UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended		6 Months Ended
	Jun. 30, 2023	Jun. 30, 2022	Jun. 30, 2023	Jun. 30, 2022
Revenues:
Interest income	$ 82,637	$ 75,670	$ 162,699	$ 145,730
Mark to finance receivables measured at fair value	0	4,700	0	7,100
Other income	2,221	1,648	5,259	3,554
Total revenues	84,858	82,018	167,958	156,384
Expenses:
Employee costs	21,147	20,591	43,180	42,743
General and administrative	11,783	8,280	23,180	16,511
Interest	35,706	18,771	68,465	35,171
Provision for credit losses	(9,700)	(8,000)	(18,700)	(17,400)
Sales	5,463	5,838	11,186	11,224
Occupancy	1,644	1,937	3,170	3,789
Depreciation and amortization	211	385	442	802
Total operating expenses	66,254	47,802	130,923	92,840
Income before income tax expense	18,604	34,216	37,035	63,544
Income tax expense	4,650	8,896	9,258	17,109
Net income	$ 13,954	$ 25,320	$ 27,777	$ 46,435
Earnings per share:
Basic	$ 0.67	$ 1.18	$ 1.35	$ 2.18
Diluted	$ 0.55	$ 0.91	$ 1.09	$ 1.66
Number of shares used in computing earnings per share:
Basic	20,866	21,370	20,643	21,296
Diluted	25,373	27,687	25,384	27,943