EX-13 7 dex13.htm EXHIBIT 13 Exhibit 13

EXHIBIT 13

 

PERFORMANCE DATA CALCULATIONS

Dreyfus (2.10%)

Performance Quotation Computation Schedule

 

Portfolio Date at Current Month (or report’s date)

    12/31/2004      

Subaccount Date at Current Quarter

    12/31/2004      

Date at Previous Year End

    12/31/2003      

Initial Premium

    1000      

Annual Account Fee

    35      

Average Account Size

    71,800      

Average Account Size Factor

    0.000487      

Surrender Charge Applied to Premium Only

    Y     (Y: Surr Charge for CR Funds N: Surr Charge for KY Funds)

Front Load Rate

    0.00 %   Negative load is Premium Bonus.

 

Surrender provisions:

             

Year

    Rate
     Withdrawal
Available
  

  1

    7.00 %   0 %

  2

    7.00 %   10 % earnings

  3

    6.00 %   10 % earnings

  4

    6.00 %   10 % earnings

  5

    5.00 %   10 % earnings

  6

    4.00 %   10 % earnings

  7

    3.00 %   10 % earnings

  8

    0.00 %   100 %

  9

    0.00 %   100 %

10

    0.00 %   100 %

 

                        Fund Closed
11/14/2003		   Fund Closed
10/18/2002		    
       

Transamerica
Equity-Initial Class

551210DA-S

  

Growth and
Income Portfolio-

Service Class
068210DA-S

  

International
Equity Portfolio-

Service Class
069210DA-S

  

Emerging
Leaders Portfolio-

Service Class
084210DA-S

  

Emerging
Markets Portfolio-

Service Class
085210DA-S

  

European Equity
Portfolio

-

   Founders
Discovery
Portfolio-Service
Class
083210DA-S

AUV data:

                                

Portfolio AUVs

                                

Current Date

   12/31/2004   1.371033   1.254536   1.652425   1.511832   N/A   N/A   1.410479

1 Month

   11/30/2004   1.308991   1.211720   1.587203   1.490073   N/A   N/A   1.347689

3 Month

   9/30/2004   1.246872   1.153724   1.438728   1.355926   N/A   N/A   1.253378

6 Month

   6/30/2004   1.255411   1.189106   1.387529   1.402368   N/A   N/A   1.353628

9 Month

   3/31/2004   1.229251   1.192096   1.410646   1.393605   N/A   N/A   1.351835

Year to Date

   12/31/2003   1.208820   1.194729   1.358506   1.351808   0.000001   N/A   1.313013

1 Year

   12/31/2003   1.208820   1.194729   1.358506   1.351808   0.000001   N/A   1.313013

2 Year

   12/31/2002   0.940586   0.965388   0.972956   0.937918   0.981337   N/A   0.985831

3 Year

   12/31/2001   1.235024   1.322217   1.185425   1.197694   1.007984   N/A   1.507395

4 Year

   12/31/2000   1.530972   1.438494   1.713173   1.126062   0.995290   N/A   1.894961

5 Year

   12/31/1999   1.730921   1.526558   2.092348   N/A   N/A   N/A   N/A

10 Year

   12/31/1994   N/A   0.573048   1.053489   N/A   N/A   N/A   N/A

Portfolio Inception AUV

       1.129856   0.570031   1.050405   0.926803   1.398579   0.000000   2.546825

Portfolio Inception Date

       5/1/1998   12/15/1994   12/15/1994   5/1/2000   5/1/2000   1/0/1900   5/1/2000

Years Since Portfolio Inception

       6.6740   10.0521   10.0521   4.6712   4.6712   105.0740   4.6712

Duration for Surrender Charge Cal’c

       7.0000   11.0000   11.0000   5.0000   5.0000   106.0000   5.0000

Subaccount AUVs

                                

