eliminated. We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to the instructions set forth in Article 10 of Regulation S-X of the SEC. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We refer to Radian Group Inc. together with its consolidated subsidiaries as “Radian,” the “Company,” “we,” “us” or “our,” unless the context requires otherwise. We generally refer to Radian Group Inc. alone, without its consolidated subsidiaries, as “Radian Group.” Unless otherwise defined in this report, certain terms and acronyms used throughout this report are defined in the Glossary of Abbreviations and Acronyms included as part of this report.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The financial information presented for interim periods is unaudited; however, such information reflects all adjustments that are, in the opinion of management, necessary for the fair statement of the financial position, results of operations, comprehensive income (loss) and cash flows for the interim periods presented. Such adjustments are of a normal recurring nature. The year-end condensed balance sheet data was derived from our audited financial statements, but does not include all disclosures required by GAAP. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">To fully understand the basis of presentation, these interim financial statements and related notes contained herein should be read in conjunction with the audited financial statements and notes thereto included in our 2019 Form 10-K. The results of operations for interim periods are not necessarily indicative of results to be expected for the full year or for any other period. See Note 1 for discussion of the elevated risks to our future business, liquidity, results of operations and financial condition due to the COVID-19 pandemic. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Certain prior period amounts have been reclassified to conform to current period presentation. See Note 4 for additional information on our segment reporting reclassifications. </span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Use of Estimates</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of our contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting periods. While the amounts included in our condensed consolidated financial statements include our best estimates and assumptions, actual results may vary materially.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Other Significant Accounting Policies</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for information regarding other significant accounting policies. There have been no significant changes in our significant accounting policies from those discussed in our 2019 Form 10-K, other than described below in “—Investments” and “—Recent Accounting Pronouncements—Accounting Standards Adopted During 2020.”</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Investments</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investments in fixed-maturity securities not classified as held to maturity or trading securities are classified as available for sale and are reported at fair value, with unrealized gains and losses (net of tax) reported as a separate component of stockholders’ equity as accumulated other comprehensive income (loss), unless: (i) we intend to sell the impaired security; (ii) it is more likely than not that we will be required to sell the impaired security prior to recovery of its amortized cost basis; or (iii) the present value of cash flows we expect to collect is less than the amortized cost basis of a security. In those instances, we record an impairment loss through earnings that varies depending on specific circumstances, as described below.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If a sale is likely, the full amount of the impairment is recognized as a loss in the statement of operations. Otherwise, unrealized losses on securities are separated into: (i) the portion of loss that represents the credit loss and (ii) the portion that is due to other factors. As a result of the adoption, effective January 2020, of ASU 2016-13, Financial Instruments—Credit Losses (“ASU 2016-13”), described below, in evaluating whether a decline in value for other securities relates to an existing credit loss, we consider several factors, including, but not limited to, the following:</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">the extent to which the amortized cost basis is greater than fair value; </span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">reasons for the decline in value (e.g., adverse conditions related to industry or geographic area, changes in financial condition to the issuers or underlying loan obligors); </span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">any changes to the rating of the security by a rating agency;</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">the failure of the issuer to make a scheduled payment;</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">the financial position, access to capital and near-term prospects of the issuer, including the current and future impact of any specific events; and</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">our best estimate of the present value of cash flows expected to be collected.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In addition, we no longer consider the duration of the decline in value in assessing whether our fixed income securities available for sale have a credit loss impairment. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On initial recognition and at each reporting date after a credit loss is identified, we recognize an allowance for remaining lifetime expected credit losses. This amount is calculated as the difference between the amortized cost and the present value of future expected cash flows, limited to the difference between the carrying amount (i.e., fair value) and amortized cost. If a credit loss is determined to exist, the credit loss impairment is included in net gains (losses) on investments and other financial instruments in the statement of operations, with an offset to an allowance for credit losses. Subsequent changes (favorable and unfavorable) in expected credit losses are recognized immediately in net income (loss) as a credit loss impairment or a reversal of credit loss impairment.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Recent Accounting Pronouncements</span></div><div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Accounting Standards Adopted During 2020 </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We adopted ASU 2016-13 on January 1, 2020 using the modified retrospective adoption approach. This ASU and the associated subsequent amendments require that financial assets measured at their amortized cost basis be presented at the net amount expected to be collected. Credit losses relating to our available-for-sale debt securities are recorded through an allowance for credit losses, rather than a write-down of the asset, with the amount of the allowance limited to the amount by which fair value is less than amortized cost. This allowance method will allow reversals of credit losses if the estimate of credit losses declines. This ASU affected certain of our accounts and notes receivable, including premiums receivable, and certain of our other assets, including reinsurance recoverables; however, the update did not have a material effect on our financial statements and disclosures. See Note 6 for additional information.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We adopted ASU 2019-04, Codification Improvements related to Financial Instruments—Credit Losses, Derivatives and Hedging, and Financial Instruments on January 1, 2020. This update to the accounting standards regarding financial instruments and derivatives and hedging clarifies the accounting treatment for the measurement of credit losses and provides further clarification on previously issued updates. The adoption of this update did not have a material effect on our financial statements and disclosures.</span></div><div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Accounting Standards Not Yet Adopted </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In August 2018, the FASB issued ASU 2018-12, Financial Services—Insurance. The new standard: (i) requires that assumptions used to measure the liability for future policy benefits be reviewed at least annually; (ii) defines and simplifies the measurement of market risk benefits; (iii) simplifies the amortization of deferred acquisition costs; and (iv) enhances the required disclosures about long-duration contracts. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In December 2019, the FASB issued ASU 2019-12, Income Taxes—Simplifying the Accounting for Income Taxes. This update simplifies the accounting for income taxes by removing certain exceptions to the general principals of ASC Topic 740 in GAAP. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform—Facilitation of the Effects of Reference Reform on Financial Reporting. This update provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments in this update are optional and may be elected from the date of issuance through December 31, 2022, as reference rate reform activities occur. We are currently evaluating the impact of the guidance and our options related to the practical expedients.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In October 2020, the FASB issued ASU 2020-08, Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs. This update clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is not permitted. Entities are required to apply ASU 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.</span></div> Basis of PresentationOur condensed consolidated financial statements are prepared in accordance with GAAP and include the accounts of Radian Group Inc. and its subsidiaries. All intercompany accounts and transactions, and intercompany profits and losses, have been eliminated. We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to the instructions set forth in Article 10 of Regulation S-X of the SEC. Certain prior period amounts have been reclassified to conform to current period presentation. <div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Use of Estimates</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of our contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting periods. While the amounts included in our condensed consolidated financial statements include our best estimates and assumptions, actual results may vary materially.</span></div> <div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Investments</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Investments in fixed-maturity securities not classified as held to maturity or trading securities are classified as available for sale and are reported at fair value, with unrealized gains and losses (net of tax) reported as a separate component of stockholders’ equity as accumulated other comprehensive income (loss), unless: (i) we intend to sell the impaired security; (ii) it is more likely than not that we will be required to sell the impaired security prior to recovery of its amortized cost basis; or (iii) the present value of cash flows we expect to collect is less than the amortized cost basis of a security. In those instances, we record an impairment loss through earnings that varies depending on specific circumstances, as described below.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If a sale is likely, the full amount of the impairment is recognized as a loss in the statement of operations. Otherwise, unrealized losses on securities are separated into: (i) the portion of loss that represents the credit loss and (ii) the portion that is due to other factors. As a result of the adoption, effective January 2020, of ASU 2016-13, Financial Instruments—Credit Losses (“ASU 2016-13”), described below, in evaluating whether a decline in value for other securities relates to an existing credit loss, we consider several factors, including, but not limited to, the following:</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">the extent to which the amortized cost basis is greater than fair value; </span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">reasons for the decline in value (e.g., adverse conditions related to industry or geographic area, changes in financial condition to the issuers or underlying loan obligors); </span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">any changes to the rating of the security by a rating agency;</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">the failure of the issuer to make a scheduled payment;</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">the financial position, access to capital and near-term prospects of the issuer, including the current and future impact of any specific events; and</span></div><div style="margin-bottom:5pt;margin-top:5pt;padding-left:54pt;text-indent:-18pt"><span style="color:#668092;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">■</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%;padding-left:12.57pt">our best estimate of the present value of cash flows expected to be collected.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In addition, we no longer consider the duration of the decline in value in assessing whether our fixed income securities available for sale have a credit loss impairment. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On initial recognition and at each reporting date after a credit loss is identified, we recognize an allowance for remaining lifetime expected credit losses. This amount is calculated as the difference between the amortized cost and the present value of future expected cash flows, limited to the difference between the carrying amount (i.e., fair value) and amortized cost. If a credit loss is determined to exist, the credit loss impairment is included in net gains (losses) on investments and other financial instruments in the statement of operations, with an offset to an allowance for credit losses. Subsequent changes (favorable and unfavorable) in expected credit losses are recognized immediately in net income (loss) as a credit loss impairment or a reversal of credit loss impairment.</span></div> <div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Accounting Standards Adopted During 2020 </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We adopted ASU 2016-13 on January 1, 2020 using the modified retrospective adoption approach. This ASU and the associated subsequent amendments require that financial assets measured at their amortized cost basis be presented at the net amount expected to be collected. Credit losses relating to our available-for-sale debt securities are recorded through an allowance for credit losses, rather than a write-down of the asset, with the amount of the allowance limited to the amount by which fair value is less than amortized cost. This allowance method will allow reversals of credit losses if the estimate of credit losses declines. This ASU affected certain of our accounts and notes receivable, including premiums receivable, and certain of our other assets, including reinsurance recoverables; however, the update did not have a material effect on our financial statements and disclosures. See Note 6 for additional information.</span></div>We adopted ASU 2019-04, Codification Improvements related to Financial Instruments—Credit Losses, Derivatives and Hedging, and Financial Instruments on January 1, 2020. This update to the accounting standards regarding financial instruments and derivatives and hedging clarifies the accounting treatment for the measurement of credit losses and provides further clarification on previously issued updates. The adoption of this update did not have a material effect on our financial statements and disclosures <div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Accounting Standards Not Yet Adopted </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In August 2018, the FASB issued ASU 2018-12, Financial Services—Insurance. The new standard: (i) requires that assumptions used to measure the liability for future policy benefits be reviewed at least annually; (ii) defines and simplifies the measurement of market risk benefits; (iii) simplifies the amortization of deferred acquisition costs; and (iv) enhances the required disclosures about long-duration contracts. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In December 2019, the FASB issued ASU 2019-12, Income Taxes—Simplifying the Accounting for Income Taxes. This update simplifies the accounting for income taxes by removing certain exceptions to the general principals of ASC Topic 740 in GAAP. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform—Facilitation of the Effects of Reference Reform on Financial Reporting. This update provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments in this update are optional and may be elected from the date of issuance through December 31, 2022, as reference rate reform activities occur. We are currently evaluating the impact of the guidance and our options related to the practical expedients.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In October 2020, the FASB issued ASU 2020-08, Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs. This update clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is not permitted. Entities are required to apply ASU 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.</span></div> Net Income Per Share<div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Basic net income per share is computed by dividing net income by the weighted-average number of common shares outstanding, while diluted net income per share is computed by dividing net income attributable to common stockholders by the sum of the weighted-average number of common shares outstanding and the weighted-average number of dilutive potential common shares. Dilutive potential common shares relate to our share-based compensation arrangements.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The calculation of basic and diluted net income per share is as follows: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:52.554%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.577%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands, except per-share amounts)</span></td><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income —basic and diluted</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">135,103 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">173,438 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">245,613 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">511,125 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average common shares outstanding—basic </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">193,176 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">203,107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,120 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208,561 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dilutive effect of share-based compensation arrangements </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">980 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,127 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted average common shares outstanding—diluted</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">194,156 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208,691 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">197,247 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">213,963 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income per share:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basic</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.70 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.25 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.45 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Diluted</span></div></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.70 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.25 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes the impact of fully vested shares under our share-based compensation programs.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">The following number of shares of our common stock equivalents issued under our share-based compensation arrangements are not included in the calculation of diluted net income per share because they are anti-dilutive: </span><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.614%"><tr><td style="width:1.0%"/><td style="width:50.429%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.065%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Shares of common stock equivalents</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">710 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,046 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">160 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The calculation of basic and diluted net income per share is as follows: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:52.554%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.577%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands, except per-share amounts)</span></td><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income —basic and diluted</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">135,103 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">173,438 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">245,613 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">511,125 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average common shares outstanding—basic </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">193,176 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">203,107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,120 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208,561 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dilutive effect of share-based compensation arrangements </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">980 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,127 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,402 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted average common shares outstanding—diluted</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">194,156 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208,691 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">197,247 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">213,963 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income per share:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basic</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.70 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.85 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.25 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.45 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Diluted</span></div></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.70 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.83 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.25 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.39 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes the impact of fully vested shares under our share-based compensation programs.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">The following number of shares of our common stock equivalents issued under our share-based compensation arrangements are not included in the calculation of diluted net income per share because they are anti-dilutive: </span><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.614%"><tr><td style="width:1.0%"/><td style="width:50.429%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.065%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Shares of common stock equivalents</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">710 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,046 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">160 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div> 135103000 135103000 173438000 173438000 245613000 245613000 511125000 511125000 193176000 203107000 196120000 208561000 980000 5584000 1127000 5402000 194156000 208691000 197247000 213963000 0.70 0.85 1.25 2.45 0.70 0.83 1.25 2.39 710000 0 1046000 160000 Segment Reporting <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We have two strategic business units that we manage separately—Mortgage and Real Estate. Our Mortgage segment derives its revenue from mortgage insurance and other mortgage and risk services, including contract underwriting services provided to lenders. Our Real Estate segment offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain. In addition, we report as All Other activities that include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale in January 2020. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subsequent to the sale of Clayton, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. As revised, the Company’s Mortgage and Real Estate segments are managed by our President of Mortgage and Co-Heads of Real Estate, respectively, who are responsible for the overall profitability of their respective segments and who are directly accountable to our chief operating decision maker. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The differences in the basis of segmentation compared to our 2019 Form 10-K are as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:64.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.297%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.860%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Business Activity</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;padding-right:11.25pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current Segmentation</span></div></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior Segmentation</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage insurance and risk services</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Insurance</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Contract underwriting services</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title and real estate services </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Clayton</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income (loss) from holding company assets (and related corporate expenses)</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Insurance</span></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes single family rental services.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">These segment reporting changes align with the changes in personnel reporting lines, management oversight and branding following the sale of Clayton, and are consistent with the way our chief operating decision maker began assessing the performance of our reportable segments and other business activities effective in the first quarter of 2020. These changes to our reportable segments have been reflected in our segment operating results for all periods presented. See Note 1 for additional details about our Mortgage and Real Estate businesses. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We allocate corporate operating expenses to both reportable segments based on each segment’s forecasted annual percentage of total revenue, which approximates the estimated percentage of management time spent on each segment. In addition, we allocate all corporate interest expense to our Mortgage segment, due to the capital-intensive nature of our mortgage insurance business. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">With the exception of goodwill and other acquired intangible assets that relate to our Real Estate segment, which are reviewed as part of our annual goodwill impairment assessment, we do not manage assets by segment.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Adjusted Pretax Operating Income (Loss)</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our senior management, including our chief operating decision maker, uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of each of Radian’s business segments and to allocate resources to the segments. Adjusted pretax operating income (loss) is defined as pretax income (loss) excluding the effects of: (i) net gains (losses) on investments and other financial instruments; (ii) loss on extinguishment of debt; (iii) amortization and impairment of goodwill and other acquired intangible assets; and (iv) impairment of other long-lived assets and other non-operating items, such as gains (losses) from the sale of lines of business and acquisition-related income and expenses. See Note 4 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for detailed information regarding items excluded from adjusted pretax operating income (loss), including the reasons for their treatment.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Although adjusted pretax operating income (loss) excludes certain items that have occurred in the past and are expected to occur in the future, the excluded items represent those that are: (i) not viewed as part of the operating performance of our primary activities or (ii) not expected to result in an economic impact equal to the amount reflected in pretax income (loss). </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Adjusted pretax operating income (loss) for each segment represents segment results on a standalone basis; therefore, inter-segment eliminations and reclassifications required for consolidated GAAP presentation have not been reflected. Inter-segment activities are recorded at market rates for segment reporting and eliminated in consolidation.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The reconciliation of adjusted pretax operating income (loss) for our reportable segments to consolidated pretax income is as follows: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:97.514%"><tr><td style="width:1.0%"/><td style="width:50.923%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.549%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.648%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.549%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.655%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted pretax operating income (loss):</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145,836 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209,601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">263,182 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">627,942 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,941)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,541)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,625)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,238)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total adjusted pretax operating income (loss) for reportable segments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139,895 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">207,060 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">247,557 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617,704 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other adjusted pretax operating income (loss)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,085 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,683 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,523 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,948 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net gains (losses) on investments and other financial instruments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,652 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42,901 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loss on extinguishment of debt</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,940)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(22,738)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization and impairment of other acquired intangible assets</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(961)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,139)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,919)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,465)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment of other long-lived assets and other non-operating items </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(466)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(788)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,557)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated pretax income</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">161,205 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">217,673 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300,274 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">643,354 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes allocated corporate operating expenses and depreciation expense as follows:</span></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:93.128%"><tr><td style="width:1.0%"/><td style="width:48.664%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.782%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.786%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allocated corporate operating expenses</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">29,435 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,671 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83,700 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">76,684 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Depreciation expense</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,895 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,817 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,719 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,528 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019, as further described below.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes allocated corporate operating expenses and depreciation expense as follows:</span></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:93.128%"><tr><td style="width:1.0%"/><td style="width:48.664%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.782%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.786%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allocated corporate operating expenses</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,818 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,910 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10,993 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,364 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Depreciation expense</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">683 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">561 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,125 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our results for the nine months ended September 30, 2019 include a $32.9 million increase in net premiums earned and a $0.12 increase in net income per share due to a reduction in our unearned premiums, resulting from a cumulative adjustment in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding this adjustment and our accounting policies for insurance premiums revenue recognition.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Revenue</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The reconciliation of revenue for our reportable segments to consolidated revenues is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:97.807%"><tr><td style="width:1.0%"/><td style="width:47.479%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.846%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.640%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.846%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.645%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Revenues:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">320,013 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,646 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">922,040 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">956,660 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,328 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,139 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88,003 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:13.5pt;text-indent:-13.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total revenues for reportable segments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">353,341 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">347,785 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,010,043 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,037,449 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other revenues </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,858 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,812 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,984 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net gains (losses) on investments and other financial instruments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,652 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42,901 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other non-operating revenue</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">247 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Elimination of inter-segment revenues </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,617)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(268)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,419)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,150)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total revenues</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">375,234 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">380,338 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,068,756 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,138,931 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes immaterial inter-segment revenues for the three and nine months ended September 30, 2020 and 2019.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 as further described above.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes $1.5 million and $4.0 million for the three and nine months ended September 30, 2020, respectively, related to the $200 million 3% intercompany surplus note issued by Radian Guaranty to Radian Group in January 2020. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The accounting standard on revenue from contracts with customers is primarily applicable to our services revenue and is not applicable to our investments and insurance products, which represent the majority of our revenue. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding our accounting policies and the services we offer. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The table below, which represents total services revenue on our condensed consolidated statements of operations for the periods indicated, represents the disaggregation of services revenues from external customers, by type:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.614%"><tr><td style="width:1.0%"/><td style="width:51.040%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.064%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services revenue </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate services:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Valuation services </span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,881 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,772 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,519 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,836 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title services</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,081 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,590 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,445 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset management services</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,453 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,567 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,791 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,300 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other real estate services</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">614 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,364 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">407 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage services </span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,914 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,340 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,965 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,856 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other services </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,905 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,861 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,977 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total services revenue </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,943 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42,509 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,945 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">114,565 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes services revenue from Clayton prior to its sale in January 2020.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our services revenues are recognized over time and measured each period based on the progress to date as services are performed and made available to customers. Our contracts with customers, including payment terms, are generally short-term in nature; therefore, any impact related to timing is immaterial. Revenue expected to be recognized in any future period related to remaining performance obligations, such as contracts where revenue is recognized as invoiced and contracts with variable consideration related to undelivered performance obligations, is not material.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Revenue recognized related to services made available to customers and billed is reflected in accounts and notes receivable. Accounts and notes receivable includes $28.9 million and $10.8 million as of September 30, 2020 and December 31, 2019, respectively, related to services revenue contracts. Revenue recognized related to services performed and not yet billed is recorded in unbilled receivables and reflected in other assets. See Note 9 for additional information. Deferred revenue, which </span></div>represents advance payments received from customers in advance of revenue recognition, is immaterial for all periods presented. We have no material bad-debt expense. <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We have two strategic business units that we manage separately—Mortgage and Real Estate. Our Mortgage segment derives its revenue from mortgage insurance and other mortgage and risk services, including contract underwriting services provided to lenders. Our Real Estate segment offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain. In addition, we report as All Other activities that include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale in January 2020. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Subsequent to the sale of Clayton, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. As revised, the Company’s Mortgage and Real Estate segments are managed by our President of Mortgage and Co-Heads of Real Estate, respectively, who are responsible for the overall profitability of their respective segments and who are directly accountable to our chief operating decision maker. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The differences in the basis of segmentation compared to our 2019 Form 10-K are as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:64.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.297%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.860%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Business Activity</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;padding-right:11.25pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current Segmentation</span></div></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Prior Segmentation</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage insurance and risk services</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Insurance</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Contract underwriting services</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title and real estate services </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Clayton</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income (loss) from holding company assets (and related corporate expenses)</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Insurance</span></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes single family rental services.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">These segment reporting changes align with the changes in personnel reporting lines, management oversight and branding following the sale of Clayton, and are consistent with the way our chief operating decision maker began assessing the performance of our reportable segments and other business activities effective in the first quarter of 2020. These changes to our reportable segments have been reflected in our segment operating results for all periods presented. See Note 1 for additional details about our Mortgage and Real Estate businesses. </span></div>We allocate corporate operating expenses to both reportable segments based on each segment’s forecasted annual percentage of total revenue, which approximates the estimated percentage of management time spent on each segment. In addition, we allocate all corporate interest expense to our Mortgage segment, due to the capital-intensive nature of our mortgage insurance business. 2 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The reconciliation of adjusted pretax operating income (loss) for our reportable segments to consolidated pretax income is as follows: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:97.514%"><tr><td style="width:1.0%"/><td style="width:50.923%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.549%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.648%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.549%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.094%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.655%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Adjusted pretax operating income (loss):</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145,836 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209,601 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">263,182 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">627,942 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,941)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,541)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,625)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,238)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total adjusted pretax operating income (loss) for reportable segments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139,895 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">207,060 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">247,557 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617,704 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other adjusted pretax operating income (loss)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,085 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,683 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,523 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,948 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net gains (losses) on investments and other financial instruments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,652 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42,901 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loss on extinguishment of debt</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,940)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(22,738)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization and impairment of other acquired intangible assets</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(961)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,139)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,919)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,465)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment of other long-lived assets and other non-operating items </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(466)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(788)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,557)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated pretax income</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">161,205 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">217,673 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300,274 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">643,354 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes allocated corporate operating expenses and depreciation expense as follows:</span></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:93.128%"><tr><td style="width:1.0%"/><td style="width:48.664%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.782%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.786%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allocated corporate operating expenses</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">29,435 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,671 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83,700 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">76,684 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Depreciation expense</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,895 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,817 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,719 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,528 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019, as further described below.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes allocated corporate operating expenses and depreciation expense as follows:</span></div><div style="padding-left:18pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:93.128%"><tr><td style="width:1.0%"/><td style="width:48.664%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.782%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.584%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.575%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.786%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allocated corporate operating expenses</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,818 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,910 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10,993 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,364 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Depreciation expense</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">683 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">561 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,125 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,769 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div> 145836000 209601000 263182000 627942000 -5941000 -2541000 -15625000 -10238000 139895000 207060000 247557000 617704000 5085000 5683000 13523000 12948000 17652000 13009000 42901000 47462000 0 -5940000 0 -22738000 961000 2139000 2919000 6465000 466000 0 788000 5557000 161205000 217673000 300274000 643354000 29435000 26671000 83700000 76684000 2895000 3817000 9719000 11528000 3818000 2910000 10993000 8364000 683000 561000 2125000 1769000 32900000 0.12 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The reconciliation of revenue for our reportable segments to consolidated revenues is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:97.807%"><tr><td style="width:1.0%"/><td style="width:47.479%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.846%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.640%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.846%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.811%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.645%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Revenues:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">320,013 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,646 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">922,040 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">956,660 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,328 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,139 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88,003 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:13.5pt;text-indent:-13.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total revenues for reportable segments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">353,341 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">347,785 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,010,043 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,037,449 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other revenues </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,858 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,812 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,984 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net gains (losses) on investments and other financial instruments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,652 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42,901 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,462 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other non-operating revenue</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">247 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Elimination of inter-segment revenues </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,617)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(268)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,419)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,150)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total revenues</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">375,234 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">380,338 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,068,756 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,138,931 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes immaterial inter-segment revenues for the three and nine months ended September 30, 2020 and 2019.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 as further described above.</span></div>(3)Includes $1.5 million and $4.0 million for the three and nine months ended September 30, 2020, respectively, related to the $200 million 3% intercompany surplus note issued by Radian Guaranty to Radian Group in January 2020. 320013000 317646000 922040000 956660000 33328000 30139000 88003000 80789000 353341000 347785000 1010043000 1037449000 5858000 19812000 19984000 55170000 17652000 13009000 42901000 47462000 0 0 247000 0 -1617000 -268000 -4419000 -1150000 375234000 380338000 1068756000 1138931000 1500000 4000000.0 200000000 200000000 0.03 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The table below, which represents total services revenue on our condensed consolidated statements of operations for the periods indicated, represents the disaggregation of services revenues from external customers, by type:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.614%"><tr><td style="width:1.0%"/><td style="width:51.040%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.064%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 4.5pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Services revenue </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate services:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Valuation services </span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,881 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,772 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,519 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,836 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title services</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,081 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,590 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,445 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset management services</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,453 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,567 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,791 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,300 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 24.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other real estate services</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">614 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">335 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,364 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">407 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage services </span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,914 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,340 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,965 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,856 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">All Other services </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,905 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,861 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,977 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total services revenue </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,943 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42,509 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,945 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">114,565 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes services revenue from Clayton prior to its sale in January 2020.</span></div> 11881000 14772000 31519000 40836000 9081000 4590000 25445000 11189000 8453000 6567000 21791000 19300000 614000 335000 1364000 407000 3914000 2340000 10965000 4856000 0 13905000 2861000 37977000 33943000 42509000 93945000 114565000 28900000 10800000 0 0 0 0 Fair Value of Financial Instruments<div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For discussion of our valuation methodologies for assets and liabilities measured at fair value and the fair value hierarchy, see Note 5 of Notes to Consolidated Financial Statements in our 2019 Form 10-K. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following is a list of assets that are measured at fair value by hierarchy level as of September 30, 2020: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.315%"><tr><td style="width:1.0%"/><td style="width:50.815%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.140%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.140%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.037%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level I</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level II</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets at fair value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investments:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157,407 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,494 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,901 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,975 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,975 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,898,357 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,898,357 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,113 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,113 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,962 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,962 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809,388 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809,388 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,296 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,296 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157,407 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,471,585 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,628,992 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120,547 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120,547 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">122,858 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">122,858 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,930 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,930 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,315 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,315 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total trading securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291,650 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291,650 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">84,255 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,062 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91,317 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term investments:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,716 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,716 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,973 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,973 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market instruments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">232,105 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">232,105 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106,013 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106,013 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,339 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,339 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total short-term investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">261,821 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">305,325 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,146 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investments at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">503,483 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,075,622 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,579,105 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loaned securities: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,932 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,932 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,990 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,990 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,473 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,089,554 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,637,027 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Comprising short-term certificates of deposit and commercial paper.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Does not include other invested assets of $2.5 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $3.0 million invested in a private convertible promissory note.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following is a list of assets that are measured at fair value by hierarchy level as of December 31, 2019:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:51.015%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.092%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.092%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.094%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level I</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level II</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets at fair value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investments:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,884 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,700 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">179,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,237,611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,237,611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">779,354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">779,354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">608,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">608,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">759,129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">759,129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,884 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,545,027 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,688,911 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118,949 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118,949 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total trading securities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">124,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,212 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130,221 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term investments:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127,152 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127,152 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,475 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,475 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market instruments</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202,461 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202,461 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,298 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,298 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,007 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,007 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total short-term investments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">329,613 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">188,780 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">518,393 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investments at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">597,506 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,057,169 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,654,675 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loaned securities: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,464 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,464 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">660,279 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,060,838 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,721,117 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Comprising short-term certificates of deposit and commercial paper.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Does not include other invested assets of $2.6 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $1.5 million invested in a private convertible promissory note.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">At September 30, 2020 and December 31, 2019, we had a Level III asset of $5.5 million and $0.4 million, respectively, measured at fair value, included in other assets in our condensed consolidated balance sheets. The Level III asset represents the embedded derivatives associated with mortgage insurance-linked notes transactions in connection with our Excess-of-Loss </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Program, as described in Note 8. The total fair value of the embedded derivatives at September 30, 2020 and December 31, 2019 consists of impacts related to the fair value accounting for derivatives associated with our reinsurance contracts and the related fluctuations from period to period. The estimated fair value related to our embedded derivatives reflects the present value impact of the future variation in premiums we will pay, and includes significant unobservable inputs associated with LIBOR rates and the yield on investments held by trust. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">There were no investment transfers to or from Level III for the three and nine months ended September 30, 2020 or the year ended December 31, 2019. Except for the activity related to the embedded derivatives described above, activity related to Level III assets and liabilities (including realized and unrealized gains and losses, purchases, sales, issuances, settlements and transfers) was immaterial for the three and nine months ended September 30, 2020 and the year ended December 31, 2019. </span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Other Fair Value Disclosure </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The carrying value and estimated fair value of other selected liabilities not carried at fair value in our condensed consolidated balance sheets were as follows as of the dates indicated: </span></div><div style="text-indent:22.5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:92.543%"><tr><td style="width:1.0%"/><td style="width:49.452%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.432%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.432%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.432%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.437%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated<br/>Fair Value</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated<br/>Fair Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior notes</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,404,759 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,450,590 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">887,110 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">949,500 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,058 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">144,280 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134,875 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">135,997 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The fair value of our senior notes is estimated based on their quoted market prices. The fair value of our FHLB advances is estimated based on expected cash flows for similar borrowings. These liabilities are categorized in Level II of the fair value hierarchy. See Note 12 for further information on our senior notes and FHLB advances.</span></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following is a list of assets that are measured at fair value by hierarchy level as of September 30, 2020: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.315%"><tr><td style="width:1.0%"/><td style="width:50.815%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.140%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.140%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.037%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level I</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level II</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets at fair value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investments:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157,407 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,494 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,901 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,975 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,975 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,898,357 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,898,357 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,113 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,113 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,962 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,962 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809,388 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809,388 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,296 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,296 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157,407 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,471,585 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,628,992 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120,547 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120,547 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">122,858 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">122,858 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,930 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,930 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,315 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,315 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total trading securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291,650 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291,650 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">84,255 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,062 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91,317 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term investments:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,716 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,716 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,973 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,973 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market instruments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">232,105 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">232,105 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106,013 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106,013 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,339 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,339 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total short-term investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">261,821 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">305,325 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,146 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investments at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">503,483 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,075,622 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,579,105 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loaned securities: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,932 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,932 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,990 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,990 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,473 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,089,554 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,637,027 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Comprising short-term certificates of deposit and commercial paper.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Does not include other invested assets of $2.5 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $3.0 million invested in a private convertible promissory note.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following is a list of assets that are measured at fair value by hierarchy level as of December 31, 2019:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:51.015%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.092%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.092%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.094%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level I</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Level II</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets at fair value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investments:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,884 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,700 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">179,584 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,237,611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,237,611 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">779,354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">779,354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">608,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">608,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">759,129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">759,129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,884 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,545,027 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,688,911 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118,949 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118,949 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,232 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,180 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,789 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total trading securities</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:20.25pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">124,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,212 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130,221 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short-term investments:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127,152 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">127,152 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,475 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,475 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market instruments</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202,461 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202,461 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,298 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,298 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,007 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,007 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total short-term investments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">329,613 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">188,780 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">518,393 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total investments at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">597,506 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,057,169 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,654,675 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loaned securities: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,309 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,669 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,464 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,464 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets at fair value </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">660,279 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,060,838 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,721,117 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Comprising short-term certificates of deposit and commercial paper.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Does not include other invested assets of $2.6 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $1.5 million invested in a private convertible promissory note.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.</span></div> 157407000 29494000 186901000 0 159975000 159975000 0 2898357000 2898357000 0 850113000 850113000 0 718962000 718962000 0 809388000 809388000 0 5296000 5296000 157407000 5471585000 5628992000 0 120547000 120547000 0 122858000 122858000 0 13930000 13930000 0 34315000 34315000 0 291650000 291650000 84255000 7062000 91317000 29716000 0 29716000 0 26973000 26973000 232105000 0 232105000 0 106013000 106013000 0 172339000 172339000 261821000 305325000 567146000 503483000 6075622000 6579105000 0 13932000 13932000 43990000 0 43990000 547473000 6089554000 6637027000 2500000 3000000.0 143884000 35700000 179584000 0 119994000 119994000 0 2237611000 2237611000 0 779354000 779354000 0 608015000 608015000 0 759129000 759129000 0 5224000 5224000 143884000 4545027000 4688911000 0 118949000 118949000 0 147232000 147232000 0 16180000 16180000 0 34789000 34789000 0 317150000 317150000 124009000 6212000 130221000 127152000 0 127152000 0 21475000 21475000 202461000 0 202461000 0 20298000 20298000 0 147007000 147007000 329613000 188780000 518393000 597506000 5057169000 5654675000 35309000 0 35309000 0 3669000 3669000 27464000 0 27464000 660279000 5060838000 5721117000 2600000 1500000 5500000 400000 0 0 0 0 0 0 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The carrying value and estimated fair value of other selected liabilities not carried at fair value in our condensed consolidated balance sheets were as follows as of the dates indicated: </span></div><div style="text-indent:22.5pt"><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:92.543%"><tr><td style="width:1.0%"/><td style="width:49.452%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.432%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.432%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.432%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.437%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated<br/>Fair Value</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Estimated<br/>Fair Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior notes</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,404,759 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,450,590 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">887,110 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">949,500 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,058 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">144,280 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134,875 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">135,997 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> 1404759000 1450590000 887110000 949500000 141058000 144280000 134875000 135997000 Investments <div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Available for Sale Securities</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our available for sale securities within our investment portfolio consisted of the following as of the dates indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:42.321%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.577%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="27" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Allowance for Credit Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair Value</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,457 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,105 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,661)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,901 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145,318 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,850 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(193)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,975 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,703,446 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,290)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">218,127 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,471)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,911,812 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">813,006 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,137 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,113 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">686,414 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,339 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,791)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,962 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">811,687 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,051 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,350)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809,388 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,098 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">198 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,296 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total securities available for sale, including loaned securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,351,426 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,290)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">313,807 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20,496)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,642,447 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: loaned securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,890 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,455 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,338,536 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,628,992 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.614%"><tr><td style="width:1.0%"/><td style="width:51.958%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.411%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.411%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.064%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">198,613 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,048 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(733)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">199,928 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,003 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,032 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,136,819 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106,189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,728)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,241,280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766,429 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,452 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,527)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">779,354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">593,647 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,993 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(625)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">608,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">760,785 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,018 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,674)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">759,129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,091 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">133 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total securities available for sale, including loaned securities</span></div></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,573,387 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,865 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,328)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,712,924 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: loaned securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,853 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,013 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,549,534 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,688,911 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides a rollforward of the allowance for credit losses on fixed-maturities available for sale, which relates entirely to corporate bonds and notes for the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.900%"><tr><td style="width:1.0%"/><td style="width:51.941%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.713%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.130%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.716%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended September 30, 2020</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Beginning balance</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,476 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 21pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current provision for securities without prior allowance</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,596 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.25pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net increases (decreases) in allowance on previously impaired securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(186)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reduction for securities sold</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(306)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ending balance</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Gross Unrealized Losses and Fair Value of Available for Sale Securities</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For our available for sale securities in an unrealized loss position, the following tables show the gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates indicated. Included in the amounts as of September 30, 2020 and December 31, 2019 are loaned securities under securities lending agreements that are classified as other assets in our condensed consolidated balance sheets, as further described below. </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"/><td style="width:13.709%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.378%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.310%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.697%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.524%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.844%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.551%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.524%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.310%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.556%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="51" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in thousands) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Description of Securities</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Less Than 12 Months</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12 Months or Greater</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,250 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,661)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,250 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,661)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,543 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(193)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,543 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(193)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">306,915 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,471)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">306,915 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,471)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,723 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(19)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">956 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,679 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">176,482 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,537)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,146 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(254)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">183,628 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,791)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">308,637 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,025)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152,098 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,325)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">460,735 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,350)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">309 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">930,550 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16,906)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">160,200 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,590)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">346 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,090,750 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20,496)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"/><td style="width:13.584%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.535%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.325%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.563%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.535%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.151%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.563%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.535%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.032%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.571%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="51" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in thousands) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Description of Securities</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Less Than 12 Months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12 Months or Greater</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,142 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(731)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,529 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,671 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(733)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,959 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,959 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,728)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,728)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184,378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(535)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,192 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(992)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">220,570 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,527)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">109,589 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(478)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(147)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">115,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(625)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,944 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(670)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209,661 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,004)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">435,605 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,674)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">660,883 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,183)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">254,728 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,145)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">224 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">915,611 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,328)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">See below for additional details on our net gains (losses) on investments, including the changes in the allowance for credit losses on fixed maturities available for sale and other impairments due to our intent to sell securities in an unrealized loss position. See Note 2 for a discussion of our accounting policy for impairments, including our adoption of ASU 2016-13 effective January 2020. </span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Securities Lending Agreements</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We participate in a securities lending program whereby we loan certain securities in our investment portfolio to third-party borrowers for short periods of time. Although we report such securities at fair value within other assets in our condensed consolidated balance sheets, rather than within investments, the detailed information we provide in this Note 6 includes these securities. See Note 5 for additional detail on the loaned securities, and see Note 6 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information about our accounting policies with respect to our securities lending agreements and the collateral requirements thereunder. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">All of our securities lending agreements are classified as overnight and revolving. Securities collateral on deposit with us from third-party borrowers totaling $26.3 million and $42.4 million as of September 30, 2020 and December 31, 2019, respectively, may not be transferred or re-pledged unless the third-party borrower is in default, and is therefore not reflected in our condensed consolidated financial statements. </span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Net Gains (Losses) on Investments</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net gains (losses) on investments consisted of:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:52.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.638%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net realized gains (losses):</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4pt;font-weight:400;line-height:100%"> </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,777 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,401 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,998 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(391)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">361 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(708)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">205 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">273 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net realized gains (losses) on investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,973 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,597 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,636 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,631 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment losses due to intent to sell</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,401)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net decrease (increase) in expected credit losses</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,596)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,813 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,419 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">916 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total net gains (losses) on investments</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,972 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,016 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,555 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,636 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Components of net realized gains (losses) on fixed-maturities available for sale include:</span><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.029%"><tr><td style="width:1.0%"/><td style="width:50.746%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.130%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.130%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.130%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.136%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Gross investment gains from sales and redemptions</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14,219 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,697 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">34,422 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10,926 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Gross investment losses from sales and redemptions</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(442)</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(296)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(2,424)</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(5,717)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The net changes in unrealized gains (losses) recognized in earnings on investments that were still held at each period-end were as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:52.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.638%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments still held:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,150)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,132 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,990 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,455 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,158)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(173)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments still held</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,132 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,742 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,984 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,068 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:10pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Contractual Maturities</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The contractual maturities of fixed-maturities available for sale were as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:69.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.938%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.940%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Available for Sale</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due in one year or less </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,375 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,832 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after one year through five years </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">984,406 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,034,592 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after five years through 10 years </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,246,319 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,351,007 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after 10 years </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">715,219 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,553 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed and other mortgage-backed securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,311,107 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,378,463 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,351,426 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,642,447 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: loaned securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,890 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,455 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></div></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,338,536 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,628,992 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Actual maturities may differ as a result of calls before scheduled maturity.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes RMBS, CMBS and Other ABS, which are not due at a single maturity date. </span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Other</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For the nine months ended September 30, 2020, we did not transfer any securities to or from the available for sale or trading categories.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our fixed-maturities available for sale include securities totaling $17.0 million and $16.8 million at September 30, 2020 and December 31, 2019, respectively, on deposit and serving as collateral with various state regulatory authorities. Our fixed-maturities available for sale also include securities serving as collateral for our FHLB advances. See Note 12 for additional information about our FHLB advances.</span></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our available for sale securities within our investment portfolio consisted of the following as of the dates indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:42.321%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.577%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="27" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Allowance for Credit Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair Value</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,457 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,105 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,661)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,901 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145,318 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,850 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(193)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,975 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,703,446 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,290)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">218,127 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,471)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,911,812 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">813,006 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,137 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,113 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">686,414 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,339 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,791)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,962 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">811,687 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,051 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,350)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">809,388 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,098 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">198 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,296 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total securities available for sale, including loaned securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,351,426 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,290)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">313,807 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20,496)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,642,447 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: loaned securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,890 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,455 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,338,536 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,628,992 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.614%"><tr><td style="width:1.0%"/><td style="width:51.958%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.411%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.062%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.411%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.064%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale:</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">198,613 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,048 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(733)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">199,928 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,003 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,032 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,136,819 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">106,189 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,728)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,241,280 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766,429 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,452 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,527)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">779,354 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">593,647 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,993 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(625)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">608,015 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">760,785 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,018 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,674)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">759,129 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Foreign government and agency securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,091 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">133 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#2c2c2c;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,224 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total securities available for sale, including loaned securities</span></div></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,573,387 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147,865 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,328)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,712,924 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: loaned securities</span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,853 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,013 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,549,534 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,688,911 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> 186457000 0 2105000 1661000 186901000 145318000 0 14850000 193000 159975000 2703446000 2290000 218127000 7471000 2911812000 813006000 0 37137000 30000 850113000 686414000 0 37339000 4791000 718962000 811687000 0 4051000 6350000 809388000 5098000 0 198000 0 5296000 5351426000 2290000 313807000 20496000 5642447000 12890000 13455000 5338536000 5628992000 198613000 2048000 733000 199928000 112003000 8032000 41000 119994000 2136819000 106189000 1728000 2241280000 766429000 14452000 1527000 779354000 593647000 14993000 625000 608015000 760785000 2018000 3674000 759129000 5091000 133000 0 5224000 4573387000 147865000 8328000 4712924000 23853000 24013000 4549534000 4688911000 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table provides a rollforward of the allowance for credit losses on fixed-maturities available for sale, which relates entirely to corporate bonds and notes for the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.900%"><tr><td style="width:1.0%"/><td style="width:51.941%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.713%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.130%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.716%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended September 30, 2020</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Beginning balance</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,476 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 21pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current provision for securities without prior allowance</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,596 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.25pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net increases (decreases) in allowance on previously impaired securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(186)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reduction for securities sold</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(306)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ending balance</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,290 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> 2476000 0 0 2596000 186000 0 0 306000 2290000 2290000 the following tables show the gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates indicated. Included in the amounts as of September 30, 2020 and December 31, 2019 are loaned securities under securities lending agreements that are classified as other assets in our condensed consolidated balance sheets, as further described below. <table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"/><td style="width:13.709%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.378%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.310%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.697%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.524%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.844%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.551%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.524%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.310%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.556%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="51" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in thousands) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Description of Securities</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Less Than 12 Months</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12 Months or Greater</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,250 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,661)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,250 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,661)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,543 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(193)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,543 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(193)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">306,915 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,471)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">306,915 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,471)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,723 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(19)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">956 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,679 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(30)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">176,482 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,537)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,146 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(254)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">183,628 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,791)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">308,637 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,025)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152,098 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,325)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">130 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">460,735 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,350)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">309 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">930,550 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16,906)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">160,200 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,590)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">346 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,090,750 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20,496)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.561%"><tr><td style="width:1.0%"/><td style="width:13.584%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.535%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.325%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.563%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.535%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.151%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.563%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.535%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.032%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.534%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.571%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="51" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr style="height:14pt"><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in thousands) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:120%">Description of Securities</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Less Than 12 Months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12 Months or Greater</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="15" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:20pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"># of<br/>securities</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government and agency securities</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,142 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(731)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,529 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,671 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(733)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal obligations</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,959 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,959 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate bonds and notes</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,728)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110,871 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,728)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RMBS</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184,378 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(535)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,192 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(992)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">220,570 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,527)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">CMBS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">109,589 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(478)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,346 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(147)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">115,935 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(625)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other ABS</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,944 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(670)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">209,661 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,004)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">107 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">435,605 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,674)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">154 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">660,883 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,183)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">254,728 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,145)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">224 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">915,611 </span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,328)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table> 4 99250000 1661000 0 0 0 4 99250000 1661000 10 27543000 193000 0 0 0 10 27543000 193000 130 306915000 7471000 0 0 0 130 306915000 7471000 4 11723000 19000 2 956000 11000 6 12679000 30000 60 176482000 4537000 6 7146000 254000 66 183628000 4791000 101 308637000 3025000 29 152098000 3325000 130 460735000 6350000 309 930550000 16906000 37 160200000 3590000 346 1090750000 20496000 2 26142000 731000 2 2529000 2000 4 28671000 733000 1 3959000 41000 0 0 0 1 3959000 41000 25 110871000 1728000 0 0 0 25 110871000 1728000 27 184378000 535000 16 36192000 992000 43 220570000 1527000 36 109589000 478000 8 6346000 147000 44 115935000 625000 63 225944000 670000 44 209661000 3004000 107 435605000 3674000 154 660883000 4183000 70 254728000 4145000 224 915611000 8328000 26300000 42400000 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Net gains (losses) on investments consisted of:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:52.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.638%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net realized gains (losses):</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4pt;font-weight:400;line-height:100%"> </span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:11.25pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fixed-maturities available for sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,777 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,401 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,998 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(391)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">361 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(708)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">205 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">273 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net realized gains (losses) on investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,973 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,597 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,636 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,631 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment losses due to intent to sell</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,401)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net decrease (increase) in expected credit losses</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,596)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,813 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,419 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">916 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total net gains (losses) on investments</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,972 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,016 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,555 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,636 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Components of net realized gains (losses) on fixed-maturities available for sale include:</span><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.029%"><tr><td style="width:1.0%"/><td style="width:50.746%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.130%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.130%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.130%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.136%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 5.62pt;text-align:center;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Gross investment gains from sales and redemptions</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14,219 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,697 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">34,422 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10,926 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Gross investment losses from sales and redemptions</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(442)</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(296)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(2,424)</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(5,717)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> 13777000 4401000 31998000 5209000 0 19000 4000 -391000 0 -28000 361000 -708000 196000 205000 273000 521000 13973000 4597000 32636000 4631000 0 0 1401000 0 -186000 0 2596000 0 2813000 4419000 916000 33005000 16972000 9016000 29555000 37636000 14219000 4697000 34422000 10926000 442000 296000 2424000 5717000 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The net changes in unrealized gains (losses) recognized in earnings on investments that were still held at each period-end were as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:52.870%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.829%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.638%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments still held:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trading securities</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,150)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,132 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,990 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,962 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,455 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">563 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,158)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,170 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 11.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(173)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">152 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(64)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments still held</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,132 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,742 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,984 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,068 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> -1150000 4132000 9990000 18962000 4455000 563000 -8158000 9170000 -173000 47000 152000 -64000 3132000 4742000 1984000 28068000 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The contractual maturities of fixed-maturities available for sale were as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:69.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.938%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.940%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-bottom:1pt solid #000000;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Available for Sale</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due in one year or less </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,375 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,832 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after one year through five years </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">984,406 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,034,592 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after five years through 10 years </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,246,319 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,351,007 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after 10 years </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">715,219 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,553 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Asset-backed and other mortgage-backed securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,311,107 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,378,463 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,351,426 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,642,447 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: loaned securities</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,890 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,455 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total fixed-maturities available for sale</span></div></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,338,536 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,628,992 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Actual maturities may differ as a result of calls before scheduled maturity.</span></div>(2)Includes RMBS, CMBS and Other ABS, which are not due at a single maturity date. 94375000 94832000 984406000 1034592000 1246319000 1351007000 715219000 783553000 2311107000 2378463000 5351426000 5642447000 12890000 13455000 5338536000 5628992000 17000000.0 16800000 Goodwill and Other Acquired Intangible Assets, Net <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">All of our goodwill and other acquired intangible assets relate to our Real Estate segment. The following table shows the changes in the carrying amount of goodwill for the year-to-date periods ended December 31, 2019 and September 30, 2020:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:88.011%"><tr><td style="width:1.0%"/><td style="width:43.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.676%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Goodwill</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated Impairment Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at December 31, 2018</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">200,561 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(186,469)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,092 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill acquired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">538 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">538 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment losses</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,828)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,828)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at December 31, 2019</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,099 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(191,297)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,802 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill disposed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1) </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(191,297)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191,297 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at September 30, 2020</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,802 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,802 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to the sale of Clayton in January 2020. See Note 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on the sale of Clayton. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following is a summary of the gross and net carrying amounts and accumulated amortization (including impairment) of our other acquired intangible assets as of the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:88.011%"><tr><td style="width:1.0%"/><td style="width:43.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.676%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross Carrying Amount</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated Amortization</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net Carrying Amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Client relationships</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,550 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29,748)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,802 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Technology</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,285 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,988)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,297 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trade name and trademarks</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">480 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(461)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Licenses</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">463 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(115)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">348 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,778 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(37,312)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,466 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:88.011%"><tr><td style="width:1.0%"/><td style="width:43.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.676%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated Amortization</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net Carrying Amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Client relationships</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,550 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27,269)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,281 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Technology</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,435 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,789)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,646 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trade name and trademarks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">480 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(404)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">76 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Licenses</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(81)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">382 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,928 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(34,543)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,385 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Interim Impairment Analysis</span></div><div style="margin-bottom:9pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Goodwill is deemed to have an indefinite useful life and is subject to review for impairment annually, or more frequently, if certain events and circumstances indicate potential impairment. We generally perform our annual goodwill impairment test during the fourth quarter of each year, using balances as of the prior quarter. Events and circumstances that could result in an interim assessment of goodwill and other acquired intangible assets and/or a potential impairment loss include, but are not limited to: (i) significant under-performance of the Real Estate segment relative to historical or projected future operating results; (ii) significant changes in the strategy for the Real Estate segment; (iii) significant negative industry or economic trends; and (iv) a decline in market capitalization below the book value attributable to the Real Estate segment. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Due to the rapidly changing social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets during the first quarter of 2020, we opted to perform an interim quantitative impairment assessment of our goodwill and other acquired intangible assets for the first quarter of 2020. In connection with that assessment, we first evaluated the recoverability of our other acquired intangible assets, as factors affecting the estimated fair value of our goodwill also affect the estimated recoverability of our other acquired intangible assets. Based on our quantitative goodwill impairment assessment as of March 31, 2020, no impairment was indicated for other acquired intangible assets, as the remaining carrying amounts were estimated to be recoverable despite the recent market disruptions associated with the COVID-19 pandemic. Based on our analysis in the first quarter of 2020, and the evaluation of factors that affect our estimated fair value as of September 30, 2020, we concluded that there were no events or circumstances that would more likely than not reduce the fair value of our reporting unit, including acquired intangible assets. Our assumptions related to projected cash flows did not significantly change as a result of the observed market conditions during the first three quarters of 2020.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The value of our goodwill and other acquired intangible assets is supported by cash flow projections, which are primarily driven by projected transaction volume and margins. Given that the value of our goodwill and other acquired intangible assets continues to rely on achieving our projected future cash flows, failure to meet those projections and lower earnings over sustained periods may result in impairment in a future period, which could result in a charge to earnings.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For additional information on our accounting policies for goodwill and other acquired intangible assets, see Notes 2 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.</span></div> The following table shows the changes in the carrying amount of goodwill for the year-to-date periods ended December 31, 2019 and September 30, 2020:<div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:88.011%"><tr><td style="width:1.0%"/><td style="width:43.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.676%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Goodwill</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated Impairment Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at December 31, 2018</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">200,561 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(186,469)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,092 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill acquired</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">538 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">538 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment losses</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,828)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,828)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at December 31, 2019</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,099 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(191,297)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,802 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill disposed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1) </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(191,297)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191,297 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at September 30, 2020</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,802 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,802 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div>(1)Related to the sale of Clayton in January 2020. See Note 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on the sale of Clayton. 200561000 186469000 14092000 538000 538000 4828000 4828000 201099000 191297000 9802000 191297000 191297000 0 9802000 0 9802000 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following is a summary of the gross and net carrying amounts and accumulated amortization (including impairment) of our other acquired intangible assets as of the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:88.011%"><tr><td style="width:1.0%"/><td style="width:43.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.676%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross Carrying Amount</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated Amortization</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net Carrying Amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Client relationships</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,550 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29,748)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,802 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Technology</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,285 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,988)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,297 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trade name and trademarks</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">480 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(461)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Licenses</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">463 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(115)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">348 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,778 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(37,312)</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,466 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:88.011%"><tr><td style="width:1.0%"/><td style="width:43.252%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.674%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.962%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.676%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Accumulated Amortization</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net Carrying Amount</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Client relationships</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,550 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27,269)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,281 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Technology</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,435 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,789)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,646 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Trade name and trademarks</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">480 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(404)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">76 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Licenses</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">463 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(81)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">382 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,928 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(34,543)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,385 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> 43550000 29748000 13802000 8285000 6988000 1297000 480000 461000 19000 463000 115000 348000 52778000 37312000 15466000 43550000 27269000 16281000 8435000 6789000 1646000 480000 404000 76000 463000 81000 382000 52928000 34543000 18385000 0 Reinsurance<span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In our mortgage </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">insurance</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> and</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> title insurance businesses, we use reinsurance as part of our risk distribution strategy, including to manage our capital position and risk profile. The reinsurance arrangements for our mortgage insurance business include p</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">remiums ceded under the QSR Program, the Single Premium QSR Program and the Excess-of-Loss Program. The </span><div style="margin-bottom:5pt;margin-top:5pt"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">amount of credit that we receive under the PMIERs financial requirements for our third-party reinsurance transactions is subject to ongoing review and approval by the GSEs.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The effect of all of our reinsurance programs on our net income is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:40.274%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.577%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.727%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums written:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Direct</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">269,240 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">820,267 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">828,022 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assumed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,942 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,608 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,585 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,528 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceded </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,789)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,455)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(72,912)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,900)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums written</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">262,393 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">274,153 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">756,940 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">795,650 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums earned:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Direct</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">328,728 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">305,493 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">945,287 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">919,507 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assumed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,946 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,614 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,599 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,545 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceded </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(45,203)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(26,922)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(141,705)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(83,189)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums earned</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">286,471 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">281,185 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">813,181 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">843,863 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceding commissions earned </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(4)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,038 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,153 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,457 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceded losses</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,189 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">771 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,786 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,326 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes premiums earned from our participation in certain credit risk transfer programs.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Net of profit commission, which is impacted by the level of ceded losses recoverable, if any, on reinsurance transactions. See Note 11 for additional information on our reserve for losses and reinsurance recoverables.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 4 for further information.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Deferred ceding commissions of $59.2 million and $77.8 million are included in other liabilities on our condensed consolidated balance sheets at September 30, 2020 and 2019, respectively.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Single Premium QSR Program</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Radian Guaranty entered into each of the 2016 Single Premium QSR Agreement, 2018 Single Premium QSR Agreement and 2020 Single Premium QSR Agreement with panels of third-party reinsurers to cede a contractual quota share percent of our Single Premium NIW as of the effective date of each agreement (as set forth in the table below), subject to certain conditions. Radian Guaranty receives a ceding commission for ceded premiums written pursuant to these transactions. Radian Guaranty also receives a profit commission, provided that the loss ratio on the loans covered under the agreement generally remains below the applicable prescribed thresholds. Losses on the ceded risk up to this level reduce Radian Guaranty’s profit commission on a dollar-for-dollar basis.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Each of the agreements is subject to a scheduled termination date as set forth in the table below; however, Radian Guaranty has the option, based on certain conditions and subject to a termination fee, to terminate any of the agreements at the end of any calendar quarter on or after the applicable optional termination date. If Radian Guaranty exercises this option in the future, it would result in Radian Guaranty reassuming the related RIF in exchange for a net payment to the reinsurer calculated in accordance with the terms of the applicable agreement. Radian Guaranty also may terminate any of the agreements prior to the applicable scheduled termination date under certain circumstances/conditions, including if one or both of the GSEs no longer grant full PMIERs credit for the reinsurance. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The 2020 Single Premium QSR Agreement is the only QSR agreement under which Radian Guaranty is currently ceding NIW. Under the 2020 Single Premium QSR Agreement, NIW for policies issued between January 1, 2020 and December 31, 2021 is being ceded, subject to certain conditions and a limitation on ceded premiums written of $250 million. The parties may mutually agree to increase the amount of ceded risk above this level. </span></div><div style="margin-bottom:5pt;margin-top:9pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table sets forth additional details regarding the Single Premium QSR Program:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:29.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.569%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.824%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.569%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.569%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.730%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020 Single Premium <br/>QSR Agreement</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2018 Single Premium <br/>QSR Agreement</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2016 Single Premium <br/>QSR Agreement</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">NIW Policy Dates</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2020-Dec 31, 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2018-Dec 31, 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2012-Dec 31, 2017</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effective Date</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2018</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2016</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Scheduled Termination Date</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">December 31, 2031</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">December 31, 2029</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">December 31, 2027</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Optional Termination Date</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2020</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Quota Share %</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20% - 65%</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceding Commission %</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25%</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Profit Commission %</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Up to 56%</span></div></td><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Up to 56%</span></div></td><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Up to 55%</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">As of September 30, 2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF Ceded</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,331 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,352 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,676 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">As of December 31, 2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF Ceded</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,231 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,351 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Effective December 31, 2017, we amended the 2016 Single Premium QSR Agreement to increase the amount of ceded risk on performing loans under the agreement from 35% to 65% for the 2015 through 2017 vintages. Loans included in the 2012 through 2014 vintages, and any other loans subject to the agreement that were delinquent at the time of the amendment, were unaffected by the change and therefore the amount of ceded risk for those loans continues to range from 20% to 35%.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Excess-of-Loss Program </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As of September 30, 2020, Radian Guaranty has entered into three fully collateralized reinsurance arrangements with the Eagle Re Issuers. For the respective coverage periods, Radian Guaranty retains the first-loss layer of aggregate losses, as well as any losses in excess of the outstanding reinsurance coverage amounts. The Eagle Re Issuers provide second layer coverage up to the outstanding coverage amounts. For each of these three reinsurance arrangements, the Eagle Re Issuers financed their coverage by issuing mortgage insurance-linked notes to eligible third-party capital markets investors in unregistered private offerings. The aggregate excess-of-loss reinsurance coverage for these transactions begins amortizing after an initial period in which a target level of credit enhancement is obtained, decreasing over a 10-year period as the principal balances of the underlying covered mortgages decrease and as any claims are paid by the applicable Eagle Re Issuer or the mortgage insurance is canceled. Radian Guaranty has rights to terminate the reinsurance agreements upon the occurrence of certain events. