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LOANS RECEIVABLE AND ALLOWANCE FOR CREDIT LOSSES - Allowance for Credit Losses (Details) - USD ($)
6 Months Ended 12 Months Ended
Jun. 30, 2022
Jun. 30, 2021
Dec. 31, 2021
Financing Receivable, Allowance For Credit Losses [Line Items]      
Average loans $ 204,477,000 $ 244,416,000  
Net charge-offs to average loans (annualized) 0.01% (0.25%)  
Number of borrowers 8 12  
Loans charged off $ 107,000 $ 124,000 $ 253,000
Outstanding commitments 30,200,000   31,800,000
Unfunded commitments      
Beginning balance 371,000 33,000 33,000
Reduction of unfunded reserve (17,000) (13,000)  
Provisions charged to operations 59,000    
Ending balance $ 413,000 477,000 $ 371,000
ASU 2016-13      
Unfunded commitments      
Impact of ASC 326 adoption   $ 457,000