Current Month

   12/31/2004   1.371033   1.254536   1.652425   1.511832   N/A   N/A   1.410479

1 Month

   11/30/2004   1.308991   1.211720   1.587203   1.490073   N/A   N/A   1.347689

3 Month

   9/30/2004   1.246872   1.153724   1.438728   1.355926   N/A   N/A   1.253378

6 Month

   6/30/2004   1.255411   1.189106   1.387529   1.402368   N/A   N/A   1.353628

Year to Date

   12/31/2003   1.208820   1.194729   1.358506   1.351808   0.000001   N/A   1.313013

1 Year

   12/31/2003   1.208820   1.194729   1.358506   1.351808   0.000001   N/A   1.313013

3 Year

   12/31/2001   1.235024   1.322217   1.185425   1.197694   1.007984   N/A   1.507395

5 Year

   12/31/1999   1.730921   1.526558   2.092348   N/A   N/A   N/A   N/A

10 Year

   12/31/1994   N/A   0.573048   1.053489   N/A   N/A   N/A   N/A

Subaccount Inception AUV

       1.129856   0.570031   1.050405   0.926803   1.398579   0.000000   2.546825

Subaccount Inception Date

       5/1/1998   12/15/1994   12/15/1994   5/1/2000   5/1/2000   1/0/1900   5/1/2000

Years Since Subaccount Inception

       6.6740   10.0521   10.0521   4.6712   4.6712   105.0740   4.6712

Duration for Surrender Charge Cal’c

       7.0000   11.0000   11.0000   5.0000   5.0000   106.0000   5.0000
                Fund Closed
11/14/2003		   Fund Closed
11/14/2003		            
       

Founders
Growth Portfolio-

Service Class
078210DA-S

  

Founders
International
Equity Portfolio-

Service Class
080210DA-S

  

Founders
Passport

Portfolio-Service
Class
079210DA-S

   Japan Portfolio-
Service Class
086210DA-S
  

Technology
Growth Portfolio-

Service Class
082210DA-S

   Balanced
Portfolio-Service
Class 074210DA-
S
   Appreciation
Portfolio-Service
Class
065210DA-S

AUV data:

                                

Portfolio AUVs

                                

Current Date

   12/31/2004   1.260895   1.628441   N/A   N/A   1.309118   1.159277   1.194458

1 Month

   11/30/2004   1.214403   1.565878   N/A   N/A   1.290131   1.131612   1.157444

3 Month

   9/30/2004   1.141654   1.433207   N/A   N/A   1.160261   1.098213   1.122063

6 Month

   6/30/2004   1.200313   1.422524   N/A   N/A   1.287608   1.111262   1.172610

9 Month

   3/31/2004   1.192512   1.423057   N/A   N/A   1.322070   1.125582   1.165205

Year to Date

   12/31/2003   1.195620   1.354631   0.000001   0.000001   1.333591   1.121224   1.163795

1 Year

   12/31/2003   1.195620   1.354631   0.000001   0.000001   1.333591   1.121224   1.163795

2 Year

   12/31/2002   0.933878   1.017550   0.953031   1.040876   0.904087   0.970060   0.983444

3 Year

   12/31/2001   1.328119   1.427296   1.153953   1.186786   1.527546   1.173926   1.208197

4 Year

   12/31/2000   1.698671   2.067281   1.699328   1.680598   2.342160   1.321795   1.365172

5 Year

   12/31/1999   2.323557   2.555671   2.337029   N/A   3.275031   1.391078   1.403135

10 Year

   12/31/1994   N/A   N/A   N/A   N/A   N/A   N/A   0.499910

Portfolio Inception AUV

       1.848223   1.842931   1.454751   2.194678   2.133245   0.938748   0.471827

Portfolio Inception Date

       5/3/1999   10/1/1999   5/3/1999   5/1/2000   10/1/1999   5/1/1997   4/5/1993

Years Since Portfolio Inception

       5.6685   5.2548   5.6685   4.6712   5.2548   7.6740   11.7479

Duration for Surrender Charge Cal’c

       6.0000   6.0000   6.0000   5.0000   6.0000   8.0000   12.0000

Subaccount AUVs

                                

Current Month

   12/31/2004   1.260895   1.628441   N/A   N/A   1.309118   1.159277   1.194458

1 Month

   11/30/2004   1.214403   1.565878   N/A   N/A   1.290131   1.131612   1.157444

3 Month

   9/30/2004   1.141654   1.433207   N/A   N/A   1.160261   1.098213   1.122063

6 Month

   6/30/2004   1.200313   1.422524   N/A   N/A   1.287608   1.111262   1.172610

Year to Date

   12/31/2003   1.195620   1.354631   0.000001   0.000001   1.333591   1.121224   1.163795

1 Year

   12/31/2003   1.195620   1.354631   0.000001   0.000001   1.333591   1.121224   1.163795

3 Year

   12/31/2001   1.328119   1.427296   1.153953   1.186786   1.527546   1.173926   1.208197