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In each of the insurance-linked notes transactions, the outstanding reinsurance coverage amount will stop amortizing if certain thresholds, or triggers, are reached, including a trigger based on an elevated level of delinquencies as defined in the insurance-linked notes transaction agreements. Based on the current level of defaults reported to us, the insurance-linked notes issued by the Eagle Re Issuers in connection with our Excess-of-Loss Program are currently subject to a delinquency trigger event, which was reported to the insurance-linked note investors on June 25, 2020. Both the amortization of the outstanding reinsurance coverage amount pursuant to our reinsurance arrangements with the Eagle Re Issuers and the amortization of the principal amount of the related insurance-linked notes issued by the Eagle Re Issuers have been suspended and will continue to be suspended during the pendency of the trigger event.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table sets forth additional details regarding the Excess-of-Loss Program as of September 30, 2020:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.467%"><tr><td style="width:1.0%"/><td style="width:25.852%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.717%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.717%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.717%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:1.967%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Eagle Re 2020-1 Ltd.</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Eagle Re 2019-1 Ltd.</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Eagle Re 2018-1 Ltd.</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Issued</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">February 2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">April 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">November 2018</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">NIW Policy Dates</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2019-Sep 30, 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2018-Dec 31, 2018</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2017-Dec 31, 2017</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Initial RIF</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,866 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,705 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,109 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Initial Coverage</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">562 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">434 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Initial First Layer Retention</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">268 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">205 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">As of September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,155 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,514 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,742 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Remaining Coverage</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">385 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">276 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">First Layer Retention</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">266 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Excludes a separate excess-of-loss reinsurance agreement entered into by Radian Guaranty that initially provided up to $21.4 million of coverage. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Eagle Re Issuers are not subsidiaries or affiliates of Radian Guaranty. Based on the accounting guidance that addresses VIEs, we have not consolidated any of the Eagle Re Issuers in our consolidated financial statements, because Radian does not have: (i) the power to direct the activities that most significantly affect the Eagle Re Issuers’ economic performances or (ii) the obligation to absorb losses or the right to receive benefits from the Eagle Re Issuers that potentially could be significant to the Eagle Re Issuers. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information on our accounting treatment of VIEs.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The reinsurance premium due to the Eagle Re Issuers is calculated by multiplying the outstanding reinsurance coverage amount at the beginning of a period by a coupon rate, which is the sum of one-month LIBOR plus a contractual risk margin, and then subtracting actual investment income collected on the assets in the reinsurance trust during the preceding month. As a result, the premiums we pay will vary based on: (i) the spread between LIBOR and the rates on the investments held by the reinsurance trust and (ii) the outstanding amount of reinsurance coverage. As the reinsurance premium will vary based on changes in these rates, we concluded that the reinsurance agreements contain embedded derivatives, which we have accounted for separately as freestanding derivatives and recorded in other assets or other liabilities on our condensed consolidated balance sheets. See Note 5 for additional information on our embedded derivatives.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In the event an Eagle Re Issuer is unable to meet its future obligations to us, if any, our insurance subsidiaries would be liable to make claims payments to our policyholders. In the event that all of the assets in the reinsurance trust (consisting of U.S. government money market funds, cash or U.S. Treasury securities) have become worthless and the Eagle Re Issuer is unable to make its payments to us, our maximum potential loss would be the amount of mortgage insurance claim payments for losses on the insured policies, net of the aggregate reinsurance payments already received, up to the full aggregate excess-of-loss reinsurance coverage amount. In the same scenario, the related embedded derivative would no longer have value. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information on our fair value measurements of financial instruments.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The Eagle Re Issuers represent our only VIEs as of September 30, 2020 and December 31, 2019. The following table presents the total assets and liabilities of the Eagle Re Issuers as of the dates indicated.</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:66.959%"><tr><td style="width:1.0%"/><td style="width:55.886%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.515%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.891%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.208%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total VIE Assets and Liabilities</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"> (1)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Eagle Re 2020-1 Ltd.</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488,385 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Eagle Re 2019-1 Ltd.</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">384,602 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">508,449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Eagle Re 2018-1 Ltd.</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">275,718 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">357,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,148,705 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">865,454 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Assets held by the Eagle Re Issuers are required to be invested in U.S. government money market funds, cash or U.S. Treasury securities. Liabilities of the Eagle Re Issuers consist of their mortgage insurance-linked notes, described above. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In October 2020, Radian Guaranty entered into a fourth fully collateralized reinsurance agreement, with Eagle Re 2020-2 Ltd. Eagle Re 2020-2 Ltd. is a VIE and is not a subsidiary or affiliate of Radian Guaranty. This reinsurance agreement provides for up to $390.3 million of aggregate excess-of-loss reinsurance coverage for the mortgage insurance losses on new defaults on </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">an existing portfolio of eligible Recurring Premium Policies with initial RIF of $13.0 billion that were issued between October 1, 2019 and July 31, 2020. Eagle Re 2020-2 Ltd. financed its coverage by issuing mortgage insurance-linked notes in an aggregate amount of $390.3 million to eligible third-party capital markets investors in an unregistered private offering</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Other Collateral</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Although we use reinsurance as one of our risk management tools, reinsurance does not relieve us of our obligations to our policyholders. In the event the reinsurers are unable to meet their obligations to us, our insurance subsidiaries would be liable for any defaulted amounts. However, consistent with the PMIERs reinsurer counterparty collateral requirements, Radian Guaranty’s reinsurers have established trusts to help secure our potential cash recoveries. In addition to the total VIE assets of the Eagle Re Issuers discussed above, the amount held in other reinsurance trusts was $256.2 million as of September 30, 2020, compared to $203.2 million as of December 31, 2019. In addition, for the Single Premium QSR Program, Radian Guaranty holds amounts related to ceded premiums written to collateralize the reinsurers’ obligations, which is reported in reinsurance funds withheld on our condensed consolidated balance sheets. Any loss recoveries and profit commissions paid to Radian Guaranty related to the Single Premium QSR Program are expected to be realized from this account.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">See Note 8 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information about our reinsurance transactions.</span></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The effect of all of our reinsurance programs on our net income is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:40.274%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.577%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.727%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums written:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Direct</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">269,240 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">820,267 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">828,022 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assumed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,942 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,608 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,585 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,528 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceded </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,789)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,455)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(72,912)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,900)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums written</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">262,393 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">274,153 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">756,940 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">795,650 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums earned:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Direct</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">328,728 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">305,493 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">945,287 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">919,507 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assumed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,946 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,614 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,599 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,545 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceded </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(45,203)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(26,922)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(141,705)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(83,189)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premiums earned</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">286,471 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">281,185 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">813,181 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">843,863 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceding commissions earned </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(4)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,038 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,153 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,457 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,191 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></td><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceded losses</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,189 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">771 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,786 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,326 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"> </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes premiums earned from our participation in certain credit risk transfer programs.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Net of profit commission, which is impacted by the level of ceded losses recoverable, if any, on reinsurance transactions. See Note 11 for additional information on our reserve for losses and reinsurance recoverables.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 4 for further information.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Deferred ceding commissions of $59.2 million and $77.8 million are included in other liabilities on our condensed consolidated balance sheets at September 30, 2020 and 2019, respectively.</span></div> 269240000 287000000 820267000 828022000 2942000 2608000 9585000 7528000 9789000 15455000 72912000 39900000 262393000 274153000 756940000 795650000 328728000 305493000 945287000 919507000 2946000 2614000 9599000 7545000 45203000 26922000 141705000 83189000 286471000 281185000 813181000 843863000 17038000 12153000 40457000 37191000 10189000 771000 51786000 4326000 59200000 77800000 250000000 <div style="margin-bottom:5pt;margin-top:9pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table sets forth additional details regarding the Single Premium QSR Program:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:29.207%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.569%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.824%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.569%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.569%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.730%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020 Single Premium <br/>QSR Agreement</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2018 Single Premium <br/>QSR Agreement</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2016 Single Premium <br/>QSR Agreement</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">NIW Policy Dates</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2020-Dec 31, 2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2018-Dec 31, 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2012-Dec 31, 2017</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effective Date</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2018</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2016</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Scheduled Termination Date</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">December 31, 2031</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">December 31, 2029</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">December 31, 2027</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Optional Termination Date</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">January 1, 2020</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Quota Share %</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20% - 65%</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ceding Commission %</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25%</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Profit Commission %</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Up to 56%</span></div></td><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Up to 56%</span></div></td><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Up to 55%</span></div></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">As of September 30, 2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF Ceded</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,331 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,352 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,676 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">As of December 31, 2019</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF Ceded</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,231 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,351 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Effective December 31, 2017, we amended the 2016 Single Premium QSR Agreement to increase the amount of ceded risk on performing loans under the agreement from 35% to 65% for the 2015 through 2017 vintages. Loans included in the 2012 through 2014 vintages, and any other loans subject to the agreement that were delinquent at the time of the amendment, were unaffected by the change and therefore the amount of ceded risk for those loans continues to range from 20% to 35%.</span></div> 0.65 0.65 0.20 0.65 0.25 0.25 0.25 0.56 0.56 0.55 1331000000 2352000000 3676000000 0 3231000000 5351000000 0.35 0.65 0.20 0.35 3 3 P10Y <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table sets forth additional details regarding the Excess-of-Loss Program as of September 30, 2020:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:95.467%"><tr><td style="width:1.0%"/><td style="width:25.852%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.717%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.717%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:21.717%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:1.967%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In millions)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Eagle Re 2020-1 Ltd.</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Eagle Re 2019-1 Ltd.</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Eagle Re 2018-1 Ltd.</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Issued</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">February 2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">April 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">November 2018</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">NIW Policy Dates</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2019-Sep 30, 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2018-Dec 31, 2018</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Jan 1, 2017-Dec 31, 2017</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Initial RIF</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,866 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,705 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,109 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Initial Coverage</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">562 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">434 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Initial First Layer Retention</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">268 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">205 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">As of September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,155 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,514 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,742 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Remaining Coverage</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">385 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">276 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">First Layer Retention</span></td><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">266 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div>(1)Excludes a separate excess-of-loss reinsurance agreement entered into by Radian Guaranty that initially provided up to $21.4 million of coverage. 9866000000 10705000000 9109000000 488000000 562000000 434000000 202000000 268000000 205000000 7155000000 5514000000 4742000000 488000000 385000000 276000000 202000000 266000000 202000000 21400000 The following table presents the total assets and liabilities of the Eagle Re Issuers as of the dates indicated.<div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:66.959%"><tr><td style="width:1.0%"/><td style="width:55.886%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.515%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.891%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.208%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total VIE Assets and Liabilities</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%"> (1)</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Eagle Re 2020-1 Ltd.</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">488,385 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Eagle Re 2019-1 Ltd.</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">384,602 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">508,449 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Eagle Re 2018-1 Ltd.</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">275,718 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">357,005 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,148,705 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">865,454 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div>(1)Assets held by the Eagle Re Issuers are required to be invested in U.S. government money market funds, cash or U.S. Treasury securities. Liabilities of the Eagle Re Issuers consist of their mortgage insurance-linked notes, described above. 488385000 488385000 0 0 384602000 384602000 508449000 508449000 275718000 275718000 357005000 357005000 1148705000 1148705000 865454000 865454000 390300000 13000000000.0 390300000 256200000 203200000 Other Assets<div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table shows the components of other assets as of the dates indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:69.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.938%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.940%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands) </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prepaid federal income taxes (Note 10)</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191,889 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134,800 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Company-owned life insurance</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,311 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">105,721 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reinsurance recoverables</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,515 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,976 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Internal-use software (net of accumulated amortization of $80,060 and $73,498)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,549 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58,356 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loaned securities (Note 5)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,922 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,442 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accrued investment income</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,093 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,333 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Right-of-use assets</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,662 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,866 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Property and equipment (net of accumulated depreciation of $70,519 and $68,436)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,168 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,523 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred policy acquisition costs</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,926 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,759 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unbilled receivables</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,581 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,772 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assets held for sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,908 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,214 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,163 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total other assets</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,830 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,619 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to the sale of Clayton. See Note 4 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on assets held for sale. Liabilities held for sale at December 31, 2019 are included in other liabilities on our condensed consolidated balance sheets.</span></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table shows the components of other assets as of the dates indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:69.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.938%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.940%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands) </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prepaid federal income taxes (Note 10)</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">191,889 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134,800 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Company-owned life insurance</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,311 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">105,721 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reinsurance recoverables</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,515 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,976 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Internal-use software (net of accumulated amortization of $80,060 and $73,498)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,549 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58,356 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loaned securities (Note 5)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,922 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,442 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accrued investment income</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,093 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,333 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Right-of-use assets</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,662 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,866 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Property and equipment (net of accumulated depreciation of $70,519 and $68,436)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,168 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,523 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred policy acquisition costs</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,926 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,759 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unbilled receivables</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,581 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,772 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Assets held for sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,908 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,214 </span></td><td style="background-color:#bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,163 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 6.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total other assets</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,830 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,619 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to the sale of Clayton. See Note 4 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on assets held for sale. Liabilities held for sale at December 31, 2019 are included in other liabilities on our condensed consolidated balance sheets.</span></div> 191889000 134800000 112311000 105721000 66515000 16976000 80060000 73498000 61549000 58356000 57922000 66442000 36093000 32333000 34662000 37866000 70519000 68436000 27168000 29523000 17926000 20759000 8581000 13772000 0 24908000 26214000 26163000 640830000 567619000 Income Taxes <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As of September 30, 2020 and December 31, 2019, our current income tax liability was $26.6 million and $39.1 million, respectively, and is included as a component of other liabilities in our condensed consolidated balance sheets. As of September 30, 2020 and December 31, 2019 our deferred tax liability was $166.1 million and $71.1 million, respectively, and is included in other liabilities in our condensed consolidated balance sheets.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Certain entities within our consolidated group have generated deferred tax assets relating primarily to state and local NOL carryforwards, which, if unutilized, will expire during various future tax periods. We are required to establish a valuation allowance against our deferred tax assets when it is more likely than not that all or some portion of our deferred tax assets will not be realized. At each balance sheet date, we assess our need for a valuation allowance and this assessment is based on all available evidence, both positive and negative. This requires management to exercise judgment and make assumptions regarding whether our deferred tax assets will be realized in future periods. We have determined that certain entities within </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Radian Group may continue to generate taxable losses on a separate company basis in the near term and may not be able to fully utilize certain of their state and local NOLs on their state and local tax returns. Therefore, with respect to deferred tax assets relating to these state and local NOLs and other state timing adjustments, we retained a valuation allowance</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> of $67.9 million at </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">September 30, 2020.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As a mortgage guaranty insurer, we are eligible for a tax deduction, subject to certain limitations, under Internal Revenue Code Section 832(e) for amounts required by state law or regulation to be set aside in statutory contingency reserves. The deduction is allowed only to the extent that, in conjunction with quarterly federal tax payment due dates, we purchase non-interest bearing U.S. Mortgage Guaranty Tax and Loss Bonds issued by the U.S. Department of the Treasury in an amount equal to the tax benefit derived from deducting any portion of our statutory contingency reserves. As of September 30, 2020 and December 31, 2019, we held $191.9 million and $134.8 million of these bonds, respectively, which are included as prepaid federal income taxes within other assets in our condensed consolidated balance sheets. The corresponding deduction of our statutory contingency reserves resulted in the recognition of a deferred tax liability, which is included in other liabilities in our condensed consolidated balance sheets.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In late July 2020, the IRS notified us that it had completed its examination of our 2015 and 2017 tax years. This examination resulted in no adjustments to the tax returns filed for those years.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For additional information on our income taxes, including our accounting policies, see Notes 2 and 10 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.</span></div> 26600000 39100000 166100000 71100000 We are required to establish a valuation allowance against our deferred tax assets when it is more likely than not that all or some portion of our deferred tax assets will not be realized. At each balance sheet date, we assess our need for a valuation allowance and this assessment is based on all available evidence, both positive and negative. This requires management to exercise judgment and make assumptions regarding whether our deferred tax assets will be realized in future periods. 67900000 191900000 134800000 0 Losses and Loss Adjustment Expense<div style="margin-bottom:5pt;margin-top:5pt;text-indent:24.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our reserve for losses and LAE, at the end of each period indicated, consisted of:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:77.777%"><tr><td style="width:1.0%"/><td style="width:67.884%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.749%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.115%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.752%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage insurance loss reserves </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">821,708 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,273 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title insurance loss reserves</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,084 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,492 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total reserve for losses and LAE</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">825,792 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404,765 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Primarily comprises first lien primary case reserves of $744.6 million and $339.8 million at September 30, 2020 and December 31, 2019, respectively.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table presents information relating to our mortgage insurance reserve for losses, including our IBNR reserve and LAE, but excluding our second-lien mortgage loan premium deficiency reserve, for the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:69.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.938%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.940%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,273 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">397,891 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Reinsurance recoverables </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,594 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period, net of reinsurance recoverables</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">386,679 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">386,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Add: Losses and LAE incurred in respect of default notices reported and unreported in:</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current year </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">448,584 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">107,866 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prior years </span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21,494)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,579)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total incurred</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">427,090 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,287 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deduct: Paid claims and LAE related to:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current year </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,841 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,784 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prior years</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,167 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101,927 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total paid</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,008 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">103,711 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period, net of reinsurance recoverables</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">756,761 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">380,458 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Add: Reinsurance recoverables </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,947 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,629 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period</span></div></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">821,708 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394,087 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to ceded losses recoverable, if any, on reinsurance transactions. See Note 8 for additional information.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to underlying defaulted loans with a most recent default notice dated in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Reserve Activity</span></div><div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Incurred Losses</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Case reserves established for new default notices were the primary driver of our total incurred losses for the nine months ended September 30, 2020, and 2019, and they were primarily impacted by the number of new primary default notices received in the period and our related gross Default to Claim Rate assumption applied to those new defaults. For the nine months ended September 30, 2020, we experienced a significant increase in the number of new primary default notices, substantially all related to defaults of loans subject to forbearance programs implemented in response to the COVID-19 pandemic. Our gross Default to Claim Rate assumption applied to new defaults was 8.5% as of September 30, 2020, compared to 7.5% as of December 31, 2019. This increase reflects the estimated impact of a worsening macroeconomic environment, partially offset by the expected beneficial effects of mortgage relief options and other protections, including forbearance programs under the CARES Act. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">While our other Default to Claim Rate assumptions for prior year defaults were not materially changed as of September 30, 2020 compared to December 31, 2019, our provision for losses during the first nine months of 2020 was positively impacted by favorable reserve development on prior year defaults, primarily due to higher Cures than previously estimated. See Note 1 for additional information on the elevated risks and uncertainties resulting from the COVID-19 pandemic to our business and Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for discussion of the reserving methodology for the mortgage insurance industry, which requires that reserves for losses are generally not established until receipt of notification from servicers that a borrower has missed two payments.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Ou</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">r gross Default to Claim Rate assumption applied to new defaults wa</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">s 7.5% as of September 30, 2019</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our provision for losses during the first nine months of 2019 was positively impacted by favorable reserve development on prior year defaults. This favorable development was primarily driven by a reduction during the periods in certain Default to Claim Rate assumptions for these prior year defaults based on observed trends, primarily higher Cures than previously estimated. </span></div><div style="margin-bottom:6pt;margin-top:8pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Claims Paid</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total claims paid decreased for the nine months ended September 30, 2020, compared to the same period in 2019. The decrease in claims paid is primarily attributable to COVID-19-related hardship forbearance plans and suspensions of foreclosure and evictions. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For additional information about our Reserve for Losses and LAE, including our accounting policies, see Notes 2 and 11 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.</span></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:24.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our reserve for losses and LAE, at the end of each period indicated, consisted of:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:77.777%"><tr><td style="width:1.0%"/><td style="width:67.884%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.749%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.115%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.752%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage insurance loss reserves </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">821,708 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,273 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Title insurance loss reserves</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,084 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,492 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total reserve for losses and LAE</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">825,792 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404,765 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Primarily comprises first lien primary case reserves of $744.6 million and $339.8 million at September 30, 2020 and December 31, 2019, respectively.</span></div> 821708000 401273000 4084000 3492000 825792000 404765000 744600000 339800000 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table presents information relating to our mortgage insurance reserve for losses, including our IBNR reserve and LAE, but excluding our second-lien mortgage loan premium deficiency reserve, for the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:69.476%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.938%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.146%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.940%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30,</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="background-color:#ffffff;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,273 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">397,891 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Reinsurance recoverables </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,594 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,009 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period, net of reinsurance recoverables</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">386,679 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">386,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Add: Losses and LAE incurred in respect of default notices reported and unreported in:</span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current year </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">448,584 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">107,866 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prior years </span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21,494)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,579)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total incurred</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">427,090 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,287 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deduct: Paid claims and LAE related to:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Current year </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,841 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,784 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 18pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Prior years</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,167 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101,927 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total paid</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,008 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">103,711 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period, net of reinsurance recoverables</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">756,761 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">380,458 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Add: Reinsurance recoverables </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,947 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,629 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:9pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period</span></div></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">821,708 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394,087 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to ceded losses recoverable, if any, on reinsurance transactions. See Note 8 for additional information.</span></div><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Related to underlying defaulted loans with a most recent default notice dated in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.</span> 401273000 397891000 14594000 11009000 386679000 386882000 448584000 107866000 -21494000 -10579000 427090000 97287000 2841000 1784000 54167000 101927000 57008000 103711000 756761000 380458000 64947000 13629000 821708000 394087000 0.085 0.075 2 0.075 Borrowings and Financing Activities<div style="margin-bottom:12pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The carrying value of our debt at September 30, 2020 and December 31, 2019 was as follows: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:63.304%"><tr><td style="width:1.0%"/><td style="width:63.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.759%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.416%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.760%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands) </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior notes:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior Notes due 2024</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">445,241 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,445 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior Notes due 2025</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">516,210 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior Notes due 2027</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">443,308 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">442,665 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total senior notes</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,404,759 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">887,110 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2020</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,200 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,002 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2021</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,000 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2022</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,925 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,925 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2023</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,995 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2024</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,954 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,954 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2025</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,984 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total FHLB advances</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,058 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134,875 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Senior Notes due 2025</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In May 2020, we issued $525 million aggregate principal amount of Senior Notes due 2025 and received net proceeds of $515.6 million. These notes mature on March 15, 2025 and bear interest at a rate of 6.625% per annum, payable semi-annually on March 15 and September 15 of each year, which interest payments commenced on September 15, 2020.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We have the option to redeem these notes, in whole or in part, at any time, or from time to time, prior to September 15, 2024 (the date that is six months prior to the maturity date of the notes) (the “Par Call Date”), at a redemption price equal to the greater of (i) 100% of the aggregate principal amount of the notes to be redeemed and (ii) the make-whole amount, which is the sum of the present values of the remaining scheduled payments of principal and interest in respect of the notes to be redeemed from the redemption date to the Par Call Date discounted to the redemption date at the applicable treasury rate plus 50 basis points, plus, in each case, accrued and unpaid interest thereon to, but excluding, the redemption date. At any time on or after the Par Call Date, we may, at our option, redeem the notes in whole or in part, at a redemption price equal to 100% of the aggregate principal amount of the notes to be redeemed, plus accrued and unpaid interest thereon to, but excluding, the redemption date.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The indenture governing the Senior Notes due 2025 contains covenants customary for securities of this nature, including covenants related to the payments of the notes, reports to be provided, compliance certificates to be issued and the ability to modify the covenants. Additionally, the indenture includes covenants restricting us from encumbering the capital stock of a designated subsidiary (as defined in the indenture for the notes) or disposing of any capital stock of any designated subsidiary unless either all of the stock is disposed of or we retain more than 80% of the stock.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">FHLB Advances</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As of September 30, 2020, we had $141.1 million of fixed-rate advances outstanding with a weighted average interest rate of 1.35%. Interest on the FHLB advances is payable quarterly, or at maturity if the term of the advance is less than 90 days. Principal is due at maturity. For obligations with maturities greater than or equal to 90 days, we may prepay the debt at any time, subject to a prepayment fee calculation.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The principal balance of the FHLB advances are required to be collateralized by eligible assets with a market value that must be maintained generally within a range of 103% to 111% of market value, depending on the type of collateral pledged. Our fixed-maturities available for sale include securities totaling $158.9 million and $143.1 million at September 30, 2020 and December 31, 2019, respectively, which serve as collateral for our FHLB advances to satisfy this requirement. See Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information about our FHLB advances.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Revolving Credit Facility</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Radian Group has in place a $267.5 million unsecured revolving credit facility with a syndicate of bank lenders, which has a maturity date of January 18, 2022. At September 30, 2020, Radian Group was in compliance with all of the credit facility covenants, and there were no amounts outstanding. For more information regarding our revolving credit facility, including certain of its terms and covenants, see Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.</span></div> <div style="margin-bottom:12pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The carrying value of our debt at September 30, 2020 and December 31, 2019 was as follows: </span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:63.304%"><tr><td style="width:1.0%"/><td style="width:63.565%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.759%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.416%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.760%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands) </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior notes:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior Notes due 2024</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">445,241 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,445 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior Notes due 2025</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">516,210 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Senior Notes due 2027</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">443,308 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">442,665 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total senior notes</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,404,759 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">887,110 </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2020</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,200 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,002 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2021</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,000 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,000 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2022</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,925 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,925 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2023</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,995 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,994 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2024</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,954 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,954 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 9.75pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FHLB advances due 2025</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,984 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 20.25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total FHLB advances</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,058 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">134,875 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div> 445241000 444445000 516210000 0 443308000 442665000 1404759000 887110000 52200000 79002000 30000000 19000000 16925000 11925000 21995000 14994000 9954000 9954000 9984000 0 141058000 134875000 525000000 515600000 0.06625 1 0.0050 1 0.80 141100000 0.0135 P90D P90D 1.03 1.11 158900000 143100000 267500000 0 Commitments and Contingencies<div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We are routinely involved in a number of legal actions and proceedings, including litigation and other disputes arising in the ordinary course of our business. The legal and regulatory matters discussed below and in our 2019 Form 10-K could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business. Management believes, based on current knowledge and after consultation with counsel, that the outcome of such actions will not have a material adverse effect on our consolidated financial condition. The outcome of litigation and other legal and regulatory matters and proceedings is inherently uncertain, and it is possible that one or more of the matters currently pending or threatened could have an adverse effect on our liquidity, financial condition or results of operations for any particular period. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On December 22, 2016, Ocwen Loan Servicing, LLC and Homeward Residential, Inc. (collectively, “Ocwen”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty alleging breach of contract and bad faith claims and seeking monetary damages and declaratory relief (the “Litigation”). Ocwen has also initiated similar legal proceedings against several other mortgage insurers. On December 17, 2016, Ocwen separately filed a parallel arbitration petition against Radian Guaranty before the American Arbitration Association (“AAA”) asserting substantially the same allegations (the “Arbitration”). Ocwen’s filings together listed 9,420 mortgage insurance certificates issued under multiple insurance policies, including Pool Insurance policies, as subject to the dispute. On June 5, 2017, Ocwen filed an amended complaint and an amended petition (collectively, the “Amended Filings”) with the court and the AAA, respectively, together listing 8,870 certificates as subject to the dispute. On April 11, 2018, the parties entered into a confidential agreement with respect to all certificates subject to the dispute. The confidential agreement resolved certain categories of claims involved in the dispute and, </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">on April 12, 2018, the parties filed a stipulation of voluntary dismissal of the Litigation and the trial judge issued an order dismissing all claims and counterclaims in the Litigation. Radian Guaranty was not required to make any payment in connection with this confidential agreement. Pursuant to the confidential agreement, the parties: (i) dismissed the Litigation; (ii) narrowed the scope of the Arbitration to Ocwen’s breach of contract claims seeking payment of insurance benefits on approximately 2,500 certificates that Ocwen was previously pursuing through the Amended Filings; and (iii) agreed to resolve the Arbitration through an alternative dispute resolution process administered by the AAA (the “ADR Process”). Effective June 30, 2020, Radian Guaranty, PHH Mortgage Corporation, on behalf of itself, and as successor by merger to Ocwen (collectively, “PHH”), and Ocwen Financial Corporation entered into a Confidential Settlement Agreement and Release (the “Ocwen Settlement”) to fully resolve, among other things, all claims subject to the ADR Process. Pursuant to the Ocwen Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Ocwen Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to the ADR Process as well as with respect to all other certificates issued on loans serviced by PHH for which Radian decided claims prior to January 1, 2019. On July 2, 2020, the ADR Process panel ordered that all proceedings in the ADR Process are stayed pending final dismissal after receipt of the required consents. Implementation of the Ocwen Settlement, which was subject to the condition precedent that the GSEs consent to the settlement agreement, became effective on November 1, 2020 upon finalization of the consents. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On August 31, 2018, Nationstar Mortgage LLC d/b/a Mr. Cooper (“Nationstar”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty (the “Complaint”) alleging breach of contract, bad faith, equitable indemnification, unjust enrichment, and conversion claims and seeking monetary damages and declaratory relief. Exhibit 1 to the Complaint lists 3,014 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving insurance coverage decisions (the “Coverage Disputed Loans”). Exhibit 2 to the Complaint further lists 2,231 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving premium refund requests. In December 2018, Radian Guaranty filed a motion to dismiss the Complaint. In March 2019, the trial judge issued an order granting in part, and denying in part, our motion to dismiss, and dismissed Nationstar’s unjust enrichment and conversion claims. In May 2019, Radian Guaranty filed an answer to the Complaint, with affirmative defenses and counterclaims. On September 23, 2019, the trial judge entered as an order a joint stipulation submitted by Nationstar and Radian Guaranty that narrowed the scope of the dispute involving Coverage Disputed Loans to claims relating to 1,704 mortgage insurance certificates. Effective June 26, 2020, Radian Guaranty and Nationstar entered into a Confidential Settlement Agreement and Release (the “Nationstar Settlement”) to fully resolve, among other things, all claims and counterclaims in this litigation. Pursuant to the Nationstar Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Nationstar Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to this litigation as well as with respect to all other certificates issued under certain policies on loans serviced by Nationstar for which Radian decided claims prior to January 1, 2019. Implementation of the Nationstar Settlement remains subject to the condition precedent that the GSEs consent to the settlement agreement. On July 9, 2020, the trial judge granted the parties’ joint motion requesting to stay this litigation pending receipt of required consents. On October 7, 2020, counsel for Radian and Nationstar submitted a joint status report to the trial judge reporting that the parties are continuing to diligently work on obtaining the required GSE consents, and they will provide the trial judge with another joint status report by January 7, 2021, should the case not be dismissed before then. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As previously disclosed, based on developments in the Ocwen and Nationstar legal proceedings discussed above, the Company’s IBNR reserve was increased in 2019 to reflect our best estimate of our probable loss in connection with these legal proceedings. The settlement agreements are materially consistent with these estimates, and as a result, the implementation of the Ocwen Settlement, which became effective as of November 1, 2020, and the execution and expected implementation of the Nationstar Settlement, do not have a material impact on our mortgage insurance reserves for these legal proceedings. A failure to receive the required consents of the GSEs to the Nationstar Settlement could restart the applicable legal proceeding, the outcome of which could have an adverse effect on our future results of operations, liquidity or financial condition.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We also are periodically subject to reviews and audits, as well as inquiries, information-gathering requests and investigations. In connection with these matters, from time to time we receive requests and subpoenas seeking information and documents related to aspects of our business. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our Master Policies establish the timeline within which any suit or action arising from any right of an insured under the policy generally must be commenced. In general, any suit or action arising from any right of an insured under the policy must be commenced within two years after such right first arose for primary insurance and within three years for certain other policies, including certain Pool Insurance policies. Although we believe that our Loss Mitigation Activities are justified under our policies, from time to time we face challenges from certain lender and servicer customers regarding our Loss Mitigation Activities. These challenges could result in additional arbitration or judicial proceedings and we may need to reassume the risk on, and increase loss reserves for, the associated policies or pay additional claims.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The legal and regulatory matters discussed above could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business in excess of amounts we have established as reserves for such matters.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Lease Liability</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Our lease liability represents the present value of future lease payments over the lease term. The following table provides additional information related to our leases:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:75.438%"><tr><td style="width:1.0%"/><td style="width:80.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.924%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in thousands) </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Operating leases:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Operating lease right-of-use assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,662 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Operating lease liabilities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,334 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted-average remaining lease term - operating leases (in years)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 36pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.5</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted-average discount rate - operating leases</span></td><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 36pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.71%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Classified in other assets in our condensed consolidated balance sheets. See Note 9.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Classified in other liabilities in our condensed consolidated balance sheets.</span></div>See Note 13 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for further information regarding our commitments and contingencies and our accounting policies for contingencies. 1 9420 8870 2500 3014 2231 1704 P2Y P3Y The following table provides additional information related to our leases:<div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:75.438%"><tr><td style="width:1.0%"/><td style="width:80.876%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.924%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in thousands) </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Operating leases:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Operating lease right-of-use assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,662 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Operating lease liabilities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,334 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted-average remaining lease term - operating leases (in years)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 36pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.5</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted-average discount rate - operating leases</span></td><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 36pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.71%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Classified in other assets in our condensed consolidated balance sheets. See Note 9.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Classified in other liabilities in our condensed consolidated balance sheets.</span></div> 34662000 55334000 P9Y6M 0.0671 Capital Stock<div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Share Repurchase Program</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">On August 14, 2019, Radian Group’s board of directors approved a share repurchase program that authorizes the Company to spend up to $200 million, excluding commissions, to repurchase Radian Group common stock in the open market or in privately negotiated transactions, based on market and business conditions, stock price and other factors. Radian operated this program pursuant to a trading plan under Rule 10b5-1 of the Exchange Act, which permits the Company to purchase shares, at pre-determined price targets, when it may otherwise be precluded from doing so. On February 13, 2020, Radian Group’s board of directors authorized a $275 million increase in this program, bringing the total authorization to repurchase shares up to $475 million, excluding commissions, and extended the expiration of this program from July 31, 2020 to August 31, 2021. During the nine months ended September 30, 2020, the Company purchased 11,036,248 shares at an average price of $20.51, including commissions. As of September 30, 2020, purchase authority of up to $198.9 million remained available under this program.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Effective March 19, 2020, the Company suspended its share repurchase program and canceled the 10b5-1 plan that had been in effect. Radian may initiate a new 10b5-1 plan at its discretion in the future. The expiration date of the current share repurchase authorization remains August 31, 2021.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Other Purchases</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We may purchase shares on the open market to settle stock options exercised by employees and purchases under the Amended and Restated Radian Group Inc. Employee Stock Purchase Plan. In addition, upon the vesting of certain restricted stock awards under our equity compensation plans, we may withhold from such vested awards shares of our common stock to satisfy the tax liability of the award recipients.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Dividends and Dividend Equivalents</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In each of the quarters during 2019 we declared quarterly cash dividends on our common stock equal to $0.0025 per share. On February 13, 2020, Radian Group’s board of directors authorized an increase to the Company’s quarterly cash dividend from $0.0025 to $0.125 per share, which was declared and paid in each of the first three quarters of 2020.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In February 2020, the Compensation and Human Capital Management Committee of Radian Group’s board of directors approved the amendment of outstanding performance-based restricted stock unit (“RSU”) awards and time-based RSU awards held by eligible employees (including former employees) and directors of the Company to add certain dividend equivalent rights to such equity awards. Therefore, beginning in the first quarter of 2020, dividend equivalents are accrued on these awards when dividends are declared on the Company’s common stock.</span></div><div style="margin-bottom:7pt;margin-top:9pt"><span style="color:#002b49;font-family:'Arial',sans-serif;font-size:13pt;font-weight:700;line-height:120%">Share-Based and Other Compensation Programs</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">We have granted performance-based or time-based awards in the form of non-qualified stock options, restricted stock, RSUs, phantom stock, or stock appreciation rights. See Note 15 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding the Company’s share-based and other compensation programs.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">During the second quarter of 2020, executive and non-executive officers were granted time-vested and performance-based RSUs to be settled in common stock. The maximum payout of performance-based RSUs at the end of the <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjAwYjY4NmE5NTRhMDQ3MjlhNWRhMzZmZGE0YWYzZjA3L3NlYzowMGI2ODZhOTU0YTA0NzI5YTVkYTM2ZmRhNGFmM2YwN184OC9mcmFnOmNkYzNkMjIzZjRiNDQxYmM5MDUyOTFjMjQ0ZjI2M2M0L3RleHRyZWdpb246Y2RjM2QyMjNmNGI0NDFiYzkwNTI5MWMyNDRmMjYzYzRfMzI4Mg_6b098ae1-df1c-4227-b2cf-7d3f50649af9">three</span>-year performance period is 200% of a grantee’s target number. The vesting of the performance-based RSUs granted to each executive officer and non-executive will be based upon the cumulative growth in Radian’s book value per share, adjusted for certain defined items, over a <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjAwYjY4NmE5NTRhMDQ3MjlhNWRhMzZmZGE0YWYzZjA3L3NlYzowMGI2ODZhOTU0YTA0NzI5YTVkYTM2ZmRhNGFmM2YwN184OC9mcmFnOmNkYzNkMjIzZjRiNDQxYmM5MDUyOTFjMjQ0ZjI2M2M0L3RleHRyZWdpb246Y2RjM2QyMjNmNGI0NDFiYzkwNTI5MWMyNDRmMjYzYzRfMzU1Nw_6b098ae1-df1c-4227-b2cf-7d3f50649af9">three</span>-year performance period. The time-vested RSU awards granted to executive and non-executive officers in 2020 generally vest in pro rata installments on each of the first three anniversaries of the grant date. In addition, time-vested RSU awards were also granted to non-employee directors and generally are subject to <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjAwYjY4NmE5NTRhMDQ3MjlhNWRhMzZmZGE0YWYzZjA3L3NlYzowMGI2ODZhOTU0YTA0NzI5YTVkYTM2ZmRhNGFmM2YwN184OC9mcmFnOmNkYzNkMjIzZjRiNDQxYmM5MDUyOTFjMjQ0ZjI2M2M0L3RleHRyZWdpb246Y2RjM2QyMjNmNGI0NDFiYzkwNTI5MWMyNDRmMjYzYzRfMzg3NA_d7fa4773-1c8b-4ab4-b3e3-fb29604545e7">one</span>-year cliff vesting.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Information with regard to RSUs to be settled in stock for periods indicated is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:94.736%"><tr><td style="width:1.0%"/><td style="width:38.560%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.325%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.486%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.325%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.491%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Performance-Based </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Time-Vested</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Number of Shares</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Weighted-Average Grant Date <br/>Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Number of Shares</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Weighted-Average Grant Date <br/>Fair Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unvested, December 31, 2019 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448,347 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.03 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">697,576 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.72 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,175,062 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.02 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">709,598 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.72 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Performance adjustment </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(788,256)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Vested </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(4)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(591,118)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.59 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(446,966)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.17 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(25,701)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.90 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,255)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.12 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unvested, September 30, 2020 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,218,334 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.68 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">952,953 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.45 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">The final number of RSUs distributed depends on the level of performance achieved along with each employee’s continued service through the vest date, which could result in changes in vested RSUs.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">For performance-based RSUs, amount represents the probable outcome at grant date.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Represents an adjustment to the number of unvested performance-based RSUs due to changes during the period in our estimated payouts, which can range from 0 to 200% of target depending on results over the applicable performance periods. </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Represents amounts vested during the year, which can include both original shares granted and the impact of performance adjustments.</span></div> 200000000 275000000 475000000 11036248 20.51 198900000 0.0025 0.0025 0.0025 0.0025 0.0025 0.0025 0.0025 0.0025 0.125 0.125 0.125 0.125 2 3 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Information with regard to RSUs to be settled in stock for periods indicated is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:94.736%"><tr><td style="width:1.0%"/><td style="width:38.560%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.325%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.486%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.325%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.491%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Performance-Based </span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="9" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Time-Vested</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Number of Shares</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Weighted-Average Grant Date <br/>Fair Value</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Number of Shares</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Weighted-Average Grant Date <br/>Fair Value</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unvested, December 31, 2019 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448,347 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.03 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">697,576 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.72 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(2)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,175,062 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.02 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">709,598 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.72 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Performance adjustment </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(3)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(788,256)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Vested </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(4)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(591,118)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.59 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(446,966)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.17 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(25,701)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.90 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,255)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.12 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unvested, September 30, 2020 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span></div></td><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,218,334 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.68 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-bottom:3pt double #000;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">952,953 </span></td><td style="background-color:#bec7cc;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.45 </span></td><td style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">The final number of RSUs distributed depends on the level of performance achieved along with each employee’s continued service through the vest date, which could result in changes in vested RSUs.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(2)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">For performance-based RSUs, amount represents the probable outcome at grant date.</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(3)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Represents an adjustment to the number of unvested performance-based RSUs due to changes during the period in our estimated payouts, which can range from 0 to 200% of target depending on results over the applicable performance periods. </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(4)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Represents amounts vested during the year, which can include both original shares granted and the impact of performance adjustments.</span></div> 2448347 17.03 697576 19.72 1175062 12.02 709598 13.72 -788256 0 0 0 591118 17.59 446966 17.17 25701 17.90 7255 19.12 2218334 14.68 952953 16.45 0 2 Accumulated Other Comprehensive Income (Loss)<div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table shows the rollforward of accumulated other comprehensive income (loss) as of the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:37.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.987%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.402%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.703%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30, 2020</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">268,558 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">56,397 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">212,161 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139,858 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,370 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110,488 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss):</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on investments:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,037 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,198 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,839 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">181,775 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38,173 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,602 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Reclassification adjustment for net gains (losses) included in net income (loss): </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net realized gains (losses) on disposals and non-credit related impairment losses</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,777 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,893 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,884 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,597 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,425 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,172 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net decrease (increase) in expected credit losses</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,596)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(545)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,051)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,074 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,266 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,808 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">153,774 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,293 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121,481 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss)</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,074 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,266 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,808 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">153,774 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,293 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121,481 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,632 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,663 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">231,969 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,632 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,663 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">231,969 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30, 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">111,977 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,515 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88,462 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(77,114)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16,194)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(60,920)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:14pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss):</span></td><td colspan="15" rowspan="2" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="15" rowspan="2" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:14pt"><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on investments:</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized holding gains (losses) arising during the period</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,460 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,806 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,654 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">241,363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,686 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">190,677 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Reclassification adjustment for net gains (losses) included in net income (loss) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,401 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">924 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,477 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,094 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,115 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,059 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236,154 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,592 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,562 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized foreign currency translation adjustments</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss)</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,059 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,591 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,559 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,036 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,397 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125,639 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,036 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,397 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125,639 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Included in net gains (losses) on investments and other financial instruments on our condensed consolidated statements of operations.</span></div> <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The following table shows the rollforward of accumulated other comprehensive income (loss) as of the periods indicated:</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:37.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.987%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.402%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.703%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30, 2020</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="15" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30, 2020</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">268,558 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">56,397 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">212,161 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139,858 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,370 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">110,488 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss):</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on investments:</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,037 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,198 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,839 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">181,775 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38,173 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,602 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Reclassification adjustment for net gains (losses) included in net income (loss): </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net realized gains (losses) on disposals and non-credit related impairment losses</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,777 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,893 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,884 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,597 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,425 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,172 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net decrease (increase) in expected credit losses</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">147 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,596)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(545)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,051)</span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,074 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,266 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,808 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">153,774 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,293 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121,481 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss)</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,074 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,266 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,808 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">153,774 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,293 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">121,481 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,632 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,663 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">231,969 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,632 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,663 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:0 1pt"/><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">231,969 </span></td><td style="background-color:#bec7cc;border-right:1pt solid #bec7cc;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Three Months Ended<br/>September 30, 2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Nine Months Ended<br/>September 30, 2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">(In thousands)</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Before Tax</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Tax Effect</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Net of Tax</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></td><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">111,977 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,515 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88,462 </span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(77,114)</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16,194)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(60,920)</span></td><td style="border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:14pt"><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss):</span></td><td colspan="15" rowspan="2" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="15" rowspan="2" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr style="height:14pt"><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on investments:</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 36pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized holding gains (losses) arising during the period</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,460 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,806 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,654 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">241,363 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,686 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">190,677 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:27pt;text-indent:-9pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Reclassification adjustment for net gains (losses) included in net income (loss) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,401 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">924 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,477 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,209 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,094 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,115 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net unrealized gains (losses) on investments</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,059 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236,154 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,592 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,562 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 27pt;text-align:left;text-indent:-9pt;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized foreign currency translation adjustments</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">— </span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income (loss)</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,059 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,882 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,177 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236,150 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,591 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">186,559 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at end of period</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,036 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,397 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125,639 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">159,036 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,397 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125,639 </span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________ </span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Included in net gains (losses) on investments and other financial instruments on our condensed consolidated statements of operations.</span></div> 268558000 56397000 212161000 139858000 29370000 110488000 39037000 8198000 30839000 181775000 38173000 143602000 13777000 2893000 10884000 30597000 6425000 24172000 186000 39000 147000 -2596000 -545000 -2051000 25074000 5266000 19808000 153774000 32293000 121481000 25074000 5266000 19808000 153774000 32293000 121481000 293632000 61663000 231969000 293632000 61663000 231969000 111977000 23515000 88462000 -77114000 -16194000 -60920000 51460000 10806000 40654000 241363000 50686000 190677000 4401000 924000 3477000 5209000 1094000 4115000 47059000 9882000 37177000 236154000 49592000 186562000 0 0 0 -4000 -1000 -3000 47059000 9882000 37177000 236150000 49591000 186559000 159036000 33397000 125639000 159036000 33397000 125639000 Statutory Information<div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">State insurance regulations include various capital requirements and dividend restrictions based on our insurance subsidiaries’ statutory financial position and results of operations, as described below. As of September 30, 2020, the amount of restricted net assets held by our consolidated insurance subsidiaries (which represents our equity investment in those insurance subsidiaries) totaled $4.0 billion of our consolidated net assets.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Under state insurance regulations, our mortgage insurance subsidiaries are required to maintain minimum surplus levels. In certain RBC States, mortgage insurers licensed in those states must also satisfy a Statutory RBC Requirement that is a minimum ratio of statutory capital relative to the level of net RIF, or Risk-to-capital. Other RBC States require mortgage insurers </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">licensed in those states to satisfy a MPP Requirement that is calculated on both risk and surplus levels. Our mortgage insurance subsidiaries were in compliance with the Statutory RBC Requirements or MPP Requirements, to the extent applicable, in each of the RBC States as of September 30, 2020. </span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In addition, in order to be eligible to insure loans purchased by the GSEs, mortgage insurers such as Radian Guaranty must meet the GSEs’ eligibility requirements, or PMIERs. At September 30, 2020, Radian Guaranty is an approved mortgage insurer under the PMIERs and is in compliance with the current PMIERs financial requirements. Under the PMIERs there are increased financial requirements for loans in default, including as a result of natural disasters and pandemics. As a result, increases in defaults related to the COVID-19 pandemic have subjected Radian Guaranty to an increase in Minimum Required Assets under the PMIERs, and therefore, could impact our compliance with the PMIERs or continue to negatively impact our results of operations. However, as further described below, the PMIERs apply a multiplier that reduces the Minimum Required Asset factor for loans that have become non-performing as a result of a “FEMA Declared Major Disaster” event, including as a result of participation in a forbearance program, because those loans generally have a higher likelihood of curing following the conclusion of the event. For these defaults, the PMIERs apply the Disaster Related Capital Charge, which is a 0.30 multiplier to the factor that normally would be applied to such default, effectively reducing the required asset amount by 70%, unless the resulting Minimum Required Asset amount after applying the Disaster Related Capital Charge would be less than the Minimum Required Asset amount for the loan if it was performing, in which case the Minimum Required Asset amount would equal the performing level amount. Pursuant to the COVID-19 Amendment that temporarily amends the PMIERs effective June 30, 2020, the COVID-19 pandemic is recognized as a nationwide FEMA Declared Major Disaster, and therefore, the Disaster Related Capital Charge is now applied nationwide to all COVID-19 Defaulted Loans for no longer than <span style="-sec-ix-hidden:id3VybDovL2RvY3MudjEvZG9jOjAwYjY4NmE5NTRhMDQ3MjlhNWRhMzZmZGE0YWYzZjA3L3NlYzowMGI2ODZhOTU0YTA0NzI5YTVkYTM2ZmRhNGFmM2YwN185NC9mcmFnOjg1ZGVlMjVjYzUzODRhYzdiYzdiYmY0ZWE1NTE2NDQ4L3RleHRyZWdpb246ODVkZWUyNWNjNTM4NGFjN2JjN2JiZjRlYTU1MTY0NDhfMTA5OTUxMTYzNjA0Nw_c3ab2ab7-2ffc-4cc8-b4ca-46e374fc612b">three</span> calendar months beginning with the month the loan becomes non-performing (i.e., missed two monthly payments), or if greater, the period of time that the loan is subject to a forbearance plan, repayment plan or loan modification trial period granted in response to a financial hardship related to COVID-19. See Note 1 for discussion about the elevated risks and uncertainties associated with the COVID-19 pandemic and Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding the PMIERs.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Radian Guaranty’s Risk-to-capital calculation appears in the table below. For purposes of the Risk-to-capital requirements imposed by certain states, statutory capital is defined as the sum of statutory policyholders’ surplus plus statutory contingency reserves.</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:59.356%"><tr><td style="width:1.0%"/><td style="width:61.215%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.880%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.524%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.881%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in millions)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF, net </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,914.0 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44,076.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock and paid-in capital</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,041.0 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,041.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Surplus Note</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300.0 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unassigned earnings (deficit)</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(857.6)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(503.3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Statutory policyholders’ surplus</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">483.4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">637.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Contingency reserve</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,212.1 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,607.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Statutory capital</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,695.5 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,245.5 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Risk-to-capital</span></td><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.2:1</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.6:1</span></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Excludes risk ceded through all reinsurance programs (including with affiliates, if any) and RIF on defaulted loans.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Radian Guaranty’s statutory capital increased by $450.0 million in the first nine months of 2020, primarily due to Radian Guaranty’s statutory net income of $260.2 million during this period and the impact of the additional surplus note issued in January 2020, as described below. The net decrease in Radian Guaranty’s Risk-to-capital in the first nine months of 2020 was primarily due to an increase in overall statutory capital, partially offset by a net increase in RIF. Radian Guaranty’s net RIF increased during the first nine months of the year primarily due to the termination of the intercompany reinsurance agreement, as described below, and strong NIW, offset by a reduction in the Persistency Rate on prior vintages due to the high level of refinancing activity in the first nine months of 2020. Due to Radian Guaranty’s negative unassigned surplus position, no dividends or other ordinary distributions can be paid in 202</span><span style="color:#000000;font-family:'Calibri',sans-serif;font-size:11pt;font-weight:400;line-height:120%">0.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">In January 2020, in connection with the termination of an intercompany reinsurance agreement between Radian Reinsurance and Radian Guaranty, Radian Reinsurance transferred $6.0 billion in RIF to Radian Guaranty and released substantially all of its contingency reserves to unassigned surplus. In turn, Radian Guaranty established equivalent contingency reserves with a corresponding decrease to its unassigned surplus. As part of these actions, the Pennsylvania Insurance Department approved a $465 million return of capital from Radian Reinsurance to Radian Group as well as the transfer of $200 million of cash and marketable securities from Radian Group to Radian Guaranty in exchange for a surplus note. This </span></div><div style="margin-bottom:5pt;margin-top:5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">intercompany surplus note has a 3% interest rate and a stated maturity of January 31, 2030. The surplus note may be redeemed at any time upon 30 days prior notice, subject to a request by Radian Guaranty for the approval of the Pennsylvania Insurance Department.</span></div><div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">For a description of our compliance with statutory and other regulations for our mortgage insurance and title insurance businesses, including statutory capital requirements and divided restrictions, see Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.</span></div> 4000000000.0 0.30 0.70 2 <div style="margin-bottom:5pt;margin-top:5pt;text-indent:22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Radian Guaranty’s Risk-to-capital calculation appears in the table below. For purposes of the Risk-to-capital requirements imposed by certain states, statutory capital is defined as the sum of statutory policyholders’ surplus plus statutory contingency reserves.</span></div><div><table style="border-collapse:collapse;display:inline-table;vertical-align:text-bottom;width:59.356%"><tr><td style="width:1.0%"/><td style="width:61.215%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.880%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:1.524%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.881%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">September 30,<br/>2020</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">December 31,<br/>2019</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:120%">($ in millions)</span></td><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">RIF, net </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:700;line-height:100%">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> </span></div></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,914.0 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44,076.7 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock and paid-in capital</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,041.0 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,041.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Surplus Note</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300.0 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unassigned earnings (deficit)</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(857.6)</span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(503.3)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Statutory policyholders’ surplus</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">483.4 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">637.7 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Contingency reserve</span></td><td colspan="2" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,212.1 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,607.8 </span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Statutory capital</span></td><td style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,695.5 </span></td><td style="background-color:#bec7cc;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,245.5 </span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#bec7cc;border-left:1pt solid #bec7cc;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Risk-to-capital</span></td><td colspan="3" style="background-color:#bec7cc;border-bottom:1pt solid #bec7cc;border-left:1pt solid #bec7cc;border-top:1pt solid #bec7cc;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.2:1</span></td><td colspan="3" style="border-left:1pt solid #bec7cc;padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.6:1</span></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">______________________</span></div><div style="padding-left:18pt;text-indent:-18pt"><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%">(1)</span><span style="color:#64615d;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:120%;padding-left:8.24pt">Excludes risk ceded through all reinsurance programs (including with affiliates, if any) and RIF on defaulted loans.</span></div> 48914000000.0 44076700000 1041000000.0 1041000000.0 300000000.0 100000000.0 -857600000 -503300000 483400000 637700000 3212100000 2607800000 3695500000 3245500000 13.2 13.6 450000000.0 260200000 0 6000000000.0 465000000 200000000 200000000 0.03 P30D XML 13 R1.htm IDEA: XBRL DOCUMENT v3.20.2
Document and Entity Information Document - shares
9 Months Ended
Sep. 30, 2020
Nov. 05, 2020
Document Information [Line Items]    
Document Transition Report false  
Document Quarterly Report true  
Title of 12(b) Security Common Stock, $0.001 par value per share  
Entity Incorporation, State or Country Code DE  
Entity Registrant Name Radian Group Inc  
City Area Code 215  
Local Phone Number 231-1000  
Entity Central Index Key 0000890926  
Current Fiscal Year End Date --12-31  
Entity Filer Category Large Accelerated Filer  
Document Type 10-Q  
Document Period End Date Sep. 30, 2020  
Entity File Number 1-11356  
Document Fiscal Year Focus 2020  
Document Fiscal Period Focus Q3  
Amendment Flag false  
Entity Common Stock, Shares Outstanding   191,556,568
Entity Current Reporting Status Yes  
Entity Interactive Data Current Yes  
Entity Shell Company false  
Entity Emerging Growth Company false  
Entity Small Business false  
Entity Tax Identification Number 23-2691170  
Entity Address, Address Line One 1500 Market Street  
Entity Address, City or Town Philadelphia  
Entity Address, State or Province PA  
Entity Address, Postal Zip Code 19102  
Trading Symbol RDN  
Security Exchange Name NYSE  
XML 14 R2.htm IDEA: XBRL DOCUMENT v3.20.2
Condensed Consolidated Balance Sheets (Unaudited) Statement - USD ($)
shares in Thousands, $ in Thousands
Sep. 30, 2020
Dec. 31, 2019
ASSETS    
Fixed-maturities available for sale—at fair value, net of allowance for credit losses of $2,290 as of September 30, 2020 (amortized cost of $5,338,536 and $4,549,534) $ 5,628,992 $ 4,688,911
Trading securities—at fair value (amortized cost of $262,131 and $297,505) 291,650 317,150
Equity securities—at fair value (cost of $92,638 and $125,311) 91,317 130,221
Short-term investments—at fair value (includes $33,121 and $25,561 of reinvested cash collateral held under securities lending agreements) 567,146 518,393
Other invested assets—at fair value 5,472 4,072
Investments, Total 6,584,577 5,658,747
Cash 82,020 92,729
Restricted cash 4,424 3,545
Accounts and notes receivable 145,164 93,630
Goodwill and other acquired intangible assets, net (Note 7) 25,268 28,187
Prepaid reinsurance premium 295,062 363,856
Other assets (Note 9) 640,830 567,619
Assets, Total 7,777,345 6,808,313
Liabilities and Stockholders’ Equity    
Unearned premiums 501,787 626,822
Reserve for losses and loss adjustment expense (Note 11) 825,792 404,765
Senior notes (Note 12) 1,404,759 887,110
FHLB advances (Note 12) 141,058 134,875
Reinsurance funds withheld 318,773 291,829
Other Liabilities 462,797 414,189
Total liabilities 3,654,966 2,759,590
Stockholders’ equity    
Common stock: par value $0.001 per share; 485,000 shares authorized at September 30, 2020 and December 31, 2019; 210,061 and 219,123 shares issued at September 30, 2020 and December 31, 2019, respectively; 191,556 and 201,164 shares outstanding at September 30, 2020 and December 31, 2019, respectively 210 219
Treasury stock, at cost: 18,505 and 17,959 shares at September 30, 2020 and December 31, 2019, respectively (909,745) (901,657)
Additional paid-in capital 2,238,869 2,449,884
Retained earnings 2,561,076 2,389,789
Accumulated other comprehensive income (loss) (Note 15) 231,969 110,488
Total stockholders’ equity 4,122,379 4,048,723
Total liabilities and stockholders’ equity 7,777,345 6,808,313
Equity Securities, FV-NI, Cost 92,638 125,311
Debt Securities, Trading, Amortized Cost 262,131 297,505
Fixed-maturities available for sale—at amortized cost 5,338,536 $ 4,549,534
Ending balance $ (2,290)  
Common Stock, Par or Stated Value Per Share $ 0.001 $ 0.001
Common Stock, Shares Authorized 485,000 485,000
Common Stock, Shares, Issued 210,061 219,123
Common Stock, Shares, Outstanding 191,556 201,164
Treasury Stock, Shares 18,505 17,959
Reinvested Cash Collateral Held Under Securities Lending Agreements $ 33,121 $ 25,561
XML 15 R3.htm IDEA: XBRL DOCUMENT v3.20.2
Condensed Consolidated Statements of Operations (Unaudited) - USD ($)
shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Revenues:        
Net premiums earned (Note 8) $ 286,471 $ 281,185 $ 813,181 $ 843,863
Services revenue (Note 4) 33,943 42,509 93,945 114,565
Net investment income 36,255 42,756 115,922 130,364
Net gains (losses) on investments and other financial instruments 17,652 13,009 42,901 47,462
Other income 913 879 2,807 2,677
Total revenues 375,234 380,338 1,068,756 1,138,931
Expenses:        
Provision for losses 88,084 29,231 428,453 97,412
Policy acquisition costs 10,166 6,435 23,594 18,531
Cost of services 24,353 29,044 64,466 81,046
Other operating expenses 69,377 76,384 199,069 225,235
Interest expense 21,088 13,492 49,981 44,150
Loss on extinguishment of debt 0 5,940 0 22,738
Amortization and impairment of other acquired intangible assets 961 2,139 2,919 6,465
Total expenses 214,029 162,665 768,482 495,577
Consolidated pretax income (loss) 161,205 217,673 300,274 643,354
Income tax provision 26,102 44,235 54,661 132,229
Net income $ 135,103 $ 173,438 $ 245,613 $ 511,125
Earnings Per Share, Basic [Abstract]        
Basic net income (loss) per share $ 0.70 $ 0.85 $ 1.25 $ 2.45
Earnings Per Share, Diluted [Abstract]        
Diluted net income (loss) per share $ 0.70 $ 0.83 $ 1.25 $ 2.39
Weighted-average number of common shares outstanding—basic 193,176 203,107 196,120 208,561
Weighted-average number of common and common equivalent shares outstanding—diluted 194,156 208,691 197,247 213,963
XML 16 R4.htm IDEA: XBRL DOCUMENT v3.20.2
Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Net income $ 135,103 $ 173,438 $ 245,613 $ 511,125
Unrealized gains (losses) on investments:        
Unrealized holding gains (losses) arising during the period for which an allowance for expected losses has not been recognized 30,839 40,654 143,602 190,677
Net decrease (increase) in expected credit losses 147 0 (2,051) 0
Net unrealized gains (losses) on investments 19,808 37,177 121,481 186,562
Other comprehensive income (loss), net of tax 19,808 37,177 121,481 186,559
Comprehensive income 154,911 210,615 367,094 697,684
Net foreign currency translation adjustments 0 0 0 (3)
Net realized gains (losses) on disposals and non-credit related impairment losses $ 10,884 $ 3,477 $ 24,172 $ 4,115
XML 17 R5.htm IDEA: XBRL DOCUMENT v3.20.2
Condensed Consolidated Statements of Changes in Common Stockholders' Equity (Unaudited) - USD ($)
$ in Thousands
Total
Parent
Common Stock
Treasury Stock
Additional Paid-in Capital
Retained Earnings
Accumulated Other Comprehensive Income (Loss)
Balance, beginning of period at Dec. 31, 2018     $ 231 $ (894,870) $ 2,724,733 $ 1,719,541 $ (60,920)
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Issuance of common stock under incentive and benefit plans     1        
Shares repurchased under share repurchase program (Note 14)     (12)   (275,173)    
Repurchases of common stock under incentive plans       (6,686)      
Issuance of common stock under incentive and benefit plans         4,418    
Share-based compensation         15,119    
Net income $ 511,125         511,125  
Dividends and dividend equivalents declared           (1,559)  
Net unrealized gains (losses) on investments, net of tax 186,562           186,562
Net foreign currency translation adjustment, net of tax (3)           (3)
Balance, end of period at Sep. 30, 2019   $ 3,922,507 220 (901,556) 2,469,097 2,229,107 125,639
Balance, beginning of period at Jun. 30, 2019     223 (901,419) 2,539,803 2,056,175 88,462
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Issuance of common stock under incentive and benefit plans     0        
Shares repurchased under share repurchase program (Note 14)     (3)   (77,535)    
Repurchases of common stock under incentive plans       (137)      
Issuance of common stock under incentive and benefit plans         1,660    
Share-based compensation         5,169    
Net income 173,438         173,438  
Dividends and dividend equivalents declared           (506)  
Net unrealized gains (losses) on investments, net of tax 37,177           37,177
Net foreign currency translation adjustment, net of tax 0           0
Balance, end of period at Sep. 30, 2019   3,922,507 220 (901,556) 2,469,097 2,229,107 125,639
Balance, beginning of period at Dec. 31, 2019 4,048,723   219 (901,657) 2,449,884 2,389,789 110,488
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Issuance of common stock under incentive and benefit plans     2        
Shares repurchased under share repurchase program (Note 14)     (11)   (226,294)    
Repurchases of common stock under incentive plans       (8,088)      
Issuance of common stock under incentive and benefit plans         3,096    
Share-based compensation         12,183    
Net income 245,613         245,613  
Dividends and dividend equivalents declared           (74,326)  
Net unrealized gains (losses) on investments, net of tax 121,481           121,481
Net foreign currency translation adjustment, net of tax 0           0
Balance, end of period at Sep. 30, 2020 4,122,379 4,122,379 210 (909,745) 2,238,869 2,561,076 231,969
Balance, beginning of period at Jun. 30, 2020     210 (909,738) 2,232,949 2,450,423 212,161
Increase (Decrease) in Stockholders' Equity [Roll Forward]              
Issuance of common stock under incentive and benefit plans     0        
Shares repurchased under share repurchase program (Note 14)     0   0    
Repurchases of common stock under incentive plans       (7)      
Issuance of common stock under incentive and benefit plans         825    
Share-based compensation         5,095    
Net income 135,103         135,103  
Dividends and dividend equivalents declared           (24,450)  
Net unrealized gains (losses) on investments, net of tax 19,808           19,808
Net foreign currency translation adjustment, net of tax 0           0
Balance, end of period at Sep. 30, 2020 $ 4,122,379 $ 4,122,379 $ 210 $ (909,745) $ 2,238,869 $ 2,561,076 $ 231,969
XML 18 R6.htm IDEA: XBRL DOCUMENT v3.20.2
Note 15 - Accumulated Other Comprehensive Income (Loss)
9 Months Ended
Sep. 30, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]  
Accumulated Other Comprehensive Income Accumulated Other Comprehensive Income (Loss)
The following table shows the rollforward of accumulated other comprehensive income (loss) as of the periods indicated:
Three Months Ended
September 30, 2020
Nine Months Ended
September 30, 2020
(In thousands)Before TaxTax EffectNet of TaxBefore TaxTax EffectNet of Tax
Balance at beginning of period$268,558 $56,397 $212,161 $139,858 $29,370 $110,488 
Other comprehensive income (loss):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized39,037 8,198 30,839 181,775 38,173 143,602 
Less: Reclassification adjustment for net gains (losses) included in net income (loss): (1)
Net realized gains (losses) on disposals and non-credit related impairment losses13,777 2,893 10,884 30,597 6,425 24,172 
Net decrease (increase) in expected credit losses186 39 147 (2,596)(545)(2,051)
Net unrealized gains (losses) on investments25,074 5,266 19,808 153,774 32,293 121,481 
Other comprehensive income (loss)25,074 5,266 19,808 153,774 32,293 121,481 
Balance at end of period$293,632 $61,663 $231,969 $293,632 $61,663 $231,969 
 Three Months Ended
September 30, 2019
Nine Months Ended
September 30, 2019
(In thousands)Before TaxTax EffectNet of TaxBefore TaxTax EffectNet of Tax
Balance at beginning of period$111,977 $23,515 $88,462 $(77,114)$(16,194)$(60,920)
Other comprehensive income (loss):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period51,460 10,806 40,654 241,363 50,686 190,677 
Less: Reclassification adjustment for net gains (losses) included in net income (loss) (1)
4,401 924 3,477 5,209 1,094 4,115 
Net unrealized gains (losses) on investments47,059 9,882 37,177 236,154 49,592 186,562 
Unrealized foreign currency translation adjustments— — — (4)(1)(3)
Other comprehensive income (loss)47,059 9,882 37,177 236,150 49,591 186,559 
Balance at end of period$159,036 $33,397 $125,639 $159,036 $33,397 $125,639 
______________________
(1)Included in net gains (losses) on investments and other financial instruments on our condensed consolidated statements of operations.
XML 19 R7.htm IDEA: XBRL DOCUMENT v3.20.2
Note 15 - Accumulated Other Comprehensive Income (Loss)
9 Months Ended
Sep. 30, 2020
Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]  
Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]
The following table shows the rollforward of accumulated other comprehensive income (loss) as of the periods indicated:
Three Months Ended
September 30, 2020
Nine Months Ended
September 30, 2020
(In thousands)Before TaxTax EffectNet of TaxBefore TaxTax EffectNet of Tax
Balance at beginning of period$268,558 $56,397 $212,161 $139,858 $29,370 $110,488 
Other comprehensive income (loss):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized39,037 8,198 30,839 181,775 38,173 143,602 
Less: Reclassification adjustment for net gains (losses) included in net income (loss): (1)
Net realized gains (losses) on disposals and non-credit related impairment losses13,777 2,893 10,884 30,597 6,425 24,172 
Net decrease (increase) in expected credit losses186 39 147 (2,596)(545)(2,051)
Net unrealized gains (losses) on investments25,074 5,266 19,808 153,774 32,293 121,481 
Other comprehensive income (loss)25,074 5,266 19,808 153,774 32,293 121,481 
Balance at end of period$293,632 $61,663 $231,969 $293,632 $61,663 $231,969 
 Three Months Ended
September 30, 2019
Nine Months Ended
September 30, 2019
(In thousands)Before TaxTax EffectNet of TaxBefore TaxTax EffectNet of Tax
Balance at beginning of period$111,977 $23,515 $88,462 $(77,114)$(16,194)$(60,920)
Other comprehensive income (loss):
Unrealized gains (losses) on investments:
Unrealized holding gains (losses) arising during the period51,460 10,806 40,654 241,363 50,686 190,677 
Less: Reclassification adjustment for net gains (losses) included in net income (loss) (1)
4,401 924 3,477 5,209 1,094 4,115 
Net unrealized gains (losses) on investments47,059 9,882 37,177 236,154 49,592 186,562 
Unrealized foreign currency translation adjustments— — — (4)(1)(3)
Other comprehensive income (loss)47,059 9,882 37,177 236,150 49,591 186,559 
Balance at end of period$159,036 $33,397 $125,639 $159,036 $33,397 $125,639 
______________________
(1)Included in net gains (losses) on investments and other financial instruments on our condensed consolidated statements of operations.
XML 20 R8.htm IDEA: XBRL DOCUMENT v3.20.2
Note 11 - Losses and Loss Adjustment Expense - Reserve for Losses and LAE by Segment - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Liability for Claims and Claims Adjustment Expense [Line Items]    
Reserve for losses and loss adjustment expense $ 825,792 $ 404,765
Mortgage insurance loss reserves    
Liability for Claims and Claims Adjustment Expense [Line Items]    
Reserve for losses and loss adjustment expense 821,708 401,273
Title insurance loss reserves    
Liability for Claims and Claims Adjustment Expense [Line Items]    
Reserve for losses and loss adjustment expense 4,084 3,492
First Lien Mortgage Insurance Products | Primary Case Reserves | Mortgage insurance loss reserves    
Liability for Claims and Claims Adjustment Expense [Line Items]    
Reserve for losses and loss adjustment expense $ 744,600 $ 339,800
XML 21 R9.htm IDEA: XBRL DOCUMENT v3.20.2
Note 15 - Accumulated Other Comprehensive Income (Loss) - Rollforward of Accumulated Other Comprehensive Income - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Other Comprehensive Income, before Tax [Abstract]        
Unrealized foreign currency translation adjustments   $ 0   $ (4)
Other Comprehensive Income, Tax [Abstract]        
Unrealized foreign currency translation adjustments   0   (1)
Other Comprehensive Income, Net of Tax [Abstract]        
AOCI, Net of Tax, Balance at beginning of period     $ 110,488  
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized $ 30,839 40,654 143,602 190,677
Net realized gains (losses) on disposals and non-credit related impairment losses 10,884 3,477 24,172 4,115
Net decrease (increase) in expected credit losses 147 0 (2,051) 0
Unrealized foreign currency translation adjustments 0 0 0 (3)
Other comprehensive income (loss), net of tax 19,808 37,177 121,481 186,559
AOCI, Net of Tax, Balance at end of period 231,969   231,969  
Other Comprehensive Income        
Other Comprehensive Income, before Tax [Abstract]        
AOCI before Tax, Balance at beginning of period 268,558 111,977 139,858 (77,114)
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized 39,037 51,460 181,775 241,363
Net realized gains (losses) on disposals and non-credit related impairment losses 13,777   30,597  
Net decrease (increase) in expected credit losses 186 4,401 (2,596) 5,209
Net unrealized gains (losses) on investments 25,074 47,059 153,774 236,154
Other comprehensive income (loss) 25,074 47,059 153,774 236,150
AOCI before Tax, Balance at end of period 293,632 159,036 293,632 159,036
Other Comprehensive Income, Tax [Abstract]        
AOCI, Tax, Balance at beginning of period 56,397 23,515 29,370 (16,194)
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized 8,198 10,806 38,173 50,686
Net realized gains (losses) on disposals and non-credit related impairment losses 2,893   6,425  
Net decrease (increase) in expected credit losses 39 924 (545) 1,094
Net unrealized gains (losses) on investments 5,266 9,882 32,293 49,592
Other comprehensive income (loss) 5,266 9,882 32,293 49,591
AOCI Tax, Balance at end of period 61,663 33,397 61,663 33,397
Other Comprehensive Income, Net of Tax [Abstract]        
AOCI, Net of Tax, Balance at beginning of period 212,161 88,462 110,488 (60,920)
Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized 30,839 40,654 143,602 190,677
Net realized gains (losses) on disposals and non-credit related impairment losses 10,884   24,172  
Net decrease (increase) in expected credit losses 147 3,477 (2,051) 4,115
Net unrealized gains (losses) on investments 19,808 37,177 121,481 186,562
Other comprehensive income (loss), net of tax 19,808 37,177 121,481 186,559
AOCI, Net of Tax, Balance at end of period $ 231,969 $ 125,639 $ 231,969 $ 125,639
XML 22 R10.htm IDEA: XBRL DOCUMENT v3.20.2
Condensed Consolidated Statements of Cash Flows (Unaudited) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Net Cash Provided by (Used in) Operating Activities [Abstract]    
Net Cash Provided by (Used in) Operating Activities $ 498,756 $ 506,805
Cash Flows from Investing Activities:    
Proceeds from Sales of Fixed-Maturity Investments Available for sale 894,998 770,393
Proceeds from Sales of Trading Securities 11,602 120,875
Proceeds from Sales of Equity Securities 77,445 52,295
Proceeds from Redemption of Fixed-Maturity Investments Available for sale 443,723 287,557
Proceeds from Redemptions of Trading securities 22,112 36,827
Purchases of Fixed-Maturity Investments Available for sale (2,099,281) (1,352,883)
Purchases of Equity Securities (69,206) (45,748)
Sales, Redemptions and (Purchases) of Short-term Investments, Net (21,797) (12,199)
Sales, Redemptions and (Purchases) of Other assets and other invested assets, net 989 687
Proceeds from sale of a subsidiary, net of cash sold 16,481 0
Purchases of property and equipment, net (14,723) (20,707)
Net cash provided by (used in) investing activities (737,657) (162,903)
Cash Flows from Financing Activities:    
Dividends and dividend equivalents paid (73,365) (1,559)
Issuance of senior notes, net 515,567 442,498
Repayments and repurchases of senior notes 0 (610,739)
Issuance of common stock 1,505 2,126
Repurchases of common shares (226,305) (275,185)
Credit facility commitment fees paid (1,993) (710)
Change in secured borrowings, net (with terms three months or less) (19,191) 9,568
Proceeds from secured borrowings (with terms greater than 3 months) 138,909 73,011
Payments of secured borrowings (with terms greater than 3 months) (105,977) (37,550)
Repayments of other borrowings (79) (114)
Net cash provided by (used in) financing activities 229,071 (398,654)
Effect of exchange rate changes on cash and restricted cash 0 (4)
Increase (decrease) in cash and restricted cash (9,830) (54,756)
Cash and restricted cash, beginning of period 96,274 107,002
Cash and restricted cash, end of period $ 86,444 $ 52,246
XML 23 R11.htm IDEA: XBRL DOCUMENT v3.20.2
Note 1 - Business Overview and Recent Developments
9 Months Ended
Sep. 30, 2020
Organization, Consolidation and Presentation of Financial Statements [Abstract]  
Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block] Business Overview and Recent Developments
Business Overview
We are a diversified mortgage and real estate business, providing both credit-related mortgage insurance coverage and a broad array of other mortgage, risk, title, valuation, asset management and other real estate services. We have two reportable business segments—Mortgage and Real Estate.
Mortgage
Our Mortgage segment provides credit-related insurance coverage, principally through private mortgage insurance on residential first-lien mortgage loans, as well as other credit risk management and contract underwriting solutions, to mortgage lending institutions and mortgage credit investors. We provide our mortgage insurance products and services mainly through our wholly-owned subsidiary, Radian Guaranty. Private mortgage insurance plays an important role in the U.S. housing finance system because it promotes affordable home ownership and helps protect mortgage lenders, investors and other beneficiaries by mitigating default-related losses on residential mortgage loans. Generally, these loans are made to homebuyers who make down payments of less than 20% of the purchase price for their home or, in the case of refinancings, have less than 20% equity in their home. Private mortgage insurance also facilitates the sale of these low down payment loans in the secondary mortgage market, most of which are currently sold to the GSEs. Our total direct primary mortgage IIF and RIF were $245.5 billion and $61.0 billion, respectively, as of September 30, 2020, compared to $240.6 billion and $60.9 billion, respectively, as of December 31, 2019. In addition to providing private mortgage insurance, we participate in credit risk transfer programs developed by the GSEs as part of their initiative to distribute mortgage credit risk and increase the role of private capital in the mortgage market. Our additional RIF under credit risk transfer transactions, resulting from our participation in these programs with the GSEs, totaled $389.1 million as of September 30, 2020 compared to $275.2 million as of December 31, 2019.
The GSEs and state insurance regulators impose various capital and financial requirements on our insurance subsidiaries. These include Risk-to-capital, other risk-based capital measures and surplus requirements, as well as the PMIERs financial requirements. Failure to comply with these capital and financial requirements may limit the amount of insurance that our mortgage insurance subsidiaries write or may prohibit them from writing insurance altogether. The GSEs and state insurance regulators possess significant discretion with respect to our mortgage insurance subsidiaries and all aspects of their business. See Note 16 for additional information on PMIERs and other regulatory information, and “—Recent Developments” below for a discussion of the elevated risks posed by the COVID-19 pandemic, which has led to an increase in mortgage defaults in our insured portfolio and a resulting increase in our Minimum Required Assets during 2020.
Real Estate
Our Real Estate segment is primarily a fee-for-service business that offers a broad array of services to market participants across the real estate value chain. Our Real Estate services include title, valuation, asset management and other real estate services offered primarily to financial institutions, investors, GSEs, real estate brokers and agents. Our Real Estate services help lenders, investors, consumers and real estate agents evaluate, manage, monitor, acquire and sell properties. These services include software as a service solutions and platforms, as well as managed services, such as real estate owned asset management, single family rental services, real estate valuation services and real estate brokerage services. In addition, we provide title insurance and non-insurance title, closing and settlement services to mortgage lenders as well as directly to consumers for residential mortgage loans.
See Note 4 for additional information about our reportable segments and All Other business activities, including the sale of Clayton and the impact of organizational changes in the first quarter of 2020.
Recent Developments
As a seller of mortgage credit protection, our results are subject to macroeconomic conditions and specific events that impact the housing finance and real estate markets, including events that impact mortgage originations and the credit performance of our RIF. Many of these conditions are beyond our control, including housing prices, unemployment levels, interest rate changes, the availability of credit and other factors that may be derived from national and regional economic conditions. In general, a deterioration in economic conditions increases the likelihood that borrowers will be unable to satisfy their mortgage obligations. A deteriorating economy can adversely affect housing values, which in turn can influence the willingness of borrowers to continue to make mortgage payments regardless of whether they have the financial resources to do so. Mortgage defaults can also occur due to a variety of specific events affecting borrowers, including death or illness, divorce or other family problems, unemployment, or other events. In addition, factors impacting regional economic conditions, acts of terrorism, war or other severe conflicts, event-specific economic depressions or other catastrophic events such as natural disasters and
pandemics could result in increased defaults due to the impact of such events on the ability of borrowers to satisfy their mortgage obligations and on the value of affected homes.
Beginning in March 2020, the unprecedented and continually evolving social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets had a negative effect on our business and our financial results for the second quarter of 2020, and to a lesser extent the third quarter of 2020, and are expected to adversely impact our business and results of operations in future periods. Specifically, and primarily as a result of an increase in the number of new defaults for the nine months ended September 30, 2020, our financial results include: (i) an increase in provision for losses and (ii) an increase in our Minimum Required Assets required under the PMIERs. The number of new defaults increased significantly during the second quarter of 2020, and while the new defaults during the third quarter remain elevated compared to levels before the pandemic, they decreased by 67.5% from the prior quarter. See Note 11 for additional information on our reserve for losses. In response to the uncertainties associated with COVID-19, during the second quarter of 2020 we strengthened our capital and liquidity positions by extending our existing credit facility and issuing $525 million aggregate principal amount of Senior Notes due 2025. See Note 12 for additional information on our borrowings and financing activities. The ultimate significance of the COVID-19 pandemic on our businesses will depend on, among other things: the extent and duration of the pandemic, the severity of and number of people infected with the virus and whether an effective anti-viral treatment or vaccine is developed and made widely available; the wider economic effects of the pandemic and the scope and duration of governmental and other third party measures restricting day-to-day life and business operations; the impact of economic stimulus efforts to support the economy through the pandemic; and governmental and GSE programs implemented to assist borrowers experiencing a COVID-19-related hardship, including forbearance programs and suspensions of foreclosures and evictions. Although we are uncertain of the potential magnitude or duration of the business and economic impacts of the COVID-19 pandemic, these and other factors, including those discussed in our 2019 Form 10-K, could have a material negative effect on the Company’s business, liquidity, results of operations and financial condition.
XML 24 R12.htm IDEA: XBRL DOCUMENT v3.20.2
Note 2 - Significant Accounting Policies
9 Months Ended
Sep. 30, 2020
Accounting Policies [Abstract]  
Significant Accounting Policies Significant Accounting Policies
Basis of Presentation
Our condensed consolidated financial statements are prepared in accordance with GAAP and include the accounts of Radian Group Inc. and its subsidiaries. All intercompany accounts and transactions, and intercompany profits and losses, have been eliminated. We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to the instructions set forth in Article 10 of Regulation S-X of the SEC.
We refer to Radian Group Inc. together with its consolidated subsidiaries as “Radian,” the “Company,” “we,” “us” or “our,” unless the context requires otherwise. We generally refer to Radian Group Inc. alone, without its consolidated subsidiaries, as “Radian Group.” Unless otherwise defined in this report, certain terms and acronyms used throughout this report are defined in the Glossary of Abbreviations and Acronyms included as part of this report.
The financial information presented for interim periods is unaudited; however, such information reflects all adjustments that are, in the opinion of management, necessary for the fair statement of the financial position, results of operations, comprehensive income (loss) and cash flows for the interim periods presented. Such adjustments are of a normal recurring nature. The year-end condensed balance sheet data was derived from our audited financial statements, but does not include all disclosures required by GAAP.
To fully understand the basis of presentation, these interim financial statements and related notes contained herein should be read in conjunction with the audited financial statements and notes thereto included in our 2019 Form 10-K. The results of operations for interim periods are not necessarily indicative of results to be expected for the full year or for any other period. See Note 1 for discussion of the elevated risks to our future business, liquidity, results of operations and financial condition due to the COVID-19 pandemic.
Certain prior period amounts have been reclassified to conform to current period presentation. See Note 4 for additional information on our segment reporting reclassifications.
Use of Estimates
The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of our contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting periods. While the amounts included in our condensed consolidated financial statements include our best estimates and assumptions, actual results may vary materially.
Other Significant Accounting Policies
See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for information regarding other significant accounting policies. There have been no significant changes in our significant accounting policies from those discussed in our 2019 Form 10-K, other than described below in “—Investments” and “—Recent Accounting Pronouncements—Accounting Standards Adopted During 2020.”
Investments
Investments in fixed-maturity securities not classified as held to maturity or trading securities are classified as available for sale and are reported at fair value, with unrealized gains and losses (net of tax) reported as a separate component of stockholders’ equity as accumulated other comprehensive income (loss), unless: (i) we intend to sell the impaired security; (ii) it is more likely than not that we will be required to sell the impaired security prior to recovery of its amortized cost basis; or (iii) the present value of cash flows we expect to collect is less than the amortized cost basis of a security. In those instances, we record an impairment loss through earnings that varies depending on specific circumstances, as described below.
If a sale is likely, the full amount of the impairment is recognized as a loss in the statement of operations. Otherwise, unrealized losses on securities are separated into: (i) the portion of loss that represents the credit loss and (ii) the portion that is due to other factors. As a result of the adoption, effective January 2020, of ASU 2016-13, Financial Instruments—Credit Losses (“ASU 2016-13”), described below, in evaluating whether a decline in value for other securities relates to an existing credit loss, we consider several factors, including, but not limited to, the following:
the extent to which the amortized cost basis is greater than fair value;
reasons for the decline in value (e.g., adverse conditions related to industry or geographic area, changes in financial condition to the issuers or underlying loan obligors);
any changes to the rating of the security by a rating agency;
the failure of the issuer to make a scheduled payment;
the financial position, access to capital and near-term prospects of the issuer, including the current and future impact of any specific events; and
our best estimate of the present value of cash flows expected to be collected.
In addition, we no longer consider the duration of the decline in value in assessing whether our fixed income securities available for sale have a credit loss impairment.
On initial recognition and at each reporting date after a credit loss is identified, we recognize an allowance for remaining lifetime expected credit losses. This amount is calculated as the difference between the amortized cost and the present value of future expected cash flows, limited to the difference between the carrying amount (i.e., fair value) and amortized cost. If a credit loss is determined to exist, the credit loss impairment is included in net gains (losses) on investments and other financial instruments in the statement of operations, with an offset to an allowance for credit losses. Subsequent changes (favorable and unfavorable) in expected credit losses are recognized immediately in net income (loss) as a credit loss impairment or a reversal of credit loss impairment.
Recent Accounting Pronouncements
Accounting Standards Adopted During 2020
We adopted ASU 2016-13 on January 1, 2020 using the modified retrospective adoption approach. This ASU and the associated subsequent amendments require that financial assets measured at their amortized cost basis be presented at the net amount expected to be collected. Credit losses relating to our available-for-sale debt securities are recorded through an allowance for credit losses, rather than a write-down of the asset, with the amount of the allowance limited to the amount by which fair value is less than amortized cost. This allowance method will allow reversals of credit losses if the estimate of credit losses declines. This ASU affected certain of our accounts and notes receivable, including premiums receivable, and certain of our other assets, including reinsurance recoverables; however, the update did not have a material effect on our financial statements and disclosures. See Note 6 for additional information.
We adopted ASU 2019-04, Codification Improvements related to Financial Instruments—Credit Losses, Derivatives and Hedging, and Financial Instruments on January 1, 2020. This update to the accounting standards regarding financial instruments and derivatives and hedging clarifies the accounting treatment for the measurement of credit losses and provides further clarification on previously issued updates. The adoption of this update did not have a material effect on our financial statements and disclosures.
Accounting Standards Not Yet Adopted
In August 2018, the FASB issued ASU 2018-12, Financial Services—Insurance. The new standard: (i) requires that assumptions used to measure the liability for future policy benefits be reviewed at least annually; (ii) defines and simplifies the measurement of market risk benefits; (iii) simplifies the amortization of deferred acquisition costs; and (iv) enhances the required disclosures about long-duration contracts. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
In December 2019, the FASB issued ASU 2019-12, Income Taxes—Simplifying the Accounting for Income Taxes. This update simplifies the accounting for income taxes by removing certain exceptions to the general principals of ASC Topic 740 in GAAP. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform—Facilitation of the Effects of Reference Reform on Financial Reporting. This update provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments in this update are optional and may be elected from the date of issuance through December 31, 2022, as reference rate reform activities occur. We are currently evaluating the impact of the guidance and our options related to the practical expedients.
In October 2020, the FASB issued ASU 2020-08, Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs. This update clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is not permitted. Entities are required to apply ASU 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
XML 25 R13.htm IDEA: XBRL DOCUMENT v3.20.2
Note 3 - Net Income Per Share
9 Months Ended
Sep. 30, 2020
Earnings Per Share [Abstract]  
Net Income Per Share Net Income Per Share
Basic net income per share is computed by dividing net income by the weighted-average number of common shares outstanding, while diluted net income per share is computed by dividing net income attributable to common stockholders by the sum of the weighted-average number of common shares outstanding and the weighted-average number of dilutive potential common shares. Dilutive potential common shares relate to our share-based compensation arrangements.
The calculation of basic and diluted net income per share is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands, except per-share amounts)2020201920202019
Net income —basic and diluted$135,103 $173,438 $245,613 $511,125 
Average common shares outstanding—basic (1)
193,176 203,107 196,120 208,561 
Dilutive effect of share-based compensation arrangements (2)
980 5,584 1,127 5,402 
Adjusted average common shares outstanding—diluted
194,156 208,691 197,247 213,963 
Net income per share:
Basic
$0.70 $0.85 $1.25 $2.45 
Diluted
$0.70 $0.83 $1.25 $2.39 
______________________
(1)Includes the impact of fully vested shares under our share-based compensation programs.
(2)The following number of shares of our common stock equivalents issued under our share-based compensation arrangements are not included in the calculation of diluted net income per share because they are anti-dilutive:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Shares of common stock equivalents710 — 1,046 160 
XML 26 R14.htm IDEA: XBRL DOCUMENT v3.20.2
Note 4 - Segment Reporting (Notes)
9 Months Ended
Sep. 30, 2020
Segment Reporting [Abstract]  
Segment Reporting Segment Reporting
We have two strategic business units that we manage separately—Mortgage and Real Estate. Our Mortgage segment derives its revenue from mortgage insurance and other mortgage and risk services, including contract underwriting services provided to lenders. Our Real Estate segment offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain. In addition, we report as All Other activities that include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale in January 2020.
Subsequent to the sale of Clayton, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. As revised, the Company’s Mortgage and Real Estate segments are managed by our President of Mortgage and Co-Heads of Real Estate, respectively, who are responsible for the overall profitability of their respective segments and who are directly accountable to our chief operating decision maker.
The differences in the basis of segmentation compared to our 2019 Form 10-K are as follows:
Business Activity
Current Segmentation
Prior Segmentation
Mortgage insurance and risk services
MortgageMortgage Insurance
Contract underwriting services
MortgageServices
Title and real estate services (1)
Real EstateServices
Clayton
All OtherServices
Income (loss) from holding company assets (and related corporate expenses)
All OtherMortgage Insurance
______________________
(1)Includes single family rental services.
These segment reporting changes align with the changes in personnel reporting lines, management oversight and branding following the sale of Clayton, and are consistent with the way our chief operating decision maker began assessing the performance of our reportable segments and other business activities effective in the first quarter of 2020. These changes to our reportable segments have been reflected in our segment operating results for all periods presented. See Note 1 for additional details about our Mortgage and Real Estate businesses.
We allocate corporate operating expenses to both reportable segments based on each segment’s forecasted annual percentage of total revenue, which approximates the estimated percentage of management time spent on each segment. In addition, we allocate all corporate interest expense to our Mortgage segment, due to the capital-intensive nature of our mortgage insurance business.
With the exception of goodwill and other acquired intangible assets that relate to our Real Estate segment, which are reviewed as part of our annual goodwill impairment assessment, we do not manage assets by segment.
Adjusted Pretax Operating Income (Loss)
Our senior management, including our chief operating decision maker, uses adjusted pretax operating income (loss) as our primary measure to evaluate the fundamental financial performance of each of Radian’s business segments and to allocate resources to the segments. Adjusted pretax operating income (loss) is defined as pretax income (loss) excluding the effects of: (i) net gains (losses) on investments and other financial instruments; (ii) loss on extinguishment of debt; (iii) amortization and impairment of goodwill and other acquired intangible assets; and (iv) impairment of other long-lived assets and other non-operating items, such as gains (losses) from the sale of lines of business and acquisition-related income and expenses. See Note 4 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for detailed information regarding items excluded from adjusted pretax operating income (loss), including the reasons for their treatment.
Although adjusted pretax operating income (loss) excludes certain items that have occurred in the past and are expected to occur in the future, the excluded items represent those that are: (i) not viewed as part of the operating performance of our primary activities or (ii) not expected to result in an economic impact equal to the amount reflected in pretax income (loss).
Adjusted pretax operating income (loss) for each segment represents segment results on a standalone basis; therefore, inter-segment eliminations and reclassifications required for consolidated GAAP presentation have not been reflected. Inter-segment activities are recorded at market rates for segment reporting and eliminated in consolidation.
The reconciliation of adjusted pretax operating income (loss) for our reportable segments to consolidated pretax income is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Adjusted pretax operating income (loss):
Mortgage (1)
$145,836 $209,601 $263,182 $627,942 (2)
Real Estate (3)
(5,941)(2,541)(15,625)(10,238)
Total adjusted pretax operating income (loss) for reportable segments
139,895 207,060 247,557 617,704 
All Other adjusted pretax operating income (loss)
5,085 5,683 13,523 12,948 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Loss on extinguishment of debt
— (5,940)— (22,738)
Amortization and impairment of other acquired intangible assets
(961)(2,139)(2,919)(6,465)
Impairment of other long-lived assets and other non-operating items
(466)— (788)(5,557)
Consolidated pretax income$161,205 $217,673 $300,274 $643,354 
______________________
(1)Includes allocated corporate operating expenses and depreciation expense as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Allocated corporate operating expenses$29,435 $26,671 $83,700 $76,684 
Depreciation expense2,895 3,817 9,719 11,528 
(2)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019, as further described below.
(3)Includes allocated corporate operating expenses and depreciation expense as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Allocated corporate operating expenses$3,818 $2,910 $10,993 $8,364 
Depreciation expense683 561 2,125 1,769 
Our results for the nine months ended September 30, 2019 include a $32.9 million increase in net premiums earned and a $0.12 increase in net income per share due to a reduction in our unearned premiums, resulting from a cumulative adjustment in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding this adjustment and our accounting policies for insurance premiums revenue recognition.
Revenue
The reconciliation of revenue for our reportable segments to consolidated revenues is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Revenues:
Mortgage (1)
$320,013 $317,646 $922,040 $956,660 (2)
Real Estate (1)
33,328 30,139 88,003 80,789 
Total revenues for reportable segments
353,341 347,785 1,010,043 1,037,449 
All Other revenues (3)
5,858 19,812 19,984 55,170 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Other non-operating revenue— — 247 — 
Elimination of inter-segment revenues (3)
(1,617)(268)(4,419)(1,150)
Total revenues$375,234 $380,338 $1,068,756 $1,138,931 
______________________
(1)Includes immaterial inter-segment revenues for the three and nine months ended September 30, 2020 and 2019.
(2)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 as further described above.
(3)Includes $1.5 million and $4.0 million for the three and nine months ended September 30, 2020, respectively, related to the $200 million 3% intercompany surplus note issued by Radian Guaranty to Radian Group in January 2020.
