1. Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2019

Accounting Policies [Abstract]

Schedule of other Income

	Three Months Ended
	March 31,
		2019		2018
		(In thousands)
Direct mail revenues	$	1,336	$	1,797
Convenience fee revenue		700		450
Recoveries on previously charged-off contracts		57		118
Sales tax refunds		227		234
Other		65		58
Other income for the period	$	2,385	$	2,657

Operating lease table

	Three Months Ended,
	March 31, 2019
	(In thousands)
Operating Leases
Operating lease right-of-use assets	$	23,555
Less: Accumulated amortization right-of-use assets		(1,686	)
Operating lease right-of-use assets, net	$	21,869
Operating lease liabilities	$	23,327

Finance lease table

Finance Leases
Property and equipment, at cost	$	–
Less: Accumulated depreciation		–
Property and equipment, net	$	–
Finance lease liabilities	$	–

Maturities of lease liabilities

Maturities of lease liabilities were as follows:
(In thousands)
Year Ending December 31,
2019 (excluding the three months ended March 31, 2019)	5,699
2020	7,500
2021	7,391
2022	6,125
2023	1,389
Thereafter	689
Total undiscounted lease payments	28,793
Less amounts representing interest	(5,466	)
Lease Liability	23,327

Schedule of stock option activity

The following represents stock option activity for the three months ended March 31, 2019:

						Weighted
	Number of			Weighted		Average
	Shares			Average		Remaining
	(in thousands)			Exercise Price		Contractual Term
Options outstanding at the beginning of period		14,421		$	4.57	N/A
Granted		–			–	N/A
Exercised		(78	)		1.23	N/A
Forfeited		–			–	N/A
Options outstanding at the end of period		14,343		$	4.58	3.67 years
Options exercisable at the end of period		10,594		$	4.78	3.19 years

Schedule of purchases of company stock

The table below describes the purchase of our common stock for the three-month ended March 31, 2019 and 2018:

	Three Months Ended
	March 31, 2019				March 31, 2018
	Shares		Avg. Price		Shares		Avg. Price
Open market purchases		335,546	$	3.95		231,181	$	3.86
Shares redeemed upon net exercise of stock options		5,500		4.20		33,599		4.37
Other purchases		24,500		4.20		90,000		4.13
Total stock purchases		365,546	$	3.97		354,780	$	3.97