(1) Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2020

Accounting Policies [Abstract]

Schedule of other income

	Year Ended December 31,
	2020		2019		2018
	(In thousands)
Direct mail revenues	$	3,312	$	4,659	$	5,829
Convenience fee revenue		1,490		2,440		1,700
Recoveries on previously charged-off contracts		111		158		248
Sales tax refunds		748		1,239		887
Other		46		208		814
Other income for the period	$	5,707	$	8,704	$	9,478

Schedule of computation of earnings per share

	Year Ended December 31,
	2020		2019		2018
	(In thousands, except per share data)
Numerator:
Numerator for basic and diluted earnings per share	$	21,677	$	5,406	$	14,862
Denominator:
Denominator for basic earnings per share
- weighted average number of common shares outstanding during the year		22,611		22,416		21,989
Incremental common shares attributable to exercise of outstanding options and warrants		1,392		1,648		2,999
Denominator for diluted earnings per share		24,003		24,064		24,988
Basic earnings per share	$	0.96	$	0.24	$	0.68
Diluted earnings per share	$	0.90	$	0.22	$	0.59