EX-13 8 dex13.txt EXHIBIT 13 EXHIBIT 13 PERFORMANCE DATA CALCULATIONS --------------------------------------- Dreyfus Triple Advantage Variable Annuity (1.30%) Surrender provisions: Withdrawal Performance Quotation Computation Schedule Year Rate Available --------------------------------------- 1 7.00% 0% 2 7.00% 10% 3 6.00% 10% 4 6.00% 10% 5 5.00% 10% Date at Current Month (or report's date) 12/31/2002 6 4.00% 10% Date at Current Quarter 12/31/2002 7 3.00% 10% Date at Previous Year End 12/31/2001 8 0.00% 100% Initial Premium 1000 9 0.00% 100% Annual Account Fee 35 10 0.00% 100% --------------------------------------- Average Account Size 40,000 Average Account Size Factor 0.000875 Surrender Charge Applied to Premium Only Y (Y: Surr Charge for CR Funds N: Surr Charge for KY Funds) Front Load Rate 0.00% Negative load is Premium Bonus.
Growth and Emerging Emerging Transamerica Income International Leaders Markets Equity Portfolio Equity Portfolio Portfolio Portfolio ---------------------------- AUV data: ---------------------------- Portfolio AUVs Current Date 12/31/2002 0.842931 0.780676 0.802572 0.769399 0.854169 1 Month 11/30/2002 0.897933 0.837426 0.829478 0.803582 0.860180 3 Month 09/30/2002 0.771202 0.725032 0.757629 0.710883 0.780256 6 Month 06/30/2002 0.909022 0.892828 0.965525 0.902701 0.920482 9 Month 03/31/2002 1.080529 1.056082 0.981330 1.004888 0.963719 Year to Date 12/31/2001 1.098147 1.060901 0.970149 0.974798 0.870368 1 Year 12/31/2001 1.098147 1.060901 0.970149 0.974798 0.870368 2 Year 12/31/2000 1.350601 1.145046 1.391188 0.909140 0.852531 3 Year 12/31/1999 1.514885 1.205467 1.685718 N/A N/A 4 Year 12/31/1998 1.276114 1.044725 1.068774 N/A N/A 5 Year 12/31/1997 N/A 0.946483 1.036165 N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.975393 0.432019 0.812359 0.744154 1.191831 Portfolio Inception Date 05/01/1998 12/15/1994 12/15/1994 05/01/2000 05/01/2000 Years Since Portfolio Inception 4.6712 8.0493 8.0493 2.6685 2.6685 Duration for Surrender Charge Cal'c 5.0000 9.0000 9.0000 3.0000 3.0000 Subaccount AUVs Current Quarter 12/31/2002 0.842931 0.780676 0.802572 0.769399 0.854169 1 Month 11/30/2002 0.897933 0.837426 0.829478 0.803582 0.860180 3 Month 09/30/2002 0.771202 0.725032 0.757629 0.710883 0.780256 6 Month 06/30/2002 0.909022 0.892828 0.965525 0.902701 0.920482 Year to Date 12/31/2001 1.098147 1.060901 0.970149 0.974798 0.870368 1 Year 12/31/2001 1.098147 1.060901 0.970149 0.974798 0.870368 3 Year 12/31/1999 1.514885 1.205467 1.685718 N/A N/A 5 Year 12/31/1997 N/A 0.946483 1.036165 N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.975393 0.432019 0.812359 0.744154 1.191831 Subaccount Inception Date 05/01/1998 12/15/1994 12/15/1994 05/01/2000 05/01/2000 Years Since Subaccount Inception 4.6712 8.0493 8.0493 2.6685 2.6685 Duration for Surrender Charge Cal'c 5.0000 9.0000 9.0000 3.0000 3.0000
Founders Founders Founders Founders European Discovery Growth International Passport Equity Portfolio Portfolio Portfolio Equity Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.478036 0.708281 0.759074 0.753694 0.795515 1 Month 11/30/2002 0.478036 0.765551 0.814923 0.805600 0.847049 3 Month 09/30/2002 0.736458 0.700798 0.723606 0.703251 0.794083 6 Month 06/30/2002 0.968628 0.881114 0.868329 0.909202 0.990673 9 Month 03/31/2002 1.000231 1.039557 1.079428 1.022163 0.998780 Year to Date 12/31/2001 1.059382 1.074624 1.071123 1.048950 0.955658 1 Year 12/31/2001 1.059382 1.074624 1.071123 1.048950 0.955658 2 Year 12/31/2000 1.482309 1.340309 1.359244 1.507515 1.396429 3 Year 12/31/1999 1.532154 N/A 1.844743 1.849001 1.905417 4 Year 12/31/1998 N/A N/A N/A N/A N/A 5 Year 12/31/1997 N/A N/A N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 1.194392 1.792029 1.459349 1.330374 1.179394 Portfolio Inception Date 10/01/1999 05/01/2000 05/03/1999 10/01/1999 05/03/1999 Years Since Portfolio Inception 3.2521 2.6685 3.6658 3.2521 3.6658 Duration for Surrender Charge Cal'c 4.0000 3.0000 4.0000 4.0000 4.0000 Subaccount AUVs Current Quarter 12/31/2002 0.478036 0.708281 0.759074 0.753694 0.795515 1 Month 11/30/2002 0.478036 0.765551 0.814923 0.805600 0.847049 3 Month 09/30/2002 0.736458 0.700798 0.723606 0.703251 0.794083 6 Month 06/30/2002 0.968628 0.881114 0.868329 0.909202 0.990673 Year to Date 12/31/2001 1.059382 1.074624 1.071123 1.048950 0.955658 1 Year 12/31/2001 1.059382 1.074624 1.071123 1.048950 0.955658 3 Year 12/31/1999 1.532154 N/A 1.844743 1.849001 1.905417 5 Year 12/31/1997 N/A N/A N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 1.194392 1.792029 1.459349 1.330374 1.179394 Subaccount Inception Date 10/01/1999 05/01/2000 05/03/1999 10/01/1999 05/03/1999 Years Since Subaccount Inception 3.2521 2.6685 3.6658 3.2521 3.6658 Duration for Surrender Charge Cal'c 4.0000 3.0000 4.0000 4.0000 4.0000
