UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2019	Mar. 31, 2018
Cash flows from operating activities:
Net income	$ 1,739	$ 3,145
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees and origination costs	492	728
Net interest income accretion on fair value receivables	18,767	121
Depreciation and amortization	251	240
Amortization of deferred financing costs	2,045	2,136
Provision for credit losses	23,956	40,507
Stock-based compensation expense	638	1,186
Changes in assets and liabilities:
Accrued interest receivable	10,924	7,676
Deferred tax assets, net	907	144
Other assets	(2,458)	2,461
Accounts payable and accrued expenses	1,243	4,854
Net cash provided by operating activities	58,504	63,198
Cash flows from investing activities:
Purchases of finance receivables held for investment	0	0
Payments received on finance receivables held for investment	134,097	163,531
Purchases of finance receivables measured at fair value	(244,753)	(212,610)
Payments received on finance receivables at fair value	49,500	2,642
Change in repossessions held in inventory	(893)	(1,764)
Purchase of furniture and equipment	(174)	(137)
Net cash used in investing activities	(62,223)	(48,338)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	254,400	190,000
Proceeds from issuance of subordinated renewable notes	397	607
Payments on subordinated renewable notes	(4,701)	(825)
Net advances of warehouse lines of credit	(19,092)	8,880
Repayment of securitization trust debt	(208,798)	(193,560)
Payment of financing costs	(2,808)	(1,343)
Purchase of common stock	(1,440)	(1,419)
Exercise of options and warrants	73	475
Net cash provided by (used in) financing activities	18,031	2,815
Increase (decrease) in cash and cash equivalents	14,312	17,675
Cash and restricted cash at beginning of period	130,110	124,696
Cash and restricted cash at end of period	144,422	142,371
Supplemental disclosure of cash flow information:
Interest	24,921	21,729
Income taxes	0	16
Non-cash financing activities:
Right-of-use asset, net	(21,869)	0
Lease liability	23,327	0
Deferred office rent	$ (1,458)	$ 0