1. Summary of Significant Accounting Policies (Tables)

6 Months Ended

Jun. 30, 2018

Accounting Policies [Abstract]

Schedule of other Income

The following table presents the primary components of Other Income for the three-month and six-month periods ending June 30, 2018 and 2017:

	Three Months Ended				Six Months Ended
	June 30,				June 30,
		2018		2017		2018		2017
		(In thousands)				(In thousands)
Direct mail revenues	$	1,708	$	1,634	$	3,504	$	3,633
Convenience fee revenue		390		510		840		1,080
Recoveries on previously charged-off contracts		36		138		154		324
Sales tax refunds		204		215		438		412
Other		12		90		72		161
Other income for the period	$	2,350	$	2,587	$	5,008	$	5,610

Schedule of stock option activity

						Weighted
	Number of			Weighted		Average
	Shares			Average		Remaining
	(in thousands)			Exercise Price		Contractual Term
Options outstanding at the beginning of period		13,135		$	4.66	N/A
Granted		1,700			3.49	N/A
Exercised		(312	)		1.54	N/A
Forfeited		(119	)		7.20	N/A
Options outstanding at the end of period		14,404		$	4.57	4.30 years
Options exercisable at the end of period		9,982		$	4.71	3.89 years

Schedule of purchases of company stock

	Six Months Ended
	June 30, 2018				June 30, 2017
		Shares		Avg. Price		Shares		Avg. Price
Open market purchases		714,898	$	3.81		1,102,410	$	4.74
Shares redeemed upon net exercise of stock options		33,599		4.37		30,149		4.86
Other		90,000		4.13		–		–
Total stock purchases		838,497	$	3.87		1,132,559	$	4.75