(12) Fair Value Measurements (Tables)

12 Months Ended

Dec. 31, 2021

Fair Value Disclosures [Abstract]

Schedule of reconciliation of the finance receivables measured at fair value on a recurring basis

	Twelve Months Ended
	December 31,
		2021			2020
		(In thousands)
Balance at beginning of period	$	1,523,726		$	1,444,038
Finance receivables at fair value acquired during period		1,107,537			739,734
Payments received on finance receivables at fair value		(743,728	)		(496,747	)
Net interest income accretion on fair value receivables		(134,020	)		(133,771	)
Mark to fair value		(4,417	)		(29,528	)
Balance at end of period	$	1,749,098		$	1,523,726

Schedule of finance receivables to their contractual balances

	December 31, 2021				December 31, 2020
	Contractual		Fair		Contractual		Fair
	Balance		Value		Balance		Value
	(In thousands)
Finance receivables measured at fair value	$	1,972,699	$	1,749,098	$	1,668,076	$	1,523,726

Schedule of level 3 fair value measurements

Financial Instrument	Fair Values as of					Inputs as of
	December 31,					December 31,
	2021		2020		Unobservable Inputs	2021	2020
	(In thousands)
Assets:
Finance receivables measured at fair value	$	1,749,098	$	1,523,726	Discount rate	10.6% - 11.3%	10.4% - 11.1%
					Cumulative net losses	10.0% - 18.4%	15.3% - 18.4%

Schedule of delinquency status of finance receivables measured at fair value

	December 31,		December 31,
	2021		2020
	(In thousands)
Delinquency Status
Current	$	1,787,641	$	1,505,486
31 - 60 days		115,924		96,296
61 - 90 days		38,999		36,436
91 + days		11,564		9,607
Repo		18,571		20,251
	$	1,972,699	$	1,668,076

Schedule of estimated fair values of financial assets and liabilities

	As of December 31, 2021
Financial Instrument	(In thousands)
	Carrying		Fair Value Measurements Using:
	Value		Level 1		Level 2		Level 3		Total
Assets:
Cash and cash equivalents	$	29,928	$	29,928	$	–	$	–	$	29,928
Restricted cash and equivalents		146,620		146,620		–		–		146,620
Finance receivables, net		176,184		–		–		178,795		178,795
Accrued interest receivable		2,269		–		–		2,269		2,269
Liabilities:
Warehouse lines of credit	$	105,610	$	–	$	–	$	105,610	$	105,610
Accrued interest payable		3,568		–		–		3,568		3,568
Securitization trust debt		1,759,972		–		–		1,740,901		1,740,901
Subordinated renewable notes		26,459		–		–		26,459		26,459

	As of December 31, 2020
Financial Instrument	(In thousands)
	Carrying		Fair Value Measurements Using:
	Value		Level 1		Level 2		Level 3		Total
Assets:
Cash and cash equivalents	$	13,466	$	13,466	$	–	$	–	$	13,466
Restricted cash and equivalents		130,686		130,686		–		–		130,686
Finance receivables, net		411,343		–		–		429,972		429,972
Accrued interest receivable		5,017		–		–		5,017		5,017
Liabilities:
Warehouse lines of credit	$	118,999	$	–	$	–	$	118,999	$	118,999
Accrued interest payable		4,919		–		–		4,919		4,919
Securitization trust debt		1,803,673		–		–		1,862,630		1,862,630
Subordinated renewable notes		21,323		–		–		21,323		21,323