The accounting standard on revenue from contracts with customers is primarily applicable to our services revenue and is not applicable to our investments and insurance products, which represent the majority of our revenue. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding our accounting policies and the services we offer.
The table below, which represents total services revenue on our condensed consolidated statements of operations for the periods indicated, represents the disaggregation of services revenues from external customers, by type:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Services revenue
Real Estate services:
Valuation services $11,881 $14,772 $31,519 $40,836 
Title services9,081 4,590 25,445 11,189 
Asset management services8,453 6,567 21,791 19,300 
Other real estate services614 335 1,364 407 
Mortgage services 3,914 2,340 10,965 4,856 
All Other services (1)
— 13,905 2,861 37,977 
Total services revenue $33,943 $42,509 $93,945 $114,565 
______________________
(1)Includes services revenue from Clayton prior to its sale in January 2020.
Our services revenues are recognized over time and measured each period based on the progress to date as services are performed and made available to customers. Our contracts with customers, including payment terms, are generally short-term in nature; therefore, any impact related to timing is immaterial. Revenue expected to be recognized in any future period related to remaining performance obligations, such as contracts where revenue is recognized as invoiced and contracts with variable consideration related to undelivered performance obligations, is not material.
Revenue recognized related to services made available to customers and billed is reflected in accounts and notes receivable. Accounts and notes receivable includes $28.9 million and $10.8 million as of September 30, 2020 and December 31, 2019, respectively, related to services revenue contracts. Revenue recognized related to services performed and not yet billed is recorded in unbilled receivables and reflected in other assets. See Note 9 for additional information. Deferred revenue, which
represents advance payments received from customers in advance of revenue recognition, is immaterial for all periods presented. We have no material bad-debt expense.
XML 27 R15.htm IDEA: XBRL DOCUMENT v3.20.2
Note 5 - Fair Value of Financial Instruments (Note)
3 Months Ended
Sep. 30, 2020
Fair Value Disclosures [Abstract]  
Fair Value of Financial Instruments Fair Value of Financial Instruments
For discussion of our valuation methodologies for assets and liabilities measured at fair value and the fair value hierarchy, see Note 5 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
The following is a list of assets that are measured at fair value by hierarchy level as of September 30, 2020:
(In thousands)Level ILevel IITotal
Assets at fair value
Investments:
Fixed-maturities available for sale:
U.S. government and agency securities
$157,407 $29,494 $186,901 
State and municipal obligations
— 159,975 159,975 
Corporate bonds and notes
— 2,898,357 2,898,357 
RMBS
— 850,113 850,113 
CMBS
— 718,962 718,962 
Other ABS
— 809,388 809,388 
Foreign government and agency securities
— 5,296 5,296 
Total fixed-maturities available for sale157,407 5,471,585 5,628,992 
Trading securities:
State and municipal obligations
— 120,547 120,547 
Corporate bonds and notes
— 122,858 122,858 
RMBS
— 13,930 13,930 
CMBS
— 34,315 34,315 
Total trading securities— 291,650 291,650 
Equity securities
84,255 7,062 91,317 
Short-term investments:
U.S. government and agency securities
29,716 — 29,716 
State and municipal obligations
— 26,973 26,973 
Money market instruments
232,105 — 232,105 
Corporate bonds and notes
— 106,013 106,013 
Other investments (1)
— 172,339 172,339 
Total short-term investments261,821 305,325 567,146 
Total investments at fair value (2)
503,483 6,075,622 6,579,105 
Other:
Loaned securities: (3)
Corporate bonds and notes
— 13,932 13,932 
Equity securities
43,990 — 43,990 
Total assets at fair value (2)
$547,473 $6,089,554 $6,637,027 
______________________
(1)Comprising short-term certificates of deposit and commercial paper.
(2)Does not include other invested assets of $2.5 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $3.0 million invested in a private convertible promissory note.
(3)Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.
The following is a list of assets that are measured at fair value by hierarchy level as of December 31, 2019:
(In thousands)Level ILevel IITotal
Assets at fair value
Investments:
Fixed-maturities available for sale:
U.S. government and agency securities
$143,884 $35,700 $179,584 
State and municipal obligations
— 119,994 119,994 
Corporate bonds and notes
— 2,237,611 2,237,611 
RMBS
— 779,354 779,354 
CMBS
— 608,015 608,015 
Other ABS
— 759,129 759,129 
Foreign government and agency securities
— 5,224 5,224 
Total fixed-maturities available for sale143,884 4,545,027 4,688,911 
Trading securities:
State and municipal obligations
— 118,949 118,949 
Corporate bonds and notes
— 147,232 147,232 
RMBS
— 16,180 16,180 
CMBS
— 34,789 34,789 
Total trading securities— 317,150 317,150 
Equity securities
124,009 6,212 130,221 
Short-term investments:
U.S. government and agency securities
127,152 — 127,152 
State and municipal obligations
— 21,475 21,475 
Money market instruments
202,461 — 202,461 
Corporate bonds and notes
— 20,298 20,298 
Other investments (1)
— 147,007 147,007 
Total short-term investments329,613 188,780 518,393 
Total investments at fair value (2)
597,506 5,057,169 5,654,675 
Other:
Loaned securities: (3)
U.S. government and agency securities
35,309 — 35,309 
Corporate bonds and notes
— 3,669 3,669 
Equity securities
27,464 — 27,464 
Total assets at fair value (2)
$660,279 $5,060,838 $5,721,117 
______________________
(1)Comprising short-term certificates of deposit and commercial paper.
(2)Does not include other invested assets of $2.6 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $1.5 million invested in a private convertible promissory note.
(3)Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.
At September 30, 2020 and December 31, 2019, we had a Level III asset of $5.5 million and $0.4 million, respectively, measured at fair value, included in other assets in our condensed consolidated balance sheets. The Level III asset represents the embedded derivatives associated with mortgage insurance-linked notes transactions in connection with our Excess-of-Loss
Program, as described in Note 8. The total fair value of the embedded derivatives at September 30, 2020 and December 31, 2019 consists of impacts related to the fair value accounting for derivatives associated with our reinsurance contracts and the related fluctuations from period to period. The estimated fair value related to our embedded derivatives reflects the present value impact of the future variation in premiums we will pay, and includes significant unobservable inputs associated with LIBOR rates and the yield on investments held by trust.
There were no investment transfers to or from Level III for the three and nine months ended September 30, 2020 or the year ended December 31, 2019. Except for the activity related to the embedded derivatives described above, activity related to Level III assets and liabilities (including realized and unrealized gains and losses, purchases, sales, issuances, settlements and transfers) was immaterial for the three and nine months ended September 30, 2020 and the year ended December 31, 2019.
Other Fair Value Disclosure
The carrying value and estimated fair value of other selected liabilities not carried at fair value in our condensed consolidated balance sheets were as follows as of the dates indicated:
September 30, 2020December 31, 2019
(In thousands)Carrying
Amount
Estimated
Fair Value
Carrying
Amount
Estimated
Fair Value
Liabilities:
Senior notes$1,404,759 $1,450,590 $887,110 $949,500 
FHLB advances141,058 144,280 134,875 135,997 
The fair value of our senior notes is estimated based on their quoted market prices. The fair value of our FHLB advances is estimated based on expected cash flows for similar borrowings. These liabilities are categorized in Level II of the fair value hierarchy. See Note 12 for further information on our senior notes and FHLB advances.
XML 28 R16.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments (Note)
9 Months Ended
Sep. 30, 2020
Investments [Abstract]  
Investments Investments
Available for Sale Securities
Our available for sale securities within our investment portfolio consisted of the following as of the dates indicated:
September 30, 2020
(In thousands)Amortized
Cost
Allowance for Credit LossesGross
Unrealized
Gains
Gross
Unrealized
Losses
Fair Value
Fixed-maturities available for sale:
U.S. government and agency securities
$186,457 $— $2,105 $(1,661)$186,901 
State and municipal obligations
145,318 — 14,850 (193)159,975 
Corporate bonds and notes
2,703,446 (2,290)218,127 (7,471)2,911,812 
RMBS
813,006 — 37,137 (30)850,113 
CMBS
686,414 — 37,339 (4,791)718,962 
Other ABS
811,687 — 4,051 (6,350)809,388 
Foreign government and agency securities
5,098 — 198 — 5,296 
Total securities available for sale, including loaned securities
5,351,426 $(2,290)$313,807 $(20,496)5,642,447 
Less: loaned securities
12,890 13,455 
Total fixed-maturities available for sale$5,338,536 $5,628,992 
December 31, 2019
(In thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Fair Value
Fixed-maturities available for sale:
U.S. government and agency securities
$198,613 $2,048 $(733)$199,928 
State and municipal obligations
112,003 8,032 (41)119,994 
Corporate bonds and notes
2,136,819 106,189 (1,728)2,241,280 
RMBS
766,429 14,452 (1,527)779,354 
CMBS
593,647 14,993 (625)608,015 
Other ABS
760,785 2,018 (3,674)759,129 
Foreign government and agency securities
5,091 133 — 5,224 
Total securities available for sale, including loaned securities
4,573,387 $147,865 $(8,328)4,712,924 
Less: loaned securities
23,853 24,013 
Total fixed-maturities available for sale$4,549,534 $4,688,911 
The following table provides a rollforward of the allowance for credit losses on fixed-maturities available for sale, which relates entirely to corporate bonds and notes for the periods indicated:
(In thousands)Three Months Ended September 30, 2020Nine Months Ended September 30, 2020
Beginning balance$2,476 $— 
Current provision for securities without prior allowance— 2,596 
Net increases (decreases) in allowance on previously impaired securities(186)— 
Reduction for securities sold— (306)
Ending balance$2,290 $2,290 
Gross Unrealized Losses and Fair Value of Available for Sale Securities
For our available for sale securities in an unrealized loss position, the following tables show the gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates indicated. Included in the amounts as of September 30, 2020 and December 31, 2019 are loaned securities under securities lending agreements that are classified as other assets in our condensed consolidated balance sheets, as further described below.
September 30, 2020
($ in thousands) Description of Securities
Less Than 12 Months12 Months or GreaterTotal
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
U.S. government and agency securities$99,250 $(1,661)— $— $— $99,250 $(1,661)
State and municipal obligations10 27,543 (193)— — — 10 27,543 (193)
Corporate bonds and notes130 306,915 (7,471)— — — 130 306,915 (7,471)
RMBS11,723 (19)956 (11)12,679 (30)
CMBS60 176,482 (4,537)7,146 (254)66 183,628 (4,791)
Other ABS101 308,637 (3,025)29 152,098 (3,325)130 460,735 (6,350)
Total309 $930,550 $(16,906)37 $160,200 $(3,590)346 $1,090,750 $(20,496)
December 31, 2019
($ in thousands) Description of Securities
Less Than 12 Months12 Months or GreaterTotal
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
U.S. government and agency securities
$26,142 $(731)$2,529 $(2)$28,671 $(733)
State and municipal obligations
3,959 (41)— — — 3,959 (41)
Corporate bonds and notes
25 110,871 (1,728)— — — 25 110,871 (1,728)
RMBS
27 184,378 (535)16 36,192 (992)43 220,570 (1,527)
CMBS36 109,589 (478)6,346 (147)44 115,935 (625)
Other ABS63 225,944 (670)44 209,661 (3,004)107 435,605 (3,674)
Total154 $660,883 $(4,183)70 $254,728 $(4,145)224 $915,611 $(8,328)
See below for additional details on our net gains (losses) on investments, including the changes in the allowance for credit losses on fixed maturities available for sale and other impairments due to our intent to sell securities in an unrealized loss position. See Note 2 for a discussion of our accounting policy for impairments, including our adoption of ASU 2016-13 effective January 2020.
Securities Lending Agreements
We participate in a securities lending program whereby we loan certain securities in our investment portfolio to third-party borrowers for short periods of time. Although we report such securities at fair value within other assets in our condensed consolidated balance sheets, rather than within investments, the detailed information we provide in this Note 6 includes these securities. See Note 5 for additional detail on the loaned securities, and see Note 6 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information about our accounting policies with respect to our securities lending agreements and the collateral requirements thereunder.
All of our securities lending agreements are classified as overnight and revolving. Securities collateral on deposit with us from third-party borrowers totaling $26.3 million and $42.4 million as of September 30, 2020 and December 31, 2019, respectively, may not be transferred or re-pledged unless the third-party borrower is in default, and is therefore not reflected in our condensed consolidated financial statements.
Net Gains (Losses) on Investments
Net gains (losses) on investments consisted of:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net realized gains (losses):   
Fixed-maturities available for sale (1)
$13,777 $4,401 $31,998 $5,209 
Trading securities— 19 (391)
Equity securities— (28)361 (708)
Other investments196 205 273 521 
Net realized gains (losses) on investments13,973 4,597 32,636 4,631 
Impairment losses due to intent to sell
— — (1,401)— 
Net decrease (increase) in expected credit losses
186 — (2,596)— 
Net unrealized gains (losses) on investments
2,813 4,419 916 33,005 
Total net gains (losses) on investments$16,972 $9,016 $29,555 $37,636 
______________________
(1)Components of net realized gains (losses) on fixed-maturities available for sale include:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Gross investment gains from sales and redemptions$14,219 $4,697 $34,422 $10,926 
Gross investment losses from sales and redemptions(442)(296)(2,424)(5,717)
The net changes in unrealized gains (losses) recognized in earnings on investments that were still held at each period-end were as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net unrealized gains (losses) on investments still held:   
Trading securities$(1,150)$4,132 $9,990 $18,962 
Equity securities4,455 563 (8,158)9,170 
Other investments(173)47 152 (64)
Net unrealized gains (losses) on investments still held$3,132 $4,742 $1,984 $28,068 
Contractual Maturities
The contractual maturities of fixed-maturities available for sale were as follows:
September 30, 2020
Available for Sale
(In thousands)Amortized
Cost
Fair
Value
Due in one year or less (1)
$94,375 $94,832 
Due after one year through five years (1)
984,406 1,034,592 
Due after five years through 10 years (1)
1,246,319 1,351,007 
Due after 10 years (1)
715,219 783,553 
Asset-backed and other mortgage-backed securities (2)
2,311,107 2,378,463 
Total
5,351,426 5,642,447 
Less: loaned securities
12,890 13,455 
Total fixed-maturities available for sale
$5,338,536 $5,628,992 
______________________
(1)Actual maturities may differ as a result of calls before scheduled maturity.
(2)Includes RMBS, CMBS and Other ABS, which are not due at a single maturity date.
Other
For the nine months ended September 30, 2020, we did not transfer any securities to or from the available for sale or trading categories.
Our fixed-maturities available for sale include securities totaling $17.0 million and $16.8 million at September 30, 2020 and December 31, 2019, respectively, on deposit and serving as collateral with various state regulatory authorities. Our fixed-maturities available for sale also include securities serving as collateral for our FHLB advances. See Note 12 for additional information about our FHLB advances.
XML 29 R17.htm IDEA: XBRL DOCUMENT v3.20.2
Note 7 - Goodwill and Other Acquired Intangible Assets, Net
9 Months Ended
Sep. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]  
Goodwill and Other Intangible Assets, Net Goodwill and Other Acquired Intangible Assets, Net
All of our goodwill and other acquired intangible assets relate to our Real Estate segment. The following table shows the changes in the carrying amount of goodwill for the year-to-date periods ended December 31, 2019 and September 30, 2020:
(In thousands)GoodwillAccumulated Impairment LossesNet
Balance at December 31, 2018$200,561 $(186,469)$14,092 
Goodwill acquired538 — 538 
Impairment losses— (4,828)(4,828)
Balance at December 31, 2019201,099 (191,297)9,802 
Goodwill disposed (1)
(191,297)191,297 — 
Balance at September 30, 2020$9,802 $— $9,802 
______________________
(1)Related to the sale of Clayton in January 2020. See Note 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on the sale of Clayton.
The following is a summary of the gross and net carrying amounts and accumulated amortization (including impairment) of our other acquired intangible assets as of the periods indicated:
September 30, 2020
(In thousands)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Client relationships$43,550 $(29,748)$13,802 
Technology8,285 (6,988)1,297 
Trade name and trademarks480 (461)19 
Licenses463 (115)348 
Total$52,778 $(37,312)$15,466 
December 31, 2019
(In thousands)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Client relationships$43,550 $(27,269)$16,281 
Technology8,435 (6,789)1,646 
Trade name and trademarks480 (404)76 
Licenses463 (81)382 
Total$52,928 $(34,543)$18,385 
Interim Impairment Analysis
Goodwill is deemed to have an indefinite useful life and is subject to review for impairment annually, or more frequently, if certain events and circumstances indicate potential impairment. We generally perform our annual goodwill impairment test during the fourth quarter of each year, using balances as of the prior quarter. Events and circumstances that could result in an interim assessment of goodwill and other acquired intangible assets and/or a potential impairment loss include, but are not limited to: (i) significant under-performance of the Real Estate segment relative to historical or projected future operating results; (ii) significant changes in the strategy for the Real Estate segment; (iii) significant negative industry or economic trends; and (iv) a decline in market capitalization below the book value attributable to the Real Estate segment.
Due to the rapidly changing social and economic impacts associated with the COVID-19 pandemic on the U.S. and global economies generally, and in particular on the U.S. housing, real estate and housing finance markets during the first quarter of 2020, we opted to perform an interim quantitative impairment assessment of our goodwill and other acquired intangible assets for the first quarter of 2020. In connection with that assessment, we first evaluated the recoverability of our other acquired intangible assets, as factors affecting the estimated fair value of our goodwill also affect the estimated recoverability of our other acquired intangible assets. Based on our quantitative goodwill impairment assessment as of March 31, 2020, no impairment was indicated for other acquired intangible assets, as the remaining carrying amounts were estimated to be recoverable despite the recent market disruptions associated with the COVID-19 pandemic. Based on our analysis in the first quarter of 2020, and the evaluation of factors that affect our estimated fair value as of September 30, 2020, we concluded that there were no events or circumstances that would more likely than not reduce the fair value of our reporting unit, including acquired intangible assets. Our assumptions related to projected cash flows did not significantly change as a result of the observed market conditions during the first three quarters of 2020.
The value of our goodwill and other acquired intangible assets is supported by cash flow projections, which are primarily driven by projected transaction volume and margins. Given that the value of our goodwill and other acquired intangible assets continues to rely on achieving our projected future cash flows, failure to meet those projections and lower earnings over sustained periods may result in impairment in a future period, which could result in a charge to earnings.
For additional information on our accounting policies for goodwill and other acquired intangible assets, see Notes 2 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
XML 30 R18.htm IDEA: XBRL DOCUMENT v3.20.2
Note 8 - Reinsurance
9 Months Ended
Sep. 30, 2020
Reinsurance Disclosures [Abstract]  
Reinsurance ReinsuranceIn our mortgage insurance and title insurance businesses, we use reinsurance as part of our risk distribution strategy, including to manage our capital position and risk profile. The reinsurance arrangements for our mortgage insurance business include premiums ceded under the QSR Program, the Single Premium QSR Program and the Excess-of-Loss Program. The
amount of credit that we receive under the PMIERs financial requirements for our third-party reinsurance transactions is subject to ongoing review and approval by the GSEs.
The effect of all of our reinsurance programs on our net income is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net premiums written:
Direct$269,240 $287,000 $820,267 $828,022 
Assumed (1)
2,942 2,608 9,585 7,528 
Ceded (2)
(9,789)(15,455)(72,912)(39,900)
Net premiums written$262,393 $274,153 $756,940 $795,650 
Net premiums earned:
Direct$328,728 $305,493 $945,287 $919,507 (3)
Assumed (1)
2,946 2,614 9,599 7,545 
Ceded (2)
(45,203)(26,922)(141,705)(83,189)(3)
Net premiums earned$286,471 $281,185 $813,181 $843,863 (3)
Ceding commissions earned (4)
$17,038 $12,153 $40,457 $37,191 (3)
Ceded losses10,189 771 51,786 4,326 
______________________
(1)Includes premiums earned from our participation in certain credit risk transfer programs.
(2)Net of profit commission, which is impacted by the level of ceded losses recoverable, if any, on reinsurance transactions. See Note 11 for additional information on our reserve for losses and reinsurance recoverables.
(3)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 4 for further information.
(4)Deferred ceding commissions of $59.2 million and $77.8 million are included in other liabilities on our condensed consolidated balance sheets at September 30, 2020 and 2019, respectively.
Single Premium QSR Program
Radian Guaranty entered into each of the 2016 Single Premium QSR Agreement, 2018 Single Premium QSR Agreement and 2020 Single Premium QSR Agreement with panels of third-party reinsurers to cede a contractual quota share percent of our Single Premium NIW as of the effective date of each agreement (as set forth in the table below), subject to certain conditions. Radian Guaranty receives a ceding commission for ceded premiums written pursuant to these transactions. Radian Guaranty also receives a profit commission, provided that the loss ratio on the loans covered under the agreement generally remains below the applicable prescribed thresholds. Losses on the ceded risk up to this level reduce Radian Guaranty’s profit commission on a dollar-for-dollar basis.
Each of the agreements is subject to a scheduled termination date as set forth in the table below; however, Radian Guaranty has the option, based on certain conditions and subject to a termination fee, to terminate any of the agreements at the end of any calendar quarter on or after the applicable optional termination date. If Radian Guaranty exercises this option in the future, it would result in Radian Guaranty reassuming the related RIF in exchange for a net payment to the reinsurer calculated in accordance with the terms of the applicable agreement. Radian Guaranty also may terminate any of the agreements prior to the applicable scheduled termination date under certain circumstances/conditions, including if one or both of the GSEs no longer grant full PMIERs credit for the reinsurance.
The 2020 Single Premium QSR Agreement is the only QSR agreement under which Radian Guaranty is currently ceding NIW. Under the 2020 Single Premium QSR Agreement, NIW for policies issued between January 1, 2020 and December 31, 2021 is being ceded, subject to certain conditions and a limitation on ceded premiums written of $250 million. The parties may mutually agree to increase the amount of ceded risk above this level.
The following table sets forth additional details regarding the Single Premium QSR Program:
(In millions)2020 Single Premium
QSR Agreement
2018 Single Premium
QSR Agreement
2016 Single Premium
QSR Agreement
NIW Policy DatesJan 1, 2020-Dec 31, 2021Jan 1, 2018-Dec 31, 2019Jan 1, 2012-Dec 31, 2017
Effective DateJanuary 1, 2020January 1, 2018January 1, 2016
Scheduled Termination DateDecember 31, 2031December 31, 2029December 31, 2027
Optional Termination DateJanuary 1, 2024January 1, 2022January 1, 2020
Quota Share %65%65%
20% - 65%
(1)
Ceding Commission %25%25%25%
Profit Commission %
Up to 56%
Up to 56%
Up to 55%
As of September 30, 2020
RIF Ceded$1,331 $2,352 $3,676 
As of December 31, 2019
RIF Ceded$— $3,231 $5,351 
______________________
(1)Effective December 31, 2017, we amended the 2016 Single Premium QSR Agreement to increase the amount of ceded risk on performing loans under the agreement from 35% to 65% for the 2015 through 2017 vintages. Loans included in the 2012 through 2014 vintages, and any other loans subject to the agreement that were delinquent at the time of the amendment, were unaffected by the change and therefore the amount of ceded risk for those loans continues to range from 20% to 35%.
Excess-of-Loss Program
As of September 30, 2020, Radian Guaranty has entered into three fully collateralized reinsurance arrangements with the Eagle Re Issuers. For the respective coverage periods, Radian Guaranty retains the first-loss layer of aggregate losses, as well as any losses in excess of the outstanding reinsurance coverage amounts. The Eagle Re Issuers provide second layer coverage up to the outstanding coverage amounts. For each of these three reinsurance arrangements, the Eagle Re Issuers financed their coverage by issuing mortgage insurance-linked notes to eligible third-party capital markets investors in unregistered private offerings. The aggregate excess-of-loss reinsurance coverage for these transactions begins amortizing after an initial period in which a target level of credit enhancement is obtained, decreasing over a 10-year period as the principal balances of the underlying covered mortgages decrease and as any claims are paid by the applicable Eagle Re Issuer or the mortgage insurance is canceled. Radian Guaranty has rights to terminate the reinsurance agreements upon the occurrence of certain events.
In each of the insurance-linked notes transactions, the outstanding reinsurance coverage amount will stop amortizing if certain thresholds, or triggers, are reached, including a trigger based on an elevated level of delinquencies as defined in the insurance-linked notes transaction agreements. Based on the current level of defaults reported to us, the insurance-linked notes issued by the Eagle Re Issuers in connection with our Excess-of-Loss Program are currently subject to a delinquency trigger event, which was reported to the insurance-linked note investors on June 25, 2020. Both the amortization of the outstanding reinsurance coverage amount pursuant to our reinsurance arrangements with the Eagle Re Issuers and the amortization of the principal amount of the related insurance-linked notes issued by the Eagle Re Issuers have been suspended and will continue to be suspended during the pendency of the trigger event.
The following table sets forth additional details regarding the Excess-of-Loss Program as of September 30, 2020:
(In millions)Eagle Re 2020-1 Ltd.Eagle Re 2019-1 Ltd.Eagle Re 2018-1 Ltd.
IssuedFebruary 2020April 2019November 2018
NIW Policy DatesJan 1, 2019-Sep 30, 2019Jan 1, 2018-Dec 31, 2018Jan 1, 2017-Dec 31, 2017
Initial RIF$9,866 $10,705 $9,109 
Initial Coverage488 562 434 (1)
Initial First Layer Retention202 268 205 
As of September 30, 2020
RIF$7,155 $5,514 $4,742 
Remaining Coverage488 385 276 (1)
First Layer Retention202 266 202 
______________________
(1)Excludes a separate excess-of-loss reinsurance agreement entered into by Radian Guaranty that initially provided up to $21.4 million of coverage.
The Eagle Re Issuers are not subsidiaries or affiliates of Radian Guaranty. Based on the accounting guidance that addresses VIEs, we have not consolidated any of the Eagle Re Issuers in our consolidated financial statements, because Radian does not have: (i) the power to direct the activities that most significantly affect the Eagle Re Issuers’ economic performances or (ii) the obligation to absorb losses or the right to receive benefits from the Eagle Re Issuers that potentially could be significant to the Eagle Re Issuers. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information on our accounting treatment of VIEs.
The reinsurance premium due to the Eagle Re Issuers is calculated by multiplying the outstanding reinsurance coverage amount at the beginning of a period by a coupon rate, which is the sum of one-month LIBOR plus a contractual risk margin, and then subtracting actual investment income collected on the assets in the reinsurance trust during the preceding month. As a result, the premiums we pay will vary based on: (i) the spread between LIBOR and the rates on the investments held by the reinsurance trust and (ii) the outstanding amount of reinsurance coverage. As the reinsurance premium will vary based on changes in these rates, we concluded that the reinsurance agreements contain embedded derivatives, which we have accounted for separately as freestanding derivatives and recorded in other assets or other liabilities on our condensed consolidated balance sheets. See Note 5 for additional information on our embedded derivatives.
In the event an Eagle Re Issuer is unable to meet its future obligations to us, if any, our insurance subsidiaries would be liable to make claims payments to our policyholders. In the event that all of the assets in the reinsurance trust (consisting of U.S. government money market funds, cash or U.S. Treasury securities) have become worthless and the Eagle Re Issuer is unable to make its payments to us, our maximum potential loss would be the amount of mortgage insurance claim payments for losses on the insured policies, net of the aggregate reinsurance payments already received, up to the full aggregate excess-of-loss reinsurance coverage amount. In the same scenario, the related embedded derivative would no longer have value. See Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information on our fair value measurements of financial instruments.
The Eagle Re Issuers represent our only VIEs as of September 30, 2020 and December 31, 2019. The following table presents the total assets and liabilities of the Eagle Re Issuers as of the dates indicated.
Total VIE Assets and Liabilities (1)
(In thousands)September 30,
2020
December 31,
2019
Eagle Re 2020-1 Ltd.$488,385 $— 
Eagle Re 2019-1 Ltd.384,602  508,449 
Eagle Re 2018-1 Ltd.275,718  357,005 
Total$1,148,705  $865,454 
______________________
(1)Assets held by the Eagle Re Issuers are required to be invested in U.S. government money market funds, cash or U.S. Treasury securities. Liabilities of the Eagle Re Issuers consist of their mortgage insurance-linked notes, described above.
In October 2020, Radian Guaranty entered into a fourth fully collateralized reinsurance agreement, with Eagle Re 2020-2 Ltd. Eagle Re 2020-2 Ltd. is a VIE and is not a subsidiary or affiliate of Radian Guaranty. This reinsurance agreement provides for up to $390.3 million of aggregate excess-of-loss reinsurance coverage for the mortgage insurance losses on new defaults on
an existing portfolio of eligible Recurring Premium Policies with initial RIF of $13.0 billion that were issued between October 1, 2019 and July 31, 2020. Eagle Re 2020-2 Ltd. financed its coverage by issuing mortgage insurance-linked notes in an aggregate amount of $390.3 million to eligible third-party capital markets investors in an unregistered private offering.
Other Collateral
Although we use reinsurance as one of our risk management tools, reinsurance does not relieve us of our obligations to our policyholders. In the event the reinsurers are unable to meet their obligations to us, our insurance subsidiaries would be liable for any defaulted amounts. However, consistent with the PMIERs reinsurer counterparty collateral requirements, Radian Guaranty’s reinsurers have established trusts to help secure our potential cash recoveries. In addition to the total VIE assets of the Eagle Re Issuers discussed above, the amount held in other reinsurance trusts was $256.2 million as of September 30, 2020, compared to $203.2 million as of December 31, 2019. In addition, for the Single Premium QSR Program, Radian Guaranty holds amounts related to ceded premiums written to collateralize the reinsurers’ obligations, which is reported in reinsurance funds withheld on our condensed consolidated balance sheets. Any loss recoveries and profit commissions paid to Radian Guaranty related to the Single Premium QSR Program are expected to be realized from this account.
See Note 8 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for more information about our reinsurance transactions.
XML 31 R19.htm IDEA: XBRL DOCUMENT v3.20.2
Note 9 - Other Assets
9 Months Ended
Sep. 30, 2020
Other Assets [Abstract]  
Other Assets Other Assets
The following table shows the components of other assets as of the dates indicated:
(In thousands) September 30,
2020
December 31,
2019
Prepaid federal income taxes (Note 10)
$191,889 $134,800 
Company-owned life insurance112,311 105,721 
Reinsurance recoverables66,515 16,976 
Internal-use software (net of accumulated amortization of $80,060 and $73,498)
61,549 58,356 
Loaned securities (Note 5)
57,922 66,442 
Accrued investment income36,093 32,333 
Right-of-use assets34,662 37,866 
Property and equipment (net of accumulated depreciation of $70,519 and $68,436)
27,168 29,523 
Deferred policy acquisition costs17,926 20,759 
Unbilled receivables8,581 13,772 
Assets held for sale (1)
— 24,908 
Other26,214 26,163 
Total other assets$640,830 $567,619 
______________________
(1)Related to the sale of Clayton. See Note 4 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on assets held for sale. Liabilities held for sale at December 31, 2019 are included in other liabilities on our condensed consolidated balance sheets.
XML 32 R20.htm IDEA: XBRL DOCUMENT v3.20.2
Note 10 - Income Taxes
9 Months Ended
Sep. 30, 2020
Income Tax Disclosure [Abstract]  
Income Taxes Income Taxes
As of September 30, 2020 and December 31, 2019, our current income tax liability was $26.6 million and $39.1 million, respectively, and is included as a component of other liabilities in our condensed consolidated balance sheets. As of September 30, 2020 and December 31, 2019 our deferred tax liability was $166.1 million and $71.1 million, respectively, and is included in other liabilities in our condensed consolidated balance sheets.
Certain entities within our consolidated group have generated deferred tax assets relating primarily to state and local NOL carryforwards, which, if unutilized, will expire during various future tax periods. We are required to establish a valuation allowance against our deferred tax assets when it is more likely than not that all or some portion of our deferred tax assets will not be realized. At each balance sheet date, we assess our need for a valuation allowance and this assessment is based on all available evidence, both positive and negative. This requires management to exercise judgment and make assumptions regarding whether our deferred tax assets will be realized in future periods. We have determined that certain entities within
Radian Group may continue to generate taxable losses on a separate company basis in the near term and may not be able to fully utilize certain of their state and local NOLs on their state and local tax returns. Therefore, with respect to deferred tax assets relating to these state and local NOLs and other state timing adjustments, we retained a valuation allowance of $67.9 million at September 30, 2020.
As a mortgage guaranty insurer, we are eligible for a tax deduction, subject to certain limitations, under Internal Revenue Code Section 832(e) for amounts required by state law or regulation to be set aside in statutory contingency reserves. The deduction is allowed only to the extent that, in conjunction with quarterly federal tax payment due dates, we purchase non-interest bearing U.S. Mortgage Guaranty Tax and Loss Bonds issued by the U.S. Department of the Treasury in an amount equal to the tax benefit derived from deducting any portion of our statutory contingency reserves. As of September 30, 2020 and December 31, 2019, we held $191.9 million and $134.8 million of these bonds, respectively, which are included as prepaid federal income taxes within other assets in our condensed consolidated balance sheets. The corresponding deduction of our statutory contingency reserves resulted in the recognition of a deferred tax liability, which is included in other liabilities in our condensed consolidated balance sheets.
In late July 2020, the IRS notified us that it had completed its examination of our 2015 and 2017 tax years. This examination resulted in no adjustments to the tax returns filed for those years.
For additional information on our income taxes, including our accounting policies, see Notes 2 and 10 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
XML 33 R21.htm IDEA: XBRL DOCUMENT v3.20.2
Note 11 - Losses and Loss Adjustment Expense (Note)
9 Months Ended
Sep. 30, 2020
Insurance Loss Reserves [Abstract]  
Losses and Loss Adjustment Expense Losses and Loss Adjustment Expense
Our reserve for losses and LAE, at the end of each period indicated, consisted of:
(In thousands)September 30,
2020
December 31,
2019
Mortgage insurance loss reserves (1)
$821,708 $401,273 
Title insurance loss reserves4,084 3,492 
Total reserve for losses and LAE$825,792 $404,765 
______________________
(1)Primarily comprises first lien primary case reserves of $744.6 million and $339.8 million at September 30, 2020 and December 31, 2019, respectively.
The following table presents information relating to our mortgage insurance reserve for losses, including our IBNR reserve and LAE, but excluding our second-lien mortgage loan premium deficiency reserve, for the periods indicated:
Nine Months Ended
September 30,
(In thousands)20202019
Balance at beginning of period
$401,273 $397,891 
Less: Reinsurance recoverables (1)
14,594 11,009 
Balance at beginning of period, net of reinsurance recoverables
386,679 386,882 
Add: Losses and LAE incurred in respect of default notices reported and unreported in:
Current year (2)
448,584 107,866 
Prior years (21,494)(10,579)
Total incurred427,090 97,287 
Deduct: Paid claims and LAE related to:
Current year (2)
2,841 1,784 
Prior years54,167 101,927 
Total paid
57,008 103,711 
Balance at end of period, net of reinsurance recoverables
756,761 380,458 
Add: Reinsurance recoverables (1)
64,947 13,629 
Balance at end of period
$821,708 $394,087 
______________________
(1)Related to ceded losses recoverable, if any, on reinsurance transactions. See Note 8 for additional information.
(2)Related to underlying defaulted loans with a most recent default notice dated in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.
Reserve Activity
Incurred Losses
Case reserves established for new default notices were the primary driver of our total incurred losses for the nine months ended September 30, 2020, and 2019, and they were primarily impacted by the number of new primary default notices received in the period and our related gross Default to Claim Rate assumption applied to those new defaults. For the nine months ended September 30, 2020, we experienced a significant increase in the number of new primary default notices, substantially all related to defaults of loans subject to forbearance programs implemented in response to the COVID-19 pandemic. Our gross Default to Claim Rate assumption applied to new defaults was 8.5% as of September 30, 2020, compared to 7.5% as of December 31, 2019. This increase reflects the estimated impact of a worsening macroeconomic environment, partially offset by the expected beneficial effects of mortgage relief options and other protections, including forbearance programs under the CARES Act.
While our other Default to Claim Rate assumptions for prior year defaults were not materially changed as of September 30, 2020 compared to December 31, 2019, our provision for losses during the first nine months of 2020 was positively impacted by favorable reserve development on prior year defaults, primarily due to higher Cures than previously estimated. See Note 1 for additional information on the elevated risks and uncertainties resulting from the COVID-19 pandemic to our business and Note 2 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for discussion of the reserving methodology for the mortgage insurance industry, which requires that reserves for losses are generally not established until receipt of notification from servicers that a borrower has missed two payments.
Our gross Default to Claim Rate assumption applied to new defaults was 7.5% as of September 30, 2019. Our provision for losses during the first nine months of 2019 was positively impacted by favorable reserve development on prior year defaults. This favorable development was primarily driven by a reduction during the periods in certain Default to Claim Rate assumptions for these prior year defaults based on observed trends, primarily higher Cures than previously estimated.
Claims Paid
Total claims paid decreased for the nine months ended September 30, 2020, compared to the same period in 2019. The decrease in claims paid is primarily attributable to COVID-19-related hardship forbearance plans and suspensions of foreclosure and evictions.
For additional information about our Reserve for Losses and LAE, including our accounting policies, see Notes 2 and 11 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
XML 34 R22.htm IDEA: XBRL DOCUMENT v3.20.2
Note 12 - Borrowings and Financing Activities (Note)
9 Months Ended
Sep. 30, 2020
Senior Notes [Abstract]  
Borrowings and Financing Activities Borrowings and Financing Activities
The carrying value of our debt at September 30, 2020 and December 31, 2019 was as follows:
(In thousands) September 30,
2020
December 31,
2019
Senior notes:
Senior Notes due 2024$445,241 $444,445 
Senior Notes due 2025516,210 — 
Senior Notes due 2027443,308 442,665 
Total senior notes$1,404,759 $887,110 
FHLB advances:
FHLB advances due 2020$52,200 $79,002 
FHLB advances due 202130,000 19,000 
FHLB advances due 202216,925 11,925 
FHLB advances due 202321,995 14,994 
FHLB advances due 20249,954 9,954 
FHLB advances due 20259,984 — 
Total FHLB advances$141,058 $134,875 
Senior Notes due 2025
In May 2020, we issued $525 million aggregate principal amount of Senior Notes due 2025 and received net proceeds of $515.6 million. These notes mature on March 15, 2025 and bear interest at a rate of 6.625% per annum, payable semi-annually on March 15 and September 15 of each year, which interest payments commenced on September 15, 2020.
We have the option to redeem these notes, in whole or in part, at any time, or from time to time, prior to September 15, 2024 (the date that is six months prior to the maturity date of the notes) (the “Par Call Date”), at a redemption price equal to the greater of (i) 100% of the aggregate principal amount of the notes to be redeemed and (ii) the make-whole amount, which is the sum of the present values of the remaining scheduled payments of principal and interest in respect of the notes to be redeemed from the redemption date to the Par Call Date discounted to the redemption date at the applicable treasury rate plus 50 basis points, plus, in each case, accrued and unpaid interest thereon to, but excluding, the redemption date. At any time on or after the Par Call Date, we may, at our option, redeem the notes in whole or in part, at a redemption price equal to 100% of the aggregate principal amount of the notes to be redeemed, plus accrued and unpaid interest thereon to, but excluding, the redemption date.
The indenture governing the Senior Notes due 2025 contains covenants customary for securities of this nature, including covenants related to the payments of the notes, reports to be provided, compliance certificates to be issued and the ability to modify the covenants. Additionally, the indenture includes covenants restricting us from encumbering the capital stock of a designated subsidiary (as defined in the indenture for the notes) or disposing of any capital stock of any designated subsidiary unless either all of the stock is disposed of or we retain more than 80% of the stock.
FHLB Advances
As of September 30, 2020, we had $141.1 million of fixed-rate advances outstanding with a weighted average interest rate of 1.35%. Interest on the FHLB advances is payable quarterly, or at maturity if the term of the advance is less than 90 days. Principal is due at maturity. For obligations with maturities greater than or equal to 90 days, we may prepay the debt at any time, subject to a prepayment fee calculation.
The principal balance of the FHLB advances are required to be collateralized by eligible assets with a market value that must be maintained generally within a range of 103% to 111% of market value, depending on the type of collateral pledged. Our fixed-maturities available for sale include securities totaling $158.9 million and $143.1 million at September 30, 2020 and December 31, 2019, respectively, which serve as collateral for our FHLB advances to satisfy this requirement. See Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information about our FHLB advances.
Revolving Credit Facility
Radian Group has in place a $267.5 million unsecured revolving credit facility with a syndicate of bank lenders, which has a maturity date of January 18, 2022. At September 30, 2020, Radian Group was in compliance with all of the credit facility covenants, and there were no amounts outstanding. For more information regarding our revolving credit facility, including certain of its terms and covenants, see Note 12 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
XML 35 R23.htm IDEA: XBRL DOCUMENT v3.20.2
Note 13 - Commitments and Contingencies (Note)
9 Months Ended
Sep. 30, 2020
Commitments and Contingencies Disclosure [Abstract]  
Commitments and Contingencies Commitments and Contingencies
We are routinely involved in a number of legal actions and proceedings, including litigation and other disputes arising in the ordinary course of our business. The legal and regulatory matters discussed below and in our 2019 Form 10-K could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business. Management believes, based on current knowledge and after consultation with counsel, that the outcome of such actions will not have a material adverse effect on our consolidated financial condition. The outcome of litigation and other legal and regulatory matters and proceedings is inherently uncertain, and it is possible that one or more of the matters currently pending or threatened could have an adverse effect on our liquidity, financial condition or results of operations for any particular period.
On December 22, 2016, Ocwen Loan Servicing, LLC and Homeward Residential, Inc. (collectively, “Ocwen”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty alleging breach of contract and bad faith claims and seeking monetary damages and declaratory relief (the “Litigation”). Ocwen has also initiated similar legal proceedings against several other mortgage insurers. On December 17, 2016, Ocwen separately filed a parallel arbitration petition against Radian Guaranty before the American Arbitration Association (“AAA”) asserting substantially the same allegations (the “Arbitration”). Ocwen’s filings together listed 9,420 mortgage insurance certificates issued under multiple insurance policies, including Pool Insurance policies, as subject to the dispute. On June 5, 2017, Ocwen filed an amended complaint and an amended petition (collectively, the “Amended Filings”) with the court and the AAA, respectively, together listing 8,870 certificates as subject to the dispute. On April 11, 2018, the parties entered into a confidential agreement with respect to all certificates subject to the dispute. The confidential agreement resolved certain categories of claims involved in the dispute and,
on April 12, 2018, the parties filed a stipulation of voluntary dismissal of the Litigation and the trial judge issued an order dismissing all claims and counterclaims in the Litigation. Radian Guaranty was not required to make any payment in connection with this confidential agreement. Pursuant to the confidential agreement, the parties: (i) dismissed the Litigation; (ii) narrowed the scope of the Arbitration to Ocwen’s breach of contract claims seeking payment of insurance benefits on approximately 2,500 certificates that Ocwen was previously pursuing through the Amended Filings; and (iii) agreed to resolve the Arbitration through an alternative dispute resolution process administered by the AAA (the “ADR Process”). Effective June 30, 2020, Radian Guaranty, PHH Mortgage Corporation, on behalf of itself, and as successor by merger to Ocwen (collectively, “PHH”), and Ocwen Financial Corporation entered into a Confidential Settlement Agreement and Release (the “Ocwen Settlement”) to fully resolve, among other things, all claims subject to the ADR Process. Pursuant to the Ocwen Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Ocwen Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to the ADR Process as well as with respect to all other certificates issued on loans serviced by PHH for which Radian decided claims prior to January 1, 2019. On July 2, 2020, the ADR Process panel ordered that all proceedings in the ADR Process are stayed pending final dismissal after receipt of the required consents. Implementation of the Ocwen Settlement, which was subject to the condition precedent that the GSEs consent to the settlement agreement, became effective on November 1, 2020 upon finalization of the consents.
On August 31, 2018, Nationstar Mortgage LLC d/b/a Mr. Cooper (“Nationstar”) filed a complaint in the U.S. District Court for the Eastern District of Pennsylvania against Radian Guaranty (the “Complaint”) alleging breach of contract, bad faith, equitable indemnification, unjust enrichment, and conversion claims and seeking monetary damages and declaratory relief. Exhibit 1 to the Complaint lists 3,014 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving insurance coverage decisions (the “Coverage Disputed Loans”). Exhibit 2 to the Complaint further lists 2,231 mortgage insurance certificates issued under multiple insurance policies as subject to disputes involving premium refund requests. In December 2018, Radian Guaranty filed a motion to dismiss the Complaint. In March 2019, the trial judge issued an order granting in part, and denying in part, our motion to dismiss, and dismissed Nationstar’s unjust enrichment and conversion claims. In May 2019, Radian Guaranty filed an answer to the Complaint, with affirmative defenses and counterclaims. On September 23, 2019, the trial judge entered as an order a joint stipulation submitted by Nationstar and Radian Guaranty that narrowed the scope of the dispute involving Coverage Disputed Loans to claims relating to 1,704 mortgage insurance certificates. Effective June 26, 2020, Radian Guaranty and Nationstar entered into a Confidential Settlement Agreement and Release (the “Nationstar Settlement”) to fully resolve, among other things, all claims and counterclaims in this litigation. Pursuant to the Nationstar Settlement, among other things: (i) Radian agreed to make a cash settlement payment following the implementation of the Nationstar Settlement and (ii) each party agreed to release the other with respect to all known or unknown claims with respect to the certificates subject to this litigation as well as with respect to all other certificates issued under certain policies on loans serviced by Nationstar for which Radian decided claims prior to January 1, 2019. Implementation of the Nationstar Settlement remains subject to the condition precedent that the GSEs consent to the settlement agreement. On July 9, 2020, the trial judge granted the parties’ joint motion requesting to stay this litigation pending receipt of required consents. On October 7, 2020, counsel for Radian and Nationstar submitted a joint status report to the trial judge reporting that the parties are continuing to diligently work on obtaining the required GSE consents, and they will provide the trial judge with another joint status report by January 7, 2021, should the case not be dismissed before then.
As previously disclosed, based on developments in the Ocwen and Nationstar legal proceedings discussed above, the Company’s IBNR reserve was increased in 2019 to reflect our best estimate of our probable loss in connection with these legal proceedings. The settlement agreements are materially consistent with these estimates, and as a result, the implementation of the Ocwen Settlement, which became effective as of November 1, 2020, and the execution and expected implementation of the Nationstar Settlement, do not have a material impact on our mortgage insurance reserves for these legal proceedings. A failure to receive the required consents of the GSEs to the Nationstar Settlement could restart the applicable legal proceeding, the outcome of which could have an adverse effect on our future results of operations, liquidity or financial condition.
We also are periodically subject to reviews and audits, as well as inquiries, information-gathering requests and investigations. In connection with these matters, from time to time we receive requests and subpoenas seeking information and documents related to aspects of our business.
Our Master Policies establish the timeline within which any suit or action arising from any right of an insured under the policy generally must be commenced. In general, any suit or action arising from any right of an insured under the policy must be commenced within two years after such right first arose for primary insurance and within three years for certain other policies, including certain Pool Insurance policies. Although we believe that our Loss Mitigation Activities are justified under our policies, from time to time we face challenges from certain lender and servicer customers regarding our Loss Mitigation Activities. These challenges could result in additional arbitration or judicial proceedings and we may need to reassume the risk on, and increase loss reserves for, the associated policies or pay additional claims.
The legal and regulatory matters discussed above could result in adverse judgments, settlements, fines, injunctions, restitutions or other relief that could require significant expenditures or have other effects on our business in excess of amounts we have established as reserves for such matters.
Lease Liability
Our lease liability represents the present value of future lease payments over the lease term. The following table provides additional information related to our leases:
($ in thousands) September 30, 2020
Operating leases:
Operating lease right-of-use assets (1)
$34,662 
Operating lease liabilities (2)
55,334 
Weighted-average remaining lease term - operating leases (in years)9.5
Weighted-average discount rate - operating leases6.71%
______________________
(1)Classified in other assets in our condensed consolidated balance sheets. See Note 9.
(2)Classified in other liabilities in our condensed consolidated balance sheets.
See Note 13 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for further information regarding our commitments and contingencies and our accounting policies for contingencies.
XML 36 R24.htm IDEA: XBRL DOCUMENT v3.20.2
Note 14 - Capital Stock (Note)
9 Months Ended
Sep. 30, 2020
Equity [Abstract]  
Stockholders' Equity Note Disclosure [Text Block] Capital Stock
Share Repurchase Program
On August 14, 2019, Radian Group’s board of directors approved a share repurchase program that authorizes the Company to spend up to $200 million, excluding commissions, to repurchase Radian Group common stock in the open market or in privately negotiated transactions, based on market and business conditions, stock price and other factors. Radian operated this program pursuant to a trading plan under Rule 10b5-1 of the Exchange Act, which permits the Company to purchase shares, at pre-determined price targets, when it may otherwise be precluded from doing so. On February 13, 2020, Radian Group’s board of directors authorized a $275 million increase in this program, bringing the total authorization to repurchase shares up to $475 million, excluding commissions, and extended the expiration of this program from July 31, 2020 to August 31, 2021. During the nine months ended September 30, 2020, the Company purchased 11,036,248 shares at an average price of $20.51, including commissions. As of September 30, 2020, purchase authority of up to $198.9 million remained available under this program.
Effective March 19, 2020, the Company suspended its share repurchase program and canceled the 10b5-1 plan that had been in effect. Radian may initiate a new 10b5-1 plan at its discretion in the future. The expiration date of the current share repurchase authorization remains August 31, 2021.
Other Purchases
We may purchase shares on the open market to settle stock options exercised by employees and purchases under the Amended and Restated Radian Group Inc. Employee Stock Purchase Plan. In addition, upon the vesting of certain restricted stock awards under our equity compensation plans, we may withhold from such vested awards shares of our common stock to satisfy the tax liability of the award recipients.
Dividends and Dividend Equivalents
In each of the quarters during 2019 we declared quarterly cash dividends on our common stock equal to $0.0025 per share. On February 13, 2020, Radian Group’s board of directors authorized an increase to the Company’s quarterly cash dividend from $0.0025 to $0.125 per share, which was declared and paid in each of the first three quarters of 2020.
In February 2020, the Compensation and Human Capital Management Committee of Radian Group’s board of directors approved the amendment of outstanding performance-based restricted stock unit (“RSU”) awards and time-based RSU awards held by eligible employees (including former employees) and directors of the Company to add certain dividend equivalent rights to such equity awards. Therefore, beginning in the first quarter of 2020, dividend equivalents are accrued on these awards when dividends are declared on the Company’s common stock.
Share-Based and Other Compensation Programs
We have granted performance-based or time-based awards in the form of non-qualified stock options, restricted stock, RSUs, phantom stock, or stock appreciation rights. See Note 15 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding the Company’s share-based and other compensation programs.
During the second quarter of 2020, executive and non-executive officers were granted time-vested and performance-based RSUs to be settled in common stock. The maximum payout of performance-based RSUs at the end of the three-year performance period is 200% of a grantee’s target number. The vesting of the performance-based RSUs granted to each executive officer and non-executive will be based upon the cumulative growth in Radian’s book value per share, adjusted for certain defined items, over a three-year performance period. The time-vested RSU awards granted to executive and non-executive officers in 2020 generally vest in pro rata installments on each of the first three anniversaries of the grant date. In addition, time-vested RSU awards were also granted to non-employee directors and generally are subject to one-year cliff vesting.
Information with regard to RSUs to be settled in stock for periods indicated is as follows:
Performance-Based Time-Vested
Number of SharesWeighted-Average Grant Date
Fair Value
Number of SharesWeighted-Average Grant Date
Fair Value
Unvested, December 31, 2019 (1)
2,448,347 $17.03 697,576 $19.72 
Granted (2)
1,175,062 $12.02 709,598 $13.72 
Performance adjustment (3)
(788,256)$— — $— 
Vested (4)
(591,118)$17.59 (446,966)$17.17 
Forfeited(25,701)$17.90 (7,255)$19.12 
Unvested, September 30, 2020 (1)
2,218,334 $14.68 952,953 $16.45 
______________________
(1)The final number of RSUs distributed depends on the level of performance achieved along with each employee’s continued service through the vest date, which could result in changes in vested RSUs.
(2)For performance-based RSUs, amount represents the probable outcome at grant date.
(3)Represents an adjustment to the number of unvested performance-based RSUs due to changes during the period in our estimated payouts, which can range from 0 to 200% of target depending on results over the applicable performance periods.
(4)Represents amounts vested during the year, which can include both original shares granted and the impact of performance adjustments.
XML 37 R25.htm IDEA: XBRL DOCUMENT v3.20.2
Note 16 - Statutory Information (Note)
9 Months Ended
Sep. 30, 2020
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]  
Statutory Information Statutory Information
State insurance regulations include various capital requirements and dividend restrictions based on our insurance subsidiaries’ statutory financial position and results of operations, as described below. As of September 30, 2020, the amount of restricted net assets held by our consolidated insurance subsidiaries (which represents our equity investment in those insurance subsidiaries) totaled $4.0 billion of our consolidated net assets.
Under state insurance regulations, our mortgage insurance subsidiaries are required to maintain minimum surplus levels. In certain RBC States, mortgage insurers licensed in those states must also satisfy a Statutory RBC Requirement that is a minimum ratio of statutory capital relative to the level of net RIF, or Risk-to-capital. Other RBC States require mortgage insurers
licensed in those states to satisfy a MPP Requirement that is calculated on both risk and surplus levels. Our mortgage insurance subsidiaries were in compliance with the Statutory RBC Requirements or MPP Requirements, to the extent applicable, in each of the RBC States as of September 30, 2020.
In addition, in order to be eligible to insure loans purchased by the GSEs, mortgage insurers such as Radian Guaranty must meet the GSEs’ eligibility requirements, or PMIERs. At September 30, 2020, Radian Guaranty is an approved mortgage insurer under the PMIERs and is in compliance with the current PMIERs financial requirements. Under the PMIERs there are increased financial requirements for loans in default, including as a result of natural disasters and pandemics. As a result, increases in defaults related to the COVID-19 pandemic have subjected Radian Guaranty to an increase in Minimum Required Assets under the PMIERs, and therefore, could impact our compliance with the PMIERs or continue to negatively impact our results of operations. However, as further described below, the PMIERs apply a multiplier that reduces the Minimum Required Asset factor for loans that have become non-performing as a result of a “FEMA Declared Major Disaster” event, including as a result of participation in a forbearance program, because those loans generally have a higher likelihood of curing following the conclusion of the event. For these defaults, the PMIERs apply the Disaster Related Capital Charge, which is a 0.30 multiplier to the factor that normally would be applied to such default, effectively reducing the required asset amount by 70%, unless the resulting Minimum Required Asset amount after applying the Disaster Related Capital Charge would be less than the Minimum Required Asset amount for the loan if it was performing, in which case the Minimum Required Asset amount would equal the performing level amount. Pursuant to the COVID-19 Amendment that temporarily amends the PMIERs effective June 30, 2020, the COVID-19 pandemic is recognized as a nationwide FEMA Declared Major Disaster, and therefore, the Disaster Related Capital Charge is now applied nationwide to all COVID-19 Defaulted Loans for no longer than three calendar months beginning with the month the loan becomes non-performing (i.e., missed two monthly payments), or if greater, the period of time that the loan is subject to a forbearance plan, repayment plan or loan modification trial period granted in response to a financial hardship related to COVID-19. See Note 1 for discussion about the elevated risks and uncertainties associated with the COVID-19 pandemic and Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information regarding the PMIERs.
Radian Guaranty’s Risk-to-capital calculation appears in the table below. For purposes of the Risk-to-capital requirements imposed by certain states, statutory capital is defined as the sum of statutory policyholders’ surplus plus statutory contingency reserves.
September 30,
2020
December 31,
2019
($ in millions)
RIF, net (1)
$48,914.0 $44,076.7 
Common stock and paid-in capital$1,041.0 $1,041.0 
Surplus Note300.0 100.0 
Unassigned earnings (deficit)(857.6)(503.3)
Statutory policyholders’ surplus483.4 637.7 
Contingency reserve3,212.1 2,607.8 
Statutory capital$3,695.5 $3,245.5 
Risk-to-capital13.2:113.6:1
______________________
(1)Excludes risk ceded through all reinsurance programs (including with affiliates, if any) and RIF on defaulted loans.
Radian Guaranty’s statutory capital increased by $450.0 million in the first nine months of 2020, primarily due to Radian Guaranty’s statutory net income of $260.2 million during this period and the impact of the additional surplus note issued in January 2020, as described below. The net decrease in Radian Guaranty’s Risk-to-capital in the first nine months of 2020 was primarily due to an increase in overall statutory capital, partially offset by a net increase in RIF. Radian Guaranty’s net RIF increased during the first nine months of the year primarily due to the termination of the intercompany reinsurance agreement, as described below, and strong NIW, offset by a reduction in the Persistency Rate on prior vintages due to the high level of refinancing activity in the first nine months of 2020. Due to Radian Guaranty’s negative unassigned surplus position, no dividends or other ordinary distributions can be paid in 2020.
In January 2020, in connection with the termination of an intercompany reinsurance agreement between Radian Reinsurance and Radian Guaranty, Radian Reinsurance transferred $6.0 billion in RIF to Radian Guaranty and released substantially all of its contingency reserves to unassigned surplus. In turn, Radian Guaranty established equivalent contingency reserves with a corresponding decrease to its unassigned surplus. As part of these actions, the Pennsylvania Insurance Department approved a $465 million return of capital from Radian Reinsurance to Radian Group as well as the transfer of $200 million of cash and marketable securities from Radian Group to Radian Guaranty in exchange for a surplus note. This
intercompany surplus note has a 3% interest rate and a stated maturity of January 31, 2030. The surplus note may be redeemed at any time upon 30 days prior notice, subject to a request by Radian Guaranty for the approval of the Pennsylvania Insurance Department.
For a description of our compliance with statutory and other regulations for our mortgage insurance and title insurance businesses, including statutory capital requirements and divided restrictions, see Note 18 of Notes to Consolidated Financial Statements in our 2019 Form 10-K.
XML 38 R26.htm IDEA: XBRL DOCUMENT v3.20.2
Note 2 - Significant Accounting Policies (Policies)
9 Months Ended
Sep. 30, 2020
Accounting Policies [Abstract]  
Basis of Accounting, Policy Basis of PresentationOur condensed consolidated financial statements are prepared in accordance with GAAP and include the accounts of Radian Group Inc. and its subsidiaries. All intercompany accounts and transactions, and intercompany profits and losses, have been eliminated. We have condensed or omitted certain information and footnote disclosures normally included in consolidated financial statements prepared in accordance with GAAP pursuant to the instructions set forth in Article 10 of Regulation S-X of the SEC.
Reclassification, Policy Certain prior period amounts have been reclassified to conform to current period presentation.
Use of Estimates, Policy
Use of Estimates
The preparation of financial statements in conformity with GAAP requires us to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of our contingent assets and liabilities at the dates of the financial statements, as well as the reported amounts of revenues and expenses during the reporting periods. While the amounts included in our condensed consolidated financial statements include our best estimates and assumptions, actual results may vary materially.
Investment, Policy
Investments
Investments in fixed-maturity securities not classified as held to maturity or trading securities are classified as available for sale and are reported at fair value, with unrealized gains and losses (net of tax) reported as a separate component of stockholders’ equity as accumulated other comprehensive income (loss), unless: (i) we intend to sell the impaired security; (ii) it is more likely than not that we will be required to sell the impaired security prior to recovery of its amortized cost basis; or (iii) the present value of cash flows we expect to collect is less than the amortized cost basis of a security. In those instances, we record an impairment loss through earnings that varies depending on specific circumstances, as described below.
If a sale is likely, the full amount of the impairment is recognized as a loss in the statement of operations. Otherwise, unrealized losses on securities are separated into: (i) the portion of loss that represents the credit loss and (ii) the portion that is due to other factors. As a result of the adoption, effective January 2020, of ASU 2016-13, Financial Instruments—Credit Losses (“ASU 2016-13”), described below, in evaluating whether a decline in value for other securities relates to an existing credit loss, we consider several factors, including, but not limited to, the following:
the extent to which the amortized cost basis is greater than fair value;
reasons for the decline in value (e.g., adverse conditions related to industry or geographic area, changes in financial condition to the issuers or underlying loan obligors);
any changes to the rating of the security by a rating agency;
the failure of the issuer to make a scheduled payment;
the financial position, access to capital and near-term prospects of the issuer, including the current and future impact of any specific events; and
our best estimate of the present value of cash flows expected to be collected.
In addition, we no longer consider the duration of the decline in value in assessing whether our fixed income securities available for sale have a credit loss impairment.
On initial recognition and at each reporting date after a credit loss is identified, we recognize an allowance for remaining lifetime expected credit losses. This amount is calculated as the difference between the amortized cost and the present value of future expected cash flows, limited to the difference between the carrying amount (i.e., fair value) and amortized cost. If a credit loss is determined to exist, the credit loss impairment is included in net gains (losses) on investments and other financial instruments in the statement of operations, with an offset to an allowance for credit losses. Subsequent changes (favorable and unfavorable) in expected credit losses are recognized immediately in net income (loss) as a credit loss impairment or a reversal of credit loss impairment.
New Accounting Pronouncements and Changes in Accounting Principles
Accounting Standards Adopted During 2020
We adopted ASU 2016-13 on January 1, 2020 using the modified retrospective adoption approach. This ASU and the associated subsequent amendments require that financial assets measured at their amortized cost basis be presented at the net amount expected to be collected. Credit losses relating to our available-for-sale debt securities are recorded through an allowance for credit losses, rather than a write-down of the asset, with the amount of the allowance limited to the amount by which fair value is less than amortized cost. This allowance method will allow reversals of credit losses if the estimate of credit losses declines. This ASU affected certain of our accounts and notes receivable, including premiums receivable, and certain of our other assets, including reinsurance recoverables; however, the update did not have a material effect on our financial statements and disclosures. See Note 6 for additional information.
We adopted ASU 2019-04, Codification Improvements related to Financial Instruments—Credit Losses, Derivatives and Hedging, and Financial Instruments on January 1, 2020. This update to the accounting standards regarding financial instruments and derivatives and hedging clarifies the accounting treatment for the measurement of credit losses and provides further clarification on previously issued updates. The adoption of this update did not have a material effect on our financial statements and disclosures
New Accounting Pronouncements Not Yet Adopted, Policy
Accounting Standards Not Yet Adopted
In August 2018, the FASB issued ASU 2018-12, Financial Services—Insurance. The new standard: (i) requires that assumptions used to measure the liability for future policy benefits be reviewed at least annually; (ii) defines and simplifies the measurement of market risk benefits; (iii) simplifies the amortization of deferred acquisition costs; and (iv) enhances the required disclosures about long-duration contracts. This update is effective for fiscal years beginning after December 15, 2022, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
In December 2019, the FASB issued ASU 2019-12, Income Taxes—Simplifying the Accounting for Income Taxes. This update simplifies the accounting for income taxes by removing certain exceptions to the general principals of ASC Topic 740 in GAAP. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is permitted. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
In March 2020, the FASB issued ASU 2020-04, Reference Rate Reform—Facilitation of the Effects of Reference Reform on Financial Reporting. This update provides optional expedients and exceptions for applying GAAP to contracts, hedging relationships, and other transactions affected by reference rate reform. The amendments in this update are optional and may be elected from the date of issuance through December 31, 2022, as reference rate reform activities occur. We are currently evaluating the impact of the guidance and our options related to the practical expedients.
In October 2020, the FASB issued ASU 2020-08, Codification Improvements to Subtopic 310-20, Receivables—Nonrefundable Fees and Other Costs. This update clarifies that an entity should reevaluate whether a callable debt security is within the scope of ASC paragraph 310-20-35-33 for each reporting period. This update is effective for fiscal years beginning after December 15, 2020, including interim periods within those fiscal years. Early adoption is not permitted. Entities are required to apply ASU 2020-08 on a prospective basis as of the beginning of the period of adoption for existing or newly purchased callable debt securities. We are currently evaluating the impact on our financial statements and future disclosures as a result of this update.
Segment Reporting, Policy
We have two strategic business units that we manage separately—Mortgage and Real Estate. Our Mortgage segment derives its revenue from mortgage insurance and other mortgage and risk services, including contract underwriting services provided to lenders. Our Real Estate segment offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain. In addition, we report as All Other activities that include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale in January 2020.
Subsequent to the sale of Clayton, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. As revised, the Company’s Mortgage and Real Estate segments are managed by our President of Mortgage and Co-Heads of Real Estate, respectively, who are responsible for the overall profitability of their respective segments and who are directly accountable to our chief operating decision maker.
The differences in the basis of segmentation compared to our 2019 Form 10-K are as follows:
Business Activity
Current Segmentation
Prior Segmentation
Mortgage insurance and risk services
MortgageMortgage Insurance
Contract underwriting services
MortgageServices
Title and real estate services (1)
Real EstateServices
Clayton
All OtherServices
Income (loss) from holding company assets (and related corporate expenses)
All OtherMortgage Insurance
______________________
(1)Includes single family rental services.
These segment reporting changes align with the changes in personnel reporting lines, management oversight and branding following the sale of Clayton, and are consistent with the way our chief operating decision maker began assessing the performance of our reportable segments and other business activities effective in the first quarter of 2020. These changes to our reportable segments have been reflected in our segment operating results for all periods presented. See Note 1 for additional details about our Mortgage and Real Estate businesses.
We allocate corporate operating expenses to both reportable segments based on each segment’s forecasted annual percentage of total revenue, which approximates the estimated percentage of management time spent on each segment. In addition, we allocate all corporate interest expense to our Mortgage segment, due to the capital-intensive nature of our mortgage insurance business.
Income Tax, Policy We are required to establish a valuation allowance against our deferred tax assets when it is more likely than not that all or some portion of our deferred tax assets will not be realized. At each balance sheet date, we assess our need for a valuation allowance and this assessment is based on all available evidence, both positive and negative. This requires management to exercise judgment and make assumptions regarding whether our deferred tax assets will be realized in future periods.
XML 39 R27.htm IDEA: XBRL DOCUMENT v3.20.2
Note 4 - Segment Reporting (Policies)
9 Months Ended
Sep. 30, 2020
Segment Reporting [Abstract]  
Segment Reporting, Policy
We have two strategic business units that we manage separately—Mortgage and Real Estate. Our Mortgage segment derives its revenue from mortgage insurance and other mortgage and risk services, including contract underwriting services provided to lenders. Our Real Estate segment offers a broad array of title, valuation, asset management and other real estate services to market participants across the real estate value chain. In addition, we report as All Other activities that include income (losses) from assets held by our holding company, related general corporate operating expenses not attributable or allocated to our reportable segments and, for all periods through the first quarter of 2020, income and expenses related to Clayton prior to its sale in January 2020.
Subsequent to the sale of Clayton, our Chief Executive Officer (Radian’s chief operating decision maker) implemented certain organizational changes that caused the composition of our reportable segments to change. As revised, the Company’s Mortgage and Real Estate segments are managed by our President of Mortgage and Co-Heads of Real Estate, respectively, who are responsible for the overall profitability of their respective segments and who are directly accountable to our chief operating decision maker.
The differences in the basis of segmentation compared to our 2019 Form 10-K are as follows:
Business Activity
Current Segmentation
Prior Segmentation
Mortgage insurance and risk services
MortgageMortgage Insurance
Contract underwriting services
MortgageServices
Title and real estate services (1)
Real EstateServices
Clayton
All OtherServices
Income (loss) from holding company assets (and related corporate expenses)
All OtherMortgage Insurance
______________________
(1)Includes single family rental services.
These segment reporting changes align with the changes in personnel reporting lines, management oversight and branding following the sale of Clayton, and are consistent with the way our chief operating decision maker began assessing the performance of our reportable segments and other business activities effective in the first quarter of 2020. These changes to our reportable segments have been reflected in our segment operating results for all periods presented. See Note 1 for additional details about our Mortgage and Real Estate businesses.
We allocate corporate operating expenses to both reportable segments based on each segment’s forecasted annual percentage of total revenue, which approximates the estimated percentage of management time spent on each segment. In addition, we allocate all corporate interest expense to our Mortgage segment, due to the capital-intensive nature of our mortgage insurance business.
XML 40 R28.htm IDEA: XBRL DOCUMENT v3.20.2
Note 10 - Income Taxes (Policies)
9 Months Ended
Sep. 30, 2020
Income Tax Disclosure [Abstract]  
Income Tax, Policy We are required to establish a valuation allowance against our deferred tax assets when it is more likely than not that all or some portion of our deferred tax assets will not be realized. At each balance sheet date, we assess our need for a valuation allowance and this assessment is based on all available evidence, both positive and negative. This requires management to exercise judgment and make assumptions regarding whether our deferred tax assets will be realized in future periods.
XML 41 R29.htm IDEA: XBRL DOCUMENT v3.20.2
Note 3 - Net Income Per Share (Tables)
9 Months Ended
Sep. 30, 2020
Earnings Per Share [Abstract]  
Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]
The calculation of basic and diluted net income per share is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands, except per-share amounts)2020201920202019
Net income —basic and diluted$135,103 $173,438 $245,613 $511,125 
Average common shares outstanding—basic (1)
193,176 203,107 196,120 208,561 
Dilutive effect of share-based compensation arrangements (2)
980 5,584 1,127 5,402 
Adjusted average common shares outstanding—diluted
194,156 208,691 197,247 213,963 
Net income per share:
Basic
$0.70 $0.85 $1.25 $2.45 
Diluted
$0.70 $0.83 $1.25 $2.39 
______________________
(1)Includes the impact of fully vested shares under our share-based compensation programs.
(2)The following number of shares of our common stock equivalents issued under our share-based compensation arrangements are not included in the calculation of diluted net income per share because they are anti-dilutive:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Shares of common stock equivalents710 — 1,046 160 
XML 42 R30.htm IDEA: XBRL DOCUMENT v3.20.2
Note 4 - Segment Reporting (Tables)
9 Months Ended
Sep. 30, 2020
Segment Reporting [Abstract]  
Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]
The reconciliation of adjusted pretax operating income (loss) for our reportable segments to consolidated pretax income is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Adjusted pretax operating income (loss):
Mortgage (1)
$145,836 $209,601 $263,182 $627,942 (2)
Real Estate (3)
(5,941)(2,541)(15,625)(10,238)
Total adjusted pretax operating income (loss) for reportable segments
139,895 207,060 247,557 617,704 
All Other adjusted pretax operating income (loss)
5,085 5,683 13,523 12,948 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Loss on extinguishment of debt
— (5,940)— (22,738)
Amortization and impairment of other acquired intangible assets
(961)(2,139)(2,919)(6,465)
Impairment of other long-lived assets and other non-operating items
(466)— (788)(5,557)
Consolidated pretax income$161,205 $217,673 $300,274 $643,354 
______________________
(1)Includes allocated corporate operating expenses and depreciation expense as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Allocated corporate operating expenses$29,435 $26,671 $83,700 $76,684 
Depreciation expense2,895 3,817 9,719 11,528 
(2)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019, as further described below.
(3)Includes allocated corporate operating expenses and depreciation expense as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Allocated corporate operating expenses$3,818 $2,910 $10,993 $8,364 
Depreciation expense683 561 2,125 1,769 
Reconciliation of Revenue from Segments to Consolidated [Table Text Block]
The reconciliation of revenue for our reportable segments to consolidated revenues is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Revenues:
Mortgage (1)
$320,013 $317,646 $922,040 $956,660 (2)
Real Estate (1)
33,328 30,139 88,003 80,789 
Total revenues for reportable segments
353,341 347,785 1,010,043 1,037,449 
All Other revenues (3)
5,858 19,812 19,984 55,170 
Net gains (losses) on investments and other financial instruments
17,652 13,009 42,901 47,462 
Other non-operating revenue— — 247 — 
Elimination of inter-segment revenues (3)
(1,617)(268)(4,419)(1,150)
Total revenues$375,234 $380,338 $1,068,756 $1,138,931 
______________________
(1)Includes immaterial inter-segment revenues for the three and nine months ended September 30, 2020 and 2019.
(2)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 as further described above.
(3)Includes $1.5 million and $4.0 million for the three and nine months ended September 30, 2020, respectively, related to the $200 million 3% intercompany surplus note issued by Radian Guaranty to Radian Group in January 2020.
Services Revenue [Table Text Block]
The table below, which represents total services revenue on our condensed consolidated statements of operations for the periods indicated, represents the disaggregation of services revenues from external customers, by type:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Services revenue
Real Estate services:
Valuation services $11,881 $14,772 $31,519 $40,836 
Title services9,081 4,590 25,445 11,189 
Asset management services8,453 6,567 21,791 19,300 
Other real estate services614 335 1,364 407 
Mortgage services 3,914 2,340 10,965 4,856 
All Other services (1)
— 13,905 2,861 37,977 
Total services revenue $33,943 $42,509 $93,945 $114,565 
______________________
(1)Includes services revenue from Clayton prior to its sale in January 2020.
XML 43 R31.htm IDEA: XBRL DOCUMENT v3.20.2
Note 5 - Fair Value of Financial Instruments (Tables)
9 Months Ended
Sep. 30, 2020
Fair Value Disclosures [Abstract]  
Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]
The following is a list of assets that are measured at fair value by hierarchy level as of September 30, 2020:
(In thousands)Level ILevel IITotal
Assets at fair value
Investments:
Fixed-maturities available for sale:
U.S. government and agency securities
$157,407 $29,494 $186,901 
State and municipal obligations
— 159,975 159,975 
Corporate bonds and notes
— 2,898,357 2,898,357 
RMBS
— 850,113 850,113 
CMBS
— 718,962 718,962 
Other ABS
— 809,388 809,388 
Foreign government and agency securities
— 5,296 5,296 
Total fixed-maturities available for sale157,407 5,471,585 5,628,992 
Trading securities:
State and municipal obligations
— 120,547 120,547 
Corporate bonds and notes
— 122,858 122,858 
RMBS
— 13,930 13,930 
CMBS
— 34,315 34,315 
Total trading securities— 291,650 291,650 
Equity securities
84,255 7,062 91,317 
Short-term investments:
U.S. government and agency securities
29,716 — 29,716 
State and municipal obligations
— 26,973 26,973 
Money market instruments
232,105 — 232,105 
Corporate bonds and notes
— 106,013 106,013 
Other investments (1)
— 172,339 172,339 
Total short-term investments261,821 305,325 567,146 
Total investments at fair value (2)
503,483 6,075,622 6,579,105 
Other:
Loaned securities: (3)
Corporate bonds and notes
— 13,932 13,932 
Equity securities
43,990 — 43,990 
Total assets at fair value (2)
$547,473 $6,089,554 $6,637,027 
______________________
(1)Comprising short-term certificates of deposit and commercial paper.
(2)Does not include other invested assets of $2.5 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $3.0 million invested in a private convertible promissory note.
(3)Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.
The following is a list of assets that are measured at fair value by hierarchy level as of December 31, 2019:
(In thousands)Level ILevel IITotal
Assets at fair value
Investments:
Fixed-maturities available for sale:
U.S. government and agency securities
$143,884 $35,700 $179,584 
State and municipal obligations
— 119,994 119,994 
Corporate bonds and notes
— 2,237,611 2,237,611 
RMBS
— 779,354 779,354 
CMBS
— 608,015 608,015 
Other ABS
— 759,129 759,129 
Foreign government and agency securities
— 5,224 5,224 
Total fixed-maturities available for sale143,884 4,545,027 4,688,911 
Trading securities:
State and municipal obligations
— 118,949 118,949 
Corporate bonds and notes
— 147,232 147,232 
RMBS
— 16,180 16,180 
CMBS
— 34,789 34,789 
Total trading securities— 317,150 317,150 
Equity securities
124,009 6,212 130,221 
Short-term investments:
U.S. government and agency securities
127,152 — 127,152 
State and municipal obligations
— 21,475 21,475 
Money market instruments
202,461 — 202,461 
Corporate bonds and notes
— 20,298 20,298 
Other investments (1)
— 147,007 147,007 
Total short-term investments329,613 188,780 518,393 
Total investments at fair value (2)
597,506 5,057,169 5,654,675 
Other:
Loaned securities: (3)
U.S. government and agency securities
35,309 — 35,309 
Corporate bonds and notes
— 3,669 3,669 
Equity securities
27,464 — 27,464 
Total assets at fair value (2)
$660,279 $5,060,838 $5,721,117 
______________________
(1)Comprising short-term certificates of deposit and commercial paper.