Technology Disciplined Japan Growth Balanced Appreciation Stock Portfolio Portfolio Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.854644 0.704948 0.871400 0.837329 0.809960 1 Month 11/30/2002 0.869059 0.813281 0.908167 0.873724 0.855174 3 Month 09/30/2002 0.889281 0.611871 0.834517 0.786661 0.770789 6 Month 06/30/2002 1.010239 0.838870 0.936977 0.925002 0.919544 9 Month 03/31/2002 0.958053 1.134638 1.034984 1.044662 1.045368 Year to Date 12/31/2001 0.966759 1.181908 1.046251 1.020617 1.061778 1 Year 12/31/2001 0.966759 1.181908 1.046251 1.020617 1.061778 2 Year 12/31/2000 1.358408 1.798091 1.168731 1.144113 1.242927 3 Year 12/31/1999 N/A 2.494522 1.220198 1.166540 1.385763 4 Year 12/31/1998 N/A N/A 1.143090 1.060233 1.185113 5 Year 12/31/1997 N/A N/A 0.946492 0.824765 0.947329 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 1.764766 1.621103 0.805816 0.371379 0.619226 Portfolio Inception Date 05/01/2000 10/01/1999 05/01/1997 04/05/1993 05/01/1996 Years Since Portfolio Inception 2.6685 3.2521 5.6712 9.7452 6.6712 Duration for Surrender Charge Cal'c 3.0000 4.0000 6.0000 10.0000 7.0000 Subaccount AUVs Current Quarter 12/31/2002 0.854644 0.704948 0.871400 0.837329 0.809960 1 Month 11/30/2002 0.869059 0.813281 0.908167 0.873724 0.855174 3 Month 09/30/2002 0.889281 0.611871 0.834517 0.786661 0.770789 6 Month 06/30/2002 1.010239 0.838870 0.936977 0.925002 0.919544 Year to Date 12/31/2001 0.966759 1.181908 1.046251 1.020617 1.061778 1 Year 12/31/2001 0.966759 1.181908 1.046251 1.020617 1.061778 3 Year 12/31/1999 N/A 2.494522 1.220198 1.166540 1.385763 5 Year 12/31/1997 N/A N/A 0.946492 0.824765 0.947329 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 1.764766 1.621103 0.805816 0.371379 0.619226 Subaccount Inception Date 05/01/2000 10/01/1999 05/01/1997 04/05/1993 05/01/1996 Years Since Subaccount Inception 2.6685 3.2521 5.6712 9.7452 6.6712 Duration for Surrender Charge Cal'c 3.0000 4.0000 6.0000 10.0000 7.0000
International Limited Term Money Developing Value High Yeild Market Quality Bond Leaders Portfolio Portfolio Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.801301 0.855051 1.000352 1.044870 0.748900 1 Month 11/30/2002 0.830385 0.848637 1.000629 1.022102 0.783177 3 Month 09/30/2002 0.771125 0.810503 1.000636 1.030656 0.715982 6 Month 06/30/2002 0.984431 0.908046 1.000373 1.001363 0.906179 9 Month 03/31/2002 0.966903 0.990023 0.999710 0.982110 0.992915 Year to Date 12/31/2001 0.925039 0.997021 0.998725 0.984856 0.940213 1 Year 12/31/2001 0.925039 0.997021 0.998725 0.984856 0.940213 2 Year 12/31/2000 1.078049 1.040719 0.973114 0.937924 1.018411 3 Year 12/31/1999 1.133886 1.149232 0.929946 0.854386 0.910449 4 Year 12/31/1998 0.898606 1.182355 0.898926 0.863976 0.748899 5 Year 12/31/1997 0.837107 1.194259 0.866268 0.829648 0.785683 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.760933 1.099764 0.733609 0.591902 0.262616 Portfolio Inception Date 05/01/1996 04/30/1997 01/04/1993 01/04/1993 01/04/1993 Years Since Portfolio Inception 6.6712 5.6740 9.9945 9.9945 9.9945 Duration for Surrender Charge Cal'c 7.0000 6.0000 10.0000 10.0000 10.0000 Subaccount AUVs Current Quarter 12/31/2002 0.801301 0.855051 1.000352 1.044870 0.748900 1 Month 11/30/2002 0.830385 0.848637 1.000629 1.022102 0.783177 3 Month 09/30/2002 0.771125 0.810503 1.000636 1.030656 0.715982 6 Month 06/30/2002 0.984431 0.908046 1.000373 1.001363 0.906179 Year to Date 12/31/2001 0.925039 0.997021 0.998725 0.984856 0.940213 1 Year 12/31/2001 0.925039 0.997021 0.998725 0.984856 0.940213 3 Year 12/31/1999 1.133886 1.149232 0.929946 0.854386 0.910449 5 Year 12/31/1997 0.837107 1.194259 0.866268 0.829648 0.785683 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.760933 1.099764 0.733609 0.591902 0.262616 Subaccount Inception Date 05/01/1996 04/30/1997 01/04/1993 01/04/1993 01/04/1993 Years Since Subaccount Inception 6.6712 5.6740 9.9945 9.9945 9.9945 Duration for Surrender Charge Cal'c 7.0000 6.0000 10.0000 10.0000 10.0000
