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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)
$ in Thousands
6 Months Ended
Jun. 30, 2017
Jun. 30, 2016
Cash flows from operating activities:    
Net income $ 654 $ 591
Adjustments to reconcile net income to net cash provided by operating activities:    
Depreciation, amortization, and accretion 518 590
Provision for credit losses 165 117
Gains on disposals of assets, net (1) (1)
Income on investment in life insurance (100) (107)
Changes in assets and liabilities:    
Decrease in ground rents 7  
Decrease in accrued interest receivable 42 12
Decrease in other assets 729 89
Decrease in accrued interest payable (2) (2)
Decrease in other liabilities (267) (108)
Net cash provided by operating activities 1,745 1,181
Cash flows from investing activities:    
Maturities and principal paydowns of available for sale mortgage-backed securities 6,443 8,215
Proceeds from call/sales of other investment securities 2,766 3,767
Purchases of available for sale mortgage-backed securities   (6,307)
Purchases of other available for sale investment securities (4,659) (8,150)
(Purchase) sale of Federal Home Loan Bank stock (210) 3
(Increase) decrease in loans, net (6,012) 5,904
Purchases of premises and equipment (119) (118)
Net cash (used) provided by investing activities (1,791) 3,314
Cash flows from financing activities:    
Increase in noninterest-bearing deposits, NOW accounts, money market accounts, and savings accounts, net 5,492 9,084
Decrease in time deposits, net (3,248) (4,981)
Increase in short term borrowings 15,000  
Decrease in long term borrowings (10,000)  
Cash dividends paid (558) (555)
Common stock dividends reinvested 76 89
Net cash provided by financing activities 6,762 3,637
Increase in cash and cash equivalents 6,716 8,132
Cash and cash equivalents, beginning of year 10,622 12,371
Cash and cash equivalents, end of period 17,338 20,503
Supplementary cash flow information:    
Interest paid $ 1,122 $ 1,217