(2)Does not include other invested assets of $2.6 million that are primarily invested in limited partnership investments valued using the net asset value as a practical expedient and $1.5 million invested in a private convertible promissory note.
(3)Securities loaned to third-party borrowers under securities lending agreements are classified as other assets in our condensed consolidated balance sheets. See Note 6 for more information.
Fair Value, by Balance Sheet Grouping [Table Text Block]
The carrying value and estimated fair value of other selected liabilities not carried at fair value in our condensed consolidated balance sheets were as follows as of the dates indicated:
September 30, 2020December 31, 2019
(In thousands)Carrying
Amount
Estimated
Fair Value
Carrying
Amount
Estimated
Fair Value
Liabilities:
Senior notes$1,404,759 $1,450,590 $887,110 $949,500 
FHLB advances141,058 144,280 134,875 135,997 
XML 44 R32.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments (Tables)
9 Months Ended
Sep. 30, 2020
Investments [Abstract]  
Available for Sale Securities [Table Text Block]
Our available for sale securities within our investment portfolio consisted of the following as of the dates indicated:
September 30, 2020
(In thousands)Amortized
Cost
Allowance for Credit LossesGross
Unrealized
Gains
Gross
Unrealized
Losses
Fair Value
Fixed-maturities available for sale:
U.S. government and agency securities
$186,457 $— $2,105 $(1,661)$186,901 
State and municipal obligations
145,318 — 14,850 (193)159,975 
Corporate bonds and notes
2,703,446 (2,290)218,127 (7,471)2,911,812 
RMBS
813,006 — 37,137 (30)850,113 
CMBS
686,414 — 37,339 (4,791)718,962 
Other ABS
811,687 — 4,051 (6,350)809,388 
Foreign government and agency securities
5,098 — 198 — 5,296 
Total securities available for sale, including loaned securities
5,351,426 $(2,290)$313,807 $(20,496)5,642,447 
Less: loaned securities
12,890 13,455 
Total fixed-maturities available for sale$5,338,536 $5,628,992 
December 31, 2019
(In thousands)Amortized
Cost
Gross
Unrealized
Gains
Gross
Unrealized
Losses
Fair Value
Fixed-maturities available for sale:
U.S. government and agency securities
$198,613 $2,048 $(733)$199,928 
State and municipal obligations
112,003 8,032 (41)119,994 
Corporate bonds and notes
2,136,819 106,189 (1,728)2,241,280 
RMBS
766,429 14,452 (1,527)779,354 
CMBS
593,647 14,993 (625)608,015 
Other ABS
760,785 2,018 (3,674)759,129 
Foreign government and agency securities
5,091 133 — 5,224 
Total securities available for sale, including loaned securities
4,573,387 $147,865 $(8,328)4,712,924 
Less: loaned securities
23,853 24,013 
Total fixed-maturities available for sale$4,549,534 $4,688,911 
Debt Securities, Available-for-sale, Allowance for Credit Loss
The following table provides a rollforward of the allowance for credit losses on fixed-maturities available for sale, which relates entirely to corporate bonds and notes for the periods indicated:
(In thousands)Three Months Ended September 30, 2020Nine Months Ended September 30, 2020
Beginning balance$2,476 $— 
Current provision for securities without prior allowance— 2,596 
Net increases (decreases) in allowance on previously impaired securities(186)— 
Reduction for securities sold— (306)
Ending balance$2,290 $2,290 
Gross Unrealized Losses and Fair Value of Available for Sale Securities [Table Text Block] the following tables show the gross unrealized losses and fair values, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, as of the dates indicated. Included in the amounts as of September 30, 2020 and December 31, 2019 are loaned securities under securities lending agreements that are classified as other assets in our condensed consolidated balance sheets, as further described below.
September 30, 2020
($ in thousands) Description of Securities
Less Than 12 Months12 Months or GreaterTotal
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
U.S. government and agency securities$99,250 $(1,661)— $— $— $99,250 $(1,661)
State and municipal obligations10 27,543 (193)— — — 10 27,543 (193)
Corporate bonds and notes130 306,915 (7,471)— — — 130 306,915 (7,471)
RMBS11,723 (19)956 (11)12,679 (30)
CMBS60 176,482 (4,537)7,146 (254)66 183,628 (4,791)
Other ABS101 308,637 (3,025)29 152,098 (3,325)130 460,735 (6,350)
Total309 $930,550 $(16,906)37 $160,200 $(3,590)346 $1,090,750 $(20,496)
December 31, 2019
($ in thousands) Description of Securities
Less Than 12 Months12 Months or GreaterTotal
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
# of
securities
Fair ValueUnrealized
Losses
U.S. government and agency securities
$26,142 $(731)$2,529 $(2)$28,671 $(733)
State and municipal obligations
3,959 (41)— — — 3,959 (41)
Corporate bonds and notes
25 110,871 (1,728)— — — 25 110,871 (1,728)
RMBS
27 184,378 (535)16 36,192 (992)43 220,570 (1,527)
CMBS36 109,589 (478)6,346 (147)44 115,935 (625)
Other ABS63 225,944 (670)44 209,661 (3,004)107 435,605 (3,674)
Total154 $660,883 $(4,183)70 $254,728 $(4,145)224 $915,611 $(8,328)
Net Gains (Losses) on Investments and Other Financial Instruments [Table Text Block]
Net gains (losses) on investments consisted of:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net realized gains (losses):   
Fixed-maturities available for sale (1)
$13,777 $4,401 $31,998 $5,209 
Trading securities— 19 (391)
Equity securities— (28)361 (708)
Other investments196 205 273 521 
Net realized gains (losses) on investments13,973 4,597 32,636 4,631 
Impairment losses due to intent to sell
— — (1,401)— 
Net decrease (increase) in expected credit losses
186 — (2,596)— 
Net unrealized gains (losses) on investments
2,813 4,419 916 33,005 
Total net gains (losses) on investments$16,972 $9,016 $29,555 $37,636 
______________________
(1)Components of net realized gains (losses) on fixed-maturities available for sale include:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Gross investment gains from sales and redemptions$14,219 $4,697 $34,422 $10,926 
Gross investment losses from sales and redemptions(442)(296)(2,424)(5,717)
Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block]
The net changes in unrealized gains (losses) recognized in earnings on investments that were still held at each period-end were as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net unrealized gains (losses) on investments still held:   
Trading securities$(1,150)$4,132 $9,990 $18,962 
Equity securities4,455 563 (8,158)9,170 
Other investments(173)47 152 (64)
Net unrealized gains (losses) on investments still held$3,132 $4,742 $1,984 $28,068 
Contractual Maturities [Table Text Block]
The contractual maturities of fixed-maturities available for sale were as follows:
September 30, 2020
Available for Sale
(In thousands)Amortized
Cost
Fair
Value
Due in one year or less (1)
$94,375 $94,832 
Due after one year through five years (1)
984,406 1,034,592 
Due after five years through 10 years (1)
1,246,319 1,351,007 
Due after 10 years (1)
715,219 783,553 
Asset-backed and other mortgage-backed securities (2)
2,311,107 2,378,463 
Total
5,351,426 5,642,447 
Less: loaned securities
12,890 13,455 
Total fixed-maturities available for sale
$5,338,536 $5,628,992 
______________________
(1)Actual maturities may differ as a result of calls before scheduled maturity.
(2)Includes RMBS, CMBS and Other ABS, which are not due at a single maturity date.
XML 45 R33.htm IDEA: XBRL DOCUMENT v3.20.2
Note 7 - Goodwill and Other Acquired Intangible Assets, Net (Tables)
9 Months Ended
Sep. 30, 2020
Goodwill and Intangible Assets Disclosure [Abstract]  
Schedule of Goodwill [Table Text Block] The following table shows the changes in the carrying amount of goodwill for the year-to-date periods ended December 31, 2019 and September 30, 2020:
(In thousands)GoodwillAccumulated Impairment LossesNet
Balance at December 31, 2018$200,561 $(186,469)$14,092 
Goodwill acquired538 — 538 
Impairment losses— (4,828)(4,828)
Balance at December 31, 2019201,099 (191,297)9,802 
Goodwill disposed (1)
(191,297)191,297 — 
Balance at September 30, 2020$9,802 $— $9,802 
______________________
(1)Related to the sale of Clayton in January 2020. See Note 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on the sale of Clayton.
Schedule of Other Intangible Assets [Table Text Block]
The following is a summary of the gross and net carrying amounts and accumulated amortization (including impairment) of our other acquired intangible assets as of the periods indicated:
September 30, 2020
(In thousands)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Client relationships$43,550 $(29,748)$13,802 
Technology8,285 (6,988)1,297 
Trade name and trademarks480 (461)19 
Licenses463 (115)348 
Total$52,778 $(37,312)$15,466 
December 31, 2019
(In thousands)Gross Carrying AmountAccumulated AmortizationNet Carrying Amount
Client relationships$43,550 $(27,269)$16,281 
Technology8,435 (6,789)1,646 
Trade name and trademarks480 (404)76 
Licenses463 (81)382 
Total$52,928 $(34,543)$18,385 
XML 46 R34.htm IDEA: XBRL DOCUMENT v3.20.2
Note 8 - Reinsurance (Tables)
9 Months Ended
Sep. 30, 2020
Reinsurance Disclosures [Abstract]  
Reinsurance, Net Premiums Written and Earned [Table Text Block]
The effect of all of our reinsurance programs on our net income is as follows:
Three Months Ended
September 30,
Nine Months Ended
September 30,
(In thousands)2020201920202019
Net premiums written:
Direct$269,240 $287,000 $820,267 $828,022 
Assumed (1)
2,942 2,608 9,585 7,528 
Ceded (2)
(9,789)(15,455)(72,912)(39,900)
Net premiums written$262,393 $274,153 $756,940 $795,650 
Net premiums earned:
Direct$328,728 $305,493 $945,287 $919,507 (3)
Assumed (1)
2,946 2,614 9,599 7,545 
Ceded (2)
(45,203)(26,922)(141,705)(83,189)(3)
Net premiums earned$286,471 $281,185 $813,181 $843,863 (3)
Ceding commissions earned (4)
$17,038 $12,153 $40,457 $37,191 (3)
Ceded losses10,189 771 51,786 4,326 
______________________
(1)Includes premiums earned from our participation in certain credit risk transfer programs.
(2)Net of profit commission, which is impacted by the level of ceded losses recoverable, if any, on reinsurance transactions. See Note 11 for additional information on our reserve for losses and reinsurance recoverables.
(3)Includes a cumulative adjustment to unearned premiums recorded in the second quarter of 2019 related to an update to the amortization rates used to recognize revenue for Single Premium Policies. See Note 4 for further information.
(4)Deferred ceding commissions of $59.2 million and $77.8 million are included in other liabilities on our condensed consolidated balance sheets at September 30, 2020 and 2019, respectively.
Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block]
The following table sets forth additional details regarding the Single Premium QSR Program:
(In millions)2020 Single Premium
QSR Agreement
2018 Single Premium
QSR Agreement
2016 Single Premium
QSR Agreement
NIW Policy DatesJan 1, 2020-Dec 31, 2021Jan 1, 2018-Dec 31, 2019Jan 1, 2012-Dec 31, 2017
Effective DateJanuary 1, 2020January 1, 2018January 1, 2016
Scheduled Termination DateDecember 31, 2031December 31, 2029December 31, 2027
Optional Termination DateJanuary 1, 2024January 1, 2022January 1, 2020
Quota Share %65%65%
20% - 65%
(1)
Ceding Commission %25%25%25%
Profit Commission %
Up to 56%
Up to 56%
Up to 55%
As of September 30, 2020
RIF Ceded$1,331 $2,352 $3,676 
As of December 31, 2019
RIF Ceded$— $3,231 $5,351 
______________________
(1)Effective December 31, 2017, we amended the 2016 Single Premium QSR Agreement to increase the amount of ceded risk on performing loans under the agreement from 35% to 65% for the 2015 through 2017 vintages. Loans included in the 2012 through 2014 vintages, and any other loans subject to the agreement that were delinquent at the time of the amendment, were unaffected by the change and therefore the amount of ceded risk for those loans continues to range from 20% to 35%.
Schedule of Collateralized Reinsurance Agreements [Table Text Block]
The following table sets forth additional details regarding the Excess-of-Loss Program as of September 30, 2020:
(In millions)Eagle Re 2020-1 Ltd.Eagle Re 2019-1 Ltd.Eagle Re 2018-1 Ltd.
IssuedFebruary 2020April 2019November 2018
NIW Policy DatesJan 1, 2019-Sep 30, 2019Jan 1, 2018-Dec 31, 2018Jan 1, 2017-Dec 31, 2017
Initial RIF$9,866 $10,705 $9,109 
Initial Coverage488 562 434 (1)
Initial First Layer Retention202 268 205 
As of September 30, 2020
RIF$7,155 $5,514 $4,742 
Remaining Coverage488 385 276 (1)
First Layer Retention202 266 202 
______________________
(1)Excludes a separate excess-of-loss reinsurance agreement entered into by Radian Guaranty that initially provided up to $21.4 million of coverage.
Schedule of VIE Assets [Table Text Block] The following table presents the total assets and liabilities of the Eagle Re Issuers as of the dates indicated.
Total VIE Assets and Liabilities (1)
(In thousands)September 30,
2020
December 31,
2019
Eagle Re 2020-1 Ltd.$488,385 $— 
Eagle Re 2019-1 Ltd.384,602  508,449 
Eagle Re 2018-1 Ltd.275,718  357,005 
Total$1,148,705  $865,454 
______________________
(1)Assets held by the Eagle Re Issuers are required to be invested in U.S. government money market funds, cash or U.S. Treasury securities. Liabilities of the Eagle Re Issuers consist of their mortgage insurance-linked notes, described above.
XML 47 R35.htm IDEA: XBRL DOCUMENT v3.20.2
Note 9 - Other Assets (Tables)
9 Months Ended
Sep. 30, 2020
Other Assets [Abstract]  
Schedule of Other Assets [Table Text Block]
The following table shows the components of other assets as of the dates indicated:
(In thousands) September 30,
2020
December 31,
2019
Prepaid federal income taxes (Note 10)
$191,889 $134,800 
Company-owned life insurance112,311 105,721 
Reinsurance recoverables66,515 16,976 
Internal-use software (net of accumulated amortization of $80,060 and $73,498)
61,549 58,356 
Loaned securities (Note 5)
57,922 66,442 
Accrued investment income36,093 32,333 
Right-of-use assets34,662 37,866 
Property and equipment (net of accumulated depreciation of $70,519 and $68,436)
27,168 29,523 
Deferred policy acquisition costs17,926 20,759 
Unbilled receivables8,581 13,772 
Assets held for sale (1)
— 24,908 
Other26,214 26,163 
Total other assets$640,830 $567,619 
______________________
(1)Related to the sale of Clayton. See Note 4 and 7 of Notes to Consolidated Financial Statements in our 2019 Form 10-K for additional information on assets held for sale. Liabilities held for sale at December 31, 2019 are included in other liabilities on our condensed consolidated balance sheets.
XML 48 R36.htm IDEA: XBRL DOCUMENT v3.20.2
Note 11 - Losses and Loss Adjustment Expense (Tables)
9 Months Ended
Sep. 30, 2020
Insurance Loss Reserves [Abstract]  
Reserve for Losses and LAE by Segment
Our reserve for losses and LAE, at the end of each period indicated, consisted of:
(In thousands)September 30,
2020
December 31,
2019
Mortgage insurance loss reserves (1)
$821,708 $401,273 
Title insurance loss reserves4,084 3,492 
Total reserve for losses and LAE$825,792 $404,765 
______________________
(1)Primarily comprises first lien primary case reserves of $744.6 million and $339.8 million at September 30, 2020 and December 31, 2019, respectively.
Mortgage Insurance Reserve for Losses and LAE Rollforward
The following table presents information relating to our mortgage insurance reserve for losses, including our IBNR reserve and LAE, but excluding our second-lien mortgage loan premium deficiency reserve, for the periods indicated:
Nine Months Ended
September 30,
(In thousands)20202019
Balance at beginning of period
$401,273 $397,891 
Less: Reinsurance recoverables (1)
14,594 11,009 
Balance at beginning of period, net of reinsurance recoverables
386,679 386,882 
Add: Losses and LAE incurred in respect of default notices reported and unreported in:
Current year (2)
448,584 107,866 
Prior years (21,494)(10,579)
Total incurred427,090 97,287 
Deduct: Paid claims and LAE related to:
Current year (2)
2,841 1,784 
Prior years54,167 101,927 
Total paid
57,008 103,711 
Balance at end of period, net of reinsurance recoverables
756,761 380,458 
Add: Reinsurance recoverables (1)
64,947 13,629 
Balance at end of period
$821,708 $394,087 
______________________
(1)Related to ceded losses recoverable, if any, on reinsurance transactions. See Note 8 for additional information.
(2)Related to underlying defaulted loans with a most recent default notice dated in the year indicated. For example, if a loan had defaulted in a prior year, but then subsequently cured and later re-defaulted in the current year, that default would be considered a current year default.
XML 49 R37.htm IDEA: XBRL DOCUMENT v3.20.2
Note 12 - Borrowings and Financing Activities (Tables)
9 Months Ended
Sep. 30, 2020
Senior Notes [Abstract]  
Schedule of Debt [Table Text Block]
The carrying value of our debt at September 30, 2020 and December 31, 2019 was as follows:
(In thousands) September 30,
2020
December 31,
2019
Senior notes:
Senior Notes due 2024$445,241 $444,445 
Senior Notes due 2025516,210 — 
Senior Notes due 2027443,308 442,665 
Total senior notes$1,404,759 $887,110 
FHLB advances:
FHLB advances due 2020$52,200 $79,002 
FHLB advances due 202130,000 19,000 
FHLB advances due 202216,925 11,925 
FHLB advances due 202321,995 14,994 
FHLB advances due 20249,954 9,954 
FHLB advances due 20259,984 — 
Total FHLB advances$141,058 $134,875 
XML 50 R38.htm IDEA: XBRL DOCUMENT v3.20.2
Note 13 - Commitments and Contingencies (Tables)
9 Months Ended
Sep. 30, 2020
Commitments and Contingencies Disclosure [Abstract]  
Lessee, Operating Lease, Disclosure The following table provides additional information related to our leases:
($ in thousands) September 30, 2020
Operating leases:
Operating lease right-of-use assets (1)
$34,662 
Operating lease liabilities (2)
55,334 
Weighted-average remaining lease term - operating leases (in years)9.5
Weighted-average discount rate - operating leases6.71%
______________________
(1)Classified in other assets in our condensed consolidated balance sheets. See Note 9.
(2)Classified in other liabilities in our condensed consolidated balance sheets.
XML 51 R39.htm IDEA: XBRL DOCUMENT v3.20.2
Note 14 - Capital Stock (Tables)
9 Months Ended
Sep. 30, 2020
Equity [Abstract]  
Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity
Information with regard to RSUs to be settled in stock for periods indicated is as follows:
Performance-Based Time-Vested
Number of SharesWeighted-Average Grant Date
Fair Value
Number of SharesWeighted-Average Grant Date
Fair Value
Unvested, December 31, 2019 (1)
2,448,347 $17.03 697,576 $19.72 
Granted (2)
1,175,062 $12.02 709,598 $13.72 
Performance adjustment (3)
(788,256)$— — $— 
Vested (4)
(591,118)$17.59 (446,966)$17.17 
Forfeited(25,701)$17.90 (7,255)$19.12 
Unvested, September 30, 2020 (1)
2,218,334 $14.68 952,953 $16.45 
______________________
(1)The final number of RSUs distributed depends on the level of performance achieved along with each employee’s continued service through the vest date, which could result in changes in vested RSUs.
(2)For performance-based RSUs, amount represents the probable outcome at grant date.
(3)Represents an adjustment to the number of unvested performance-based RSUs due to changes during the period in our estimated payouts, which can range from 0 to 200% of target depending on results over the applicable performance periods.
(4)Represents amounts vested during the year, which can include both original shares granted and the impact of performance adjustments.
XML 52 R40.htm IDEA: XBRL DOCUMENT v3.20.2
Note 16 - Statutory Information (Tables)
9 Months Ended
Sep. 30, 2020
SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]  
Risk To Capital Calculation [Table Text Block]
Radian Guaranty’s Risk-to-capital calculation appears in the table below. For purposes of the Risk-to-capital requirements imposed by certain states, statutory capital is defined as the sum of statutory policyholders’ surplus plus statutory contingency reserves.
September 30,
2020
December 31,
2019
($ in millions)
RIF, net (1)
$48,914.0 $44,076.7 
Common stock and paid-in capital$1,041.0 $1,041.0 
Surplus Note300.0 100.0 
Unassigned earnings (deficit)(857.6)(503.3)
Statutory policyholders’ surplus483.4 637.7 
Contingency reserve3,212.1 2,607.8 
Statutory capital$3,695.5 $3,245.5 
Risk-to-capital13.2:113.6:1
______________________
(1)Excludes risk ceded through all reinsurance programs (including with affiliates, if any) and RIF on defaulted loans.
XML 53 R41.htm IDEA: XBRL DOCUMENT v3.20.2
Note 1 - Business Overview and Recent Developments (Details)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
USD ($)
Sep. 30, 2020
USD ($)
segment
May 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Business Overview [Abstract]        
Number of Reportable Business Segments | segment   2    
Mortgage Insurance [Abstract]        
Reduction in Number of New Defaults from the Prior Quarter (0.675)      
Senior Notes Due 2025 | Senior Notes        
Mortgage Insurance [Abstract]        
Debt Instrument, Face Amount     $ 525,000  
Mortgage segment        
Mortgage Insurance [Abstract]        
Private Mortgage Insurance Protects Lenders For Loans Made With Less Than This Maximum Down Payment Percentage 20.00% 20.00%    
Private Mortgage Insurance Protects Lenders For Refinancings Made to Home Buyers With Less Than This Maximum Equity-Ownership Percentage 20.00% 20.00%    
Direct Primary Mortgage Insurance in Force $ 245,500,000 $ 245,500,000   $ 240,600,000
Direct Primary Mortgage Insurance RIF 61,000,000 61,000,000   60,900,000
Credit Risk Transfer Transactions | Mortgage segment        
Mortgage Insurance [Abstract]        
Direct Primary Mortgage Insurance RIF $ 389,100 $ 389,100   $ 275,200
XML 54 R42.htm IDEA: XBRL DOCUMENT v3.20.2
Note 3 - Net Income Per Share (Details) - USD ($)
$ / shares in Units, shares in Thousands, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]        
Net income (loss) - basic $ 135,103 $ 173,438 $ 245,613 $ 511,125
Average common shares outstanding - basic 193,176 203,107 196,120 208,561
Net income (loss) per share - basic $ 0.70 $ 0.85 $ 1.25 $ 2.45
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]        
Net income (loss)—diluted $ 135,103 $ 173,438 $ 245,613 $ 511,125
Dilutive effect of share-based compensation arrangements 980 5,584 1,127 5,402
Adjusted average common shares outstanding—diluted 194,156 208,691 197,247 213,963
Net income (loss) per share—diluted $ 0.70 $ 0.83 $ 1.25 $ 2.39
Stock Compensation Plan        
Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]        
Shares of common stock equivalents 710 0 1,046 160
XML 55 R43.htm IDEA: XBRL DOCUMENT v3.20.2
Note 4 - Segment Reporting - Segments (Details)
9 Months Ended
Sep. 30, 2020
segment
Segment Reporting Information [Line Items]  
Number of Operating Segments 2
XML 56 R44.htm IDEA: XBRL DOCUMENT v3.20.2
Note 4 - Segment Reporting - Adjusted Pretax Operating Income (Loss) (Details) - USD ($)
$ / shares in Units, $ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Adjusted pretax operating income (loss) $ 139,895 $ 207,060 $ 247,557 $ 617,704
Net gains (losses) on investments and other financial instruments 17,652 13,009 42,901 47,462
Gain (Loss) on Extinguishment of Debt 0 (5,940) 0 (22,738)
Amortization and impairment of other acquired intangible assets (961) (2,139) (2,919) (6,465)
Impairment of other long-lived assets and other-non-operating items (466) 0 (788) (5,557)
Consolidated pretax income (loss) 161,205 217,673 300,274 643,354
Increase in Net Premiums Earned       $ 32,900
Increase in Net Premiums Earned Per Share       $ 0.12
Mortgage segment        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Adjusted pretax operating income (loss) 145,836 209,601 263,182 $ 627,942
Total Operating Expenses Allocated to Subsidiaries From Parent Company 29,435 26,671 83,700 76,684
Depreciation 2,895 3,817 9,719 11,528
Real Estate segment        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Adjusted pretax operating income (loss) (5,941) (2,541) (15,625) (10,238)
Total Operating Expenses Allocated to Subsidiaries From Parent Company 3,818 2,910 10,993 8,364
Depreciation 683 561 2,125 1,769
All Other activities segment        
Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]        
Adjusted pretax operating income (loss) $ 5,085 $ 5,683 $ 13,523 $ 12,948
XML 57 R45.htm IDEA: XBRL DOCUMENT v3.20.2
Note 4 - Segment Reporting - Revenue (Details) - USD ($)
1 Months Ended 3 Months Ended 9 Months Ended
Jan. 31, 2020
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2019
Revenues   $ 375,234,000 $ 380,338,000 $ 1,068,756,000 $ 1,138,931,000  
Net gains (losses) on investments and other financial instruments   17,652,000 13,009,000 42,901,000 47,462,000  
Other Nonoperating Income   0 0 247,000 0  
Interest Income, Related Party   (1,500,000)   (4,000,000.0)    
Services Revenue, Net   33,943,000 42,509,000 93,945,000 114,565,000  
Radian Group Inc.            
Marketable Securities $ 200,000,000          
Radian Guaranty            
Surplus Note $ 200,000,000 300,000,000.0   300,000,000.0   $ 100,000,000.0
Related Party Transaction, Rate 3.00%          
Mortgage segment            
Revenues   320,013,000 317,646,000 922,040,000 956,660,000  
Real Estate segment            
Revenues   33,328,000 30,139,000 88,003,000 80,789,000  
Accounts and notes receivable related to revenue service contracts   28,900,000   28,900,000   $ 10,800,000
Bad debt expense   0 0 0 0  
All Other activities segment            
Revenues   5,858,000 19,812,000 19,984,000 55,170,000  
Valuation services            
Services Revenue, Net   11,881,000 14,772,000 31,519,000 40,836,000  
Title services            
Services Revenue, Net   9,081,000 4,590,000 25,445,000 11,189,000  
Asset management services            
Services Revenue, Net   8,453,000 6,567,000 21,791,000 19,300,000  
Real estate agent services            
Services Revenue, Net   614,000 335,000 1,364,000 407,000  
Mortgage services            
Services Revenue, Net   3,914,000 2,340,000 10,965,000 4,856,000  
All Other services            
Services Revenue, Net   0 13,905,000 2,861,000 37,977,000  
Operating Segments            
Revenues   353,341,000 347,785,000 1,010,043,000 1,037,449,000  
Intersegment Eliminations            
Revenues   $ (1,617,000) $ (268,000) $ (4,419,000) $ (1,150,000)  
XML 58 R46.htm IDEA: XBRL DOCUMENT v3.20.2
Note 5 - Fair Value of Financial Instruments - Assets Measured at Fair Value by Hierarchy Level (Details) - USD ($)
3 Months Ended 9 Months Ended 12 Months Ended
Sep. 30, 2020
Sep. 30, 2020
Dec. 31, 2019
Fair Value by Hierarchy Level [Line Items]      
Other Investments $ 5,472,000 $ 5,472,000 $ 4,072,000
Less: loaned securities 57,922,000 57,922,000 66,442,000
Investments Measured at NAV      
Fair Value by Hierarchy Level [Line Items]      
Other Investments 2,500,000 2,500,000  
Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 6,579,105,000 6,579,105,000 5,654,675,000
Assets, Fair Value Disclosure 6,637,027,000 6,637,027,000 5,721,117,000
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net 0 0 0
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Transfers, Net 0 0 0
Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 503,483,000 503,483,000 597,506,000
Assets, Fair Value Disclosure 547,473,000 547,473,000 660,279,000
Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 6,075,622,000 6,075,622,000 5,057,169,000
Assets, Fair Value Disclosure 6,089,554,000 6,089,554,000 5,060,838,000
Fair Value, Inputs, Level 3 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Assets, Fair Value Disclosure 5,500,000 5,500,000 400,000
Securities Financing Transaction, Fair Value | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities     35,309,000
Securities Financing Transaction, Fair Value | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 13,932,000 13,932,000 3,669,000
Securities Financing Transaction, Fair Value | Fair Value, Measurements, Recurring | Equity securities      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 43,990,000 43,990,000 27,464,000
Securities Financing Transaction, Fair Value | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities     35,309,000
Securities Financing Transaction, Fair Value | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 0 0 0
Securities Financing Transaction, Fair Value | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Equity securities      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 43,990,000 43,990,000 27,464,000
Securities Financing Transaction, Fair Value | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities     0
Securities Financing Transaction, Fair Value | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 13,932,000 13,932,000 3,669,000
Securities Financing Transaction, Fair Value | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Equity securities      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 0 0 0
Fixed-maturities available for sale | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 5,628,992,000 5,628,992,000 4,688,911,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 186,901,000 186,901,000 179,584,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 159,975,000 159,975,000 119,994,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 2,898,357,000 2,898,357,000 2,237,611,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | RMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 850,113,000 850,113,000 779,354,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | CMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 718,962,000 718,962,000 608,015,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | Other ABS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 809,388,000 809,388,000 759,129,000
Fixed-maturities available for sale | Fair Value, Measurements, Recurring | Foreign government and agency securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 5,296,000 5,296,000 5,224,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 157,407,000 157,407,000 143,884,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 157,407,000 157,407,000 143,884,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | RMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | CMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Other ABS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Fixed-maturities available for sale | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Foreign government and agency securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 5,471,585,000 5,471,585,000 4,545,027,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 29,494,000 29,494,000 35,700,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 159,975,000 159,975,000 119,994,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 2,898,357,000 2,898,357,000 2,237,611,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | RMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 850,113,000 850,113,000 779,354,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | CMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 718,962,000 718,962,000 608,015,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Other ABS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 809,388,000 809,388,000 759,129,000
Fixed-maturities available for sale | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Foreign government and agency securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 5,296,000 5,296,000 5,224,000
Fixed-maturities available for sale | Securities Financing Transaction, Fair Value | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Less: loaned securities 13,455,000 13,455,000 24,013,000
Trading Securities | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 291,650,000 291,650,000 317,150,000
Trading Securities | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 120,547,000 120,547,000 118,949,000
Trading Securities | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 122,858,000 122,858,000 147,232,000
Trading Securities | Fair Value, Measurements, Recurring | RMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 13,930,000 13,930,000 16,180,000
Trading Securities | Fair Value, Measurements, Recurring | CMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 34,315,000 34,315,000 34,789,000
Trading Securities | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Trading Securities | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Trading Securities | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Trading Securities | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | RMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Trading Securities | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | CMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Trading Securities | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 291,650,000 291,650,000 317,150,000
Trading Securities | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 120,547,000 120,547,000 118,949,000
Trading Securities | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 122,858,000 122,858,000 147,232,000
Trading Securities | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | RMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 13,930,000 13,930,000 16,180,000
Trading Securities | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | CMBS      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 34,315,000 34,315,000 34,789,000
Equity securities | Fair Value, Measurements, Recurring | Equity securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 91,317,000 91,317,000 130,221,000
Equity securities | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Equity securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 84,255,000 84,255,000 124,009,000
Equity securities | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Equity securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 7,062,000 7,062,000 6,212,000
Short-term investments | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 567,146,000 567,146,000 518,393,000
Short-term investments | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 29,716,000 29,716,000 127,152,000
Short-term investments | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 26,973,000 26,973,000 21,475,000
Short-term investments | Fair Value, Measurements, Recurring | Money market instruments      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 232,105,000 232,105,000 202,461,000
Short-term investments | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 106,013,000 106,013,000 20,298,000
Short-term investments | Fair Value, Measurements, Recurring | Other investments      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 172,339,000 172,339,000 147,007,000
Short-term investments | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 261,821,000 261,821,000 329,613,000
Short-term investments | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 29,716,000 29,716,000 127,152,000
Short-term investments | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Short-term investments | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Money market instruments      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 232,105,000 232,105,000 202,461,000
Short-term investments | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Short-term investments | Fair Value, Inputs, Level 1 | Fair Value, Measurements, Recurring | Other investments      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Short-term investments | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 305,325,000 305,325,000 188,780,000
Short-term investments | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | U.S. government and agencies securities      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Short-term investments | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | State and municipal obligations      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 26,973,000 26,973,000 21,475,000
Short-term investments | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Money market instruments      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 0 0 0
Short-term investments | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Corporate bonds and notes      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 106,013,000 106,013,000 20,298,000
Short-term investments | Fair Value, Inputs, Level 2 | Fair Value, Measurements, Recurring | Other investments      
Fair Value by Hierarchy Level [Line Items]      
Total Investments at Fair Value 172,339,000 172,339,000 147,007,000
Partnership investment      
Fair Value by Hierarchy Level [Line Items]      
Other Investments     2,600,000
Convertible promissory note      
Fair Value by Hierarchy Level [Line Items]      
Other Investments $ 3,000,000.0 $ 3,000,000.0 $ 1,500,000
XML 59 R47.htm IDEA: XBRL DOCUMENT v3.20.2
Note 5 - Fair Value of Financial Instruments - Other Fair Value Disclosure (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Senior Notes $ 1,404,759 $ 887,110
FHLB advances 141,058 134,875
Carrying (Reported) Amount, Fair Value Disclosure    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Senior Notes 1,404,759 887,110
FHLB advances 141,058 134,875
Estimate of Fair Value, Fair Value Disclosure    
Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]    
Senior Notes, Fair Value 1,450,590 949,500
FHLB advances, Fair Value $ 144,280 $ 135,997
XML 60 R48.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Available for Sale Securities (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Jun. 30, 2020
Dec. 31, 2019
Debt Securities, Available-for-sale [Line Items]      
Debt Securities, Available-for-sale, Amortized Cost $ 5,338,536   $ 4,549,534
Debt Securities, Available-for-sale, Allowance for Credit Loss 2,290    
Less: loaned securities 57,922   66,442
Fixed-maturity investments available for sale, Total, Fair Value 5,628,992   4,688,911
Total fixed-maturities available for sale      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 5,351,426    
Available-for-sale Securities, Debt Securities, Including Loaned Securities 5,642,447    
Securities Financing Transaction, Cost | Corporate bonds and notes | Fair Value, Measurements, Recurring      
Debt Securities, Available-for-sale [Line Items]      
Less: loaned securities 12,890   23,853
Securities Financing Transaction, Fair Value | U.S. government and agencies securities | Fair Value, Measurements, Recurring      
Debt Securities, Available-for-sale [Line Items]      
Less: loaned securities     35,309
Securities Financing Transaction, Fair Value | Corporate bonds and notes | Fair Value, Measurements, Recurring      
Debt Securities, Available-for-sale [Line Items]      
Less: loaned securities 13,932   3,669
Fixed-maturities available for sale | U.S. government and agencies securities      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 186,457   198,613
Debt Securities, Available-for-sale, Allowance for Credit Loss 0    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 2,105   2,048
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (1,661)   (733)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 186,901   199,928
Fixed-maturities available for sale | State and municipal obligations      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 145,318   112,003
Debt Securities, Available-for-sale, Allowance for Credit Loss 0    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 14,850   8,032
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (193)   (41)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 159,975   119,994
Fixed-maturities available for sale | Corporate bonds and notes      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 2,703,446   2,136,819
Debt Securities, Available-for-sale, Allowance for Credit Loss (2,290) $ (2,476) 0
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 218,127   106,189
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (7,471)   (1,728)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 2,911,812   2,241,280
Fixed-maturities available for sale | RMBS      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 813,006   766,429
Debt Securities, Available-for-sale, Allowance for Credit Loss 0    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 37,137   14,452
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (30)   (1,527)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 850,113   779,354
Fixed-maturities available for sale | CMBS      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 686,414   593,647
Debt Securities, Available-for-sale, Allowance for Credit Loss 0    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 37,339   14,993
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (4,791)   (625)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 718,962   608,015
Fixed-maturities available for sale | Other ABS      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 811,687   760,785
Debt Securities, Available-for-sale, Allowance for Credit Loss 0    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 4,051   2,018
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (6,350)   (3,674)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 809,388   759,129
Fixed-maturities available for sale | Foreign government and agency securities      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 5,098   5,091
Debt Securities, Available-for-sale, Allowance for Credit Loss 0    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 198   133
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax 0   0
Available-for-sale Securities, Debt Securities, Including Loaned Securities 5,296   5,224
Fixed-maturities available for sale | Total fixed-maturities available for sale      
Debt Securities, Available-for-sale [Line Items]      
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 5,351,426   4,573,387
Debt Securities, Available-for-sale, Amortized Cost 5,338,536   4,549,534
Debt Securities, Available-for-sale, Allowance for Credit Loss (2,290)    
Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax 313,807   147,865
Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax (20,496)   (8,328)
Available-for-sale Securities, Debt Securities, Including Loaned Securities 5,642,447   4,712,924
Fixed-maturity investments available for sale, Total, Fair Value 5,628,992   4,688,911
Fixed-maturities available for sale | Securities Financing Transaction, Cost | Corporate bonds and notes      
Debt Securities, Available-for-sale [Line Items]      
Less: loaned securities 12,890    
Fixed-maturities available for sale | Securities Financing Transaction, Fair Value | Corporate bonds and notes      
Debt Securities, Available-for-sale [Line Items]      
Less: loaned securities $ 13,455   $ 24,013
XML 61 R49.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Rollforward of Allowance for Credit Losses (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2020
Debt Securities, Available-for-sale, Allowance for Credit Loss {Roll Forward]    
Debt Securities, Available-for-sale, Allowance for Credit Loss, Ending Balance $ (2,290) $ (2,290)
Corporate bonds and notes | Fixed-maturities available for sale    
Debt Securities, Available-for-sale, Allowance for Credit Loss {Roll Forward]    
Debt Securities, Available-for-sale, Allowance for Credit Loss, Beginning Balance 2,476 0
Current provision for securities without prior allowance 0 2,596
Net increases (decreases) in allowance on previously impaired securities (186) 0
Reduction for securities sold 0 (306)
Debt Securities, Available-for-sale, Allowance for Credit Loss, Ending Balance $ 2,290 $ 2,290
XML 62 R50.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Gross Unrealized Losses and Fair Value of Available for Sale Securities (Details)
$ in Thousands
Sep. 30, 2020
USD ($)
security
Dec. 31, 2019
USD ($)
security
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 309 154
Fair Value, Less Than 12 Months $ 930,550 $ 660,883
Unrealized Losses, Less Than 12 Months $ (16,906) $ (4,183)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 37 70
Fair Value, 12 Months or Greater $ 160,200 $ 254,728
Unrealized Losses, 12 Months or Greater $ (3,590) $ (4,145)
Continuous Loss Position, Total    
Number of Securities, Total | security 346 224
Fair Value, Total $ 1,090,750 $ 915,611
Unrealized Losses, Total $ (20,496) $ (8,328)
U.S. government and agencies securities    
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 4 2
Fair Value, Less Than 12 Months $ 99,250 $ 26,142
Unrealized Losses, Less Than 12 Months $ (1,661) $ (731)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 0 2
Fair Value, 12 Months or Greater $ 0 $ 2,529
Unrealized Losses, 12 Months or Greater $ 0 $ (2)
Continuous Loss Position, Total    
Number of Securities, Total | security 4 4
Fair Value, Total $ 99,250 $ 28,671
Unrealized Losses, Total $ (1,661) $ (733)
State and municipal obligations    
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 10 1
Fair Value, Less Than 12 Months $ 27,543 $ 3,959
Unrealized Losses, Less Than 12 Months $ (193) $ (41)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 0 0
Fair Value, 12 Months or Greater $ 0 $ 0
Unrealized Losses, 12 Months or Greater $ 0 $ 0
Continuous Loss Position, Total    
Number of Securities, Total | security 10 1
Fair Value, Total $ 27,543 $ 3,959
Unrealized Losses, Total $ (193) $ (41)
Corporate bonds and notes    
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 130 25
Fair Value, Less Than 12 Months $ 306,915 $ 110,871
Unrealized Losses, Less Than 12 Months $ (7,471) $ (1,728)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 0 0
Fair Value, 12 Months or Greater $ 0 $ 0
Unrealized Losses, 12 Months or Greater $ 0 $ 0
Continuous Loss Position, Total    
Number of Securities, Total | security 130 25
Fair Value, Total $ 306,915 $ 110,871
Unrealized Losses, Total $ (7,471) $ (1,728)
RMBS    
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 4 27
Fair Value, Less Than 12 Months $ 11,723 $ 184,378
Unrealized Losses, Less Than 12 Months $ (19) $ (535)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 2 16
Fair Value, 12 Months or Greater $ 956 $ 36,192
Unrealized Losses, 12 Months or Greater $ (11) $ (992)
Continuous Loss Position, Total    
Number of Securities, Total | security 6 43
Fair Value, Total $ 12,679 $ 220,570
Unrealized Losses, Total $ (30) $ (1,527)
CMBS    
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 60 36
Fair Value, Less Than 12 Months $ 176,482 $ 109,589
Unrealized Losses, Less Than 12 Months $ (4,537) $ (478)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 6 8
Fair Value, 12 Months or Greater $ 7,146 $ 6,346
Unrealized Losses, 12 Months or Greater $ (254) $ (147)
Continuous Loss Position, Total    
Number of Securities, Total | security 66 44
Fair Value, Total $ 183,628 $ 115,935
Unrealized Losses, Total $ (4,791) $ (625)
Other ABS    
Continuous Loss Position Less Than Twelve Months [Abstract]    
Number of Securities, Less than 12 Months | security 101 63
Fair Value, Less Than 12 Months $ 308,637 $ 225,944
Unrealized Losses, Less Than 12 Months $ (3,025) $ (670)
Continuous Unrealized Loss Position, Twelve Months Or Greater    
Number of Securities, 12 Months or Greater | security 29 44
Fair Value, 12 Months or Greater $ 152,098 $ 209,661
Unrealized Losses, 12 Months or Greater $ (3,325) $ (3,004)
Continuous Loss Position, Total    
Number of Securities, Total | security 130 107
Fair Value, Total $ 460,735 $ 435,605
Unrealized Losses, Total $ (6,350) $ (3,674)
XML 63 R51.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Securities Lending Agreements (Details) - USD ($)
$ in Millions
Sep. 30, 2020
Dec. 31, 2019
Securities Financing Transaction, Fair Value    
Securities Financing Transaction [Line Items]    
Securities Received as Collateral $ 26.3 $ 42.4
XML 64 R52.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Net Gains (Losses) on Investments (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Gain (Loss) on Securities [Line Items]        
Net realized gains (losses) on investments $ 13,973 $ 4,597 $ 32,636 $ 4,631
Impairment losses due to intent to sell 0 0 (1,401) 0
Net decrease (increase) in expected credit losses 186 0 (2,596) 0
Net unrealized gain (losses) on investments 2,813 4,419 916 33,005
Total net gains (losses) on investments 16,972 9,016 29,555 37,636
Fixed-maturities available for sale        
Gain (Loss) on Securities [Line Items]        
Fixed maturities available for sale, net realized gain (loss) 13,777 4,401 31,998 5,209
Gross investment gains from sales and redemptions 14,219 4,697 34,422 10,926
Gross investment losses from sales and redemptions (442) (296) (2,424) (5,717)
Trading Securities        
Gain (Loss) on Securities [Line Items]        
Trading securities, net realized gain (loss) 0 19 4 (391)
Equity securities        
Gain (Loss) on Securities [Line Items]        
Equity securities, net realized gain (loss) 0 (28) 361 (708)
Other investments        
Gain (Loss) on Securities [Line Items]        
Other investments, net realized gain (loss) $ 196 $ 205 $ 273 $ 521
XML 65 R53.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Net Changes in Unrealized Gains (Losses) (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Gain (Loss) on Securities [Line Items]        
Net changes in unrealized gains (losses) on investments $ 3,132 $ 4,742 $ 1,984 $ 28,068
Trading Securities        
Gain (Loss) on Securities [Line Items]        
Trading Securities, Change in Unrealized Holding Gain (Loss) (1,150) 4,132 9,990 18,962
Equity securities        
Gain (Loss) on Securities [Line Items]        
Equity Securities, Change in Unrealized Holding Gain (Loss) 4,455 563 (8,158) 9,170
Other investments        
Gain (Loss) on Securities [Line Items]        
Other Investments, Change in Unrealized Holding Gain (Loss) $ (173) $ 47 $ 152 $ (64)
XML 66 R54.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Contractual Maturities (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Available-for-sale Securities, Amortized Cost    
Fixed-maturities available for sale—at amortized cost $ 5,338,536 $ 4,549,534
Available-for-sale Securities, Fair Value    
Less: loaned securities 57,922 66,442
Fixed-maturity investments available for sale, Total, Fair Value 5,628,992 4,688,911
Non asset-backed securities    
Available-for-sale Securities, Amortized Cost    
Due in one year or less 94,375  
Due after one year through five years 984,406  
Due after five years through ten years 1,246,319  
Due after ten years 715,219  
Available-for-sale Securities, Fair Value    
Due in one year or less 94,832  
Due after one year through five years 1,034,592  
Due after five years through ten years 1,351,007  
Due after ten years 783,553  
Asset-backed and other Mortgage Backed securities    
Available-for-sale Securities, Amortized Cost    
Fixed-maturity investments available for sale, Maturity, without Single Maturity Date, Amortized Cost 2,311,107  
Available-for-sale Securities, Fair Value    
Fixed-maturity investments available for sale, Maturity, without Single Maturity Date, Fair Value 2,378,463  
Total fixed-maturities available for sale    
Available-for-sale Securities, Amortized Cost    
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 5,351,426  
Available-for-sale Securities, Fair Value    
Available-for-sale Securities, Debt Securities, Including Loaned Securities 5,642,447  
Fixed-maturities available for sale | Total fixed-maturities available for sale    
Available-for-sale Securities, Amortized Cost    
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 5,351,426 4,573,387
Fixed-maturities available for sale—at amortized cost 5,338,536 4,549,534
Available-for-sale Securities, Fair Value    
Available-for-sale Securities, Debt Securities, Including Loaned Securities 5,642,447 4,712,924
Fixed-maturity investments available for sale, Total, Fair Value 5,628,992 4,688,911
Fixed-maturities available for sale | Corporate bonds and notes    
Available-for-sale Securities, Amortized Cost    
Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities 2,703,446 2,136,819
Available-for-sale Securities, Fair Value    
Available-for-sale Securities, Debt Securities, Including Loaned Securities 2,911,812 2,241,280
Fixed-maturities available for sale | Securities Financing Transaction, Cost | Corporate bonds and notes    
Available-for-sale Securities, Amortized Cost    
Less: loaned securities 12,890  
Fixed-maturities available for sale | Securities Financing Transaction, Fair Value | Corporate bonds and notes    
Available-for-sale Securities, Fair Value    
Less: loaned securities $ 13,455 $ 24,013
XML 67 R55.htm IDEA: XBRL DOCUMENT v3.20.2
Note 6 - Investments - Other (Details) - USD ($)
$ in Millions
Sep. 30, 2020
Dec. 31, 2019
Fixed-maturities available for sale | Debt securities    
Assets Held by Insurance Regulators $ 17.0 $ 16.8
XML 68 R56.htm IDEA: XBRL DOCUMENT v3.20.2
Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Goodwill (Details) - USD ($)
$ in Thousands
9 Months Ended 12 Months Ended
Sep. 30, 2020
Dec. 31, 2019
Dec. 31, 2018
Goodwill [Roll Forward]      
Goodwill, Dispositions $ (191,297)    
Accumulated Amortization, Goodwill, Dispositions 191,297    
Goodwill, Dispositions, Net 0    
Real Estate segment      
Goodwill [Roll Forward]      
Goodwill, Gross, Beginning of Period 201,099 $ 200,561  
Goodwill, Acquired During Period   538  
Goodwill, Gross, End of Period 9,802 201,099  
Goodwill, Impaired, Accumulated Impairment Loss, Beginning of Period (191,297) (186,469)  
Goodwill, Impairment Loss   (4,828)  
Goodwill, Impaired, Accumulated Impairment Loss, End of Period 0 (191,297)  
Goodwill, Net $ 9,802 $ 9,802 $ 14,092
XML 69 R57.htm IDEA: XBRL DOCUMENT v3.20.2
Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Other Intangible Assets (Details) - Real Estate segment - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Acquired Finite-Lived Intangible Assets [Line Items]    
Other Intangible Assets, Original Acquired Amount $ 52,778 $ 52,928
Other Intangible Assets, Accumulated Amortization and Impairment (37,312) (34,543)
Other Intangible Assets, Net Carrying Amount 15,466 18,385
Client relationships    
Acquired Finite-Lived Intangible Assets [Line Items]    
Other Intangible Assets, Original Acquired Amount 43,550 43,550
Other Intangible Assets, Accumulated Amortization and Impairment (29,748) (27,269)
Other Intangible Assets, Net Carrying Amount 13,802 16,281
Technology    
Acquired Finite-Lived Intangible Assets [Line Items]    
Other Intangible Assets, Original Acquired Amount 8,285 8,435
Other Intangible Assets, Accumulated Amortization and Impairment (6,988) (6,789)
Other Intangible Assets, Net Carrying Amount 1,297 1,646
Trade name and trademarks    
Acquired Finite-Lived Intangible Assets [Line Items]    
Other Intangible Assets, Original Acquired Amount 480 480
Other Intangible Assets, Accumulated Amortization and Impairment (461) (404)
Other Intangible Assets, Net Carrying Amount 19 76
Licenses    
Acquired Finite-Lived Intangible Assets [Line Items]    
Other Intangible Assets, Original Acquired Amount 463 463
Other Intangible Assets, Accumulated Amortization and Impairment (115) (81)
Other Intangible Assets, Net Carrying Amount $ 348 $ 382
XML 70 R58.htm IDEA: XBRL DOCUMENT v3.20.2
Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Interim Impairment Analysis (Details)
$ in Millions
3 Months Ended
Mar. 31, 2020
USD ($)
Real Estate segment  
Acquired Finite-Lived Intangible Assets [Line Items]  
Goodwill and Intangible Asset Impairment $ 0.0
XML 71 R59.htm IDEA: XBRL DOCUMENT v3.20.2
Note 8 - Reinsurance - Net Premiums Written and Earned, Insurance (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Premiums Written, Net [Abstract]        
Direct premiums written $ 269,240 $ 287,000 $ 820,267 $ 828,022
Assumed premiums written 2,942 2,608 9,585 7,528
Ceded premiums written (9,789) (15,455) (72,912) (39,900)
Net premiums written 262,393 274,153 756,940 795,650
Premiums Earned, Net [Abstract]        
Direct premiums earned 328,728 305,493 945,287 919,507
Assumed premiums earned 2,946 2,614 9,599 7,545
Ceded premiums earned (45,203) (26,922) (141,705) (83,189)
Net premiums earned 286,471 281,185 813,181 843,863
Ceded Credit Risk [Line Items]        
Ceding commissions earned 17,038 12,153 40,457 37,191
Ceded losses 10,189 771 51,786 4,326
Deferred ceding commissions $ 59,200 $ 77,800 $ 59,200 $ 77,800
XML 72 R60.htm IDEA: XBRL DOCUMENT v3.20.2
Note 8 - Reinsurance - Single Premium QSR Program (Details) - USD ($)
$ in Thousands
3 Months Ended 9 Months Ended 36 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Sep. 30, 2020
Sep. 30, 2019
Dec. 31, 2017
Dec. 31, 2014
Dec. 31, 2019
Ceded premiums written $ 9,789 $ 15,455 $ 72,912 $ 39,900      
2016 Single Premium QSR | Radian Guaranty              
Ceded Insurance Commission Percentage     25.00%        
2016 Single Premium QSR | Radian Guaranty | Reinsurer Concentration Risk              
Concentration Risk, Percentage         35.00%    
Risk In Force 3,676,000   $ 3,676,000       $ 5,351,000
2018 Single Premium QSR | Radian Guaranty              
Ceded Insurance Commission Percentage     25.00%        
2018 Single Premium QSR | Radian Guaranty | Reinsurer Concentration Risk              
Concentration Risk, Percentage     65.00%        
Risk In Force 2,352,000   $ 2,352,000       3,231,000
2020 Single Premium QSR | Radian Guaranty              
Ceded premiums written     $ 250,000        
Ceded Insurance Commission Percentage     25.00%        
2020 Single Premium QSR | Radian Guaranty | Reinsurer Concentration Risk              
Concentration Risk, Percentage     65.00%        
Risk In Force $ 1,331,000   $ 1,331,000       $ 0
Minimum | 2016 Single Premium QSR | Radian Guaranty | Reinsurer Concentration Risk              
Concentration Risk, Percentage     20.00%        
Maximum | 2016 Single Premium QSR | Radian Guaranty              
Loss Ratio     55.00%        
Maximum | 2016 Single Premium QSR | Radian Guaranty | Reinsurer Concentration Risk              
Concentration Risk, Percentage     65.00%     35.00%  
Maximum | 2018 Single Premium QSR | Radian Guaranty              
Loss Ratio     56.00%        
Maximum | 2020 Single Premium QSR | Radian Guaranty              
Loss Ratio     56.00%        
XML 73 R61.htm IDEA: XBRL DOCUMENT v3.20.2
Note 8 - Reinsurance - Excess-of-Loss Program (Details)
$ in Thousands
1 Months Ended 9 Months Ended
Oct. 31, 2020
USD ($)
Feb. 29, 2020
USD ($)
Apr. 30, 2019
USD ($)
Nov. 30, 2018
USD ($)
Sep. 30, 2020
USD ($)
arrangements
Dec. 31, 2019
USD ($)
Mortgage segment            
Risk In Force         $ 61,000,000 $ 60,900,000
Radian Guaranty | Mortgage segment            
Reinsurance Retention Policy, Term of Coverage, Period         10 years  
Excess-of-Loss Program | Radian Guaranty | Mortgage segment            
VIE, Non-consolidated, Carrying Amount, Assets         $ 1,148,705 865,454
VIE, Non-consolidated, Carrying Amount, Liabilities         1,148,705 865,454
Excess-of-Loss Program | Radian Guaranty | Mortgage segment | Eagle Re 2020-1 (Primary)            
VIE, Non-consolidated, Carrying Amount, Assets         488,385 0
VIE, Non-consolidated, Carrying Amount, Liabilities         488,385 0
Excess-of-Loss Program | Radian Guaranty | Mortgage segment | Eagle Re 2019-1 (Primary)            
VIE, Non-consolidated, Carrying Amount, Assets         384,602 508,449
VIE, Non-consolidated, Carrying Amount, Liabilities         384,602 508,449
Excess-of-Loss Program | Radian Guaranty | Mortgage segment | Eagle Re 2018-1 (Primary)            
VIE, Non-consolidated, Carrying Amount, Assets         275,718 357,005
VIE, Non-consolidated, Carrying Amount, Liabilities         $ 275,718 $ 357,005
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk            
Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers | arrangements         3  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2020-1 (Primary)            
Risk In Force   $ 9,866,000     $ 7,155,000  
Reinsurance Retention Policy, Excess Retention, Amount Reinsured   488,000     488,000  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2020-1 (Primary) | XOL First Layer            
Reinsurance Retention Policy, Amount Retained   $ 202,000     202,000  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2019-1 (Primary)            
Risk In Force     $ 10,705,000   5,514,000  
Reinsurance Retention Policy, Excess Retention, Amount Reinsured     562,000   385,000  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2019-1 (Primary) | XOL First Layer            
Reinsurance Retention Policy, Amount Retained     $ 268,000   266,000  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2018-1 (Primary)            
Risk In Force       $ 9,109,000 4,742,000  
Reinsurance Retention Policy, Excess Retention, Amount Reinsured       434,000 276,000  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2018-1 (Primary) | XOL First Layer            
Reinsurance Retention Policy, Amount Retained       205,000 $ 202,000  
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Separate Third-Party Reinsurer            
Reinsurance Retention Policy, Excess Retention, Amount Reinsured       $ 21,400    
Excess-of-Loss Program | Radian Guaranty | Reinsurer Concentration Risk | Mortgage segment | Eagle Re 2020-2 (Primary) | Subsequent Event            
Risk In Force $ 13,000,000          
Reinsurance Retention Policy, Excess Retention, Amount Reinsured 390,300          
Proceeds from Issuance of Debt $ 390,300          
XML 74 R62.htm IDEA: XBRL DOCUMENT v3.20.2
Note 8 - Reinsurance - Other Collateral (Details) - USD ($)
$ in Millions
Sep. 30, 2020
Dec. 31, 2019
Funds Held under Reinsurance Agreements, Asset $ 256.2 $ 203.2
XML 75 R63.htm IDEA: XBRL DOCUMENT v3.20.2
Note 9 - Other Assets - Components of Other Assets (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Other Assets [Abstract]    
Prepaid federal income taxes (Note 10) $ 191,889 $ 134,800
Company-owned life insurance 112,311 105,721
Reinsurance recoverables 66,515 16,976
Internal-use software (net of accumulated amortization of $80,060 and $73,498) 61,549 58,356
Loaned securities (Note 5) 57,922 66,442
Accrued investment income 36,093 32,333
Right-of-use assets 34,662 37,866
Property and equipment (net of accumulated depreciation of $70,519 and $68,436) 27,168 29,523
Deferred policy acquisition costs 17,926 20,759
Unbilled receivables 8,581 13,772
Assets held for sale 0 24,908
Other Assets, Miscellaneous 26,214 26,163
Other Assets 640,830 567,619
Accumulated amortization 80,060 73,498
Accumulated depreciation $ 70,519 $ 68,436
XML 76 R64.htm IDEA: XBRL DOCUMENT v3.20.2
Note 10 - Income Taxes - Income Tax (Details) - USD ($)
$ in Thousands
1 Months Ended
Jul. 31, 2020
Sep. 30, 2020
Dec. 31, 2019
Operating Loss Carryforwards [Line Items]      
Deferred Tax Liabilities, Net   $ 166,100 $ 71,100
2015 and 2017 Tax Years [Member]      
Operating Loss Carryforwards [Line Items]      
Income Tax Credits and Adjustments $ 0    
US Treasury Securities      
Operating Loss Carryforwards [Line Items]      
Debt Securities   191,900 134,800
Internal Revenue Service (IRS)      
Operating Loss Carryforwards [Line Items]      
Income Taxes Payable, Federal, Current   26,600 $ 39,100
State and Local NOL Carryforwards      
Operating Loss Carryforwards [Line Items]      
Valuation Allowance, Amount   $ 67,900  
XML 77 R65.htm IDEA: XBRL DOCUMENT v3.20.2
Note 11 - Losses and Loss Adjustment Expense - Mortgage Insurance Reserve for Losses and LAE Rollforward (Details) - USD ($)
$ in Thousands
9 Months Ended
Sep. 30, 2020
Sep. 30, 2019
Loss reserve [Roll Forward]    
Balance at beginning of period $ 404,765  
Deduct paid claims and LAE related to [Abstract]    
Balance at end of period 825,792  
Mortgage segment    
Loss reserve [Roll Forward]    
Balance at beginning of period 401,273 $ 397,891
Less: Reinsurance recoverables 14,594 11,009
Balance at beginning of period, net of reinsurance recoverables 386,679 386,882
Add losses and LAE incurred in respect of default notices reported and unreported in [Abstract]    
Incurred Losses and LAE Current year 448,584 107,866
Incurred Losses and LAE Prior years (21,494) (10,579)
Total incurred losses and LAE 427,090 97,287
Deduct paid claims and LAE related to [Abstract]    
Paid Losses and LAE Current year 2,841 1,784
Paid losses and LAE Prior years 54,167 101,927
Total paid losses and LAE 57,008 103,711
Balance at end of period, net of reinsurance recoverables 756,761 380,458
Add: Reinsurance recoverables 64,947 13,629
Balance at end of period $ 821,708 $ 394,087
XML 78 R66.htm IDEA: XBRL DOCUMENT v3.20.2
Note 11 - Losses and Loss Adjustment Expense - Reserve Activity (Details) - Mortgage segment - payment
Sep. 30, 2020
Dec. 31, 2019
Sep. 30, 2019
Minimum      
Number of missed payments 2    
Primary Mortgage Product      
Default To Claim Rate Estimate, Gross, For New Defaults 8.50% 7.50% 7.50%
XML 79 R67.htm IDEA: XBRL DOCUMENT v3.20.2
Note 12 - Borrowings and Financing Activities - Schedule of Debt (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Debt Instrument [Line Items]    
Advances from Federal Home Loan Banks $ 141,058 $ 134,875
Senior Notes    
Debt Instrument [Line Items]    
Senior Notes 1,404,759 887,110
Senior Notes | Senior Notes Due 2024    
Debt Instrument [Line Items]    
Senior Notes 445,241 444,445
Senior Notes | Senior Notes Due 2025    
Debt Instrument [Line Items]    
Senior Notes 516,210 0
Senior Notes | Senior Notes Due 2027    
Debt Instrument [Line Items]    
Senior Notes 443,308 442,665
FHLB Advances    
Debt Instrument [Line Items]    
Long-term Debt, Maturities, Repayments of Principal, Remainder of Fiscal Year 52,200  
Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months 30,000 79,002
Long-term Debt, Maturities, Repayments of Principal in Year Two 16,925 19,000
Long-term Debt, Maturities, Repayments of Principal in Year Three 21,995 11,925
Long-term Debt, Maturities, Repayments of Principal in Year Four 9,954 14,994
Long-term Debt, Maturities, Repayments of Principal in Year Five 9,984 9,954
Long-term Debt, Maturities, Repayments of Principal after Year Five   0
Advances from Federal Home Loan Banks $ 141,058 $ 134,875
XML 80 R68.htm IDEA: XBRL DOCUMENT v3.20.2
Note 12 - Borrowings and Financing Activities - Senior Notes due 2025 (Details) - Senior Notes - Senior Notes Due 2025
$ in Thousands
1 Months Ended
May 31, 2020
USD ($)
Debt Instrument, Face Amount $ 525,000
Proceeds from Issuance of Long-term Debt $ 515,600
Debt Instrument, Interest Rate, Stated Percentage 6.625%
Debt Instrument, Redemption Price, Percentage 100.00%
Debt Instrument, Basis Spread on Variable Rate 0.50%
Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions 80.00%
XML 81 R69.htm IDEA: XBRL DOCUMENT v3.20.2
Note 12 - Borrowings and Financing Activities - FHLB Advances (Details)
$ in Thousands
9 Months Ended
Sep. 30, 2020
USD ($)
Dec. 31, 2019
USD ($)
FHLB advances $ 141,058 $ 134,875
Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate 90 days  
FHLB Advances    
FHLB advances $ 141,058 134,875
Federal Home Loan Bank, Advances, Weighted Average Interest Rate 1.35%  
Minimum | FHLB Advances    
Federal Home Loan Bank, Ratio of Market Value of Collateral to Advances 1.03  
Maximum | FHLB Advances    
Federal Home Loan Bank, Ratio of Market Value of Collateral to Advances 1.11  
Fixed-maturities available for sale | Debt securities    
Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged $ 158,900 $ 143,100
XML 82 R70.htm IDEA: XBRL DOCUMENT v3.20.2
Note 12 - Borrowings and Financing Activities - Revolving Credit Facility (Details) - Revolving Credit Facility
$ in Millions
Sep. 30, 2020
USD ($)
Line of Credit Facility [Line Items]  
Line of Credit Facility, Current Borrowing Capacity $ 267.5
Line of Credit Facility, Fair Value of Amount Outstanding $ 0.0
XML 83 R71.htm IDEA: XBRL DOCUMENT v3.20.2
Note 13 - Commitments and Contingencies - Legal Proceedings (Details)
9 Months Ended
Sep. 30, 2020
matter
Sep. 23, 2019
Certificates
Aug. 31, 2018
Certificates
Apr. 12, 2018
Certificates
Jun. 05, 2017
Certificates
Dec. 17, 2016
Certificates
Unasserted Claim | Minimum            
Loss Contingencies [Line Items]            
Minimum Number of Pending or Threatened Matters That Could Affect Our Results | matter 1          
Insurance Claims | Total primary reserves            
Loss Contingencies [Line Items]            
Loss Contingency, Legal Actions Commencement, Period 2 years          
Insurance Claims | Pool Insurance Mortgage Insurance Product            
Loss Contingencies [Line Items]            
Loss Contingency, Legal Actions Commencement, Period 3 years          
Ocwen | Ocwen filings, Initial            
Loss Contingencies [Line Items]            
Insurance Certificates Issued Under Multiple Insurance Policies           9,420
Ocwen | Ocwen filings, Amended            
Loss Contingencies [Line Items]            
Insurance Certificates Issued Under Multiple Insurance Policies         8,870  
Ocwen | Ocwen filings, Narrowed Scope            
Loss Contingencies [Line Items]            
Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement       2,500    
Nationstar | Insurance coverage decisions            
Loss Contingencies [Line Items]            
Insurance Certificates Issued Under Multiple Insurance Policies   1,704 3,014      
Nationstar | Insurance premium refunds            
Loss Contingencies [Line Items]            
Insurance Certificates Issued Under Multiple Insurance Policies     2,231      
XML 84 R72.htm IDEA: XBRL DOCUMENT v3.20.2
Note 13 - Commitments and Contingencies - Lease Liability (Details) - USD ($)
$ in Thousands
Sep. 30, 2020
Dec. 31, 2019
Other Commitments [Line Items]    
Right-of-use assets $ 34,662 $ 37,866
Operating Lease, Liability $ 55,334  
Operating Lease, Weighted Average Remaining Lease Term 9 years 6 months  
Operating Lease, Weighted Average Discount Rate, Percent 6.71%  
XML 85 R73.htm IDEA: XBRL DOCUMENT v3.20.2
Note 14 - Capital Stock - Share Repurchase Program (Details) - USD ($)
$ / shares in Units, $ in Millions
9 Months Ended
Sep. 30, 2020
Feb. 13, 2020
Aug. 14, 2019
3Q19 Repurchase Program      
Capital Stock [Line Items]      
Stock Repurchase Program, Authorized Amount     $ 200.0
1Q20 Repurchase Program      
Capital Stock [Line Items]      
Stock Repurchase Program, Authorized Amount   $ 275.0  
Total of 3Q19 and 1Q20 Repurchase Programs      
Capital Stock [Line Items]      
Stock Repurchase Program, Authorized Amount   $ 475.0  
Stock Repurchased During Period, Shares 11,036,248    
Accelerated Share Repurchases, Final Price Paid Per Share $ 20.51    
Stock Repurchase Program, Remaining Authorized Repurchase Amount $ 198.9    
XML 86 R74.htm IDEA: XBRL DOCUMENT v3.20.2
Note 14 - Capital Stock - Dividends Paid (Details) - $ / shares
3 Months Ended
Feb. 13, 2020
Sep. 30, 2020
Jun. 30, 2020
Mar. 31, 2020
Dec. 31, 2019
Sep. 30, 2019
Jun. 30, 2019
Mar. 31, 2019
Equity [Abstract]                
Common Stock, Dividends, Per Share, Declared   $ 0.125 $ 0.125 $ 0.125 $ 0.0025 $ 0.0025 $ 0.0025 $ 0.0025
Common Stock, Dividends, Per Share, Announced $ 0.125              
Capital Stock [Line Items]                
Common Stock, Dividends, Per Share, Declared   $ 0.125 $ 0.125 $ 0.125 $ 0.0025 $ 0.0025 $ 0.0025 $ 0.0025
XML 87 R75.htm IDEA: XBRL DOCUMENT v3.20.2
Note 14 - Capital Stock - Share-based Compensation (Details)
9 Months Ended
Sep. 30, 2020
anniversary
$ / shares
shares
Dec. 31, 2019
$ / shares
shares
Performance Based RSUs Equity Settled    
Number of Shares, Unvested | shares 2,218,334 2,448,347
Number of Shares, Granted | shares 1,175,062  
Number of Shares, Performance adjustment | shares (788,256)  
Number of Shares, Vested in Period | shares (591,118)  
Number of Shares, Forfeited | shares (25,701)  
Weighted Average Grant Date Fair Value, Unvested | $ / shares $ 14.68 $ 17.03
Weighted Average Grant Date Fair Value, Granted | $ / shares 12.02  
Weighted Average Grant Date Fair Value, Performance Adjustment | $ / shares 0  
Weighted Average Grant Date Fair Value, Vested | $ / shares 17.59  
Weighted Average Grant Date Fair Value, Forfeited | $ / shares $ 17.90  
Performance Based RSUs Equity Settled | 2020 Award Year    
Performance Period, Performance-based RSUs 3 years  
Performance Based RSUs Equity Settled | 2020 Award Year | Maximum    
Payout Percentage of Target Award 200.00%  
Performance Based RSUs Equity Settled | 2020 Award Year | Minimum    
Payout Percentage of Target Award 0.00%  
Time Vested RSUs Equity Settled    
Number of Shares, Unvested | shares 952,953 697,576
Number of Shares, Granted | shares 709,598  
Number of Shares, Performance adjustment | shares 0  
Number of Shares, Vested in Period | shares (446,966)  
Number of Shares, Forfeited | shares (7,255)  
Weighted Average Grant Date Fair Value, Unvested | $ / shares $ 16.45 $ 19.72
Weighted Average Grant Date Fair Value, Granted | $ / shares 13.72  
Weighted Average Grant Date Fair Value, Performance Adjustment | $ / shares 0  
Weighted Average Grant Date Fair Value, Vested | $ / shares 17.17  
Weighted Average Grant Date Fair Value, Forfeited | $ / shares $ 19.12  
Time Vested RSUs Equity Settled | 2020 Award Year    
Number of Anniversaries of the Grant Date | anniversary 3  
Time Vested RSUs Equity Settled | 2020 Award Year | Minimum    
Cliff-Vesting Period 1 year  
XML 88 R76.htm IDEA: XBRL DOCUMENT v3.20.2
Note 16 - Statutory Information - Statutory Information (Details) - USD ($)
$ in Millions
1 Months Ended 9 Months Ended
Jan. 31, 2020
Sep. 30, 2020
Dec. 31, 2019
Statutory Accounting Practices [Line Items]      
PMIERS Disaster Related Capital Charge   30.00%  
Reduction in Capital Charges   70.00%  
Maximum      
Statutory Accounting Practices [Line Items]      
Number of Months that Disaster Related Capital Charge is Applied.   3 months  
Radian Guaranty      
Statutory Accounting Practices [Line Items]      
Surplus Note $ 200.0 $ 300.0 $ 100.0
Related Party Transaction, Rate 3.00%    
Surplus Note, Notice of Redemption Period 30 days    
Radian Reinsurance      
Statutory Accounting Practices [Line Items]      
Risk In Force $ 6,000.0    
Return of capital 465.0    
Radian Group Inc.      