Zero Socially Small Coupon Responsible Company Special Value 2000 Stock Index Growth Fund, Stock Portfolio Portfolio Portfolio Fund Inc. ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.775624 0.827655 N/A 0.809430 0.753859 1 Month 11/30/2002 0.804938 0.880476 N/A 0.861561 0.808664 3 Month 09/30/2002 0.762811 0.767058 N/A 0.749785 0.718868 6 Month 06/30/2002 0.911069 0.928391 N/A 0.910803 0.886390 9 Month 03/31/2002 0.997350 1.020938 0.999915 1.056764 1.051321 Year to Date 12/31/2001 0.980849 0.990083 0.999669 1.058678 1.077659 1 Year 12/31/2001 0.980849 0.990083 0.999669 1.058678 1.077659 2 Year 12/31/2000 1.012557 1.092248 17566207.836051 1.225294 1.415158 3 Year 12/31/1999 0.945094 1.046779 16819151.869039 1.368169 1.611294 4 Year 12/31/1998 0.865592 0.988490 16592160.936844 1.149155 1.254765 5 Year 12/31/1997 0.932526 0.865485 15669124.097645 0.907920 0.982399 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.719703 0.615659 #DIV/0! 0.394019 0.454540 Portfolio Inception Date 05/01/1996 01/04/1993 01/00/1900 01/04/1993 10/07/1993 Years Since Portfolio Inception 6.6712 9.9945 103.0712 9.9945 9.2384 Duration for Surrender Charge Cal'c 7.0000 10.0000 104.0000 10.0000 10.0000 Subaccount AUVs Current Quarter 12/31/2002 0.775624 0.827655 N/A 0.809430 0.753859 1 Month 11/30/2002 0.804938 0.880476 N/A 0.861561 0.808664 3 Month 09/30/2002 0.762811 0.767058 N/A 0.749785 0.718868 6 Month 06/30/2002 0.911069 0.928391 N/A 0.910803 0.886390 Year to Date 12/31/2001 0.980849 0.990083 0.999669 1.058678 1.077659 1 Year 12/31/2001 0.980849 0.990083 0.999669 1.058678 1.077659 3 Year 12/31/1999 0.945094 1.046779 16819151.869039 1.368169 1.611294 5 Year 12/31/1997 0.932526 0.865485 15669124.097645 0.907920 0.982399 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.719703 0.615659 #DIV/0! 0.394019 0.454540 Subaccount Inception Date 05/01/1996 01/04/1993 01/00/1900 01/04/1993 10/07/1993 Years Since Subaccount Inception 6.6712 9.9945 103.0712 9.9945 9.2384 Duration for Surrender Charge Cal'c 7.0000 10.0000 104.0000 10.0000 10.0000
MidCap Core Bond Core Value Stock Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 1.036628 0.796894 0.803700 1 Month 11/30/2002 1.017869 0.847337 0.824199 3 Month 09/30/2002 1.015801 0.753348 0.776421 6 Month 06/30/2002 0.998874 0.924242 0.916683 9 Month 03/31/2002 0.983717 1.036018 0.989083 Year to Date 12/31/2001 0.983373 1.052635 0.931955 1 Year 12/31/2001 0.983373 1.052635 0.931955 2 Year 12/31/2000 0.953632 1.089050 0.977001 3 Year 12/31/1999 N/A 0.984373 0.913964 4 Year 12/31/1998 N/A 0.832835 0.835474 5 Year 12/31/1997 N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A Portfolio Inception AUV 0.885546 0.896107 0.866608 Portfolio Inception Date 05/01/2000 05/01/1998 05/01/1998 Years Since Portfolio Inception 2.6685 4.6712 4.6712 Duration for Surrender Charge Cal'c 3.0000 5.0000 5.0000 Subaccount AUVs Current Quarter 12/31/2002 1.036628 0.796894 0.803700 1 Month 11/30/2002 1.017869 0.847337 0.824199 3 Month 09/30/2002 1.015801 0.753348 0.776421 6 Month 06/30/2002 0.998874 0.924242 0.916683 Year to Date 12/31/2001 0.983373 1.052635 0.931955 1 Year 12/31/2001 0.983373 1.052635 0.931955 3 Year 12/31/1999 N/A 0.984373 0.913964 5 Year 12/31/1997 N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A Subaccount Inception AUV 0.885546 0.896107 0.866608 Subaccount Inception Date 05/01/2000 05/01/1998 05/01/1998 Years Since Subaccount Inception 2.6685 4.6712 4.6712 Duration for Surrender Charge Cal'c 3.0000 5.0000 5.0000
--------------------------------------- Dreyfus Triple Advantage Variable Annuity (1.50%) Surrender provisions: Withdrawal Performance Quotation Computation Schedule Year Rate Available --------------------------------------- 1 7.00% 0% 2 7.00% 10% 3 6.00% 10% 4 6.00% 10% 5 5.00% 10% Date at Current Month (or report's date) 12/31/2002 6 4.00% 10% Date at Current Quarter 12/31/2002 7 3.00% 10% Date at Previous Year End 12/31/2001 8 0.00% 100% Initial Premium 1000 9 0.00% 100% Annual Account Fee 35 10 0.00% 100% --------------------------------------- Average Account Size 40,000 Average Account Size Factor 0.000875 Surrender Charge Applied to Premium Only Y (Y: Surr Charge for CR Funds N: Surr Charge for KY Funds) Front Load Rate 0.00% Negative load is Premium Bonus.
