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(6) Debt (Details - Debt outstanding) - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2021
Dec. 31, 2020
Line of Credit Facility [Line Items]    
Warehouse lines of credit $ 105,610 $ 118,999
Residual interest financing 53,682 25,426
Subordinated renewable notes 26,459 21,323
Total debt outstanding $ 186,780 $ 167,411
Subordinated renewable notes [Member]    
Line of Credit Facility [Line Items]    
Interest rate 8.93% 10.09%
Maturity date description January 2024 January 2023
Subordinated renewable notes $ 26,459 $ 21,323
Warehouse lines of credit [Member]    
Line of Credit Facility [Line Items]    
Interest rate 5.50% over one month Libor (Minimum 6.50%)  
Warehouse lines of credit $ 0 42,558
Warehouse lines of credit 2 [Member]    
Line of Credit Facility [Line Items]    
Interest rate 3.00% over one month Libor (Minimum 3.75%)  
Warehouse lines of credit $ 70,590 45,689
Maturity date description December 2022  
Warehouse lines of credit 3 [Member]    
Line of Credit Facility [Line Items]    
Interest rate 3.50% over a commercial paper rate (Minimum 4.50%)  
Warehouse lines of credit $ 35,420 32,265
Maturity date description January 2024  
Residual interest financing [Member]    
Line of Credit Facility [Line Items]    
Maturity date description January 2026  
Interest rate 8.60%  
Residual interest financing $ 4,311 25,576
Residual interest financing [Member]    
Line of Credit Facility [Line Items]    
Maturity date description June 2026  
Interest rate 7.86%  
Residual interest financing $ 50,000 $ 0