Statutory Accounting Practices [Line Items]      
Marketable Securities $ 200.0    
Consolidated insurance subsidiaries      
Statutory Accounting Practices [Line Items]      
Restricted Net Assets Held by Consolidated Subsidiaries   $ 4,000.0  
XML 89 R77.htm IDEA: XBRL DOCUMENT v3.20.2
Note 16 - Statutory Information - Risk To Capital Calculation (Details) - Radian Guaranty
$ in Millions
9 Months Ended
Sep. 30, 2020
USD ($)
Jan. 31, 2020
USD ($)
Dec. 31, 2019
USD ($)
Risk to Capital Line Items [Line Items]      
RIF, net $ 48,914.0   $ 44,076.7
Common stock and paid-in capital 1,041.0   1,041.0
Surplus Note 300.0 $ 200.0 100.0
Unassigned earnings (deficit) (857.6)   (503.3)
Statutory policyholders’ surplus 483.4   637.7
Contingency reserve 3,212.1   2,607.8
Statutory capital $ 3,695.5   $ 3,245.5
Risk-to-capital 13.2   13.6
Increase (decrease) in Statutory Capital and Surplus $ 450.0    
Statutory Net Income (Loss) 260.2    
Statutory Accounting Practices, Statutory Amount Available for Dividend Payments $ 0.0    
EXCEL 90 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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�R0$ X\.()SE[("VXI+:Q>6K%'MJZD'@[& &P+JG M MTQMJJ1VE7C=RGW%-!NQGX_ )./P 4M.4/P/I//V@K[^AA>7=*Q:? SA^P MWPW H/UNR!JTWPWA?(]Y?<'1:D%JUX(G[_]30)A!? !R$>(#L ;R >T+]N__ MTU804KL@/&W_GYK'JM#^_Q3 8:)^F.IT'&=O?MA>3<=H[QI2RO-E=?^KD-._ MRZ.V6UULTI[/\&74PR\G^'+>7V#K#5?7VA[%^9+M=02_B!=.6_& M1CQ7 /G]@Q#E\X-RL+NI=_,O4$L#!!0 M ( #:!:5&NY0JJM@8 -X: 9 >&PO=V]R:W-H965T@VB-O=A\4^T!)M$;4DEZ1S M^?L=2HHDBY2:%$& 6)
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

E#TF#R:!2 MG(RR#SF77:.4GG5" M"@RG889O)Y3>%"&TX@JHI2?+TR@0D.Y,P.-()+491V1$&;/6@AV&F J%/?D# M!1K2, V/()+2'FP;"\++MPTK,[%AQJ3EN7TWG^0"=ZEZ7"3[8S/XZ@LLP&I,(VBOM0X M[*00C'B&(^N\<3OY*S<[L?4]=E#'EOE?6 M0&P6)O:64]$7]!#XR>)3Z2$'JO&=J780VMH02#+->-!UV/*;"]R:0 ]UX MF&Z'UT-N9Z^^#0@ 17Z\U'4;/>1V4DHEI7$_"HZ%9!;'GM41#OCE>V6O>^LA MMVDZ9#+NSQ%=9H)PCW> 7+[7^O.^@LAM_DHS;Q?6KA/;3D0JPC[_.MMCPK#> M3A#_53_J$KT-JB('@G)Q,E4$LO&=R78D570P#F.A^O,3AYT4D52^D +C>)AQ M1U!%.[_TJ2*@D1\OM=Q*%>V28JOZ"O\-.\AC[\BP!Q!9A8F\GBKCL$#U>VKF-7@K7:U(K @XCWXMB 6@6>R6=^ZME:.EWY=C6J\,"."SV M6AW>6R5M*',2]]>BG%;$1P"@MPC3>SN%/,0>8 G0E=&I)%(""N7.*#R.1$H; M=OV-P,N(.PP9-_F@\J3;$K HPU@\T+D%:2>B[H,+#L/@R04)-)6GWOLD'>FG M__2"! 3+U]W_)&VF4DQ5U,]6'':8224\V8H$^LK7W0,E'9N;2,0LH739*>I[ MQR2!V_)5=T%)US&/S6WV*_\,]AL N!7'>+]YJ$V MJX=Z#2BJ3O:.5 'PU,%.A"C[O""FC/=W"SG,"(NL;E(O.&]DMER=^EQ=U,6_/P-X5=5W,VH^/.IGJLC$PO]\7)A*KB^98[?K< M]=7_ 5!+ P04 " V@6E1]-!/'U4# #6"@ &0 'AL+W=OEOY@=HH6'3$@S M"W;6YJ_"T"0[S)BY4#E*VMDHG3%+4[T-3:Z1I=XI$V$<1:,P8UP&\ZE?N]/S MJ2JLX!+O-)@BRYC^ND"A#K.@'QP7[OEV9]U".)_F;(LKM!_R.TVSL(Z2\@RE MX4J"QLTLN.Z_6O:]@[?XR/%@&F-P5-9*?7&3U^DLB!PB%)A8%X+1WQZ7*(2+ M1#C^J8(&]9G.L3D^1K_UY(G,FAE<*O&)IW8W"\8!I+AAA;#WZO W5H2&+EZB MA/&_<*ALHP"2PEB556%2H5J4J.(3J ;P5DF[,_"73#%M\5]V^T\Z_$/*4)VF^)BF M1=P9<(7Y!0RB5HSN%Z3Q*P MM< >"=0S3.#Y:='@FY,7;DM]/W?@N:SQ7'H\EW\$S[F3BU1-*N; CL0]24>\([VC&L'H?R'W58WGZH_*O< ME_(9Q4L(PX:6\>75 MZ)'@3XU.B#VNJ8V[Q2ZTIAH(N59[[M\JKV/-E?RX3>=%^=4ZR&9ZXFUWB!F-&[O^=4H\57X%G. M.$G48-K&:/($;Z\_?JS)4Z,3FO2CGX]4U,GI'M.B?/8?J6&4:'L>%E6\KMRW MF/0&T8GD]QOO:?\_+H45@&:5:RF%SUF5],)&YY"AWOJ&RD"B"FG+)J)>K9NV M:]^JA#_-RX[O+=/T51L0N"'7Z.**,JO+)JJ<6)7[/F2M+'4U?KBCQA.U,Z#] MC:*B6DW< 74K._\!4$L#!!0 ( #:!:5%_,DM-^P@ -0[ 9 >&PO M=V]R:W-H965T.9J[N.3P: M73V7U6_U6NLF^GV[*>KKV;II'K^?S^OE6F^S^K)\U(5YY;ZLMEECGE8/\_JQ MTMFJNVB[F=,XEO-MEA>SFZON;Q^KFZMRUVSR0G^LHGJWW6;5'^_TIGR^GI'9 MES]\RA_63?N'^W:7=! MA_@UU\_UX''4OI6[LORM??+CZGH6MXST1B^;=HC,_/>D;_5FTXYD>/RG'W1V MF+.]O)F[K-:WY>:?^:I97\^26;32]]ENTWPJG_^N^S>VP\BY:[NBFW_<6&P38O]O]GO_<+,;B IHX+:'\!#;V ]1>P[HWN MF75OZWW69#=75?D<52W:C-8^Z-:FN]J\F[QHMW'15.;5W%S7W/RC;'0DHXOH MQ^))UXW9H*8VS_Y6E74=?2Y,96SR/_4J^LD\UW64%:OHARROHE^SS4Y'Y7WT M]BG+-]G=1D>FIJ)%9AXL]')7Y4UN\-^^UXUYO?XN^B;*B^B7=;FKS1CUU;PQ MY%L*\V5/]-V>*'407>C'RXC%;R(:T_CSXGWT[3??U?N)_K",=NL?[;U>FM%( M.QI)O:/-S8(>5I4>5I5VPS/'\+=ET>3%SKS9;N&BCV6==U7[DS;/?EEG9BF> M]>9)1Q\,5J>E_>V9GA]E9-SMW[>EN>Z>K=G-@)][LIV[:J0G] M,NU_(\\2OMO/(KI9VG;P=,/B]&K^-%QFC"&"'S!']/F!/O?2A_IZ,UBO VD; MT_V "R#26(]H6&"7T4/YI*NB]4&=V3%6MEBV3J8^E(:OYD SB'@%AT"@^Q/Y MEWB$?IIA%3B*<6?! RCDG 78Q ,XE>,Z2Z! M8$4P-D&2,7$+3#'7!QAT@Z2OXA,H2 "-_QJGT,\S+,3Q[EL@CIVG("_4+R]3 MO$(_I/11Q1 J:.I@.[AS\>O*5Q@%BD4$D<:0"]<"@\90]G_R"!2T@?JU8;I' MZ ?V=4@OY)@P" SUWY4$^0.*;RUL/=$"HXE4CMY"082H7X1.,0?]4"]U01M, M,<>]$@6]H7Z]632FZ#M#L-T5^3)_--M>WFWRAZPM-)\EH* 0-'D%2T"ATU/_ M+<*Y+$$_S5$F@"K*@K'O$0.=8'Z=F. )^A&/"EL)SD9L+3"6"D>K92 ,S"\, MTRT!P[W_@J2(M@7%7FY%L3# '#Z=6X4+V08_Z@)2P\ MX K55H:S*T35!SFF"BK"3LZV@AECT4",?9!CQJ I+#C7.M$,,% #-B6["C$# M#$=1J#?:,(Y5 6UAX7F54V*9)7JR=4,,\W1#D!]V'5R>: 0%Z(*;$4R%F0."P"?=( M"\C5(P6HC B/I)PB*_#M@[4K6G"^KBA B\3)492;K"58LO1!&\S=!P6(CO"+ MSJ9J(2 &(CBM.JOR"VCN8DI> M-4'Y!0ZCZ'@1+7F5M"^A!.60X8%5J)!*'$6E8OP%J07$)$D=0;L$V9 G!U;! MO&V)U;@[VT"IDS;HB)QV&NME%R!! .243"K$!4B<,*']Q!#N.OX#2B/#4RBG MK$I\WT"H5.,>8X%1&@O7*1L)EA"*BO%M M@0U%N*-!*U 2->W UM',<$U. 4;GC\Y%16 MA6\A2,+DX+:Y9VC!$9&Z;C84B)(Z.7ERD[6<@^(J'7M-&TRZDA4%ZJ/\ZO-S MLS85\-9K!A+0A63:Z=>O,P,)]/=DRLG8T\U @H_ DGB\(Q:0=+CBP8Y]Z#A"3A^57P#PLLR92@<3INSQ:<00W/ M4!V3!A%)3DZP@KE;TBG&<,7:8''L6N[!SSBFG;EZV14D( G)E)PJQ!4DEM0) MW=':0+'#+J6@/&EX-N64VA3?57 9*S;>/1N."1D[U#8%?4I/#J3<9"WADF3H MK*,-QJ0:5]I\\)/+]O>N'[+J(2_J:*/OS77Q9>M&J_U/2/=/FO*Q^Q7F7=DT MY;9[N-;92E&ULG511;]HP$/XK MIZ@/K=21D*1LJT*D%H2&U$X(UNYAVH-)#K#JV)EMH/WW.SMIQ"1 U5X2GWW? M=]_=^9SME7XQ&T0+KY609AALK*UOP] 4&ZR8Z:D:)9VLE*Z8)5.O0U-K9*4' M52*,HV@05HS+(,_\WDSGF=I:P27.-)AM53']=H]"[8=!/WC?F//UQKJ-,,]J MML8%VJ=ZILD*.Y:25R@-5Q(TKH;!7?]VE#I_[_#,<6\.UN R62KUXHQI.0PB M)P@%%M8Q,/KM<(1"."*2\:?E#+J0#GBX?F>?^-PIER4S.%+B)R_M9AA\":#$ M%=L*.U?[;]CF<^/X"B6,_\*^]8T"*+;&JJH%DX**R^;/7MLZ' #ZZ0E W +B MCP*2%I#X1!ME/JTQLRS/M-J#=M[$YA:^-AY-V7#INKBPFDXYX6S^75F$ 7R" MJ=RAL=0?:\A:8+'5W'(T\("RY'(-=VN-V)Q?CM$R+LP5>3XMQG!Y<047P"4\ MG*$G=EB3U?>E).E_^$2R8+5X$?FDG#_/6[A@GC&IZ9V.*9<$D7+O'ADO\, M![\>" %3BY7Y?29>VL5+/YK>' ND02J!&:!9$,RB9N)8 QO*?N0YW>NPR^-! M+\G"W6&?CGBE<2_MO!J]X<&-=:_%(]-K+@T(7!$LZGV^"4 W$]@85M7^$B^5 MI9'PRPT]6JB= YVO%%WDUG!ST3V#^5]02P,$% @ -H%I44*L#O'0! M)Q0 !D !X;"]W;W)K&ULM5C;;MLX$/T5PNA# M M212-VLP#'06&XW0-L-FG3W8;$/C$7;0B71%>DXW:]?4I)U(6DYWD5>$HDZ M,^0Y,^2,.=W3X@?;$,+!2Y;F[&:TX7Q[;5ELN2$99E=T2W+Q946+#'/Q6JPM MMBT(CDNC++60;?M6AI-\-)N68_?%;$IW/$URXB0C.4MH#@JRNAE]@-<+A*1!B?@C(7O6 M>0:2RA.E/^3+77PSLN6*2$J67+K XM\SF9,TE9[$.G[63D?-G-*P^WSP_K$D M+\@\84;F-/TSB?GF9C09@9BL\"[EW^C^-U(3\J2_)4U9^1?L:ZP] LL=XS2K MC<4*LB2O_N.76HB.@?!C-D"U 5(-W",&3FW@O'8&MS9P7SN#5QN4U*V*>RE< MA#F>30NZ!X5$"V_RH52_M!9Z);E,E =>B*^)L..SKY03X(,QN,N?">,B!3@3 M;U]%BGX2:<; Q6?*&&&70$2UB[F(",=)*CZ,P?>'"%R\NP3O0)*#QPW=,9S' M;&IQL4 YC;6L%W-;+08=68P#OM"<;QA8Y#&)#?;1L'TX8&\)81IUT$&=6S3H M\(%LKX!COP?(1K9A/?-7F\/01.?_S;[XS[/WQ'":5'%*?\X1?S(?JG0HD^&! M+'=%PA/"P%^?!13<<9*QOP<9=,+ F5K/W<#I*-<+@SXHTD$.\AV_CUH87/D.;$ ]";Q& M F]0@KMLBY-"<@05YWEV KWDXA(1XRA:T.% M^)"?'FN_8>V?#'Q,EB+VC("+)*^>+N6I0EZVHK2(?!!C<7)0Q<3?UU8%)TK( MYCI&54!'C)$7JJ$?\M-3(&@4"$XJL,M[R7].[@?:>M $JJFO@UQ7'A ]_CHH MA"I['>,XMNV9%9@T"DP&%7BD'*<@%SJN3],$ *?1T5VBJU2 >AT/,\ M10 =Y03=\Z$G0-@($ X*\#%Y(?%8M$"'TQ4_BSJ+GU("1%\(&$[)P!D+[;;P MVV][G,-.CP%/4P*#E-Z7(3SZ[1?%30KA1%BY;$0)B;95K;6YK8*Z7JX2-W4 M

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end XML 91 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 92 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 93 FilingSummary.xml IDEA: XBRL DOCUMENT 3.20.2 html 466 457 1 false 101 0 false 11 false false R1.htm 0001001 - Document - Document and Entity Information Document Sheet http://www.radian.com/role/DocumentandEntityInformationDocument Document and Entity Information Document Cover 1 false false R2.htm 1001002 - Statement - Condensed Consolidated Balance Sheets (Unaudited) Statement Sheet http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement Condensed Consolidated Balance Sheets (Unaudited) Statement Statements 2 false false R3.htm 1002003 - Statement - Condensed Consolidated Statements of Operations (Unaudited) Sheet http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited Condensed Consolidated Statements of Operations (Unaudited) Statements 3 false false R4.htm 1003004 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) Sheet http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited) Statements 4 false false R5.htm 1004005 - Statement - Condensed Consolidated Statements of Changes in Common Stockholders' Equity (Unaudited) Sheet http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited Condensed Consolidated Statements of Changes in Common Stockholders' Equity (Unaudited) Statements 5 false false R6.htm 1106115 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) Sheet http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLoss Note 15 - Accumulated Other Comprehensive Income (Loss) Statements 6 false false R7.htm 1307313 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) Sheet http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLoss_1 Note 15 - Accumulated Other Comprehensive Income (Loss) Statements 7 false false R8.htm 1405426 - Statement - Note 11 - Losses and Loss Adjustment Expense - Reserve for Losses and LAE by Segment Sheet http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment Note 11 - Losses and Loss Adjustment Expense - Reserve for Losses and LAE by Segment Statements 8 false false R9.htm 1408438 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) - Rollforward of Accumulated Other Comprehensive Income Sheet http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome Note 15 - Accumulated Other Comprehensive Income (Loss) - Rollforward of Accumulated Other Comprehensive Income Statements 9 false false R10.htm 2001006 - Disclosure - Condensed Consolidated Statements of Cash Flows (Unaudited) Sheet http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited Condensed Consolidated Statements of Cash Flows (Unaudited) Notes 10 false false R11.htm 2102101 - Disclosure - Note 1 - Business Overview and Recent Developments Sheet http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopments Note 1 - Business Overview and Recent Developments Notes 11 false false R12.htm 2105102 - Disclosure - Note 2 - Significant Accounting Policies Sheet http://www.radian.com/role/Note2SignificantAccountingPolicies Note 2 - Significant Accounting Policies Notes 12 false false R13.htm 2109103 - Disclosure - Note 3 - Net Income Per Share Sheet http://www.radian.com/role/Note3NetIncomePerShare Note 3 - Net Income Per Share Notes 13 false false R14.htm 2112104 - Disclosure - Note 4 - Segment Reporting (Notes) Notes http://www.radian.com/role/Note4SegmentReportingNotes Note 4 - Segment Reporting (Notes) Notes 14 false false R15.htm 2118105 - Disclosure - Note 5 - Fair Value of Financial Instruments (Note) Sheet http://www.radian.com/role/Note5FairValueofFinancialInstrumentsNote Note 5 - Fair Value of Financial Instruments (Note) Notes 15 false false R16.htm 2122106 - Disclosure - Note 6 - Investments (Note) Sheet http://www.radian.com/role/Note6InvestmentsNote Note 6 - Investments (Note) Notes 16 false false R17.htm 2132107 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net Sheet http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNet Note 7 - Goodwill and Other Acquired Intangible Assets, Net Notes 17 false false R18.htm 2137108 - Disclosure - Note 8 - Reinsurance Sheet http://www.radian.com/role/Note8Reinsurance Note 8 - Reinsurance Notes 18 false false R19.htm 2143109 - Disclosure - Note 9 - Other Assets Sheet http://www.radian.com/role/Note9OtherAssets Note 9 - Other Assets Notes 19 false false R20.htm 2146110 - Disclosure - Note 10 - Income Taxes Sheet http://www.radian.com/role/Note10IncomeTaxes Note 10 - Income Taxes Notes 20 false false R21.htm 2149111 - Disclosure - Note 11 - Losses and Loss Adjustment Expense (Note) Sheet http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseNote Note 11 - Losses and Loss Adjustment Expense (Note) Notes 21 false false R22.htm 2153112 - Disclosure - Note 12 - Borrowings and Financing Activities (Note) Sheet http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesNote Note 12 - Borrowings and Financing Activities (Note) Notes 22 false false R23.htm 2159113 - Disclosure - Note 13 - Commitments and Contingencies (Note) Sheet http://www.radian.com/role/Note13CommitmentsandContingenciesNote Note 13 - Commitments and Contingencies (Note) Notes 23 false false R24.htm 2163114 - Disclosure - Note 14 - Capital Stock (Note) Sheet http://www.radian.com/role/Note14CapitalStockNote Note 14 - Capital Stock (Note) Notes 24 false false R25.htm 2168116 - Disclosure - Note 16 - Statutory Information (Note) Sheet http://www.radian.com/role/Note16StatutoryInformationNote Note 16 - Statutory Information (Note) Notes 25 false false R26.htm 2206202 - Disclosure - Note 2 - Significant Accounting Policies (Policies) Sheet http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies Note 2 - Significant Accounting Policies (Policies) Policies http://www.radian.com/role/Note2SignificantAccountingPolicies 26 false false R27.htm 2213203 - Disclosure - Note 4 - Segment Reporting (Policies) Sheet http://www.radian.com/role/Note4SegmentReportingPolicies Note 4 - Segment Reporting (Policies) Policies http://www.radian.com/role/Note2SignificantAccountingPolicies 27 false false R28.htm 2247204 - Disclosure - Note 10 - Income Taxes (Policies) Sheet http://www.radian.com/role/Note10IncomeTaxesPolicies Note 10 - Income Taxes (Policies) Policies http://www.radian.com/role/Note2SignificantAccountingPolicies 28 false false R29.htm 2310302 - Disclosure - Note 3 - Net Income Per Share (Tables) Sheet http://www.radian.com/role/Note3NetIncomePerShareTables Note 3 - Net Income Per Share (Tables) Tables http://www.radian.com/role/Note3NetIncomePerShare 29 false false R30.htm 2314303 - Disclosure - Note 4 - Segment Reporting (Tables) Sheet http://www.radian.com/role/Note4SegmentReportingTables Note 4 - Segment Reporting (Tables) Tables http://www.radian.com/role/Note4SegmentReportingNotes 30 false false R31.htm 2319304 - Disclosure - Note 5 - Fair Value of Financial Instruments (Tables) Sheet http://www.radian.com/role/Note5FairValueofFinancialInstrumentsTables Note 5 - Fair Value of Financial Instruments (Tables) Tables http://www.radian.com/role/Note5FairValueofFinancialInstrumentsNote 31 false false R32.htm 2323305 - Disclosure - Note 6 - Investments (Tables) Sheet http://www.radian.com/role/Note6InvestmentsTables Note 6 - Investments (Tables) Tables http://www.radian.com/role/Note6InvestmentsNote 32 false false R33.htm 2333306 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net (Tables) Sheet http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetTables Note 7 - Goodwill and Other Acquired Intangible Assets, Net (Tables) Tables http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNet 33 false false R34.htm 2338307 - Disclosure - Note 8 - Reinsurance (Tables) Sheet http://www.radian.com/role/Note8ReinsuranceTables Note 8 - Reinsurance (Tables) Tables http://www.radian.com/role/Note8Reinsurance 34 false false R35.htm 2344308 - Disclosure - Note 9 - Other Assets (Tables) Sheet http://www.radian.com/role/Note9OtherAssetsTables Note 9 - Other Assets (Tables) Tables http://www.radian.com/role/Note9OtherAssets 35 false false R36.htm 2350309 - Disclosure - Note 11 - Losses and Loss Adjustment Expense (Tables) Sheet http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseTables Note 11 - Losses and Loss Adjustment Expense (Tables) Tables http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseNote 36 false false R37.htm 2354310 - Disclosure - Note 12 - Borrowings and Financing Activities (Tables) Sheet http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesTables Note 12 - Borrowings and Financing Activities (Tables) Tables http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesNote 37 false false R38.htm 2360311 - Disclosure - Note 13 - Commitments and Contingencies (Tables) Sheet http://www.radian.com/role/Note13CommitmentsandContingenciesTables Note 13 - Commitments and Contingencies (Tables) Tables http://www.radian.com/role/Note13CommitmentsandContingenciesNote 38 false false R39.htm 2364312 - Disclosure - Note 14 - Capital Stock (Tables) Sheet http://www.radian.com/role/Note14CapitalStockTables Note 14 - Capital Stock (Tables) Tables http://www.radian.com/role/Note14CapitalStockNote 39 false false R40.htm 2369314 - Disclosure - Note 16 - Statutory Information (Tables) Sheet http://www.radian.com/role/Note16StatutoryInformationTables Note 16 - Statutory Information (Tables) Tables http://www.radian.com/role/Note16StatutoryInformationNote 40 false false R41.htm 2404401 - Disclosure - Note 1 - Business Overview and Recent Developments (Details) Sheet http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails Note 1 - Business Overview and Recent Developments (Details) Details http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopments 41 false false R42.htm 2411403 - Disclosure - Note 3 - Net Income Per Share (Details) Sheet http://www.radian.com/role/Note3NetIncomePerShareDetails Note 3 - Net Income Per Share (Details) Details http://www.radian.com/role/Note3NetIncomePerShareTables 42 false false R43.htm 2415404 - Disclosure - Note 4 - Segment Reporting - Segments (Details) Sheet http://www.radian.com/role/Note4SegmentReportingSegmentsDetails Note 4 - Segment Reporting - Segments (Details) Details 43 false false R44.htm 2416405 - Disclosure - Note 4 - Segment Reporting - Adjusted Pretax Operating Income (Loss) (Details) Sheet http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails Note 4 - Segment Reporting - Adjusted Pretax Operating Income (Loss) (Details) Details 44 false false R45.htm 2417406 - Disclosure - Note 4 - Segment Reporting - Revenue (Details) Sheet http://www.radian.com/role/Note4SegmentReportingRevenueDetails Note 4 - Segment Reporting - Revenue (Details) Details 45 false false R46.htm 2420407 - Disclosure - Note 5 - Fair Value of Financial Instruments - Assets Measured at Fair Value by Hierarchy Level (Details) Sheet http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails Note 5 - Fair Value of Financial Instruments - Assets Measured at Fair Value by Hierarchy Level (Details) Details 46 false false R47.htm 2421408 - Disclosure - Note 5 - Fair Value of Financial Instruments - Other Fair Value Disclosure (Details) Sheet http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails Note 5 - Fair Value of Financial Instruments - Other Fair Value Disclosure (Details) Details 47 false false R48.htm 2424409 - Disclosure - Note 6 - Investments - Available for Sale Securities (Details) Sheet http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails Note 6 - Investments - Available for Sale Securities (Details) Details 48 false false R49.htm 2425410 - Disclosure - Note 6 - Investments - Rollforward of Allowance for Credit Losses (Details) Sheet http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails Note 6 - Investments - Rollforward of Allowance for Credit Losses (Details) Details 49 false false R50.htm 2426411 - Disclosure - Note 6 - Investments - Gross Unrealized Losses and Fair Value of Available for Sale Securities (Details) Sheet http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails Note 6 - Investments - Gross Unrealized Losses and Fair Value of Available for Sale Securities (Details) Details 50 false false R51.htm 2427412 - Disclosure - Note 6 - Investments - Securities Lending Agreements (Details) Sheet http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails Note 6 - Investments - Securities Lending Agreements (Details) Details 51 false false R52.htm 2428413 - Disclosure - Note 6 - Investments - Net Gains (Losses) on Investments (Details) Sheet http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails Note 6 - Investments - Net Gains (Losses) on Investments (Details) Details 52 false false R53.htm 2429414 - Disclosure - Note 6 - Investments - Net Changes in Unrealized Gains (Losses) (Details) Sheet http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails Note 6 - Investments - Net Changes in Unrealized Gains (Losses) (Details) Details 53 false false R54.htm 2430415 - Disclosure - Note 6 - Investments - Contractual Maturities (Details) Sheet http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails Note 6 - Investments - Contractual Maturities (Details) Details 54 false false R55.htm 2431416 - Disclosure - Note 6 - Investments - Other (Details) Sheet http://www.radian.com/role/Note6InvestmentsOtherDetails Note 6 - Investments - Other (Details) Details 55 false false R56.htm 2434417 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Goodwill (Details) Sheet http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Goodwill (Details) Details 56 false false R57.htm 2435418 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Other Intangible Assets (Details) Sheet http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Other Intangible Assets (Details) Details 57 false false R58.htm 2436419 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Interim Impairment Analysis (Details) Sheet http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Interim Impairment Analysis (Details) Details 58 false false R59.htm 2439420 - Disclosure - Note 8 - Reinsurance - Net Premiums Written and Earned, Insurance (Details) Sheet http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails Note 8 - Reinsurance - Net Premiums Written and Earned, Insurance (Details) Details 59 false false R60.htm 2440421 - Disclosure - Note 8 - Reinsurance - Single Premium QSR Program (Details) Sheet http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails Note 8 - Reinsurance - Single Premium QSR Program (Details) Details 60 false false R61.htm 2441422 - Disclosure - Note 8 - Reinsurance - Excess-of-Loss Program (Details) Sheet http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails Note 8 - Reinsurance - Excess-of-Loss Program (Details) Details 61 false false R62.htm 2442423 - Disclosure - Note 8 - Reinsurance - Other Collateral (Details) Sheet http://www.radian.com/role/Note8ReinsuranceOtherCollateralDetails Note 8 - Reinsurance - Other Collateral (Details) Details 62 false false R63.htm 2445424 - Disclosure - Note 9 - Other Assets - Components of Other Assets (Details) Sheet http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails Note 9 - Other Assets - Components of Other Assets (Details) Details 63 false false R64.htm 2448425 - Disclosure - Note 10 - Income Taxes - Income Tax (Details) Sheet http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails Note 10 - Income Taxes - Income Tax (Details) Details 64 false false R65.htm 2451427 - Disclosure - Note 11 - Losses and Loss Adjustment Expense - Mortgage Insurance Reserve for Losses and LAE Rollforward (Details) Sheet http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails Note 11 - Losses and Loss Adjustment Expense - Mortgage Insurance Reserve for Losses and LAE Rollforward (Details) Details 65 false false R66.htm 2452428 - Disclosure - Note 11 - Losses and Loss Adjustment Expense - Reserve Activity (Details) Sheet http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails Note 11 - Losses and Loss Adjustment Expense - Reserve Activity (Details) Details 66 false false R67.htm 2455429 - Disclosure - Note 12 - Borrowings and Financing Activities - Schedule of Debt (Details) Sheet http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails Note 12 - Borrowings and Financing Activities - Schedule of Debt (Details) Details 67 false false R68.htm 2456430 - Disclosure - Note 12 - Borrowings and Financing Activities - Senior Notes due 2025 (Details) Notes http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details Note 12 - Borrowings and Financing Activities - Senior Notes due 2025 (Details) Details 68 false false R69.htm 2457431 - Disclosure - Note 12 - Borrowings and Financing Activities - FHLB Advances (Details) Sheet http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails Note 12 - Borrowings and Financing Activities - FHLB Advances (Details) Details 69 false false R70.htm 2458432 - Disclosure - Note 12 - Borrowings and Financing Activities - Revolving Credit Facility (Details) Sheet http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails Note 12 - Borrowings and Financing Activities - Revolving Credit Facility (Details) Details 70 false false R71.htm 2461433 - Disclosure - Note 13 - Commitments and Contingencies - Legal Proceedings (Details) Sheet http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails Note 13 - Commitments and Contingencies - Legal Proceedings (Details) Details 71 false false R72.htm 2462434 - Disclosure - Note 13 - Commitments and Contingencies - Lease Liability (Details) Sheet http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails Note 13 - Commitments and Contingencies - Lease Liability (Details) Details 72 false false R73.htm 2465435 - Disclosure - Note 14 - Capital Stock - Share Repurchase Program (Details) Sheet http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails Note 14 - Capital Stock - Share Repurchase Program (Details) Details 73 false false R74.htm 2466436 - Disclosure - Note 14 - Capital Stock - Dividends Paid (Details) Sheet http://www.radian.com/role/Note14CapitalStockDividendsPaidDetails Note 14 - Capital Stock - Dividends Paid (Details) Details 74 false false R75.htm 2467437 - Disclosure - Note 14 - Capital Stock - Share-based Compensation (Details) Sheet http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails Note 14 - Capital Stock - Share-based Compensation (Details) Details 75 false false R76.htm 2470439 - Disclosure - Note 16 - Statutory Information - Statutory Information (Details) Sheet http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails Note 16 - Statutory Information - Statutory Information (Details) Details 76 false false R77.htm 2471440 - Disclosure - Note 16 - Statutory Information - Risk To Capital Calculation (Details) Sheet http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails Note 16 - Statutory Information - Risk To Capital Calculation (Details) Details 77 false false All Reports Book All Reports rdn-20200930.htm rdn-20200930.xsd rdn-20200930_cal.xml rdn-20200930_def.xml rdn-20200930_lab.xml rdn-20200930_pre.xml rdn-ex3120200930.htm rdn-ex3220200930.htm rdn-20200930_g1.jpg rdn-20200930_g2.jpg rdn-20200930_g3.jpg http://fasb.org/us-gaap/2020-01-31 http://fasb.org/srt/2020-01-31 http://xbrl.sec.gov/dei/2020-01-31 true true JSON 96 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "rdn-20200930.htm": { "axisCustom": 6, "axisStandard": 29, "contextCount": 466, "dts": { "calculationLink": { "local": [ "rdn-20200930_cal.xml" ] }, "definitionLink": { "local": [ "rdn-20200930_def.xml" ], "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml", "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml" ] }, "inline": { "local": [ "rdn-20200930.htm" ] }, "labelLink": { "local": [ "rdn-20200930_lab.xml" ], "remote": [ "https://xbrl.sec.gov/dei/2020/dei-doc-2020-01-31.xml", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-doc-2020-01-31.xml" ] }, "presentationLink": { "local": [ "rdn-20200930_pre.xml" ] }, "referenceLink": { "remote": [ "https://xbrl.sec.gov/dei/2020/dei-ref-2020-01-31.xml", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-ref-2020-01-31.xml" ] }, "schema": { "local": [ "rdn-20200930.xsd" ], "remote": [ "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd", "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd", "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-parts-codification-2020-01-31.xsd" ] } }, "elementCount": 688, "entityCount": 1, "hidden": { "http://fasb.org/us-gaap/2020-01-31": 3, "http://www.radian.com/20200930": 1, "http://xbrl.sec.gov/dei/2020-01-31": 11, "total": 15 }, "keyCustom": 65, "keyStandard": 392, "memberCustom": 51, "memberStandard": 48, "nsprefix": "rdn", "nsuri": "http://www.radian.com/20200930", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentTransitionReport", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "0001001 - Document - Document and Entity Information Document", "role": "http://www.radian.com/role/DocumentandEntityInformationDocument", "shortName": "Document and Entity Information Document", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentTransitionReport", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R10": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:NetCashProvidedByUsedInOperatingActivities", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2001006 - Disclosure - Condensed Consolidated Statements of Cash Flows (Unaudited)", "role": "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "shortName": "Condensed Consolidated Statements of Cash Flows (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:NetCashProvidedByUsedInOperatingActivities", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R11": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2102101 - Disclosure - Note 1 - Business Overview and Recent Developments", "role": "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopments", "shortName": "Note 1 - Business Overview and Recent Developments", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R12": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2105102 - Disclosure - Note 2 - Significant Accounting Policies", "role": "http://www.radian.com/role/Note2SignificantAccountingPolicies", "shortName": "Note 2 - Significant Accounting Policies", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SignificantAccountingPoliciesTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R13": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2109103 - Disclosure - Note 3 - Net Income Per Share", "role": "http://www.radian.com/role/Note3NetIncomePerShare", "shortName": "Note 3 - Net Income Per Share", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EarningsPerShareTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R14": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2112104 - Disclosure - Note 4 - Segment Reporting (Notes)", "role": "http://www.radian.com/role/Note4SegmentReportingNotes", "shortName": "Note 4 - Segment Reporting (Notes)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R15": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2118105 - Disclosure - Note 5 - Fair Value of Financial Instruments (Note)", "role": "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsNote", "shortName": "Note 5 - Fair Value of Financial Instruments (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:FairValueDisclosuresTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R16": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2122106 - Disclosure - Note 6 - Investments (Note)", "role": "http://www.radian.com/role/Note6InvestmentsNote", "shortName": "Note 6 - Investments (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R17": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2132107 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net", "role": "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNet", "shortName": "Note 7 - Goodwill and Other Acquired Intangible Assets, Net", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R18": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReinsuranceTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2137108 - Disclosure - Note 8 - Reinsurance", "role": "http://www.radian.com/role/Note8Reinsurance", "shortName": "Note 8 - Reinsurance", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReinsuranceTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R19": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OtherAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2143109 - Disclosure - Note 9 - Other Assets", "role": "http://www.radian.com/role/Note9OtherAssets", "shortName": "Note 9 - Other Assets", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OtherAssetsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R2": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1001002 - Statement - Condensed Consolidated Balance Sheets (Unaudited) Statement", "role": "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "shortName": "Condensed Consolidated Balance Sheets (Unaudited) Statement", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:TradingSecuritiesDebt", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R20": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2146110 - Disclosure - Note 10 - Income Taxes", "role": "http://www.radian.com/role/Note10IncomeTaxes", "shortName": "Note 10 - Income Taxes", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R21": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2149111 - Disclosure - Note 11 - Losses and Loss Adjustment Expense (Note)", "role": "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseNote", "shortName": "Note 11 - Losses and Loss Adjustment Expense (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R22": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2153112 - Disclosure - Note 12 - Borrowings and Financing Activities (Note)", "role": "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesNote", "shortName": "Note 12 - Borrowings and Financing Activities (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R23": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2159113 - Disclosure - Note 13 - Commitments and Contingencies (Note)", "role": "http://www.radian.com/role/Note13CommitmentsandContingenciesNote", "shortName": "Note 13 - Commitments and Contingencies (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R24": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2163114 - Disclosure - Note 14 - Capital Stock (Note)", "role": "http://www.radian.com/role/Note14CapitalStockNote", "shortName": "Note 14 - Capital Stock (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R25": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InsuranceDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2168116 - Disclosure - Note 16 - Statutory Information (Note)", "role": "http://www.radian.com/role/Note16StatutoryInformationNote", "shortName": "Note 16 - Statutory Information (Note)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:InsuranceDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R26": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2206202 - Disclosure - Note 2 - Significant Accounting Policies (Policies)", "role": "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies", "shortName": "Note 2 - Significant Accounting Policies (Policies)", "subGroupType": "policies", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:BasisOfAccountingPolicyPolicyTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R27": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:SegmentReportingPolicyPolicyTextBlock", "reportCount": 1, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2213203 - Disclosure - Note 4 - Segment Reporting (Policies)", "role": "http://www.radian.com/role/Note4SegmentReportingPolicies", "shortName": "Note 4 - Segment Reporting (Policies)", "subGroupType": "policies", "uniqueAnchor": null }, "R28": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:IncomeTaxPolicyTextBlock", "reportCount": 1, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2247204 - Disclosure - Note 10 - Income Taxes (Policies)", "role": "http://www.radian.com/role/Note10IncomeTaxesPolicies", "shortName": "Note 10 - Income Taxes (Policies)", "subGroupType": "policies", "uniqueAnchor": null }, "R29": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2310302 - Disclosure - Note 3 - Net Income Per Share (Tables)", "role": "http://www.radian.com/role/Note3NetIncomePerShareTables", "shortName": "Note 3 - Net Income Per Share (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R3": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:EffectsOfReinsuranceTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:PremiumsEarnedNet", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1002003 - Statement - Condensed Consolidated Statements of Operations (Unaudited)", "role": "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "shortName": "Condensed Consolidated Statements of Operations (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:NetInvestmentIncome", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R30": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2314303 - Disclosure - Note 4 - Segment Reporting (Tables)", "role": "http://www.radian.com/role/Note4SegmentReportingTables", "shortName": "Note 4 - Segment Reporting (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R31": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2319304 - Disclosure - Note 5 - Fair Value of Financial Instruments (Tables)", "role": "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsTables", "shortName": "Note 5 - Fair Value of Financial Instruments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R32": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2323305 - Disclosure - Note 6 - Investments (Tables)", "role": "http://www.radian.com/role/Note6InvestmentsTables", "shortName": "Note 6 - Investments (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R33": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfGoodwillTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2333306 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net (Tables)", "role": "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetTables", "shortName": "Note 7 - Goodwill and Other Acquired Intangible Assets, Net (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfGoodwillTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R34": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EffectsOfReinsuranceTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2338307 - Disclosure - Note 8 - Reinsurance (Tables)", "role": "http://www.radian.com/role/Note8ReinsuranceTables", "shortName": "Note 8 - Reinsurance (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:EffectsOfReinsuranceTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R35": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfOtherAssetsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2344308 - Disclosure - Note 9 - Other Assets (Tables)", "role": "http://www.radian.com/role/Note9OtherAssetsTables", "shortName": "Note 9 - Other Assets (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfOtherAssetsTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R36": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "rdn:ScheduleofLiabilityforUnpaidClaimsandClaimAdjustmentExpensesbySegmentTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2350309 - Disclosure - Note 11 - Losses and Loss Adjustment Expense (Tables)", "role": "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseTables", "shortName": "Note 11 - Losses and Loss Adjustment Expense (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "rdn:ScheduleofLiabilityforUnpaidClaimsandClaimAdjustmentExpensesbySegmentTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R37": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDebtTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2354310 - Disclosure - Note 12 - Borrowings and Financing Activities (Tables)", "role": "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesTables", "shortName": "Note 12 - Borrowings and Financing Activities (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfDebtTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R38": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OperatingLeasesOfLesseeDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2360311 - Disclosure - Note 13 - Commitments and Contingencies (Tables)", "role": "http://www.radian.com/role/Note13CommitmentsandContingenciesTables", "shortName": "Note 13 - Commitments and Contingencies (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:OperatingLeasesOfLesseeDisclosureTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R39": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2364312 - Disclosure - Note 14 - Capital Stock (Tables)", "role": "http://www.radian.com/role/Note14CapitalStockTables", "shortName": "Note 14 - Capital Stock (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R4": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:NetIncomeLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1003004 - Statement - Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited)", "role": "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "shortName": "Condensed Consolidated Statements of Comprehensive Income (Loss) (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:ComprehensiveIncomeNetOfTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R40": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "rdn:StatutoryAccountingPracticesRiskToCapitalCalculationTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2369314 - Disclosure - Note 16 - Statutory Information (Tables)", "role": "http://www.radian.com/role/Note16StatutoryInformationTables", "shortName": "Note 16 - Statutory Information (Tables)", "subGroupType": "tables", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "rdn:StatutoryAccountingPracticesRiskToCapitalCalculationTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R41": { "firstAnchor": { "ancestors": [ "span", "div", "us-gaap:SegmentReportingPolicyPolicyTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": "0", "first": true, "lang": "en-US", "name": "us-gaap:NumberOfReportableSegments", "reportCount": 1, "unitRef": "segment", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2404401 - Disclosure - Note 1 - Business Overview and Recent Developments (Details)", "role": "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails", "shortName": "Note 1 - Business Overview and Recent Developments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "3", "lang": "en-US", "name": "rdn:ReductionInNumberOfNewDefaultsFromThePriorQuarter", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R42": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2411403 - Disclosure - Note 3 - Net Income Per Share (Details)", "role": "http://www.radian.com/role/Note3NetIncomePerShareDetails", "shortName": "Note 3 - Net Income Per Share (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R43": { "firstAnchor": { "ancestors": [ "span", "div", "us-gaap:SegmentReportingPolicyPolicyTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": "0", "first": true, "lang": "en-US", "name": "us-gaap:NumberOfReportableSegments", "reportCount": 1, "unitRef": "segment", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2415404 - Disclosure - Note 4 - Segment Reporting - Segments (Details)", "role": "http://www.radian.com/role/Note4SegmentReportingSegmentsDetails", "shortName": "Note 4 - Segment Reporting - Segments (Details)", "subGroupType": "details", "uniqueAnchor": null }, "R44": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:OperatingIncomeLossPreTaxNonGAAP", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2416405 - Disclosure - Note 4 - Segment Reporting - Adjusted Pretax Operating Income (Loss) (Details)", "role": "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "shortName": "Note 4 - Segment Reporting - Adjusted Pretax Operating Income (Loss) (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:OperatingIncomeLossPreTaxNonGAAP", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R45": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:Revenues", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2417406 - Disclosure - Note 4 - Segment Reporting - Revenue (Details)", "role": "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "shortName": "Note 4 - Segment Reporting - Revenue (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:OtherNonoperatingIncome", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R46": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:OtherInvestments", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2420407 - Disclosure - Note 5 - Fair Value of Financial Instruments - Assets Measured at Fair Value by Hierarchy Level (Details)", "role": "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "shortName": "Note 5 - Fair Value of Financial Instruments - Assets Measured at Fair Value by Hierarchy Level (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "id273ac1bbf014a9ab3e6678557848095_I20191231", "decimals": "-3", "lang": "en-US", "name": "us-gaap:InvestmentsFairValueDisclosure", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R47": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:SeniorNotes", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2421408 - Disclosure - Note 5 - Fair Value of Financial Instruments - Other Fair Value Disclosure (Details)", "role": "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails", "shortName": "Note 5 - Fair Value of Financial Instruments - Other Fair Value Disclosure (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:FairValueByBalanceSheetGroupingTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ia5248ab22b5f471196388f5e50e83558_I20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:SeniorNotes", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R48": { "firstAnchor": { "ancestors": [ "span", "div", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2424409 - Disclosure - Note 6 - Investments - Available for Sale Securities (Details)", "role": "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "shortName": "Note 6 - Investments - Available for Sale Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:DebtSecuritiesAvailableForSaleTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "if10972338cca44a79a9ee49157234ff5_I20200930", "decimals": "-3", "lang": "en-US", "name": "rdn:SecuritiesLoanedAssetAmortizedCostBasis", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R49": { "firstAnchor": { "ancestors": [ "span", "div", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2425410 - Disclosure - Note 6 - Investments - Rollforward of Allowance for Credit Losses (Details)", "role": "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails", "shortName": "Note 6 - Investments - Rollforward of Allowance for Credit Losses (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLossTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ie9e15227ba3d434cb12395fc363257a8_D20200701-20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R5": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ic729428a0d5545f5922a2d65c3b287ed_I20181231", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:StockholdersEquity", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1004005 - Statement - Condensed Consolidated Statements of Changes in Common Stockholders' Equity (Unaudited)", "role": "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "shortName": "Condensed Consolidated Statements of Changes in Common Stockholders' Equity (Unaudited)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ic729428a0d5545f5922a2d65c3b287ed_I20181231", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:StockholdersEquity", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R50": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "ix:continuation", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "INF", "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear", "reportCount": 1, "unique": true, "unitRef": "security", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2426411 - Disclosure - Note 6 - Investments - Gross Unrealized Losses and Fair Value of Available for Sale Securities (Details)", "role": "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails", "shortName": "Note 6 - Investments - Gross Unrealized Losses and Fair Value of Available for Sale Securities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "ix:continuation", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "INF", "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear", "reportCount": 1, "unique": true, "unitRef": "security", "xsiNil": "false" } }, "R51": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i5a4acfb884964db8a142ab56aff68980_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:SecuritiesReceivedAsCollateral", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2427412 - Disclosure - Note 6 - Investments - Securities Lending Agreements (Details)", "role": "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails", "shortName": "Note 6 - Investments - Securities Lending Agreements (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i5a4acfb884964db8a142ab56aff68980_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:SecuritiesReceivedAsCollateral", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R52": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:GainLossOnInvestmentsTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:RealizedGainsLossesonInvestmentsNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2428413 - Disclosure - Note 6 - Investments - Net Gains (Losses) on Investments (Details)", "role": "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails", "shortName": "Note 6 - Investments - Net Gains (Losses) on Investments (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:GainLossOnInvestmentsTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:RealizedGainsLossesonInvestmentsNet", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R53": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:NetChangesinUnrealizedGainsLossesRecognizedinEarningsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:ChangeinUnrealizedHoldingGainLoss", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2429414 - Disclosure - Note 6 - Investments - Net Changes in Unrealized Gains (Losses) (Details)", "role": "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "shortName": "Note 6 - Investments - Net Changes in Unrealized Gains (Losses) (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:NetChangesinUnrealizedGainsLossesRecognizedinEarningsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:ChangeinUnrealizedHoldingGainLoss", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R54": { "firstAnchor": { "ancestors": [ "span", "div", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2430415 - Disclosure - Note 6 - Investments - Contractual Maturities (Details)", "role": "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "shortName": "Note 6 - Investments - Contractual Maturities (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i360a193328664af38230c7a555f0cafd_I20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R55": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ife7123d88a37419da0619102ac519739_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:AssetsHeldByInsuranceRegulators", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2431416 - Disclosure - Note 6 - Investments - Other (Details)", "role": "http://www.radian.com/role/Note6InvestmentsOtherDetails", "shortName": "Note 6 - Investments - Other (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ife7123d88a37419da0619102ac519739_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:AssetsHeldByInsuranceRegulators", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R56": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:GoodwillDispositions", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2434417 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Goodwill (Details)", "role": "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails", "shortName": "Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Goodwill (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "rdn:GoodwillDispositions", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R57": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "icb1e789792144114bbeee5581310f80d_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:FiniteLivedIntangibleAssetsGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2435418 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Other Intangible Assets (Details)", "role": "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails", "shortName": "Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Schedule of Other Intangible Assets (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "icb1e789792144114bbeee5581310f80d_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:FiniteLivedIntangibleAssetsGross", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R58": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i30c3969bc73f407296563b31d3268088_D20200101-20200331", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:GoodwillAndIntangibleAssetImpairment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2436419 - Disclosure - Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Interim Impairment Analysis (Details)", "role": "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "shortName": "Note 7 - Goodwill and Other Acquired Intangible Assets, Net - Interim Impairment Analysis (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i30c3969bc73f407296563b31d3268088_D20200101-20200331", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:GoodwillAndIntangibleAssetImpairment", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R59": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:EffectsOfReinsuranceTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:DirectPremiumsWritten", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2439420 - Disclosure - Note 8 - Reinsurance - Net Premiums Written and Earned, Insurance (Details)", "role": "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails", "shortName": "Note 8 - Reinsurance - Net Premiums Written and Earned, Insurance (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:EffectsOfReinsuranceTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:DirectPremiumsWritten", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R6": { "firstAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1106115 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss)", "role": "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLoss", "shortName": "Note 15 - Accumulated Other Comprehensive Income (Loss)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ComprehensiveIncomeNoteTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R60": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:EffectsOfReinsuranceTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:CededPremiumsWritten", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2440421 - Disclosure - Note 8 - Reinsurance - Single Premium QSR Program (Details)", "role": "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails", "shortName": "Note 8 - Reinsurance - Single Premium QSR Program (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:ScheduleofSinglePremiumQuotaShareReinsuranceProgramDetailsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ib4e9f32a0f1e453eab119ea04840c3c8_D20200101-20200930", "decimals": "2", "lang": "en-US", "name": "rdn:CededInsuranceCommissionPercentage", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R61": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "if277337c6494486eb88791408432a370_I20200930", "decimals": "-8", "first": true, "lang": "en-US", "name": "rdn:RiskInForce", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2441422 - Disclosure - Note 8 - Reinsurance - Excess-of-Loss Program (Details)", "role": "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "shortName": "Note 8 - Reinsurance - Excess-of-Loss Program (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ia62ef6b0c87d4280a9629765fe98d302_D20200101-20200930", "decimals": null, "lang": "en-US", "name": "rdn:ReinsuranceRetentionPolicyTermofCoveragePeriod", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R62": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:FundsHeldUnderReinsuranceAgreementsAsset", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2442423 - Disclosure - Note 8 - Reinsurance - Other Collateral (Details)", "role": "http://www.radian.com/role/Note8ReinsuranceOtherCollateralDetails", "shortName": "Note 8 - Reinsurance - Other Collateral (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:FundsHeldUnderReinsuranceAgreementsAsset", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R63": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfOtherAssetsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:PrepaidTaxes", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2445424 - Disclosure - Note 9 - Other Assets - Components of Other Assets (Details)", "role": "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails", "shortName": "Note 9 - Other Assets - Components of Other Assets (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfOtherAssetsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:PrepaidTaxes", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R64": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:DeferredTaxLiabilities", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2448425 - Disclosure - Note 10 - Income Taxes - Income Tax (Details)", "role": "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails", "shortName": "Note 10 - Income Taxes - Income Tax (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:DeferredTaxLiabilities", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R65": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:ScheduleofLiabilityforUnpaidClaimsandClaimAdjustmentExpensesbySegmentTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "id7768b2d0ec845c896e772ea800e7cca_I20191231", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2451427 - Disclosure - Note 11 - Losses and Loss Adjustment Expense - Mortgage Insurance Reserve for Losses and LAE Rollforward (Details)", "role": "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "shortName": "Note 11 - Losses and Loss Adjustment Expense - Mortgage Insurance Reserve for Losses and LAE Rollforward (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i68aed94e773340ed8abee3f7f33f092d_I20181231", "decimals": "-3", "lang": "en-US", "name": "us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R66": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i5c3988af0a4045fbb86b47f5dfa9007e_I20200930", "decimals": "INF", "first": true, "lang": "en-US", "name": "rdn:NumberOfMissedPayments", "reportCount": 1, "unique": true, "unitRef": "payment", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2452428 - Disclosure - Note 11 - Losses and Loss Adjustment Expense - Reserve Activity (Details)", "role": "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "shortName": "Note 11 - Losses and Loss Adjustment Expense - Reserve Activity (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i5c3988af0a4045fbb86b47f5dfa9007e_I20200930", "decimals": "INF", "first": true, "lang": "en-US", "name": "rdn:NumberOfMissedPayments", "reportCount": 1, "unique": true, "unitRef": "payment", "xsiNil": "false" } }, "R67": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:AdvancesFromFederalHomeLoanBanks", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2455429 - Disclosure - Note 12 - Borrowings and Financing Activities - Schedule of Debt (Details)", "role": "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "shortName": "Note 12 - Borrowings and Financing Activities - Schedule of Debt (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfDebtTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "icc5ad0c83114453680a2bd2cf625e642_I20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:LongTermDebt", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R68": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "iea309f729be4421993a23ec698b8033e_I20200531", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:DebtInstrumentFaceAmount", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2456430 - Disclosure - Note 12 - Borrowings and Financing Activities - Senior Notes due 2025 (Details)", "role": "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "shortName": "Note 12 - Borrowings and Financing Activities - Senior Notes due 2025 (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i3b75874cf08b4976b605b8bb439e3fec_D20200501-20200531", "decimals": "-3", "lang": "en-US", "name": "us-gaap:ProceedsFromIssuanceOfLongTermDebt", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R69": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:AdvancesFromFederalHomeLoanBanks", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2457431 - Disclosure - Note 12 - Borrowings and Financing Activities - FHLB Advances (Details)", "role": "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "shortName": "Note 12 - Borrowings and Financing Activities - FHLB Advances (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "lang": "en-US", "name": "us-gaap:FederalHomeLoanBankAdvancesMaturityPeriodFixedRate", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R7": { "firstAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1307313 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss)", "role": "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLoss_1", "shortName": "Note 15 - Accumulated Other Comprehensive Income (Loss)", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i7c6330b860ec4ff993f4e40cea7abddc_D20200101-20200930", "decimals": null, "first": true, "lang": "en-US", "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } }, "R70": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "idc7b0e8563fd4a588b8984b7a8d03805_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:LineOfCreditFacilityCurrentBorrowingCapacity", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2458432 - Disclosure - Note 12 - Borrowings and Financing Activities - Revolving Credit Facility (Details)", "role": "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails", "shortName": "Note 12 - Borrowings and Financing Activities - Revolving Credit Facility (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "idc7b0e8563fd4a588b8984b7a8d03805_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "us-gaap:LineOfCreditFacilityCurrentBorrowingCapacity", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R71": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ic9886099990841b29973703dbdc825b1_I20200930", "decimals": "INF", "first": true, "lang": "en-US", "name": "us-gaap:LossContingencyPendingClaimsNumber", "reportCount": 1, "unique": true, "unitRef": "matter", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2461433 - Disclosure - Note 13 - Commitments and Contingencies - Legal Proceedings (Details)", "role": "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails", "shortName": "Note 13 - Commitments and Contingencies - Legal Proceedings (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ic9886099990841b29973703dbdc825b1_I20200930", "decimals": "INF", "first": true, "lang": "en-US", "name": "us-gaap:LossContingencyPendingClaimsNumber", "reportCount": 1, "unique": true, "unitRef": "matter", "xsiNil": "false" } }, "R72": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfOtherAssetsTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:OperatingLeaseRightOfUseAsset", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2462434 - Disclosure - Note 13 - Commitments and Contingencies - Lease Liability (Details)", "role": "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails", "shortName": "Note 13 - Commitments and Contingencies - Lease Liability (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "ix:continuation", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:OperatingLeaseLiability", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R73": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i72e73cabf94f426c8526800fede930b5_I20190814", "decimals": "-6", "first": true, "lang": "en-US", "name": "us-gaap:StockRepurchaseProgramAuthorizedAmount1", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2465435 - Disclosure - Note 14 - Capital Stock - Share Repurchase Program (Details)", "role": "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails", "shortName": "Note 14 - Capital Stock - Share Repurchase Program (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i72e73cabf94f426c8526800fede930b5_I20190814", "decimals": "-6", "first": true, "lang": "en-US", "name": "us-gaap:StockRepurchaseProgramAuthorizedAmount1", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R74": { "firstAnchor": { "ancestors": [ "rdn:CommonStockDividendsAnnounced", "us-gaap:CommonStockDividendsPerShareDeclared", "us-gaap:CommonStockDividendsPerShareDeclared", "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i95252f04ca744060b6e1197a562208c7_D20200701-20200930", "decimals": "3", "first": true, "lang": "en-US", "name": "us-gaap:CommonStockDividendsPerShareDeclared", "reportCount": 1, "unitRef": "usdPerShare", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2466436 - Disclosure - Note 14 - Capital Stock - Dividends Paid (Details)", "role": "http://www.radian.com/role/Note14CapitalStockDividendsPaidDetails", "shortName": "Note 14 - Capital Stock - Dividends Paid (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "us-gaap:CommonStockDividendsPerShareDeclared", "us-gaap:CommonStockDividendsPerShareDeclared", "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "id195b66e0c9e44e9afaf6b64a033aa09_D20200213-20200213", "decimals": "3", "lang": "en-US", "name": "rdn:CommonStockDividendsAnnounced", "reportCount": 1, "unique": true, "unitRef": "usdPerShare", "xsiNil": "false" } }, "R75": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ie9fef2dcb4cc45d1b45473e8466b4e18_I20200930", "decimals": "0", "first": true, "lang": "en-US", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2467437 - Disclosure - Note 14 - Capital Stock - Share-based Compensation (Details)", "role": "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "shortName": "Note 14 - Capital Stock - Share-based Compensation (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "ie9fef2dcb4cc45d1b45473e8466b4e18_I20200930", "decimals": "0", "first": true, "lang": "en-US", "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "reportCount": 1, "unique": true, "unitRef": "shares", "xsiNil": "false" } }, "R76": { "firstAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "2", "first": true, "lang": "en-US", "name": "rdn:PMIERSDisasterRelatedCapitalCharge", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2470439 - Disclosure - Note 16 - Statutory Information - Statutory Information (Details)", "role": "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "shortName": "Note 16 - Statutory Information - Statutory Information (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "div", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "2", "first": true, "lang": "en-US", "name": "rdn:PMIERSDisasterRelatedCapitalCharge", "reportCount": 1, "unique": true, "unitRef": "number", "xsiNil": "false" } }, "R77": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:StatutoryAccountingPracticesRiskToCapitalCalculationTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i2a7ae82659694c07ae4ff9600433319b_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "rdn:NetRiskInForce", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "disclosure", "isDefault": "false", "longName": "2471440 - Disclosure - Note 16 - Statutory Information - Risk To Capital Calculation (Details)", "role": "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "shortName": "Note 16 - Statutory Information - Risk To Capital Calculation (Details)", "subGroupType": "details", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:StatutoryAccountingPracticesRiskToCapitalCalculationTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i2a7ae82659694c07ae4ff9600433319b_I20200930", "decimals": "-5", "first": true, "lang": "en-US", "name": "rdn:NetRiskInForce", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R8": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i758de048e9144993b01ea3c68f8b57e8_I20200930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1405426 - Statement - Note 11 - Losses and Loss Adjustment Expense - Reserve for Losses and LAE by Segment", "role": "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "shortName": "Note 11 - Losses and Loss Adjustment Expense - Reserve for Losses and LAE by Segment", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "rdn:ScheduleofLiabilityforUnpaidClaimsandClaimAdjustmentExpensesbySegmentTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "icb1e789792144114bbeee5581310f80d_I20200930", "decimals": "-3", "lang": "en-US", "name": "us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } }, "R9": { "firstAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i544ac7d1787c41b8916cc45ac3a979b1_D20190701-20190930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" }, "groupType": "statement", "isDefault": "false", "longName": "1408438 - Statement - Note 15 - Accumulated Other Comprehensive Income (Loss) - Rollforward of Accumulated Other Comprehensive Income", "role": "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome", "shortName": "Note 15 - Accumulated Other Comprehensive Income (Loss) - Rollforward of Accumulated Other Comprehensive Income", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "td", "tr", "table", "div", "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "ix:continuation", "body", "html" ], "baseRef": "rdn-20200930.htm", "contextRef": "i544ac7d1787c41b8916cc45ac3a979b1_D20190701-20190930", "decimals": "-3", "first": true, "lang": "en-US", "name": "us-gaap:OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax", "reportCount": 1, "unique": true, "unitRef": "usd", "xsiNil": "false" } } }, "segmentCount": 101, "tag": { "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag", "terseLabel": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Area code of city", "label": "City Area Code", "terseLabel": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "normalizedStringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date", "terseLabel": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Type of the document as assigned by the filer, corresponding to SEC document naming convention standards.", "label": "Document [Domain]", "terseLabel": "Document [Domain]" } } }, "localname": "DocumentDomain", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "domainItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus", "terseLabel": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus", "terseLabel": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "gYearItemType" }, "dei_DocumentInformationDocumentAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The axis of a table defines the relationship between the domain members or categories in the table and the line items or concepts that complete the table.", "label": "Document Information, Document [Axis]", "terseLabel": "Document Information, Document [Axis]" } } }, "localname": "DocumentInformationDocumentAxis", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "stringItemType" }, "dei_DocumentInformationLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Document Information [Line Items]", "terseLabel": "Document Information [Line Items]" } } }, "localname": "DocumentInformationLineItems", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "stringItemType" }, "dei_DocumentInformationTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Container to support the formal attachment of each official or unofficial, public or private document as part of a submission package.", "label": "Document Information [Table]", "terseLabel": "Document Information [Table]" } } }, "localname": "DocumentInformationTable", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "stringItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date", "terseLabel": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r647" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report", "terseLabel": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r648" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report", "terseLabel": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type", "terseLabel": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "submissionTypeItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One", "terseLabel": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town", "terseLabel": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code", "terseLabel": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province", "terseLabel": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key", "terseLabel": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding", "terseLabel": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status", "terseLabel": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "yesNoItemType" }, "dei_EntityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains.", "label": "Entity [Domain]", "terseLabel": "Entity [Domain]" } } }, "localname": "EntityDomain", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company", "terseLabel": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number", "terseLabel": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category", "terseLabel": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code", "terseLabel": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r650" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current", "terseLabel": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "yesNoItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name", "terseLabel": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company", "terseLabel": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business", "terseLabel": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r649" ], "lang": { "en-US": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number", "terseLabel": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "employerIdItemType" }, "dei_LegalEntityAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The set of legal entities associated with a report.", "label": "Legal Entity [Axis]", "terseLabel": "Legal Entity [Axis]" } } }, "localname": "LegalEntityAxis", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "stringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number", "terseLabel": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "normalizedStringItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r645" ], "lang": { "en-US": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security", "terseLabel": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r646" ], "lang": { "en-US": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name", "terseLabel": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol", "terseLabel": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://www.radian.com/role/DocumentandEntityInformationDocument" ], "xbrltype": "tradingSymbolItemType" }, "rdn_A1Q20RepurchaseProgramMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "1Q20 Repurchase Program [Member]", "label": "1Q20 Repurchase Program [Member]", "terseLabel": "1Q20 Repurchase Program" } } }, "localname": "A1Q20RepurchaseProgramMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_A2015And2017TaxYearsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "2015 and 2017 Tax Years", "label": "2015 and 2017 Tax Years [Member]", "terseLabel": "2015 and 2017 Tax Years [Member]" } } }, "localname": "A2015And2017TaxYearsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "rdn_A2016SinglePremiumQSRTransactionMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "2016 Single Premium QSR Transaction [Member]", "label": "2016 Single Premium QSR Transaction [Member]", "terseLabel": "2016 Single Premium QSR" } } }, "localname": "A2016SinglePremiumQSRTransactionMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_A2018SinglePremiumQSRMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "2018 Single Premium QSR [Member]", "label": "2018 Single Premium QSR [Member]", "terseLabel": "2018 Single Premium QSR" } } }, "localname": "A2018SinglePremiumQSRMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_A2020AwardYearMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "2020 Award Year", "label": "2020 Award Year [Member]", "terseLabel": "2020 Award Year" } } }, "localname": "A2020AwardYearMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "domainItemType" }, "rdn_A2020SinglePremiumQSRMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "2020 Single Premium QSR [Member]", "label": "2020 Single Premium QSR [Member]", "terseLabel": "2020 Single Premium QSR" } } }, "localname": "A2020SinglePremiumQSRMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_A3Q19RepurchaseProgramMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "3Q19 Repurchase Program [Member]", "label": "3Q19 Repurchase Program [Member]", "terseLabel": "3Q19 Repurchase Program" } } }, "localname": "A3Q19RepurchaseProgramMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_AccumulatedAmortizationGoodwillDispositions": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Accumulated Amortization, Goodwill, Dispositions", "label": "Accumulated Amortization, Goodwill, Dispositions", "terseLabel": "Accumulated Amortization, Goodwill, Dispositions" } } }, "localname": "AccumulatedAmortizationGoodwillDispositions", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "rdn_AllOtherServicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "All Other Services [Member]", "label": "All Other Services [Member]", "terseLabel": "All Other services" } } }, "localname": "AllOtherServicesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_AllOtheractivitiessegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "All Other activities segment [Member]", "label": "All Other activities segment [Member]", "terseLabel": "All Other activities segment" } } }, "localname": "AllOtheractivitiessegmentMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_AmendedMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Amended [Member]", "label": "Amended [Member]", "terseLabel": "Ocwen filings, Amended" } } }, "localname": "AmendedMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_AssetBackedAndOtherMortgageBackedSecuritiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Asset-backed and Other Mortgage-backed Securities", "label": "Asset-backed and other Mortgage Backed securities [Member]", "terseLabel": "Asset-backed and other Mortgage Backed securities" } } }, "localname": "AssetBackedAndOtherMortgageBackedSecuritiesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "domainItemType" }, "rdn_AssetmanagementservicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Asset management services [Member]", "label": "Asset management services [Member]", "terseLabel": "Asset management services" } } }, "localname": "AssetmanagementservicesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_AvailableforsaleDebtSecuritiesAmortizedCostBasisIncludingLoanedSecurities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities", "label": "Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities", "terseLabel": "Available-for-sale Debt Securities, Amortized Cost Basis, Including Loaned Securities" } } }, "localname": "AvailableforsaleDebtSecuritiesAmortizedCostBasisIncludingLoanedSecurities", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "rdn_AvailableforsaleSecuritiesDebtSecuritiesIncludingLoanedSecurities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Available-for-sale Securities, Debt Securities, Including Loaned Securities", "label": "Available-for-sale Securities, Debt Securities, Including Loaned Securities", "terseLabel": "Available-for-sale Securities, Debt Securities, Including Loaned Securities" } } }, "localname": "AvailableforsaleSecuritiesDebtSecuritiesIncludingLoanedSecurities", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "rdn_BasisofPresentationandBusinessOverviewLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Basis of Presentation and Business Overview", "label": "Basis of Presentation and Business Overview [Line Items]", "terseLabel": "Basis of Presentation and Business Overview [Line Items]" } } }, "localname": "BasisofPresentationandBusinessOverviewLineItems", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "rdn_BusinessOverviewAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Business Overview [Abstract]", "label": "Business Overview [Abstract]", "terseLabel": "Business Overview [Abstract]" } } }, "localname": "BusinessOverviewAbstract", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "rdn_CededInsuranceCommissionPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ceded Insurance Commission Percentage", "label": "Ceded Insurance Commission Percentage", "terseLabel": "Ceded Insurance Commission Percentage" } } }, "localname": "CededInsuranceCommissionPercentage", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "percentItemType" }, "rdn_CedingCommissionsEarned": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Ceding Commissions Earned", "label": "Ceding Commissions Earned", "terseLabel": "Ceding commissions earned" } } }, "localname": "CedingCommissionsEarned", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "rdn_ChangeinUnrealizedHoldingGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized holding gain (loss) recognized in the income statement for investments in equity securities and securities classified as trading.", "label": "Change in Unrealized Holding Gain (Loss)", "terseLabel": "Net changes in unrealized gains (losses) on investments" } } }, "localname": "ChangeinUnrealizedHoldingGainLoss", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "rdn_CommonStockDividendsAnnounced": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Common Stock, Dividends, Announced", "label": "Common Stock, Dividends, Announced", "terseLabel": "Common Stock, Dividends, Per Share, Announced" } } }, "localname": "CommonStockDividendsAnnounced", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockDividendsPaidDetails" ], "xbrltype": "perShareItemType" }, "rdn_ContinuousLossPositionLessThanTwelveMonthsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Continuous Loss Position Less Than Twelve Months [Abstract]", "label": "Continuous Loss Position Less Than Twelve Months [Abstract]", "terseLabel": "Continuous Loss Position Less Than Twelve Months [Abstract]" } } }, "localname": "ContinuousLossPositionLessThanTwelveMonthsAbstract", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "rdn_ContinuousLossPositionTotalAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Continuous Loss Position, Total [Abstract]", "label": "Continuous Loss Position, Total [Abstract]", "terseLabel": "Continuous Loss Position, Total" } } }, "localname": "ContinuousLossPositionTotalAbstract", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "rdn_ContinuousUnrealizedLossPositionTwelveMonthsOrGreaterAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Continuous Unrealized Loss Position, Twelve Months Or Greater [Abstract]", "label": "Continuous Unrealized Loss Position, Twelve Months Or Greater [Abstract]", "terseLabel": "Continuous Unrealized Loss Position, Twelve Months Or Greater" } } }, "localname": "ContinuousUnrealizedLossPositionTwelveMonthsOrGreaterAbstract", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "rdn_ConvertiblePromissoryNoteMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Convertible Promissory Note [Member]", "label": "Convertible Promissory Note [Member]", "terseLabel": "Convertible promissory note" } } }, "localname": "ConvertiblePromissoryNoteMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "rdn_CostofServicesRealEstate": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 3.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Cost of Services, Real Estate", "label": "Cost of Services, Real Estate", "terseLabel": "Cost of services" } } }, "localname": "CostofServicesRealEstate", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "rdn_CreditRiskTransferTransactionsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Credit Risk Transfer Transactions [Member]", "label": "Credit Risk Transfer Transactions [Member]", "terseLabel": "Credit Risk Transfer Transactions" } } }, "localname": "CreditRiskTransferTransactionsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "domainItemType" }, "rdn_DEIInformationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "DEI Information [Abstract]", "label": "DEI Information [Abstract]", "terseLabel": "DEI Information [Abstract]" } } }, "localname": "DEIInformationAbstract", "nsuri": "http://www.radian.com/20200930", "xbrltype": "stringItemType" }, "rdn_DefaultToClaimRateDetailAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Default To Claim Rate Detail [Abstract]", "label": "Default To Claim Rate Detail [Abstract]", "terseLabel": "Default To Claim Rate Detail [Abstract]" } } }, "localname": "DefaultToClaimRateDetailAbstract", "nsuri": "http://www.radian.com/20200930", "xbrltype": "stringItemType" }, "rdn_DefaultToClaimRateEstimateGrossForNewDefaults": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This concept represents the rate at which newly reported defaulted loans are expected to result in a claim.", "label": "Default To Claim Rate Estimate, Gross, For New Defaults", "terseLabel": "Default To Claim Rate Estimate, Gross, For New Defaults" } } }, "localname": "DefaultToClaimRateEstimateGrossForNewDefaults", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails" ], "xbrltype": "percentItemType" }, "rdn_EagleRe20181PrimaryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Eagle Re 2018-1 (Primary)", "label": "Eagle Re 2018-1 (Primary) [Member]", "terseLabel": "Eagle Re 2018-1 (Primary)" } } }, "localname": "EagleRe20181PrimaryMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_EagleRe20191PrimaryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Eagle Re 2019-1 (Primary)", "label": "Eagle Re 2019-1 (Primary) [Member]", "terseLabel": "Eagle Re 2019-1 (Primary)" } } }, "localname": "EagleRe20191PrimaryMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_EagleRe20201PrimaryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Eagle Re 2020-1 (Primary) [Member]", "label": "Eagle Re 2020-1 (Primary) [Member]", "terseLabel": "Eagle Re 2020-1 (Primary)" } } }, "localname": "EagleRe20201PrimaryMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_EagleRe20202PrimaryMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Eagle Re 2020-2 (Primary)", "label": "Eagle Re 2020-2 (Primary) [Member]", "terseLabel": "Eagle Re 2020-2 (Primary)" } } }, "localname": "EagleRe20202PrimaryMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_EquitySecuritiesChangeinUnrealizedHoldingGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of the change in unrealized holding gain (loss) recognized in the income statement for investments in equity securities.", "label": "Equity Securities, Change in Unrealized Holding Gain (Loss)", "terseLabel": "Equity Securities, Change in Unrealized Holding Gain (Loss)" } } }, "localname": "EquitySecuritiesChangeinUnrealizedHoldingGainLoss", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "rdn_ExcessofLossLayerAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Excess-of-Loss Layer [Axis]", "label": "Excess-of-Loss Layer [Axis]", "terseLabel": "Excess-of-Loss Layer [Axis]" } } }, "localname": "ExcessofLossLayerAxis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "stringItemType" }, "rdn_ExcessofLossLayerDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "[Domain] for Excess-of-Loss Layer [Axis]", "label": "Excess-of-Loss Layer [Domain]", "terseLabel": "Excess-of-Loss Layer [Domain]" } } }, "localname": "ExcessofLossLayerDomain", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_ExcessofLossProgramAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Excess-of-Loss Program [Axis]", "label": "Excess-of-Loss Program [Axis]", "terseLabel": "Excess-of-Loss Program [Axis]" } } }, "localname": "ExcessofLossProgramAxis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "stringItemType" }, "rdn_ExcessofLossProgramDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "[Domain] for Excess-of-Loss Program [Axis]", "label": "Excess-of-Loss Program [Domain]", "terseLabel": "Excess-of-Loss Program [Domain]" } } }, "localname": "ExcessofLossProgramDomain", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_ExcessofLossProgramMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Excess-of-Loss Program [Member]", "label": "Excess-of-Loss Program [Member]", "terseLabel": "Excess-of-Loss Program" } } }, "localname": "ExcessofLossProgramMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_FederalHomeLoanBankRatioofMarketValueofCollateraltoAdvances": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The ratio of the market value of the collateralized eligible assets to the principal balance of the FHLB advances", "label": "Federal Home Loan Bank, Ratio of Market Value of Collateral to Advances", "terseLabel": "Federal Home Loan Bank, Ratio of Market Value of Collateral to Advances" } } }, "localname": "FederalHomeLoanBankRatioofMarketValueofCollateraltoAdvances", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails" ], "xbrltype": "pureItemType" }, "rdn_FirstLienMortgageInsuranceProductsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "First Lien Mortgage Insurance Products [Member] includes all first lien products flow and pool", "label": "First Lien Mortgage Insurance Products [Member]", "terseLabel": "First Lien Mortgage Insurance Products" } } }, "localname": "FirstLienMortgageInsuranceProductsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "domainItemType" }, "rdn_GoodwillDispositions": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Goodwill, Dispositions", "label": "Goodwill, Dispositions", "negatedTerseLabel": "Goodwill, Dispositions" } } }, "localname": "GoodwillDispositions", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "rdn_GoodwillDispositionsNet": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Goodwill, Dispositions, Net", "label": "Goodwill, Dispositions, Net", "terseLabel": "Goodwill, Dispositions, Net" } } }, "localname": "GoodwillDispositionsNet", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "rdn_IncreaseDecreaseinGoodwillandIntangibleAssets": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the reporting period in goodwill and intangible assets which includes amortization, impairment, etc.", "label": "Increase (Decrease) in Goodwill and Intangible Assets", "negatedLabel": "Amortization and impairment of other acquired intangible assets" } } }, "localname": "IncreaseDecreaseinGoodwillandIntangibleAssets", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "rdn_IncreaseInNetPremiumsEarned": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Increase in Net Premiums Earned", "label": "Increase in Net Premiums Earned", "terseLabel": "Increase in Net Premiums Earned" } } }, "localname": "IncreaseInNetPremiumsEarned", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "rdn_IncreaseInNetPremiumsEarnedPerShare": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Increase in Net Premiums Earned Per Share", "label": "Increase in Net Premiums Earned Per Share", "terseLabel": "Increase in Net Premiums Earned Per Share" } } }, "localname": "IncreaseInNetPremiumsEarnedPerShare", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "perShareItemType" }, "rdn_InitialMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Initial [Member]", "label": "Initial [Member]", "terseLabel": "Ocwen filings, Initial" } } }, "localname": "InitialMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_InsuranceCertificatesIssuedUnderMultipleInsurancePolicies": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The number of insurance certificates issued under multiple insurance policies related to the Ocwen lawsuit.", "label": "Insurance Certificates Issued Under Multiple Insurance Policies", "terseLabel": "Insurance Certificates Issued Under Multiple Insurance Policies" } } }, "localname": "InsuranceCertificatesIssuedUnderMultipleInsurancePolicies", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "integerItemType" }, "rdn_InsuranceCertificatesWhoseScopesWereNarrowedasaResultoftheConfidentialAgreement": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement", "label": "Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement", "terseLabel": "Insurance Certificates Whose Scopes Were Narrowed as a Result of the Confidential Agreement" } } }, "localname": "InsuranceCertificatesWhoseScopesWereNarrowedasaResultoftheConfidentialAgreement", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "integerItemType" }, "rdn_InsurancecoveragedecisionsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disputes involving insurance coverage decisions.", "label": "Insurance coverage decisions [Member]", "terseLabel": "Insurance coverage decisions" } } }, "localname": "InsurancecoveragedecisionsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_InsurancepremiumrefundsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Insurance premium refunds [Member]", "label": "Insurance premium refunds [Member]", "terseLabel": "Insurance premium refunds" } } }, "localname": "InsurancepremiumrefundsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_InvestmentsMeasuredatNAVMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments Measured at NAV [Member]", "label": "Investments Measured at NAV [Member]", "terseLabel": "Investments Measured at NAV" } } }, "localname": "InvestmentsMeasuredatNAVMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "rdn_LineofCreditFacilityPaymentofCommitmentFees": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Line of Credit Facility, Payment of Commitment Fees", "label": "Line of Credit Facility, Payment of Commitment Fees", "negatedTerseLabel": "Credit facility commitment fees paid" } } }, "localname": "LineofCreditFacilityPaymentofCommitmentFees", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "rdn_LitigationComplainantAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Litigation Complainant [Axis]", "label": "Litigation Complainant [Axis]", "terseLabel": "Litigation Complainant [Axis]" } } }, "localname": "LitigationComplainantAxis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "stringItemType" }, "rdn_LitigationComplainantDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "[Domain] for Litigation Complainant [Axis]", "label": "Litigation Complainant [Domain]", "terseLabel": "Litigation Complainant [Domain]" } } }, "localname": "LitigationComplainantDomain", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_LossContingencyLegalActionsCommencementPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Under Our Master Insurance Policy Any Suit Or Action Arising From Any Right Of The Insured Under The Policy Must Be Commenced Within This Number Of Years After Such Right First Arose", "label": "Loss Contingency, Legal Actions Commencement, Period", "terseLabel": "Loss Contingency, Legal Actions Commencement, Period" } } }, "localname": "LossContingencyLegalActionsCommencementPeriod", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "durationItemType" }, "rdn_LossReservesAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Loss Reserves [Axis]", "label": "Loss Reserves [Axis]", "terseLabel": "Loss Reserves [Axis]" } } }, "localname": "LossReservesAxis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "stringItemType" }, "rdn_LossReservesDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "[Domain] for Loss Reserves [Axis]", "label": "Loss Reserves [Domain]", "terseLabel": "Loss Reserves [Domain]" } } }, "localname": "LossReservesDomain", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "domainItemType" }, "rdn_MortgageInsuranceAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Mortgage Insurance [Abstract]", "label": "Mortgage Insurance [Abstract]", "terseLabel": "Mortgage Insurance [Abstract]" } } }, "localname": "MortgageInsuranceAbstract", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "rdn_MortgageInsuranceSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Mortgage Insurance Segment", "label": "Mortgage Insurance Segment [Member]", "terseLabel": "Mortgage segment", "verboseLabel": "Mortgage insurance loss reserves" } } }, "localname": "MortgageInsuranceSegmentMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_MortgageServicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Mortgage Services [Member]", "label": "Mortgage Services [Member]", "terseLabel": "Mortgage services" } } }, "localname": "MortgageServicesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_NarrowedScopeMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Narrowed Scope [Member]", "label": "Narrowed Scope [Member]", "terseLabel": "Ocwen filings, Narrowed Scope" } } }, "localname": "NarrowedScopeMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_NationstarMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Nationstar [Member]", "label": "Nationstar [Member]", "terseLabel": "Nationstar" } } }, "localname": "NationstarMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_NetChangesinUnrealizedGainsLossesRecognizedinEarningsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block]", "label": "Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block]", "terseLabel": "Net Changes in Unrealized Gains (Losses) Recognized in Earnings [Table Text Block]" } } }, "localname": "NetChangesinUnrealizedGainsLossesRecognizedinEarningsTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "rdn_NetGainsLossesonInvestmentsandOtherFinancialInstruments": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 5.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This concept represents the gains and losses on investments and other financial instruments for the period excluding the impact of changes in the present value of insurance claims and recoveries on insured credit derivatives and VIEs, based on the company's ongoing insurance loss monitoring, which are a component of segment expenses. Also includes other than temporarily impaired losses recognized in earnings.", "label": "Net Gains (Losses) on Investments and Other Financial Instruments", "terseLabel": "Net gains (losses) on investments and other financial instruments" } } }, "localname": "NetGainsLossesonInvestmentsandOtherFinancialInstruments", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "rdn_NetRiskInForce": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This concept represents the risk in force (an estimate of the maximum loss exposure that an entity has at any point in time) net of risk ceded through reinsurance contracts and net of risk in force on defaulted loans.", "label": "Net Risk In Force", "terseLabel": "RIF, net" } } }, "localname": "NetRiskInForce", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "rdn_NetUnrealizedLossesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Net Unrealized Losses [Abstract]", "label": "Net Unrealized Losses [Abstract]", "terseLabel": "Net Unrealized Losses [Abstract]" } } }, "localname": "NetUnrealizedLossesAbstract", "nsuri": "http://www.radian.com/20200930", "xbrltype": "stringItemType" }, "rdn_NonAssetBackedSecurityInvestmentsContractualMaturitiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Non Asset Backed Security Investments, Contractual Maturities is used to capture all fixed maturity investments excluding Asset Backed Securities (which have no single maturity dates) in the schedule of contractual maturities of fixed maturity investments. (excludes RMBS, CMBS and other ABS)", "label": "Non Asset Backed Security Investments, Contractual Maturities [Member]", "terseLabel": "Non asset-backed securities" } } }, "localname": "NonAssetBackedSecurityInvestmentsContractualMaturitiesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "domainItemType" }, "rdn_NumberOfAnniversariesOfTheGrantDate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of Anniversaries of the Grant Date", "label": "Number of Anniversaries of the Grant Date", "terseLabel": "Number of Anniversaries of the Grant Date" } } }, "localname": "NumberOfAnniversariesOfTheGrantDate", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "integerItemType" }, "rdn_NumberOfMissedPayments": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of missed payments", "label": "Number of missed payments", "terseLabel": "Number of missed payments" } } }, "localname": "NumberOfMissedPayments", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "integerItemType" }, "rdn_NumberOfMonthsThatDisasterRelatedCapitalChargeIsApplied": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of Months that Disaster Related Capital Charge is Applied.", "label": "Number of Months that Disaster Related Capital Charge is Applied.", "terseLabel": "Number of Months that Disaster Related Capital Charge is Applied." } } }, "localname": "NumberOfMonthsThatDisasterRelatedCapitalChargeIsApplied", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "durationItemType" }, "rdn_NumberofFullyCollateralizedReinsuranceArrangementswiththeEagleReIssuers": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers", "label": "Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers", "terseLabel": "Number of Fully Collateralized Reinsurance Arrangements with the Eagle Re Issuers" } } }, "localname": "NumberofFullyCollateralizedReinsuranceArrangementswiththeEagleReIssuers", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "integerItemType" }, "rdn_OcwenMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ocwen [Member]", "label": "Ocwen [Member]", "terseLabel": "Ocwen" } } }, "localname": "OcwenMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_OperatingIncomeLossPreTaxNonGAAP": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This concept represents the adjusted pre-tax operating income (loss) for segment reporting (non GAAP) and only includes the revenue and expense items that management considers in assessing the performance of the segment businesses.", "label": "Operating Income (Loss) Pre-Tax Non-GAAP", "terseLabel": "Adjusted pretax operating income (loss)" } } }, "localname": "OperatingIncomeLossPreTaxNonGAAP", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "rdn_OrganizationConsolidationandPresentationTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Organization, Consolidation and Presentation Table", "label": "Organization, Consolidation and Presentation [Table]", "terseLabel": "Organization, Consolidation and Presentation [Table]" } } }, "localname": "OrganizationConsolidationandPresentationTable", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "rdn_OtherComprehensiveGainLossUnrealizedHoldingGainsLossesonInvestmentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Other Comprehensive Gain (Loss), Unrealized Holding Gains (Losses) on Investments [Abstract]", "label": "Other Comprehensive Gain (Loss), Unrealized Holding Gains (Losses) on Investments [Abstract]", "terseLabel": "Unrealized gains (losses) on investments:" } } }, "localname": "OtherComprehensiveGainLossUnrealizedHoldingGainsLossesonInvestmentsAbstract", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited" ], "xbrltype": "stringItemType" }, "rdn_OtherComprehensiveIncomeLossReclassificationAdjustmentForNonCreditRelatedImpairmentsBeforeTax": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Before Tax", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Before Tax", "terseLabel": "Net realized gains (losses) on disposals and non-credit related impairment losses" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentForNonCreditRelatedImpairmentsBeforeTax", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "rdn_OtherComprehensiveIncomeLossReclassificationAdjustmentForNonCreditRelatedImpairmentsNetOfTax": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited": { "order": 3.