Growth and Emerging Emerging Transamerica Income International Leaders Markets Equity Portfolio Equity Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.842931 0.780676 0.802572 0.769399 0.854169 1 Month 11/30/2002 0.897933 0.837426 0.829478 0.803582 0.860180 3 Month 09/30/2002 0.771202 0.725032 0.757629 0.710883 0.780256 6 Month 06/30/2002 0.909022 0.892828 0.965525 0.902701 0.920482 9 Month 03/31/2002 1.080697 1.056251 0.981499 1.005058 0.963889 Year to Date 12/31/2001 1.098859 1.061594 0.970797 0.975449 0.870965 1 Year 12/31/2001 1.098859 1.061594 0.970797 0.975449 0.870965 2 Year 12/31/2000 1.354145 1.148076 1.394828 0.911582 0.854832 3 Year 12/31/1999 1.521886 1.211077 1.693474 N/A N/A 4 Year 12/31/1998 1.284622 1.051715 1.075929 N/A N/A 5 Year 12/31/1997 N/A 0.954741 1.045200 N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.983261 0.438510 0.824485 0.747182 1.196585 Portfolio Inception Date 05/01/1998 12/15/1994 12/15/1994 05/01/2000 05/01/2000 Years Since Portfolio Inception 4.6712 8.0493 8.0493 2.6685 2.6685 Duration for Surrender Charge Cal'c 5.0000 9.0000 9.0000 3.0000 3.0000 Subaccount AUVs Current Quarter 12/31/2002 0.842931 0.780676 0.802572 0.769399 0.854169 1 Month 11/30/2002 0.897933 0.837426 0.829478 0.803582 0.860180 3 Month 09/30/2002 0.771202 0.725032 0.757629 0.710883 0.780256 6 Month 06/30/2002 0.909022 0.892828 0.965525 0.902701 0.920482 Year to Date 12/31/2001 1.098859 1.061594 0.970797 0.975449 0.870965 1 Year 12/31/2001 1.098859 1.061594 0.970797 0.975449 0.870965 3 Year 12/31/1999 1.521886 1.211077 1.693474 N/A N/A 5 Year 12/31/1997 N/A 0.954741 1.045200 N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.983261 0.438510 0.824485 0.747182 1.196585 Subaccount Inception Date 05/01/1998 12/15/1994 12/15/1994 05/01/2000 05/01/2000 Years Since Subaccount Inception 4.6712 8.0493 8.0493 2.6685 2.6685 Duration for Surrender Charge Cal'c 5.0000 9.0000 9.0000 3.0000 3.0000
Founders Founders Founders Founders European Discovery Growth International Passport Equity Portfolio Portfolio Portfolio Equity Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 N/A 0.708281 0.759074 0.753694 0.795515 1 Month 11/30/2002 N/A 0.765551 0.814923 0.805600 0.847049 3 Month 09/30/2002 N/A 0.700798 0.723606 0.703251 0.794083 6 Month 06/30/2002 N/A 0.881114 0.868329 0.909202 0.990673 9 Month 03/31/2002 N/A 1.039728 1.079598 1.022334 0.998949 Year to Date 12/31/2001 N/A 1.075327 1.071823 1.049639 0.956299 1 Year 12/31/2001 N/A 1.075327 1.071823 1.049639 0.956299 2 Year 12/31/2000 N/A 1.343834 1.362808 1.511444 1.400082 3 Year 12/31/1999 N/A N/A 1.853211 1.857484 1.914163 4 Year 12/31/1998 N/A N/A N/A N/A N/A 5 Year 12/31/1997 N/A N/A N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.000000 1.799079 1.468057 1.337222 1.186484 Portfolio Inception Date 01/00/1900 05/01/2000 05/03/1999 10/01/1999 05/03/1999 Years Since Portfolio Inception 103.0712 2.6685 3.6658 3.2521 3.6658 Duration for Surrender Charge Cal'c 104.0000 3.0000 4.0000 4.0000 4.0000 Subaccount AUVs Current Quarter 12/31/2002 N/A 0.708281 0.759074 0.753694 0.795515 1 Month 11/30/2002 N/A 0.765551 0.814923 0.805600 0.847049 3 Month 09/30/2002 N/A 0.700798 0.723606 0.703251 0.794083 6 Month 06/30/2002 N/A 0.881114 0.868329 0.909202 0.990673 Year to Date 12/31/2001 N/A 1.075327 1.071823 1.049639 0.956299 1 Year 12/31/2001 N/A 1.075327 1.071823 1.049639 0.956299 3 Year 12/31/1999 N/A N/A 1.853211 1.857484 1.914163 5 Year 12/31/1997 N/A N/A N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.000000 1.799079 1.468057 1.337222 1.186484 Subaccount Inception Date 01/00/1900 05/01/2000 05/03/1999 10/01/1999 05/03/1999 Years Since Subaccount Inception 103.0712 2.6685 3.6658 3.2521 3.6658 Duration for Surrender Charge Cal'c 104.0000 3.0000 4.0000 4.0000 4.0000
Technology Disciplined Japan Growth Balanced Appreciation Stock Portfolio Portfolio Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.854644 0.704948 0.871400 0.837329 0.809960 1 Month 11/30/2002 0.869059 0.813281 0.908167 0.873724 0.855174 3 Month 09/30/2002 0.889281 0.611871 0.834517 0.786661 0.770789 6 Month 06/30/2002 1.010239 0.838870 0.936977 0.925002 0.919544 9 Month 03/31/2002 0.958220 1.134809 1.035153 1.044830 1.045537 Year to Date 12/31/2001 0.967405 1.182666 1.046936 1.021290 1.062471 1 Year 12/31/2001 0.967405 1.182666 1.046936 1.021290 1.062471 2 Year 12/31/2000 1.361963 1.802765 1.171819 1.147139 1.246200 3 Year 12/31/1999 N/A 2.505941 1.225869 1.171972 1.392182 4 Year 12/31/1998 N/A N/A 1.150715 1.067322 1.193019 5 Year 12/31/1997 N/A N/A 0.954745 0.831979 0.955596 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 1.771678 1.629463 0.813952 0.378249 0.626764 Portfolio Inception Date 05/01/2000 10/01/1999 05/01/1997 04/05/1993 05/01/1996 Years