5 Year

   12/31/1999   2.323557   2.555671   2.337029   N/A   3.275031   1.391078   1.403135

10 Year

   12/31/1994   N/A   N/A   N/A   N/A   N/A   N/A   0.499910

Subaccount Inception AUV

       1.848223   1.842931   1.454751   2.194678   2.133245   0.938748   0.471827

Subaccount Inception Date

       5/3/1999   10/1/1999   5/3/1999   5/1/2000   10/1/1999   5/1/1997   4/5/1993

Years Since Subaccount Inception

       5.6685   5.2548   5.6685   4.6712   5.2548   7.6740   11.7479

Duration for Surrender Charge Cal’c

       6.0000   6.0000   6.0000   5.0000   6.0000   8.0000   12.0000

                Name Change           Name Change    
        Disciplined
Stock Portfolio-
Service Class
071210DA-S
   International
Value Portfolio-
Service Class
070210DA-S
   Limited Term
High Yield
Portfolio-Service
Class
073210DA-S
   Money Market
Portfolio-Initial
Class
517210DA-S
   Quality Bond
Portfolio-Service
Class
063210DA-S
  

Developing
Leaders Portfolio-

Service Class
064210DA-S

   Small Company
Stock Portfolio-
Service Class
072210DA-S
AUV data:                                
Portfolio AUVs                                

Current Date

   12/31/2004   1.236864   1.613213   1.190307   0.977572   1.013293   1.381479   1.568046

1 Month

   11/30/2004   1.208025   1.554755   1.170136   0.978138   1.001209   1.372508   1.544773

3 Month

   9/30/2004   1.141016   1.426145   1.144978   0.979629   0.995646   1.289675   1.418209

6 Month

   6/30/2004   1.174813   1.466817   1.105642   0.982699   0.970756   1.312037   1.438921

9 Month

   3/31/2004   1.183889   1.436041   1.119938   0.986428   1.010177   1.357326   1.422400

Year to Date

   12/31/2003   1.173295   1.374554   1.104260   0.990215   1.004010   1.270261   1.354738

1 Year

   12/31/2003   1.173295   1.374554   1.104260   0.990215   1.004010   1.270261   1.354738

2 Year

   12/31/2002   0.971508   1.029785   0.865457   1.004053   0.978342   0.987400   0.970043

3 Year

   12/31/2001   1.283563   1.198254   1.017175   1.010461   0.929578   1.249438   1.236384

4 Year

   12/31/2000   1.514482   1.407540   1.070258   0.992471   0.892419   1.364173   1.286595

5 Year

   12/31/1999   1.702020   1.492321   1.191289   0.956110   0.819531   1.229487   1.210618

10 Year

   12/31/1994   N/A   N/A   N/A   0.824943   0.632549   0.644570   N/A

Portfolio Inception AUV

       0.783635   1.031594   1.164663   0.797751   0.600557   0.375374   0.949562

Portfolio Inception Date

       5/1/1996   5/1/1996   4/30/1997   1/4/1993   1/4/1993   1/4/1993   5/1/1996

Years Since Portfolio Inception

       8.6740   8.6740   7.6767   11.9973   11.9973   11.9973   8.6740

Duration for Surrender Charge Cal’c

       9.0000   9.0000   8.0000   12.0000   12.0000   12.0000   9.0000

Subaccount AUVs

                                

Current Month

   12/31/2004   1.236864   1.613213   1.190307   0.977572   1.013293   1.381479   1.568046

1 Month

   11/30/2004   1.208025   1.554755   1.170136   0.978138   1.001209   1.372508   1.544773

3 Month

   9/30/2004   1.141016   1.426145   1.144978   0.979629   0.995646   1.289675   1.418209

6 Month

   6/30/2004   1.174813   1.466817   1.105642   0.982699   0.970756   1.312037   1.438921

Year to Date

   12/31/2003   1.173295   1.374554   1.104260   0.990215   1.004010   1.270261   1.354738

1 Year

   12/31/2003   1.173295   1.374554   1.104260   0.990215   1.004010   1.270261   1.354738

3 Year

   12/31/2001   1.283563   1.198254   1.017175   1.010461   0.929578   1.249438   1.236384

5 Year

   12/31/1999   1.702020   1.492321   1.191289   0.956110   0.819531   1.229487   1.210618