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Net of Tax", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Net of Tax", "terseLabel": "Net realized gains (losses) on disposals and non-credit related impairment losses" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentForNonCreditRelatedImpairmentsNetOfTax", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "rdn_OtherComprehensiveIncomeLossReclassificationAdjustmentForNonCreditRelatedImpairmentsTax": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Tax", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment for Non Credit Related Impairments, Tax", "terseLabel": "Net realized gains (losses) on disposals and non-credit related impairment losses" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentForNonCreditRelatedImpairmentsTax", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "rdn_OtherInvestmentsChangeinUnrealizedHoldingGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Other Investments, Change in Unrealized Holding Gain (Loss)", "label": "Other Investments, Change in Unrealized Holding Gain (Loss)", "terseLabel": "Other Investments, Change in Unrealized Holding Gain (Loss)" } } }, "localname": "OtherInvestmentsChangeinUnrealizedHoldingGainLoss", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "rdn_OtherThanTemporaryImpairmentLossesInvestmentsDueToIntentToSell": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other Than Temporary Impairment Losses, Investments, Due to Intent to Sell", "label": "Other Than Temporary Impairment Losses, Investments, Due to Intent to Sell", "negatedLabel": "Impairment losses due to intent to sell" } } }, "localname": "OtherThanTemporaryImpairmentLossesInvestmentsDueToIntentToSell", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "rdn_OtherThanTemporaryImpairmentLossesInvestmentsExpectedCreditLosses": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Other than Temporary Impairment Losses, Investments, Expected Credit Losses", "label": "Other than Temporary Impairment Losses, Investments, Expected Credit Losses", "negatedLabel": "Net decrease (increase) in expected credit losses" } } }, "localname": "OtherThanTemporaryImpairmentLossesInvestmentsExpectedCreditLosses", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "rdn_PMIERSDisasterRelatedCapitalCharge": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "PMIERS Disaster Related Capital Charge", "label": "PMIERS Disaster Related Capital Charge", "terseLabel": "PMIERS Disaster Related Capital Charge" } } }, "localname": "PMIERSDisasterRelatedCapitalCharge", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "percentItemType" }, "rdn_PercentOfStockWithOrdinaryVotingRightsThatCompanyMustRetainInOrderToMakeAnyCapitalStockTransactions": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions", "label": "Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions", "terseLabel": "Percent of Stock With Ordinary Voting Rights That Company Must Retain In Order To Make Any Capital Stock Transactions" } } }, "localname": "PercentOfStockWithOrdinaryVotingRightsThatCompanyMustRetainInOrderToMakeAnyCapitalStockTransactions", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details" ], "xbrltype": "percentItemType" }, "rdn_PerformanceBasedRSUsEquitySettledMemberMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Performance Based RSUs Equity Settled Member", "label": "Performance Based RSUs Equity Settled Member [Member]", "terseLabel": "Performance Based RSUs Equity Settled" } } }, "localname": "PerformanceBasedRSUsEquitySettledMemberMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "domainItemType" }, "rdn_PoolInsuranceMortgageInsuranceProductMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Pool Insurance Mortgage Insurance Product [Member]", "label": "Pool Insurance Mortgage Insurance Product [Member]", "terseLabel": "Pool Insurance Mortgage Insurance Product" } } }, "localname": "PoolInsuranceMortgageInsuranceProductMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_PrimaryCaseReservesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Primary Case Reserves [Member]", "label": "Primary Case Reserves [Member]", "terseLabel": "Primary Case Reserves" } } }, "localname": "PrimaryCaseReservesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "domainItemType" }, "rdn_PrimaryMortgageProductMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This represents the primary mortgage product.", "label": "Primary Mortgage Product [Member]", "terseLabel": "Primary Mortgage Product" } } }, "localname": "PrimaryMortgageProductMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails" ], "xbrltype": "domainItemType" }, "rdn_PrivateMortgageInsuranceProtectsLendersForLoansMadeWithLessThanThisMaximumDownPaymentPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This element represents the maximum down payment percentage on a home's purchase price that is used to measure the need for private mortgage insurance.", "label": "Private Mortgage Insurance Protects Lenders For Loans Made With Less Than This Maximum Down Payment Percentage", "terseLabel": "Private Mortgage Insurance Protects Lenders For Loans Made With Less Than This Maximum Down Payment Percentage" } } }, "localname": "PrivateMortgageInsuranceProtectsLendersForLoansMadeWithLessThanThisMaximumDownPaymentPercentage", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "percentItemType" }, "rdn_PrivateMortgageInsuranceProtectsLendersForRefinancingsMadetoHomeBuyersWithLessThanThisMaximumEquityOwnershipPercentage": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This element represents the maximum equity-ownership percentage on a home's value that is used to measure the need for private mortgage insurance for refinancings.", "label": "Private Mortgage Insurance Protects Lenders For Refinancings Made to Home Buyers With Less Than This Maximum Equity-Ownership Percentage", "terseLabel": "Private Mortgage Insurance Protects Lenders For Refinancings Made to Home Buyers With Less Than This Maximum Equity-Ownership Percentage" } } }, "localname": "PrivateMortgageInsuranceProtectsLendersForRefinancingsMadetoHomeBuyersWithLessThanThisMaximumEquityOwnershipPercentage", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "percentItemType" }, "rdn_ProceedsfromSaleofEquitySecurities": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Proceeds from Sale of Equity Securities", "label": "Proceeds from Sale of Equity Securities", "terseLabel": "Proceeds from Sales of Equity Securities" } } }, "localname": "ProceedsfromSaleofEquitySecurities", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "rdn_RadianGroupInc.Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Radian Group Inc. [Member]", "label": "Radian Group Inc. [Member]", "terseLabel": "Radian Group Inc." } } }, "localname": "RadianGroupInc.Member", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_RadianGuarantyMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Radian Guaranty [Member]", "label": "Radian Guaranty [Member]", "terseLabel": "Radian Guaranty" } } }, "localname": "RadianGuarantyMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_RadianReinsuranceMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Radian Reinsurance", "label": "Radian Reinsurance [Member]", "terseLabel": "Radian Reinsurance" } } }, "localname": "RadianReinsuranceMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "domainItemType" }, "rdn_RealEstateAgentServicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Real Estate Agent Services [Member]", "label": "Real Estate Agent Services [Member]", "terseLabel": "Real estate agent services" } } }, "localname": "RealEstateAgentServicesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_RealEstateSegmentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Real Estate Segment", "label": "Real Estate Segment [Member]", "terseLabel": "Real Estate segment", "verboseLabel": "Title insurance loss reserves" } } }, "localname": "RealEstateSegmentMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "domainItemType" }, "rdn_RealizedGainsLossesonInvestmentsNet": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This amount represents the net realized gains (losses) on all fixed-maturities, equity, trading, short-term, and other-invested assets securities, excluding other-than-temporary impairments and net unrealized gains (losses) on investment securities.", "label": "Realized Gains (Losses) on Investments, Net", "terseLabel": "Net realized gains (losses) on investments" } } }, "localname": "RealizedGainsLossesonInvestmentsNet", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "rdn_ReductionInCapitalCharges": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reduction in Capital Charges", "label": "Reduction in Capital Charges", "terseLabel": "Reduction in Capital Charges" } } }, "localname": "ReductionInCapitalCharges", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "percentItemType" }, "rdn_ReductionInNumberOfNewDefaultsFromThePriorQuarter": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reduction in Number of New Defaults from the Prior Quarter", "label": "Reduction in Number of New Defaults from the Prior Quarter", "terseLabel": "Reduction in Number of New Defaults from the Prior Quarter" } } }, "localname": "ReductionInNumberOfNewDefaultsFromThePriorQuarter", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "pureItemType" }, "rdn_ReinsuranceRetentionPolicyTermofCoveragePeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurance Retention Policy, Term of Coverage, Period", "label": "Reinsurance Retention Policy, Term of Coverage, Period", "terseLabel": "Reinsurance Retention Policy, Term of Coverage, Period" } } }, "localname": "ReinsuranceRetentionPolicyTermofCoveragePeriod", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "durationItemType" }, "rdn_ReinvestedCashCollateralHeldUnderSecuritiesLendingAgreements": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Reinvested Cash Collateral Held Under Securities Lending Agreements", "label": "Reinvested Cash Collateral Held Under Securities Lending Agreements", "terseLabel": "Reinvested Cash Collateral Held Under Securities Lending Agreements" } } }, "localname": "ReinvestedCashCollateralHeldUnderSecuritiesLendingAgreements", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "rdn_RevolvingCreditFacilityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Revolving Credit Facility [Abstract]", "label": "Revolving Credit Facility [Abstract]", "terseLabel": "Revolving Credit Facility [Abstract]" } } }, "localname": "RevolvingCreditFacilityAbstract", "nsuri": "http://www.radian.com/20200930", "xbrltype": "stringItemType" }, "rdn_RiskInForce": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Risk In Force", "label": "Risk In Force", "terseLabel": "Risk In Force", "verboseLabel": "Direct Primary Mortgage Insurance RIF" } } }, "localname": "RiskInForce", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "monetaryItemType" }, "rdn_RiskToCapitalCalculationTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Risk To Capital Calculation [Table]", "label": "Risk To Capital Calculation [Table]", "terseLabel": "Risk To Capital Calculation [Table]" } } }, "localname": "RiskToCapitalCalculationTable", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "stringItemType" }, "rdn_RiskToCapitalLineItemsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Risk to Capital Line Items [Line Items]", "label": "Risk to Capital Line Items [Line Items]", "terseLabel": "Risk to Capital Line Items [Line Items]" } } }, "localname": "RiskToCapitalLineItemsLineItems", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "stringItemType" }, "rdn_RiskToCapitalRatio": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "This concept represents an entity's ratio of net risk in force (excludes risk ceded through reinsurance contracts and risk in force on defaulted loans) to the amount of statutory capital (defined as the sum of statutory policyholders' surplus plus statutory contingency reserves).", "label": "Risk To Capital Ratio", "terseLabel": "Risk-to-capital" } } }, "localname": "RiskToCapitalRatio", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "pureItemType" }, "rdn_RiskinForceAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Risk in Force [Axis]", "label": "Risk in Force [Axis]", "terseLabel": "Risk in Force [Axis]" } } }, "localname": "RiskinForceAxis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "rdn_RiskinForceDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "[Domain] for Risk in Force [Axis]", "label": "Risk in Force [Domain]", "terseLabel": "Risk in Force [Domain]" } } }, "localname": "RiskinForceDomain", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "domainItemType" }, "rdn_ScheduleOfInvestmentMaturitiesTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Investment Maturities [Table]", "label": "Schedule of Investment Maturities [Table]", "terseLabel": "Schedule of Investment Maturities [Table]" } } }, "localname": "ScheduleOfInvestmentMaturitiesTable", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "stringItemType" }, "rdn_ScheduleofCollateralizedReinsuranceAgreementsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Collateralized Reinsurance Agreements [Table Text Block]", "label": "Schedule of Collateralized Reinsurance Agreements [Table Text Block]", "terseLabel": "Schedule of Collateralized Reinsurance Agreements [Table Text Block]" } } }, "localname": "ScheduleofCollateralizedReinsuranceAgreementsTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceTables" ], "xbrltype": "textBlockItemType" }, "rdn_ScheduleofLiabilityforUnpaidClaimsandClaimAdjustmentExpensesbySegmentTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Liability for Unpaid Claims and Claim Adjustment Expenses, by Segment [Table Text Block]", "label": "Schedule of Liability for Unpaid Claims and Claim Adjustment Expenses, by Segment [Table Text Block]", "terseLabel": "Reserve for Losses and LAE by Segment" } } }, "localname": "ScheduleofLiabilityforUnpaidClaimsandClaimAdjustmentExpensesbySegmentTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseTables" ], "xbrltype": "textBlockItemType" }, "rdn_ScheduleofSinglePremiumQuotaShareReinsuranceProgramDetailsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block]", "label": "Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block]", "terseLabel": "Schedule of Single Premium Quota Share Reinsurance Program Details [Table Text Block]" } } }, "localname": "ScheduleofSinglePremiumQuotaShareReinsuranceProgramDetailsTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceTables" ], "xbrltype": "textBlockItemType" }, "rdn_ScheduleofTotalReserveforLossesandLAEAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of Total Reserve for Losses and LAE [Abstract]", "label": "Schedule of Total Reserve for Losses and LAE [Abstract]", "terseLabel": "Schedule of Total Reserve for Losses and LAE [Abstract]" } } }, "localname": "ScheduleofTotalReserveforLossesandLAEAbstract", "nsuri": "http://www.radian.com/20200930", "xbrltype": "stringItemType" }, "rdn_ScheduleofVIEAssetsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Schedule of VIE Assets [Table Text Block]", "label": "Schedule of VIE Assets [Table Text Block]", "terseLabel": "Schedule of VIE Assets [Table Text Block]" } } }, "localname": "ScheduleofVIEAssetsTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceTables" ], "xbrltype": "textBlockItemType" }, "rdn_SecuritiesLendingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Securities Lending Activities [Abstract]", "label": "Securities Lending Activities [Abstract]", "terseLabel": "Securities Lending Activities [Abstract]" } } }, "localname": "SecuritiesLendingActivitiesAbstract", "nsuri": "http://www.radian.com/20200930", "xbrltype": "stringItemType" }, "rdn_SecuritiesLoanedAssetAmortizedCostBasis": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Securities Loaned, Asset, Amortized Cost Basis", "label": "Securities Loaned, Asset, Amortized Cost Basis", "terseLabel": "Less: loaned securities" } } }, "localname": "SecuritiesLoanedAssetAmortizedCostBasis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "rdn_SeniorNotesDue2024Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Senior Notes Due 2024 [Member]", "label": "Senior Notes Due 2024 [Member]", "terseLabel": "Senior Notes Due 2024" } } }, "localname": "SeniorNotesDue2024Member", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "domainItemType" }, "rdn_SeniorNotesDue2025Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Senior Notes Due 2025", "label": "Senior Notes Due 2025 [Member]", "terseLabel": "Senior Notes Due 2025" } } }, "localname": "SeniorNotesDue2025Member", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "domainItemType" }, "rdn_SeniorNotesDue2027Member": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Senior Notes Due 2027 [Member]", "label": "Senior Notes Due 2027 [Member]", "terseLabel": "Senior Notes Due 2027" } } }, "localname": "SeniorNotesDue2027Member", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "domainItemType" }, "rdn_SeniorNotesFairValue": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The fair value amount of senior notes whether such amount is presented as a separate caption or as a parenthetical disclosure.", "label": "Senior Notes, Fair Value", "terseLabel": "Senior Notes, Fair Value" } } }, "localname": "SeniorNotesFairValue", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "monetaryItemType" }, "rdn_SeparateThirdPartyReinsurerMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Separate Third-Party Reinsurer", "label": "Separate Third-Party Reinsurer [Member]", "terseLabel": "Separate Third-Party Reinsurer" } } }, "localname": "SeparateThirdPartyReinsurerMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_ServicesRevenueAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Services Revenue [Axis]", "label": "Services Revenue [Axis]", "terseLabel": "Services Revenue [Axis]" } } }, "localname": "ServicesRevenueAxis", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "stringItemType" }, "rdn_ServicesRevenueDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "[Domain] for Services Revenue [Axis]", "label": "Services Revenue [Domain]", "terseLabel": "Services Revenue [Domain]" } } }, "localname": "ServicesRevenueDomain", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_ServicesRevenueNet": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 2.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The total net amount of mortgage and real estate services revenue from our Services segment.", "label": "Services Revenue, Net", "terseLabel": "Services Revenue, Net", "verboseLabel": "Services revenue (Note 4)" } } }, "localname": "ServicesRevenueNet", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "rdn_ServicesRevenueTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Services Revenue [Table Text Block]", "label": "Services Revenue [Table Text Block]", "terseLabel": "Services Revenue [Table Text Block]" } } }, "localname": "ServicesRevenueTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingTables" ], "xbrltype": "textBlockItemType" }, "rdn_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceAdjustmentToSharesWeightedAverageGrantDateFairValue": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Performance Adjustment to Shares, Weighted Average Grant Date Fair Value", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Performance Adjustment to Shares, Weighted Average Grant Date Fair Value", "terseLabel": "Weighted Average Grant Date Fair Value, Performance Adjustment" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsPerformanceAdjustmentToSharesWeightedAverageGrantDateFairValue", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "perShareItemType" }, "rdn_ShareBasedCompensationMaximumPayoutPercentageOfTargetAward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Share-based Compensation Maximum Payout Percentage of Target Award", "label": "Share-based Compensation Maximum Payout Percentage of Target Award", "terseLabel": "Payout Percentage of Target Award" } } }, "localname": "ShareBasedCompensationMaximumPayoutPercentageOfTargetAward", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "percentItemType" }, "rdn_StateandLocalNOLCarryforwardsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "State and Local NOL Carryforwards [Member]", "label": "State and Local NOL Carryforwards [Member]", "terseLabel": "State and Local NOL Carryforwards" } } }, "localname": "StateandLocalNOLCarryforwardsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "rdn_StatutoryAccountingPracticeStatutoryPosition": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This concept represents statutory surplus plus contingency reserves, the total of which is used in the calculation of risk to capital.", "label": "Statutory Accounting Practice, Statutory Position", "totalLabel": "Statutory capital" } } }, "localname": "StatutoryAccountingPracticeStatutoryPosition", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "rdn_StatutoryAccountingPracticesContingencyReserve": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails": { "order": 2.0, "parentTag": "rdn_StatutoryAccountingPracticeStatutoryPosition", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Funds separated from retained earnings and held to cover any unforeseen future business losses.", "label": "Statutory Accounting Practices, Contingency Reserve", "verboseLabel": "Contingency reserve" } } }, "localname": "StatutoryAccountingPracticesContingencyReserve", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "rdn_StatutoryAccountingPracticesRiskToCapitalCalculationTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Risk To Capital Calculation [Table Text Block]", "label": "Statutory Accounting Practices, Risk To Capital Calculation [Table Text Block]", "terseLabel": "Risk To Capital Calculation [Table Text Block]" } } }, "localname": "StatutoryAccountingPracticesRiskToCapitalCalculationTableTextBlock", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationTables" ], "xbrltype": "textBlockItemType" }, "rdn_StatutoryAccountingPracticesStatutoryCapitalandSurplusIncreaseDecrease": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The change in the statutory capital and surplus of an entity during the period.", "label": "Statutory Accounting Practices, Statutory Capital and Surplus, Increase (Decrease)", "terseLabel": "Increase (decrease) in Statutory Capital and Surplus" } } }, "localname": "StatutoryAccountingPracticesStatutoryCapitalandSurplusIncreaseDecrease", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "rdn_SurplusNoteNoticeofRedemptionPeriod": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The minimum number of days that must be given as notice prior to redemption of the surplus note.", "label": "Surplus Note, Notice of Redemption Period", "terseLabel": "Surplus Note, Notice of Redemption Period" } } }, "localname": "SurplusNoteNoticeofRedemptionPeriod", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "durationItemType" }, "rdn_TimeVestedRSUsEquitySettledMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Time Vested RSUs Equity Settled", "label": "Time Vested RSUs Equity Settled [Member]", "terseLabel": "Time Vested RSUs Equity Settled" } } }, "localname": "TimeVestedRSUsEquitySettledMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "domainItemType" }, "rdn_TitleServicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Title Services [Member]", "label": "Title Services [Member]", "terseLabel": "Title services" } } }, "localname": "TitleServicesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_TotalDebtSecuritiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Total Debt Securities [Line Items]", "label": "Total Debt Securities [Line Items]", "terseLabel": "Total Debt Securities [Line Items]" } } }, "localname": "TotalDebtSecuritiesLineItems", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "stringItemType" }, "rdn_TotalOperatingExpensesAllocatedtoSubsidiariesFromParentCompany": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of operating expenses (excluding interest expense) that is allocated to a segment from the Parent company.", "label": "Total Operating Expenses Allocated to Subsidiaries From Parent Company", "terseLabel": "Total Operating Expenses Allocated to Subsidiaries From Parent Company" } } }, "localname": "TotalOperatingExpensesAllocatedtoSubsidiariesFromParentCompany", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "rdn_TotalPrimaryInsuranceMortgageInsuranceProductsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Total Primary insurance Mortgage Insurance Products [Member] includes first-lien reserves for non-pool insurance.", "label": "Total Primary Insurance Mortgage Insurance Products [Member]", "terseLabel": "Total primary reserves" } } }, "localname": "TotalPrimaryInsuranceMortgageInsuranceProductsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "rdn_Totalof3Q19and1Q20RepurchaseProgramsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Total of 3Q19 and 1Q20 Repurchase Programs [Member]", "label": "Total of 3Q19 and 1Q20 Repurchase Programs [Member]", "terseLabel": "Total of 3Q19 and 1Q20 Repurchase Programs" } } }, "localname": "Totalof3Q19and1Q20RepurchaseProgramsMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "domainItemType" }, "rdn_TradingSecuritiesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Investments in debt securities and/or other forms of securities that provide ownership interests classified as trading.", "label": "Trading Securities [Member]", "terseLabel": "Trading Securities" } } }, "localname": "TradingSecuritiesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "domainItemType" }, "rdn_UnearnedCedingCommissions": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Represents upfront payments to the entity related to commissions on ceded insurance risk not yet earned. The amortization of this amount will be netted against the entity's deferred policy acquisition costs on the ceded policies.", "label": "Unearned Ceding Commissions", "terseLabel": "Deferred ceding commissions" } } }, "localname": "UnearnedCedingCommissions", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "rdn_VIENonconsolidatedCarryingAmountAssets": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "VIE, Non-consolidated, Carrying Amount, Assets", "label": "VIE, Non-consolidated, Carrying Amount, Assets", "terseLabel": "VIE, Non-consolidated, Carrying Amount, Assets" } } }, "localname": "VIENonconsolidatedCarryingAmountAssets", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "monetaryItemType" }, "rdn_VIENonconsolidatedCarryingAmountLiabilities": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "VIE, Non-consolidated, Carrying Amount, Liabilities", "label": "VIE, Non-consolidated, Carrying Amount, Liabilities", "terseLabel": "VIE, Non-consolidated, Carrying Amount, Liabilities" } } }, "localname": "VIENonconsolidatedCarryingAmountLiabilities", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "monetaryItemType" }, "rdn_ValuationServicesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Valuation Services [Member]", "label": "Valuation Services [Member]", "terseLabel": "Valuation services" } } }, "localname": "ValuationServicesMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "rdn_XOLFirstLayerMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "XOL First Layer [Member]", "label": "XOL First Layer [Member]", "terseLabel": "XOL First Layer" } } }, "localname": "XOLFirstLayerMember", "nsuri": "http://www.radian.com/20200930", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "srt_ConsolidationItemsAxis": { "auth_ref": [ "r166", "r185", "r186", "r187", "r188", "r190", "r192", "r196" ], "lang": { "en-US": { "role": { "label": "Consolidation Items [Axis]", "terseLabel": "Consolidation Items [Axis]" } } }, "localname": "ConsolidationItemsAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "stringItemType" }, "srt_ConsolidationItemsDomain": { "auth_ref": [ "r166", "r185", "r186", "r187", "r188", "r190", "r192", "r196" ], "lang": { "en-US": { "role": { "label": "Consolidation Items [Domain]", "terseLabel": "Consolidation Items [Domain]" } } }, "localname": "ConsolidationItemsDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "srt_LitigationCaseAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Litigation Case [Axis]", "terseLabel": "Litigation Case [Axis]" } } }, "localname": "LitigationCaseAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "stringItemType" }, "srt_LitigationCaseTypeDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Litigation Case [Domain]", "terseLabel": "Litigation Case [Domain]" } } }, "localname": "LitigationCaseTypeDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "srt_MaximumMember": { "auth_ref": [ "r334", "r336", "r454", "r455", "r456", "r457", "r458", "r459", "r480", "r585", "r587" ], "lang": { "en-US": { "role": { "label": "Maximum [Member]", "terseLabel": "Maximum" } } }, "localname": "MaximumMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "srt_MinimumMember": { "auth_ref": [ "r334", "r336", "r454", "r455", "r456", "r457", "r458", "r459", "r480", "r585", "r587" ], "lang": { "en-US": { "role": { "label": "Minimum [Member]", "terseLabel": "Minimum" } } }, "localname": "MinimumMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails", "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "srt_PartnershipInterestMember": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Partnership Interest [Member]", "terseLabel": "Partnership investment" } } }, "localname": "PartnershipInterestMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "srt_ProductOrServiceAxis": { "auth_ref": [ "r198", "r318", "r319", "r482", "r584", "r586" ], "lang": { "en-US": { "role": { "label": "Product and Service [Axis]", "terseLabel": "Product and Service [Axis]" } } }, "localname": "ProductOrServiceAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "stringItemType" }, "srt_ProductsAndServicesDomain": { "auth_ref": [ "r198", "r318", "r319", "r482", "r584", "r586" ], "lang": { "en-US": { "role": { "label": "Product and Service [Domain]", "terseLabel": "Product and Service [Domain]" } } }, "localname": "ProductsAndServicesDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "srt_RangeAxis": { "auth_ref": [ "r324", "r334", "r336", "r454", "r455", "r456", "r457", "r458", "r459", "r480", "r585", "r587" ], "lang": { "en-US": { "role": { "label": "Statistical Measurement [Axis]", "terseLabel": "Statistical Measurement [Axis]" } } }, "localname": "RangeAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails", "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "stringItemType" }, "srt_RangeMember": { "auth_ref": [ "r324", "r334", "r336", "r454", "r455", "r456", "r457", "r458", "r459", "r480", "r585", "r587" ], "lang": { "en-US": { "role": { "label": "Statistical Measurement [Domain]", "terseLabel": "Statistical Measurement [Domain]" } } }, "localname": "RangeMember", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails", "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "srt_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentTable": { "auth_ref": [ "r571" ], "lang": { "en-US": { "role": { "label": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Table]", "terseLabel": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Table]" } } }, "localname": "ReinsurancePremiumsForInsuranceCompaniesByProductSegmentTable", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceOtherCollateralDetails" ], "xbrltype": "stringItemType" }, "srt_ScenarioUnspecifiedDomain": { "auth_ref": [ "r335" ], "lang": { "en-US": { "role": { "label": "Scenario [Domain]", "terseLabel": "Scenario [Domain]" } } }, "localname": "ScenarioUnspecifiedDomain", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "domainItemType" }, "srt_StatementScenarioAxis": { "auth_ref": [ "r286", "r335", "r447" ], "lang": { "en-US": { "role": { "label": "Scenario [Axis]", "terseLabel": "Scenario [Axis]" } } }, "localname": "StatementScenarioAxis", "nsuri": "http://fasb.org/srt/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "stringItemType" }, "srt_SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Abstract]", "terseLabel": "SEC Schedule, 12-17, Insurance Companies, Reinsurance [Abstract]" } } }, "localname": "SupplementalScheduleOfReinsurancePremiumsForInsuranceCompaniesAbstract", "nsuri": "http://fasb.org/srt/2020-01-31", "xbrltype": "stringItemType" }, "srt_SupplementaryInsuranceInformationAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]", "terseLabel": "SEC Schedule, 12-16, Insurance Companies, Supplementary Insurance Information [Abstract]" } } }, "localname": "SupplementaryInsuranceInformationAbstract", "nsuri": "http://fasb.org/srt/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_AcceleratedShareRepurchasesFinalPricePaidPerShare": { "auth_ref": [ "r314" ], "lang": { "en-US": { "role": { "documentation": "Final price paid per share for the purchase of the targeted number of shares, determined by an average market price over a fixed period of time.", "label": "Accelerated Share Repurchases, Final Price Paid Per Share", "terseLabel": "Accelerated Share Repurchases, Final Price Paid Per Share" } } }, "localname": "AcceleratedShareRepurchasesFinalPricePaidPerShare", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_AccountingPoliciesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Accounting Policies [Abstract]" } } }, "localname": "AccountingPoliciesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_AccountsAndNotesReceivableNet": { "auth_ref": [ "r19", "r203", "r532" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 4.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allowance for credit loss, of accounts and financing receivable. Includes, but is not limited to, notes and loan receivable.", "label": "Accounts and Financing Receivable, after Allowance for Credit Loss", "terseLabel": "Accounts and notes receivable" } } }, "localname": "AccountsAndNotesReceivableNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccountsReceivableNet": { "auth_ref": [ "r19", "r532" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after allowance for credit loss, of right to consideration from customer for product sold and service rendered in normal course of business.", "label": "Accounts Receivable, after Allowance for Credit Loss", "terseLabel": "Accounts and notes receivable related to revenue service contracts" } } }, "localname": "AccountsReceivableNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccruedInvestmentIncomeReceivable": { "auth_ref": [ "r19", "r492", "r544" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Interest, dividends, rents, ancillary and other revenues earned but not yet received by the entity on its investments.", "label": "Accrued Investment Income Receivable", "terseLabel": "Accrued investment income" } } }, "localname": "AccruedInvestmentIncomeReceivable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": { "auth_ref": [ "r28", "r276" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.", "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment", "terseLabel": "Accumulated depreciation" } } }, "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Accumulated Other Comprehensive Income (Loss) [Line Items]", "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Line Items]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r22", "r46", "r48", "r49", "r540", "r593", "r596" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 5.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 }, "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Accumulated change in equity from transactions and other events and circumstances from non-owner sources, net of tax effect, at period end. Excludes Net Income (Loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners. Includes foreign currency translation items, certain pension adjustments, unrealized gains and losses on certain investments in debt and equity securities, other than temporary impairment (OTTI) losses related to factors other than credit losses on available-for-sale and held-to-maturity debt securities that an entity does not intend to sell and it is not more likely than not that the entity will be required to sell before recovery of the amortized cost basis, as well as changes in the fair value of derivatives related to the effective portion of a designated cash flow hedge.", "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax", "periodEndLabel": "AOCI, Net of Tax, Balance at end of period", "periodStartLabel": "AOCI, Net of Tax, Balance at beginning of period", "terseLabel": "Accumulated other comprehensive income (loss) (Note 15)" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]", "terseLabel": "Accumulated Other Comprehensive Income (Loss), Net of Tax [Abstract]" } } }, "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTaxAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_AccumulatedOtherComprehensiveIncomeMember": { "auth_ref": [ "r45", "r49", "r52", "r107", "r108", "r109", "r396", "r588", "r589" ], "lang": { "en-US": { "role": { "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners.", "label": "AOCI Attributable to Parent [Member]", "verboseLabel": "Accumulated Other Comprehensive Income (Loss)" } } }, "localname": "AccumulatedOtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_AcquiredFiniteLivedIntangibleAssetsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Acquired Finite-Lived Intangible Assets [Line Items]", "terseLabel": "Acquired Finite-Lived Intangible Assets [Line Items]" } } }, "localname": "AcquiredFiniteLivedIntangibleAssetsLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AdditionalPaidInCapitalCommonStock": { "auth_ref": [ "r20" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 3.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value received from shareholders in common stock-related transactions that are in excess of par value or stated value and amounts received from other stock-related transactions. Includes only common stock transactions (excludes preferred stock transactions). May be called contributed capital, capital in excess of par, capital surplus, or paid-in capital.", "label": "Additional Paid in Capital, Common Stock", "terseLabel": "Additional paid-in capital" } } }, "localname": "AdditionalPaidInCapitalCommonStock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdditionalPaidInCapitalMember": { "auth_ref": [ "r107", "r108", "r109", "r352", "r353", "r354" ], "lang": { "en-US": { "role": { "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders.", "label": "Additional Paid-in Capital [Member]", "terseLabel": "Additional Paid-in Capital" } } }, "localname": "AdditionalPaidInCapitalMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationOtherLongtermIncentivePlansRequisiteServicePeriodRecognition": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement, classified as other.", "label": "APIC, Share-based Payment Arrangement, Other, Increase for Cost Recognition", "terseLabel": "Issuance of common stock under incentive and benefit plans" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationOtherLongtermIncentivePlansRequisiteServicePeriodRecognition", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue": { "auth_ref": [ "r337", "r339", "r357", "r358" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for award under share-based payment arrangement.", "label": "APIC, Share-based Payment Arrangement, Increase for Cost Recognition", "terseLabel": "Share-based compensation" } } }, "localname": "AdjustmentsToAdditionalPaidInCapitalSharebasedCompensationRequisiteServicePeriodRecognitionValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AdvancesFromFederalHomeLoanBanks": { "auth_ref": [ "r522" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 4.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 }, "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.", "label": "Advances from Federal Home Loan Banks", "terseLabel": "FHLB advances", "totalLabel": "Advances from Federal Home Loan Banks", "verboseLabel": "FHLB advances (Note 12)" } } }, "localname": "AdvancesFromFederalHomeLoanBanks", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmortizationOfIntangibleAssets": { "auth_ref": [ "r91", "r265", "r270" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 6.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.", "label": "Amortization of Intangible Assets", "terseLabel": "Amortization and impairment of other acquired intangible assets" } } }, "localname": "AmortizationOfIntangibleAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries": { "auth_ref": [ "r101" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of restricted net assets of consolidated and unconsolidated subsidiaries as of the end of the most recently completed fiscal year.", "label": "Amount of Restricted Net Assets for Consolidated and Unconsolidated Subsidiaries", "terseLabel": "Restricted Net Assets Held by Consolidated Subsidiaries" } } }, "localname": "AmountOfRestrictedNetAssetsForConsolidatedAndUnconsolidatedSubsidiaries", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": { "auth_ref": [ "r141" ], "lang": { "en-US": { "role": { "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.", "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount", "terseLabel": "Shares of common stock equivalents" } } }, "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis": { "auth_ref": [ "r141" ], "lang": { "en-US": { "role": { "documentation": "Information by type of antidilutive security.", "label": "Antidilutive Securities [Axis]", "terseLabel": "Antidilutive Securities [Axis]" } } }, "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareByAntidilutiveSecuritiesAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AntidilutiveSecuritiesNameDomain": { "auth_ref": [ "r141" ], "lang": { "en-US": { "role": { "documentation": "Incremental common shares attributable to securities that were not included in diluted earnings per share (EPS) because to do so would increase EPS amounts or decrease loss per share amounts for the period presented.", "label": "Antidilutive Securities, Name [Domain]", "terseLabel": "Antidilutive Securities, Name [Domain]" } } }, "localname": "AntidilutiveSecuritiesNameDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AociBeforeTaxAttributableToParent": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of increase (decrease) in accumulated equity from transactions and other events and circumstances from non-owner sources, attributable to parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners (distributions to owners).", "label": "AOCI before Tax, Attributable to Parent", "periodEndLabel": "AOCI before Tax, Balance at end of period", "periodStartLabel": "AOCI before Tax, Balance at beginning of period" } } }, "localname": "AociBeforeTaxAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_AociTaxAttributableToParent": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) allocated to accumulated other comprehensive income (loss) attributable to parent.", "label": "AOCI Tax, Attributable to Parent", "periodEndLabel": "AOCI Tax, Balance at end of period", "periodStartLabel": "AOCI, Tax, Balance at beginning of period" } } }, "localname": "AociTaxAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetBackedSecuritiesMember": { "auth_ref": [ "r221", "r325" ], "lang": { "en-US": { "role": { "documentation": "Securities that are primarily serviced by the cash flows of a discrete pool of receivables or other financial assets for example, but not limited to, credit card receivables, car loans, recreational vehicle loans, and mobile home loans.", "label": "Asset-backed Securities [Member]", "terseLabel": "Other ABS" } } }, "localname": "AssetBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_Assets": { "auth_ref": [ "r99", "r174", "r187", "r194", "r233", "r393", "r397", "r417", "r493", "r535" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all assets that are recognized. Assets are probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets", "totalLabel": "Assets, Total" } } }, "localname": "Assets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Assets [Abstract]", "terseLabel": "ASSETS" } } }, "localname": "AssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "stringItemType" }, "us-gaap_AssetsFairValueDisclosure": { "auth_ref": [ "r401" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of probable future economic benefits obtained or controlled by an entity as a result of past transactions or events.", "label": "Assets, Fair Value Disclosure", "terseLabel": "Assets, Fair Value Disclosure" } } }, "localname": "AssetsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsHeldByInsuranceRegulators": { "auth_ref": [ "r619" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Carrying amount of cash and investment securities on deposit with state regulatory authorities in connection with capital requirements.", "label": "Assets Held by Insurance Regulators", "terseLabel": "Assets Held by Insurance Regulators" } } }, "localname": "AssetsHeldByInsuranceRegulators", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsOtherDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssetsHeldForSaleNotPartOfDisposalGroupOther": { "auth_ref": [ "r273" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of other assets held-for-sale that are not part of a disposal group.", "label": "Assets Held-for-sale, Not Part of Disposal Group, Other", "terseLabel": "Assets held for sale" } } }, "localname": "AssetsHeldForSaleNotPartOfDisposalGroupOther", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssumedPremiumsEarned": { "auth_ref": [ "r554", "r569", "r610", "r613" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": 2.0, "parentTag": "us-gaap_PremiumsEarnedNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of earned premiums assumed from other entities.", "label": "Assumed Premiums Earned", "terseLabel": "Assumed premiums earned" } } }, "localname": "AssumedPremiumsEarned", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AssumedPremiumsWritten": { "auth_ref": [ "r610" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": 2.0, "parentTag": "us-gaap_PremiumsWrittenNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of written premiums assumed from other entities.", "label": "Assumed Premiums Written", "terseLabel": "Assumed premiums written" } } }, "localname": "AssumedPremiumsWritten", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": { "auth_ref": [ "r210", "r244" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Amortized Cost", "terseLabel": "Fixed-maturities available for sale\u2014at amortized cost", "verboseLabel": "Debt Securities, Available-for-sale, Amortized Cost" } } }, "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": { "auth_ref": [ "r213" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of unrealized gain in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.", "label": "Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax", "terseLabel": "Available-for-sale Securities, Accumulated Gross Unrealized Gain, before Tax" } } }, "localname": "AvailableForSaleSecuritiesAccumulatedGrossUnrealizedGainBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of unrealized loss in accumulated other comprehensive income (AOCI) on investments in debt and equity securities classified as available-for-sale.", "label": "Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax", "negatedTerseLabel": "Available-for-sale Securities, Accumulated Gross Unrealized Loss, before Tax" } } }, "localname": "AvailableForSaleSecuritiesAccumulatedGrossUnrealizedLossBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for twelve months or longer.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss", "negatedTerseLabel": "Unrealized Losses, 12 Months or Greater" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss": { "auth_ref": [ "r225" ], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale in a continuous loss position.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Accumulated Loss", "negatedTotalLabel": "Unrealized Losses, Total" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the aggregate fair value of investments in debt and equity securities in an unrealized loss position which are categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Fair Value", "totalLabel": "Fair Value, Total" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionAccumulatedLoss", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated unrealized loss on investments in debt and equity securities classified as available-for-sale that have been in a continuous loss position for less than twelve months.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss", "negatedTerseLabel": "Unrealized Losses, Less Than 12 Months" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for less than twelve months.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Less than Twelve Months, Fair Value", "verboseLabel": "Fair Value, Less Than 12 Months" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionLessThanTwelveMonthsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Qualitative Disclosure [Abstract]", "terseLabel": "Available-for-sale Securities, Continuous Unrealized Loss Position [Abstract] (Deprecated 2019-01-31)" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionQualitativeDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableForSaleSecuritiesContinuousUnrealizedLossPositionFairValue", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the aggregate fair value of investments in debt and equity securities categorized neither as held-to-maturity nor trading securities that have been in a continuous unrealized loss position for twelve months or longer.", "label": "Available-for-sale Securities, Continuous Unrealized Loss Position, Twelve Months or Longer, Fair Value", "terseLabel": "Fair Value, 12 Months or Greater" } } }, "localname": "AvailableForSaleSecuritiesContinuousUnrealizedLossPositionTwelveMonthsOrLongerFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Available-for-sale Securities, Debt Maturities [Abstract]", "terseLabel": "Available-for-sale Securities" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost": { "auth_ref": [ "r218" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10", "terseLabel": "Due after five years through ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue": { "auth_ref": [ "r214", "r218", "r518" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in sixth through tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10", "terseLabel": "Due after five years through ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterFiveThroughTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost": { "auth_ref": [ "r217" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five", "terseLabel": "Due after one year through five years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue": { "auth_ref": [ "r214", "r217", "r517" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in second through fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five", "terseLabel": "Due after one year through five years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterOneThroughFiveYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost": { "auth_ref": [ "r219" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10", "terseLabel": "Due after ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue": { "auth_ref": [ "r214", "r219", "r519" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after tenth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10", "terseLabel": "Due after ten years" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAfterTenYearsFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Amortized Cost, Fiscal Year Maturity [Abstract]", "terseLabel": "Available-for-sale Securities, Amortized Cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesAmortizedCostAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Securities, Available-for-sale, Fair Value, Fiscal Year Maturity [Abstract]", "terseLabel": "Available-for-sale Securities, Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesFairValueAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost": { "auth_ref": [ "r216" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One", "terseLabel": "Due in one year or less" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue": { "auth_ref": [ "r214", "r216", "r516" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One", "terseLabel": "Due in one year or less" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithinOneYearFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost": { "auth_ref": [ "r220" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), without single maturity date and not allocated over maturity grouping.", "label": "Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Amortized Cost", "terseLabel": "Fixed-maturity investments available for sale, Maturity, without Single Maturity Date, Amortized Cost" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue": { "auth_ref": [ "r220" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), without single maturity date and not allocated over maturity grouping.", "label": "Debt Securities, Available-for-sale, Maturity, without Single Maturity Date, Fair Value", "terseLabel": "Fixed-maturity investments available for sale, Maturity, without Single Maturity Date, Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesDebtSecurities": { "auth_ref": [ "r205", "r211", "r244", "r498" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 1.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale", "terseLabel": "Fixed-maturities available for sale\u2014at fair value, net of allowance for credit losses of $2,290 as of September 30, 2020 (amortized cost of $5,338,536 and $4,549,534)", "verboseLabel": "Fixed-maturity investments available for sale, Total, Fair Value" } } }, "localname": "AvailableForSaleSecuritiesDebtSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossRealizedGains": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents the gross profit realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Gross Realized Gains", "terseLabel": "Gross investment gains from sales and redemptions" } } }, "localname": "AvailableForSaleSecuritiesGrossRealizedGains", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesGrossRealizedLosses": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the gross loss realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Gross Realized Losses", "negatedTerseLabel": "Gross investment losses from sales and redemptions" } } }, "localname": "AvailableForSaleSecuritiesGrossRealizedLosses", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": 2.0, "parentTag": "us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Number of investment positions in available-for-sale investments in a continuous unrealized loss position for less than one year or normal operating cycle, if longer, for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.", "label": "Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Less than One Year", "terseLabel": "Number of Securities, Less than 12 Months" } } }, "localname": "AvailableForSaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsLessThanOneYear", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "integerItemType" }, "us-gaap_AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents the difference between the gross realized gains and losses realized on the sale of debt or equity securities categorized neither as held-to-maturity nor trading securities.", "label": "Available-for-sale Securities, Gross Realized Gain (Loss), Excluding Other than Temporary Impairments", "terseLabel": "Fixed maturities available for sale, net realized gain (loss)" } } }, "localname": "AvailableforsaleSecuritiesGrossRealizedGainLossExcludingOtherThanTemporaryImpairments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1": { "auth_ref": [ "r223" ], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "lang": { "en-US": { "role": { "documentation": "Number of investment positions in available-for-sale investments in a continuous unrealized loss position for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.", "label": "Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions", "totalLabel": "Number of Securities, Total" } } }, "localname": "AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "integerItemType" }, "us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails": { "order": 1.0, "parentTag": "us-gaap_AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositions1", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Number of investment positions in available-for-sale investments that have been in a continuous unrealized loss position for greater than or equal to a year for which an other-than-temporary impairment (OTTI) has not been recognized in the income statement.", "label": "Available-for-sale, Securities in Unrealized Loss Positions, Qualitative Disclosure, Number of Positions, Greater than or Equal to One Year", "terseLabel": "Number of Securities, 12 Months or Greater" } } }, "localname": "AvailableforsaleSecuritiesInUnrealizedLossPositionsQualitativeDisclosureNumberOfPositionsGreaterThanOrEqualToOneYear", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "integerItemType" }, "us-gaap_AwardDateAxis": { "auth_ref": [ "r341", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by date or year award under share-based payment arrangement is granted.", "label": "Award Date [Axis]", "terseLabel": "Award Date [Axis]" } } }, "localname": "AwardDateAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_AwardDateDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Date or year award under share-based payment arrangement is granted.", "label": "Award Date [Domain]", "terseLabel": "Award Date [Domain]" } } }, "localname": "AwardDateDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "domainItemType" }, "us-gaap_AwardTypeAxis": { "auth_ref": [ "r341", "r351" ], "lang": { "en-US": { "role": { "documentation": "Information by type of award under share-based payment arrangement.", "label": "Award Type [Axis]", "terseLabel": "Award Type [Axis]" } } }, "localname": "AwardTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).", "label": "Basis of Accounting, Policy [Policy Text Block]", "terseLabel": "Basis of Accounting, Policy" } } }, "localname": "BasisOfAccountingPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_Capital": { "auth_ref": [ "r526", "r640", "r641" ], "calculation": { "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails": { "order": 1.0, "parentTag": "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of total capital as defined by regulatory framework.", "label": "Banking Regulation, Total Capital, Actual", "terseLabel": "Common stock and paid-in capital" } } }, "localname": "Capital", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalizedComputerSoftwareAccumulatedAmortization": { "auth_ref": [ "r644" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "For each balance sheet presented, the amount of accumulated amortization for capitalized computer software costs.", "label": "Capitalized Computer Software, Accumulated Amortization", "terseLabel": "Accumulated amortization" } } }, "localname": "CapitalizedComputerSoftwareAccumulatedAmortization", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CapitalizedComputerSoftwareNet": { "auth_ref": [ "r643" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying amount of capitalized computer software costs net of accumulated amortization as of the balance sheet date.", "label": "Capitalized Computer Software, Net", "terseLabel": "Internal-use software (net of accumulated amortization of $80,060 and $73,498)" } } }, "localname": "CapitalizedComputerSoftwareNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CarryingReportedAmountFairValueDisclosureMember": { "auth_ref": [ "r413", "r414" ], "lang": { "en-US": { "role": { "documentation": "Measured as reported on the statement of financial position (balance sheet).", "label": "Reported Value Measurement [Member]", "terseLabel": "Carrying (Reported) Amount, Fair Value Disclosure" } } }, "localname": "CarryingReportedAmountFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CashAndCashEquivalentsAtCarryingValue": { "auth_ref": [ "r4", "r26", "r93" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 2.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.", "label": "Cash and Cash Equivalents, at Carrying Value", "terseLabel": "Cash" } } }, "localname": "CashAndCashEquivalentsAtCarryingValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": { "auth_ref": [ "r88", "r93", "r95" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents", "periodEndLabel": "Cash and restricted cash, end of period", "periodStartLabel": "Cash and restricted cash, beginning of period" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": { "auth_ref": [ "r88", "r421" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Cash, Cash Equivalents, Restricted Cash and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect", "totalLabel": "Increase (decrease) in cash and restricted cash" } } }, "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_CededCreditRiskAxis": { "auth_ref": [ "r622" ], "lang": { "en-US": { "role": { "documentation": "Information by reinsurer or group of reinsurers of concentrated credit risk arising from a reinsurance arrangement.", "label": "Ceded Credit Risk, Reinsurer [Axis]", "terseLabel": "Ceded Credit Risk, Reinsurer [Axis]" } } }, "localname": "CededCreditRiskAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CededCreditRiskLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Ceded Credit Risk [Line Items]", "terseLabel": "Ceded Credit Risk [Line Items]" } } }, "localname": "CededCreditRiskLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CededCreditRiskReinsurerDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Reinsurer or group of reinsurers for whom the entity has a concentration of credit risk.", "label": "Ceded Credit Risk, Reinsurer [Domain]", "terseLabel": "Ceded Credit Risk, Reinsurer [Domain]" } } }, "localname": "CededCreditRiskReinsurerDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CededCreditRiskTable": { "auth_ref": [ "r622" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about reinsurer or group of reinsurers for whom the entity has a concentration of credit risk.", "label": "Ceded Credit Risk [Table]", "terseLabel": "Ceded Credit Risk [Table]" } } }, "localname": "CededCreditRiskTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CededPremiumsEarned": { "auth_ref": [ "r554", "r568", "r607", "r608", "r611", "r613" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": 3.0, "parentTag": "us-gaap_PremiumsEarnedNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of earned premiums ceded to other entities.", "label": "Ceded Premiums Earned", "negatedLabel": "Ceded premiums earned" } } }, "localname": "CededPremiumsEarned", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CededPremiumsWritten": { "auth_ref": [ "r611", "r613" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": 3.0, "parentTag": "us-gaap_PremiumsWrittenNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of written premiums ceded to other entities.", "label": "Ceded Premiums Written", "negatedTerseLabel": "Ceded premiums written", "terseLabel": "Ceded premiums written" } } }, "localname": "CededPremiumsWritten", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ClassOfStockDomain": { "auth_ref": [ "r97", "r99", "r130", "r134", "r135", "r138", "r140", "r148", "r149", "r150", "r233", "r417" ], "lang": { "en-US": { "role": { "documentation": "Share of stock differentiated by the voting rights the holder receives. Examples include, but are not limited to, common stock, redeemable preferred stock, nonredeemable preferred stock, and convertible stock.", "label": "Class of Stock [Domain]", "terseLabel": "Class of Stock [Domain]" } } }, "localname": "ClassOfStockDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ClassOfStockLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Class of Stock [Line Items]", "terseLabel": "Capital Stock [Line Items]" } } }, "localname": "ClassOfStockLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockDividendsPaidDetails", "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_CommercialMortgageBackedSecuritiesMember": { "auth_ref": [ "r220", "r325" ], "lang": { "en-US": { "role": { "documentation": "Securities collateralized by commercial real estate mortgage loans.", "label": "Commercial Mortgage Backed Securities [Member]", "terseLabel": "CMBS" } } }, "localname": "CommercialMortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Commitments and Contingencies Disclosure [Abstract]", "terseLabel": "Commitments and Contingencies Disclosure [Abstract]" } } }, "localname": "CommitmentsAndContingenciesDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": { "auth_ref": [ "r282", "r283", "r284", "r293" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for commitments and contingencies.", "label": "Commitments and Contingencies Disclosure [Text Block]", "terseLabel": "Commitments and Contingencies" } } }, "localname": "CommitmentsAndContingenciesDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_CommonStockDividendsPerShareDeclared": { "auth_ref": [ "r313" ], "lang": { "en-US": { "role": { "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding.", "label": "Common Stock, Dividends, Per Share, Declared", "terseLabel": "Common Stock, Dividends, Per Share, Declared" } } }, "localname": "CommonStockDividendsPerShareDeclared", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockDividendsPaidDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockMember": { "auth_ref": [ "r107", "r108" ], "lang": { "en-US": { "role": { "documentation": "Stock that is subordinate to all other stock of the issuer.", "label": "Common Stock [Member]", "terseLabel": "Common Stock" } } }, "localname": "CommonStockMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_CommonStockParOrStatedValuePerShare": { "auth_ref": [ "r18" ], "lang": { "en-US": { "role": { "documentation": "Face amount or stated value per share of common stock.", "label": "Common Stock, Par or Stated Value Per Share", "terseLabel": "Common Stock, Par or Stated Value Per Share" } } }, "localname": "CommonStockParOrStatedValuePerShare", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "perShareItemType" }, "us-gaap_CommonStockSharesAuthorized": { "auth_ref": [ "r18" ], "lang": { "en-US": { "role": { "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws.", "label": "Common Stock, Shares Authorized", "terseLabel": "Common Stock, Shares Authorized" } } }, "localname": "CommonStockSharesAuthorized", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesIssued": { "auth_ref": [ "r18" ], "lang": { "en-US": { "role": { "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.", "label": "Common Stock, Shares, Issued", "terseLabel": "Common Stock, Shares, Issued" } } }, "localname": "CommonStockSharesIssued", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockSharesOutstanding": { "auth_ref": [ "r18", "r306" ], "lang": { "en-US": { "role": { "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.", "label": "Common Stock, Shares, Outstanding", "terseLabel": "Common Stock, Shares, Outstanding" } } }, "localname": "CommonStockSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "sharesItemType" }, "us-gaap_CommonStockValue": { "auth_ref": [ "r18" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 1.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.", "label": "Common Stock, Value, Issued", "terseLabel": "Common stock: par value $0.001 per share; 485,000 shares authorized at September 30, 2020 and December\u00a031, 2019; 210,061 and 219,123 shares issued at September 30, 2020 and December\u00a031, 2019, respectively; 191,556 and 201,164 shares outstanding at September 30, 2020 and December\u00a031, 2019, respectively" } } }, "localname": "CommonStockValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNetOfTax": { "auth_ref": [ "r55", "r57", "r58", "r66", "r509", "r558" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.", "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent", "terseLabel": "Comprehensive income" } } }, "localname": "ComprehensiveIncomeNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ComprehensiveIncomeNoteTextBlock": { "auth_ref": [ "r65", "r74", "r508", "r556" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for comprehensive income, which includes, but is not limited to, 1) the amount of income tax expense or benefit allocated to each component of other comprehensive income, including reclassification adjustments, 2) the reclassification adjustments for each classification of other comprehensive income and 3) the ending accumulated balances for each component of comprehensive income.", "label": "Comprehensive Income (Loss) Note [Text Block]", "terseLabel": "Accumulated Other Comprehensive Income" } } }, "localname": "ComprehensiveIncomeNoteTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLoss" ], "xbrltype": "textBlockItemType" }, "us-gaap_ConcentrationRiskByTypeAxis": { "auth_ref": [ "r155", "r156", "r201", "r415", "r416", "r622" ], "lang": { "en-US": { "role": { "documentation": "Information by type of concentration risk, for example, but not limited to, asset, liability, net assets, geographic, customer, employees, supplier, lender.", "label": "Concentration Risk Type [Axis]", "terseLabel": "Concentration Risk Type [Axis]" } } }, "localname": "ConcentrationRiskByTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ConcentrationRiskPercentage1": { "auth_ref": [ "r155", "r156", "r201", "r415", "r416" ], "lang": { "en-US": { "role": { "documentation": "For an entity that discloses a concentration risk in relation to quantitative amount, which serves as the \"benchmark\" (or denominator) in the equation, this concept represents the concentration percentage derived from the division.", "label": "Concentration Risk, Percentage", "terseLabel": "Concentration Risk, Percentage" } } }, "localname": "ConcentrationRiskPercentage1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "percentItemType" }, "us-gaap_ConcentrationRiskTypeDomain": { "auth_ref": [ "r155", "r156", "r201", "r415", "r416" ], "lang": { "en-US": { "role": { "documentation": "For an entity that discloses a concentration risk as a percentage of some financial balance or benchmark, identifies the type (for example, asset, liability, net assets, geographic, customer, employees, supplier, lender) of the concentration.", "label": "Concentration Risk Type [Domain]", "terseLabel": "Concentration Risk Type [Domain]" } } }, "localname": "ConcentrationRiskTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CorporateDebtSecuritiesMember": { "auth_ref": [ "r325", "r333", "r616" ], "lang": { "en-US": { "role": { "documentation": "Debt securities issued by domestic or foreign corporate business, banks and other entities with a promise of repayment.", "label": "Corporate Debt Securities [Member]", "terseLabel": "Corporate bonds and notes" } } }, "localname": "CorporateDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_CostsAndExpensesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Costs and Expenses [Abstract]", "terseLabel": "Expenses:" } } }, "localname": "CostsAndExpensesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_CumulativeEarningsDeficit": { "auth_ref": [], "calculation": { "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails": { "order": 3.0, "parentTag": "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cumulative earnings (deficits) for relevant time periods.", "label": "Cumulative Earnings (Deficit)", "terseLabel": "Unassigned earnings (deficit)" } } }, "localname": "CumulativeEarningsDeficit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_CustomerRelationshipsMember": { "auth_ref": [ "r389" ], "lang": { "en-US": { "role": { "documentation": "Customer relationship that exists between an entity and its customer, for example, but not limited to, tenant relationships.", "label": "Customer Relationships [Member]", "terseLabel": "Client relationships" } } }, "localname": "CustomerRelationshipsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DebtAndEquitySecuritiesGainLoss": { "auth_ref": [ "r69", "r71" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized and realized gain (loss) on investment in debt and equity securities.", "label": "Debt and Equity Securities, Gain (Loss)", "terseLabel": "Other investments, net realized gain (loss)" } } }, "localname": "DebtAndEquitySecuritiesGainLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Debt Disclosure [Abstract]", "terseLabel": "Debt Disclosure [Abstract]" } } }, "localname": "DebtDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_DebtDisclosureTextBlock": { "auth_ref": [ "r302" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.", "label": "Debt Disclosure [Text Block]", "terseLabel": "Borrowings and Financing Activities" } } }, "localname": "DebtDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtInstrumentAxis": { "auth_ref": [ "r12", "r14", "r15", "r494", "r496", "r531" ], "lang": { "en-US": { "role": { "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities.", "label": "Debt Instrument [Axis]", "terseLabel": "Debt Instrument [Axis]" } } }, "localname": "DebtInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Percentage points added to the reference rate to compute the variable rate on the debt instrument.", "label": "Debt Instrument, Basis Spread on Variable Rate", "terseLabel": "Debt Instrument, Basis Spread on Variable Rate" } } }, "localname": "DebtInstrumentBasisSpreadOnVariableRate1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentFaceAmount": { "auth_ref": [ "r434", "r436" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Face (par) amount of debt instrument at time of issuance.", "label": "Debt Instrument, Face Amount", "terseLabel": "Debt Instrument, Face Amount" } } }, "localname": "DebtInstrumentFaceAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtInstrumentInterestRateStatedPercentage": { "auth_ref": [ "r31" ], "lang": { "en-US": { "role": { "documentation": "Contractual interest rate for funds borrowed, under the debt agreement.", "label": "Debt Instrument, Interest Rate, Stated Percentage", "terseLabel": "Debt Instrument, Interest Rate, Stated Percentage" } } }, "localname": "DebtInstrumentInterestRateStatedPercentage", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt Instrument [Line Items]", "terseLabel": "Debt Instrument [Line Items]" } } }, "localname": "DebtInstrumentLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtInstrumentNameDomain": { "auth_ref": [ "r32" ], "lang": { "en-US": { "role": { "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities.", "label": "Debt Instrument, Name [Domain]", "terseLabel": "Debt Instrument, Name [Domain]" } } }, "localname": "DebtInstrumentNameDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DebtInstrumentRedemptionPricePercentage": { "auth_ref": [ "r524" ], "lang": { "en-US": { "role": { "documentation": "Percentage price of original principal amount of debt at which debt can be redeemed by the issuer.", "label": "Debt Instrument, Redemption Price, Percentage", "terseLabel": "Debt Instrument, Redemption Price, Percentage" } } }, "localname": "DebtInstrumentRedemptionPricePercentage", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details" ], "xbrltype": "percentItemType" }, "us-gaap_DebtInstrumentTable": { "auth_ref": [ "r32", "r103", "r307", "r310", "r311", "r312", "r433", "r434", "r436", "r525" ], "lang": { "en-US": { "role": { "documentation": "A table or schedule providing information pertaining to long-term debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.", "label": "Schedule of Long-term Debt Instruments [Table]", "terseLabel": "Schedule of Senior Notes [Table]" } } }, "localname": "DebtInstrumentTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtSecurities": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at amortized cost (held-to-maturity), investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and investment in debt security measured at fair value with change in fair value recognized in net income (trading).", "label": "Debt Securities", "terseLabel": "Debt Securities" } } }, "localname": "DebtSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss": { "auth_ref": [ "r212", "r244", "r247", "r250" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Allowance for Credit Loss", "negatedTerseLabel": "Debt Securities, Available-for-sale, Allowance for Credit Loss", "periodEndLabel": "Debt Securities, Available-for-sale, Allowance for Credit Loss, Ending Balance", "periodStartLabel": "Debt Securities, Available-for-sale, Allowance for Credit Loss, Beginning Balance", "terseLabel": "Ending balance" } } }, "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded": { "auth_ref": [ "r248" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), for which no credit loss was previously recorded.", "label": "Debt Securities, Available-for-sale, Allowance for Credit Loss, Not Previously Recorded", "terseLabel": "Current provision for securities without prior allowance" } } }, "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLossNotPreviouslyRecorded", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossRecovery": { "auth_ref": [ "r249" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), from recovery.", "label": "Debt Securities, Available-for-sale, Allowance for Credit Loss, Recovery", "negatedTerseLabel": "Net increases (decreases) in allowance on previously impaired securities" } } }, "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLossRecovery", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Debt Securities, Available-for-sale, Allowance for Credit Loss [Roll Forward]", "terseLabel": "Debt Securities, Available-for-sale, Allowance for Credit Loss {Roll Forward]" } } }, "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLossRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLossTableTextBlock": { "auth_ref": [ "r251" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale, Allowance for Credit Loss [Table Text Block]", "terseLabel": "Debt Securities, Available-for-sale, Allowance for Credit Loss" } } }, "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLossTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtSecuritiesAvailableForSaleTableTextBlock": { "auth_ref": [ "r230" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Debt Securities, Available-for-sale [Table Text Block]", "terseLabel": "Available for Sale Securities [Table Text Block]" } } }, "localname": "DebtSecuritiesAvailableForSaleTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_DebtSecuritiesMember": { "auth_ref": [ "r230" ], "lang": { "en-US": { "role": { "documentation": "Debt instrument issued by corporations, governments and governmental agencies, municipalities, and other institutions.", "label": "Debt Securities [Member]", "terseLabel": "Total fixed-maturities available for sale", "verboseLabel": "Debt securities" } } }, "localname": "DebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DeferredPolicyAcquisitionCostAmortizationExpense": { "auth_ref": [ "r91", "r527", "r562", "r572", "r573", "r575", "r591" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 2.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of amortization expense (reversal of expense) for deferred policy acquisition costs.", "label": "Deferred Policy Acquisition Costs, Amortization Expense", "terseLabel": "Policy acquisition costs" } } }, "localname": "DeferredPolicyAcquisitionCostAmortizationExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredPolicyAcquisitionCosts": { "auth_ref": [ "r546", "r573", "r574", "r575", "r591", "r618" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred policy acquisition cost capitalized on contract remaining in force.", "label": "Deferred Policy Acquisition Cost", "terseLabel": "Deferred policy acquisition costs" } } }, "localname": "DeferredPolicyAcquisitionCosts", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxAssetDomain": { "auth_ref": [ "r367" ], "lang": { "en-US": { "role": { "documentation": "Identification of the deferred tax asset for which a valuation reserve exists.", "label": "Deferred Tax Asset [Domain]", "terseLabel": "Deferred Tax Asset [Domain]" } } }, "localname": "DeferredTaxAssetDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "us-gaap_DeferredTaxAssetsValuationAllowance": { "auth_ref": [ "r367" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.", "label": "Deferred Tax Assets, Valuation Allowance", "terseLabel": "Valuation Allowance, Amount" } } }, "localname": "DeferredTaxAssetsValuationAllowance", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DeferredTaxLiabilities": { "auth_ref": [ "r361", "r368" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after deferred tax asset, of deferred tax liability attributable to taxable differences without jurisdictional netting.", "label": "Deferred Tax Liabilities, Net", "terseLabel": "Deferred Tax Liabilities, Net" } } }, "localname": "DeferredTaxLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Depreciation": { "auth_ref": [ "r91", "r275" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.", "label": "Depreciation", "terseLabel": "Depreciation" } } }, "localname": "Depreciation", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DescriptionOfNewAccountingPronouncementsNotYetAdopted": { "auth_ref": [ "r126" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for a new accounting pronouncement that has been issued but not yet adopted.", "label": "Description of New Accounting Pronouncements Not yet Adopted [Text Block]", "terseLabel": "New Accounting Pronouncements Not Yet Adopted, Policy" } } }, "localname": "DescriptionOfNewAccountingPronouncementsNotYetAdopted", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_DirectPremiumsEarned": { "auth_ref": [ "r554", "r567", "r609", "r612" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": 1.0, "parentTag": "us-gaap_PremiumsEarnedNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before premiums ceded to other entities and premiums assumed by the entity, of premiums earned.", "label": "Direct Premiums Earned", "terseLabel": "Direct premiums earned" } } }, "localname": "DirectPremiumsEarned", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DirectPremiumsWritten": { "auth_ref": [ "r609" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": 1.0, "parentTag": "us-gaap_PremiumsWrittenNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before premiums ceded to other entities and premiums assumed by the entity, of premiums written.", "label": "Direct Premiums Written", "verboseLabel": "Direct premiums written" } } }, "localname": "DirectPremiumsWritten", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_DividendsCommonStock": { "auth_ref": [ "r313", "r521" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash, stock and payment-in-kind (PIK).", "label": "Dividends, Common Stock", "negatedTerseLabel": "Dividends and dividend equivalents declared" } } }, "localname": "DividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_EarningsPerShareAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Earnings Per Share [Abstract]", "terseLabel": "Earnings Per Share [Abstract]" } } }, "localname": "EarningsPerShareAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareBasic": { "auth_ref": [ "r67", "r116", "r117", "r118", "r119", "r120", "r127", "r130", "r138", "r139", "r140", "r144", "r145", "r510", "r559" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.", "label": "Earnings Per Share, Basic", "terseLabel": "Basic net income (loss) per share", "verboseLabel": "Net income (loss) per share - basic" } } }, "localname": "EarningsPerShareBasic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareBasicAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Earnings Per Share, Basic [Abstract]", "terseLabel": "Earnings Per Share, Basic [Abstract]" } } }, "localname": "EarningsPerShareBasicAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareBasicLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]", "terseLabel": "Earnings Per Share, Basic, by Common Class, Including Two Class Method [Line Items]" } } }, "localname": "EarningsPerShareBasicLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareDiluted": { "auth_ref": [ "r67", "r116", "r117", "r118", "r119", "r120", "r130", "r138", "r139", "r140", "r144", "r145", "r510", "r559" ], "lang": { "en-US": { "role": { "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.", "label": "Earnings Per Share, Diluted", "terseLabel": "Diluted net income (loss) per share", "verboseLabel": "Net income (loss) per share\u2014diluted" } } }, "localname": "EarningsPerShareDiluted", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_EarningsPerShareDilutedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Earnings Per Share, Diluted [Abstract]", "terseLabel": "Earnings Per Share, Diluted [Abstract]" } } }, "localname": "EarningsPerShareDilutedAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareDilutedLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]", "terseLabel": "Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Line Items]" } } }, "localname": "EarningsPerShareDilutedLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_EarningsPerShareTextBlock": { "auth_ref": [ "r141", "r142", "r143", "r146" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for earnings per share.", "label": "Earnings Per Share [Text Block]", "verboseLabel": "Net Income Per Share" } } }, "localname": "EarningsPerShareTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShare" ], "xbrltype": "textBlockItemType" }, "us-gaap_EffectOfExchangeRateOnCashAndCashEquivalents": { "auth_ref": [ "r421" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 4.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase (decrease) from the effect of exchange rate changes on cash and cash equivalent balances held in foreign currencies.", "label": "Effect of Exchange Rate on Cash and Cash Equivalents", "terseLabel": "Effect of exchange rate changes on cash and restricted cash" } } }, "localname": "EffectOfExchangeRateOnCashAndCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_EffectsOfReinsuranceTableTextBlock": { "auth_ref": [ "r615" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the effects of reinsurance, for example, but not limited to, disclosure of direct, assumed, and ceded insurance.", "label": "Effects of Reinsurance [Table Text Block]", "terseLabel": "Reinsurance, Net Premiums Written and Earned [Table Text Block]" } } }, "localname": "EffectsOfReinsuranceTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_EquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Equity [Abstract]", "terseLabel": "Equity [Abstract]" } } }, "localname": "EquityAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_EquityComponentDomain": { "auth_ref": [ "r107", "r108", "r109", "r113", "r121", "r123", "r147", "r235", "r306", "r313", "r352", "r353", "r354", "r373", "r374", "r423", "r424", "r425", "r426", "r427", "r430", "r588", "r589", "r590" ], "lang": { "en-US": { "role": { "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc.", "label": "Equity Component [Domain]", "terseLabel": "Equity Component [Domain]" } } }, "localname": "EquityComponentDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_EquitySecuritiesFvNi": { "auth_ref": [ "r410" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 5.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI", "terseLabel": "Equity securities\u2014at fair value (cost of $92,638 and $125,311)" } } }, "localname": "EquitySecuritiesFvNi", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiCost": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Cost of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI). Excludes equity method investment and investment in equity security without readily determinable fair value.", "label": "Equity Securities, FV-NI, Cost", "terseLabel": "Equity Securities, FV-NI, Cost" } } }, "localname": "EquitySecuritiesFvNiCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesFvNiRealizedGainLoss": { "auth_ref": [ "r231", "r561" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized gain (loss) from sale of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).", "label": "Equity Securities, FV-NI, Realized Gain (Loss)", "terseLabel": "Equity securities, net realized gain (loss)" } } }, "localname": "EquitySecuritiesFvNiRealizedGainLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_EquitySecuritiesMember": { "auth_ref": [ "r8", "r13", "r230", "r533", "r636", "r637", "r638" ], "lang": { "en-US": { "role": { "documentation": "Ownership interest or right to acquire or dispose of ownership interest in corporations and other legal entities for which ownership interest is represented by shares of common or preferred stock, convertible securities, stock rights, or stock warrants.", "label": "Equity Securities [Member]", "terseLabel": "Equity securities" } } }, "localname": "EquitySecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_EstimateOfFairValueFairValueDisclosureMember": { "auth_ref": [ "r412" ], "lang": { "en-US": { "role": { "documentation": "Measured as an estimate of fair value.", "label": "Estimate of Fair Value Measurement [Member]", "terseLabel": "Estimate of Fair Value, Fair Value Disclosure" } } }, "localname": "EstimateOfFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": { "auth_ref": [ "r401", "r402", "r403", "r407" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis.", "label": "Fair Value, Recurring and Nonrecurring [Table]", "terseLabel": "Fair Value Assets and Liabilities by Hierarchy Level [Table]" } } }, "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]", "terseLabel": "Fair Value by Hierarchy Level [Line Items]", "verboseLabel": "Fair Value, Balance Sheet Grouping, Financial Statement Captions [Line Items]" } } }, "localname": "FairValueBalanceSheetGroupingFinancialStatementCaptionsLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTable": { "auth_ref": [ "r401", "r413", "r414" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table]", "terseLabel": "Fair Value, by Balance Sheet Grouping [Table]" } } }, "localname": "FairValueByBalanceSheetGroupingTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByBalanceSheetGroupingTextBlock": { "auth_ref": [ "r401", "r413" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.", "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]", "terseLabel": "Fair Value, by Balance Sheet Grouping [Table Text Block]" } } }, "localname": "FairValueByBalanceSheetGroupingTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueByFairValueHierarchyLevelAxis": { "auth_ref": [ "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r333", "r402", "r451", "r452", "r453" ], "lang": { "en-US": { "role": { "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient.", "label": "Fair Value Hierarchy and NAV [Axis]", "terseLabel": "Fair Value Hierarchy and NAV [Axis]" } } }, "localname": "FairValueByFairValueHierarchyLevelAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementBasisAxis": { "auth_ref": [ "r401", "r408" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement basis.", "label": "Measurement Basis [Axis]", "terseLabel": "Measurement Basis [Axis]" } } }, "localname": "FairValueByMeasurementBasisAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueByMeasurementFrequencyAxis": { "auth_ref": [ "r401", "r402", "r404", "r405", "r409" ], "lang": { "en-US": { "role": { "documentation": "Information by measurement frequency.", "label": "Measurement Frequency [Axis]", "terseLabel": "Measurement Frequency [Axis]" } } }, "localname": "FairValueByMeasurementFrequencyAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosureItemAmountsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value.", "label": "Fair Value Measurement [Domain]", "terseLabel": "Fair Value Measurement [Domain]" } } }, "localname": "FairValueDisclosureItemAmountsDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueDisclosuresAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Fair Value Disclosures [Abstract]", "terseLabel": "Fair Value Disclosures [Abstract]" } } }, "localname": "FairValueDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_FairValueDisclosuresTextBlock": { "auth_ref": [ "r406" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.", "label": "Fair Value Disclosures [Text Block]", "terseLabel": "Fair Value of Financial Instruments" } } }, "localname": "FairValueDisclosuresTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_FairValueInputsLevel1Member": { "auth_ref": [ "r325", "r326", "r331", "r333", "r402", "r451" ], "lang": { "en-US": { "role": { "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date.", "label": "Fair Value, Inputs, Level 1 [Member]", "terseLabel": "Fair Value, Inputs, Level 1" } } }, "localname": "FairValueInputsLevel1Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel2Member": { "auth_ref": [ "r325", "r326", "r331", "r333", "r402", "r452" ], "lang": { "en-US": { "role": { "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets.", "label": "Fair Value, Inputs, Level 2 [Member]", "terseLabel": "Fair Value, Inputs, Level 2" } } }, "localname": "FairValueInputsLevel2Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueInputsLevel3Member": { "auth_ref": [ "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r333", "r402", "r453" ], "lang": { "en-US": { "role": { "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing.", "label": "Fair Value, Inputs, Level 3 [Member]", "terseLabel": "Fair Value, Inputs, Level 3" } } }, "localname": "FairValueInputsLevel3Member", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementFrequencyDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Measurement frequency.", "label": "Measurement Frequency [Domain]", "terseLabel": "Measurement Frequency [Domain]" } } }, "localname": "FairValueMeasurementFrequencyDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of transfer of financial instrument classified as an asset into (out of) level 3 of the fair value hierarchy.", "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net", "terseLabel": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Transfers, Net" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisAssetTransfersNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityTransfersNet": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of transfers of financial instrument classified as a liability into (out of) level 3 of the fair value hierarchy.", "label": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Transfers, Net", "terseLabel": "Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Liability, Transfers, Net" } } }, "localname": "FairValueMeasurementWithUnobservableInputsReconciliationRecurringBasisLiabilityTransfersNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": { "auth_ref": [ "r325", "r326", "r327", "r328", "r329", "r330", "r331", "r333", "r451", "r452", "r453" ], "lang": { "en-US": { "role": { "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value.", "label": "Fair Value Hierarchy and NAV [Domain]", "terseLabel": "Fair Value Hierarchy" } } }, "localname": "FairValueMeasurementsFairValueHierarchyDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FairValueMeasurementsRecurringMember": { "auth_ref": [ "r406", "r409" ], "lang": { "en-US": { "role": { "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value.", "label": "Fair Value, Recurring [Member]", "terseLabel": "Fair Value, Measurements, Recurring" } } }, "localname": "FairValueMeasurementsRecurringMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1": { "auth_ref": [ "r522", "r523" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the collateral pledged in support of federal home loan bank advances outstanding.", "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged", "terseLabel": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged" } } }, "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalHomeLoanBankAdvancesMaturityPeriodFixedRate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Maturity period on fixed rate advances made and reported by Federal Home Loan Bank (FHLBank), in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate", "terseLabel": "Federal Home Loan Bank, Advances, Maturity Period, Fixed Rate" } } }, "localname": "FederalHomeLoanBankAdvancesMaturityPeriodFixedRate", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails" ], "xbrltype": "durationItemType" }, "us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank).", "label": "Federal Home Loan Bank, Advances, Weighted Average Interest Rate", "terseLabel": "Federal Home Loan Bank, Advances, Weighted Average Interest Rate" } } }, "localname": "FederalHomeLoanBankAdvancesWeightedAverageInterestRate", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails" ], "xbrltype": "percentItemType" }, "us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure": { "auth_ref": [ "r499" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of borrowing from Federal Home Loan Bank (FHLBank).", "label": "Federal Home Loan Bank Borrowings, Fair Value Disclosure", "terseLabel": "FHLB advances, Fair Value" } } }, "localname": "FederalHomeLoanBankBorrowingsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FederalHomeLoanBankCertificatesAndObligationsFHLBMember": { "auth_ref": [ "r500" ], "lang": { "en-US": { "role": { "documentation": "Investments in securities issued by or through the member banks of the federal home loan bank (FHLB).", "label": "Federal Home Loan Bank Certificates and Obligations (FHLB) [Member]", "terseLabel": "FHLB Advances" } } }, "localname": "FederalHomeLoanBankCertificatesAndObligationsFHLBMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FinancialInstrumentAxis": { "auth_ref": [ "r221", "r222", "r238", "r240", "r241", "r242", "r243", "r245", "r246", "r251", "r252", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r478", "r479" ], "lang": { "en-US": { "role": { "documentation": "Information by type of financial instrument.", "label": "Financial Instrument [Axis]", "terseLabel": "Financial Instrument [Axis]" } } }, "localname": "FinancialInstrumentAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": { "auth_ref": [ "r269" ], "calculation": { "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails": { "order": 2.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Accumulated Amortization", "negatedLabel": "Other Intangible Assets, Accumulated Amortization and Impairment" } } }, "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": { "auth_ref": [ "r266", "r267", "r269", "r271", "r483", "r487" ], "lang": { "en-US": { "role": { "documentation": "Information by major type or class of finite-lived intangible assets.", "label": "Finite-Lived Intangible Assets by Major Class [Axis]", "terseLabel": "Finite-Lived Intangible Assets by Major Class [Axis]" } } }, "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_FiniteLivedIntangibleAssetsGross": { "auth_ref": [ "r269", "r487" ], "calculation": { "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails": { "order": 1.0, "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Gross", "terseLabel": "Other Intangible Assets, Original Acquired Amount" } } }, "localname": "FiniteLivedIntangibleAssetsGross", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": { "auth_ref": [ "r266", "r268" ], "lang": { "en-US": { "role": { "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company.", "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]", "terseLabel": "Finite-Lived Intangible Assets, Major Class Name [Domain]" } } }, "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FiniteLivedIntangibleAssetsNet": { "auth_ref": [ "r269", "r483" ], "calculation": { "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.", "label": "Finite-Lived Intangible Assets, Net", "totalLabel": "Other Intangible Assets, Net Carrying Amount" } } }, "localname": "FiniteLivedIntangibleAssetsNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FixedMaturitiesMember": { "auth_ref": [ "r617" ], "lang": { "en-US": { "role": { "documentation": "This element provides types of investments that may be contained within the fixed maturity category which are securities having a stated final repayment date. Examples of items within this category may include bonds, including convertibles and bonds with warrants, and redeemable preferred stocks.", "label": "Fixed Maturities [Member]", "terseLabel": "Fixed-maturities available for sale" } } }, "localname": "FixedMaturitiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ForeignGovernmentDebtSecuritiesMember": { "auth_ref": [ "r325", "r616" ], "lang": { "en-US": { "role": { "documentation": "Debt security issued by government not domiciled in United States of America (US).", "label": "Debt Security, Government, Non-US [Member]", "verboseLabel": "Foreign government and agency securities" } } }, "localname": "ForeignGovernmentDebtSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_FundsHeldUnderReinsuranceAgreementsAsset": { "auth_ref": [ "r552" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the reinsurer's funds held on its behalf by the ceding insurer, including funds held in trust, under reinsurance treaties or contracts with the assuming insurer as security for the payment of the obligations thereunder.", "label": "Funds Held under Reinsurance Agreements, Asset", "terseLabel": "Funds Held under Reinsurance Agreements, Asset" } } }, "localname": "FundsHeldUnderReinsuranceAgreementsAsset", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceOtherCollateralDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_FundsHeldUnderReinsuranceAgreementsLiability": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 5.