CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2022	Dec. 31, 2021
Cash flows from operating activities:
Net income	$ 1,745	$ 2,516
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	994	995
Release of credit losses provision	(112)	(975)
Deferred income taxes, net	(210)	282
Gain on disposals of assets, net		(14)
Gain on termination of swap contracts	206
Increase in cash surrender value of bank owned life insurance	(156)	(157)
Loss on sale of available-for-sale investments		(588)
Loss on write-down of Maryland Financial Bank stock	3
Decrease in ground rents		10
(Increase) decrease in accrued interest receivable	(73)	217
Net decrease (increase) in other assets	215	(244)
Net (increase) decrease in accrued expenses and other liabilities	(387)	438
Net cash provided by operating activities	2,225	3,656
Cash flows from investing activities:
Redemptions, sales and maturities of investment securities available for sale	14,214	57,380
Purchases of investment securities available for sale	(31,540)	(102,870)
Net redemption of Federal Home Loan Bank stock	839	137
Net decrease in loans	23,757	43,776
Proceeds from sale of real estate acquired through foreclosure		589
Purchases of premises and equipment	(256)	(287)
Net cash provided (used) in investing activities	7,014	(1,275)
Cash flows from financing activities:
Net (decrease) increase in deposits	(20,299)	33,627
Decrease in short term borrowings	(10,000)	(19,913)
(Decrease) increase in long term borrowings		(10,000)
Cash dividends paid	(1,143)	(1,138)
Common stock dividends reinvested	114	131
Net cash (used in) provided by financing activities	(41,328)	22,707
Decrease in long term borrowings	(10,000)
Net (decrease) increase in cash and cash equivalents	(32,089)	25,088
Cash and cash equivalents at beginning of year	62,181	37,093
Cash and cash equivalents at end of year	30,092	62,181
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	856	1,078
Income taxes paid		(480)
Net decrease in unrealized depreciation on available for sale securities	28,556	3,048
Decrease in unrealized depreciation on Swaps	$ 441	$ 508