CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Sep. 30, 2021	Sep. 30, 2020
Cash flows from operating activities:
Net income	$ 1,962,000	$ 1,123,000
Adjustments to reconcile net income to net cash provided by operating activities:
Depreciation, amortization, and accretion of premises and equipment	323,000	212,000
Amortization, and accretion of investment securities available for sale	995,000	(511,000)
Release for credit losses	(593,000)	(262,000)
Gain on disposals of assets, net	(14,000)
Increase in cash surrender value of bank owned life insurance	(117,000)	(118,000)
Decrease in ground rents	4,000	3,000
Increase in accrued interest receivable	(2,000)	(407,000)
Net increase in other assets	(121,000)	(63,000)
Net decrease in accrued expenses and other liabilities	439,000	892,000
Net cash provided by operating activities	2,876,000	869,000
Cash flows from investing activities:
Redemptions and maturities of investment securities available for sale	20,244,000	17,632,000
Purchases of investment securities available for sale	(72,904,000)	(58,771,000)
Net purchase (sale) of Federal Home Loan Bank stock	137,000	(187,000)
Net decrease in loans	29,431,000	10,516,000
Proceeds from sale of real estate acquired through foreclosure	589,000
Purchases of premises and equipment	(225,000)	(410,000)
Net cash used in investing activities	(22,728,000)	(31,220,000)
Cash flows from financing activities:
Net increase in deposits	24,889,000	22,500,000
(Decrease) increase in short term borrowings	(9,913,000)	12,367,000
Increase in long term borrowings		10,000,000
Cash dividends paid	(853,000)	(850,000)
Common stock dividends reinvested	100,000	97,000
Net cash provided by financing activities	14,223,000	44,114,000
Net (decrease) increase in cash and cash equivalents	(5,629,000)	13,763,000
Cash and cash equivalents at beginning of year	37,093,000	13,290,000
Cash and cash equivalents at end of year	31,464,000	27,053,000
Supplemental Disclosures of Cash Flow Information:
Interest paid on deposits and borrowings	824,000	1,263,000
Income taxes paid	415,000
Net income taxes paid (refunded)		(1,176,000)
Net (decrease) increase in unrealized appreciation on available for sale securities	(2,887,000)	1,325,000
Net decrease (increase) in unrealized depreciation on swaps	$ 315,000	$ (695,000)