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of funds held as security for payments to be received under reinsurance contracts.", "label": "Funds Held under Reinsurance Agreements, Liability", "terseLabel": "Reinsurance funds withheld" } } }, "localname": "FundsHeldUnderReinsuranceAgreementsLiability", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnInvestments": { "auth_ref": [ "r73", "r91", "r208" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of realized and unrealized gain (loss) on investment.", "label": "Gain (Loss) on Investments", "terseLabel": "Total net gains (losses) on investments" } } }, "localname": "GainLossOnInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GainLossOnInvestmentsTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of realized and unrealized gain (loss) on investment in security.", "label": "Gain (Loss) on Securities [Table Text Block]", "terseLabel": "Net Gains (Losses) on Investments and Other Financial Instruments [Table Text Block]" } } }, "localname": "GainLossOnInvestmentsTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_GainsLossesOnExtinguishmentOfDebt": { "auth_ref": [ "r91", "r300", "r301" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 7.0, "parentTag": "us-gaap_OperatingExpenses", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.", "label": "Gain (Loss) on Extinguishment of Debt", "negatedTerseLabel": "Loss on extinguishment of debt", "terseLabel": "Gain (Loss) on Extinguishment of Debt" } } }, "localname": "GainsLossesOnExtinguishmentOfDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_Goodwill": { "auth_ref": [ "r255", "r257", "r491" ], "calculation": { "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill", "totalLabel": "Goodwill, Net" } } }, "localname": "Goodwill", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillAcquiredDuringPeriod": { "auth_ref": [ "r259" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of increase in asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized resulting from a business combination.", "label": "Goodwill, Acquired During Period", "terseLabel": "Goodwill, Acquired During Period" } } }, "localname": "GoodwillAcquiredDuringPeriod", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillAndIntangibleAssetImpairment": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Total loss recognized during the period from the impairment of goodwill plus the loss recognized in the period resulting from the impairment of the carrying amount of intangible assets, other than goodwill.", "label": "Goodwill and Intangible Asset Impairment", "terseLabel": "Goodwill and Intangible Asset Impairment" } } }, "localname": "GoodwillAndIntangibleAssetImpairment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Goodwill and Intangible Assets Disclosure [Abstract]", "terseLabel": "Goodwill and Intangible Assets Disclosure [Abstract]" } } }, "localname": "GoodwillAndIntangibleAssetsDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock": { "auth_ref": [ "r272" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for goodwill and intangible assets.", "label": "Goodwill and Intangible Assets Disclosure [Text Block]", "terseLabel": "Goodwill and Other Intangible Assets, Net" } } }, "localname": "GoodwillAndIntangibleAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNet" ], "xbrltype": "textBlockItemType" }, "us-gaap_GoodwillGross": { "auth_ref": [ "r258", "r261" ], "calculation": { "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails": { "order": 1.0, "parentTag": "us-gaap_Goodwill", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before accumulated impairment loss of an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill, Gross", "periodEndLabel": "Goodwill, Gross, End of Period", "periodStartLabel": "Goodwill, Gross, Beginning of Period" } } }, "localname": "GoodwillGross", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillImpairedAccumulatedImpairmentLoss": { "auth_ref": [ "r258", "r261" ], "calculation": { "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails": { "order": 2.0, "parentTag": "us-gaap_Goodwill", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of accumulated impairment loss for an asset representing future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill, Impaired, Accumulated Impairment Loss", "negatedPeriodEndLabel": "Goodwill, Impaired, Accumulated Impairment Loss, End of Period", "negatedPeriodStartLabel": "Goodwill, Impaired, Accumulated Impairment Loss, Beginning of Period" } } }, "localname": "GoodwillImpairedAccumulatedImpairmentLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillImpairmentLoss": { "auth_ref": [ "r91", "r256", "r260", "r263" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of loss from the write-down of an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized.", "label": "Goodwill, Impairment Loss", "negatedTerseLabel": "Goodwill, Impairment Loss" } } }, "localname": "GoodwillImpairmentLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_GoodwillLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Goodwill [Line Items]", "terseLabel": "Goodwill [Line Items]" } } }, "localname": "GoodwillLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "stringItemType" }, "us-gaap_GoodwillRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Goodwill [Roll Forward]", "terseLabel": "Goodwill [Roll Forward]" } } }, "localname": "GoodwillRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ImpairmentOfLongLivedAssetsHeldForUse": { "auth_ref": [ "r91", "r274", "r278" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The aggregate amount of write-downs for impairments recognized during the period for long lived assets held for use (including those held for disposal by means other than sale).", "label": "Impairment of Long-Lived Assets Held-for-use", "negatedTerseLabel": "Impairment of other long-lived assets and other-non-operating items" } } }, "localname": "ImpairmentOfLongLivedAssetsHeldForUse", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": { "auth_ref": [ "r63", "r174", "r186", "r190", "r193", "r196", "r488", "r506", "r512", "r563" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.", "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest", "terseLabel": "Consolidated pretax income (loss)", "totalLabel": "Consolidated pretax income (loss)" } } }, "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeStatementAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Income Statement [Abstract]", "terseLabel": "Income Statement [Abstract]" } } }, "localname": "IncomeStatementAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxAuthorityAxis": { "auth_ref": [ "r364" ], "lang": { "en-US": { "role": { "documentation": "Information by tax jurisdiction.", "label": "Income Tax Authority [Axis]", "terseLabel": "Income Tax Authority [Axis]" } } }, "localname": "IncomeTaxAuthorityAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxAuthorityDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Agency, division or body classification that levies income taxes, examines tax returns for compliance, or grants exemptions from or makes other decisions pertaining to income taxes.", "label": "Income Tax Authority [Domain]", "terseLabel": "Income Tax Authority [Domain]" } } }, "localname": "IncomeTaxAuthorityDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "us-gaap_IncomeTaxCreditsAndAdjustments": { "auth_ref": [ "r92" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "A credit or adjustment for government or taxing authority authorized decrease in taxes owed as a result of meeting certain tax policy conditions.", "label": "Income Tax Credits and Adjustments", "terseLabel": "Income Tax Credits and Adjustments" } } }, "localname": "IncomeTaxCreditsAndAdjustments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxDisclosureAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Income Tax Disclosure [Abstract]", "terseLabel": "Income Tax Disclosure [Abstract]" } } }, "localname": "IncomeTaxDisclosureAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_IncomeTaxDisclosureTextBlock": { "auth_ref": [ "r363", "r365", "r370", "r378", "r380", "r384", "r385", "r386" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for income taxes. Disclosures may include net deferred tax liability or asset recognized in an enterprise's statement of financial position, net change during the year in the total valuation allowance, approximate tax effect of each type of temporary difference and carryforward that gives rise to a significant portion of deferred tax liabilities and deferred tax assets, utilization of a tax carryback, and tax uncertainties information.", "label": "Income Tax Disclosure [Text Block]", "terseLabel": "Income Taxes" } } }, "localname": "IncomeTaxDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxes" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncomeTaxExpenseBenefit": { "auth_ref": [ "r100", "r122", "r123", "r172", "r362", "r379", "r382", "r564" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetIncomeLoss", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.", "label": "Income Tax Expense (Benefit)", "verboseLabel": "Income tax provision" } } }, "localname": "IncomeTaxExpenseBenefit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncomeTaxPolicyTextBlock": { "auth_ref": [ "r59", "r96", "r359", "r360", "r365", "r366", "r369", "r372", "r642" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.", "label": "Income Tax, Policy [Policy Text Block]", "terseLabel": "Income Tax, Policy" } } }, "localname": "IncomeTaxPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesPolicies", "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_IncreaseDecreaseInSecuritiesLendingPayable": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The increase (decrease) during the period in the carrying amount of the liability pertaining to obligations to return collateral that the entity received when it loaned securities to the counterparty to the transaction.", "label": "Increase (Decrease) in Securities Lending Payable", "terseLabel": "Change in secured borrowings, net (with terms three months or less)" } } }, "localname": "IncreaseDecreaseInSecuritiesLendingPayable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]", "terseLabel": "Increase (Decrease) in Stockholders' Equity [Roll Forward]" } } }, "localname": "IncreaseDecreaseInStockholdersEquityRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": { "auth_ref": [ "r131", "r132", "r133", "r140" ], "lang": { "en-US": { "role": { "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.", "label": "Incremental Common Shares Attributable to Dilutive Effect of Share-based Payment Arrangements", "verboseLabel": "Dilutive effect of share-based compensation arrangements" } } }, "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_InsuranceAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Insurance [Abstract]", "terseLabel": "Insurance [Abstract]" } } }, "localname": "InsuranceAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_InsuranceClaimsMember": { "auth_ref": [ "r291", "r597" ], "lang": { "en-US": { "role": { "documentation": "A demand for payment of a policy benefit because of the occurrence of an insured event, such as the death or disability of the insured; the maturity of an endowment; the incurrence of hospital or medical bills; the destruction or damage of property and related deaths or injuries; defects in, liens on, or challenges to the title to real estate; or the occurrence of a surety loss; and the costs to process claims.", "label": "Insurance Claims [Member]", "terseLabel": "Insurance Claims" } } }, "localname": "InsuranceClaimsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InsuranceDisclosureTextBlock": { "auth_ref": [ "r623" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the types of coverages and products sold, and the assets, obligations, recorded liabilities, revenues and expenses arising therefrom, and the amounts of and methodologies and assumptions used in determining the amounts of such items.", "label": "Insurance Disclosure [Text Block]", "terseLabel": "Statutory Information" } } }, "localname": "InsuranceDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_InsuranceLossReservesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Insurance Loss Reserves [Abstract]", "terseLabel": "Insurance Loss Reserves [Abstract]" } } }, "localname": "InsuranceLossReservesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_IntangibleAssetsNetIncludingGoodwill": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 6.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Carrying amount of finite-lived intangible assets, indefinite-lived intangible assets and goodwill. Goodwill is an asset representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognized. Intangible assets are assets, not including financial assets, lacking physical substance.", "label": "Intangible Assets, Net (Including Goodwill)", "terseLabel": "Goodwill and other acquired intangible assets, net (Note 7)" } } }, "localname": "IntangibleAssetsNetIncludingGoodwill", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestExpense": { "auth_ref": [ "r61", "r168", "r432", "r435", "r511" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 5.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of the cost of borrowed funds accounted for as interest expense.", "label": "Interest Expense", "terseLabel": "Interest expense" } } }, "localname": "InterestExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_InterestIncomeRelatedParty": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of interest income earned from interest-bearing assets owed to the entity by related party.", "label": "Interest Income, Related Party", "negatedTerseLabel": "Interest Income, Related Party" } } }, "localname": "InterestIncomeRelatedParty", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InternalRevenueServiceIRSMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Designated tax department of the United States of America government entitled to levy and collect income taxes from the entity.", "label": "Internal Revenue Service (IRS) [Member]", "terseLabel": "Internal Revenue Service (IRS)" } } }, "localname": "InternalRevenueServiceIRSMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "us-gaap_IntersegmentEliminationMember": { "auth_ref": [ "r166", "r185", "r186", "r187", "r188", "r190", "r192", "r196" ], "lang": { "en-US": { "role": { "documentation": "Eliminating entries used in operating segment consolidation.", "label": "Intersegment Eliminations [Member]", "terseLabel": "Intersegment Eliminations" } } }, "localname": "IntersegmentEliminationMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "us-gaap_InvestmentPolicyTextBlock": { "auth_ref": [ "r232", "r560" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for investment in financial asset.", "label": "Investment, Policy [Policy Text Block]", "terseLabel": "Investment, Policy" } } }, "localname": "InvestmentPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentTypeAxis": { "auth_ref": [ "r624", "r625", "r626", "r627", "r628", "r629", "r630", "r631", "r632", "r633", "r634", "r635", "r636", "r637", "r638" ], "lang": { "en-US": { "role": { "documentation": "Information by type of investments.", "label": "Investment Type [Axis]", "terseLabel": "Investment Type [Axis]" } } }, "localname": "InvestmentTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_InvestmentTypeCategorizationMember": { "auth_ref": [ "r624", "r625", "r626", "r627", "r628", "r629", "r630", "r631", "r632", "r633", "r634", "r635", "r636", "r637", "r638" ], "lang": { "en-US": { "role": { "documentation": "Asset obtained to generate income or appreciate in value.", "label": "Investments [Domain]", "terseLabel": "Investments [Domain]" } } }, "localname": "InvestmentTypeCategorizationMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_Investments": { "auth_ref": [ "r550" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 1.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all investments.", "label": "Investments", "totalLabel": "Investments, Total" } } }, "localname": "Investments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Investments [Abstract]", "terseLabel": "Investments [Abstract]" } } }, "localname": "InvestmentsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_InvestmentsClassifiedByContractualMaturityDateTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of maturities of an entity's investments as well as any other information pertinent to the investments.", "label": "Investments Classified by Contractual Maturity Date [Table Text Block]", "terseLabel": "Contractual Maturities [Table Text Block]" } } }, "localname": "InvestmentsClassifiedByContractualMaturityDateTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Investments, Debt and Equity Securities [Abstract]", "terseLabel": "Investments, Debt and Equity Securities [Abstract]" } } }, "localname": "InvestmentsDebtAndEquitySecuritiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_InvestmentsFairValueDisclosure": { "auth_ref": [ "r401" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Fair value portion of investment securities, including, but not limited to, marketable securities, derivative financial instruments, and investments accounted for under the equity method.", "label": "Investments, Fair Value Disclosure", "verboseLabel": "Total Investments at Fair Value" } } }, "localname": "InvestmentsFairValueDisclosure", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": { "auth_ref": [ "r230", "r489", "r520", "r639" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for investments in certain debt and equity securities.", "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]", "terseLabel": "Investments" } } }, "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_Liabilities": { "auth_ref": [ "r30", "r99", "r188", "r233", "r394", "r397", "r398", "r417" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 1.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Sum of the carrying amounts as of the balance sheet date of all liabilities that are recognized. Liabilities are probable future sacrifices of economic benefits arising from present obligations of an entity to transfer assets or provide services to other entities in the future.", "label": "Liabilities", "totalLabel": "Total liabilities" } } }, "localname": "Liabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquity": { "auth_ref": [ "r25", "r99", "r233", "r417", "r497", "r543" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.", "label": "Liabilities and Equity", "totalLabel": "Total liabilities and stockholders\u2019 equity" } } }, "localname": "LiabilitiesAndStockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilitiesAndStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liabilities and Equity [Abstract]", "terseLabel": "Liabilities and Stockholders\u2019 Equity" } } }, "localname": "LiabilitiesAndStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r579", "r582" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 2.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 }, "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": 1.0, "parentTag": "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount needed to reflect the estimated ultimate cost of settling claims relating to insured events that have occurred on or before the balance sheet date, whether or not reported to the insurer at that date.", "label": "Liability for Claims and Claims Adjustment Expense", "periodEndLabel": "Balance at end of period", "periodStartLabel": "Balance at beginning of period", "terseLabel": "Reserve for losses and loss adjustment expense", "verboseLabel": "Reserve for losses and loss adjustment expense (Note 11)" } } }, "localname": "LiabilityForClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Liability for Claims and Claims Adjustment Expense [Line Items]", "terseLabel": "Liability for Claims and Claims Adjustment Expense [Line Items]" } } }, "localname": "LiabilityForClaimsAndClaimsAdjustmentExpenseLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForClaimsAndClaimsAdjustmentExpenseTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the liability for claims and claims adjustment expense.", "label": "Liability for Claims and Claims Adjustment Expense [Table]", "terseLabel": "Liability for Claims and Claims Adjustment Expense [Table]" } } }, "localname": "LiabilityForClaimsAndClaimsAdjustmentExpenseTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock": { "auth_ref": [ "r598" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for liabilities related to future policy benefits and unpaid claims and claim adjustments.", "label": "Liability for Future Policy Benefits and Unpaid Claims Disclosure [Text Block]", "terseLabel": "Losses and Loss Adjustment Expense" } } }, "localname": "LiabilityForFuturePolicyBenefitsAndUnpaidClaimsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid [Abstract]", "terseLabel": "Deduct paid claims and LAE related to [Abstract]" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1": { "auth_ref": [ "r581" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": 1.0, "parentTag": "us-gaap_PaymentsForLossesAndLossAdjustmentExpense", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of payments to settle claims incurred in the current period and related claims settlement costs.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Current Year", "terseLabel": "Paid Losses and LAE Current year" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidCurrentYear1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1": { "auth_ref": [ "r581" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": 2.0, "parentTag": "us-gaap_PaymentsForLossesAndLossAdjustmentExpense", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of payments to settle claims incurred in prior periods and related claims settlement costs.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid, Prior Years", "terseLabel": "Paid losses and LAE Prior years" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseClaimsPaidPriorYears1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1": { "auth_ref": [ "r580" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred and costs incurred in the claim settlement process.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims", "totalLabel": "Total incurred losses and LAE" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Incurred Claims [Abstract]", "terseLabel": "Add losses and LAE incurred in respect of default notices reported and unreported in [Abstract]" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaimsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet": { "auth_ref": [ "r530", "r579", "r582" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Liability as of the balance sheet date for amounts representing estimated cost of settling unpaid claims under the terms of the underlying insurance policies, less estimated reinsurance recoveries on such claims. This includes an estimate for claims which have been incurred but not reported. Claim adjustment expenses represent the costs estimated to be incurred in the settlement of unpaid claims.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Net", "periodEndLabel": "Balance at end of period, net of reinsurance recoverables", "periodStartLabel": "Balance at beginning of period, net of reinsurance recoverables" } } }, "localname": "LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LicensingAgreementsMember": { "auth_ref": [ "r390" ], "lang": { "en-US": { "role": { "documentation": "Rights, generally of limited duration, under a license arrangement (for example, to sell or otherwise utilize specified products or processes in a specified territory).", "label": "Licensing Agreements [Member]", "terseLabel": "Licenses" } } }, "localname": "LicensingAgreementsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LifeInsuranceCorporateOrBankOwnedAmount": { "auth_ref": [ "r27", "r234" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This item represents the amount that could be realized under a life insurance contract or contracts owned by the Entity as of the date of the statement of financial position. Such Entity-owned life insurance policies are commonly known as corporate-owned life insurance (COLI) or bank-owned life insurance (BOLI).", "label": "Life Insurance, Corporate or Bank Owned, Amount", "terseLabel": "Company-owned life insurance" } } }, "localname": "LifeInsuranceCorporateOrBankOwnedAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityCurrentBorrowingCapacity": { "auth_ref": [ "r29" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of current borrowing capacity under the credit facility considering any current restrictions on the amount that could be borrowed (for example, borrowings may be limited by the amount of current assets), but without considering any amounts currently outstanding under the facility.", "label": "Line of Credit Facility, Current Borrowing Capacity", "terseLabel": "Line of Credit Facility, Current Borrowing Capacity" } } }, "localname": "LineOfCreditFacilityCurrentBorrowingCapacity", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityFairValueOfAmountOutstanding": { "auth_ref": [ "r412" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Fair value of the amount outstanding under the credit facility.", "label": "Line of Credit Facility, Fair Value of Amount Outstanding", "terseLabel": "Line of Credit Facility, Fair Value of Amount Outstanding" } } }, "localname": "LineOfCreditFacilityFairValueOfAmountOutstanding", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LineOfCreditFacilityLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Line of Credit Facility [Line Items]", "terseLabel": "Line of Credit Facility [Line Items]" } } }, "localname": "LineOfCreditFacilityLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LineOfCreditFacilityTable": { "auth_ref": [ "r29", "r103" ], "lang": { "en-US": { "role": { "documentation": "A table or schedule providing information pertaining to short-term or long-term contractual arrangements with lenders, including letters of credit, standby letters of credit, and revolving credit arrangements, under which borrowings can be made up to maximum amount as of any point in time conditional on satisfaction of specified terms before, as of and after the date of drawdowns on the line.", "label": "Line of Credit Facility [Table]", "terseLabel": "Line of Credit Facility [Table]" } } }, "localname": "LineOfCreditFacilityTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LongTermDebt": { "auth_ref": [ "r15", "r299", "r496", "r538" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after unamortized (discount) premium and debt issuance costs, of long-term debt. Includes, but not limited to, notes payable, bonds payable, debentures, mortgage loans and commercial paper. Excludes capital lease obligations.", "label": "Long-term Debt", "verboseLabel": "Senior Notes" } } }, "localname": "LongTermDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Long-term Debt, Unclassified [Abstract]", "terseLabel": "Long-term Debt, Unclassified [Abstract]" } } }, "localname": "LongTermDebtAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive": { "auth_ref": [ "r105", "r297" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Long-Term Debt, Maturity, after Year Five", "terseLabel": "Long-term Debt, Maturities, Repayments of Principal after Year Five" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalAfterYearFive", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths": { "auth_ref": [ "r105", "r297" ], "calculation": { "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": 2.0, "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Long-Term Debt, Maturity, Year One", "terseLabel": "Long-term Debt, Maturities, Repayments of Principal in Next Twelve Months" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive": { "auth_ref": [ "r105", "r297" ], "calculation": { "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": 6.0, "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Long-Term Debt, Maturity, Year Five", "verboseLabel": "Long-term Debt, Maturities, Repayments of Principal in Year Five" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFive", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour": { "auth_ref": [ "r105", "r297" ], "calculation": { "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": 5.0, "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Long-Term Debt, Maturity, Year Four", "terseLabel": "Long-term Debt, Maturities, Repayments of Principal in Year Four" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree": { "auth_ref": [ "r105", "r297" ], "calculation": { "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": 4.0, "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Long-Term Debt, Maturity, Year Three", "verboseLabel": "Long-term Debt, Maturities, Repayments of Principal in Year Three" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo": { "auth_ref": [ "r105", "r297" ], "calculation": { "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": 3.0, "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).", "label": "Long-Term Debt, Maturity, Year Two", "verboseLabel": "Long-term Debt, Maturities, Repayments of Principal in Year Two" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear": { "auth_ref": [ "r105" ], "calculation": { "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails": { "order": 1.0, "parentTag": "us-gaap_AdvancesFromFederalHomeLoanBanks", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in remainder of current fiscal year.", "label": "Long-Term Debt, Maturity, Remainder of Fiscal Year", "verboseLabel": "Long-term Debt, Maturities, Repayments of Principal, Remainder of Fiscal Year" } } }, "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalRemainderOfFiscalYear", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_LongtermDebtTypeAxis": { "auth_ref": [ "r32" ], "lang": { "en-US": { "role": { "documentation": "Information by type of long-term debt.", "label": "Long-term Debt, Type [Axis]", "terseLabel": "Long-term Debt, Type [Axis]" } } }, "localname": "LongtermDebtTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LongtermDebtTypeDomain": { "auth_ref": [ "r32", "r298" ], "lang": { "en-US": { "role": { "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer.", "label": "Long-term Debt, Type [Domain]", "terseLabel": "Long-term Debt, Type [Domain]" } } }, "localname": "LongtermDebtTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LossContingenciesByNatureOfContingencyAxis": { "auth_ref": [ "r285", "r286", "r287", "r289", "r290", "r291", "r292", "r294", "r295" ], "lang": { "en-US": { "role": { "documentation": "Information by type of existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur.", "label": "Loss Contingency Nature [Axis]", "terseLabel": "Loss Contingency Nature [Axis]" } } }, "localname": "LossContingenciesByNatureOfContingencyAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingenciesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Loss Contingencies [Line Items]", "terseLabel": "Loss Contingencies [Line Items]" } } }, "localname": "LossContingenciesLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingenciesTable": { "auth_ref": [ "r285", "r286", "r287", "r289", "r290", "r291", "r292", "r294", "r295" ], "lang": { "en-US": { "role": { "documentation": "Discloses the specific components (such as the nature, name, and date) of the loss contingency and gives an estimate of the possible loss or range of loss, or states that a reasonable estimate cannot be made. Excludes environmental contingencies, warranties and unconditional purchase obligations.", "label": "Loss Contingencies [Table]", "terseLabel": "Loss Contingencies [Table]" } } }, "localname": "LossContingenciesTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_LossContingencyNatureDomain": { "auth_ref": [ "r285", "r286", "r287", "r289", "r290", "r291", "r292", "r294", "r295" ], "lang": { "en-US": { "role": { "documentation": "An existing condition, situation, or set of circumstances involving uncertainty as to possible loss to an enterprise that will ultimately be resolved when one or more future events occur or fail to occur. Resolution of the uncertainty may confirm the incurrence of a loss or impairment of an asset or the incurrence of a liability.", "label": "Loss Contingency, Nature [Domain]", "terseLabel": "Loss Contingency, Nature [Domain]" } } }, "localname": "LossContingencyNatureDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_LossContingencyPendingClaimsNumber": { "auth_ref": [ "r288" ], "lang": { "en-US": { "role": { "documentation": "Number of pending claims pertaining to a loss contingency.", "label": "Loss Contingency, Pending Claims, Number", "terseLabel": "Minimum Number of Pending or Threatened Matters That Could Affect Our Results" } } }, "localname": "LossContingencyPendingClaimsNumber", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "integerItemType" }, "us-gaap_LossRatio": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Ratio of non-life losses and loss expenses to non-life net premiums earned.", "label": "Loss Ratio", "terseLabel": "Loss Ratio" } } }, "localname": "LossRatio", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "percentItemType" }, "us-gaap_MarketableSecurities": { "auth_ref": [ "r503" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in marketable security.", "label": "Marketable Securities", "terseLabel": "Marketable Securities" } } }, "localname": "MarketableSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_MoneyMarketFundsMember": { "auth_ref": [ "r325" ], "lang": { "en-US": { "role": { "documentation": "Fund that invests in short-term money-market instruments, for example, but not limited to, commercial paper, banker's acceptances, repurchase agreements, government securities, certificates of deposit, and other highly liquid securities.", "label": "Money Market Funds [Member]", "terseLabel": "Money market instruments" } } }, "localname": "MoneyMarketFundsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "us-gaap_MovementInLiabilityForFuturePolicyBenefitsRollForward": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.", "label": "Movement in Liability for Future Policy Benefits [Roll Forward]", "terseLabel": "Loss reserve [Roll Forward]" } } }, "localname": "MovementInLiabilityForFuturePolicyBenefitsRollForward", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivities": { "auth_ref": [ "r88" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.", "label": "Net Cash Provided by (Used in) Financing Activities", "totalLabel": "Net cash provided by (used in) financing activities" } } }, "localname": "NetCashProvidedByUsedInFinancingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]", "terseLabel": "Cash Flows from Financing Activities:" } } }, "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivities": { "auth_ref": [ "r88" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.", "label": "Net Cash Provided by (Used in) Investing Activities", "totalLabel": "Net cash provided by (used in) investing activities" } } }, "localname": "NetCashProvidedByUsedInInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]", "terseLabel": "Cash Flows from Investing Activities:" } } }, "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivities": { "auth_ref": [ "r88", "r90", "r92" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect", "weight": 1.0 } }, "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.", "label": "Net Cash Provided by (Used in) Operating Activities", "terseLabel": "Net Cash Provided by (Used in) Operating Activities" } } }, "localname": "NetCashProvidedByUsedInOperatingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]", "terseLabel": "Net Cash Provided by (Used in) Operating Activities [Abstract]" } } }, "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_NetIncomeLoss": { "auth_ref": [ "r2", "r53", "r56", "r64", "r92", "r99", "r112", "r116", "r117", "r118", "r119", "r122", "r123", "r136", "r174", "r186", "r190", "r193", "r196", "r233", "r417", "r507", "r555" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.", "label": "Net Income (Loss) Attributable to Parent", "terseLabel": "Net income", "totalLabel": "Net income" } } }, "localname": "NetIncomeLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": { "auth_ref": [ "r116", "r117", "r118", "r119", "r127", "r128", "r137", "r140", "r174", "r186", "r190", "r193", "r196" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.", "label": "Net Income (Loss) Available to Common Stockholders, Basic", "terseLabel": "Net income (loss) - basic" } } }, "localname": "NetIncomeLossAvailableToCommonStockholdersBasic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted": { "auth_ref": [ "r129", "r137", "r140" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities, and addition from assumption of issuance of common shares for dilutive potential common shares; of income (loss) available to common shareholders.", "label": "Net Income (Loss) Available to Common Stockholders, Diluted", "terseLabel": "Net income (loss)\u2014diluted" } } }, "localname": "NetIncomeLossAvailableToCommonStockholdersDiluted", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_NetInvestmentIncome": { "auth_ref": [ "r557" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 3.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after investment expense, of income earned from investments in securities and real estate. Includes, but is not limited to, real estate investment, policy loans, dividends, and interest. Excludes realized gain (loss) on investments.", "label": "Net Investment Income", "terseLabel": "Net investment income" } } }, "localname": "NetInvestmentIncome", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock": { "auth_ref": [ "r110", "r111", "r114", "r115", "r124", "r125", "r126", "r236", "r237", "r320", "r321", "r322", "r323", "r355", "r375", "r376", "r377", "r484", "r485", "r486", "r592", "r593", "r594", "r595", "r596" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for change in accounting principle. Includes, but is not limited to, nature, reason, and method of adopting amendment to accounting standards or other change in accounting principle.", "label": "Accounting Standards Update and Change in Accounting Principle [Text Block]", "terseLabel": "New Accounting Pronouncements and Changes in Accounting Principles" } } }, "localname": "NewAccountingPronouncementsAndChangesInAccountingPrinciplesTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_NumberOfReportableSegments": { "auth_ref": [ "r162" ], "lang": { "en-US": { "role": { "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.", "label": "Number of Reportable Segments", "terseLabel": "Number of Operating Segments", "verboseLabel": "Number of Reportable Business Segments" } } }, "localname": "NumberOfReportableSegments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails", "http://www.radian.com/role/Note4SegmentReportingSegmentsDetails" ], "xbrltype": "integerItemType" }, "us-gaap_OperatingExpenses": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 2.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Generally recurring costs associated with normal operations except for the portion of these expenses which can be clearly related to production and included in cost of sales or services. Includes selling, general and administrative expense.", "label": "Operating Expenses", "totalLabel": "Total expenses" } } }, "localname": "OperatingExpenses", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseLiability": { "auth_ref": [ "r442" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Present value of lessee's discounted obligation for lease payments from operating lease.", "label": "Operating Lease, Liability", "terseLabel": "Operating Lease, Liability" } } }, "localname": "OperatingLeaseLiability", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseRightOfUseAsset": { "auth_ref": [ "r441" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of lessee's right to use underlying asset under operating lease.", "label": "Operating Lease, Right-of-Use Asset", "terseLabel": "Right-of-use assets" } } }, "localname": "OperatingLeaseRightOfUseAsset", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails", "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OperatingLeaseWeightedAverageDiscountRatePercent": { "auth_ref": [ "r444", "r445" ], "lang": { "en-US": { "role": { "documentation": "Weighted average discount rate for operating lease calculated at point in time.", "label": "Operating Lease, Weighted Average Discount Rate, Percent", "terseLabel": "Operating Lease, Weighted Average Discount Rate, Percent" } } }, "localname": "OperatingLeaseWeightedAverageDiscountRatePercent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails" ], "xbrltype": "percentItemType" }, "us-gaap_OperatingLeaseWeightedAverageRemainingLeaseTerm1": { "auth_ref": [ "r443", "r445" ], "lang": { "en-US": { "role": { "documentation": "Weighted average remaining lease term for operating lease, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.", "label": "Operating Lease, Weighted Average Remaining Lease Term", "terseLabel": "Operating Lease, Weighted Average Remaining Lease Term" } } }, "localname": "OperatingLeaseWeightedAverageRemainingLeaseTerm1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails" ], "xbrltype": "durationItemType" }, "us-gaap_OperatingLeasesOfLesseeDisclosureTextBlock": { "auth_ref": [ "r296", "r437", "r438", "r439", "r440" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure for lessee's operating leases. Includes, but is not limited to, description of lessee's operating lease, existence and terms of renewal or purchase options and escalation clauses, restrictions imposed by lease, such as those concerning dividends, additional debt, and further leasing, rent holidays, rent concessions, or leasehold improvement incentives and unusual provisions or conditions.", "label": "Lessee, Operating Lease, Disclosure [Table Text Block]", "terseLabel": "Lessee, Operating Lease, Disclosure" } } }, "localname": "OperatingLeasesOfLesseeDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_OperatingLossCarryforwardsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Operating Loss Carryforwards [Line Items]", "terseLabel": "Operating Loss Carryforwards [Line Items]" } } }, "localname": "OperatingLossCarryforwardsLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OperatingSegmentsMember": { "auth_ref": [ "r185", "r186", "r187", "r188", "r190", "r196" ], "lang": { "en-US": { "role": { "documentation": "Identifies components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.", "label": "Operating Segments [Member]", "terseLabel": "Operating Segments" } } }, "localname": "OperatingSegmentsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Organization, Consolidation and Presentation of Financial Statements [Abstract]", "terseLabel": "Organization, Consolidation and Presentation of Financial Statements [Abstract]" } } }, "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock": { "auth_ref": [ "r3", "r106", "r160", "r399" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for the organization, consolidation and basis of presentation of financial statements disclosure, and significant accounting policies of the reporting entity. May be provided in more than one note to the financial statements, as long as users are provided with an understanding of (1) the significant judgments and assumptions made by an enterprise in determining whether it must consolidate a VIE and/or disclose information about its involvement with a VIE, (2) the nature of restrictions on a consolidated VIE's assets reported by an enterprise in its statement of financial position, including the carrying amounts of such assets, (3) the nature of, and changes in, the risks associated with an enterprise's involvement with the VIE, and (4) how an enterprise's involvement with the VIE affects the enterprise's financial position, financial performance, and cash flows. Describes procedure if disclosures are provided in more than one note to the financial statements.", "label": "Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]", "terseLabel": "Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]" } } }, "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopments" ], "xbrltype": "textBlockItemType" }, "us-gaap_OtherAssets": { "auth_ref": [ "r11", "r492", "r534" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 5.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of assets classified as other.", "label": "Other Assets", "terseLabel": "Other Assets", "verboseLabel": "Other assets (Note 9)" } } }, "localname": "OtherAssets", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherAssetsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Assets [Abstract]", "terseLabel": "Other Assets [Abstract]" } } }, "localname": "OtherAssetsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_OtherAssetsDisclosureTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for other assets. This disclosure includes other current assets and other noncurrent assets.", "label": "Other Assets Disclosure [Text Block]", "terseLabel": "Other Assets" } } }, "localname": "OtherAssetsDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssets" ], "xbrltype": "textBlockItemType" }, "us-gaap_OtherAssetsMiscellaneous": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of other miscellaneous assets.", "label": "Other Assets, Miscellaneous", "terseLabel": "Other Assets, Miscellaneous" } } }, "localname": "OtherAssetsMiscellaneous", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherCommitmentsLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Other Commitments [Line Items]", "terseLabel": "Other Commitments [Line Items]" } } }, "localname": "OtherCommitmentsLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OtherCommitmentsTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about obligations resulting from other commitments.", "label": "Other Commitments [Table]", "terseLabel": "Other Commitments [Table]" } } }, "localname": "OtherCommitmentsTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLeaseLiabilityDetails" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent": { "auth_ref": [ "r391", "r392", "r395" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax and reclassification adjustments, of appreciation (loss) in value of unsold available-for-sale securities, attributable to parent entity. Excludes amounts related to other than temporary impairment (OTTI) loss.", "label": "Other Comprehensive Income (Loss), Available-for-sale Securities Adjustment, Net of Tax, Portion Attributable to Parent", "totalLabel": "Net unrealized gains (losses) on investments" } } }, "localname": "OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax": { "auth_ref": [ "r44", "r46", "r332" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after tax, of gain (loss) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.", "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, after Tax", "terseLabel": "Net actuarial gains (losses)", "totalLabel": "Net actuarial gains (losses)" } } }, "localname": "OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax": { "auth_ref": [ "r47" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.", "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, Tax", "terseLabel": "Net actuarial gains (losses)" } } }, "localname": "OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax": { "auth_ref": [ "r41", "r46", "r418", "r419", "r422" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax and reclassification adjustments of gain (loss) on foreign currency translation adjustments, foreign currency transactions designated and effective as economic hedges of a net investment in a foreign entity and intra-entity foreign currency transactions that are of a long-term-investment nature.", "label": "Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Gain (Loss), before Reclassification and Tax", "terseLabel": "Unrealized foreign currency translation adjustments" } } }, "localname": "OtherComprehensiveIncomeForeignCurrencyTransactionAndTranslationGainLossBeforeReclassificationAndTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax": { "auth_ref": [ "r41", "r47", "r418", "r420", "r429" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit), before reclassification adjustments of gain (loss) on foreign currency translation adjustments, foreign currency transactions designated and effective as economic hedges of a net investment in a foreign entity and intra-entity foreign currency transactions that are of a long-term-investment nature.", "label": "OCI, Foreign Currency Transaction and Translation Gain (Loss), Arising During Period, Tax", "terseLabel": "Unrealized foreign currency translation adjustments" } } }, "localname": "OtherComprehensiveIncomeForeignCurrencyTranslationGainLossArisingDuringPeriodTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLocationAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by location in other comprehensive income.", "label": "Other Comprehensive Income Location [Axis]", "terseLabel": "Other Comprehensive Income Location [Axis]" } } }, "localname": "OtherComprehensiveIncomeLocationAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLocationDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Location in other comprehensive income.", "label": "Other Comprehensive Income Location [Domain]", "terseLabel": "Other Comprehensive Income Location [Domain]" } } }, "localname": "OtherComprehensiveIncomeLocationDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "domainItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax": { "auth_ref": [ "r42", "r43", "r46" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax and after adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, before Tax", "terseLabel": "Net unrealized gains (losses) on investments" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": { "auth_ref": [ "r42", "r43", "r46" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax", "terseLabel": "Net unrealized gains (losses) on investments, net of tax", "totalLabel": "Net unrealized gains (losses) on investments" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax": { "auth_ref": [ "r42", "r43", "r47" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeAvailableforsaleSecuritiesAdjustmentNetOfTaxPortionAttributableToParent", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after adjustment, of tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, Tax", "terseLabel": "Net unrealized gains (losses) on investments" } } }, "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Comprehensive Income (Loss), before Tax [Abstract]", "terseLabel": "Other Comprehensive Income, before Tax [Abstract]" } } }, "localname": "OtherComprehensiveIncomeLossBeforeTaxPeriodIncreaseDecreaseAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent": { "auth_ref": [ "r391", "r392", "r395" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of other comprehensive income (loss) attributable to parent entity.", "label": "Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent", "terseLabel": "Other comprehensive income (loss)" } } }, "localname": "OtherComprehensiveIncomeLossBeforeTaxPortionAttributableToParent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax": { "auth_ref": [ "r41" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax and reclassification adjustments of gain (loss) on foreign currency translation adjustments, foreign currency transactions designated and effective as economic hedges of a net investment in a foreign entity and intra-entity foreign currency transactions that are of a long-term-investment nature.", "label": "Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, Net of Tax", "netLabel": "Unrealized foreign currency translation adjustments", "terseLabel": "Net foreign currency translation adjustments", "verboseLabel": "Net foreign currency translation adjustment, net of tax" } } }, "localname": "OtherComprehensiveIncomeLossForeignCurrencyTransactionAndTranslationAdjustmentNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTax": { "auth_ref": [ "r54", "r57", "r60", "r65", "r306", "r423", "r428", "r430", "r508", "r556" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount after tax and reclassification adjustments of other comprehensive income (loss).", "label": "Other Comprehensive Income (Loss), Net of Tax", "terseLabel": "Other comprehensive income (loss), net of tax" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Comprehensive Income (Loss), Net of Tax [Abstract]", "terseLabel": "Other comprehensive income (loss), net of tax", "verboseLabel": "Other Comprehensive Income, Net of Tax [Abstract]" } } }, "localname": "OtherComprehensiveIncomeLossNetOfTaxPeriodIncreaseDecreaseAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax": { "auth_ref": [ "r44", "r46", "r332" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeDefinedBenefitPlansNetUnamortizedGainLossArisingDuringPeriodNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax, of gain (loss) for (increase) decrease in value of benefit obligation for change in actuarial assumptions and increase (decrease) in value of plan assets from experience different from that assumed of defined benefit plan, that has not been recognized in net periodic benefit (cost) credit.", "label": "Other Comprehensive Income (Loss), Defined Benefit Plan, Gain (Loss) Arising During Period, before Tax", "terseLabel": "Net actuarial gains (losses)" } } }, "localname": "OtherComprehensiveIncomeLossPensionAndOtherPostretirementBenefitPlansNetUnamortizedGainLossArisingDuringPeriodBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": { "auth_ref": [ "r46", "r50", "r51", "r229" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax", "terseLabel": "Net decrease (increase) in expected credit losses" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax": { "auth_ref": [ "r46", "r50", "r51", "r229" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "weight": -1.0 }, "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Net of Tax", "terseLabel": "Net decrease (increase) in expected credit losses", "totalLabel": "Net decrease (increase) in expected credit losses" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": { "auth_ref": [ "r47", "r229" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesNetOfTax", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.", "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax", "terseLabel": "Net decrease (increase) in expected credit losses" } } }, "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTax": { "auth_ref": [ "r47", "r65", "r362", "r381", "r383", "r423", "r426", "r430", "r508", "r556" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of tax expense (benefit) allocated to other comprehensive income (loss).", "label": "Other Comprehensive Income (Loss), Tax", "terseLabel": "Other comprehensive income (loss)" } } }, "localname": "OtherComprehensiveIncomeLossTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeLossTaxAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Other Comprehensive Income (Loss), Tax [Abstract]", "terseLabel": "Other Comprehensive Income, Tax [Abstract]" } } }, "localname": "OtherComprehensiveIncomeLossTaxAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "stringItemType" }, "us-gaap_OtherComprehensiveIncomeMember": { "auth_ref": [ "r400" ], "lang": { "en-US": { "role": { "documentation": "Primary financial statement caption in which reported facts about other comprehensive income have been included.", "label": "Other Comprehensive Income (Loss) [Member]", "terseLabel": "Other Comprehensive Income" } } }, "localname": "OtherComprehensiveIncomeMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "domainItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": { "auth_ref": [ "r42", "r46", "r229" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax", "terseLabel": "Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax": { "auth_ref": [ "r42", "r46" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited": { "order": 1.0, "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax", "weight": 1.0 }, "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after tax and before adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, after Tax", "terseLabel": "Unrealized holding gains (losses) arising during the period for which an allowance for expected losses has not been recognized", "totalLabel": "Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax": { "auth_ref": [ "r43", "r47" ], "calculation": { "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome": { "order": 2.0, "parentTag": "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodNetOfTax", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, before adjustment, of tax expense (benefit) for unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.", "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment, Tax", "terseLabel": "Unrealized holding gains (losses) arising during the period for which an allowance for expected credit losses has not been recognized" } } }, "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodTax", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherCostAndExpenseOperating": { "auth_ref": [ "r72" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 4.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The total amount of other operating cost and expense items that are associated with the entity's normal revenue producing operation.", "label": "Other Cost and Expense, Operating", "terseLabel": "Other operating expenses" } } }, "localname": "OtherCostAndExpenseOperating", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherIncome": { "auth_ref": [ "r565" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 4.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of revenue and income classified as other.", "label": "Other Income", "terseLabel": "Other income" } } }, "localname": "OtherIncome", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherInvestments": { "auth_ref": [ "r27", "r548" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 4.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investments classified as other.", "label": "Other Investments", "terseLabel": "Other Investments", "verboseLabel": "Other invested assets\u2014at fair value" } } }, "localname": "OtherInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherInvestmentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Primary financial statement caption encompassing other investments.", "label": "Other Investments [Member]", "terseLabel": "Other investments" } } }, "localname": "OtherInvestmentsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_OtherLiabilities": { "auth_ref": [ "r501" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 6.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of liabilities classified as other.", "label": "Other Liabilities", "terseLabel": "Other Liabilities" } } }, "localname": "OtherLiabilities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherNonoperatingIncome": { "auth_ref": [ "r70" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of income related to nonoperating activities, classified as other.", "label": "Other Nonoperating Income", "terseLabel": "Other Nonoperating Income" } } }, "localname": "OtherNonoperatingIncome", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherShortTermInvestments": { "auth_ref": [ "r37", "r504", "r549" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 3.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of short-term investments classified as other.", "label": "Other Short-term Investments", "terseLabel": "Short-term investments\u2014at fair value (includes $33,121 and $25,561 of reinvested cash collateral held under securities lending agreements)" } } }, "localname": "OtherShortTermInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold": { "auth_ref": [ "r227" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "This item represents reductions in the cumulative amount of credit losses recognized in earnings for an other than temporary impairment (OTTI) of a debt security because of the sale of impaired securities during the period.", "label": "Other than Temporary Impairment, Credit Losses Recognized in Earnings, Reductions, Securities Sold", "negatedTerseLabel": "Reduction for securities sold" } } }, "localname": "OtherThanTemporaryImpairmentCreditLossesRecognizedInEarningsReductionsSecuritiesSold", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ParentMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Portion of equity, or net assets, in the consolidated entity attributable, directly or indirectly, to the parent. Excludes noncontrolling interests.", "label": "Parent [Member]", "terseLabel": "Parent" } } }, "localname": "ParentMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_ParticipatingPoliciesAmountInForce": { "auth_ref": [ "r600" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of participating insurance in force.", "label": "Participating Insurance, Amount in Force", "terseLabel": "Direct Primary Mortgage Insurance in Force" } } }, "localname": "ParticipatingPoliciesAmountInForce", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForLossesAndLossAdjustmentExpense": { "auth_ref": [ "r89", "r581" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of payments to settle insured claims and pay costs incurred in the claims settlement process.", "label": "Liability for Unpaid Claims and Claims Adjustment Expense, Claims Paid", "totalLabel": "Total paid losses and LAE" } } }, "localname": "PaymentsForLossesAndLossAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForProceedsFromShortTermInvestments": { "auth_ref": [ "r76", "r79", "r94" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The net amount paid (received) by the reporting entity through acquisition or sale and maturities of short-term investments with an original maturity that is three months or less which qualify for treatment as an investing activity based on management's intention and intended by management to be liquidated, if necessary, within the current operating cycle. Includes cash flows from securities classified as trading securities that were acquired for reasons other than sale in the short-term.", "label": "Payments for (Proceeds from) Short-term Investments", "negatedTerseLabel": "Sales, Redemptions and (Purchases) of Short-term Investments, Net" } } }, "localname": "PaymentsForProceedsFromShortTermInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsForRepurchaseOfCommonStock": { "auth_ref": [ "r86" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to reacquire common stock during the period.", "label": "Payments for Repurchase of Common Stock", "negatedTerseLabel": "Repurchases of common shares" } } }, "localname": "PaymentsForRepurchaseOfCommonStock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsOfDividendsCommonStock": { "auth_ref": [ "r86" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.", "label": "Payments of Ordinary Dividends, Common Stock", "negatedLabel": "Dividends and dividend equivalents paid" } } }, "localname": "PaymentsOfDividendsCommonStock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireAvailableForSaleSecurities": { "auth_ref": [ "r80", "r207" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 6.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to acquire debt and equity securities not classified as either held-to-maturity securities or trading securities which would be classified as available-for-sale securities and reported at fair value, with unrealized gains and losses excluded from earnings and reported in a separate component of shareholders' equity.", "label": "Payments to Acquire Available-for-sale Securities", "negatedLabel": "Purchases of Fixed-Maturity Investments Available for sale" } } }, "localname": "PaymentsToAcquireAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireBusinessesNetOfCashAcquired": { "auth_ref": [ "r81" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 12.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the acquisition of a business, net of the cash acquired from the purchase.", "label": "Payments to Acquire Businesses, Net of Cash Acquired", "negatedLabel": "Acquisitions, net of cash acquired" } } }, "localname": "PaymentsToAcquireBusinessesNetOfCashAcquired", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireInvestments": { "auth_ref": [ "r83" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the purchase of all investments (debt, security, other) during the period.", "label": "Payments to Acquire Investments", "negatedTerseLabel": "Purchases of Equity Securities" } } }, "localname": "PaymentsToAcquireInvestments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": { "auth_ref": [ "r82" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 11.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.", "label": "Payments to Acquire Property, Plant, and Equipment", "negatedTerseLabel": "Purchases of property and equipment, net" } } }, "localname": "PaymentsToAcquirePropertyPlantAndEquipment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PaymentsToAcquireTradingSecuritiesHeldforinvestment": { "auth_ref": [ "r83" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow to acquire securities classified as trading securities and held for investment purposes. Excludes payments for trading securities purchased and held principally for the purpose of selling them in the near term (thus held for only a short period of time).", "label": "Payments to Acquire Trading Securities Held-for-investment", "terseLabel": "Purchases of Trading securities" } } }, "localname": "PaymentsToAcquireTradingSecuritiesHeldforinvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PolicyholderBenefitsAndClaimsIncurredNet": { "auth_ref": [ "r528", "r566" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 1.0, "parentTag": "us-gaap_OperatingExpenses", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of policies assumed or ceded, of expense related to the provision for policy benefits and costs incurred.", "label": "Policyholder Benefits and Claims Incurred, Net", "terseLabel": "Provision for losses" } } }, "localname": "PolicyholderBenefitsAndClaimsIncurredNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PortionAtFairValueFairValueDisclosureMember": { "auth_ref": [ "r411" ], "lang": { "en-US": { "role": { "documentation": "Measured at fair value for financial reporting purposes.", "label": "Portion at Fair Value Measurement [Member]", "terseLabel": "Portion at Fair Value Measurement" } } }, "localname": "PortionAtFairValueFairValueDisclosureMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "domainItemType" }, "us-gaap_PremiumsEarnedNet": { "auth_ref": [ "r505", "r554", "r570", "r614" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 1.0, "parentTag": "us-gaap_Revenues", "weight": 1.0 }, "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after premiums ceded to other entities and premiums assumed by the entity, of premiums earned.", "label": "Premiums Earned, Net", "terseLabel": "Net premiums earned (Note 8)", "totalLabel": "Net premiums earned" } } }, "localname": "PremiumsEarnedNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsWrittenNet": { "auth_ref": [ "r609", "r612" ], "calculation": { "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails": { "order": null, "parentTag": null, "root": true, "weight": null } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount, after premiums ceded to other entities and premiums assumed by the entity, of premiums written.", "label": "Premiums Written, Net", "totalLabel": "Net premiums written" } } }, "localname": "PremiumsWrittenNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PremiumsWrittenNetConsolidatedAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Premiums Written, Net [Abstract]", "terseLabel": "Premiums Written, Net [Abstract]" } } }, "localname": "PremiumsWrittenNetConsolidatedAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_PrepaidReinsurancePremiums": { "auth_ref": [ "r578", "r621" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 7.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The unexpired portion of premiums ceded on policies in force as of the balance sheet date.", "label": "Prepaid Reinsurance Premiums", "terseLabel": "Prepaid reinsurance premium" } } }, "localname": "PrepaidReinsurancePremiums", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_PrepaidTaxes": { "auth_ref": [ "r5", "r6", "r253", "r254" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of asset related to consideration paid in advance for income and other taxes that provide economic benefits within a future period of one year or the normal operating cycle, if longer.", "label": "Prepaid Taxes", "terseLabel": "Prepaid federal income taxes (Note 10)" } } }, "localname": "PrepaidTaxes", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_PriorPeriodReclassificationAdjustmentDescription": { "auth_ref": [ "r0" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for reclassification affecting comparability of financial statement. Excludes amendment to accounting standards, other change in accounting principle, and correction of error.", "label": "Reclassification, Comparability Adjustment [Policy Text Block]", "terseLabel": "Reclassification, Policy" } } }, "localname": "PriorPeriodReclassificationAdjustmentDescription", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ProceedsFromDebtNetOfIssuanceCosts": { "auth_ref": [ "r85" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from additional borrowings, net of cash paid to third parties in connection with debt origination.", "label": "Proceeds from Debt, Net of Issuance Costs", "terseLabel": "Issuance of senior notes, net" } } }, "localname": "ProceedsFromDebtNetOfIssuanceCosts", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliates": { "auth_ref": [ "r77" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with the amount received from the sale of a business segment or subsidiary or sale of an entity that is related to it but not strictly controlled during the period (for example, an unconsolidated subsidiary, affiliate, joint venture or equity method investment).", "label": "Proceeds from Divestiture of Businesses and Interests in Affiliates", "terseLabel": "Proceeds from sale of a subsidiary, net of cash sold" } } }, "localname": "ProceedsFromDivestitureOfBusinessesAndInterestsInAffiliates", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromDivestitureOfBusinessesNetOfCashDivested": { "auth_ref": [ "r77" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "This element represents the cash inflow during the period from the sale of a component of the entity.", "label": "Proceeds from Divestiture of Businesses, Net of Cash Divested", "terseLabel": "Proceeds from the sale of investment in affiliate, net of cash transferred" } } }, "localname": "ProceedsFromDivestitureOfBusinessesNetOfCashDivested", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromIssuanceOfCommonStock": { "auth_ref": [ "r84" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 3.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from the additional capital contribution to the entity.", "label": "Proceeds from Issuance of Common Stock", "terseLabel": "Issuance of common stock" } } }, "localname": "ProceedsFromIssuanceOfCommonStock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromIssuanceOfDebt": { "auth_ref": [ "r85" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow during the period from additional borrowings in aggregate debt. Includes proceeds from short-term and long-term debt.", "label": "Proceeds from Issuance of Debt", "terseLabel": "Proceeds from Issuance of Debt" } } }, "localname": "ProceedsFromIssuanceOfDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromIssuanceOfLongTermDebt": { "auth_ref": [ "r85" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from a debt initially having maturity due after one year or beyond the operating cycle, if longer.", "label": "Proceeds from Issuance of Long-term Debt", "terseLabel": "Proceeds from Issuance of Long-term Debt" } } }, "localname": "ProceedsFromIssuanceOfLongTermDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": { "auth_ref": [ "r75", "r76", "r207" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 4.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from Redemption of Fixed-Maturity Investments Available for sale" } } }, "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromMaturitiesRepaymentsAndCallsOfTradingSecuritiesHeldforinvestment": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 5.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with maturities (principal being due), repayments and calls (payments before maturities) of securities classified as trading securities and held for investment purposes. Excludes proceeds from trading securities purchased and held principally for the purpose of selling them in the near term (thus held for only a short period of time).", "label": "Proceeds from Maturities, Repayments and Calls of Debt Securities, FV-NI, Held-for-investment", "terseLabel": "Proceeds from Redemptions of Trading securities" } } }, "localname": "ProceedsFromMaturitiesRepaymentsAndCallsOfTradingSecuritiesHeldforinvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": { "auth_ref": [ "r75", "r76", "r207" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 1.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).", "label": "Proceeds from Sale of Debt Securities, Available-for-sale", "terseLabel": "Proceeds from Sales of Fixed-Maturity Investments Available for sale" } } }, "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfOtherAssetsInvestingActivities": { "auth_ref": [ "r78" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash inflow from the sale of other assets recognized in investing activities.", "label": "Proceeds from Sale of Other Assets, Investing Activities", "terseLabel": "Sales, Redemptions and (Purchases) of Other assets and other invested assets, net" } } }, "localname": "ProceedsFromSaleOfOtherAssetsInvestingActivities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromSaleOfTradingSecuritiesHeldforinvestment": { "auth_ref": [], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 2.0, "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow associated with the sale of securities classified as trading securities and held for investment purposes. Excludes proceeds from trading securities purchased and held principally for the purpose of selling them in the near term (thus held for only a short period of time).", "label": "Proceeds from Sale of Debt and Equity Securities, FV-NI, Held-for-investment", "terseLabel": "Proceeds from Sales of Trading Securities" } } }, "localname": "ProceedsFromSaleOfTradingSecuritiesHeldforinvestment", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths": { "auth_ref": [ "r85" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 7.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The cash inflow from a borrowing having initial term of repayment of more than three months but less than one year or one operating cycle (if the normal cycle is more than one year).", "label": "Proceeds from Short-term Debt, Maturing in More than Three Months", "terseLabel": "Proceeds from secured borrowings (with terms greater than 3 months)" } } }, "localname": "ProceedsFromShortTermDebtMaturingInMoreThanThreeMonths", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_PropertyPlantAndEquipmentNet": { "auth_ref": [ "r9", "r10", "r277", "r547" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.", "label": "Property, Plant and Equipment, Net", "terseLabel": "Property and equipment (net of accumulated depreciation of $70,519 and $68,436)" } } }, "localname": "PropertyPlantAndEquipmentNet", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ProvisionForDoubtfulAccounts": { "auth_ref": [ "r68", "r239" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of expense (reversal of expense) for expected credit loss on accounts receivable.", "label": "Accounts Receivable, Credit Loss Expense (Reversal)", "terseLabel": "Bad debt expense" } } }, "localname": "ProvisionForDoubtfulAccounts", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable": { "auth_ref": [ "r186", "r190" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about the reconciliation of profit (loss) from reportable segments to the consolidated income (loss) before income tax expense (benefit) and discontinued operations. Includes, but is not limited to, reconciliation after income tax if income tax is allocated to the reportable segment.", "label": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table]", "terseLabel": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table]" } } }, "localname": "ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock": { "auth_ref": [ "r186", "r190" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the reconciliation of profit (loss) from reportable segments to the consolidated income (loss) before income tax expense (benefit) and discontinued operations. Includes, but is not limited to, reconciliation after income tax if income tax is allocated to the reportable segment.", "label": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]", "terseLabel": "Reconciliation of Operating Profit (Loss) from Segments to Consolidated [Table Text Block]" } } }, "localname": "ReconciliationOfOperatingProfitLossFromSegmentsToConsolidatedTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock": { "auth_ref": [ "r185", "r190" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of all significant reconciling items in the reconciliation of total revenues from reportable segments to the entity's consolidated revenues.", "label": "Reconciliation of Revenue from Segments to Consolidated [Table Text Block]", "terseLabel": "Reconciliation of Revenue from Segments to Consolidated [Table Text Block]" } } }, "localname": "ReconciliationOfRevenueFromSegmentsToConsolidatedTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReinsuranceDisclosuresAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Reinsurance Disclosures [Abstract]", "terseLabel": "Reinsurance Disclosures [Abstract]" } } }, "localname": "ReinsuranceDisclosuresAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded": { "auth_ref": [ "r528" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of reduction of provision for policy benefits and costs incurred for policies ceded.", "label": "Policyholder Benefits and Claims Incurred, Ceded", "terseLabel": "Ceded losses" } } }, "localname": "ReinsuranceEffectOnClaimsAndBenefitsIncurredAmountCeded", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Premiums Earned, Net [Abstract]", "terseLabel": "Premiums Earned, Net [Abstract]" } } }, "localname": "ReinsurancePremiumsForInsuranceCompaniesByProductSegmentNetAmountAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceNetPremiumsWrittenandEarnedInsuranceDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ReinsuranceRecoverables": { "auth_ref": [ "r529", "r545", "r576" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": 2.0, "parentTag": "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseNet", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after valuation allowance, recoverable under reinsurance contracts including premium paid under reinsurance contracts. Examples include, but are not limited to, settled and unsettled claims, incurred but not reported losses, loss adjustment expense, premium paid, policy benefits and policy reserves.", "label": "Reinsurance Recoverables, Including Reinsurance Premium Paid", "periodEndLabel": "Add: Reinsurance recoverables", "periodStartLabel": "Less: Reinsurance recoverables" } } }, "localname": "ReinsuranceRecoverables", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsuranceRecoverablesOnPaidAndUnpaidLosses": { "auth_ref": [ "r529", "r576", "r577", "r620" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after valuation allowance, recoverable under reinsurance contracts. Examples include, but are not limited to, settled and unsettled claims, incurred but not reported losses, loss adjustment expense, policy benefits and policy reserves. Excludes premiums paid under reinsurance contracts.", "label": "Reinsurance Recoverable for Paid and Unpaid Claims and Claims Adjustments", "terseLabel": "Reinsurance recoverables" } } }, "localname": "ReinsuranceRecoverablesOnPaidAndUnpaidLosses", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsuranceRetentionPolicyAmountRetained": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Stated amount that is the upper retention limit per entity policy.", "label": "Reinsurance Retention Policy, Amount Retained", "terseLabel": "Reinsurance Retention Policy, Amount Retained" } } }, "localname": "ReinsuranceRetentionPolicyAmountRetained", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsuranceRetentionPolicyExcessRetentionAmountReinsured": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of risk reinsured in excess of stated retention per company policy.", "label": "Reinsurance Retention Policy, Excess Retention, Amount Reinsured", "terseLabel": "Reinsurance Retention Policy, Excess Retention, Amount Reinsured" } } }, "localname": "ReinsuranceRetentionPolicyExcessRetentionAmountReinsured", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReinsuranceTextBlock": { "auth_ref": [ "r623" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure pertaining to the existence, magnitude and information about insurance that has been ceded to or assumed from another insurance company, including the methodologies and assumptions used in determining recorded amounts.", "label": "Reinsurance [Text Block]", "terseLabel": "Reinsurance" } } }, "localname": "ReinsuranceTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8Reinsurance" ], "xbrltype": "textBlockItemType" }, "us-gaap_ReinsurerConcentrationRiskMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Concentration risk of a reinsurer to a specified benchmark, such as reinsurance recoverables.", "label": "Reinsurer Concentration Risk [Member]", "terseLabel": "Reinsurer Concentration Risk" } } }, "localname": "ReinsurerConcentrationRiskMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RelatedPartyTransactionRate": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Identify the stated interest rate per the agreement, for example, leasing and debt arrangements between related parties.", "label": "Related Party Transaction, Rate", "terseLabel": "Related Party Transaction, Rate" } } }, "localname": "RelatedPartyTransactionRate", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "percentItemType" }, "us-gaap_RepaymentsOfLongTermCapitalLeaseObligations": { "auth_ref": [ "r87" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 9.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for the obligation for a lease meeting the criteria for capitalization (with maturities exceeding one year or beyond the operating cycle of the entity, if longer).", "label": "Repayments of Long-term Capital Lease Obligations", "negatedTerseLabel": "Repayments of other borrowings" } } }, "localname": "RepaymentsOfLongTermCapitalLeaseObligations", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_RepaymentsOfLongTermDebt": { "auth_ref": [ "r87" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 10.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow for debt initially having maturity due after one year or beyond the normal operating cycle, if longer.", "label": "Repayments of Long-term Debt", "negatedLabel": "Repayments and repurchases of senior notes" } } }, "localname": "RepaymentsOfLongTermDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths": { "auth_ref": [ "r87" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited": { "order": 8.0, "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities", "weight": -1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cash outflow from a repayment of a borrowing having initial term of repayment of more than three months but less than one year or one operating cycle (if the normal cycle is more than one year).", "label": "Repayments of Short-term Debt, Maturing in More than Three Months", "negatedTerseLabel": "Payments of secured borrowings (with terms greater than 3 months)" } } }, "localname": "RepaymentsOfShortTermDebtMaturingInMoreThanThreeMonths", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_ReportableSubsegmentsMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Identifies division of a component of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.", "label": "Reportable Subsegments [Member]", "terseLabel": "Consolidated insurance subsidiaries" } } }, "localname": "ReportableSubsegmentsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ResidentialMortgageBackedSecuritiesMember": { "auth_ref": [ "r209", "r325" ], "lang": { "en-US": { "role": { "documentation": "Securities collateralized by residential real estate mortgage loans.", "label": "Residential Mortgage Backed Securities [Member]", "terseLabel": "RMBS" } } }, "localname": "ResidentialMortgageBackedSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_RestrictedCashAndCashEquivalents": { "auth_ref": [ "r7", "r93", "r95", "r490", "r539" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 3.0, "parentTag": "us-gaap_Assets", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of cash and cash equivalents restricted as to withdrawal or usage. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.", "label": "Restricted Cash and Cash Equivalents", "terseLabel": "Restricted cash" } } }, "localname": "RestrictedCashAndCashEquivalents", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsAccumulatedDeficit": { "auth_ref": [ "r21", "r313", "r356", "r541", "r592", "r596" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 4.0, "parentTag": "us-gaap_StockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings (Accumulated Deficit)", "terseLabel": "Retained earnings" } } }, "localname": "RetainedEarningsAccumulatedDeficit", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_RetainedEarningsMember": { "auth_ref": [ "r107", "r108", "r109", "r113", "r121", "r123", "r235", "r352", "r353", "r354", "r373", "r374", "r588", "r590" ], "lang": { "en-US": { "role": { "documentation": "The cumulative amount of the reporting entity's undistributed earnings or deficit.", "label": "Retained Earnings [Member]", "terseLabel": "Retained Earnings" } } }, "localname": "RetainedEarningsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_RevenueRecognitionAndDeferredRevenueAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Revenue Recognition and Deferred Revenue [Abstract]", "terseLabel": "Revenue Recognition and Deferred Revenue [Abstract]" } } }, "localname": "RevenueRecognitionAndDeferredRevenueAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_Revenues": { "auth_ref": [ "r62", "r99", "r165", "r166", "r185", "r191", "r192", "r198", "r199", "r201", "r233", "r417", "r512" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited": { "order": 1.0, "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of revenue recognized from goods sold, services rendered, insurance premiums, or other activities that constitute an earning process. Includes, but is not limited to, investment and interest income before deduction of interest expense when recognized as a component of revenue, and sales and trading gain (loss).", "label": "Revenues", "terseLabel": "Revenues", "totalLabel": "Total revenues" } } }, "localname": "Revenues", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_RevenuesAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Revenues [Abstract]", "terseLabel": "Revenues:" } } }, "localname": "RevenuesAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_RevolvingCreditFacilityMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Arrangement in which loan proceeds can continuously be obtained following repayments, but the total amount borrowed cannot exceed a specified maximum amount.", "label": "Revolving Credit Facility [Member]", "terseLabel": "Revolving Credit Facility" } } }, "localname": "RevolvingCreditFacilityMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesRevolvingCreditFacilityDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": { "auth_ref": [ "r49", "r428", "r430" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss).", "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]", "terseLabel": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]" } } }, "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLoss_1" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable": { "auth_ref": [ "r266" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the major classes of acquired finite-lived intangible assets showing the amount, any significant residual value, weighted average amortization period, and other characteristics. A major class is composed of intangible assets that can be grouped together because they are similar, either by nature or by their use in the operations of the company.", "label": "Schedule of Acquired Finite-Lived Intangible Asset by Major Class [Table]", "terseLabel": "Schedule of Acquired Finite-Lived Intangible Asset by Major Class [Table]" } } }, "localname": "ScheduleOfAcquiredFiniteLivedIntangibleAssetByMajorClassTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Debt Securities, Available-for-sale [Line Items]", "terseLabel": "Debt Securities, Available-for-sale [Line Items]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfAvailableForSaleSecuritiesTable": { "auth_ref": [ "r215", "r220", "r224", "r225", "r226", "r228", "r514", "r515" ], "lang": { "en-US": { "role": { "documentation": "Schedule of available-for-sale securities which includes, but is not limited to, changes in the cost basis and fair value, fair value and gross unrealized gain (loss), fair values by type of security, contractual maturity and classification, amortized cost basis, contracts to acquire securities to be accounted for as available-for-sale, debt maturities, transfers to trading, change in net unrealized holding gain (loss) net of tax, continuous unrealized loss position fair value, aggregate losses qualitative disclosures, other than temporary impairment (OTTI) losses or other disclosures related to available for sale securities.", "label": "Schedule of Available-for-sale Securities [Table]", "terseLabel": "Schedule of Available-for-sale Securities [Table]" } } }, "localname": "ScheduleOfAvailableForSaleSecuritiesTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfDebtTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of information pertaining to short-term and long-debt instruments or arrangements, including but not limited to identification of terms, features, collateral requirements and other information necessary to a fair presentation.", "label": "Schedule of Debt [Table Text Block]", "terseLabel": "Schedule of Debt [Table Text Block]" } } }, "localname": "ScheduleOfDebtTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": { "auth_ref": [ "r140" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.", "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]", "terseLabel": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]" } } }, "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfEarningsPerShareBasicByCommonClassTable": { "auth_ref": [ "r130", "r134", "r138", "r140", "r145" ], "lang": { "en-US": { "role": { "documentation": "The table contains disclosure pertaining to an entity's basic earnings per share.", "label": "Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table]", "terseLabel": "Schedule of Earnings Per Share, Basic, by Common Class, Including Two Class Method [Table]" } } }, "localname": "ScheduleOfEarningsPerShareBasicByCommonClassTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfEarningsPerShareDilutedByCommonClassTable": { "auth_ref": [ "r130", "r134", "r138", "r140", "r145" ], "lang": { "en-US": { "role": { "documentation": "Complete disclosure pertaining to an entity's diluted earnings per share.", "label": "Schedule of Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Table]", "terseLabel": "Schedule of Earnings Per Share, Diluted, by Common Class, Including Two Class Method [Table]" } } }, "localname": "ScheduleOfEarningsPerShareDilutedByCommonClassTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock": { "auth_ref": [ "r401", "r402" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of assets and liabilities, including [financial] instruments measured at fair value that are classified in stockholders' equity, if any, that are measured at fair value on a recurring basis. The disclosures contemplated herein include the fair value measurements at the reporting date by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets (Level 1), significant other observable inputs (Level 2), and significant unobservable inputs (Level 3).", "label": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]", "terseLabel": "Schedule of Fair Value, Assets and Liabilities Measured on Recurring Basis [Table Text Block]" } } }, "localname": "ScheduleOfFairValueAssetsAndLiabilitiesMeasuredOnRecurringBasisTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock": { "auth_ref": [ "r266", "r268" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment.", "label": "Schedule of Finite-Lived Intangible Assets [Table Text Block]", "terseLabel": "Schedule of Other Intangible Assets [Table Text Block]" } } }, "localname": "ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Gain (Loss) on Securities [Line Items]", "terseLabel": "Gain (Loss) on Securities [Line Items]" } } }, "localname": "ScheduleOfGainLossOnInvestmentsIncludingMarketableSecuritiesAndInvestmentsHeldAtCostIncomeStatementReportedAmountsSummaryLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfGainLossOnInvestmentsTable": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of information about realized and unrealized gain (loss) on investment in security.", "label": "Schedule of Gain (Loss) on Securities [Table]", "terseLabel": "Schedule of Gain (Loss) on Securities [Table]" } } }, "localname": "ScheduleOfGainLossOnInvestmentsTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails", "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfGoodwillTable": { "auth_ref": [ "r262", "r264" ], "lang": { "en-US": { "role": { "documentation": "Schedule of goodwill and the changes during the year due to acquisition, sale, impairment or for other reasons.", "label": "Schedule of Goodwill [Table]", "terseLabel": "Schedule of Goodwill [Table]" } } }, "localname": "ScheduleOfGoodwillTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfGoodwillTextBlock": { "auth_ref": [ "r262", "r264" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of goodwill by reportable segment and in total which includes a rollforward schedule.", "label": "Schedule of Goodwill [Table Text Block]", "terseLabel": "Schedule of Goodwill [Table Text Block]" } } }, "localname": "ScheduleOfGoodwillTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r583" ], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the activity in the reserve for settling insured claims and expenses incurred in the claims settlement process for the period. The estimated liability includes the amount of money that will be required for future payments of (a) claims that have been reported to the insurer, (b) claims related to insured events that have occurred but that have not been reported to the insurer as of the date the liability is estimated, and (c) claim adjustment expenses. Claim adjustment expenses include costs incurred in the claim settlement process such as legal fees; outside adjuster fees; and costs to record, process, and adjust claims.", "label": "Schedule of Liability for Unpaid Claims and Claims Adjustment Expense [Table Text Block]", "terseLabel": "Mortgage Insurance Reserve for Losses and LAE Rollforward" } } }, "localname": "ScheduleOfLiabilityForUnpaidClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfOtherAssetsTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Tabular disclosure of the carrying amounts of other assets. This disclosure includes other current assets and other noncurrent assets.", "label": "Schedule of Other Assets [Table Text Block]", "terseLabel": "Schedule of Other Assets [Table Text Block]" } } }, "localname": "ScheduleOfOtherAssetsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfSegmentReportingInformationBySegmentTable": { "auth_ref": [ "r174", "r177", "r189", "r262" ], "lang": { "en-US": { "role": { "documentation": "A table disclosing the profit or loss and total assets for each reportable segment of the entity. An entity discloses certain information on each reportable segment if the amounts (a) are included in the measure of segment profit or loss reviewed by the chief operating decision maker or (b) are otherwise regularly provided to the chief operating decision maker, even if not included in that measure of segment profit or loss.", "label": "Schedule of Segment Reporting Information, by Segment [Table]", "terseLabel": "Schedule of Segment Reporting Information, by Segment [Table]" } } }, "localname": "ScheduleOfSegmentReportingInformationBySegmentTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingSegmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Disclosure of the number and weighted-average grant date fair value for restricted stock and restricted stock units that were outstanding at the beginning and end of the year, and the number of restricted stock and restricted stock units that were granted, vested, or forfeited during the year.", "label": "Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity [Table Text Block]", "terseLabel": "Share-based Payment Arrangement, Restricted Stock and Restricted Stock Unit, Activity" } } }, "localname": "ScheduleOfSharebasedCompensationRestrictedStockAndRestrictedStockUnitsActivityTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_ScheduleOfStockByClassTable": { "auth_ref": [ "r33", "r97", "r148", "r149", "r303", "r304", "r305", "r307", "r308", "r309", "r310", "r311", "r312", "r313" ], "lang": { "en-US": { "role": { "documentation": "Schedule detailing information related to equity by class of stock. Class of stock includes common, convertible, and preferred stocks which are not redeemable or redeemable solely at the option of the issuer. It also includes preferred stock with redemption features that are solely within the control of the issuer and mandatorily redeemable stock if redemption is required to occur only upon liquidation or termination of the reporting entity.", "label": "Schedule of Stock by Class [Table]", "terseLabel": "Schedule of Stock by Class [Table]" } } }, "localname": "ScheduleOfStockByClassTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockDividendsPaidDetails", "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock": { "auth_ref": [ "r224" ], "lang": { "en-US": { "role": { "documentation": "For all investments in an unrealized loss position, including those for which other-than-temporary impairments have not been recognized in earnings (including investments for which a portion of an other-than-temporary impairment has been recognized in other comprehensive income), a tabular disclosure of the aggregate related fair value of investments with unrealized losses and the aggregate amount of unrealized losses (that is, the amount by which amortized cost basis exceeds fair value).", "label": "Schedule of Unrealized Loss on Investments [Table Text Block]", "terseLabel": "Gross Unrealized Losses and Fair Value of Available for Sale Securities [Table Text Block]" } } }, "localname": "ScheduleOfUnrealizedLossOnInvestmentsTableTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsTables" ], "xbrltype": "textBlockItemType" }, "us-gaap_SecuritiesFinancingTransactionAxis": { "auth_ref": [ "r38", "r104", "r463" ], "lang": { "en-US": { "role": { "documentation": "Information by type of securities financing transactions, including, but not limited to those measured at fair value or cost.", "label": "Securities Financing Transaction [Axis]", "terseLabel": "Securities Financing Transaction [Axis]" } } }, "localname": "SecuritiesFinancingTransactionAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SecuritiesFinancingTransactionCostMember": { "auth_ref": [ "r463" ], "lang": { "en-US": { "role": { "documentation": "Measurement at cost of security or securities involved in financing transaction.", "label": "Securities Financing Transaction, Cost [Member]", "terseLabel": "Securities Financing Transaction, Cost" } } }, "localname": "SecuritiesFinancingTransactionCostMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SecuritiesFinancingTransactionFairValueMember": { "auth_ref": [ "r463" ], "lang": { "en-US": { "role": { "documentation": "Measurement at fair value of security or securities involved in financing transaction.", "label": "Securities Financing Transaction, Fair Value [Member]", "terseLabel": "Securities Financing Transaction, Fair Value" } } }, "localname": "SecuritiesFinancingTransactionFairValueMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SecuritiesFinancingTransactionLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Securities Financing Transaction [Line Items]", "terseLabel": "Securities Financing Transaction [Line Items]" } } }, "localname": "SecuritiesFinancingTransactionLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SecuritiesFinancingTransactionTable": { "auth_ref": [ "r463" ], "lang": { "en-US": { "role": { "documentation": "Schedule, as of the balance sheet date, of security financing transactions by type, the aggregate value of securities financing transactions by type and aggregate acquisition price by type of security financing transaction.", "label": "Securities Financing Transaction [Table]", "terseLabel": "Securities Financing Transaction [Table]" } } }, "localname": "SecuritiesFinancingTransactionTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SecuritiesFinancingTransactionTypeDomain": { "auth_ref": [ "r463" ], "lang": { "en-US": { "role": { "documentation": "Measurement of financing transaction securities held.", "label": "Securities Financing Transaction [Domain]", "terseLabel": "Securities Financing Transaction [Domain]" } } }, "localname": "SecuritiesFinancingTransactionTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SecuritiesLoanedAsset": { "auth_ref": [ "r39", "r40" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of asset associated with securities loaned to entities in exchange for collateral.", "label": "Securities Loaned, Asset", "terseLabel": "Less: loaned securities", "verboseLabel": "Loaned securities (Note 5)" } } }, "localname": "SecuritiesLoanedAsset", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SecuritiesReceivedAsCollateral": { "auth_ref": [ "r462" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The carrying value as of the balance sheet date of the assets received as collateral against securities loaned to other broker-dealers. Borrowers of securities generally are required to provide collateral to the lenders of securities, commonly cash but sometimes other securities or standby letters of credit, with a value slightly higher than that of the securities borrowed. In instances where the entity is permitted to sell or re-pledge these securities, the entity reports the fair value of the collateral received and the related obligation to return the collateral as a liability.", "label": "Securities Received as Collateral", "terseLabel": "Securities Received as Collateral" } } }, "localname": "SecuritiesReceivedAsCollateral", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note6InvestmentsSecuritiesLendingAgreementsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SegmentDomain": { "auth_ref": [ "r161", "r165", "r166", "r167", "r168", "r169", "r170", "r171", "r172", "r173", "r174", "r175", "r176", "r185", "r186", "r187", "r188", "r190", "r191", "r192", "r193", "r194", "r196", "r201", "r584" ], "lang": { "en-US": { "role": { "documentation": "Components of an entity that engage in business activities from which they may earn revenue and incur expenses, including transactions with other components of the same entity.", "label": "Segments [Domain]", "terseLabel": "Segments [Domain]" } } }, "localname": "SegmentDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note4SegmentReportingSegmentsDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SegmentReportingAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Segment Reporting [Abstract]", "terseLabel": "Segment Reporting [Abstract]" } } }, "localname": "SegmentReportingAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_SegmentReportingDisclosureTextBlock": { "auth_ref": [ "r161", "r163", "r164", "r174", "r178", "r190", "r194", "r195", "r196", "r197", "r198", "r200", "r201", "r202" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.", "label": "Segment Reporting Disclosure [Text Block]", "terseLabel": "Segment Reporting" } } }, "localname": "SegmentReportingDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingNotes" ], "xbrltype": "textBlockItemType" }, "us-gaap_SegmentReportingInformationLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Segment Reporting Information [Line Items]", "terseLabel": "Segment Reporting Information [Line Items]" } } }, "localname": "SegmentReportingInformationLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingSegmentsDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SegmentReportingPolicyPolicyTextBlock": { "auth_ref": [ "r96", "r179", "r180", "r181", "r182", "r183", "r184", "r199" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for segment reporting.", "label": "Segment Reporting, Policy [Policy Text Block]", "terseLabel": "Segment Reporting, Policy" } } }, "localname": "SegmentReportingPolicyPolicyTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies", "http://www.radian.com/role/Note4SegmentReportingPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_SegmentReportingReconcilingItemForOperatingProfitLossFromSegmentToConsolidatedLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]", "terseLabel": "Segment Reporting, Reconciling Item for Operating Profit (Loss) from Segment to Consolidated [Line Items]" } } }, "localname": "SegmentReportingReconcilingItemForOperatingProfitLossFromSegmentToConsolidatedLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SeniorLongtermNotesCurrentAndNoncurrentAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Senior Notes [Abstract]", "terseLabel": "Senior Notes [Abstract]" } } }, "localname": "SeniorLongtermNotesCurrentAndNoncurrentAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_SeniorNotes": { "auth_ref": [ "r502", "r551" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 3.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of Notes with the highest claim on the assets of the issuer in case of bankruptcy or liquidation (with maturities initially due after one year or beyond the operating cycle if longer). Senior note holders are paid off in full before any payments are made to junior note holders.", "label": "Senior Notes", "terseLabel": "Senior notes (Note 12)", "verboseLabel": "Senior Notes" } } }, "localname": "SeniorNotes", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsOtherFairValueDisclosureDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SeniorNotesMember": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Bond that takes priority over other debt securities sold by the issuer. In the event the issuer goes bankrupt, senior debt holders receive priority for (must receive) repayment prior to (relative to) junior and unsecured (general) creditors.", "label": "Senior Notes [Member]", "terseLabel": "Senior Notes" } } }, "localname": "SeniorNotesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesScheduleofDebtDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1": { "auth_ref": [ "r342" ], "lang": { "en-US": { "role": { "documentation": "Estimated period over which an employee is required to provide service in exchange for the equity-based payment award, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Requisite Service Period", "terseLabel": "Performance Period, Performance-based RSUs" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardRequisiteServicePeriod1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": { "auth_ref": [ "r342" ], "lang": { "en-US": { "role": { "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Award Vesting Period", "terseLabel": "Cliff-Vesting Period" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "durationItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": { "auth_ref": [ "r349" ], "lang": { "en-US": { "role": { "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value", "terseLabel": "Weighted Average Grant Date Fair Value, Forfeited" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": { "auth_ref": [ "r347" ], "lang": { "en-US": { "role": { "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Weighted Average Grant Date Fair Value, Granted" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": { "auth_ref": [ "r346" ], "lang": { "en-US": { "role": { "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Number", "terseLabel": "Number of Shares, Unvested" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": { "auth_ref": [ "r346" ], "lang": { "en-US": { "role": { "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value", "terseLabel": "Weighted Average Grant Date Fair Value, Unvested" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period", "negatedLabel": "Number of Shares, Vested in Period" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": { "auth_ref": [ "r348" ], "lang": { "en-US": { "role": { "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value", "terseLabel": "Weighted Average Grant Date Fair Value, Vested" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "perShareItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures": { "auth_ref": [ "r345" ], "lang": { "en-US": { "role": { "documentation": "Number of shares under non-option equity instrument agreements that were cancelled as a result of occurrence of a terminating event.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Forfeitures", "negatedLabel": "Number of Shares, Forfeited" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsForfeitures", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted": { "auth_ref": [ "r344" ], "lang": { "en-US": { "role": { "documentation": "Net number of non-option equity instruments granted to participants.