Since Portfolio Inception 2.6685 3.2521 5.6712 9.7452 6.6712 Duration for Surrender Charge Cal'c 3.0000 4.0000 6.0000 10.0000 7.0000 Subaccount AUVs Current Quarter 12/31/2002 0.854644 0.704948 0.871400 0.837329 0.809960 1 Month 11/30/2002 0.869059 0.813281 0.908167 0.873724 0.855174 3 Month 09/30/2002 0.889281 0.611871 0.834517 0.786661 0.770789 6 Month 06/30/2002 1.010239 0.838870 0.936977 0.925002 0.919544 Year to Date 12/31/2001 0.967405 1.182666 1.046936 1.021290 1.062471 1 Year 12/31/2001 0.967405 1.182666 1.046936 1.021290 1.062471 3 Year 12/31/1999 N/A 2.505941 1.225869 1.171972 1.392182 5 Year 12/31/1997 N/A N/A 0.954745 0.831979 0.955596 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 1.771678 1.629463 0.813952 0.378249 0.626764 Subaccount Inception Date 05/01/2000 10/01/1999 05/01/1997 04/05/1993 05/01/1996 Years Since Subaccount Inception 2.6685 3.2521 5.6712 9.7452 6.6712 Duration for Surrender Charge Cal'c 3.0000 4.0000 6.0000 10.0000 7.0000
International Limited Term Money Developing Value High Yield Market Quality Bond Leaders Portfolio Portfolio Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.801301 0.855051 1.000352 1.044870 0.748900 1 Month 11/30/2002 0.830385 0.848637 1.000629 1.022102 0.783177 3 Month 09/30/2002 0.771125 0.810503 1.000636 1.030656 0.715982 6 Month 06/30/2002 0.984431 0.908046 1.000373 1.001363 0.906179 9 Month 03/31/2002 0.967072 0.990193 0.999880 0.982279 0.993085 Year to Date 12/31/2001 0.925664 0.997683 0.999388 0.985512 0.940847 1 Year 12/31/2001 0.925664 0.997683 0.999388 0.985512 0.940847 2 Year 12/31/2000 1.080912 1.043489 0.975713 0.940435 1.021128 3 Year 12/31/1999 1.139171 1.154586 0.934309 0.858407 0.914731 4 Year 12/31/1998 0.904640 1.190235 0.904956 0.869778 0.753955 5 Year 12/31/1997 0.844427 1.204624 0.873830 0.836897 0.792568 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.770166 1.110814 0.747458 0.603099 0.267627 Portfolio Inception Date 05/01/1996 04/30/1997 01/04/1993 01/04/1993 01/04/1993 Years Since Portfolio Inception 6.6712 5.6740 9.9945 9.9945 9.9945 Duration for Surrender Charge Cal'c 7.0000 6.0000 10.0000 10.0000 10.0000 Subaccount AUVs Current Quarter 12/31/2002 0.801301 0.855051 1.000352 1.044870 0.748900 1 Month 11/30/2002 0.830385 0.848637 1.000629 1.022102 0.783177 3 Month 09/30/2002 0.771125 0.810503 1.000636 1.030656 0.715982 6 Month 06/30/2002 0.984431 0.908046 1.000373 1.001363 0.906179 Year to Date 12/31/2001 0.925664 0.997683 0.999388 0.985512 0.940847 1 Year 12/31/2001 0.925664 0.997683 0.999388 0.985512 0.940847 3 Year 12/31/1999 1.139171 1.154586 0.934309 0.858407 0.914731 5 Year 12/31/1997 0.844427 1.204624 0.873830 0.836897 0.792568 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.770166 1.110814 0.747458 0.603099 0.267627 Subaccount Inception Date 05/01/1996 04/30/1997 01/04/1993 01/04/1993 01/04/1993 Years Since Subaccount Inception 6.6712 5.6740 9.9945 9.9945 9.9945 Duration for Surrender Charge Cal'c 7.0000 6.0000 10.0000 10.0000 10.0000
Zero Socially Small Coupon Responsible Company Special Value 2000 Stock Index Growth Fund, Stock Portfolio Portfolio Portfolio Fund Inc. ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.775624 0.827655 N/A 0.809430 0.753859 1 Month 11/30/2002 0.804938 0.880476 N/A 0.861561 0.808664 3 Month 09/30/2002 0.762811 0.767058 N/A 0.749785 0.718868 6 Month 06/30/2002 0.911069 0.928391 N/A 0.910803 0.886390 9 Month 03/31/2002 0.997519 1.021106 1.000085 1.056933 1.051490 Year to Date 12/31/2001 0.981502 0.990740 1.000332 1.059370 1.078361 1 Year 12/31/2001 0.981502 0.990740 1.000332 1.059370 1.078361 2 Year 12/31/2000 1.015258 1.095144 17610057.678839 1.228524 1.418861 3 Year 12/31/1999 0.949532 1.051673 16895106.525989 1.374508 1.618723 4 Year 12/31/1998 0.871412 0.995111 16700494.806227 1.156826 1.263129 5 Year 12/31/1997 0.940669 0.873048 15803157.719419 0.915850 0.990971 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.728448 0.627308 #DIV/0! 0.401506 0.462468 Portfolio Inception Date 05/01/1996 01/04/1993 01/00/1900 01/04/1993 10/07/1993 Years Since Portfolio Inception 6.6712 9.9945 103.0712 9.9945 9.2384 Duration for Surrender Charge Cal'c 7.0000 10.0000 104.0000 10.0000 10.0000 Subaccount AUVs Current Quarter 12/31/2002 0.775624 0.827655 N/A 0.809430 0.753859 1 Month 11/30/2002 0.804938 0.880476 N/A 0.861561 0.808664 3 Month 09/30/2002 0.762811 0.767058 N/A 0.749785 0.718868 6 Month 06/30/2002 0.911069 0.928391 N/A 0.910803 0.886390 Year to Date 12/31/2001 0.981502 0.990740 1.000332 1.059370 1.078361 1 Year 12/31/2001 0.981502 0.990740 1.000332 1.059370 1.078361 3 Year 12/31/1999 0.949532 1.051673 16895106.525989 1.374508 1.618723 5 Year 12/31/1997 0.940669 0.873048 15803157.719419 0.915850 0.990971 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.728448 0.627308 #DIV/0! 0.401506 0.462468 Subaccount Inception Date 05/01/1996 01/04/1993 01/00/1900 01/04/1993 10/07/1993 Years Since Subaccount Inception 6.6712 9.9945 103.0712 9.9945 9.2384 Duration for Surrender Charge Cal'c 7.0000 10.0000 104.0000 10.0000 10.0000
