UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	6 Months Ended
	Jun. 30, 2018	Jun. 30, 2017
Cash flows from operating activities:
Net income	$ 6,312	$ 9,052
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees and origination costs	1,444	152
Net interest income accretion on fair value receivables	4,743	0
Depreciation and amortization	490	448
Amortization of deferred financing costs	4,313	4,367
Provision for credit losses	76,038	95,717
Stock-based compensation expense	2,153	2,622
Changes in assets and liabilities:
Accrued interest receivable	9,236	(719)
Deferred tax assets, net	1,016	(2,353)
Other assets	(3,048)	5,172
Accounts payable and accrued expenses	(1,402)	227
Net cash provided by operating activities	101,295	114,685
Cash flows from investing activities:
Purchases of finance receivables held for investment	0	(463,546)
Payments received on finance receivables held for investment	325,161	332,835
Purchases of finance receivables measured at fair value	(430,611)	0
Payments received on finance receivables at fair value	12,973	4
Change in repossessions held in inventory	45	2,839
Change in restricted cash and cash equivalents, net	(7,975)	(5,544)
Purchase of furniture and equipment	(637)	(525)
Net cash used in investing activities	(101,044)	(133,937)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	391,823	431,490
Proceeds from issuance of subordinated renewable notes	407	2,340
Payments on subordinated renewable notes	(1,142)	(1,209)
Net advances of warehouse lines of credit	24,766	28,029
Net advances of residual interest financing debt	40,000	0
Repayment of securitization trust debt	(444,818)	(430,750)
Payment of financing costs	(3,803)	(4,133)
Purchase of common stock	(3,260)	(5,379)
Exercise of options and warrants	480	738
Net cash provided by financing activities	4,453	21,126
Increase (decrease) in cash and cash equivalents	4,704	1,874
Cash and cash equivalents at beginning of period	12,731	13,936
Cash and cash equivalents at end of period	17,435	15,810
Cash paid during the period for:
Interest	44,534	40,579
Income taxes	$ 7,258	$ 3,302