EARNINGS PER SHARE (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Numerator:
Net income available to common shareholders	$ 862,165	$ 1,083,595
Denominator:
Weighted-average common shares outstanding	21,232,949	17,079,242
Basic earnings per share (in USD per share)	$ 0.04	$ 0.06
Effect of dilutive securities
Stock options and warrants (shares)	1,225,727	1,631,017
Preferred stock (shares)	1,279,342	1,428,923
Diluted weighted-average shares outstanding	23,738,018	20,139,182
Diluted earnings per share (in USD per share)	$ 0.04	$ 0.05