UNAUDITED CONDENSED CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	9 Months Ended
	Sep. 30, 2017	Sep. 30, 2016
Cash flows from operating activities:
Net income	$ 13,716	$ 21,835
Adjustments to reconcile net income to net cash provided by operating activities:
Accretion of deferred acquisition fees and origination costs	619	(2,686)
Amortization of discount on securitization trust debt	0	20
Depreciation and amortization	692	568
Amortization of deferred financing costs	6,559	6,214
Provision for credit losses	143,053	134,881
Stock-based compensation expense	4,266	4,004
Changes in assets and liabilities:
Accrued interest receivable	(5,915)	(1,531)
Deferred tax assets, net	(4,807)	(5,600)
Other assets	5,784	(2,627)
Accounts payable and accrued expenses	4,285	4,054
Net cash provided by operating activities	168,252	159,132
Cash flows from investing activities:
Purchases of finance receivables held for investment	(668,284)	(873,499)
Payments received on finance receivables held for investment	487,869	490,486
Payments received on receivables portfolio at fair value	4	54
Change in repossessions held in inventory	1,961	3,136
Increases in restricted cash and cash equivalents, net	(2,272)	(10,349)
Purchase of furniture and equipment	(585)	(771)
Net cash used in investing activities	(181,307)	(390,943)
Cash flows from financing activities:
Proceeds from issuance of securitization trust debt	656,315	980,650
Proceeds from issuance of subordinated renewable notes	2,793	1,303
Payments on subordinated renewable notes	(1,513)	(2,088)
Net advances of warehouse lines of credit	2,951	(112,725)
Repayments of residual interest financing debt	0	(2,186)
Repayment of securitization trust debt	(634,171)	(625,499)
Payment of financing costs	(5,713)	(7,645)
Purchase of common stock	(10,536)	(8,013)
Exercise of options and warrants	1,031	186
Net cash provided by financing activities	11,157	223,983
Increase (decrease) in cash and cash equivalents	(1,898)	(7,828)
Cash and cash equivalents at beginning of period	13,936	19,322
Cash and cash equivalents at end of period	12,038	11,494
Cash paid during the period for:
Interest	61,756	51,785
Income taxes	$ 6,157	$ 16,900