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Fair Value Measurements (Details - Fair values) - USD ($)
$ in Thousands
Dec. 31, 2023
Dec. 31, 2022
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Cash and cash equivalents $ 6,174 $ 13,490
Restricted cash and equivalents 119,257 149,299
Finance receivables, net 20,848 60,063
Accrued interest receivable 292 649
Warehouse lines of credit 234,025 285,328
Accrued interest payable 7,928 6,190
Securitization trust debt 2,183,331 1,957,995
Subordinated renewable notes 17,188 25,263
Fair Value, Inputs, Level 1 [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Cash and cash equivalents 6,174 13,490
Restricted cash and equivalents 119,257 149,299
Finance receivables, net 0 0
Accrued interest receivable 0 0
Warehouse lines of credit 0 0
Accrued interest payable 0 0
Securitization trust debt 0 0
Subordinated renewable notes 0 0
Fair Value, Inputs, Level 2 [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Cash and cash equivalents 0 0
Restricted cash and equivalents 0 0
Finance receivables, net 0 0
Accrued interest receivable 0 0
Warehouse lines of credit 0 0
Accrued interest payable 0 0
Securitization trust debt 0 0
Subordinated renewable notes 0 0
Fair Value, Inputs, Level 3 [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Cash and cash equivalents 0 0
Restricted cash and equivalents 0 0
Finance receivables, net 20,848 60,063
Accrued interest receivable 292 649
Warehouse lines of credit 234,025 285,328
Accrued interest payable 7,928 6,190
Securitization trust debt 2,183,331 1,957,995
Subordinated renewable notes 17,188 25,263
Carrying Value [Member]    
Fair Value, Assets Measured on Recurring Basis, Unobservable Input Reconciliation [Line Items]    
Cash and cash equivalents 6,174 13,490
Restricted cash and equivalents 119,257 149,299
Finance receivables, net 24,684 70,551
Accrued interest receivable 292 649
Warehouse lines of credit 234,025 285,328
Accrued interest payable 7,928 6,190
Securitization trust debt 2,265,446 2,108,744
Subordinated renewable notes $ 17,188 $ 25,263