DREYFUS/TRANSAMERICA TRIPLE ADVANTAGE VARIABLE ANNUITY
Issued by
TRANSAMERICA LIFE INSURANCE COMPANY
SEPARATE ACCOUNT VA-2L
Supplement Dated October 31, 2013
to the
Prospectus dated May 1, 2013
The following hereby amends, and to the extent inconsistent replaces, the corresponding paragraph in the 8. DEATH BENEFIT section in the prospectus:
We will pay a death benefit to your beneficiary, under certain circumstances, if the annuitant dies during the accumulation phase. If there is a surviving owner(s) when the annuitant dies, the surviving owner(s) will receive the death benefit instead of the listed beneficiary. The person receiving the death benefit may choose an annuity payment option (if you pick a variable annuity payment option fees and expenses will apply), or may choose to receive the death benefit via partial withdrawals, or lump sum withdrawal. The guarantees of these death benefits are based on our claims-paying ability.
We will determine the amount of and pay the death benefit proceeds, if any are payable on a contract, upon receipt at our Administrative Office of satisfactory proof of the annuitants death, directions regarding how to pay the death benefit, and any other documents, forms and information that we need (collectively referred to as due proof of death). For policies with multiple beneficiaries, we will pay the first beneficiary to provide us with due proof of death their share of the death proceeds. We will not pay any remaining beneficiary their share until we receive due proof of death from that beneficiary. Such beneficiaries continue to bear the investment risk until they submit due proof of death. Please note, we may be required to remit the death benefit proceeds to a state prior to receiving due proof of death. See OTHER INFORMATION - Abandoned or Unclaimed Property.
Please Note: Such due proof of death must be received in good order to avoid a delay in processing the death benefit claim. Due proof requires selecting a payment option. See OTHER INFORMATION - Sending Forms and Transaction Requests in Good Order.
The following hereby replaces the last paragraph in the 9. TAX INFORMATION Tax Status of the Contract, Distribution Requirements section in the prospectus:
Section 3 of the Federal Defense of Marriage Act was recently ruled unconstitutional and the Internal Revenue Service adopted a rule in response thereto recognizing the marriage of same sex individuals validly entered into in a jurisdiction that authorizes same sex marriages, even if the individuals are domiciled in a jurisdiction that does not recognize the marriage. The Internal Revenue Service also ruled that the term spouse does not include an individual who has entered into a registered domestic partnership, civil union, or other similar relationship that is not denominated as a marriage under the laws of that jurisdiction. The Company intends to administer the contract consistent with these rulings until further guidance is provided. Therefore, exercise of the spousal continuation provisions of this contract or any riders by persons who do not meet the definition of spouse under federal law e.g., domestic and civil union partners - may have adverse tax consequences.
Please note the jurisdiction where you are domiciled may not recognize same sex marriage which may limit your ability to take advantage of certain benefits provided to spouses under the contract. Please consult a tax adviser for more information on this subject.
This Prospectus Supplement must be accompanied or preceded
by the Prospectus for the
Dreyfus/Transamerica Triple Advantage Variable Annuity dated May 1, 2013