MidCap Core Bond Core Value Stock Portfolio Portfolio Portfolio ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 1.036628 0.796894 0.803700 1 Month 11/30/2002 1.017869 0.847337 0.824199 3 Month 09/30/2002 1.015801 0.753348 0.776421 6 Month 06/30/2002 0.998874 0.924242 0.916683 9 Month 03/31/2002 0.983887 1.036187 0.989252 Year to Date 12/31/2001 0.984028 1.053323 0.932584 1 Year 12/31/2001 0.984028 1.053323 0.932584 2 Year 12/31/2000 0.956183 1.091940 0.979614 3 Year 12/31/1999 N/A 0.988987 0.918261 4 Year 12/31/1998 N/A 0.838438 0.841096 5 Year 12/31/1997 N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A Portfolio Inception AUV 0.889114 0.903335 0.873607 Portfolio Inception Date 05/01/2000 05/01/1998 05/01/1998 Years Since Portfolio Inception 2.6685 4.6712 4.6712 Duration for Surrender Charge Cal'c 3.0000 5.0000 5.0000 Subaccount AUVs Current Quarter 12/31/2002 1.036628 0.796894 0.803700 1 Month 11/30/2002 1.017869 0.847337 0.824199 3 Month 09/30/2002 1.015801 0.753348 0.776421 6 Month 06/30/2002 0.998874 0.924242 0.916683 Year to Date 12/31/2001 0.984028 1.053323 0.932584 1 Year 12/31/2001 0.984028 1.053323 0.932584 3 Year 12/31/1999 N/A 0.988987 0.918261 5 Year 12/31/1997 N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A Subaccount Inception AUV 0.889114 0.903335 0.873607 Subaccount Inception Date 05/01/2000 05/01/1998 05/01/1998 Years Since Subaccount Inception 2.6685 4.6712 4.6712 Duration for Surrender Charge Cal'c 3.0000 5.0000 5.0000
---------------------------------------------- Dreyfus Triple Advantage Variable Annuity (2.10%) Surrender provisions: Withdrawal Performance Quotation Computation Schedule Year Rate Available ---------------------------------------------- 1 7.00% 0% 2 7.00% 10% 3 6.00% 10% 4 6.00% 10% 5 5.00% 10% Date at Current Month (or report's date) 12/31/2002 6 4.00% 10% Date at Current Quarter 12/31/2002 7 3.00% 10% Date at Previous Year End 12/31/2001 8 0.00% 100% Initial Premium 1000 9 0.00% 100% Annual Account Fee 35 10 0.00% 100% ---------------------------------------------- Average Account Size 40,000 Average Account Size Factor 0.000875 Surrender Charge Applied to Premium Only Y ( Y: Surr Charge for CR Funds N: Surr Charge for KY Funds) Front Load Rate 0.00% Negative load is Premium Bonus.
Growth and Emerging Emerging Transamerica Income International Leaders Markets Equity Portfolio Equity Portfolio Portfolio Portfolio ---------------------------- AUV data: ---------------------------- Portfolio AUVs Current Date 12/31/2002 0.842931 0.780676 0.802572 0.769399 0.854169 1 Month 11/30/2002 0.897933 0.837426 0.829478 0.803582 0.860180 3 Month 09/30/2002 0.771202 0.725032 0.757629 0.710883 0.780256 6 Month 06/30/2002 0.909022 0.892828 0.965525 0.902701 0.920482 9 Month 03/31/2002 1.081204 1.056756 0.982006 1.005567 0.964397 Year to Date 12/31/2001 1.100996 1.063673 0.972742 0.977405 0.872760 1 Year 12/31/2001 1.100996 1.063673 0.972742 0.977405 0.872760 2 Year 12/31/2000 1.364827 1.157213 1.405804 0.918948 0.861769 3 Year 12/31/1999 1.543077 1.228057 1.716949 N/A N/A 4 Year 12/31/1998 1.310480 1.072958 1.097674 N/A N/A 5 Year 12/31/1997 N/A 0.979942 1.072769 N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 1.007242 0.458568 0.861946 0.756338 1.210955 Portfolio Inception Date 05/01/1998 12/15/1994 12/15/1994 05/01/2000 05/01/2000 Years Since Portfolio Inception 4.6712 8.0493 8.0493 2.6685 2.6685 Duration for Surrender Charge Cal'c 5.0000 9.0000 9.0000 3.0000 3.0000 Subaccount AUVs Current Quarter 12/31/2002 0.842931 0.780676 0.802572 0.769399 0.854169 1 Month 11/30/2002 0.897933 0.837426 0.829478 0.803582 0.860180 3 Month 09/30/2002 0.771202 0.725032 0.757629 0.710883 0.780256 6 Month 06/30/2002 0.909022 0.892828 0.965525 0.902701 0.920482 Year to Date 12/31/2001 1.100996 1.063673 0.972742 0.977405 0.872760 1 Year 12/31/2001 1.100996 1.063673 0.972742 0.977405 0.872760 3 Year 12/31/1999 1.543077 1.228057 1.716949 N/A N/A 5 Year 12/31/1997 N/A 0.979942 1.072769 N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 1.007242 0.458568 0.861946 0.756338 1.210955 Subaccount Inception Date 05/01/1998 12/15/1994 12/15/1994 05/01/2000 05/01/2000 Years Since Subaccount Inception 4.6712 8.0493 8.0493 2.6685 2.6685 Duration for Surrender Charge Cal'c 5.0000 9.0000 9.0000 3.0000 3.0000
