CONSOLIDATED STATEMENTS OF INCOME - USD ($) shares in Thousands, $ in Thousands	12 Months Ended
	Dec. 31, 2023	Dec. 31, 2022	Dec. 31, 2021
Revenues:
Interest income	$ 329,219	$ 305,237	$ 266,266
Mark to finance receivables measured at fair value	12,000	15,283	(4,417)
Other income	10,795	9,189	5,962
Total revenues	352,014	329,709	267,811
Expenses:
Employee costs	88,148	84,282	80,534
General and administrative	50,001	37,618	34,616
Interest	146,631	87,524	75,239
Provision for credit losses	(22,300)	(28,100)	(14,590)
Sales	21,216	23,039	16,876
Occupancy	6,374	7,535	7,715
Depreciation and amortization	847	1,618	1,675
Total operating expenses	290,917	213,516	202,065
Income before income tax expense (benefit)	61,097	116,193	65,746
Income tax expense (benefit)	15,754	30,210	18,222
Net income	$ 45,343	$ 85,983	$ 47,524
Earnings per share:
Basic	$ 2.17	$ 4.10	$ 2.11
Diluted	$ 1.80	$ 3.23	$ 1.84
Number of shares used in computing earnings per share:
Basic	20,896	20,958	22,562
Diluted	25,218	26,589	25,780