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Condensed Consolidated Statements Of Income (USD $)
In Thousands, except Share data, unless otherwise specified
3 Months Ended 6 Months Ended
Jun. 30, 2012
Jun. 30, 2011
Jun. 30, 2012
Jun. 30, 2011
Interest income on:        
Loans, including fees $ 3,255 $ 3,486 $ 6,619 $ 6,996
U.S. Treasury and U.S. Government agency securities 211 412 465 753
State and municipal securities 438 399 855 783
Other 24 26 45 77
Total interest income 3,928 4,323 7,984 8,609
Interest expense on:        
Deposits 670 766 1,358 1,544
Short-term borrowings 1 1 1 4
Long-term borrowings 159 160 319 318
Total interest expense 830 927 1,678 1,866
Net interest income 3,098 3,396 6,306 6,743
Provision for credit losses       225
Net interest income after provision for credit losses 3,098 3,396 6,306 6,518
Other income:        
Service charges on deposit accounts 132 153 275 318
Other fees and commissions 191 202 378 396
Other non-interest income 4 2 9 5
Income on life insurance 62 59 122 120
Gains on investment securities 33 73 56 261
Total other income 422 489 840 1,100
Other expenses:        
Salaries and employee benefits 1,726 1,636 3,458 3,278
Occupancy 200 200 397 429
Impairment of securities and stocks   70   92
Other expenses 789 981 1,546 1,899
Total other expenses 2,715 2,887 5,401 5,698
Income before income taxes 805 998 1,745 1,920
Income tax expense 149 240 359 453
Net income $ 656 $ 758 $ 1,386 $ 1,467
Basic and diluted earnings per share of common stock $ 0.24 $ 0.28 $ 0.51 $ 0.54
Weighted average shares of common stock outstanding 2,726,428 2,708,233 2,724,423 2,705,434
Dividends declared per share of common stock $ 0.10 $ 0.10 $ 0.20 $ 0.20