Founders Founders Founders Founder European Discovery Growth International Passport Equity Portfolio Portfolio Portfolio Equity Portfolio Portfolio ---------------------------- AUV data: ---------------------------- Portfolio AUVs Current Date 12/31/2002 N/A 0.708281 0.759074 0.753694 0.795515 1 Month 11/30/2002 N/A 0.765551 0.814923 0.805600 0.847049 3 Month 09/30/2002 N/A 0.700798 0.723606 0.703251 0.794083 6 Month 06/30/2002 N/A 0.881114 0.868329 0.909202 0.990673 9 Month 03/31/2002 N/A 1.040238 1.080107 1.022848 0.999457 Year to Date 12/31/2001 N/A 1.077439 1.073924 1.051710 0.958225 1 Year 12/31/2001 N/A 1.077439 1.073924 1.051710 0.958225 2 Year 12/31/2000 N/A 1.354459 1.373554 1.523286 1.411095 3 Year 12/31/1999 N/A N/A 1.878840 1.883159 1.940633 4 Year 12/31/1998 N/A N/A N/A N/A N/A 5 Year 12/31/1997 N/A N/A N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.000000 1.820392 1.494483 1.357973 1.208003 Portfolio Inception Date 01/00/1900 5/01/2000 5/03/1999 10/01/1999 05/03/1999 Years Since Portfolio Inception 103.0712 2.6685 3.6658 3.2521 3.6658 Duration for Surrender Charge Cal'c 104.0000 3.0000 4.0000 4.0000 4.0000 Subaccount AUVs Current Quarter 12/31/2002 N/A 0.708281 0.759074 0.753694 0.795515 1 Month 11/30/2002 N/A 0.765551 0.814923 0.805600 0.847049 3 Month 09/30/2002 N/A 0.700798 0.723606 0.703251 0.794083 6 Month 06/30/2002 N/A 0.881114 0.868329 0.909202 0.990673 Year to Date 12/31/2001 N/A 1.077439 1.073924 1.051710 0.958225 1 Year 12/31/2001 N/A 1.077439 1.073924 1.051710 0.958225 3 Year 12/31/1999 N/A N/A 1.878840 1.883159 1.940633 5 Year 12/31/1997 N/A N/A N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.000000 1.820392 1.494483 1.357973 1.208003 Subaccount Inception Date 01/00/1900 5/01/2000 5/03/1999 10/01/1999 05/03/1999 Years Since Subaccount Inception 103.0712 2.6685 3.6658 3.2521 3.6658 Duration for Surrender Charge Cal'c 104.0000 3.0000 4.0000 4.0000 4.0000
Technology Disciplined Japan Growth Balanced Appreciation Stock Portfolio Portfolio Portfolio Portfolio Portfolio ---------------------------- AUV data: ---------------------------- Portfolio AUVs Current Date 12/31/2002 0.854644 0.704948 0.871400 0.837329 0.809960 1 Month 11/30/2002 0.869059 0.813281 0.908167 0.873724 0.855174 3 Month 09/30/2002 0.889281 0.611871 0.834517 0.786661 0.770789 6 Month 06/30/2002 1.010239 0.838870 0.936977 0.925002 0.919544 9 Month 03/31/2002 0.958724 1.135324 1.035660 1.045335 1.046043 Year to Date 12/31/2001 0.969343 1.184945 1.048995 1.023308 1.064552 1 Year 12/31/2001 0.969343 1.184945 1.048995 1.023308 1.064552 2 Year 12/31/2000 1.372679 1.816856 1.181127 1.156262 1.256070 3 Year 12/31/1999 N/A 2.540500 1.243037 1.188415 1.411608 4 Year 12/31/1998 N/A N/A 1.173891 1.088865 1.217046 5 Year 12/31/1997 N/A N/A 0.979927 0.853993 0.980826 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 1.792570 1.654796 0.838845 0.399624 0.649925 Portfolio Inception Date 05/01/2000 10/01/1999 05/01/1997 04/05/1993 05/01/1996 Years Since Portfolio Inception 2.6685 3.2521 5.6712 9.7452 6.6712 Duration for Surrender Charge Cal'c 3.0000 4.0000 6.0000 10.0000 7.0000 Subaccount AUVs Current Quarter 12/31/2002 0.854644 0.704948 0.871400 0.837329 0.809960 1 Month 11/30/2002 0.869059 0.813281 0.908167 0.873724 0.855174 3 Month 09/30/2002 0.889281 0.611871 0.834517 0.786661 0.770789 6 Month 06/30/2002 1.010239 0.838870 0.936977 0.925002 0.919544 Year to Date 12/31/2001 0.969343 1.184945 1.048995 1.023308 1.064552 1 Year 12/31/2001 0.969343 1.184945 1.048995 1.023308 1.064552 3 Year 12/31/1999 N/A 2.540500 1.243037 1.188415 1.411608 5 Year 12/31/1997 N/A N/A 0.979927 0.853993 0.980826 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 1.792570 1.654796 0.838845 0.399624 0.649925 Subaccount Inception Date 05/01/2000 10/01/1999 05/01/1997 04/05/1993 05/01/1996 Years Since Subaccount Inception 2.6685 3.2521 5.6712 9.7452 6.6712 Duration for Surrender Charge Cal'c 3.0000 4.0000 6.0000 10.0000 7.0000
International Limited Term Money Developing value High Yield Market Quality Bond Leaders Portfolio Portfolio Portfolio Portfolio Portfolio ---------------------------- AUV data: ---------------------------- Portfolio AUVs Current Date 12/31/2002 0.801301 0.855051 1.000352 1.044870 0.748900 1 Month 11/30/2002 0.830385 0.848637 1.000629 1.022102 0.783177 3 Month 09/30/2002 0.771125 0.810503 1.000636 1.030656 0.715982 6 Month 06/30/2002 0.984431 0.908046 1.000373 1.001363 0.906179 9 Month 03/31/2002 0.967578 0.990702 1.000389 0.982788 0.993592 Year to Date 12/31/2001 0.927539 0.999672 1.001377 0.987480 0.942750 1 Year 12/31/2001 0.927539 0.999672 1.001377 0.987480 0.942750 2 Year 12/31/2000 1.089543 1.051843 0.983550 0.948006 1.029322 3 Year 12/31/1999 1.155170 1.170791 0.947515 0.870578 0.927696 4 Year 12/31/1998 0.922978 1.214184 0.923284 0.887413 0.769324 5 Year 12/31/1997 0.866766 1.236249 0.896908 0.859019 0.813580 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.798532 1.144622 