UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Mar. 31, 2022	Dec. 31, 2021
ASSETS
Cash and cash equivalents	$ 21,726	$ 29,928
Restricted cash and equivalents	164,550	146,620
Finance receivables measured at fair value	1,903,857	1,749,098
Finance receivables	186,745	232,390
Less: Allowance for finance credit losses	(45,001)	(56,206)
Finance receivables, net	141,744	176,184
Furniture and equipment, net	987	1,129
Deferred tax assets, net	18,913	19,575
Accrued interest receivable	1,673	2,269
Other assets	24,100	34,775
Total assets	2,277,550	2,159,578
Liabilities
Accounts payable and accrued expenses	56,988	43,648
Warehouse lines of credit	147,026	105,610
Residual interest financing	49,434	53,682
Securitization trust debt	1,813,478	1,759,972
Subordinated renewable notes	26,756	26,459
Total liabilities	2,093,682	1,989,371
COMMITMENTS AND CONTINGENCIES
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
December 31, 2021, respectively	47,844	55,298
Retained earnings	137,646	116,531
Accumulated other comprehensive loss	(1,622)	(1,622)
Total stockholders’ equity	183,868	170,207
Total liability and stockholder’ equity	2,277,550	2,159,578
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred Stock, Value, Issued	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred Stock, Value, Issued	$ 0	$ 0