UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS - USD ($) shares in Thousands, $ in Thousands	3 Months Ended
	Mar. 31, 2022	Mar. 31, 2021
Revenues:
Interest income	$ 70,060	$ 66,093
Mark to finance receivables measured at fair value	2,400	(4,417)
Other income	1,906	1,436
Total revenues	74,366	63,112
Expenses:
Employee costs	22,152	20,159
General and administrative	8,231	7,748
Interest	16,400	20,946
Provision for credit losses	(9,400)	0
Sales	5,386	3,986
Occupancy	1,852	1,901
Depreciation and amortization	417	428
Total operating expenses	45,038	55,168
Income before income tax expense	29,328	7,944
Income tax expense	8,213	2,780
Net income	$ 21,115	$ 5,164
Earnings per share:
Basic	$ 0.99	$ 0.23
Diluted	$ 0.75	$ 0.21
Number of shares used in computing earnings per share:
Basic	21,221	22,741
Diluted	28,197	24,967