10 Year

   12/31/1994   N/A   N/A   N/A   0.824943   0.632549   0.644570   N/A

Subaccount Inception AUV

       0.783635   1.031594   1.164663   0.797751   0.600557   0.375374   0.949562

Subaccount Inception Date

       5/1/1996   5/1/1996   4/30/1997   1/4/1993   1/4/1993   1/4/1993   5/1/1996

Years Since Subaccount Inception

       8.6740   8.6740   7.6767   11.9973   11.9973   11.9973   8.6740

Duration for Surrender Charge Cal’c

       9.0000   9.0000   8.0000   12.0000   12.0000   12.0000   9.0000
        Special Value
Portfolio-Service
Class
062210DA-S
  

Zero Coupon 2000
Portfolio

N/A

   Dreyfus Stock
Index Fund-
Service Class
066210DA-S
  

The Dreyfus
Socially
Responsible
Growth Fund-

Service Class
067210DA-S

   Core Bond
Portfolio-Service
Class
087210DA-S
  

Core Value
Portfolio-Service
Class

075210DA-S

   MidCap Stock
Portfolio-Service
Class
076210DA-S
AUV data:                                
Portfolio AUVs                                

Current Date

   12/31/2004   1.437387   N/A   1.304435   1.234886   1.040700   1.343542   1.403803

1 Month

   11/30/2004   1.384911   N/A   1.264175   1.196798   1.026095   1.297737   1.356708

3 Month

   9/30/2004   1.304930   N/A   1.201893   1.141107   1.017553   1.221938   1.262779

6 Month

   6/30/2004   1.338710   N/A   1.232493   1.208763   0.991266   1.254400   1.282798

9 Month

   3/31/2004   1.324923   N/A   1.219662   1.200548   1.026926   1.266159   1.288673

Year to Date

   12/31/2003   1.299291   N/A   1.206951   1.190202   1.018170   1.230996   1.254809

1 Year

   12/31/2003   1.299291   N/A   1.206951   1.190202   1.018170   1.230996   1.254809

2 Year

   12/31/2002   1.007200   N/A   0.962374   0.966388   0.970569   0.980878   0.974450

3 Year

   12/31/2001   1.214408   N/A   1.268619   1.392285   0.928125   1.305854   1.138935

4 Year

   12/31/2000   1.350397   N/A   1.479944   1.842719   0.907302   1.361858   1.203556

5 Year

   12/31/1999   1.304657   N/A   1.665716   2.114848   N/A   1.240970   1.135032

10 Year

   12/31/1994   0.980563   N/A   0.537032   0.663802   N/A   N/A   N/A

Portfolio Inception AUV

       0.811773   0.000000   0.507740   0.627652   0.847083   1.144965   1.090749

Portfolio Inception Date

       1/4/1993   1/0/1900   1/4/1993   10/7/1993   5/1/2000   5/1/1998   5/1/1998

Years Since Portfolio Inception

       11.9973   105.0740   11.9973   11.2411   4.6712   6.6740   6.6740

Duration for Surrender Charge Cal’c

       12.0000   106.0000   12.0000   12.0000   5.0000   7.0000   7.0000
Subaccount AUVs                                

Current Month

   12/31/2004   1.437387   N/A   1.304435   1.234886   1.040700   1.343542   1.403803

1 Month

   11/30/2004   1.384911   N/A   1.264175   1.196798   1.026095   1.297737   1.356708

3 Month

   9/30/2004   1.304930   N/A   1.201893   1.141107   1.017553   1.221938   1.262779

6 Month

   6/30/2004   1.338710   N/A   1.232493   1.208763   0.991266   1.254400   1.282798

Year to Date

   12/31/2003   1.299291   N/A   1.206951   1.190202   1.018170   1.230996   1.254809

1 Year

   12/31/2003   1.299291   N/A   1.206951   1.190202   1.018170   1.230996   1.254809

3 Year

   12/31/2001   1.214408   N/A   1.268619   1.392285   0.928125   1.305854   1.138935

5 Year

   12/31/1999   1.304657   N/A   1.665716   2.114848   N/A   1.240970   1.135032

10 Year

   12/31/1994   0.980563   N/A   0.537032   0.663802   N/A   N/A   N/A

Subaccount Inception AUV

       0.811773   0.000000   0.507740   0.627652   0.847083   1.144965   1.090749

Subaccount Inception Date

       1/4/1993   1/0/1900   1/4/1993   10/7/1993   5/1/2000   5/1/1998   5/1/1998

Years Since Subaccount Inception

       11.9973   105.0740   11.9973   11.2411   4.6712   6.6740   6.6740

Duration for Surrender Charge Cal’c

       12.0000   106.0000   12.0000   12.0000   5.0000   7.0000   7.0000

Dreyfus (1.30%)

