CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Dec. 31, 2021	Dec. 31, 2020
ASSETS
Cash and due from banks	$ 2,111	$ 2,117
Interest-bearing deposits in other financial institutions	60,070	34,976
Cash and Cash Equivalents	62,181	37,093
Investment securities available for sale, at fair value	155,927	114,049
Restricted equity securities, at cost	1,062	1,199
Loans, net of deferred fees and costs	210,392	253,772
Less: Allowance for credit losses	(2,470)	(1,476)
Loans, net	207,922	252,296
Real estate acquired through foreclosure		575
Premises and equipment, net	3,564	3,853
Bank owned life insurance	8,338	8,181
Deferred tax assets, net	956	142
Accrued interest receivable	1,085	1,302
Accrued taxes receivable	301	116
Prepaid expenses	347	318
Other assets	383	362
Total Assets	442,066	419,486
LIABILITIES
Noninterest-bearing deposits	155,624	132,626
Interest-bearing deposits	227,623	216,994
Total Deposits	383,247	349,620
Short-term borrowings	10,000	29,912
Long-term borrowings	10,000
Defined pension liability	304	285
Accrued expenses and other liabilities	2,799	2,576
Total Liabilities	406,350	382,393
STOCKHOLDERS' EQUITY
Common stock, par value $1, authorized 15,000,000 shares, issued and outstanding 2,853,880 and 2,842,040 shares as of December 31, 2021 and December 31, 2020, respectively.	2,854	2,842
Additional paid-in capital	10,759	10,640
Retained earnings	22,977	23,071
Accumulated other comprehensive (loss) gain	(874)	540
Total Stockholders' Equity	35,716	37,093
Total Liabilities and Stockholders' Equity	$ 442,066	$ 419,486