Condensed Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Jun. 30, 2012	Dec. 31, 2011
ASSETS
Cash and due from banks	$ 7,059	$ 6,877
Interest-bearing deposits in other financial institutions	166	2,423
Federal funds sold	258	654
Cash and cash equivalents	7,483	9,954
Investment securities available for sale, at fair value	102,510	102,867
Federal Home Loan Bank stock, at cost	1,718	1,520
Maryland Financial Bank stock	30	30
Loans, less allowance for credit losses (June 30: $3,782; December 31: $3,931)	249,353	232,734
Premises and equipment, at cost, less accumulated depreciation	3,985	4,108
Other real estate owned	699	1,111
Cash value of life insurance	8,555	8,433
Other assets	4,606	4,503
Total assets	378,939	365,260
Liabilities:
Deposits	321,798	311,945
Short-term borrowings	3,000	255
Long-term borrowings	20,000	20,000
Other liabilities	1,824	1,849
Total liabilities	346,622	334,049
Commitments and contingencies
Stockholders' equity:
Common stock, par value $1, authorized 15,000,000 shares; issued and outstanding: June 30: 2,726,515 shares; December 31: 2,717,909 shares	2,726	2,718
Surplus	9,503	9,438
Retained earnings	18,051	17,209
Accumulated other comprehensive gain, net of taxes	2,037	1,846
Total stockholders' equity	32,317	31,211
Total liabilities and stockholders' equity	$ 378,939	$ 365,260