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Granted", "terseLabel": "Number of Shares, Granted" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsGranted", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Other increase (decrease) in number of shares reserved for issuance under non-option equity instrument agreements that is not separately disclosed.", "label": "Share-based Compensation Arrangement by Share-based Payment Award, Non-Option Equity Instruments, Other", "terseLabel": "Number of Shares, Performance adjustment" } } }, "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOther", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": { "auth_ref": [ "r338", "r343" ], "lang": { "en-US": { "role": { "documentation": "Award under share-based payment arrangement.", "label": "Award Type [Domain]", "terseLabel": "Award Type [Domain]" } } }, "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShareRepurchaseProgramAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by share repurchase program.", "label": "Share Repurchase Program [Axis]", "terseLabel": "Share Repurchase Program [Axis]" } } }, "localname": "ShareRepurchaseProgramAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_ShareRepurchaseProgramDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Name of the share repurchase program.", "label": "Share Repurchase Program [Domain]", "terseLabel": "Share Repurchase Program [Domain]" } } }, "localname": "ShareRepurchaseProgramDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_ShortTermInvestmentsMember": { "auth_ref": [ "r635", "r636", "r637", "r638" ], "lang": { "en-US": { "role": { "documentation": "Investments which are not otherwise included in another category or item that the entity has the intent to sell or dispose of within one year from the date of the balance sheet.", "label": "Short-term Investments [Member]", "terseLabel": "Short-term investments" } } }, "localname": "ShortTermInvestmentsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SignificantAccountingPoliciesTextBlock": { "auth_ref": [ "r106" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for all significant accounting policies of the reporting entity.", "label": "Significant Accounting Policies [Text Block]", "terseLabel": "Significant Accounting Policies" } } }, "localname": "SignificantAccountingPoliciesTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_StatementBusinessSegmentsAxis": { "auth_ref": [ "r1", "r161", "r165", "r166", "r167", "r168", "r169", "r170", "r171", "r172", "r173", "r174", "r175", "r176", "r185", "r186", "r187", "r188", "r190", "r191", "r192", "r193", "r194", "r196", "r201", "r262", "r279", "r280", "r281", "r584" ], "lang": { "en-US": { "role": { "documentation": "Information by business segments.", "label": "Segments [Axis]", "terseLabel": "Segments [Axis]", "verboseLabel": "Segments" } } }, "localname": "StatementBusinessSegmentsAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveforLossesandLAEbySegment", "http://www.radian.com/role/Note1BusinessOverviewandRecentDevelopmentsDetails", "http://www.radian.com/role/Note4SegmentReportingAdjustedPretaxOperatingIncomeLossDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note4SegmentReportingSegmentsDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetInterimImpairmentAnalysisDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofGoodwillDetails", "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementClassOfStockAxis": { "auth_ref": [ "r16", "r17", "r18", "r97", "r99", "r130", "r134", "r135", "r138", "r140", "r148", "r149", "r150", "r233", "r306", "r417" ], "lang": { "en-US": { "role": { "documentation": "Information by the different classes of stock of the entity.", "label": "Class of Stock [Axis]", "terseLabel": "Class of Stock [Axis]" } } }, "localname": "StatementClassOfStockAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementEquityComponentsAxis": { "auth_ref": [ "r35", "r107", "r108", "r109", "r113", "r121", "r123", "r147", "r235", "r306", "r313", "r352", "r353", "r354", "r373", "r374", "r423", "r424", "r425", "r426", "r427", "r430", "r588", "r589", "r590" ], "lang": { "en-US": { "role": { "documentation": "Information by component of equity.", "label": "Equity Components [Axis]", "terseLabel": "Equity Components [Axis]" } } }, "localname": "StatementEquityComponentsAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "stringItemType" }, "us-gaap_StatementLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statement [Line Items]", "terseLabel": "Statement [Line Items]" } } }, "localname": "StatementLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceOtherCollateralDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatementOfCashFlowsAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Cash Flows [Abstract]", "terseLabel": "Statement of Cash Flows [Abstract]" } } }, "localname": "StatementOfCashFlowsAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfFinancialPositionAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Financial Position [Abstract]", "terseLabel": "Statement of Financial Position [Abstract]" } } }, "localname": "StatementOfFinancialPositionAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Comprehensive Income [Abstract]", "terseLabel": "Statement of Comprehensive Income [Abstract]" } } }, "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementOfStockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Statement of Stockholders' Equity [Abstract]", "terseLabel": "Statement of Stockholders' Equity [Abstract]" } } }, "localname": "StatementOfStockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "xbrltype": "stringItemType" }, "us-gaap_StatementTable": { "auth_ref": [ "r107", "r108", "r109", "r147", "r482" ], "lang": { "en-US": { "role": { "documentation": "Schedule reflecting a Statement of Income, Statement of Cash Flows, Statement of Financial Position, Statement of Shareholders' Equity and Other Comprehensive Income, or other statement as needed.", "label": "Statement [Table]", "terseLabel": "Statement [Table]" } } }, "localname": "StatementTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/CondensedConsolidatedStatementsofCashFlowsUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofComprehensiveIncomeLossUnaudited", "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseReserveActivityDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesSeniorNotesdue2025Details", "http://www.radian.com/role/Note14CapitalStockSharebasedCompensationDetails", "http://www.radian.com/role/Note15AccumulatedOtherComprehensiveIncomeLossRollforwardofAccumulatedOtherComprehensiveIncome", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails", "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails", "http://www.radian.com/role/Note8ReinsuranceSinglePremiumQSRProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatutoryAccountingPracticesDividendsPaidWithApprovalOfRegulatoryAgency": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of dividends paid subject to regulatory approval.", "label": "Statutory Accounting Practices, Dividends Paid with Approval of Regulatory Agency", "terseLabel": "Return of capital" } } }, "localname": "StatutoryAccountingPracticesDividendsPaidWithApprovalOfRegulatoryAgency", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesLineItems": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.", "label": "Statutory Accounting Practices [Line Items]", "terseLabel": "Statutory Accounting Practices [Line Items]" } } }, "localname": "StatutoryAccountingPracticesLineItems", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments": { "auth_ref": [ "r102" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of dividends available for payment after computation of statutory restrictions on capital surplus.", "label": "Statutory Accounting Practices, Statutory Amount Available for Dividend Payments", "terseLabel": "Statutory Accounting Practices, Statutory Amount Available for Dividend Payments" } } }, "localname": "StatutoryAccountingPracticesStatutoryAmountAvailableForDividendPayments", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance": { "auth_ref": [ "r542", "r601" ], "calculation": { "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails": { "order": 1.0, "parentTag": "rdn_StatutoryAccountingPracticeStatutoryPosition", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "The amount of statutory capital and surplus (stockholders' equity) as of the balance sheet date using prescribed or permitted statutory accounting practices (rather than GAAP, if different) of the state or country.", "label": "Statutory Accounting Practices, Statutory Capital and Surplus, Balance", "totalLabel": "Statutory policyholders\u2019 surplus" } } }, "localname": "StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesStatutoryNetIncomeAmount": { "auth_ref": [ "r542" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of net income for the period determined using accounting principles prescribed or permitted by insurance regulators.", "label": "Statutory Accounting Practices, Statutory Net Income Amount", "terseLabel": "Statutory Net Income (Loss)" } } }, "localname": "StatutoryAccountingPracticesStatutoryNetIncomeAmount", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StatutoryAccountingPracticesTable": { "auth_ref": [ "r553", "r602", "r603", "r604", "r605", "r606" ], "lang": { "en-US": { "role": { "documentation": "Detail by state, country, or other jurisdiction of domicile in which financial statements are filed reflecting statutory capital and surplus, net income and the differences between financial reports which are in conformity with generally accepted accounting principles and the statutory financial statements which also use state permitted or prescribed accounting practices.", "label": "Statutory Accounting Practices [Table]", "terseLabel": "Statutory Accounting Practices [Table]" } } }, "localname": "StatutoryAccountingPracticesTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_StockCompensationPlanMember": { "auth_ref": [ "r141" ], "lang": { "en-US": { "role": { "documentation": "Share-based payment arrangement in which award of equity shares are granted. Arrangement includes, but is not limited to, grantor incurring liability for product and service based on price of its shares.", "label": "Share-based Payment Arrangement [Member]", "terseLabel": "Stock Compensation Plan" } } }, "localname": "StockCompensationPlanMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "domainItemType" }, "us-gaap_StockIssuedDuringPeriodValueShareBasedCompensation": { "auth_ref": [ "r17", "r18", "r313", "r340", "r350" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Value, after forfeiture, of shares issued under share-based payment arrangement. Excludes employee stock ownership plan (ESOP).", "label": "Shares Issued, Value, Share-based Payment Arrangement, after Forfeiture", "terseLabel": "Issuance of common stock under incentive and benefit plans" } } }, "localname": "StockIssuedDuringPeriodValueShareBasedCompensation", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchaseProgramAuthorizedAmount1": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of stock repurchase plan authorized.", "label": "Stock Repurchase Program, Authorized Amount", "terseLabel": "Stock Repurchase Program, Authorized Amount" } } }, "localname": "StockRepurchaseProgramAuthorizedAmount1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount remaining of a stock repurchase plan authorized.", "label": "Stock Repurchase Program, Remaining Authorized Repurchase Amount", "terseLabel": "Stock Repurchase Program, Remaining Authorized Repurchase Amount" } } }, "localname": "StockRepurchaseProgramRemainingAuthorizedRepurchaseAmount1", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchasedAndRetiredDuringPeriodValue": { "auth_ref": [ "r17", "r18", "r306", "r313" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Equity impact of the value of stock that has been repurchased and retired during the period. The excess of the purchase price over par value can be charged against retained earnings (once the excess is fully allocated to additional paid in capital).", "label": "Stock Repurchased and Retired During Period, Value", "negatedTerseLabel": "Shares repurchased under share repurchase program (Note 14)" } } }, "localname": "StockRepurchasedAndRetiredDuringPeriodValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockRepurchasedDuringPeriodShares": { "auth_ref": [ "r17", "r18", "r306", "r313" ], "lang": { "en-US": { "role": { "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.", "label": "Stock Repurchased During Period, Shares", "terseLabel": "Stock Repurchased During Period, Shares" } } }, "localname": "StockRepurchasedDuringPeriodShares", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockShareRepurchaseProgramDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_StockholdersEquity": { "auth_ref": [ "r18", "r23", "r24", "r99", "r204", "r233", "r417" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 2.0, "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Total of all stockholders' equity (deficit) items, net of receivables from officers, directors, owners, and affiliates of the entity which are attributable to the parent. The amount of the economic entity's stockholders' equity attributable to the parent excludes the amount of stockholders' equity which is allocable to that ownership interest in subsidiary equity which is not attributable to the parent (noncontrolling interest, minority interest). This excludes temporary equity and is sometimes called permanent equity.", "label": "Stockholders' Equity Attributable to Parent", "periodEndLabel": "Balance, end of period", "periodStartLabel": "Balance, beginning of period", "totalLabel": "Total stockholders\u2019 equity" } } }, "localname": "StockholdersEquity", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement", "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_StockholdersEquityAbstract": { "auth_ref": [], "lang": { "en-US": { "role": { "label": "Stockholders' Equity Attributable to Parent [Abstract]", "terseLabel": "Stockholders\u2019 equity" } } }, "localname": "StockholdersEquityAbstract", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "stringItemType" }, "us-gaap_StockholdersEquityNoteDisclosureTextBlock": { "auth_ref": [ "r98", "r313", "r317" ], "lang": { "en-US": { "role": { "documentation": "The entire disclosure for shareholders' equity comprised of portions attributable to the parent entity and noncontrolling interest, including other comprehensive income. Includes, but is not limited to, balances of common stock, preferred stock, additional paid-in capital, other capital and retained earnings, accumulated balance for each classification of other comprehensive income and amount of comprehensive income.", "label": "Stockholders' Equity Note Disclosure [Text Block]", "terseLabel": "Stockholders' Equity Note Disclosure [Text Block]" } } }, "localname": "StockholdersEquityNoteDisclosureTextBlock", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note14CapitalStockNote" ], "xbrltype": "textBlockItemType" }, "us-gaap_SubsegmentsConsolidationItemsAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information by subsegments, eliminations and reconciling items used in consolidating a reportable segment and its subsegments.", "label": "Subsegments Consolidation Items [Axis]", "terseLabel": "Subsegments Consolidation Items [Axis]" } } }, "localname": "SubsegmentsConsolidationItemsAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SubsegmentsConsolidationItemsDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Subsegments, eliminations and reconciling items used in consolidating a reportable segment and its subsegments.", "label": "Subsegments Consolidation Items [Domain]", "terseLabel": "Subsegments Consolidation Items [Domain]" } } }, "localname": "SubsegmentsConsolidationItemsDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SubsequentEventMember": { "auth_ref": [ "r431", "r446" ], "lang": { "en-US": { "role": { "documentation": "Identifies event that occurred after the balance sheet date but before financial statements are issued or available to be issued.", "label": "Subsequent Event [Member]", "terseLabel": "Subsequent Event" } } }, "localname": "SubsequentEventMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SubsequentEventTypeAxis": { "auth_ref": [ "r431", "r446" ], "lang": { "en-US": { "role": { "documentation": "Information by event that occurred after the balance sheet date but before financial statements are issued or available to be issued.", "label": "Subsequent Event Type [Axis]", "terseLabel": "Subsequent Event Type [Axis]" } } }, "localname": "SubsequentEventTypeAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "stringItemType" }, "us-gaap_SubsequentEventTypeDomain": { "auth_ref": [ "r431", "r446" ], "lang": { "en-US": { "role": { "documentation": "Event that occurred after the balance sheet date but before financial statements are issued or available to be issued.", "label": "Subsequent Event Type [Domain]", "terseLabel": "Subsequent Event Type [Domain]" } } }, "localname": "SubsequentEventTypeDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note8ReinsuranceExcessofLossProgramDetails" ], "xbrltype": "domainItemType" }, "us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r580" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": 1.0, "parentTag": "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of expense for claims incurred in the current reporting period and related claims settlement costs.", "label": "Current Year Claims and Claims Adjustment Expense", "terseLabel": "Incurred Losses and LAE Current year" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersCurrentYearClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense": { "auth_ref": [ "r580" ], "calculation": { "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails": { "order": 2.0, "parentTag": "us-gaap_LiabilityForUnpaidClaimsAndClaimsAdjustmentExpenseIncurredClaims1", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount, after effects of reinsurance, of expense (reversal of expense) for claims incurred in prior reporting periods and related claims settlement costs.", "label": "Prior Year Claims and Claims Adjustment Expense", "terseLabel": "Incurred Losses and LAE Prior years" } } }, "localname": "SupplementalInformationForPropertyCasualtyInsuranceUnderwritersPriorYearClaimsAndClaimsAdjustmentExpense", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note11LossesandLossAdjustmentExpenseMortgageInsuranceReserveforLossesandLAERollforwardDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_SurplusNotes": { "auth_ref": [ "r599" ], "calculation": { "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails": { "order": 2.0, "parentTag": "us-gaap_StatutoryAccountingPracticesStatutoryCapitalAndSurplusBalance", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Financial instruments issued by insurance entities (surplus notes) that are includable in surplus for statutory accounting purposes as prescribed or permitted by state laws and regulations that are liabilities of the issuer.", "label": "Surplus Notes", "terseLabel": "Surplus Note" } } }, "localname": "SurplusNotes", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note16StatutoryInformationRiskToCapitalCalculationDetails", "http://www.radian.com/role/Note16StatutoryInformationStatutoryInformationDetails", "http://www.radian.com/role/Note4SegmentReportingRevenueDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TaxCreditCarryforwardTable": { "auth_ref": [ "r371" ], "lang": { "en-US": { "role": { "documentation": "A listing of tax credit carryforwards available to reduce future taxable income including descriptions, amounts, expiration dates, limitations on use and the related deferred tax assets and valuation allowances.", "label": "Tax Credit Carryforward [Table]", "terseLabel": "Other Tax Carryforwards Table" } } }, "localname": "TaxCreditCarryforwardTable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "stringItemType" }, "us-gaap_TaxPeriodAxis": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Information about the period subject to enacted tax laws.", "label": "Tax Period [Axis]", "terseLabel": "Tax Period [Axis]" } } }, "localname": "TaxPeriodAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "stringItemType" }, "us-gaap_TaxPeriodDomain": { "auth_ref": [], "lang": { "en-US": { "role": { "documentation": "Identified tax period.", "label": "Tax Period [Domain]", "terseLabel": "Tax Period [Domain]" } } }, "localname": "TaxPeriodDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TaxesPayableCurrentAndNoncurrent": { "auth_ref": [ "r14", "r495", "r537" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Carrying value as of the balance sheet date of obligations incurred and payable for statutory income, sales, use, payroll, excise, real, property and other taxes.", "label": "Taxes Payable", "terseLabel": "Income Taxes Payable, Federal, Current" } } }, "localname": "TaxesPayableCurrentAndNoncurrent", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TechnologyBasedIntangibleAssetsMember": { "auth_ref": [ "r387" ], "lang": { "en-US": { "role": { "documentation": "Technology-based intangible assets, including, but not limited to, patented technology, unpatented technology, and developed technology rights.", "label": "Technology-Based Intangible Assets [Member]", "terseLabel": "Technology" } } }, "localname": "TechnologyBasedIntangibleAssetsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TrademarksAndTradeNamesMember": { "auth_ref": [ "r388" ], "lang": { "en-US": { "role": { "documentation": "Rights acquired through registration of a trademark to gain or protect exclusive use of a business name, symbol or other device or style, or rights either acquired through registration of a business name to gain or protect exclusive use thereof.", "label": "Trademarks and Trade Names [Member]", "terseLabel": "Trade name and trademarks" } } }, "localname": "TrademarksAndTradeNamesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note7GoodwillandOtherAcquiredIntangibleAssetsNetScheduleofOtherIntangibleAssetsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TradingSecuritiesDebt": { "auth_ref": [ "r205", "r206" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 2.0, "parentTag": "us-gaap_Investments", "weight": 1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in net income (trading).", "label": "Debt Securities, Trading", "terseLabel": "Trading securities\u2014at fair value (amortized cost of $262,131 and $297,505)" } } }, "localname": "TradingSecuritiesDebt", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_TradingSecuritiesDebtAmortizedCost": { "auth_ref": [], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Amortized cost of investments in debt securities classified as trading.", "label": "Debt Securities, Trading, Amortized Cost", "terseLabel": "Debt Securities, Trading, Amortized Cost" } } }, "localname": "TradingSecuritiesDebtAmortizedCost", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_TradingSecuritiesRealizedGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of gain (loss) realized from securities classified as trading.", "label": "Trading Securities, Realized Gain (Loss)", "terseLabel": "Trading securities, net realized gain (loss)" } } }, "localname": "TradingSecuritiesRealizedGainLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TradingSecuritiesUnrealizedHoldingGainLoss": { "auth_ref": [], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized holding gain (loss) recognized in the income statement for investments in debt and equity securities and other forms of securities that provide ownership interests classified as trading.", "label": "Trading Securities, Change in Unrealized Holding Gain (Loss)", "terseLabel": "Trading Securities, Change in Unrealized Holding Gain (Loss)" } } }, "localname": "TradingSecuritiesUnrealizedHoldingGainLoss", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetChangesinUnrealizedGainsLossesDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": { "auth_ref": [ "r221", "r222", "r448", "r449", "r450", "r451", "r452", "r453", "r454", "r455", "r456", "r457", "r458", "r459", "r460", "r461", "r464", "r465", "r466", "r467", "r468", "r469", "r470", "r471", "r472", "r473", "r474", "r475", "r476", "r477", "r478", "r479" ], "lang": { "en-US": { "role": { "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms.", "label": "Financial Instruments [Domain]", "terseLabel": "Financial Instruments [Domain]" } } }, "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails", "http://www.radian.com/role/Note12BorrowingsandFinancingActivitiesFHLBAdvancesDetails", "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsContractualMaturitiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsOtherDetails", "http://www.radian.com/role/Note6InvestmentsRollforwardofAllowanceforCreditLossesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_TreasuryStockMember": { "auth_ref": [ "r34", "r315" ], "lang": { "en-US": { "role": { "documentation": "Shares of an entity that have been repurchased by the entity. This stock has no voting rights and receives no dividends. Note that treasury stock may be recorded at its total cost or separately as par (or stated) value and additional paid in capital. Classified within stockholders' equity if nonredeemable or redeemable solely at the option of the issuer. Classified within temporary equity if redemption is outside the control of the issuer.", "label": "Treasury Stock [Member]", "terseLabel": "Treasury Stock" } } }, "localname": "TreasuryStockMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "domainItemType" }, "us-gaap_TreasuryStockShares": { "auth_ref": [ "r34", "r315" ], "lang": { "en-US": { "role": { "documentation": "Number of common and preferred shares that were previously issued and that were repurchased by the issuing entity and held in treasury on the financial statement date. This stock has no voting rights and receives no dividends.", "label": "Treasury Stock, Shares", "terseLabel": "Treasury Stock, Shares" } } }, "localname": "TreasuryStockShares", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "sharesItemType" }, "us-gaap_TreasuryStockValue": { "auth_ref": [ "r34", "r315", "r316" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 2.0, "parentTag": "us-gaap_StockholdersEquity", "weight": -1.0 } }, "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "The amount allocated to treasury stock. Treasury stock is common and preferred shares of an entity that were issued, repurchased by the entity, and are held in its treasury.", "label": "Treasury Stock, Value", "negatedLabel": "Treasury stock, at cost: 18,505 and 17,959 shares at September 30, 2020 and December\u00a031, 2019, respectively" } } }, "localname": "TreasuryStockValue", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_TreasuryStockValueAcquiredCostMethod": { "auth_ref": [ "r306", "r313", "r315" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Equity impact of the cost of common and preferred stock that were repurchased during the period. Recorded using the cost method.", "label": "Treasury Stock, Value, Acquired, Cost Method", "negatedLabel": "Repurchases of common stock under incentive plans" } } }, "localname": "TreasuryStockValueAcquiredCostMethod", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofChangesinCommonStockholdersEquityUnaudited" ], "xbrltype": "monetaryItemType" }, "us-gaap_USGovernmentCorporationsAndAgenciesSecuritiesMember": { "auth_ref": [ "r513" ], "lang": { "en-US": { "role": { "documentation": "This category includes information about debt issued by US Government Corporations and Agencies. Investments in such US Government Corporations may include debt securities issued by the Government National Mortgage Association (Ginnie Mae) and by the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac).", "label": "US Government Corporations and Agencies Securities [Member]", "terseLabel": "U.S. government and agencies securities" } } }, "localname": "USGovernmentCorporationsAndAgenciesSecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USStatesAndPoliticalSubdivisionsMember": { "auth_ref": [ "r325", "r616" ], "lang": { "en-US": { "role": { "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments.", "label": "US States and Political Subdivisions Debt Securities [Member]", "verboseLabel": "State and municipal obligations" } } }, "localname": "USStatesAndPoliticalSubdivisionsMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note5FairValueofFinancialInstrumentsAssetsMeasuredatFairValuebyHierarchyLevelDetails", "http://www.radian.com/role/Note6InvestmentsAvailableforSaleSecuritiesDetails", "http://www.radian.com/role/Note6InvestmentsGrossUnrealizedLossesandFairValueofAvailableforSaleSecuritiesDetails" ], "xbrltype": "domainItemType" }, "us-gaap_USTreasurySecuritiesMember": { "auth_ref": [ "r325", "r333", "r513" ], "lang": { "en-US": { "role": { "documentation": "This category includes information about debt securities issued by the United States Department of the Treasury and backed by the United States government. Such securities primarily consist of treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years).", "label": "US Treasury Securities [Member]", "terseLabel": "US Treasury Securities" } } }, "localname": "USTreasurySecuritiesMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnassertedClaimMember": { "auth_ref": [ "r291" ], "lang": { "en-US": { "role": { "documentation": "A claim for damages that is likely to be made and for which it is reasonably possible that there will be an unfavorable outcome, such as a likelihood that lawsuits from parties as yet unidentified will be filed alleging injury from using a product when other parties have successfully sued the entity for such use.", "label": "Unasserted Claim [Member]", "terseLabel": "Unasserted Claim" } } }, "localname": "UnassertedClaimMember", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note13CommitmentsandContingenciesLegalProceedingsDetails" ], "xbrltype": "domainItemType" }, "us-gaap_UnbilledContractsReceivable": { "auth_ref": [ "r36", "r481" ], "crdr": "debit", "lang": { "en-US": { "role": { "documentation": "Unbilled amounts due for services rendered or to be rendered, actions taken or to be taken, or a promise to refrain from taking certain actions in accordance with the terms of a legally binding agreement between the entity and, at a minimum, one other party. An example would be amounts associated with contracts or programs where the recognized revenue for performance thereunder exceeds the amounts billed under the terms thereof as of the date of the balance sheet.", "label": "Unbilled Contracts Receivable", "terseLabel": "Unbilled receivables" } } }, "localname": "UnbilledContractsReceivable", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note9OtherAssetsComponentsofOtherAssetsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_UnearnedPremiums": { "auth_ref": [ "r536" ], "calculation": { "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement": { "order": 1.0, "parentTag": "us-gaap_Liabilities", "weight": 1.0 } }, "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Carrying amount of premiums written on insurance contracts that have not been earned as of the balance sheet date.", "label": "Unearned Premiums", "terseLabel": "Unearned premiums" } } }, "localname": "UnearnedPremiums", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedBalanceSheetsUnauditedStatement" ], "xbrltype": "monetaryItemType" }, "us-gaap_UnrealizedGainLossOnSecurities": { "auth_ref": [ "r91" ], "crdr": "credit", "lang": { "en-US": { "role": { "documentation": "Amount of unrealized gain (loss) recognized in the income statement on unsold other securities.", "label": "Unrealized Gain (Loss) on Securities", "terseLabel": "Net unrealized gain (losses) on investments" } } }, "localname": "UnrealizedGainLossOnSecurities", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note6InvestmentsNetGainsLossesonInvestmentsDetails" ], "xbrltype": "monetaryItemType" }, "us-gaap_UseOfEstimates": { "auth_ref": [ "r151", "r152", "r153", "r154", "r157", "r158", "r159" ], "lang": { "en-US": { "role": { "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.", "label": "Use of Estimates, Policy [Policy Text Block]", "terseLabel": "Use of Estimates, Policy" } } }, "localname": "UseOfEstimates", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note2SignificantAccountingPoliciesPolicies" ], "xbrltype": "textBlockItemType" }, "us-gaap_ValuationAllowanceByDeferredTaxAssetAxis": { "auth_ref": [ "r367" ], "lang": { "en-US": { "role": { "documentation": "Information by type of deferred tax consequences attributable to deductible temporary differences.", "label": "Valuation Allowance by Deferred Tax Asset [Axis]", "terseLabel": "Valuation Allowance by Deferred Tax Asset [Axis]" } } }, "localname": "ValuationAllowanceByDeferredTaxAssetAxis", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/Note10IncomeTaxesIncomeTaxDetails" ], "xbrltype": "stringItemType" }, "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": { "auth_ref": [ "r129", "r140" ], "lang": { "en-US": { "role": { "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.", "label": "Weighted Average Number of Shares Outstanding, Diluted", "terseLabel": "Weighted-average number of common and common equivalent shares outstanding\u2014diluted", "verboseLabel": "Adjusted average common shares outstanding\u2014diluted" } } }, "localname": "WeightedAverageNumberOfDilutedSharesOutstanding", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "sharesItemType" }, "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": { "auth_ref": [ "r127", "r140" ], "lang": { "en-US": { "role": { "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.", "label": "Weighted Average Number of Shares Outstanding, Basic", "terseLabel": "Weighted-average number of common shares outstanding\u2014basic", "verboseLabel": "Average common shares outstanding - basic" } } }, "localname": "WeightedAverageNumberOfSharesOutstandingBasic", "nsuri": "http://fasb.org/us-gaap/2020-01-31", "presentation": [ "http://www.radian.com/role/CondensedConsolidatedStatementsofOperationsUnaudited", "http://www.radian.com/role/Note3NetIncomePerShareDetails" ], "xbrltype": "sharesItemType" } }, "unitCount": 11 } }, "std_ref": { "r0": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=6359566&loc=d3e326-107755" }, "r1": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=109222650&loc=d3e1361-107760" }, "r10": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(14))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r100": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(h))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r101": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e)(3)(ii))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r102": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r103": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(e),(f))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r104": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08.(m))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r105": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.12-04.(a))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e24072-122690" }, "r106": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "235", "URI": "http://asc.fasb.org/topic&trid=2122369" }, "r107": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21914-107793" }, "r108": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21930-107793" }, "r109": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=115929471&loc=d3e21711-107793" }, "r11": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(17))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r110": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r111": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(1)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r112": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(2)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r113": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r114": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(4)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r115": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22499-107794" }, "r116": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794" }, "r117": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22694-107794" }, "r118": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22583-107794" }, "r119": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22595-107794" }, "r12": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(19))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r120": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22644-107794" }, "r121": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22644-107794" }, "r122": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22658-107794" }, "r123": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=109234566&loc=d3e22663-107794" }, "r124": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.M.Q2)", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=112272810&loc=d3e31137-122693" }, "r125": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Topic": "250", "URI": "http://asc.fasb.org/extlink&oid=112272810&loc=SL108384541-122693" }, "r126": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "250", "URI": "http://asc.fasb.org/topic&trid=2122394" }, "r127": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1448-109256" }, "r128": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1377-109256" }, "r129": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1505-109256" }, "r13": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(2))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r130": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1252-109256" }, "r131": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1707-109256" }, "r132": { "Name": "Accounting Standards Codification", "Paragraph": "23", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1757-109256" }, "r133": { "Name": "Accounting Standards Codification", "Paragraph": "28A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1500-109256" }, "r134": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1278-109256" }, "r135": { "Name": "Accounting Standards Codification", "Paragraph": "55", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e2626-109256" }, "r136": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=SL5780133-109256" }, "r137": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=SL5780133-109256" }, "r138": { "Name": "Accounting Standards Codification", "Paragraph": "60B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=SL5780133-109256" }, "r139": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=121326447&loc=d3e1337-109256" }, "r14": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(20))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r140": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r141": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3550-109257" }, "r142": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=6371337&loc=d3e3630-109257" }, "r143": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=109243012&loc=SL65017193-207537" }, "r144": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=120380238&loc=d3e3842-109258" }, "r145": { "Name": "Accounting Standards Codification", "Paragraph": "52", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "260", "URI": "http://asc.fasb.org/extlink&oid=120380238&loc=d3e4984-109258" }, "r146": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "260", "URI": "http://asc.fasb.org/topic&trid=2144383" }, "r147": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "272", "URI": "http://asc.fasb.org/extlink&oid=6828210&loc=d3e70191-108054" }, "r148": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "272", "URI": "http://asc.fasb.org/extlink&oid=6828210&loc=d3e70229-108054" }, "r149": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "272", "URI": "http://asc.fasb.org/extlink&oid=6373374&loc=d3e70434-108055" }, "r15": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(22))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r150": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "272", "URI": "http://asc.fasb.org/extlink&oid=6373374&loc=d3e70478-108055" }, "r151": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592" }, "r152": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e5967-108592" }, "r153": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6161-108592" }, "r154": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6191-108592" }, "r155": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6351-108592" }, "r156": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6404-108592" }, "r157": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6061-108592" }, "r158": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6132-108592" }, "r159": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "275", "URI": "http://asc.fasb.org/extlink&oid=99393423&loc=d3e6143-108592" }, "r16": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(27))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r160": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "275", "URI": "http://asc.fasb.org/topic&trid=2134479" }, "r161": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8657-108599" }, "r162": { "Name": "Accounting Standards Codification", "Paragraph": "18", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8672-108599" }, "r163": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8721-108599" }, "r164": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8721-108599" }, "r165": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r166": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r167": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r168": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r169": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r17": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(28))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r170": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r171": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r172": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(h)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r173": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(j)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r174": { "Name": "Accounting Standards Codification", "Paragraph": "22", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8736-108599" }, "r175": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599" }, "r176": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599" }, "r177": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8813-108599" }, "r178": { "Name": "Accounting Standards Codification", "Paragraph": "26", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8844-108599" }, "r179": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8864-108599" }, "r18": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(29))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r180": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8864-108599" }, "r181": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8864-108599" }, "r182": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8864-108599" }, "r183": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8864-108599" }, "r184": { "Name": "Accounting Standards Codification", "Paragraph": "29", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8864-108599" }, "r185": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r186": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r187": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r188": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r189": { "Name": "Accounting Standards Codification", "Paragraph": "30", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8906-108599" }, "r19": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r190": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8924-108599" }, "r191": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r192": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r193": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r194": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r195": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r196": { "Name": "Accounting Standards Codification", "Paragraph": "32", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8933-108599" }, "r197": { "Name": "Accounting Standards Codification", "Paragraph": "34", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e8981-108599" }, "r198": { "Name": "Accounting Standards Codification", "Paragraph": "40", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9031-108599" }, "r199": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9038-108599" }, "r2": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "205", "URI": "http://asc.fasb.org/extlink&oid=109222650&loc=SL51721683-107760" }, "r20": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r200": { "Name": "Accounting Standards Codification", "Paragraph": "41", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9038-108599" }, "r201": { "Name": "Accounting Standards Codification", "Paragraph": "42", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "280", "URI": "http://asc.fasb.org/extlink&oid=120311839&loc=d3e9054-108599" }, "r202": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "280", "URI": "http://asc.fasb.org/topic&trid=2134510" }, "r203": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=121593590&loc=d3e4428-111522" }, "r204": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 4.E)", "Topic": "310", "URI": "http://asc.fasb.org/extlink&oid=27010918&loc=d3e74512-122707" }, "r205": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121553693&loc=d3e26610-111562" }, "r206": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121553693&loc=d3e26610-111562" }, "r207": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121553693&loc=d3e26853-111562" }, "r208": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27405-111563" }, "r209": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=SL6283291-111563" }, "r21": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r210": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r211": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aa)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r212": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(aaa)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r213": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r214": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r215": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27161-111563" }, "r216": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r217": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r218": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r219": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r22": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30)(a)(4))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r220": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27198-111563" }, "r221": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27232-111563" }, "r222": { "Name": "Accounting Standards Codification", "Paragraph": "5A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=SL120269820-111563" }, "r223": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)(3)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27290-111563" }, "r224": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27290-111563" }, "r225": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27337-111563" }, "r226": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27340-111563" }, "r227": { "Name": "Accounting Standards Codification", "Paragraph": "8B", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=SL6284393-111563" }, "r228": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)-(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27357-111563" }, "r229": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "320", "URI": "http://asc.fasb.org/extlink&oid=121645371&loc=d3e27357-111563" }, "r23": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(30))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r230": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "320", "URI": "http://asc.fasb.org/topic&trid=2196928" }, "r231": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "321", "URI": "http://asc.fasb.org/extlink&oid=120269885&loc=SL75117546-209714" }, "r232": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(2)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r233": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "323", "URI": "http://asc.fasb.org/extlink&oid=114001798&loc=d3e33918-111571" }, "r234": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "30", "Topic": "325", "URI": "http://asc.fasb.org/extlink&oid=6384206&loc=d3e41899-111602" }, "r235": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r236": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r237": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(2)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121646688&loc=SL121648383-210437" }, "r238": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919244-210447" }, "r239": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r24": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(31))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r240": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919249-210447" }, "r241": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919253-210447" }, "r242": { "Name": "Accounting Standards Codification", "Paragraph": "16", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919258-210447" }, "r243": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121599337&loc=SL82919230-210447" }, "r244": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121558606&loc=SL82898722-210454" }, "r245": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922888-210455" }, "r246": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922895-210455" }, "r247": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922900-210455" }, "r248": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922900-210455" }, "r249": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(h)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922900-210455" }, "r25": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(32))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r250": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(i)", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922900-210455" }, "r251": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121582814&loc=SL82922900-210455" }, "r252": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "326", "URI": "http://asc.fasb.org/extlink&oid=121590138&loc=SL82922954-210456" }, "r253": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "05", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "340", "URI": "http://asc.fasb.org/extlink&oid=68074540&loc=d3e5879-108316" }, "r254": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "340", "URI": "http://asc.fasb.org/extlink&oid=6387103&loc=d3e6435-108320" }, "r255": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=99380562&loc=d3e13770-109266" }, "r256": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=99380562&loc=d3e13777-109266" }, "r257": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=120320667&loc=SL49117168-202975" }, "r258": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r259": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r26": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.1)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r260": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(e)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r261": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(h)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r262": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13816-109267" }, "r263": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13854-109267" }, "r264": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=121556970&loc=d3e13854-109267" }, "r265": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=6388964&loc=d3e16225-109274" }, "r266": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r267": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16265-109275" }, "r268": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r269": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(1)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r27": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.12)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r270": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)(2)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r271": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "350", "URI": "http://asc.fasb.org/extlink&oid=66006027&loc=d3e16323-109275" }, "r272": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "350", "URI": "http://asc.fasb.org/topic&trid=2144416" }, "r273": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "15", "SubTopic": "10", "Subparagraph": "(b)(2)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=121558832&loc=d3e400-110220" }, "r274": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226348&loc=d3e2420-110228" }, "r275": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r276": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r277": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=6391035&loc=d3e2868-110229" }, "r278": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2921-110230" }, "r279": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "360", "URI": "http://asc.fasb.org/extlink&oid=109226691&loc=d3e2941-110230" }, "r28": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.14)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r280": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)", "Topic": "420", "URI": "http://asc.fasb.org/extlink&oid=6394359&loc=d3e17939-110869" }, "r281": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 5.P.4(d))", "Topic": "420", "URI": "http://asc.fasb.org/extlink&oid=115931487&loc=d3e140904-122747" }, "r282": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "440", "URI": "http://asc.fasb.org/extlink&oid=121559207&loc=d3e25336-109308" }, "r283": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "440", "URI": "http://asc.fasb.org/extlink&oid=121559207&loc=d3e25336-109308" }, "r284": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "440", "URI": "http://asc.fasb.org/topic&trid=2144648" }, "r285": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14326-108349" }, "r286": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14615-108349" }, "r287": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14394-108349" }, "r288": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349" }, "r289": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14435-108349" }, "r29": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19(b),22(b))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r290": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14453-108349" }, "r291": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14472-108349" }, "r292": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "450", "URI": "http://asc.fasb.org/extlink&oid=121557415&loc=d3e14557-108349" }, "r293": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "450", "URI": "http://asc.fasb.org/topic&trid=2127136" }, "r294": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=121555522&loc=d3e12021-110248" }, "r295": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=121555522&loc=d3e12053-110248" }, "r296": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "460", "URI": "http://asc.fasb.org/extlink&oid=121555522&loc=d3e12069-110248" }, "r297": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=d3e1835-112601" }, "r298": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=6802200&loc=SL6230698-112601" }, "r299": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=120520924&loc=SL6031897-161870" }, "r3": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "205", "URI": "http://asc.fasb.org/topic&trid=2122149" }, "r30": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.19-26)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r300": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "40", "SubTopic": "50", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=117329964&loc=d3e12317-112629" }, "r301": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "40", "SubTopic": "50", "Topic": "470", "URI": "http://asc.fasb.org/extlink&oid=117329964&loc=d3e12355-112629" }, "r302": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "470", "URI": "http://asc.fasb.org/topic&trid=2208564" }, "r303": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(CFRR 211.02)", "Topic": "480", "URI": "http://asc.fasb.org/extlink&oid=65877616&loc=d3e177068-122764" }, "r304": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=65888546&loc=d3e21300-112643" }, "r305": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21553-112644" }, "r306": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21463-112644" }, "r307": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21475-112644" }, "r308": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21484-112644" }, "r309": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21488-112644" }, "r31": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22(a)(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r310": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21506-112644" }, "r311": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21521-112644" }, "r312": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=109259400&loc=d3e21538-112644" }, "r313": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.3-04)", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=120397183&loc=d3e187085-122770" }, "r314": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "25", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6405686&loc=d3e22802-112653" }, "r315": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6405813&loc=d3e23239-112655" }, "r316": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "505", "URI": "http://asc.fasb.org/extlink&oid=6405834&loc=d3e23315-112656" }, "r317": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "505", "URI": "http://asc.fasb.org/topic&trid=2208762" }, "r318": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121604090&loc=SL49130545-203045" }, "r319": { "Name": "Accounting Standards Codification", "Paragraph": "91", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=121551570&loc=SL49130690-203046-203046" }, "r32": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.22)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r320": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(g)(2)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=113356391&loc=SL49131195-203048" }, "r321": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(i)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=113356391&loc=SL49131195-203048" }, "r322": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(i)(2)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=113356391&loc=SL49131195-203048" }, "r323": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(j)", "Topic": "606", "URI": "http://asc.fasb.org/extlink&oid=113356391&loc=SL49131195-203048" }, "r324": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(i)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r325": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(ii)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r326": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(01)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r327": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r328": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(A)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r329": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(B)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r33": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.28,29)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r330": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(02)(C)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r331": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(d)(iv)(03)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r332": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(i)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118255775&loc=d3e1928-114920" }, "r333": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=118257860&loc=d3e4179-114921" }, "r334": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(d)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=65877416&loc=SL14450657-114947" }, "r335": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(f)(3)", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=65877416&loc=SL14450657-114947" }, "r336": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "80", "Topic": "715", "URI": "http://asc.fasb.org/extlink&oid=35742348&loc=SL14450788-114948" }, "r337": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "35", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121326096&loc=d3e4534-113899" }, "r338": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5047-113901" }, "r339": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5047-113901" }, "r34": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29,30)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r340": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5047-113901" }, "r341": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5047-113901" }, "r342": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r343": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a),(g)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r344": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r345": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)(iv)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r346": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(i)-(ii)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r347": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r348": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r349": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(2)(iii)(3)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r35": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.29-31)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r350": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(d)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r351": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120381028&loc=d3e5070-113901" }, "r352": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r353": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r354": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(f)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r355": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(g)(1)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r356": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(g)(2)", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=121322162&loc=SL121327923-165333" }, "r357": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120383193&loc=d3e11149-113907" }, "r358": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "718", "URI": "http://asc.fasb.org/extlink&oid=120383193&loc=d3e11178-113907" }, "r359": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e32247-109318" }, "r36": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.3(c)(3))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r360": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e32280-109318" }, "r361": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120406818&loc=d3e31931-109318" }, "r362": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32672-109319" }, "r363": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32705-109319" }, "r364": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32718-109319" }, "r365": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32809-109319" }, "r366": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32840-109319" }, "r367": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r368": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32537-109319" }, "r369": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32847-109319" }, "r37": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02.8)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r370": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32857-109319" }, "r371": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32559-109319" }, "r372": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=84230637&loc=d3e32639-109319" }, "r373": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(2)", "Topic": "740" }, "r374": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(d)(3)", "Topic": "740" }, "r375": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(1)", "Topic": "740" }, "r376": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(2)", "Topic": "740" }, "r377": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "65", "SubTopic": "10", "Subparagraph": "(e)(3)", "Topic": "740" }, "r378": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.5.Q1)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r379": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB TOPIC 6.I.7)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330036-122817" }, "r38": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=49176635&loc=d3e9760-107771" }, "r380": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.C)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=116825942&loc=d3e330215-122817" }, "r381": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120385591&loc=d3e39076-109324" }, "r382": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120385591&loc=d3e38679-109324" }, "r383": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=120385591&loc=d3e38679-109324" }, "r384": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "270", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=6424409&loc=d3e44925-109338" }, "r385": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "740", "URI": "http://asc.fasb.org/extlink&oid=6424122&loc=d3e41874-109331" }, "r386": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "740", "URI": "http://asc.fasb.org/topic&trid=2144680" }, "r387": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=121598580&loc=d3e5227-128473" }, "r388": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=121598580&loc=d3e5263-128473" }, "r389": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=121598580&loc=d3e5333-128473" }, "r39": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=51824906&loc=SL20225862-175312" }, "r390": { "Name": "Accounting Standards Codification", "Paragraph": "31", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "805", "URI": "http://asc.fasb.org/extlink&oid=121598580&loc=d3e5419-128473" }, "r391": { "Name": "Accounting Standards Codification", "Paragraph": "19", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569616-111683" }, "r392": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=108774443&loc=SL4569643-111683" }, "r393": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988" }, "r394": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=116870748&loc=SL6758485-165988" }, "r395": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r396": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c),(3)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=109239629&loc=SL4573702-111684" }, "r397": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=121559654&loc=d3e5710-111685" }, "r398": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "810", "URI": "http://asc.fasb.org/extlink&oid=121559654&loc=d3e5710-111685" }, "r399": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "810", "URI": "http://asc.fasb.org/topic&trid=2197479" }, "r4": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=121566466&loc=d3e6676-107765" }, "r40": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=99393222&loc=SL20226003-175313" }, "r400": { "Name": "Accounting Standards Codification", "Paragraph": "4D", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "815", "URI": "http://asc.fasb.org/extlink&oid=121590274&loc=SL5624177-113959" }, "r401": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r402": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r403": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bb)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r404": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(1)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r405": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(bbb)(2)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r406": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19207-110258" }, "r407": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=d3e19279-110258" }, "r408": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r409": { "Name": "Accounting Standards Codification", "Paragraph": "6A", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "820", "URI": "http://asc.fasb.org/extlink&oid=117815213&loc=SL6742756-110258" }, "r41": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r410": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=99377092&loc=SL75136599-209740" }, "r411": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=116690757&loc=d3e13220-108610" }, "r412": { "Name": "Accounting Standards Codification", "Paragraph": "10", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13433-108611" }, "r413": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13467-108611" }, "r414": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13476-108611" }, "r415": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13531-108611" }, "r416": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=121572278&loc=d3e13537-108611" }, "r417": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "825", "URI": "http://asc.fasb.org/extlink&oid=75031198&loc=d3e14064-108612" }, "r418": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=120253306&loc=d3e28129-110885" }, "r419": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "35", "SubTopic": "20", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=121605123&loc=d3e30304-110892" }, "r42": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(e)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r420": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=109240200&loc=d3e30755-110894" }, "r421": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "230", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=98513438&loc=d3e33268-110906" }, "r422": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32022-110900" }, "r423": { "Name": "Accounting Standards Codification", "Paragraph": "17", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32136-110900" }, "r424": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r425": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r426": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r427": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Subparagraph": "(d)", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r428": { "Name": "Accounting Standards Codification", "Paragraph": "20", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32211-110900" }, "r429": { "Name": "Accounting Standards Codification", "Paragraph": "21", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=118261656&loc=d3e32262-110900" }, "r43": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(f)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r430": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=6450520&loc=d3e32583-110901" }, "r431": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "830", "URI": "http://asc.fasb.org/extlink&oid=6450520&loc=d3e32618-110901" }, "r432": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=6450988&loc=d3e26243-108391" }, "r433": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=119993939&loc=d3e28541-108399" }, "r434": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=119993939&loc=d3e28551-108399" }, "r435": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=119993939&loc=d3e28555-108399" }, "r436": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "835", "URI": "http://asc.fasb.org/extlink&oid=114775985&loc=d3e28878-108400" }, "r437": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=121549808&loc=d3e36991-112694" }, "r438": { "Name": "Accounting Standards Codification", "Paragraph": "40", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Subparagraph": "(Note 1,3)", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=121580752&loc=d3e38371-112697" }, "r439": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=121573735&loc=d3e41499-112717" }, "r44": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(i)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r440": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "840", "URI": "http://asc.fasb.org/extlink&oid=121573735&loc=d3e41502-112717" }, "r441": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121603541&loc=SL77918627-209977" }, "r442": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(b)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121603541&loc=SL77918627-209977" }, "r443": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(3)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121609121&loc=SL77918686-209980" }, "r444": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(g)(4)", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121609121&loc=SL77918686-209980" }, "r445": { "Name": "Accounting Standards Codification", "Paragraph": "53", "Publisher": "FASB", "Section": "55", "SubTopic": "20", "Topic": "842", "URI": "http://asc.fasb.org/extlink&oid=121568110&loc=SL77918982-209971" }, "r446": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "855", "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314017-165662" }, "r447": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "855", "URI": "http://asc.fasb.org/extlink&oid=6842918&loc=SL6314020-165662" }, "r448": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(i)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r449": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)(ii)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r45": { "Name": "Accounting Standards Codification", "Paragraph": "10A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669646-108580" }, "r450": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r451": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r452": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r453": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(bb)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r454": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r455": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r456": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107207-111719" }, "r457": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r458": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r459": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(b)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r46": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e637-108580" }, "r460": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(c)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=121570589&loc=d3e107314-111719" }, "r461": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=66007379&loc=d3e113888-111728" }, "r462": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r463": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL6224234-111729" }, "r464": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=109249958&loc=SL34722452-111729" }, "r465": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r466": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r467": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r468": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)(i)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122625-111746" }, "r469": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r47": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e640-108580" }, "r470": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r471": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r472": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(4)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r473": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(5)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r474": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(6)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r475": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)(7)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r476": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(b)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r477": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(1)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r478": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(2)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r479": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(e)(3)", "Topic": "860", "URI": "http://asc.fasb.org/extlink&oid=116651436&loc=d3e122739-111746" }, "r48": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e681-108580" }, "r480": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "910", "URI": "http://asc.fasb.org/extlink&oid=119991564&loc=SL119991595-234733" }, "r481": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "912", "URI": "http://asc.fasb.org/extlink&oid=118261985&loc=d3e55302-109406" }, "r482": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SAB Topic 11.L)", "Topic": "924", "URI": "http://asc.fasb.org/extlink&oid=6472922&loc=d3e499488-122856" }, "r483": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154696&loc=d3e54445-107959" }, "r484": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(f)(1)", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r485": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(f)(2)", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r486": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "20", "Subparagraph": "(f)(3)", "Topic": "926", "URI": "http://asc.fasb.org/extlink&oid=120154821&loc=SL120154904-197079" }, "r487": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "340", "Topic": "928", "URI": "http://asc.fasb.org/extlink&oid=6473545&loc=d3e61844-108004" }, "r488": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "20", "Topic": "940", "URI": "http://asc.fasb.org/extlink&oid=68072869&loc=d3e41242-110953" }, "r489": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "940", "URI": "http://asc.fasb.org/subtopic&trid=2176304" }, "r49": { "Name": "Accounting Standards Codification", "Paragraph": "14A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669686-108580" }, "r490": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(1)(a))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r491": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10)(1))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r492": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(10))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r493": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(11))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r494": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(13))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r495": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(15)(1))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r496": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(16))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r497": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r498": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03(6))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r499": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13(3)(a))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r5": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(g)(4)", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=121566466&loc=d3e6676-107765" }, "r50": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e689-108580" }, "r500": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.13,16)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r501": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.15)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r502": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.16)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r503": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.4)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r504": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.9-03.5)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120398452&loc=d3e534808-122878" }, "r505": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(13)(c))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r506": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(15))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r507": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(22))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r508": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(23))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r509": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(26))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r51": { "Name": "Accounting Standards Codification", "Paragraph": "17A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL34724391-108580" }, "r510": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04(27))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r511": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.9-04.9)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399700&loc=SL114874048-224260" }, "r512": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.9-05(b)(2))", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120399901&loc=d3e537907-122884" }, "r513": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=d3e62557-112803" }, "r514": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=d3e62557-112803" }, "r515": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=d3e62586-112803" }, "r516": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(a)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r517": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(b)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r518": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(c)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r519": { "Name": "Accounting Standards Codification", "Paragraph": "3A", "Publisher": "FASB", "Section": "50", "SubTopic": "320", "Subparagraph": "(d)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=120252992&loc=SL120269850-112803" }, "r52": { "Name": "Accounting Standards Codification", "Paragraph": "17B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL34724394-108580" }, "r520": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "942", "URI": "http://asc.fasb.org/subtopic&trid=2209399" }, "r521": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "405", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6957935&loc=d3e64057-112817" }, "r522": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=6479118&loc=d3e64650-112822" }, "r523": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Subparagraph": "(d)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823" }, "r524": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Subparagraph": "e", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823" }, "r525": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "470", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=75038535&loc=d3e64711-112823" }, "r526": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(c)(1)", "Topic": "942", "URI": "http://asc.fasb.org/extlink&oid=117337116&loc=SL5958568-112826" }, "r527": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "20", "Subparagraph": "(d)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6480726&loc=d3e6691-158385" }, "r528": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99397103&loc=d3e6811-158387" }, "r529": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99397103&loc=d3e6824-158387" }, "r53": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580" }, "r530": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(13)(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r531": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(16))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r532": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(5))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r533": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(1)(b))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r534": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(10))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r535": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(12))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r536": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(13)(a)(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r537": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(15))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r538": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(16))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r539": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r54": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580" }, "r540": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r541": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r542": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(23)(c))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r543": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(25))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r544": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(4))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r545": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(6))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r546": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(7))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r547": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03(a)(8))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r548": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.1(f,g))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r549": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.1(g))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r55": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669619-108580" }, "r550": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.1(h))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r551": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.16(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r552": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.2,10)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r553": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "210", "Subparagraph": "(SX 210.7-03.23(c))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400017&loc=d3e572229-122910" }, "r554": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(1))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r555": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(18))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r556": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(19))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r557": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(2))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r558": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(22))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r559": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(23))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r56": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669625-108580" }, "r560": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(3)(b))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r561": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(3)(d))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r562": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(7)(a))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r563": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(8))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r564": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04(9))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r565": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.4)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r566": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "220", "Subparagraph": "(SX 210.7-04.5)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120400993&loc=SL114874131-224263" }, "r567": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column B))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120401096&loc=d3e574992-122915" }, "r568": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column C))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120401096&loc=d3e574992-122915" }, "r569": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column D))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120401096&loc=d3e574992-122915" }, "r57": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=SL7669625-108580" }, "r570": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17(Column E))", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120401096&loc=d3e574992-122915" }, "r571": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "235", "Subparagraph": "(SX 210.12-17)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=120401096&loc=d3e574992-122915" }, "r572": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(c)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=35755530&loc=d3e11264-158415" }, "r573": { "Name": "Accounting Standards Codification", "Paragraph": "2B", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121638524&loc=SL117422543-158416" }, "r574": { "Name": "Accounting Standards Codification", "Paragraph": "2B", "Publisher": "FASB", "Section": "50", "SubTopic": "30", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121638524&loc=SL117422543-158416" }, "r575": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "30", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121638166&loc=d3e11522-158419" }, "r576": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99404803&loc=d3e21409-158489" }, "r577": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "45", "SubTopic": "310", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99404803&loc=d3e21412-158489" }, "r578": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "25", "SubTopic": "340", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6485982&loc=d3e22818-158507" }, "r579": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r58": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121641772&loc=d3e557-108580" }, "r580": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r581": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(c)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r582": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(cc)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r583": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884095&loc=d3e14764-158437" }, "r584": { "Name": "Accounting Standards Codification", "Paragraph": "4H", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=116884468&loc=SL65671331-158438" }, "r585": { "Name": "Accounting Standards Codification", "Paragraph": "7A", "Publisher": "FASB", "Section": "50", "SubTopic": "40", "Subparagraph": "(d)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121643868&loc=SL117782755-158439" }, "r586": { "Name": "Accounting Standards Codification", "Paragraph": "13H", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121639165&loc=SL117783719-158441" }, "r587": { "Name": "Accounting Standards Codification", "Paragraph": "29F", "Publisher": "FASB", "Section": "55", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121639165&loc=SL117819544-158441" }, "r588": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(e)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r589": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r59": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=116657188&loc=SL116659661-227067" }, "r590": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(f)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r591": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r592": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(i)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r593": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(ii)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r594": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iii)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r595": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(g)(2)(iv)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r596": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "65", "SubTopic": "40", "Subparagraph": "(h)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121370832&loc=SL117420844-207641" }, "r597": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "40", "Subparagraph": "(SAB Topic 5.W)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=27015833&loc=d3e570705-122907" }, "r598": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "40", "Topic": "944", "URI": "http://asc.fasb.org/subtopic&trid=2560295" }, "r599": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "470", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486086&loc=d3e24387-158525" }, "r6": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=121566466&loc=d3e6787-107765" }, "r60": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "55", "SubTopic": "10", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=121640130&loc=d3e1436-108581" }, "r600": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "50", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6483535&loc=d3e16392-158451" }, "r601": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24708-158529" }, "r602": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24708-158529" }, "r603": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24746-158529" }, "r604": { "Name": "Accounting Standards Codification", "Paragraph": "6", "Publisher": "FASB", "Section": "50", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486098&loc=d3e24790-158529" }, "r605": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "55", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=82848697&loc=d3e24938-158530" }, "r606": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "55", "SubTopic": "505", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=82848697&loc=d3e24959-158530" }, "r607": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "605", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=84167274&loc=d3e27175-158546" }, "r608": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(a)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r609": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(b)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r61": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(210.5-03(11))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r610": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(b)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r611": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(b)(3)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r612": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(c)(1)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r613": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(c)(2)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r614": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Subparagraph": "(c)(3)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r615": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "605", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=6486672&loc=d3e27261-158547" }, "r616": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Subparagraph": "(e)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121641442&loc=d3e19393-158473" }, "r617": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "80", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121641442&loc=d3e19393-158473" }, "r618": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "45", "SubTopic": "825", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=121640538&loc=d3e32546-158582" }, "r619": { "Name": "Accounting Standards Codification", "Paragraph": "1A", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=75763970&loc=SL75763979-209797" }, "r62": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(1))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r620": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Subparagraph": "(a)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99380617&loc=SL75241803-196195" }, "r621": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Subparagraph": "(b)", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99380617&loc=SL75241803-196195" }, "r622": { "Name": "Accounting Standards Codification", "Paragraph": "1B", "Publisher": "FASB", "Section": "50", "SubTopic": "825", "Topic": "944", "URI": "http://asc.fasb.org/extlink&oid=99380617&loc=SL75241803-196195" }, "r623": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "944", "URI": "http://asc.fasb.org/topic&trid=2303980" }, "r624": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column B)(Footnote 1))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r625": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column B)(Footnote 6))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r626": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column B)(Footnote 7))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r627": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 1))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r628": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 6))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r629": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column C)(Footnote 7))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r63": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(10))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r630": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column D)(Footnote 1))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r631": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column D)(Footnote 6))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r632": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-12B(Column D)(Footnote 7))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611197-123010" }, "r633": { "Name": "Accounting Standards Codification", "Paragraph": "5D", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-13D(Column B)(Footnote 2))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=SL120429264-123010" }, "r634": { "Name": "Accounting Standards Codification", "Paragraph": "5D", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-13D(Column C)(Footnote 2))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=SL120429264-123010" }, "r635": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-15(Column A))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611379-123010" }, "r636": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-15(Column B))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611379-123010" }, "r637": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-15(Column C))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611379-123010" }, "r638": { "Name": "Accounting Standards Codification", "Paragraph": "7", "Publisher": "FASB", "Section": "S99", "SubTopic": "320", "Subparagraph": "(SX 210.12-15(Column D))", "Topic": "946", "URI": "http://asc.fasb.org/extlink&oid=120401592&loc=d3e611379-123010" }, "r639": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "SubTopic": "320", "Topic": "946", "URI": "http://asc.fasb.org/subtopic&trid=2324412" }, "r64": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(20))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r640": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Subparagraph": "(c)(1)", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=6490092&loc=d3e47080-110998" }, "r641": { "Name": "Accounting Standards Codification", "Paragraph": "5", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "948", "URI": "http://asc.fasb.org/extlink&oid=6490092&loc=d3e47304-110998" }, "r642": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "740", "Topic": "954", "URI": "http://asc.fasb.org/extlink&oid=6491622&loc=d3e9504-115650" }, "r643": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Subparagraph": "(a)", "Topic": "985", "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756" }, "r644": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "50", "SubTopic": "20", "Topic": "985", "URI": "http://asc.fasb.org/extlink&oid=6501960&loc=d3e128462-111756" }, "r645": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r646": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r647": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a" }, "r648": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1" }, "r649": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r65": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(21))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r650": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r66": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(24))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r67": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(25))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r68": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(5))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r69": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(7)(c))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r7": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(1))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r70": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(7)(d))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r71": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03(9)(a))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r72": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.3)", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r73": { "Name": "Accounting Standards Codification", "Paragraph": "2", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-03.7(c),9(a))", "Topic": "220", "URI": "http://asc.fasb.org/extlink&oid=120395209&loc=SL114868664-224227" }, "r74": { "Name": "Accounting Standards Codification", "Publisher": "FASB", "Topic": "220", "URI": "http://asc.fasb.org/topic&trid=2134417" }, "r75": { "Name": "Accounting Standards Codification", "Paragraph": "11", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3151-108585" }, "r76": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3179-108585" }, "r77": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3179-108585" }, "r78": { "Name": "Accounting Standards Codification", "Paragraph": "12", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3179-108585" }, "r79": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r8": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(12))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r80": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a),(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r81": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r82": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(c)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r83": { "Name": "Accounting Standards Codification", "Paragraph": "13", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3213-108585" }, "r84": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3255-108585" }, "r85": { "Name": "Accounting Standards Codification", "Paragraph": "14", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3255-108585" }, "r86": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3291-108585" }, "r87": { "Name": "Accounting Standards Codification", "Paragraph": "15", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3291-108585" }, "r88": { "Name": "Accounting Standards Codification", "Paragraph": "24", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3521-108585" }, "r89": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(g)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3536-108585" }, "r9": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.5-02(13))", "Topic": "210", "URI": "http://asc.fasb.org/extlink&oid=120391452&loc=d3e13212-122682" }, "r90": { "Name": "Accounting Standards Codification", "Paragraph": "25", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3536-108585" }, "r91": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(b)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585" }, "r92": { "Name": "Accounting Standards Codification", "Paragraph": "28", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3602-108585" }, "r93": { "Name": "Accounting Standards Codification", "Paragraph": "4", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3044-108585" }, "r94": { "Name": "Accounting Standards Codification", "Paragraph": "9", "Publisher": "FASB", "Section": "45", "SubTopic": "10", "Subparagraph": "(a)", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121586364&loc=d3e3098-108585" }, "r95": { "Name": "Accounting Standards Codification", "Paragraph": "8", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "230", "URI": "http://asc.fasb.org/extlink&oid=121583591&loc=SL98516268-108586" }, "r96": { "Name": "Accounting Standards Codification", "Paragraph": "3", "Publisher": "FASB", "Section": "50", "SubTopic": "10", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=84158767&loc=d3e18780-107790" }, "r97": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(d))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r98": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(e)(1))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" }, "r99": { "Name": "Accounting Standards Codification", "Paragraph": "1", "Publisher": "FASB", "Section": "S99", "SubTopic": "10", "Subparagraph": "(SX 210.4-08(g)(1)(ii))", "Topic": "235", "URI": "http://asc.fasb.org/extlink&oid=120395691&loc=d3e23780-122690" } }, "version": "2.1" } ZIP 97 0000890926-20-000083-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000890926-20-000083-xbrl.zip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