 

Portfolio Date at Current Month (or report’s date)

    12/31/2004      

Subaccount Date at Current Quarter

    12/31/2004      

Date at Previous Year End

    12/31/2003      

Initial Premium

    1000      

Annual Account Fee

    35      

Average Account Size

    71,800      

Average Account Size Factor

    0.000487      

Surrender Charge Applied to Premium Only

    Y     (Y: Surr Charge for CR Funds N: Surr Charge for KY Funds)

Front Load Rate

    0.00 %   Negative load is Premium Bonus.

 

Surrender provisions:             

Year

    Rate
    

Withdrawal

Available

  

  1

    7.00 %   0 %

  2

    7.00 %   10 %earnings

  3

    6.00 %   10 %earnings

  4

    6.00 %   10 %earnings

  5

    5.00 %   10 %earnings

  6

    4.00 %   10 %earnings

  7

    3.00 %   10 %earnings

  8

    0.00 %   100 %

  9

    0.00 %   100 %

10

    0.00 %   100 %

 

                        Fund Closed
11/14/2003		   Fund Closed
10/18/2002		        
        Transamerica
Equity-Initial Class
551130DA-S
  

Growth and
Income
Portfolio-

Service Class
068130DA-S

  

International
Equity Portfolio-

Service Class
069130DA-S

  

Emerging
Leaders
Portfolio-

Service Class
084130DA-S

  

Emerging
Markets
Portfolio-

Service Class
085130DA-S

   European
Equity
Portfolio
081130DA-S
  

Founders
Discovery
Portfolio-

Service Class
083130DA-S

  

Founders
Growth
Portfolio-

Service Class
078130DA-S

AUV data:

                                    

Portfolio AUVs

                                    

Current Date

   12/31/2004   1.248282   1.030669   1.384779   1.259978   N/A   N/A   1.029497   1.041229

1 Month

   11/30/2004   1.190999   0.994829   1.329233   1.241012   N/A   N/A   0.983009   1.002168

3 Month

   9/30/2004   1.132989   0.945975   1.203307   1.127807   N/A   N/A   0.913019   0.940898

6 Month

   6/30/2004   1.138490   0.973054   1.158185   1.164122   N/A   N/A   0.984092   0.987279

9 Month

   3/31/2004   1.112581   0.973589   1.175174   1.154575   N/A   N/A   0.980861   0.978938

Year to Date

   12/31/2003   1.091940   0.973826   1.129519   1.117755   0.000001   N/A   0.950830   0.979568

1 Year

   12/31/2003   1.091940   0.973826   1.129519   1.117755   0.000001   N/A   0.950830   0.979568

2 Year

   12/31/2002   0.842931   0.780676   0.802572   0.769399   0.854169   0.478036   0.708281   0.759074

3 Year

   12/31/2001   1.098147   1.060901   0.970149   0.974798   0.870368   1.059382   1.074624   1.071123

4 Year

   12/31/2000   1.350601   1.145046   1.391188   0.909140   0.852531   1.482309   1.340309   1.359244

5 Year

   12/31/1999   1.514885   1.205467   1.685718   N/A   N/A   1.532154   N/A   1.844743

10 Year

   12/31/1994   N/A   0.434459   0.815031   N/A   N/A   N/A   N/A   N/A

Portfolio Inception AUV

       0.975393   0.432019   0.812359   0.744154   1.191831   1.194392   1.792029   1.459349

Portfolio Inception Date

       5/1/1998   12/15/1994   12/15/1994   5/1/2000   5/1/2000   10/1/1999   5/1/2000   5/3/1999

Years Since Portfolio Inception

       6.6740   10.0521   10.0521   4.6712   4.6712   5.2548   4.6712   5.6685

Duration for Surrender Charge Cal’c

       7.0000   11.0000   11.0000   5.0000   5.0000   6.0000   5.0000   6.0000

Subaccount AUVs

                                    

