Finance Receivables (Tables)

12 Months Ended

Dec. 31, 2023

Finance Receivables

Schedule of finance receivables

	December 31,
	2023		2022
Finance receivables	(In thousands)
Automobile finance receivables, net of unearned interest	$	27,553	$	92,304
Unearned acquisition fees, discounts and deferred origination costs, net		–		–
Finance receivables	$	27,553	$	92,304

Schedule of delinquency status of finance receivables

	December 31,
	2023		2022
Delinquency Status	(In thousands)
Current	$	17,771	$	65,764
31-60 days		5,626		16,796
61-90 days		3,087		7,756
91 + days		1,069		1,988
	$	27,553	$	92,304

Schedule of amortized cost basis of finance receivables

	December 31,
	2023		2022
Annual Vintage Pool	(In thousands)
2014 and prior	$	370	$	1,865
2015		1,788		8,627
2016		7,673		28,632
2017		17,722		53,180
	$	27,553	$	92,304

Schedule of allowance for finance credit losses

	December 31,
	2023			2022			2021
	(In thousands)
Balance at beginning of period	$	21,753		$	56,206		$	80,790
Provision for credit losses on finance receivables		(22,300	)		(28,100	)		(14,590	)
Charge-offs		(8,064	)		(18,319	)		(30,940	)
Recoveries		11,480			11,966			20,946
Balance at end of period	$	2,869		$	21,753		$	56,206

Schedule of charge-offs for financed receivables

	December 31,
	2023			2022			2021
Annual Vintage Pool	(In thousands)
2014 and prior	$	325		$	963		$	3,640
2015		1,031			3,047			9,816
2016		3,266			6,586			13,330
2017		4,294			8,271			14,073
Applied against repos in inventory (net)		(852	)		(548	)		(9,919	)
	$	8,064		$	18,319		$	30,940

Schedule of allowance for losses on repossessed inventory

	December 31,
	2023			2022
	(In thousands)
Gross balance of repossessions in inventory	$	597		$	1,894
Allowance for losses on repossessed inventory		(472	)		(1,323	)
Net repossessed inventory included in other assets	$	125		$	571