UNAUDITED CONDENSED CONSOLIDATED BALANCE SHEETS - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
ASSETS
Cash and cash equivalents	$ 7,475	$ 5,295
Restricted cash and equivalents	139,191	135,537
Finance receivables measured at fair value	1,537,649	1,444,038
Finance receivables	669,772	897,530
Less: Allowance for finance credit losses	(98,602)	(11,640)
Finance receivables, net	571,170	885,890
Furniture and equipment, net	1,266	1,512
Deferred tax assets, net	33,442	15,480
Accrued interest receivable	7,229	11,645
Other assets	40,038	39,852
Total Assets	2,337,460	2,539,249
Liabilities
Accounts payable and accrued expenses	47,415	47,077
Warehouse lines of credit	56,668	134,791
Residual interest financing	37,544	39,478
Securitization trust debt	2,051,172	2,097,728
Subordinated renewable notes	19,580	17,534
Total Liabilities	2,212,379	2,336,608
Shareholders' Equity
Preferred stock	0	0
Common stock, no par value; authorized 75,000,000 shares; 22,715,496 and 22,530,918 shares issued and outstanding at June 30, 2020 and December 31, 2019, respectively	72,402	71,257
Retained earnings	61,100	139,805
Accumulated other comprehensive loss	(8,421)	(8,421)
Total stockholders’ equity	125,081	202,641
Total liabilities and stockholders’ equity	2,337,460	2,539,249
Series A Preferred Stock [Member]
Shareholders' Equity
Preferred stock	0	0
Series B Preferred Stock [Member]
Shareholders' Equity
Preferred stock	$ 0	$ 0