Current Month

   12/31/2004   1.248282   1.030669   1.384779   1.259978   N/A   N/A   1.029497   1.041229

1 Month

   11/30/2004   1.190999   0.994829   1.329233   1.241012   N/A   N/A   0.983009   1.002168

3 Month

   9/30/2004   1.132989   0.945975   1.203307   1.127807   N/A   N/A   0.913019   0.940898

6 Month

   6/30/2004   1.138490   0.973054   1.158185   1.164122   N/A   N/A   0.984092   0.987279

Year to Date

   12/31/2003   1.091940   0.973826   1.129519   1.117755   0.000001   N/A   0.950830   0.979568

1 Year

   12/31/2003   1.091940   0.973826   1.129519   1.117755   0.000001   N/A   0.950830   0.979568

3 Year

   12/31/2001   1.098147   1.060901   0.970149   0.974798   0.870368   1.059382   1.074624   1.071123

5 Year

   12/31/1999   1.514885   1.205467   1.685718   N/A   N/A   1.532154   N/A   1.844743

10 Year

   12/31/1994   N/A   0.434459   0.815031   N/A   N/A   N/A   N/A   N/A

Subaccount Inception AUV

       0.975393   0.432019   0.812359   0.744154   1.191831   1.194392   1.792029   1.459349

Subaccount Inception Date

       5/1/1998   12/15/1994   12/15/1994   5/1/2000   5/1/2000   10/1/1999   5/1/2000   5/3/1999

Years Since Subaccount Inception

       6.6740   10.0521   10.0521   4.6712   4.6712   5.2548   4.6712   5.6685

Duration for Surrender Charge Cal’c

       7.0000   11.0000   11.0000   5.0000   5.0000   6.0000   5.0000   6.0000

 

            Fund
Closed
11/14/2003		   Fund
Closed
11/14/2003		                
       

Founders
International
Equity
Portfolio-

Service Class
080130DA-S

  

Founders
Passport
Portfolio-

Service
Class
079130DA-S

  

Japan

Portfolio-

Service
Class
086130DA-S

  

Technology
Growth
Portfolio-

Service Class
082130DA-S

  

Balanced
Portfolio-

Service Class
074130DA-S

  

Appreciation
Portfolio-

Service Class
065130DA-S

  

Disciplined
Stock

Portfolio-

Service Class
071130DA-S

AUV data:

                                

Portfolio AUVs

                                

Current Date

   12/31/2004   1.225345   N/A   N/A   1.037076   1.057945   1.033187   1.047613

1 Month

   11/30/2004   1.177482   N/A   N/A   1.021353   1.032008   1.000504   1.022506

3 Month

   9/30/2004   1.076305   N/A   N/A   0.917331   1.000235   0.968646   0.964526

6 Month

   6/30/2004   1.066167   N/A   N/A   1.015992   1.010116   1.010273   0.991129

9 Month

   3/31/2004   1.064472   N/A   N/A   1.041137   1.021136   1.001926   0.996826

Year to Date

   12/31/2003   1.011312   0.000001   0.000001   1.048150   1.015191   0.998754   0.985974

1 Year

   12/31/2003   1.011312   0.000001   0.000001   1.048150   1.015191   0.998754   0.985974

2 Year

   12/31/2002   0.753694   0.795515   0.854644   0.704948   0.871400   0.837329   0.809960

3 Year

   12/31/2001   1.048950   0.955658   0.966759   1.181908   1.046251   1.020617   1.061778

4 Year

   12/31/2000   1.507515   1.396429   1.358408   1.798091   1.168731   1.144113   1.242927

5 Year

   12/31/1999   1.849001   1.905417   N/A   2.494522   1.220198   1.166540   1.385763

10 Year

   12/31/1994   N/A   N/A   N/A   N/A   N/A   0.399018   N/A

Portfolio Inception AUV

       1.330374   1.179394   1.764766   1.621103   0.805816   0.371379   0.619226

Portfolio Inception Date

       10/1/1999   5/3/1999   5/1/2000   10/1/1999   5/1/1997   4/5/1993   5/1/1996

Years Since Portfolio Inception

       5.2548   5.6685   4.6712   5.2548   7.6740   11.7479   8.6740

Duration for Surrender Charge Cal’c

       6.0000   6.0000   5.0000   6.0000   8.0000   12.0000   9.0000

Subaccount AUVs

                                

Current Month

   12/31/2004   1.225345   N/A   N/A   1.037076   1.057945   1.033187   1.047613

1 Month

   11/30/2004   1.177482   N/A   N/A   1.021353   1.032008   1.000504   1.022506

3 Month

   9/30/2004   1.076305   N/A   N/A   0.917331   1.000235   0.968646   0.964526

6 Month

   6/30/2004   1.066167   N/A   N/A   1.015992   1.010116   1.010273   0.991129

Year to Date

   12/31/2003   1.011312   0.000001   0.000001   1.048150   1.015191   0.998754   0.985974