0.790580 0.637964 0.283234 Portfolio Inception Date 05/01/1996 04/30/1997 01/04/1993 01/04/1993 01/04/1993 Years Since Portfolio Inception 6.6712 5.6740 9.9945 9.9945 9.9945 Duration for Surrender Charge Cal'c 7.0000 6.0000 10.0000 10.0000 10.0000 Subaccount AUVs Current Quarter 12/31/2002 0.801301 0.855051 1.000352 1.044870 0.748900 1 Month 11/30/2002 0.830385 0.848637 1.000629 1.022102 0.783177 3 Month 09/30/2002 0.771125 0.810503 1.000636 1.030656 0.715982 6 Month 06/30/2002 0.984431 0.908046 1.000373 1.001363 0.906179 Year to Date 12/31/2001 0.927539 0.999672 1.001377 0.987480 0.942750 1 Year 12/31/2001 0.927539 0.999672 1.001377 0.987480 0.942750 3 Year 12/31/1999 1.155170 1.170791 0.947515 0.870578 0.927696 5 Year 12/31/1997 0.866766 1.236249 0.896908 0.859019 0.813580 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.798532 1.144622 0.790580 0.637964 0.283234 Subaccount Inception Date 05/01/1996 04/30/1997 01/04/1993 01/04/1993 01/04/1993 Years Since Subaccount Inception 6.6712 5.6740 9.9945 9.9945 9.9945 Duration for Surrender Charge Cal'c 7.0000 6.0000 10.0000 10.0000 10.0000
Zero Socially Small Coupon Responsible Company Special Value 2000 Stock Index Growth Fund, Stock Portfolio Portfoilo Portfoilo Fund Inc. ---------------------------------- AUV data: ---------------------------------- Portfolio AUVs Current Date 12/31/2002 0.775624 0.827655 N/A 0.809430 0.753859 1 Month 11/30/2002 0.804938 0.880476 N/A 0.861561 0.808664 3 Month 09/30/2002 0.762811 0.767058 N/A 0.749785 0.718868 6 Month 06/30/2002 0.911069 0.928391 N/A 0.910803 0.886390 9 Month 03/31/2002 0.998026 1.021611 1.000595 1.057439 1.051998 Year to Date 12/31/2001 0.983462 0.992713 1.002323 1.061446 1.080469 1 Year 12/31/2001 0.983462 0.992713 1.002323 1.061446 1.080469 2 Year 12/31/2000 1.023402 1.103877 17742221.111727 1.238262 1.430024 3 Year 12/31/1999 0.962967 1.066487 17124957.637709 1.393695 1.641207 4 Year 12/31/1998 0.889103 1.015232 17029648.096910 1.180141 1.288549 5 Year 12/31/1997 0.965517 0.896129 16212038.764977 0.940048 1.017132 10 Year 12/31/1992 N/A N/A N/A N/A N/A Portfolio Inception AUV 0.755314 0.663581 #DIV/0! 0.424823 0.487083 Portfolio Inception Date 05/01/1996 01/04/1993 01/00/1900 01/04/1993 10/07/1993 Years Since Portfolio Inception 6.6712 9.9945 103.0712 9.9945 9.2384 Duration for Surrender Charge Cal'c 7.0000 10.0000 104.0000 10.0000 10.0000 Subaccount AUVs Current Quarter 12/31/2002 0.775624 0.827655 N/A 0.809430 0.753859 1 Month 11/30/2002 0.804938 0.880476 N/A 0.861561 0.808664 3 Month 09/30/2002 0.762811 0.767058 N/A 0.749785 0.718868 6 Month 06/30/2002 0.911069 0.928391 N/A 0.910803 0.886390 Year to Date 12/31/2001 0.983462 0.992713 1.002323 1.061446 1.080469 1 Year 12/31/2001 0.983462 0.992713 1.002323 1.061446 1.080469 3 Year 12/31/1999 0.962967 1.066487 17124957.637709 1.393695 1.641207 5 Year 12/31/1997 0.965517 0.896129 16212038.764977 0.940048 1.017132 10 Year 12/31/1992 N/A N/A N/A N/A N/A Subaccount Inception AUV 0.755314 0.663581 #DIV/0! 0.424823 0.487083 Subaccount Inception Date 05/01/1996 01/04/1993 01/00/1900 01/04/1993 10/07/1993 Years Since Subaccount Inception 6.6712 9.9945 103.0712 9.9945 9.2384 Duration for Surrender Charge Cal'c 7.0000 10.0000 104.0000 10.0000 10.0000
Core Bond Core Value MidCap PortFolio PortFolio Stock Portfolio ---------------------------- AUV data: ---------------------------- Portfolio AUVs Current Date 12/31/2002 1.036628 0.796894 0.803700 1 Month 11/30/2002 1.017869 0.847337 0.824199 3 Month 09/30/2002 1.015801 0.753348 0.776421 6 Month 06/30/2002 0.998874 0.924242 0.916683 9 Month 03/31/2002 0.984396 1.036693 0.989759 Year to Date 12/31/2001 0.985994 1.055391 0.934472 1 Year 12/31/2001 0.985994 1.055391 0.934472 2 Year 12/31/2000 0.963873 1.100654 0.987491 3 Year 12/31/1999 N/A 1.002952 0.931269 4 Year 12/31/1998 N/A 0.855470 0.858187 5 Year 12/31/1997 N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A Portfolio Inception AUV 0.899899 0.925361 0.894936 Portfolio Inception Date 05/01/2000 05/01/1998 05/01/1998 Years Since Portfolio Inception 2.6685 4.6712 4.6712 Duration for Surrender Charge Cal'c 3.0000 5.0000 5.0000 Subaccount AUVs Current Quarter 12/31/2002 1.036628 0.796894 0.803700 1 Month 11/30/2002 1.017869 0.847337 0.824199 3 Month 09/30/2002 1.015801 0.753348 0.776421 6 Month 06/30/2002 0.998874 0.924242 0.916683 Year to Date 12/31/2001 0.985994 1.055391 0.934472 1 Year 12/31/2001 0.985994 1.055391 0.934472 3 Year 12/31/1999 N/A 1.002952 0.931269 5 Year 12/31/1997 N/A N/A N/A 10 Year 12/31/1992 N/A N/A N/A Subaccount Inception AUV 0.899899 0.925361 0.894936 Subaccount Inception Date 05/01/2000 05/01/1998 05/01/1998 Years Since Subaccount Inception 2.6685 4.6712 4.6712 Duration for Surrender Charge Cal'c 3.0000 5.0000 5.0000