EARNINGS (LOSS) PER SHARE (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011	Sep. 30, 2012	Sep. 30, 2011
Notes to Financial Statements
Income available to common shareholders			$ 3,520,916	$ 3,635,061
Weighted-average shares outstanding	12,255,372	9,187,227	10,085,206	8,722,642
Basic earnings per share	$ 0.17	$ 0.11	$ 0.35	$ 0.42
Income	$ 2,105,668	$ 1,028,225	$ 3,520,916	$ 3,635,061
Effect of dilutive securities
Stock options and warrants			1,140,337	1,329,073
Preferred stock			3,133,147	4,452,167
Diluted weighted-average shares outstanding	16,484,023	15,851,393	14,358,691	14,503,882
Diluted earnings per share	$ 0.13	$ 0.06	$ 0.25	$ 0.25