1 Year

   12/31/2003   1.011312   0.000001   0.000001   1.048150   1.015191   0.998754   0.985974

3 Year

   12/31/2001   1.048950   0.955658   0.966759   1.181908   1.046251   1.020617   1.061778

5 Year

   12/31/1999   1.849001   1.905417   N/A   2.494522   1.220198   1.166540   1.385763

10 Year

   12/31/1994   N/A   N/A   N/A   N/A   N/A   0.399018   N/A

Subaccount Inception AUV

       1.330374   1.179394   1.764766   1.621103   0.805816   0.371379   0.619226

Subaccount Inception Date

       10/1/1999   5/3/1999   5/1/2000   10/1/1999   5/1/1997   4/5/1993   5/1/1996

Years Since Subaccount Inception

       5.2548   5.6685   4.6712   5.2548   7.6740   11.7479   8.6740

Duration for Surrender Charge Cal’c

       6.0000   6.0000   5.0000   6.0000   8.0000   12.0000   9.0000

            Name
Change		           Name
Change		    
       

International
Value

Portfolio-

Service Class
070130DA-S

  

Limited Term
High Yield
Portfolio-

Service Class
073130DA-S

  

Money

Market
Portfolio-

Initial Class
517130DA-S

  

Quality Bond
Portfolio-

Service Class
063130DA-S

  

Developing
Leaders
Portfolio-

Service Class
064130DA-S

  

Small

Company

Stock Portfolio-

Service Class
072130DA-S

AUV data:                            
Portfolio AUVs                            

Current Date

   12/31/2004   1.275222   1.194806   0.989478   1.099429   1.064476   1.273739

1 Month

   11/30/2004   1.228194   1.173774   0.989389   1.085596   1.056855   1.253994

3 Month

   9/30/2004   1.125118   1.147034   0.989595   1.078144   0.991772   1.149745

6 Month

   6/30/2004   1.154911   1.105437   0.990729   1.049107   1.006965   1.164221

9 Month

   3/31/2004   1.128463   1.117535   0.992538   1.089575   1.039683   1.148598

Year to Date

   12/31/2003   1.078034   1.099737   0.994396   1.080807   0.971085   1.091817

1 Year

   12/31/2003   1.078034   1.099737   0.994396   1.080807   0.971085   1.091817

2 Year

   12/31/2002   0.801301   0.855051   1.000352   1.044870   0.748900   0.775624

3 Year

   12/31/2001   0.925039   0.997021   0.998725   0.984856   0.940213   0.980849

4 Year

   12/31/2000   1.078049   1.040719   0.973114   0.937924   1.018411   1.012557

5 Year

   12/31/1999   1.133886   1.149232   0.929946   0.854386   0.910449   0.945094

10 Year

   12/31/1994   N/A   N/A   0.770804   0.633459   0.458359   N/A

Portfolio Inception AUV

       0.760933   1.099764   0.733609   0.591902   0.262616   0.719703

Portfolio Inception Date

       5/1/1996   4/30/1997   1/4/1993   1/4/1993   1/4/1993   5/1/1996

Years Since Portfolio Inception

       8.6740   7.6767   11.9973   11.9973   11.9973   8.6740

Duration for Surrender Charge Cal’c

       9.0000   8.0000   12.0000   12.0000   12.0000   9.0000
Subaccount AUVs                            

Current Month

   12/31/2004   1.275222   1.194806   0.989478   1.099429   1.064476   1.273739

1 Month

   11/30/2004   1.228194   1.173774   0.989389   1.085596   1.056855   1.253994

3 Month

   9/30/2004   1.125118   1.147034   0.989595   1.078144   0.991772   1.149745

6 Month

   6/30/2004   1.154911   1.105437   0.990729   1.049107   1.006965   1.164221

Year to Date

   12/31/2003   1.078034   1.099737   0.994396   1.080807   0.971085   1.091817

1 Year

   12/31/2003   1.078034   1.099737   0.994396   1.080807   0.971085   1.091817

3 Year

   12/31/2001   0.925039   0.997021   0.998725   0.984856   0.940213   0.980849

5 Year

   12/31/1999   1.133886   1.149232   0.929946   0.854386   0.910449   0.945094

10 Year

   12/31/1994   N/A   N/A   0.770804   0.633459   0.458359   N/A

Subaccount Inception AUV

       0.760933   1.099764   0.733609   0.591902   0.262616   0.719703

Subaccount Inception Date

       5/1/1996   4/30/1997   1/4/1993   1/4/1993   1/4/1993   5/1/1996

Years Since Subaccount Inception

       8.6740   7.6767   11.9973   11.9973   11.9973   8.6740

Duration for Surrender Charge Cal’c

       9.0000   8.0000   12.0000   12.0000   12.0000   9.0000

 

