UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2024	Jun. 30, 2023	Jun. 30, 2024	Jun. 30, 2023
Revenues:
Interest income	$ 88,367	$ 82,637	$ 172,655	$ 162,699
Mark to finance receivables measured at fair value	5,500	0	10,500	0
Other income	2,013	2,221	4,469	5,259
Total revenues	95,880	84,858	187,624	167,958
Expenses:
Employee costs	23,725	21,147	48,141	43,180
General and administrative	13,260	11,783	27,013	23,180
Interest	46,710	35,706	88,678	68,465
Provision for credit losses	(1,950)	(9,700)	(3,585)	(18,700)
Sales	5,883	5,463	10,753	11,186
Occupancy	1,359	1,644	2,959	3,170
Depreciation and amortization	221	211	436	442
Total expenses	89,208	66,254	174,395	130,923
Income before income tax expense	6,672	18,604	13,229	37,035
Income tax expense	2,000	4,650	3,967	9,258
Net income	$ 4,672	$ 13,954	$ 9,262	$ 27,777
Earnings per share:
Basic	$ 0.22	$ 0.67	$ 0.44	$ 1.35
Diluted	$ 0.19	$ 0.55	$ 0.38	$ 1.09
Number of shares used in computing earnings per share:
Basic	21,263	20,866	21,203	20,643
Diluted	24,263	25,373	24,433	25,384