       

Special
Value
Portfolio-

Service Class
062130DA-S

   Zero
Coupon
2000
Portfolio
   Dreyfus Stock
Index Fund-
Service Class
066130DA-S
  

The Dreyfus
Socially
Responsible
Growth Fund-

Service Class
067130DA-S

  

Core Bond
Portfolio-

Service Class
087130DA-S

  

Core Value
Portfolio-

Service Class
075130DA-S

  

MidCap

Stock

Portfolio-

Service Class
076130DA-S

AUV data:                                
Portfolio AUVs                                

Current Date

   12/31/2004   1.199933       1.114620   0.978656   1.129251   1.108933   1.176271

1 Month

   11/30/2004   1.155353       1.079497   0.947837   1.112664   1.070413   1.136049

3 Month

   9/30/2004   1.087201       1.024965   0.902544   1.101950   1.006567   1.056012

6 Month

   6/30/2004   1.113131       1.048971   0.954160   1.071360   1.031263   1.070620

9 Month

   3/31/2004   1.099505       1.036020   0.945817   1.107724   1.038884   1.073418

Year to Date

   12/31/2003   1.076125       1.023219   0.935828   1.096127   1.008051   1.043162

1 Year

   12/31/2003   1.076125       1.023219   0.935828   1.096127   1.008051   1.043162

2 Year

   12/31/2002   0.827655       0.809430   0.753859   1.036628   0.796894   0.803700

3 Year

   12/31/2001   0.990083       1.058678   1.077659   0.983373   1.052635   0.931955

4 Year

   12/31/2000   1.092248       1.225294   1.415158   0.953632   1.089050   0.977001

5 Year

   12/31/1999   1.046779       1.368169   1.611294   N/A   0.984373   0.913964

10 Year

   12/31/1994   0.755701       0.423457   0.485504   N/A   N/A   N/A

Portfolio Inception AUV

       0.615659       0.394019   0.454540   0.885546   0.896107   0.866608

Portfolio Inception Date

       1/4/1993       1/4/1993   10/7/1993   5/1/2000   5/1/1998   5/1/1998

Years Since Portfolio Inception

       11.9973       11.9973   11.2411   4.6712   6.6740   6.6740

Duration for Surrender Charge Cal’c

       12.0000       12.0000   12.0000   5.0000   7.0000   7.0000
Subaccount AUVs                                

Current Month

   12/31/2004   1.199933       1.114620   0.978656   1.129251   1.108933   1.176271

1 Month

   11/30/2004   1.155353       1.079497   0.947837   1.112664   1.070413   1.136049

3 Month

   9/30/2004   1.087201       1.024965   0.902544   1.101950   1.006567   1.056012

6 Month

   6/30/2004   1.113131       1.048971   0.954160   1.071360   1.031263   1.070620

Year to Date

   12/31/2003   1.076125       1.023219   0.935828   1.096127   1.008051   1.043162

1 Year

   12/31/2003   1.076125       1.023219   0.935828   1.096127   1.008051   1.043162

3 Year

   12/31/2001   0.990083       1.058678   1.077659   0.983373   1.052635   0.931955

5 Year

   12/31/1999   1.046779       1.368169   1.611294   N/A   0.984373   0.913964

10 Year

   12/31/1994   0.755701       0.423457   0.485504   N/A   N/A   N/A

Subaccount Inception AUV

       0.615659       0.394019   0.454540   0.885546   0.896107   0.866608

Subaccount Inception Date

       1/4/1993       1/4/1993   10/7/1993   5/1/2000   5/1/1998   5/1/1998

Years Since Subaccount Inception

       11.9973       11.9973   11.2411   4.6712   6.6740   6.6740

Duration for Surrender Charge Cal’c

       12.0000       12.0000   12.0000   5.0000   7.0000   7.0000